SDA Chart
About

SunCar Technology Group Inc., through its subsidiaries, provides cloud and mobile app-based auto eInsurance, technology, and auto services in the People's Republic of China. It offers one-stop, fully digitalized, and on-demand auto service systems. The company also provides customized service solutions to banks, insurance companies, telecommunication companies, and others. In addition, it offers car wash, oil change, tire repair, car beautification, road assistance, flight pickup, designated driving, VIP lounge, etc. in collaboration with third-party auto service providers. Further, the company facilitates the sale of auto e-Insurance products underwritten by insurance companies through a network of external sales partners; and provides its services through an online software, as well as offers technical services. The company was founded in 2007 and is based in Shanghai, China.

Fundamentals
Scroll to Statements
Sector Consumer Cyclical Industry Auto & Truck Dealerships Market Cap 246.34M
Enterprise Value 341.72M Income -11.40M Sales 467.27M
Book/sh 0.29 Cash/sh 0.45 Dividend Yield —
Payout 0.00% Employees 560 IPO —
P/E — Forward P/E 20.00 PEG —
P/S 0.53 P/B 8.39 P/C —
EV/EBITDA 51.63 EV/Sales 0.73 Quick Ratio 0.71
Current Ratio 1.28 Debt/Eq 98.81 LT Debt/Eq —
EPS (ttm) -0.11 EPS next Y 0.12 EPS Growth —
Revenue Growth 5.60% Earnings 2025-12-18 09:00 ROA 0.41%
ROE -8.54% ROIC — Gross Margin 10.73%
Oper. Margin 2.51% Profit Margin -2.44% Shs Outstand 55.57M
Shs Float 32.92M Short Float 0.32% Short Ratio 3.12
Short Interest — 52W High 5.17 52W Low 1.54
Beta 0.07 Avg Volume 99.38K Volume 309.38K
Target Price $4.75 Recom Strong_buy Prev Close $2.35
Price $2.40 Change 2.13%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$4.75
Mean price target
2. Current target
$2.40
Latest analyst target
3. DCF / Fair value
$0.77
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$2.40
Low
$3.50
High
$6.00
Mean
$4.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-12-22 reit BTIG Buy → Buy $6
2025-10-29 main BTIG Buy → Buy $6
2025-06-10 init Oppenheimer — → Outperform $4
Insider Transactions

No recent insider transactions.

Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems124.50K-27.75K110.25K67.61K
TaxRateForCalcs0.250.250.250.09
NormalizedEBITDA-52.29M-5.59M-1.76M16.87M
TotalUnusualItems498.00K-111.00K441.00K759.00K
TotalUnusualItemsExcludingGoodwill498.00K-111.00K441.00K759.00K
NetIncomeFromContinuingOperationNetMinorityInterest-68.66M-26.91M-5.67M3.96M
ReconciledDepreciation5.28M4.87M5.70M4.05M
ReconciledCostOfRevenue390.43M322.06M232.29M212.07M
EBITDA-51.79M-5.70M-1.32M17.63M
EBIT-57.07M-10.57M-7.01M13.57M
NetInterestIncome-4.53M-4.43M-3.66M-3.04M
InterestExpense4.53M4.43M3.66M3.04M
InterestIncome20.07K3.20K
NormalizedIncome-69.04M-26.83M-6.01M3.27M
NetIncomeFromContinuingAndDiscontinuedOperation-68.66M-26.91M-6.67M-23.72M
TotalExpenses500.26M379.21M294.99M238.88M
TotalOperatingIncomeAsReported-58.36M-15.46M-12.58M10.36M
DilutedAverageShares96.00M85.44M82.55M82.55M
BasicAverageShares96.00M85.44M82.55M82.55M
DilutedEPS-0.72-0.31-0.08-0.29
BasicEPS-0.72-0.31-0.08-0.29
DilutedNIAvailtoComStockholders-68.66M-26.91M-6.67M-23.72M
NetIncomeCommonStockholders-68.66M-26.91M-6.67M-23.72M
NetIncome-68.66M-26.91M-6.67M-23.72M
MinorityInterests-4.21M-9.33M5.23M-5.63M
NetIncomeIncludingNoncontrollingInterests-64.45M-17.58M-11.90M-18.09M
NetIncomeDiscontinuousOperations0.000.00-994.00K-27.68M
NetIncomeContinuousOperations-64.45M-17.58M-10.90M9.59M
TaxProvision2.85M2.57M231.00K938.00K
PretaxIncome-61.60M-15.01M-10.67M10.53M
OtherIncomeExpense1.29M4.89M5.56M3.22M
OtherNonOperatingIncomeExpenses794.00K5.00M5.12M2.46M
GainOnSaleOfSecurity498.00K-111.00K441.00K759.00K
NetNonOperatingInterestIncomeExpense-4.53M-4.43M-3.66M-3.04M
InterestExpenseNonOperating4.53M4.43M3.66M3.04M
InterestIncomeNonOperating20.07K3.20K
OperatingIncome-58.36M-15.46M-12.58M10.36M
OperatingExpense109.83M57.15M62.70M26.80M
ResearchAndDevelopment40.24M14.11M8.48M3.65M
SellingGeneralAndAdministration69.58M43.04M54.22M23.15M
SellingAndMarketingExpense22.59M20.58M16.48M12.73M
GeneralAndAdministrativeExpense46.99M22.46M37.74M10.42M
OtherGandA46.99M22.46M37.74M10.42M
GrossProfit51.46M41.69M50.12M37.16M
CostOfRevenue390.43M322.06M232.29M212.07M
TotalRevenue441.90M363.75M282.41M249.24M
OperatingRevenue441.90M363.75M282.41M249.24M
Line Item2024-12-31
TreasurySharesNumber200.00K
OrdinarySharesNumber98.51M89.71M82.55M82.55M
ShareIssued98.71M89.71M82.55M82.55M
NetDebt56.73M52.17M53.45M464.36K
TotalDebt84.16M84.28M74.97M575.00K
TangibleBookValue11.89M16.07M-5.29M55.35M
InvestedCapital95.48M99.10M69.36M55.92M
WorkingCapital39.51M50.80M-9.84M-554.34K
NetTangibleAssets11.89M16.08M-5.28M55.35M
CapitalLeaseObligations565.00K1.25M315.00K0.00
CommonStockEquity11.89M16.07M-5.29M55.35M
PreferredStockEquity5.00K5.00K5.00K10.00K
TotalCapitalization11.89M16.08M-5.28M55.35M
TotalEquityGrossMinorityInterest66.23M67.99M36.78M55.35M
MinorityInterest54.34M51.91M42.06M47.90M
StockholdersEquity11.89M16.08M-5.28M55.35M
GainsLossesNotAffectingRetainedEarnings-1.43M-1.37M-1.48M82.40K
OtherEquityAdjustments-1.43M-1.37M-1.48M82.40K
TreasuryStock0.000.000.00
RetainedEarnings-195.39M-126.72M-99.58M-6.24M
AdditionalPaidInCapital208.70M144.16M95.76M75.09M
CapitalStock10.00K9.00K8.00K61.51M
CommonStock5.00K4.00K3.00K61.51M
PreferredStock5.00K5.00K5.00K10.00K
TotalLiabilitiesNetMinorityInterest180.49M155.25M155.19M3.52M
TotalNonCurrentLiabilitiesNetMinorityInterest23.73M30.85M0.002.85M
LiabilitiesHeldforSaleNonCurrent0.0052.66M
DerivativeProductLiabilities947.00K661.00K0.00840.00K
DuetoRelatedPartiesNonCurrent22.76M29.69M0.00
TradeandOtherPayablesNonCurrent0.000.000.00
NonCurrentDeferredLiabilities2.01M2.01M
LongTermDebtAndCapitalLeaseObligation21.00K504.00K0.00
LongTermCapitalLeaseObligation21.00K504.00K0.00
CurrentLiabilities156.76M124.39M155.19M664.98K
OtherCurrentLiabilities3.90M27.33M
CurrentDeferredLiabilities2.42M3.05M3.57M1.90M
CurrentDeferredRevenue2.42M3.05M3.57M1.90M
CurrentDebtAndCapitalLeaseObligation84.14M83.78M74.97M575.00K
CurrentCapitalLeaseObligation544.00K748.00K315.00K0.00
CurrentDebt83.60M83.03M74.65M575.00K
LineOfCredit83.60M83.03M74.65M69.03M
CurrentNotesPayable575.00K0.00
PayablesAndAccruedExpenses66.30M37.56M76.66M89.98K
CurrentAccruedExpenses801.00K1.06M1.53M80.00K
Payables65.50M36.50M75.12M9.98K
OtherPayable717.00K2.99M2.32M1.05M
DuetoRelatedPartiesCurrent6.24M4.75M45.56M9.98K
TotalTaxPayable1.73M2.11M3.04M2.65M
AccountsPayable56.81M26.64M24.20M31.49M
TotalAssets246.73M223.24M191.97M58.87M
TotalNonCurrentAssets50.45M48.04M46.62M58.75M
OtherNonCurrentAssets58.75M5.00M57.50M
NonCurrentDeferredAssets10.45M12.00M13.07M12.09M
NonCurrentDeferredTaxesAssets10.45M12.00M13.07M12.09M
InvestmentsAndAdvances274.00K282.00K290.00K314.00K
NetPPE39.73M35.76M33.26M35.12M
AccumulatedDepreciation-18.80M-14.93M-11.28M-7.50M
GrossPPE58.53M50.69M44.53M42.63M
Leases22.00K40.00K762.00K825.00K
ConstructionInProgress11.46M12.01M14.42M24.39M
OtherProperties13.90M13.87M11.32M11.07M
MachineryFurnitureEquipment32.55M23.48M17.69M6.35M
BuildingsAndImprovements606.00K1.28M344.00K
Properties0.000.000.000.00
CurrentAssets196.27M175.20M145.35M110.64K
OtherCurrentAssets412.00K894.00K763.00K986.00K
AssetsHeldForSaleCurrent0.003.88M
CurrentDeferredAssets0.00868.00K0.00
RestrictedCash2.65M2.74M2.72M2.83M
PrepaidAssets66.59M60.26M5.71M0.00
Receivables78.78M58.86M87.54M88.88M
ReceivablesAdjustmentsAllowances-130.00K-172.00K-29.00K
OtherReceivables1.00M
TaxesReceivable2.30M2.98M1.95M3.25M
AccountsReceivable75.61M56.04M85.62M85.64M
AllowanceForDoubtfulAccountsReceivable-21.86M-21.14M-25.35M0.00
GrossAccountsReceivable97.47M77.19M110.97M85.64M
CashCashEquivalentsAndShortTermInvestments47.85M52.45M47.74M110.64K
OtherShortTermInvestments20.98M21.60M26.54M29.15M
CashAndCashEquivalents26.86M30.85M21.20M110.64K
CashFinancial26.86M30.85M21.20M110.64K
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow11.25M-32.58M-20.50M-26.85M
RepurchaseOfCapitalStock0.00-2.00M0.000.00
RepaymentOfDebt-102.99M-93.97M-111.10M-70.19M
IssuanceOfDebt105.87M104.51M122.25M76.81M
IssuanceOfCapitalStock0.0040.20M0.000.00
CapitalExpenditure-588.00K-4.93M-4.35M-1.28M
InterestPaidSupplementalData3.67M3.67M3.78M3.09M
IncomeTaxPaidSupplementalData1.47M2.58M2.46M3.47M
EndCashPosition29.51M33.59M23.92M37.92M
BeginningCashPosition33.59M23.92M37.92M82.41M
EffectOfExchangeRateChanges-826.00K-711.00K-2.57M1.83M
ChangesInCash-3.26M10.39M-11.43M-46.31M
FinancingCashFlow-2.95M40.43M10.64M-66.00K
CashFromDiscontinuedFinancingActivities0.000.001.12M
CashFlowFromContinuingFinancingActivities-2.95M40.43M10.64M-1.19M
NetOtherFinancingCharges-5.83M-10.52M-510.00K-7.80M
ProceedsFromStockOptionExercised0.002.21M0.000.00
CashDividendsPaid-6.62M
NetCommonStockIssuance0.0038.20M0.000.00
CommonStockPayments0.00-2.00M0.000.00
CommonStockIssuance0.0040.20M0.000.00
NetIssuancePaymentsOfDebt2.88M10.54M11.15M6.62M
NetShortTermDebtIssuance2.88M10.54M11.15M6.62M
ShortTermDebtPayments-102.99M-93.97M-111.10M-70.19M
ShortTermDebtIssuance105.87M104.51M122.25M76.81M
InvestingCashFlow-12.15M-2.39M-5.92M-20.68M
CashFromDiscontinuedInvestingActivities0.000.00-517.00K-591.00K
CashFlowFromContinuingInvestingActivities-12.15M-2.39M-5.40M-20.09M
NetOtherInvestingChanges-11.62M-1.72M-1.20M-8.97M
NetInvestmentPurchaseAndSale21.00K4.20M149.00K-9.84M
SaleOfInvestment21.66M4.72M149.00K0.00
PurchaseOfInvestment-21.64M-518.00K0.00-9.84M
NetIntangiblesPurchaseAndSale54.00K0.000.00
SaleOfIntangibles54.00K0.000.00
NetPPEPurchaseAndSale-545.00K-4.87M-4.35M-1.28M
SaleOfPPE43.00K54.00K0.00
PurchaseOfPPE-588.00K-4.93M-4.35M-1.28M
OperatingCashFlow11.84M-27.65M-16.14M-25.57M
CashFromDiscontinuedOperatingActivities0.000.00-52.00K-6.46M
CashFlowFromContinuingOperatingActivities11.84M-27.65M-16.09M-19.11M
ChangeInWorkingCapital4.04M-23.80M-36.51M-33.47M
ChangeInOtherWorkingCapital-554.00K-418.00K1.86M813.00K
ChangeInOtherCurrentLiabilities-691.00K-680.00K-615.00K0.00
ChangeInPayablesAndAccruedExpense34.73M2.38M-1.27M-2.39M
ChangeInAccruedExpense1.44M-288.00K2.55M-14.98M
ChangeInPayable33.29M2.67M-3.81M12.58M
ChangeInAccountPayable31.34M3.14M-5.02M13.61M
ChangeInTaxPayable35.00K-621.00K-280.00K-1.03M
ChangeInIncomeTaxPayable35.00K-621.00K-280.00K-1.03M
ChangeInPrepaidAssets-6.74M-55.91M-3.85M3.18M
ChangeInReceivables-22.71M30.82M-32.64M-35.07M
ChangesInAccountReceivables-22.71M30.82M-32.64M-35.07M
OtherNonCashItems-19.33K-2.82K
StockBasedCompensation63.53M11.29M1.60M1.67M
ProvisionandWriteOffofAssets1.31M-4.11M25.98M148.00K
DeferredTax1.24M701.00K-1.95M-1.12M
DeferredIncomeTax1.24M701.00K-1.95M-1.12M
DepreciationAmortizationDepletion5.28M4.87M5.70M4.05M
DepreciationAndAmortization5.28M4.87M5.70M4.05M
Depreciation5.28M4.87M5.70M4.05M
OperatingGainsLosses897.00K979.00K27.00K-30.00K
GainLossOnInvestmentSecurities893.00K1.01M100.00K-30.00K
GainLossOnSaleOfPPE4.00K-27.00K0.0027.00K
NetIncomeFromContinuingOperations-64.45M-17.58M-10.90M9.59M
SEC Filings

No SEC filings found for this symbol (may be non-US or ticker not in SEC index).

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