Symbols / PAYS Stock $5.83 -12.33% Paysign, Inc.

Technology • Software - Infrastructure • United States • NCM
PAYS (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Technology
Industry Software - Infrastructure
CEO Mr. Mark R. Newcomer
Exch · Country NCM · United States
Market Cap 321.73M
Enterprise Value 351.94M
Income 7.55M
Sales 82.03M
FCF (ttm) 7.95M
Book/sh 0.88
Cash/sh 0.38
Employees 226
Insider 10d —
IPO Oct 10, 2007
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 44.85
Forward P/E 14.70
PEG —
P/S 3.92
P/B 6.62
P/C —
EV/EBITDA 22.80
EV/Sales 4.29
Quick Ratio 0.43
Current Ratio 1.11
Debt/Eq 12.43
LT Debt/Eq —
EPS (ttm) 0.13
EPS next Y 0.40
EPS Growth -3.60%
Revenue Growth 45.80%
EPS Gr Q/Q -0.70%
Rev Gr Q/Q —
Earnings (next) 2026-08-04
Earnings (prior) 2026-03-24
ROA 1.95%
ROE 19.13%
ROIC —
Gross Margin 59.39%
Oper. Margin 7.06%
Profit Margin 9.21%
Shs Outstand 55.19M
Shs Float 33.60M
Insider Own 21.55%
Instit Own 46.49%
Short Float 3.66%
Short Ratio 1.91
Short Interest 1.59M
52W High 8.88
vs 52W High -34.35%
52W Low 3.00
vs 52W Low 94.33%
Beta 0.72
Impl. Vol. 1.48%
Rel Volume 3.19
Avg Volume 885.65K
Volume 2.82M
Target (mean) $9.80
Tgt Median $9.00
Tgt Low $8.50
Tgt High $12.00
# Analysts 5
Recom None
Prev Close $6.65
Price $5.83
Change -12.33%
About

Paysign, Inc. provides prepaid card programs, patient affordability offerings, digital banking, life science software technology solutions, and integrated payment processing services for businesses, consumers, and government institutions in the United States. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal. It markets its prepaid card solutions under the Paysign brand name. The company serves companies and municipalities that require payment solutions for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. Paysign, Inc. was founded in 2001 and is headquartered in Henderson, Nevada.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$9.80
Mean price target
2. Current target
$5.83
Latest analyst target
3. DCF / Fair value
$2.59
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$5.83
Low
$8.50
High
$12.00
Mean
$9.80

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-13 main DA Davidson Buy → Buy $9
2026-03-26 main DA Davidson Buy → Buy $9
2026-03-25 main Lake Street Buy → Buy $11
2025-11-13 main DA Davidson Buy → Buy $9
2025-08-07 main DA Davidson Buy → Buy $9
2025-08-06 main Lake Street Buy → Buy $10
2025-06-26 main Lake Street Buy → Buy $9
2025-06-13 main DA Davidson Buy → Buy $8
2025-05-14 main DA Davidson Buy → Buy $6
2025-05-09 main Ladenburg Thalmann Buy → Buy $8
2025-05-09 main Lake Street Buy → Buy $7
2025-03-27 main Barrington Research Outperform → Outperform $5
2025-03-26 main DA Davidson Buy → Buy $6
2025-03-26 main Barrington Research Outperform → Outperform $7
2024-12-20 init Lake Street — → Buy $6
2024-11-06 main Barrington Research Outperform → Outperform $7
2024-11-04 main Barrington Research Outperform → Outperform $7
2024-06-28 main Barrington Research Outperform → Outperform $7
2024-05-28 main Barrington Research Outperform → Outperform $7
2024-05-10 main Barrington Research Outperform → Outperform $7
News
RSS: Latest PAYS news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-04 HERMAN JOAN M. Officer and Director — 6,667 $7.01 $46,737
2026-02-27 BAKER JEFFERY BRADFORD Chief Financial Officer — 60,000 — —
2025-12-12 STROBO ROBERT Officer — 20,000 $5.47 $109,400
2025-08-04 LANFORD MATTHEW LOUIS Officer and Director — 26,367 $7.09 $186,813
2025-08-04 BAKER JEFFERY BRADFORD Chief Financial Officer — 30,396 $7.09 $215,359
2025-08-04 NEWCOMER MARK Chief Executive Officer — 62,158 $7.09 $440,396
2025-08-04 HERMAN JOAN M. Officer and Director — 14,160 $7.09 $100,325
2025-08-04 STROBO ROBERT Officer — 26,521 $7.09 $187,904
2025-07-31 BAKER JEFFERY BRADFORD Chief Financial Officer — 64,000 — —
2025-07-31 NEWCOMER MARK Chief Executive Officer — 150,000 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
82.03
+40.50%
58.38
+23.50%
47.27
+24.30%
38.03
Operating Revenue
79.50
+40.64%
56.53
+22.89%
46.00
+21.88%
37.74
Cost Of Revenue
33.31
+27.20%
26.19
+13.18%
23.14
+35.48%
17.08
Reconciled Cost Of Revenue
33.31
+27.20%
26.19
+13.18%
23.14
+35.48%
17.08
Gross Profit
48.72
+51.31%
32.20
+33.40%
24.14
+15.18%
20.95
Operating Expense
41.35
+32.65%
31.18
+28.28%
24.30
+17.92%
20.61
Selling General And Administration
33.04
+31.19%
25.18
+24.19%
20.28
+14.55%
17.70
Total Expenses
74.67
+30.16%
57.36
+20.91%
47.44
+25.87%
37.69
Operating Income
7.36
+620.78%
1.02
+710.75%
-0.17
-148.57%
0.34
Total Operating Income As Reported
7.36
+620.78%
1.02
+710.75%
-0.17
-148.57%
0.34
EBITDA
15.68
+123.50%
7.02
+81.81%
3.86
+18.60%
3.25
Normalized EBITDA
15.68
+123.50%
7.02
+81.81%
3.86
+18.60%
3.25
Reconciled Depreciation
8.32
+38.76%
5.99
+48.89%
4.03
+38.39%
2.91
EBIT
7.36
+620.78%
1.02
+710.75%
-0.17
-148.57%
0.34
Total Unusual Items
—
—
—
—
Total Unusual Items Excluding Goodwill
—
—
—
—
Special Income Charges
—
—
—
—
Impairment Of Capital Assets
—
—
—
—
Net Income
7.55
+97.90%
3.82
-40.92%
6.46
+528.42%
1.03
Pretax Income
10.03
+142.45%
4.14
+75.06%
2.36
+108.22%
1.14
Net Non Operating Interest Income Expense
2.67
-14.32%
3.12
+23.14%
2.53
+220.02%
0.79
Net Interest Income
2.67
-14.32%
3.12
+23.14%
2.53
+220.02%
0.79
Interest Income Non Operating
2.67
-14.32%
3.12
+23.14%
2.53
+220.02%
0.79
Interest Income
2.67
-14.32%
3.12
+23.14%
2.53
+220.02%
0.79
Tax Provision
2.48
+670.00%
0.32
+107.87%
-4.09
-3910.03%
0.11
Tax Rate For Calcs
0.00
+217.59%
0.00
-62.91%
0.00
+121.05%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
7.55
+97.90%
3.82
-40.92%
6.46
+528.42%
1.03
Net Income From Continuing Operation Net Minority Interest
7.55
+97.90%
3.82
-40.92%
6.46
+528.42%
1.03
Net Income From Continuing And Discontinued Operation
7.55
+97.90%
3.82
-40.92%
6.46
+528.42%
1.03
Net Income Continuous Operations
7.55
+97.90%
3.82
-40.92%
6.46
+528.42%
1.03
Normalized Income
7.55
+97.90%
3.82
-40.92%
6.46
+528.42%
1.03
Net Income Common Stockholders
7.55
+97.90%
3.82
-40.92%
6.46
+528.42%
1.03
Diluted EPS
—
0.07
-41.67%
0.12
+500.00%
0.02
Basic EPS
—
0.07
-41.67%
0.12
+500.00%
0.02
Basic Average Shares
—
53.21
+1.37%
52.49
+0.84%
52.05
Diluted Average Shares
—
55.59
+2.63%
54.16
+2.32%
52.93
Diluted NI Availto Com Stockholders
7.55
+97.90%
3.82
-40.92%
6.46
+528.42%
1.03
Depreciation Amortization Depletion Income Statement
8.32
+38.76%
5.99
+48.89%
4.03
+38.39%
2.91
Depreciation And Amortization In Income Statement
8.32
+38.76%
5.99
+48.89%
4.03
+38.39%
2.91
Gain On Sale Of PPE
—
—
—
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
276.25
+54.31%
179.03
+22.12%
146.60
+35.43%
108.24
Current Assets
240.06
+51.13%
158.84
+22.96%
129.18
+32.20%
97.72
Cash Cash Equivalents And Short Term Investments
21.07
+95.67%
10.77
-36.65%
16.99
+75.05%
9.71
Cash And Cash Equivalents
21.07
+95.67%
10.77
-36.65%
16.99
+75.05%
9.71
Cash Financial
21.07
+95.67%
10.77
-36.65%
16.99
+75.05%
9.71
Receivables
73.12
+113.51%
34.25
+92.30%
17.81
+190.97%
6.12
Accounts Receivable
72.19
+121.18%
32.64
+101.20%
16.22
+246.56%
4.68
Other Receivables
0.93
-42.32%
1.61
+1.28%
1.59
+10.20%
1.44
Prepaid Assets
—
—
—
—
Restricted Cash
143.92
+28.99%
111.58
+20.81%
92.36
+15.17%
80.19
Other Current Assets
1.95
-13.09%
2.25
+11.24%
2.02
+18.88%
1.70
Total Non Current Assets
36.20
+79.26%
20.19
+15.92%
17.42
+65.47%
10.53
Net PPE
7.63
+93.06%
3.95
-8.22%
4.30
-11.61%
4.87
Gross PPE
10.89
+54.77%
7.04
+0.20%
7.02
-1.92%
7.16
Accumulated Depreciation
-3.26
-5.76%
-3.09
-13.53%
-2.72
-18.69%
-2.29
Properties
0.00
0.00
0.00
0.00
Buildings And Improvements
5.73
+105.15%
2.79
-13.13%
3.22
—
Machinery Furniture Equipment
1.50
+19.67%
1.25
+13.31%
1.10
+1.62%
1.09
Other Properties
2.90
+5.14%
2.76
+11.72%
2.47
-57.76%
5.85
Leases
0.77
+223.86%
0.24
+0.00%
0.24
+3.10%
0.23
Goodwill And Other Intangible Assets
26.83
+119.24%
12.24
+38.86%
8.81
+55.82%
5.66
Goodwill
4.49
0.00
—
—
Other Intangible Assets
22.35
+82.57%
12.24
+38.86%
8.81
+55.82%
5.66
Non Current Deferred Assets
1.73
-56.64%
4.00
-6.95%
4.30
0.00
Non Current Deferred Taxes Assets
1.73
-56.64%
4.00
-6.95%
4.30
0.00
Total Liabilities Net Minority Interest
227.76
+53.29%
148.59
+21.68%
122.11
+32.80%
91.95
Current Liabilities
216.35
+48.08%
146.11
+22.59%
119.18
+34.46%
88.64
Payables And Accrued Expenses
70.54
+105.48%
34.33
+29.46%
26.52
+227.84%
8.09
Current Debt And Capital Lease Obligation
0.75
+67.74%
0.45
+16.76%
0.38
+6.17%
0.36
Current Capital Lease Obligation
0.75
+67.74%
0.45
+16.76%
0.38
+6.17%
0.36
Current Deferred Liabilities
143.19
+28.62%
111.33
+20.64%
92.28
+15.08%
80.19
Current Deferred Revenue
143.19
+28.62%
111.33
+20.64%
92.28
+15.08%
80.19
Other Current Liabilities
1.86
—
—
—
Total Non Current Liabilities Net Minority Interest
11.41
+360.25%
2.48
-15.30%
2.93
-11.59%
3.31
Long Term Debt And Capital Lease Obligation
5.27
+112.65%
2.48
-15.30%
2.93
-11.59%
3.31
Long Term Capital Lease Obligation
5.27
+112.65%
2.48
-15.30%
2.93
-11.59%
3.31
Other Non Current Liabilities
6.14
—
—
—
Stockholders Equity
48.49
+59.29%
30.44
+24.32%
24.49
+50.29%
16.29
Common Stock Equity
48.49
+59.29%
30.44
+24.32%
24.49
+50.29%
16.29
Capital Stock
0.06
+3.06%
0.05
+1.69%
0.05
+1.52%
0.05
Common Stock
0.06
+3.06%
0.05
+1.69%
0.05
+1.52%
0.05
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
56.02
+3.06%
54.36
+1.69%
53.45
+1.52%
52.65
Ordinary Shares Number
55.09
+2.92%
53.52
+1.46%
52.75
+0.78%
52.35
Treasury Shares Number
0.93
+11.98%
0.83
+19.58%
0.70
+130.02%
0.30
Additional Paid In Capital
35.50
+44.13%
24.63
+11.97%
22.00
+14.96%
19.14
Retained Earnings
15.08
+100.31%
7.53
+102.80%
3.71
+235.15%
-2.75
Treasury Stock
2.15
+21.20%
1.77
+38.74%
1.28
+751.92%
0.15
Total Equity Gross Minority Interest
48.49
+59.29%
30.44
+24.32%
24.49
+50.29%
16.29
Total Capitalization
48.49
+59.29%
30.44
+24.32%
24.49
+50.29%
16.29
Working Capital
23.71
+86.24%
12.73
+27.34%
10.00
+10.12%
9.08
Invested Capital
48.49
+59.29%
30.44
+24.32%
24.49
+50.29%
16.29
Total Debt
6.03
+105.78%
2.93
-11.59%
3.31
-9.84%
3.67
Capital Lease Obligations
6.03
+105.78%
2.93
-11.59%
3.31
-9.84%
3.67
Net Tangible Assets
21.66
+18.98%
18.20
+16.14%
15.67
+47.35%
10.64
Tangible Book Value
21.66
+18.98%
18.20
+16.14%
15.67
+47.35%
10.64
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
52.45
+128.57%
22.95
-16.92%
27.62
+9.09%
25.32
Cash Flow From Continuing Operating Activities
52.45
+128.57%
22.95
-16.92%
27.62
+9.09%
25.32
Net Income From Continuing Operations
7.55
+97.90%
3.82
-40.92%
6.46
+528.42%
1.03
Depreciation Amortization Depletion
8.32
+38.76%
5.99
+48.89%
4.03
+38.39%
2.91
Depreciation
0.47
+27.98%
0.37
-14.39%
0.43
-13.12%
0.49
Amortization Cash Flow
7.85
+39.47%
5.63
+56.42%
3.60
+48.89%
2.42
Depreciation And Amortization
8.32
+38.76%
5.99
+48.89%
4.03
+38.39%
2.91
Amortization Of Intangibles
7.85
+39.47%
5.63
+56.42%
3.60
+48.89%
2.42
Other Non Cash Items
0.59
+40.20%
0.42
+5.58%
0.40
+5.54%
0.38
Stock Based Compensation
4.26
+63.64%
2.60
-8.73%
2.85
+25.29%
2.28
Asset Impairment Charge
—
—
—
—
Deferred Tax
2.27
+658.41%
0.30
+106.95%
-4.30
0.00
Deferred Income Tax
2.27
+658.41%
0.30
+106.95%
-4.30
0.00
Operating Gains Losses
—
—
-0.00
—
Change In Working Capital
29.46
+200.29%
9.81
-46.05%
18.19
-2.87%
18.72
Change In Receivables
-38.87
-136.49%
-16.44
-40.63%
-11.69
-584.68%
-1.71
Changes In Account Receivables
-39.55
-140.93%
-16.42
-42.24%
-11.54
-796.73%
-1.29
Change In Prepaid Assets
0.29
+229.52%
-0.23
+29.23%
-0.32
+29.74%
-0.46
Change In Payables And Accrued Expense
36.61
+368.57%
7.81
-57.69%
18.46
+694.77%
2.32
Change In Other Working Capital
31.86
+67.29%
19.05
+57.50%
12.09
-36.03%
18.91
Change In Other Current Liabilities
-0.43
-12.35%
-0.38
-6.17%
-0.36
-6.17%
-0.34
Investing Cash Flow
-10.09
-6.38%
-9.49
-34.62%
-7.05
-72.27%
-4.09
Cash Flow From Continuing Investing Activities
-10.09
-6.38%
-9.49
-34.62%
-7.05
-72.27%
-4.09
Net PPE Purchase And Sale
-1.21
-178.01%
-0.43
-65.64%
-0.26
-149.61%
-0.11
Purchase Of PPE
-1.21
-178.01%
-0.43
-65.64%
-0.26
-149.61%
-0.11
Capital Expenditure
-8.09
+14.70%
-9.49
-34.62%
-7.05
-72.27%
-4.09
Capital Expenditure Reported
-6.80
+23.80%
-8.93
-31.54%
-6.79
-78.51%
-3.80
Net Business Purchase And Sale
-2.00
0.00
—
—
Purchase Of Business
-2.00
0.00
—
—
Net Intangibles Purchase And Sale
-0.08
+34.64%
-0.13
0.00
+100.00%
-0.18
Purchase Of Intangibles
-0.08
+34.64%
-0.13
0.00
+100.00%
-0.18
Financing Cash Flow
0.28
+161.10%
-0.47
+58.31%
-1.12
0.00
Cash Flow From Continuing Financing Activities
0.28
+161.10%
-0.47
+58.31%
-1.12
0.00
Net Common Stock Issuance
-0.38
+24.09%
-0.50
+56.11%
-1.13
0.00
Common Stock Payments
-0.38
+24.09%
-0.50
+56.11%
-1.13
0.00
Repurchase Of Capital Stock
-0.38
+24.09%
-0.50
+56.11%
-1.13
0.00
Proceeds From Stock Option Exercised
0.66
+2193.94%
0.03
+200.00%
0.01
0.00
Changes In Cash
42.64
+228.21%
12.99
-33.21%
19.45
-8.35%
21.23
Beginning Cash Position
122.34
+11.88%
109.35
+21.64%
89.90
+30.91%
68.67
End Cash Position
164.98
+34.85%
122.34
+11.88%
109.35
+21.64%
89.90
Free Cash Flow
44.36
+229.58%
13.46
-34.58%
20.57
-3.08%
21.23
Interest Paid Supplemental Data
—
0.00
0.00
-100.00%
0.00
Income Tax Paid Supplemental Data
0.41
+203.14%
0.14
-34.29%
0.21
+478.44%
0.04
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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