Symbols / ROOT Stock $52.37 -6.01% Root, Inc.
ROOT (Stock) Chart
Stock Fundamentals
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About
Official websiteRoot, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.
Ratings
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-05-11 | main | UBS | Neutral → Neutral | $50 |
| 2026-05-07 | main | Wells Fargo | Equal-Weight → Equal-Weight | $58 |
| 2026-04-09 | main | Wells Fargo | Equal-Weight → Equal-Weight | $52 |
| 2026-04-07 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $95 |
| 2026-03-09 | main | UBS | Neutral → Neutral | $52 |
| 2026-02-26 | main | Wells Fargo | Equal-Weight → Equal-Weight | $70 |
| 2026-02-26 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $104 |
| 2026-01-13 | main | Wells Fargo | Equal-Weight → Equal-Weight | $75 |
| 2025-11-06 | main | Wells Fargo | Equal-Weight → Equal-Weight | $96 |
| 2025-10-08 | main | Wells Fargo | Equal-Weight → Equal-Weight | $89 |
| 2025-08-18 | main | UBS | Neutral → Neutral | $105 |
| 2025-08-11 | main | Jefferies | Buy → Buy | $138 |
| 2025-08-08 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $165 |
| 2025-08-07 | main | Wells Fargo | Equal-Weight → Equal-Weight | $120 |
| 2025-07-10 | main | Wells Fargo | Equal-Weight → Equal-Weight | $118 |
| 2025-07-08 | main | TD Cowen | Hold → Hold | $125 |
| 2025-05-08 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $170 |
| 2025-05-08 | main | Wells Fargo | Equal-Weight → Equal-Weight | $142 |
| 2025-04-22 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $150 |
| 2025-04-11 | main | Jefferies | Buy → Buy | $150 |
- Root Inc.: Is This AI-Driven Insurer Finally Taking Root? (NASDAQ:ROOT) - Seeking Alpha Mon, 01 Jun 2026 10
- Why Root (ROOT) Stock Is Trading Up Today - Yahoo Finance hu, 16 Apr 2026 07
- How a car-insurance tech firm backed two straight Indy 500 winners - Stock Titan hu, 28 May 2026 13
- Getting to the (square) root of stock-market swings - Nature Fri, 09 Jan 2026 08
- Root (NASDAQ:ROOT) Misses Q1 CY2026 Sales Expectations, But Stock Soars 7.1% - StockStory Wed, 06 May 2026 07
- ROOT Stock Rallies Overnight On Record Profitability — AI Pricing And Carvana Partnership Are The Growth Drivers - Stocktwits Wed, 06 May 2026 07
- Root: 66% Upside As Profitability Accelerates (NASDAQ:ROOT) - Seeking Alpha Sun, 17 May 2026 07
- Root (ROOT) CAO Ryan Forish has 351 shares withheld to cover RSU taxes - Stock Titan Fri, 22 May 2026 21
- ROOT Stock Loses 34% YTD, Trades at a Premium: Should You Buy the Dip? - Yahoo Finance Wed, 25 Mar 2026 07
- Root, Inc.: Margin Improvements Outweigh Near-Term Top-Line Headwinds (NYSE:ROOT) - Seeking Alpha Wed, 20 May 2026 07
- Root (ROOT) officer sells 1,606 shares under 10b5-1 trading plan - Stock Titan Mon, 18 May 2026 07
- 2 Reasons ROOT is Risky and 1 Stock to Buy Instead - Yahoo Finance hu, 12 Mar 2026 07
- Car insurer Root posts quarterly results, management speaks at 5 p.m. - Stock Titan Wed, 06 May 2026 07
- 2 Reasons ROOT is Risky and 1 Stock to Buy Instead - Yahoo Finance ue, 02 Dec 2025 08
- Root (ROOT) Chief Administrative Officer sells 1,706 shares under 10b5-1 plan - Stock Titan Wed, 13 May 2026 07
Insider Transactions
Financials
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Revenue |
|
1,517.10
+28.95%
|
1,176.50
+158.57%
|
455.00
+46.40%
|
310.80
|
| Operating Revenue |
|
1,517.10
+28.95%
|
1,176.50
+158.57%
|
455.00
+46.40%
|
310.80
|
| Selling General And Administration |
|
271.70
+32.34%
|
205.30
+54.83%
|
132.60
-24.40%
|
175.40
|
| Selling And Marketing Expense |
|
174.80
+28.72%
|
135.80
+175.46%
|
49.30
+2.71%
|
48.00
|
| General And Administrative Expense |
|
96.90
+39.42%
|
69.50
-16.57%
|
83.30
-34.62%
|
127.40
|
| Other Gand A |
|
96.90
+39.42%
|
69.50
-16.57%
|
83.30
-34.62%
|
127.40
|
| Other Operating Expenses |
|
53.10
-0.38%
|
53.30
+18.97%
|
44.80
-19.28%
|
55.50
|
| Total Expenses |
|
1,476.30
+28.87%
|
1,145.60
+90.17%
|
602.40
-1.00%
|
608.50
|
| Reconciled Depreciation |
|
11.80
-20.81%
|
14.90
+18.25%
|
12.60
-8.70%
|
13.80
|
| EBIT |
|
61.80
-15.46%
|
73.10
+172.16%
|
-101.30
+61.50%
|
-263.10
|
| Total Unusual Items |
|
0.00
+100.00%
|
-5.40
|
0.00
|
0.00
|
| Total Unusual Items Excluding Goodwill |
|
0.00
+100.00%
|
-5.40
|
0.00
|
0.00
|
| Special Income Charges |
|
0.00
+100.00%
|
-5.40
|
0.00
|
0.00
|
| Other Special Charges |
|
—
|
5.40
|
—
|
—
|
| Net Income |
|
40.30
+30.42%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Pretax Income |
|
40.80
+32.04%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Net Non Operating Interest Income Expense |
|
-21.00
+50.24%
|
-42.20
+8.46%
|
-46.10
-33.24%
|
-34.60
|
| Interest Expense Non Operating |
|
21.00
-50.24%
|
42.20
-8.46%
|
46.10
+33.24%
|
34.60
|
| Net Interest Income |
|
-21.00
+50.24%
|
-42.20
+8.46%
|
-46.10
-33.24%
|
-34.60
|
| Interest Expense |
|
21.00
-50.24%
|
42.20
-8.46%
|
46.10
+33.24%
|
34.60
|
| Interest Income |
|
40.10
-3.37%
|
41.50
+26.52%
|
32.80
+304.94%
|
8.10
|
| Other Income Expense |
|
3.40
-8.11%
|
3.70
+146.67%
|
1.50
-11.76%
|
1.70
|
| Tax Provision |
|
-0.50
|
0.00
|
0.00
|
0.00
|
| Tax Rate For Calcs |
|
0.00
|
0.00
|
0.00
|
0.00
|
| Tax Effect Of Unusual Items |
|
0.00
|
0.00
|
0.00
|
0.00
|
| Net Income Including Noncontrolling Interests |
|
41.30
+33.66%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Net Income From Continuing Operation Net Minority Interest |
|
40.30
+30.42%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Net Income From Continuing And Discontinued Operation |
|
40.30
+30.42%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Net Income Continuous Operations |
|
41.30
+33.66%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Normalized Income |
|
40.30
+11.02%
|
36.30
+124.63%
|
-147.40
+50.49%
|
-297.70
|
| Net Income Common Stockholders |
|
38.30
+31.16%
|
29.20
+119.81%
|
-147.40
+50.49%
|
-297.70
|
| Otherunder Preferred Stock Dividend |
|
2.00
+17.65%
|
1.70
|
—
|
—
|
| Diluted EPS |
|
2.36
+28.96%
|
1.83
+117.87%
|
-10.24
+51.49%
|
-21.11
|
| Basic EPS |
|
2.49
+27.04%
|
1.96
+119.14%
|
-10.24
+51.49%
|
-21.11
|
| Basic Average Shares |
|
15.40
+3.36%
|
14.90
+3.47%
|
14.40
+2.13%
|
14.10
|
| Diluted Average Shares |
|
17.10
+1.18%
|
16.90
+17.36%
|
14.40
+2.13%
|
14.10
|
| Diluted NI Availto Com Stockholders |
|
38.30
+31.16%
|
29.20
+119.81%
|
-147.40
+50.49%
|
-297.70
|
| Loss Adjustment Expense |
|
1,130.50
+34.68%
|
839.40
+121.54%
|
378.90
+10.47%
|
343.00
|
| Net Policyholder Benefits And Claims |
|
1,130.50
+34.68%
|
839.40
+121.54%
|
378.90
+10.47%
|
343.00
|
| Policyholder Benefits Ceded |
|
30.50
-68.78%
|
97.70
-32.39%
|
144.50
-40.71%
|
243.70
|
| Policyholder Benefits Gross |
|
1,161.00
+23.89%
|
937.10
+79.04%
|
523.40
-10.79%
|
586.70
|
| Line Item | Trend | 2023-12-31 |
|---|---|---|
| Total Assets |
|
1,347.70
|
| Cash Cash Equivalents And Short Term Investments |
|
845.50
|
| Cash And Cash Equivalents |
|
678.70
|
| Other Short Term Investments |
|
166.80
|
| Receivables |
|
372.40
|
| Accounts Receivable |
|
372.40
|
| Prepaid Assets |
|
48.20
|
| Net PPE |
|
2.80
|
| Goodwill And Other Intangible Assets |
|
19.20
|
| Other Intangible Assets |
|
19.20
|
| Investments And Advances |
|
166.80
|
| Total Liabilities Net Minority Interest |
|
1,182.00
|
| Payables And Accrued Expenses |
|
120.00
|
| Payables |
|
120.00
|
| Accounts Payable |
|
120.00
|
| Current Accrued Expenses |
|
7.90
|
| Long Term Debt And Capital Lease Obligation |
|
299.00
|
| Long Term Debt |
|
299.00
|
| Preferred Securities Outside Stock Equity |
|
112.00
|
| Stockholders Equity |
|
165.70
|
| Common Stock Equity |
|
165.70
|
| Capital Stock |
|
0.00
|
| Common Stock |
|
0.00
|
| Share Issued |
|
14.50
|
| Ordinary Shares Number |
|
14.50
|
| Treasury Shares Number |
|
0.00
|
| Additional Paid In Capital |
|
1,883.40
|
| Retained Earnings |
|
-1,715.20
|
| Gains Losses Not Affecting Retained Earnings |
|
-2.50
|
| Treasury Stock |
|
—
|
| Other Equity Adjustments |
|
-2.50
|
| Total Equity Gross Minority Interest |
|
165.70
|
| Total Capitalization |
|
464.70
|
| Invested Capital |
|
464.70
|
| Total Debt |
|
299.00
|
| Net Tangible Assets |
|
146.50
|
| Tangible Book Value |
|
146.50
|
| Interest Payable |
|
7.90
|
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow |
|
206.50
+5.52%
|
195.70
+682.44%
|
-33.60
+84.05%
|
-210.60
|
| Cash Flow From Continuing Operating Activities |
|
206.50
+5.52%
|
195.70
+682.44%
|
-33.60
+84.05%
|
-210.60
|
| Net Income From Continuing Operations |
|
40.30
+30.42%
|
30.90
+120.96%
|
-147.40
+50.49%
|
-297.70
|
| Depreciation And Amortization |
|
11.80
-20.81%
|
14.90
+18.25%
|
12.60
-8.70%
|
13.80
|
| Other Non Cash Items |
|
36.70
-5.90%
|
39.00
+182.61%
|
13.80
-16.36%
|
16.50
|
| Stock Based Compensation |
|
59.30
+165.92%
|
22.30
-35.73%
|
34.70
-22.89%
|
45.00
|
| Asset Impairment Charge |
|
—
|
—
|
—
|
—
|
| Operating Gains Losses |
|
—
|
—
|
—
|
-0.50
|
| Gain Loss On Investment Securities |
|
—
|
—
|
—
|
-0.50
|
| Unrealized Gain Loss On Investment Securities |
|
—
|
—
|
0.00
|
0.00
|
| Change In Working Capital |
|
58.40
-34.09%
|
88.60
+68.12%
|
52.70
+328.46%
|
12.30
|
| Change In Receivables |
|
-43.40
+62.94%
|
-117.10
+6.92%
|
-125.80
-603.20%
|
25.00
|
| Changes In Account Receivables |
|
-43.40
+62.94%
|
-117.10
+6.92%
|
-125.80
-603.20%
|
25.00
|
| Change In Prepaid Assets |
|
18.80
-18.61%
|
23.10
-11.15%
|
26.00
-2.26%
|
26.60
|
| Change In Payables And Accrued Expense |
|
-27.70
-36.45%
|
-20.30
+46.15%
|
-37.70
-204.43%
|
36.10
|
| Change In Payable |
|
-27.70
-36.45%
|
-20.30
+46.15%
|
-37.70
-204.43%
|
36.10
|
| Change In Account Payable |
|
-27.70
-36.45%
|
-20.30
+46.15%
|
-37.70
-204.43%
|
36.10
|
| Change In Other Current Assets |
|
-14.60
+41.60%
|
-25.00
-620.83%
|
4.80
+164.00%
|
-7.50
|
| Change In Other Current Liabilities |
|
15.10
-47.39%
|
28.70
-30.68%
|
41.40
+387.06%
|
8.50
|
| Investing Cash Flow |
|
-91.70
+40.61%
|
-154.40
-237.86%
|
-45.70
-175.30%
|
-16.60
|
| Cash Flow From Continuing Investing Activities |
|
-91.70
+40.61%
|
-154.40
-237.86%
|
-45.70
-175.30%
|
-16.60
|
| Net PPE Purchase And Sale |
|
0.00
+100.00%
|
-0.40
-100.00%
|
-0.20
|
0.00
|
| Purchase Of PPE |
|
0.00
+100.00%
|
-0.40
-100.00%
|
-0.20
|
0.00
|
| Capital Expenditure |
|
-14.10
-19.49%
|
-11.80
-25.53%
|
-9.40
+6.93%
|
-10.10
|
| Capital Expenditure Reported |
|
-14.10
-23.68%
|
-11.40
-23.91%
|
-9.20
-4.55%
|
-8.80
|
| Net Investment Purchase And Sale |
|
-77.60
+45.58%
|
-142.60
-292.84%
|
-36.30
-458.46%
|
-6.50
|
| Purchase Of Investment |
|
-147.40
+25.48%
|
-197.80
-160.26%
|
-76.00
-59.33%
|
-47.70
|
| Sale Of Investment |
|
69.80
+26.45%
|
55.20
+39.04%
|
39.70
-3.64%
|
41.20
|
| Net Intangibles Purchase And Sale |
|
—
|
0.00
|
0.00
+100.00%
|
-1.30
|
| Purchase Of Intangibles |
|
—
|
0.00
|
0.00
+100.00%
|
-1.30
|
| Financing Cash Flow |
|
-25.20
+79.12%
|
-120.70
-2843.90%
|
-4.10
-101.45%
|
283.30
|
| Cash Flow From Continuing Financing Activities |
|
-25.20
+79.12%
|
-120.70
-2843.90%
|
-4.10
-101.45%
|
283.30
|
| Net Issuance Payments Of Debt |
|
0.00
+100.00%
|
-102.70
|
0.00
-100.00%
|
286.00
|
| Issuance Of Debt |
|
0.00
-100.00%
|
134.40
|
0.00
-100.00%
|
286.00
|
| Repayment Of Debt |
|
0.00
+100.00%
|
-237.10
|
0.00
|
0.00
|
| Long Term Debt Issuance |
|
0.00
-100.00%
|
134.40
|
0.00
-100.00%
|
286.00
|
| Long Term Debt Payments |
|
0.00
+100.00%
|
-237.10
|
0.00
|
0.00
|
| Net Long Term Debt Issuance |
|
—
|
-102.70
|
—
|
286.00
|
| Net Common Stock Issuance |
|
—
|
—
|
—
|
0.00
|
| Common Stock Payments |
|
—
|
—
|
—
|
0.00
|
| Repurchase Of Capital Stock |
|
0.00
+100.00%
|
-3.00
+0.00%
|
-3.00
+0.00%
|
-3.00
|
| Proceeds From Stock Option Exercised |
|
0.30
+200.00%
|
0.10
|
0.00
-100.00%
|
1.30
|
| Net Other Financing Charges |
|
-25.50
-68.87%
|
-15.10
-1272.73%
|
-1.10
-10.00%
|
-1.00
|
| Changes In Cash |
|
89.60
+212.85%
|
-79.40
+4.80%
|
-83.40
-248.66%
|
56.10
|
| Beginning Cash Position |
|
600.30
-11.68%
|
679.70
-10.93%
|
763.10
+7.93%
|
707.00
|
| End Cash Position |
|
689.90
+14.93%
|
600.30
-11.68%
|
679.70
-10.93%
|
763.10
|
| Free Cash Flow |
|
192.40
+4.62%
|
183.90
+527.67%
|
-43.00
+80.52%
|
-220.70
|
| Interest Paid Supplemental Data |
|
20.70
-52.85%
|
43.90
+3.29%
|
42.50
+73.47%
|
24.50
|
| Income Tax Paid Supplemental Data |
|
0.60
|
0.00
|
0.00
|
0.00
|
| Common Stock Issuance |
|
—
|
—
|
—
|
0.00
|
| Interest Paid CFO |
|
—
|
—
|
—
|
0.00
|
| Issuance Of Capital Stock |
|
—
|
—
|
0.00
|
0.00
|
| Net Preferred Stock Issuance |
|
0.00
+100.00%
|
-3.00
+0.00%
|
-3.00
+0.00%
|
-3.00
|
| Preferred Stock Issuance |
|
—
|
—
|
0.00
|
0.00
|
| Preferred Stock Payments |
|
0.00
+100.00%
|
-3.00
+0.00%
|
-3.00
+0.00%
|
-3.00
|
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
- 42026-05-22 View
- 42026-05-18 View
- 42026-05-13 View
- 10-Q2026-05-06 View
- 8-K2026-05-06 View
- 42026-05-04 View
- 42026-04-08 View
- 42026-04-03 View
- 42026-04-03 View
- 42026-04-03 View
- 42026-04-03 View
- 42026-03-23 View
- 42026-03-23 View
- 42026-03-18 View
- 42026-03-17 View
- 42026-03-16 View
- 42026-03-16 View
- 42026-03-11 View
- 42026-03-11 View
- 42026-03-06 View
Trades
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
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Posts
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