Symbols / ROOT Stock $54.71 +1.45% Root, Inc.
ROOT (Stock) Chart
About
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.
Stock Fundamentals
Scroll to Statements| Market Cap | 862.82M | Enterprise Value | — | Income | — | Sales | — | Book/sh | — | Cash/sh | — |
| Dividend Yield | — | Payout | — | Employees | — | IPO | — | P/E | 23.50 | Forward P/E | — |
| PEG | — | P/S | — | P/B | — | P/C | — | EV/EBITDA | — | EV/Sales | — |
| Quick Ratio | — | Current Ratio | — | Debt/Eq | — | LT Debt/Eq | — | EPS (ttm) | 2.36 | EPS next Y | — |
| EPS Growth | — | Revenue Growth | — | Earnings | — | ROA | — | ROE | — | ROIC | — |
| Gross Margin | — | Oper. Margin | — | Profit Margin | — | Shs Outstand | 13.75M | Shs Float | — | Short Float | — |
| Short Ratio | — | Short Interest | — | 52W High | — | 52W Low | — | Beta | — | Avg Volume | — |
| Volume | — | Target Price | — | Recom | — | Prev Close | $53.93 | Price | $54.71 | Change | 1.45% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$68.50
Mean price target
2. Current target
$55.47
Latest analyst target
3. DCF / Fair value
$108.75
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$55.47
Low
$52.00
High
$95.00
Mean
$68.50
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-04-09 | main | Wells Fargo | Equal-Weight → Equal-Weight | $52 |
| 2026-04-07 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $95 |
| 2026-03-09 | main | UBS | Neutral → Neutral | $52 |
| 2026-02-26 | main | Wells Fargo | Equal-Weight → Equal-Weight | $70 |
| 2026-02-26 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $104 |
| 2026-01-13 | main | Wells Fargo | Equal-Weight → Equal-Weight | $75 |
| 2025-11-06 | main | Wells Fargo | Equal-Weight → Equal-Weight | $96 |
| 2025-10-08 | main | Wells Fargo | Equal-Weight → Equal-Weight | $89 |
| 2025-08-18 | main | UBS | Neutral → Neutral | $105 |
| 2025-08-11 | main | Jefferies | Buy → Buy | $138 |
| 2025-08-08 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $165 |
| 2025-08-07 | main | Wells Fargo | Equal-Weight → Equal-Weight | $120 |
| 2025-07-10 | main | Wells Fargo | Equal-Weight → Equal-Weight | $118 |
| 2025-07-08 | main | TD Cowen | Hold → Hold | $125 |
| 2025-05-08 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $170 |
| 2025-05-08 | main | Wells Fargo | Equal-Weight → Equal-Weight | $142 |
| 2025-04-22 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $150 |
| 2025-04-11 | main | Jefferies | Buy → Buy | $150 |
| 2025-04-10 | main | Wells Fargo | Equal-Weight → Equal-Weight | $105 |
| 2025-03-07 | main | UBS | Neutral → Neutral | $130 |
- Safe older drivers feel hit hardest by car insurance pricing - Stock Titan ue, 21 Apr 2026 13
- Carvana Gains 7% on Root Partnership and Revenue Surge, but Debt Concerns Keep Skeptics Watching - 24/7 Wall St. Fri, 17 Apr 2026 18
- Why Root (ROOT) Stock Is Trading Up Today - Yahoo Finance hu, 16 Apr 2026 05
- Root (NASDAQ:ROOT) Stock Price Up 9.2% - Time to Buy? - MarketBeat Wed, 15 Apr 2026 17
- Root (ROOT) Stock: Trade Opportunities (In Focus) 2026-04-18 - Insider Selling - Cổng thông tin điện tử Tỉnh Sơn La Sun, 19 Apr 2026 02
- Rootstock Bitcoin Price Today | rBTC to USD Live Price, Market Cap & Chart - Binance Sun, 19 Apr 2026 08
- Understanding Momentum Shifts in (ROOT) - Stock Traders Daily Sun, 12 Apr 2026 08
- Root, Lemonade, and Enact Holdings Shares Skyrocket, What You Need To Know - Yahoo Finance Sat, 18 Apr 2026 14
- After the close, Root posts Q1 results and gives a 5 p.m. operations update - Stock Titan hu, 16 Apr 2026 20
- ROOT (Root) Q4 2025 earnings trounce estimates, 28.9% revenue gain pushes shares 1.77% higher. - SPAC - Cổng thông tin điện tử Tỉnh Sơn La Wed, 22 Apr 2026 21
- ROOT Stock Loses 34% YTD, Trades at a Premium: Should You Buy the Dip? - Yahoo Finance Wed, 25 Mar 2026 07
- Carvana's built-in insurance passes 200,000 policies sold - Stock Titan ue, 14 Apr 2026 13
- Root, Inc. (ROOT) CAO sells 1,706 shares in planned 10b5-1 trade - Stock Titan Wed, 08 Apr 2026 07
- ROOT (ROOT) CAO logs PSU vesting, tax withholding and share sale - Stock Titan Fri, 03 Apr 2026 07
- Root (NASDAQ: ROOT) CEO exercises performance RSUs, 47,002 shares withheld for taxes - Stock Titan Fri, 03 Apr 2026 07
Insider Transactions
No recent insider transactions.
Financials
Statement View
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Revenue |
|
1,517.10
+28.95%
|
1,176.50
+158.57%
|
455.00
+46.40%
|
310.80
|
| Operating Revenue |
|
1,517.10
+28.95%
|
1,176.50
+158.57%
|
455.00
+46.40%
|
310.80
|
| Selling General And Administration |
|
271.70
+32.34%
|
205.30
+54.83%
|
132.60
-24.40%
|
175.40
|
| Selling And Marketing Expense |
|
174.80
+28.72%
|
135.80
+175.46%
|
49.30
+2.71%
|
48.00
|
| General And Administrative Expense |
|
96.90
+39.42%
|
69.50
-16.57%
|
83.30
-34.62%
|
127.40
|
| Other Gand A |
|
96.90
+39.42%
|
69.50
-16.57%
|
83.30
-34.62%
|
127.40
|
| Other Operating Expenses |
|
53.10
-0.38%
|
53.30
+18.97%
|
44.80
-19.28%
|
55.50
|
| Total Expenses |
|
1,476.30
+28.87%
|
1,145.60
+90.17%
|
602.40
-1.00%
|
608.50
|
| Reconciled Depreciation |
|
11.80
-20.81%
|
14.90
+18.25%
|
12.60
-8.70%
|
13.80
|
| EBIT |
|
61.80
-15.46%
|
73.10
+172.16%
|
-101.30
+61.50%
|
-263.10
|
| Total Unusual Items |
|
0.00
+100.00%
|
-5.40
|
0.00
|
0.00
|
| Total Unusual Items Excluding Goodwill |
|
0.00
+100.00%
|
-5.40
|
0.00
|
0.00
|
| Special Income Charges |
|
0.00
+100.00%
|
-5.40
|
0.00
|
0.00
|
| Other Special Charges |
|
—
|
5.40
|
—
|
—
|
| Net Income |
|
40.30
+30.42%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Pretax Income |
|
40.80
+32.04%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Net Non Operating Interest Income Expense |
|
-21.00
+50.24%
|
-42.20
+8.46%
|
-46.10
-33.24%
|
-34.60
|
| Interest Expense Non Operating |
|
21.00
-50.24%
|
42.20
-8.46%
|
46.10
+33.24%
|
34.60
|
| Net Interest Income |
|
-21.00
+50.24%
|
-42.20
+8.46%
|
-46.10
-33.24%
|
-34.60
|
| Interest Expense |
|
21.00
-50.24%
|
42.20
-8.46%
|
46.10
+33.24%
|
34.60
|
| Interest Income |
|
40.10
-3.37%
|
41.50
+26.52%
|
32.80
+304.94%
|
8.10
|
| Other Income Expense |
|
3.40
-8.11%
|
3.70
+146.67%
|
1.50
-11.76%
|
1.70
|
| Tax Provision |
|
-0.50
|
0.00
|
0.00
|
0.00
|
| Tax Rate For Calcs |
|
0.00
|
0.00
|
0.00
|
0.00
|
| Tax Effect Of Unusual Items |
|
0.00
|
0.00
|
0.00
|
0.00
|
| Net Income Including Noncontrolling Interests |
|
41.30
+33.66%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Net Income From Continuing Operation Net Minority Interest |
|
40.30
+30.42%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Net Income From Continuing And Discontinued Operation |
|
40.30
+30.42%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Net Income Continuous Operations |
|
41.30
+33.66%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Normalized Income |
|
40.30
+11.02%
|
36.30
+124.63%
|
-147.40
+50.49%
|
-297.70
|
| Net Income Common Stockholders |
|
38.30
+31.16%
|
29.20
+119.81%
|
-147.40
+50.49%
|
-297.70
|
| Otherunder Preferred Stock Dividend |
|
2.00
+17.65%
|
1.70
|
—
|
—
|
| Diluted EPS |
|
2.36
+28.96%
|
1.83
+117.87%
|
-10.24
+51.49%
|
-21.11
|
| Basic EPS |
|
2.49
+27.04%
|
1.96
+119.14%
|
-10.24
+51.49%
|
-21.11
|
| Basic Average Shares |
|
15.40
+3.36%
|
14.90
+3.47%
|
14.40
+2.13%
|
14.10
|
| Diluted Average Shares |
|
17.10
+1.18%
|
16.90
+17.36%
|
14.40
+2.13%
|
14.10
|
| Diluted NI Availto Com Stockholders |
|
38.30
+31.16%
|
29.20
+119.81%
|
-147.40
+50.49%
|
-297.70
|
| Loss Adjustment Expense |
|
1,130.50
+34.68%
|
839.40
+121.54%
|
378.90
+10.47%
|
343.00
|
| Net Policyholder Benefits And Claims |
|
1,130.50
+34.68%
|
839.40
+121.54%
|
378.90
+10.47%
|
343.00
|
| Policyholder Benefits Ceded |
|
30.50
-68.78%
|
97.70
-32.39%
|
144.50
-40.71%
|
243.70
|
| Policyholder Benefits Gross |
|
1,161.00
+23.89%
|
937.10
+79.04%
|
523.40
-10.79%
|
586.70
|
| Line Item | Trend | 2023-12-31 |
|---|---|---|
| Total Assets |
|
1,347.70
|
| Cash Cash Equivalents And Short Term Investments |
|
845.50
|
| Cash And Cash Equivalents |
|
678.70
|
| Other Short Term Investments |
|
166.80
|
| Receivables |
|
372.40
|
| Accounts Receivable |
|
372.40
|
| Prepaid Assets |
|
48.20
|
| Net PPE |
|
2.80
|
| Goodwill And Other Intangible Assets |
|
19.20
|
| Other Intangible Assets |
|
19.20
|
| Investments And Advances |
|
166.80
|
| Total Liabilities Net Minority Interest |
|
1,182.00
|
| Payables And Accrued Expenses |
|
120.00
|
| Payables |
|
120.00
|
| Accounts Payable |
|
120.00
|
| Current Accrued Expenses |
|
7.90
|
| Long Term Debt And Capital Lease Obligation |
|
299.00
|
| Long Term Debt |
|
299.00
|
| Preferred Securities Outside Stock Equity |
|
112.00
|
| Stockholders Equity |
|
165.70
|
| Common Stock Equity |
|
165.70
|
| Capital Stock |
|
0.00
|
| Common Stock |
|
0.00
|
| Share Issued |
|
14.50
|
| Ordinary Shares Number |
|
14.50
|
| Treasury Shares Number |
|
0.00
|
| Additional Paid In Capital |
|
1,883.40
|
| Retained Earnings |
|
-1,715.20
|
| Gains Losses Not Affecting Retained Earnings |
|
-2.50
|
| Treasury Stock |
|
—
|
| Other Equity Adjustments |
|
-2.50
|
| Total Equity Gross Minority Interest |
|
165.70
|
| Total Capitalization |
|
464.70
|
| Invested Capital |
|
464.70
|
| Total Debt |
|
299.00
|
| Net Tangible Assets |
|
146.50
|
| Tangible Book Value |
|
146.50
|
| Interest Payable |
|
7.90
|
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow |
|
206.50
+5.52%
|
195.70
+682.44%
|
-33.60
+84.05%
|
-210.60
|
| Cash Flow From Continuing Operating Activities |
|
206.50
+5.52%
|
195.70
+682.44%
|
-33.60
+84.05%
|
-210.60
|
| Net Income From Continuing Operations |
|
40.30
+30.42%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Depreciation And Amortization |
|
11.80
-20.81%
|
14.90
+18.25%
|
12.60
-8.70%
|
13.80
|
| Other Non Cash Items |
|
36.70
-5.90%
|
39.00
+182.61%
|
13.80
-16.36%
|
16.50
|
| Stock Based Compensation |
|
59.30
+165.92%
|
22.30
-35.73%
|
34.70
-22.89%
|
45.00
|
| Asset Impairment Charge |
|
—
|
—
|
—
|
—
|
| Operating Gains Losses |
|
—
|
—
|
—
|
-0.50
|
| Gain Loss On Investment Securities |
|
—
|
—
|
—
|
-0.50
|
| Unrealized Gain Loss On Investment Securities |
|
—
|
—
|
0.00
|
0.00
|
| Change In Working Capital |
|
58.40
-34.09%
|
88.60
+68.12%
|
52.70
+328.46%
|
12.30
|
| Change In Receivables |
|
-43.40
+62.94%
|
-117.10
+6.92%
|
-125.80
-603.20%
|
25.00
|
| Changes In Account Receivables |
|
-43.40
+62.94%
|
-117.10
+6.92%
|
-125.80
-603.20%
|
25.00
|
| Change In Prepaid Assets |
|
18.80
-18.61%
|
23.10
-11.15%
|
26.00
-2.26%
|
26.60
|
| Change In Payables And Accrued Expense |
|
-27.70
-36.45%
|
-20.30
+46.15%
|
-37.70
-204.43%
|
36.10
|
| Change In Payable |
|
-27.70
-36.45%
|
-20.30
+46.15%
|
-37.70
-204.43%
|
36.10
|
| Change In Account Payable |
|
-27.70
-36.45%
|
-20.30
+46.15%
|
-37.70
-204.43%
|
36.10
|
| Change In Other Current Assets |
|
-14.60
+41.60%
|
-25.00
-620.83%
|
4.80
+164.00%
|
-7.50
|
| Change In Other Current Liabilities |
|
15.10
-47.39%
|
28.70
-30.68%
|
41.40
+387.06%
|
8.50
|
| Investing Cash Flow |
|
-91.70
+40.61%
|
-154.40
-237.86%
|
-45.70
-175.30%
|
-16.60
|
| Cash Flow From Continuing Investing Activities |
|
-91.70
+40.61%
|
-154.40
-237.86%
|
-45.70
-175.30%
|
-16.60
|
| Net PPE Purchase And Sale |
|
0.00
+100.00%
|
-0.40
-100.00%
|
-0.20
|
0.00
|
| Purchase Of PPE |
|
0.00
+100.00%
|
-0.40
-100.00%
|
-0.20
|
0.00
|
| Capital Expenditure |
|
-14.10
-19.49%
|
-11.80
-25.53%
|
-9.40
+6.93%
|
-10.10
|
| Capital Expenditure Reported |
|
-14.10
-23.68%
|
-11.40
-23.91%
|
-9.20
-4.55%
|
-8.80
|
| Net Investment Purchase And Sale |
|
-77.60
+45.58%
|
-142.60
-292.84%
|
-36.30
-458.46%
|
-6.50
|
| Purchase Of Investment |
|
-147.40
+25.48%
|
-197.80
-160.26%
|
-76.00
-59.33%
|
-47.70
|
| Sale Of Investment |
|
69.80
+26.45%
|
55.20
+39.04%
|
39.70
-3.64%
|
41.20
|
| Net Intangibles Purchase And Sale |
|
—
|
0.00
|
0.00
+100.00%
|
-1.30
|
| Purchase Of Intangibles |
|
—
|
0.00
|
0.00
+100.00%
|
-1.30
|
| Financing Cash Flow |
|
-25.20
+79.12%
|
-120.70
-2843.90%
|
-4.10
-101.45%
|
283.30
|
| Cash Flow From Continuing Financing Activities |
|
-25.20
+79.12%
|
-120.70
-2843.90%
|
-4.10
-101.45%
|
283.30
|
| Net Issuance Payments Of Debt |
|
0.00
+100.00%
|
-102.70
|
0.00
-100.00%
|
286.00
|
| Issuance Of Debt |
|
0.00
-100.00%
|
134.40
|
0.00
-100.00%
|
286.00
|
| Repayment Of Debt |
|
0.00
+100.00%
|
-237.10
|
0.00
|
0.00
|
| Long Term Debt Issuance |
|
0.00
-100.00%
|
134.40
|
0.00
-100.00%
|
286.00
|
| Long Term Debt Payments |
|
0.00
+100.00%
|
-237.10
|
0.00
|
0.00
|
| Net Long Term Debt Issuance |
|
—
|
-102.70
|
—
|
286.00
|
| Net Common Stock Issuance |
|
—
|
—
|
—
|
0.00
|
| Common Stock Payments |
|
—
|
—
|
—
|
0.00
|
| Repurchase Of Capital Stock |
|
0.00
+100.00%
|
-3.00
+0.00%
|
-3.00
+0.00%
|
-3.00
|
| Proceeds From Stock Option Exercised |
|
0.30
+200.00%
|
0.10
|
0.00
-100.00%
|
1.30
|
| Net Other Financing Charges |
|
-25.50
-68.87%
|
-15.10
-1272.73%
|
-1.10
-10.00%
|
-1.00
|
| Changes In Cash |
|
89.60
+212.85%
|
-79.40
+4.80%
|
-83.40
-248.66%
|
56.10
|
| Beginning Cash Position |
|
600.30
-11.68%
|
679.70
-10.93%
|
763.10
+7.93%
|
707.00
|
| End Cash Position |
|
689.90
+14.93%
|
600.30
-11.68%
|
679.70
-10.93%
|
763.10
|
| Free Cash Flow |
|
192.40
+4.62%
|
183.90
+527.67%
|
-43.00
+80.52%
|
-220.70
|
| Interest Paid Supplemental Data |
|
20.70
-52.85%
|
43.90
+3.29%
|
42.50
+73.47%
|
24.50
|
| Income Tax Paid Supplemental Data |
|
0.60
|
0.00
|
0.00
|
0.00
|
| Common Stock Issuance |
|
—
|
—
|
—
|
0.00
|
| Interest Paid CFO |
|
—
|
—
|
—
|
0.00
|
| Issuance Of Capital Stock |
|
—
|
—
|
0.00
|
0.00
|
| Net Preferred Stock Issuance |
|
0.00
+100.00%
|
-3.00
+0.00%
|
-3.00
+0.00%
|
-3.00
|
| Preferred Stock Issuance |
|
—
|
—
|
0.00
|
0.00
|
| Preferred Stock Payments |
|
0.00
+100.00%
|
-3.00
+0.00%
|
-3.00
+0.00%
|
-3.00
|
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
- 42026-04-08 View
- 42026-04-03 View
- 42026-04-03 View
- 42026-04-03 View
- 42026-04-03 View
- 42026-03-23 View
- 42026-03-23 View
- 42026-03-18 View
- 42026-03-17 View
- 42026-03-16 View
- 42026-03-16 View
- 42026-03-11 View
- 42026-03-11 View
- 42026-03-06 View
- 42026-03-04 View
- 10-K2026-02-25 View
- 8-K2026-02-25 View
- 42026-02-20 View
- 42026-02-20 View
- 42026-02-20 View
Trades
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|
Posts
| Published | Title | Author | Category |
|---|