Symbols / QCRH Stock $88.81 -0.55% QCR Holdings, Inc.

Financial Services • Banks - Regional • United States • NGM
QCRH (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Todd A. Gipple CPA
Exch · Country NGM · United States
Market Cap 1.47B
Enterprise Value 1.63B
Income 134.78M
Sales 366.76M
FCF (ttm) —
Book/sh 68.04
Cash/sh 24.95
Employees 997
Insider 10d —
IPO Oct 06, 1993
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 3.52%
P/E 11.16
Forward P/E 10.22
PEG 1.02
P/S 4.00
P/B 1.31
P/C —
EV/EBITDA —
EV/Sales 4.45
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 7.96
EPS next Y 8.69
EPS Growth 30.90%
Revenue Growth 21.10%
EPS Gr Q/Q 29.40%
Rev Gr Q/Q —
Earnings (next) 2026-07-22
Earnings (prior) 2026-04-22
ROA 1.44%
ROE 12.57%
ROIC —
Gross Margin 0.00%
Oper. Margin 43.67%
Profit Margin 36.75%
Shs Outstand 16.51M
Shs Float 15.92M
Insider Own 3.07%
Instit Own 82.37%
Short Float 2.12%
Short Ratio 3.16
Short Interest 337.96K
52W High 96.00
vs 52W High -7.49%
52W Low 63.68
vs 52W Low 39.46%
Beta 0.77
Impl. Vol. 47.97%
Rel Volume 0.46
Avg Volume 114.59K
Volume 52.81K
Target (mean) $100.40
Tgt Median $102.00
Tgt Low $92.00
Tgt High $107.00
# Analysts 5
Recom None
Prev Close $89.30
Price $88.81
Change -0.55%
About

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. In addition, the company offers loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as motor vehicle, home improvement, home equity, signature loans, and small personal credit lines, as well as issuance of trust preferred securities. QCR Holdings, Inc. was incorporated in 1993 and is headquartered in Moline, Illinois.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$100.40
Mean price target
2. Current target
$88.81
Latest analyst target
3. DCF / Fair value
$119.40
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$88.81
Low
$92.00
High
$107.00
Mean
$100.40

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-27 main Piper Sandler Overweight → Overweight $107
2026-01-30 reit Piper Sandler Overweight → Overweight $108
2026-01-29 main DA Davidson Neutral → Neutral $96
2026-01-29 main Keefe, Bruyette & Woods Outperform → Outperform $102
2025-10-27 reit Raymond James Outperform → Outperform $88
2025-10-27 main Piper Sandler Overweight → Overweight $97
2025-10-09 down DA Davidson Buy → Neutral $83
2025-07-28 main Piper Sandler Overweight → Overweight $93
2025-07-25 main DA Davidson Buy → Buy $87
2025-07-25 reit Keefe, Bruyette & Woods Outperform → Outperform $92
2025-04-24 main Keefe, Bruyette & Woods Outperform → Outperform $90
2025-04-24 main Piper Sandler Overweight → Overweight $88
2025-04-02 main Raymond James Outperform → Outperform $82
2024-07-29 reit Keefe, Bruyette & Woods Outperform → Outperform $82
2024-01-29 main Raymond James Outperform → Outperform $72
2024-01-25 main Keefe, Bruyette & Woods Outperform → Outperform $70
2024-01-25 main Piper Sandler Overweight → Overweight $74
2023-07-31 main Piper Sandler Overweight → Overweight $64
2023-07-31 main Raymond James Outperform → Outperform $60
2023-05-01 main Keefe, Bruyette & Woods — → Outperform $55
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-30 KLEIN JAMES D. Officer — 310 $91.00 $28,210
2026-04-23 REASNER AMY L. Director — 100 $88.35 $8,835
2026-03-12 KLEIN JAMES D. Officer — 554 $82.50 $45,705
2026-03-03 GIPPLE TODD A Chief Executive Officer — 0 — —
2026-03-03 GIBSON KURT A Chief Executive Officer — 114 $75.04 $8,555
2026-03-03 MCNEW MONTE C Officer — 128 $75.04 $9,605
2026-03-03 LEE NICOLE A Officer — 146 $75.04 $10,956
2026-03-03 KLEIN JAMES D. Officer — 116 $75.04 $8,705
2026-03-03 EKIZIAN LAURA L Officer — 68 $75.04 $5,103
2026-03-02 BATTEN JAMES R Director — 387 $87.99 $34,052
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
360.10
+6.51%
338.09
-1.49%
343.21
+12.84%
304.16
Operating Revenue
360.10
+6.51%
338.09
-1.49%
343.21
+12.84%
304.16
Selling General And Administration
142.81
+0.08%
142.69
-4.75%
149.80
+18.76%
126.13
Selling And Marketing Expense
7.54
+6.76%
7.06
+16.82%
6.04
+21.86%
4.96
Salaries And Wages
127.07
-0.87%
128.19
-6.17%
136.62
+18.42%
115.37
Reconciled Depreciation
12.30
+9.56%
11.23
-3.70%
11.66
+10.91%
10.52
Total Unusual Items
-1.96
+17.73%
-2.39
-1052.66%
-0.21
+97.76%
-9.24
Total Unusual Items Excluding Goodwill
-1.96
+17.73%
-2.39
-1052.66%
-0.21
+97.76%
-9.24
Special Income Charges
-1.96
+17.73%
-2.39
-1052.66%
-0.21
+97.76%
-9.24
Impairment Of Capital Assets
0.00
-100.00%
0.43
0.00
0.00
Restructuring And Mergern Acquisition
0.00
-100.00%
1.95
+843.96%
0.21
-97.76%
9.24
Net Income
127.19
+11.72%
113.85
+0.26%
113.56
+14.63%
99.07
Pretax Income
135.90
+10.87%
122.58
-3.19%
126.62
+11.51%
113.55
Net Interest Income
255.22
+10.11%
231.79
+4.88%
221.01
-4.38%
231.12
Interest Expense
234.21
-6.34%
250.07
+29.97%
192.40
+213.10%
61.45
Interest Income
489.43
+1.57%
481.86
+16.56%
413.41
+41.30%
292.57
Gain On Sale Of Security
0.33
+113.70%
-2.39
-39.75%
-1.71
-186.73%
1.98
Gain On Sale Of Business
—
—
0.00
0.00
Tax Provision
8.71
-0.22%
8.73
-33.19%
13.06
-9.81%
14.48
Tax Rate For Calcs
0.00
-10.00%
0.00
-30.88%
0.00
-19.25%
0.00
Tax Effect Of Unusual Items
-0.13
+25.96%
-0.17
-696.74%
-0.02
+98.19%
-1.18
Net Income Including Noncontrolling Interests
127.19
+11.72%
113.85
+0.26%
113.56
+14.63%
99.07
Net Income From Continuing Operation Net Minority Interest
127.19
+11.72%
113.85
+0.26%
113.56
+14.63%
99.07
Net Income From Continuing And Discontinued Operation
127.19
+11.72%
113.85
+0.26%
113.56
+14.63%
99.07
Net Income Continuous Operations
127.19
+11.72%
113.85
+0.26%
113.56
+14.63%
99.07
Normalized Income
129.03
+11.17%
116.07
+2.04%
113.74
+6.18%
107.13
Net Income Common Stockholders
127.19
+11.72%
113.85
+0.26%
113.56
+14.63%
99.07
Diluted EPS
7.49
+11.62%
6.71
-0.30%
6.73
+14.65%
5.87
Basic EPS
7.54
+11.37%
6.77
-0.29%
6.79
+14.31%
5.94
Basic Average Shares
16.88
+0.28%
16.83
+0.58%
16.73
+0.30%
16.68
Diluted Average Shares
16.97
+0.08%
16.96
+0.55%
16.87
-0.14%
16.89
Diluted NI Availto Com Stockholders
127.19
+11.72%
113.85
+0.26%
113.56
+14.63%
99.07
Amortization
2.98
+7.97%
2.76
-6.02%
2.94
+2.94%
2.85
Amortization Of Intangibles Income Statement
2.98
+7.97%
2.76
-6.02%
2.94
+2.94%
2.85
Depreciation Amortization Depletion Income Statement
2.98
+7.97%
2.76
-6.02%
2.94
+2.94%
2.85
Depreciation And Amortization In Income Statement
2.98
+7.97%
2.76
-6.02%
2.94
+2.94%
2.85
Insurance And Claims
8.20
+10.12%
7.44
+4.30%
7.14
+22.92%
5.81
Occupancy And Equipment
28.02
+10.25%
25.41
+1.53%
25.03
+13.91%
21.98
Other Non Interest Expense
5.09
-5.93%
5.41
-6.90%
5.81
-0.53%
5.84
Professional Expense And Contract Services Expense
25.28
+30.48%
19.37
+19.06%
16.27
-0.07%
16.28
Line Item Trend 2023-12-31
Total Assets
8,538.89
Cash And Cash Equivalents
202.04
Cash Financial
97.12
Other Short Term Investments
299.65
Receivables
30.17
Other Receivables
30.17
Net PPE
123.28
Gross PPE
188.20
Accumulated Depreciation
-64.92
Land And Improvements
17.81
Buildings And Improvements
110.27
Machinery Furniture Equipment
52.35
Construction In Progress
7.77
Goodwill And Other Intangible Assets
152.85
Goodwill
139.03
Other Intangible Assets
13.82
Investments And Advances
1,005.53
Total Liabilities Net Minority Interest
7,652.30
Long Term Debt And Capital Lease Obligation
716.79
Long Term Debt
716.79
Stockholders Equity
886.60
Common Stock Equity
886.60
Capital Stock
16.75
Common Stock
16.75
Preferred Stock
0.00
Share Issued
16.75
Ordinary Shares Number
16.75
Treasury Shares Number
0.00
Additional Paid In Capital
370.81
Retained Earnings
554.99
Gains Losses Not Affecting Retained Earnings
-55.96
Other Equity Adjustments
-19.98
Total Equity Gross Minority Interest
886.60
Total Capitalization
1,603.39
Invested Capital
1,603.39
Total Debt
716.79
Net Debt
514.75
Net Tangible Assets
733.75
Tangible Book Value
733.75
Available For Sale Securities
—
Cash Cash Equivalents And Federal Funds Sold
279.14
Derivative Product Liabilities
215.74
Held To Maturity Securities
683.50
Trading Securities
22.37
Unrealized Gain Loss
-35.98
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
421.54
-5.17%
444.54
+18.13%
376.32
+217.04%
118.70
Cash Flow From Continuing Operating Activities
421.54
-5.17%
444.54
+18.13%
376.32
+217.04%
118.70
Net Income From Continuing Operations
127.19
+11.72%
113.85
+0.26%
113.56
+14.63%
99.07
Depreciation Amortization Depletion
12.30
+9.56%
11.23
-3.70%
11.66
+10.91%
10.52
Depreciation
9.32
+10.08%
8.47
-2.92%
8.72
+13.87%
7.66
Amortization Cash Flow
2.98
+7.97%
2.76
-6.02%
2.94
+2.94%
2.85
Depreciation And Amortization
12.30
+9.56%
11.23
-3.70%
11.66
+10.91%
10.52
Amortization Of Intangibles
2.98
+7.97%
2.76
-6.02%
2.94
+2.94%
2.85
Other Non Cash Items
289.54
-11.25%
326.22
+36.98%
238.15
+61917.19%
0.38
Pension And Employee Benefit Expense
6.09
+5.14%
5.79
+2.04%
5.68
+39.76%
4.06
Stock Based Compensation
3.23
+14.37%
2.83
+5.49%
2.68
+9.84%
2.44
Asset Impairment Charge
0.00
-100.00%
0.43
0.00
0.00
Deferred Tax
-2.34
+67.46%
-7.19
-660.25%
-0.95
+79.79%
-4.68
Deferred Income Tax
-2.34
+67.46%
-7.19
-660.25%
-0.95
+79.79%
-4.68
Operating Gains Losses
3.74
-30.15%
5.35
-4.12%
5.58
+8684.62%
-0.07
Gain Loss On Investment Securities
0.00
0.00
-100.00%
0.45
0.00
Gain Loss On Sale Of PPE
0.01
-95.80%
0.14
-63.14%
0.39
+2.65%
0.38
Change In Working Capital
-24.97
+3.48%
-25.86
-118.99%
-11.81
-931.18%
1.42
Change In Other Working Capital
-3.36
-4.74%
-3.21
-5.14%
-3.05
-48.49%
-2.06
Change In Other Current Assets
-7.08
-266.09%
4.26
+110.63%
-40.11
+5.77%
-42.57
Change In Other Current Liabilities
-14.52
+46.05%
-26.92
-185.85%
31.36
-31.91%
46.05
Investing Cash Flow
-854.71
-1.12%
-845.23
-12.81%
-749.27
-18.05%
-634.69
Cash Flow From Continuing Investing Activities
-854.71
-1.12%
-845.23
-12.81%
-749.27
-18.05%
-634.69
Net PPE Purchase And Sale
-65.59
-47.43%
-44.49
-208.05%
-14.44
+53.71%
-31.20
Purchase Of PPE
-67.43
-51.57%
-44.49
-197.70%
-14.95
+55.07%
-33.26
Sale Of PPE
1.84
+92150.00%
0.00
-99.60%
0.50
-75.58%
2.06
Capital Expenditure
-67.43
-51.57%
-44.49
-197.70%
-14.95
+55.07%
-33.26
Net Investment Purchase And Sale
-127.07
+9.02%
-139.67
-205.50%
-45.72
-4.66%
-43.68
Purchase Of Investment
-235.03
-7.80%
-218.03
-16.20%
-187.63
+18.60%
-230.50
Sale Of Investment
107.96
+37.78%
78.36
-44.78%
141.92
-24.04%
186.82
Purchase Of Business
—
—
—
0.00
Gain Loss On Sale Of Business
—
—
—
0.00
Net Other Investing Changes
2.69
-77.59%
12.01
+225.33%
3.69
+112.12%
-30.45
Financing Cash Flow
417.93
+5.72%
395.30
-3.67%
410.35
-23.76%
538.23
Cash Flow From Continuing Financing Activities
417.93
+5.72%
395.30
-3.67%
410.35
-23.76%
538.23
Net Issuance Payments Of Debt
89.47
+159.92%
-149.32
-38.09%
-108.13
-117.73%
609.83
Issuance Of Debt
200.59
+1831.89%
10.38
-92.31%
135.00
+22.73%
110.00
Repayment Of Debt
-206.96
0.00
0.00
+100.00%
-26.00
Long Term Debt Issuance
200.59
+1831.89%
10.38
-92.31%
135.00
+22.73%
110.00
Long Term Debt Payments
-206.96
0.00
0.00
+100.00%
-26.00
Net Long Term Debt Issuance
-6.38
-161.40%
10.38
-92.31%
135.00
+60.71%
84.00
Short Term Debt Payments
—
—
—
—
Net Short Term Debt Issuance
95.85
+160.02%
-159.70
+34.31%
-243.13
-146.24%
525.83
Net Common Stock Issuance
-20.50
-1495.44%
1.47
+120.17%
-7.28
+86.14%
-52.53
Common Stock Payments
-21.63
0.00
+100.00%
-8.69
+83.60%
-52.95
Common Stock Dividend Paid
-4.06
-0.72%
-4.03
-0.07%
-4.03
-2.16%
-3.94
Cash Dividends Paid
-4.06
-0.72%
-4.03
-0.07%
-4.03
-2.16%
-3.94
Repurchase Of Capital Stock
-21.63
0.00
+100.00%
-8.69
+83.60%
-52.95
Changes In Cash
-15.24
-182.66%
-5.39
-114.41%
37.40
+68.22%
22.23
Beginning Cash Position
91.73
-5.55%
97.12
+62.62%
59.72
+59.30%
37.49
End Cash Position
76.49
-16.61%
91.73
-5.55%
97.12
+62.62%
59.72
Free Cash Flow
354.11
-11.48%
400.05
+10.70%
361.38
+322.97%
85.44
Interest Paid Supplemental Data
237.09
-4.27%
247.67
+31.78%
187.95
+220.44%
58.65
Income Tax Paid Supplemental Data
4.90
+0.99%
4.85
+70.02%
2.85
+170.10%
1.06
Common Stock Issuance
1.13
-23.08%
1.47
+4.70%
1.40
+232.46%
0.42
Issuance Of Capital Stock
1.13
-23.08%
1.47
+4.70%
1.40
+232.46%
0.42
Sale Of Business
—
0.00
0.00
-100.00%
144.97
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category