Symbols / RNST Stock $41.12 +3.37% Renasant Corporation

Financial Services • Banks - Regional • United States • NYQ
RNST (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Kevin D. Chapman
Exch · Country NYQ · United States
Market Cap 3.79B
Enterprise Value 3.38B
Income 227.98M
Sales 978.30M
FCF (ttm) —
Book/sh 41.63
Cash/sh 13.66
Employees 3,000
Insider 10d —
IPO Apr 24, 1992
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 38.14%
P/E 17.42
Forward P/E 10.34
PEG 1.79
P/S 3.88
P/B 0.99
P/C —
EV/EBITDA —
EV/Sales 3.45
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 2.36
EPS next Y 3.98
EPS Growth 44.60%
Revenue Growth 60.20%
EPS Gr Q/Q 112.50%
Rev Gr Q/Q —
Earnings (next) 2026-07-21
Earnings (prior) 2026-04-28
ROA 1.00%
ROE 6.92%
ROIC —
Gross Margin 0.00%
Oper. Margin 45.17%
Profit Margin 23.30%
Shs Outstand 92.27M
Shs Float 90.31M
Insider Own 1.85%
Instit Own 91.05%
Short Float 5.83%
Short Ratio 7.74
Short Interest 4.63M
52W High 42.11
vs 52W High -2.35%
52W Low 33.04
vs 52W Low 24.46%
Beta 0.99
Impl. Vol. 45.00%
Rel Volume 1.11
Avg Volume 730.47K
Volume 812.93K
Target (mean) $45.57
Tgt Median $46.00
Tgt Low $44.00
Tgt High $47.00
# Analysts 7
Recom Buy
Prev Close $39.78
Price $41.12
Change 3.37%
About

Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, and fiduciary services to retail and commercial customers. The company operates in two segments, Community Banks and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and factoring equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estate–1-4 family mortgage; real estate–commercial mortgage; real estate–construction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts. It also provides annuities, mutual funds, and other investment services through a third-party broker-dealer; administrative and compliance services; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates, as well as administrative and compliance services for certain mutual funds. The company was founded in 1904 and is based in Tupelo, Mississippi.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$45.57
Mean price target
2. Current target
$41.12
Latest analyst target
3. DCF / Fair value
$35.40
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$41.12
Low
$44.00
High
$47.00
Mean
$45.57

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-01-07 main TD Cowen Buy → Buy $45
2025-10-30 main TD Cowen Buy → Buy $44
2025-10-30 up Hovde Group Market Perform → Outperform $41
2025-09-25 init TD Cowen — → Buy $45
2025-05-06 main Keefe, Bruyette & Woods Outperform → Outperform $43
2025-04-24 up Raymond James Outperform → Strong Buy $40
2025-04-02 main Raymond James Outperform → Outperform $40
2025-01-30 main Stephens & Co. Overweight → Overweight $47
2025-01-30 reit Keefe, Bruyette & Woods Outperform → Outperform $46
2025-01-30 reit Raymond James Outperform → Outperform $44
2025-01-30 main Piper Sandler Overweight → Overweight $44
2024-12-31 reit Keefe, Bruyette & Woods Outperform → Outperform $45
2024-11-13 down Hovde Group Outperform → Market Perform —
2024-09-20 main Truist Securities Hold → Hold $37
2024-08-05 up Hovde Group Market Perform → Outperform —
2024-08-05 up Piper Sandler Neutral → Overweight $40
2024-08-02 up Keefe, Bruyette & Woods Market Perform → Outperform $40
2024-07-31 up Stephens & Co. Equal-Weight → Overweight $41
2024-07-25 down Hovde Group Outperform → Market Perform $38
2024-07-25 main Truist Securities Hold → Hold $38
News
RSS: Latest RNST news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-14 WAYCASTER C. MITCHELL Officer and Director — 12,704 $39.50 $501,808
2026-04-28 SUGGS SEAN M. Director — 2,060 $0.00 $0
2026-04-28 ENGEL CONNIE L. Director — 2,060 $0.00 $0
2026-04-28 BUTLER GARY D. PH.D. Director — 2,060 $0.00 $0
2026-04-28 MOORE DIANA RENEE Director — 2,060 $0.00 $0
2026-04-28 FLENORL ROSE J. Director — 2,060 $0.00 $0
2026-04-28 DEER JILL V Director — 2,060 $0.00 $0
2026-04-28 CLARK DONALD JR Director — 2,060 $0.00 $0
2026-04-28 PARKER TED E Director — 2,060 $0.00 $0
2026-04-28 HOLLAND NEAL A JR Director — 2,060 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
985.85
+48.82%
662.45
+4.85%
631.78
+0.20%
630.55
Operating Revenue
985.85
+48.82%
662.45
+4.85%
631.78
+0.20%
630.55
Selling General And Administration
386.92
+28.98%
299.98
+1.18%
296.49
+7.43%
275.98
Selling And Marketing Expense
18.36
+13.23%
16.21
+10.08%
14.73
+2.80%
14.32
General And Administrative Expense
368.56
+29.88%
283.77
+0.71%
281.77
+7.69%
261.65
Salaries And Wages
368.56
+29.88%
283.77
+0.71%
281.77
+7.69%
261.65
Other Gand A
—
—
—
—
Reconciled Depreciation
16.21
-49.78%
32.28
-8.36%
35.23
-17.58%
42.74
Total Unusual Items
-49.33
-223.16%
40.06
+6360.65%
0.62
+124.61%
-2.52
Total Unusual Items Excluding Goodwill
-49.33
-223.16%
40.06
+6360.65%
0.62
+124.61%
-2.52
Special Income Charges
-49.33
-223.16%
40.06
+6360.65%
0.62
+124.61%
-2.52
Other Special Charges
—
—
—
—
Restructuring And Mergern Acquisition
49.33
+269.55%
13.35
0.00
-100.00%
2.52
Net Income
181.27
-7.26%
195.46
+35.10%
144.68
-12.88%
166.07
Pretax Income
226.73
-7.44%
244.97
+38.25%
177.19
-16.15%
211.31
Net Interest Income
803.97
+56.97%
512.20
-1.37%
519.33
+7.90%
481.30
Interest Expense
458.29
+22.02%
375.58
+35.10%
277.99
+359.40%
60.51
Interest Income
1,262.26
+42.18%
887.78
+11.35%
797.32
+47.16%
541.81
Gain On Sale Of Security
0.00
0.00
+100.00%
-41.79
0.00
Gain On Sale Of Business
0.00
-100.00%
53.35
0.00
0.00
Tax Provision
45.46
-8.18%
49.51
+52.29%
32.51
-28.14%
45.24
Tax Rate For Calcs
0.00
-0.79%
0.00
+10.15%
0.00
-14.30%
0.00
Tax Effect Of Unusual Items
-9.89
-222.18%
8.10
+7016.57%
0.11
+121.09%
-0.54
Net Income Including Noncontrolling Interests
181.27
-7.26%
195.46
+35.10%
144.68
-12.88%
166.07
Net Income From Continuing Operation Net Minority Interest
181.27
-7.26%
195.46
+35.10%
144.68
-12.88%
166.07
Net Income From Continuing And Discontinued Operation
181.27
-7.26%
195.46
+35.10%
144.68
-12.88%
166.07
Net Income Continuous Operations
181.27
-7.26%
195.46
+35.10%
144.68
-12.88%
166.07
Normalized Income
220.71
+35.00%
163.50
+13.40%
144.17
-14.21%
168.05
Net Income Common Stockholders
181.27
-7.26%
195.46
+35.10%
144.68
-12.88%
166.07
Diluted EPS
2.07
-36.70%
3.27
+26.89%
2.58
-12.64%
2.95
Basic EPS
2.09
-36.47%
3.29
+27.67%
2.58
-13.23%
2.97
Basic Average Shares
86.94
+46.49%
59.35
+5.71%
56.14
+0.43%
55.90
Diluted Average Shares
87.51
+46.47%
59.75
+6.42%
56.14
-0.13%
56.21
Diluted NI Availto Com Stockholders
181.27
-7.26%
195.46
+35.10%
144.68
-12.88%
166.07
Amortization
27.10
+477.77%
4.69
-12.81%
5.38
+5.04%
5.12
Amortization Of Intangibles Income Statement
27.10
+477.77%
4.69
-12.81%
5.38
+5.04%
5.12
Depreciation Amortization Depletion Income Statement
27.10
+477.77%
4.69
-12.81%
5.38
+5.04%
5.12
Depreciation And Amortization In Income Statement
27.10
+477.77%
4.69
-12.81%
5.38
+5.04%
5.12
Occupancy And Equipment
63.65
+38.49%
45.96
-1.10%
46.47
+3.69%
44.82
Other Non Interest Expense
109.79
+28.83%
85.22
+9.81%
77.61
+40.95%
55.06
Professional Expense And Contract Services Expense
14.87
+19.74%
12.42
-9.17%
13.67
+15.15%
11.87
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
26,751.43
+48.33%
18,034.87
+3.88%
17,360.53
+2.19%
16,988.18
Cash And Cash Equivalents
1,070.72
-1.95%
1,092.03
+36.27%
801.35
+39.13%
575.99
Cash Financial
299.59
+51.00%
198.41
-4.00%
206.68
+6.80%
193.51
Other Short Term Investments
2,248.57
+170.58%
831.01
-9.99%
923.28
-39.81%
1,533.94
Receivables
—
87.22
-23.15%
113.50
+0.85%
112.55
Other Receivables
—
87.22
-23.15%
113.50
+0.85%
112.55
Net PPE
465.14
+66.24%
279.80
-1.20%
283.19
-0.14%
283.60
Gross PPE
649.89
+45.89%
445.46
+1.45%
439.10
+1.39%
433.07
Accumulated Depreciation
-184.75
-11.52%
-165.66
-6.26%
-155.90
-4.30%
-149.47
Buildings And Improvements
426.12
+62.31%
262.54
+1.57%
258.48
+3.38%
250.04
Machinery Furniture Equipment
122.41
+23.93%
98.77
+3.27%
95.65
+1.07%
94.63
Other Properties
57.41
+22.17%
46.99
-3.43%
48.66
-11.64%
55.07
Leases
43.95
+18.29%
37.16
+2.33%
36.31
+8.95%
33.33
Goodwill And Other Intangible Assets
1,617.72
+50.35%
1,075.99
-2.37%
1,102.15
+0.17%
1,100.33
Goodwill
1,405.84
+42.16%
988.90
-0.28%
991.66
0.00%
991.71
Other Intangible Assets
211.88
+143.28%
87.10
-21.17%
110.48
+1.71%
108.62
Investments And Advances
3,590.89
+83.48%
1,957.12
-8.75%
2,144.74
-24.96%
2,857.98
Total Liabilities Net Minority Interest
22,866.52
+48.90%
15,356.55
+1.95%
15,063.15
+1.42%
14,852.16
Current Debt And Capital Lease Obligation
550.00
+450.00%
100.00
-66.67%
300.00
-57.14%
700.00
Current Debt
550.00
+450.00%
100.00
-66.67%
300.00
-57.14%
700.00
Other Current Borrowings
550.00
+450.00%
100.00
-66.67%
300.00
-57.14%
700.00
Long Term Debt And Capital Lease Obligation
499.76
+16.06%
430.61
+0.28%
429.40
+0.30%
428.13
Long Term Debt
499.76
+16.06%
430.61
+0.28%
429.40
+0.30%
428.13
Stockholders Equity
3,884.91
+45.05%
2,678.32
+16.58%
2,297.38
+7.55%
2,136.02
Common Stock Equity
3,884.91
+45.05%
2,678.32
+16.58%
2,297.38
+7.55%
2,136.02
Capital Stock
488.61
+46.99%
332.42
+12.12%
296.48
+0.00%
296.48
Common Stock
488.61
+46.99%
332.42
+12.12%
296.48
+0.00%
296.48
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
97.72
+46.99%
66.48
+12.12%
59.30
+0.00%
59.30
Ordinary Shares Number
94.64
+48.88%
63.57
+13.22%
56.14
+0.34%
55.95
Treasury Shares Number
3.09
+5.74%
2.92
-7.48%
3.15
-5.66%
3.34
Additional Paid In Capital
2,393.00
+60.40%
1,491.85
+14.03%
1,308.28
+0.45%
1,302.42
Retained Earnings
1,196.52
+9.39%
1,093.85
+14.89%
952.12
+11.01%
857.73
Gains Losses Not Affecting Retained Earnings
-89.73
+37.08%
-142.61
+7.55%
-154.26
+26.21%
-209.04
Treasury Stock
103.49
+6.48%
97.20
-7.65%
105.25
-5.67%
111.58
Total Equity Gross Minority Interest
3,884.91
+45.05%
2,678.32
+16.58%
2,297.38
+7.55%
2,136.02
Total Capitalization
4,384.66
+41.03%
3,108.93
+14.01%
2,726.78
+6.34%
2,564.15
Invested Capital
4,934.66
+53.78%
3,208.93
+6.02%
3,026.78
-7.27%
3,264.15
Total Debt
1,049.76
+97.84%
530.61
-27.25%
729.40
-35.34%
1,128.13
Net Debt
—
—
—
552.14
Net Tangible Assets
2,267.18
+41.49%
1,602.32
+34.06%
1,195.23
+15.41%
1,035.68
Tangible Book Value
2,267.18
+41.49%
1,602.32
+34.06%
1,195.23
+15.41%
1,035.68
Available For Sale Securities
312.25
—
—
—
Cash Cash Equivalents And Federal Funds Sold
1,070.72
-1.95%
1,092.03
+36.27%
801.35
+39.13%
575.99
Held To Maturity Securities
1,030.07
-8.53%
1,126.11
-7.81%
1,221.46
-7.75%
1,324.04
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
271.47
+155.11%
106.42
-28.37%
148.55
-74.12%
574.04
Cash Flow From Continuing Operating Activities
271.47
+155.11%
106.42
-28.37%
148.55
-74.12%
574.04
Net Income From Continuing Operations
181.27
-7.26%
195.46
+35.10%
144.68
-12.88%
166.07
Depreciation Amortization Depletion
16.21
-49.78%
32.28
-8.36%
35.23
-17.58%
42.74
Depreciation
16.21
-49.78%
32.28
-8.36%
35.23
-17.58%
42.74
Depreciation And Amortization
16.21
-49.78%
32.28
-8.36%
35.23
-17.58%
42.74
Other Non Cash Items
-10.52
+83.66%
-64.38
-0.57%
-64.01
-116.73%
382.53
Stock Based Compensation
17.72
+27.66%
13.88
+1.22%
13.72
+19.22%
11.51
Deferred Tax
1.69
-63.71%
4.65
+192.89%
-5.00
-319.52%
2.28
Deferred Income Tax
1.69
-63.71%
4.65
+192.89%
-5.00
-319.52%
2.28
Operating Gains Losses
-24.29
+66.93%
-73.45
-383.86%
25.88
+236.18%
-19.00
Gain Loss On Investment Securities
0.00
0.00
-100.00%
22.44
0.00
Gain Loss On Sale Of PPE
-3.96
-15.30%
-3.44
-377.64%
-0.72
+77.49%
-3.20
Change In Working Capital
-18.07
-59.89%
-11.30
+35.51%
-17.52
+51.25%
-35.95
Change In Other Current Assets
-27.06
-176.58%
-9.78
+80.84%
-51.08
-72.14%
-29.67
Change In Other Current Liabilities
8.99
+692.75%
-1.52
-104.52%
33.55
+634.35%
-6.28
Investing Cash Flow
-734.02
-166.89%
-275.03
-396.45%
-55.40
+97.29%
-2,043.66
Cash Flow From Continuing Investing Activities
-734.02
-166.89%
-275.03
-396.45%
-55.40
+97.29%
-2,043.66
Net PPE Purchase And Sale
-25.08
-88.54%
-13.30
+35.72%
-20.69
-52.09%
-13.60
Purchase Of PPE
-33.72
-147.12%
-13.64
+36.93%
-21.63
-45.80%
-14.84
Sale Of PPE
8.64
+2412.21%
0.34
-63.52%
0.94
-23.58%
1.23
Capital Expenditure
-33.72
-147.12%
-13.64
+36.93%
-21.63
-45.80%
-14.84
Net Investment Purchase And Sale
-101.26
-152.20%
193.96
-73.65%
736.06
+309.14%
-351.94
Purchase Of Investment
-1,201.06
-589.36%
-174.23
-1364.23%
-11.90
+98.52%
-804.90
Sale Of Investment
1,099.80
+198.70%
368.19
-50.77%
747.96
+65.13%
452.95
Net Business Purchase And Sale
267.89
+384.15%
55.33
0.00
+100.00%
-120.89
Purchase Of Business
—
0.00
0.00
+100.00%
-120.89
Gain Loss On Sale Of Business
0.00
+100.00%
-53.35
0.00
0.00
Net Other Investing Changes
72.13
+662.62%
9.46
-55.04%
21.04
+120.81%
-101.10
Financing Cash Flow
441.24
-3.93%
459.30
+247.41%
132.21
-21.14%
167.64
Cash Flow From Continuing Financing Activities
441.24
-3.93%
459.30
+247.41%
132.21
-21.14%
167.64
Net Issuance Payments Of Debt
89.51
+144.80%
-199.80
+50.95%
-407.33
-164.01%
636.39
Issuance Of Debt
—
—
0.00
0.00
Repayment Of Debt
-60.00
-24389.80%
-0.24
+90.86%
-2.68
+91.73%
-32.42
Long Term Debt Issuance
—
—
0.00
0.00
Long Term Debt Payments
-60.00
-24389.80%
-0.24
+90.86%
-2.68
+91.73%
-32.42
Net Long Term Debt Issuance
-60.00
-24389.80%
-0.24
+90.86%
-2.68
+91.73%
-32.42
Net Short Term Debt Issuance
149.51
+174.92%
-199.56
+50.68%
-404.65
-160.50%
668.80
Net Common Stock Issuance
-13.34
-106.15%
217.00
0.00
0.00
Common Stock Payments
-13.34
0.00
0.00
0.00
Common Stock Dividend Paid
-78.60
-46.30%
-53.73
-6.86%
-50.28
-0.58%
-49.99
Cash Dividends Paid
-78.60
-46.30%
-53.73
-6.86%
-50.28
-0.58%
-49.99
Repurchase Of Capital Stock
-13.34
0.00
0.00
0.00
Changes In Cash
-21.31
-107.33%
290.68
+28.99%
225.36
+117.31%
-1,301.97
Beginning Cash Position
1,092.03
+36.27%
801.35
+39.13%
575.99
-69.33%
1,877.96
End Cash Position
1,070.72
-1.95%
1,092.03
+36.27%
801.35
+39.13%
575.99
Free Cash Flow
237.75
+156.28%
92.77
-26.91%
126.92
-77.30%
559.21
Interest Paid Supplemental Data
443.28
+16.35%
381.00
+59.01%
239.61
+339.15%
54.56
Income Tax Paid Supplemental Data
18.36
-36.82%
29.07
-30.87%
42.05
+0.68%
41.76
Common Stock Issuance
0.00
-100.00%
217.00
0.00
0.00
Issuance Of Capital Stock
0.00
-100.00%
217.00
0.00
0.00
Sale Of Business
267.89
+384.15%
55.33
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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