Symbols / SDA Stock $0.88 -7.31% SunCar Technology Group Inc.

Consumer Cyclical • Auto & Truck Dealerships • China • NCM
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Index EQUITY
Sector Consumer Cyclical
Industry Auto & Truck Dealerships
CEO Mr. Zaichang Ye
Exch · Country NCM · China
Market Cap 89.77M
Enterprise Value 185.27M
Income -3.94M
Sales 489.29M
FCF (ttm) 12.17M
Book/sh 0.29
Cash/sh 0.46
Employees
Insider 10d
IPO Apr 16, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E
Forward P/E 5.50
PEG
P/S 0.18
P/B 3.08
P/C
EV/EBITDA 21.47
EV/Sales 0.38
Quick Ratio 0.77
Current Ratio 1.25
Debt/Eq 92.62
LT Debt/Eq
EPS (ttm) -0.04
EPS next Y 0.16
EPS Growth
Revenue Growth 17.00%
EPS Gr Q/Q
Rev Gr Q/Q
Earnings (next) 2026-04-28
Earnings (prior) 2026-04-28
ROA 0.97%
ROE -3.06%
ROIC
Gross Margin 10.37%
Oper. Margin 1.44%
Profit Margin -0.81%
Shs Outstand 55.97M
Shs Float 34.12M
Insider Own 35.62%
Instit Own 0.40%
Short Float 0.85%
Short Ratio 1.19
Short Interest 299.07K
52W High 3.65
vs 52W High -75.91%
52W Low 0.86
vs 52W Low 1.80%
Beta -0.06
Impl. Vol.
Rel Volume 0.33
Avg Volume 322.02K
Volume 105.66K
Target (mean) $4.25
Tgt Median $4.25
Tgt Low $3.50
Tgt High $5.00
# Analysts 2
Recom Strong_buy
Prev Close $0.95
Price $0.88
Change -7.31%
About

SunCar Technology Group Inc., through its subsidiaries, provides cloud and mobile app-based auto eInsurance, technology, and auto services in the People's Republic of China. It offers one-stop, fully digitalized, and on-demand auto service systems. The company also provides customized service solutions to banks, insurance companies, telecommunication companies, and others. In addition, it offers car wash, oil change, tire repair, car beautification, road assistance, flight pickup, designated driving, VIP lounge, etc. in collaboration with third-party auto service providers. Further, the company facilitates the sale of auto e-Insurance products underwritten by insurance companies through a network of external sales partners; and provides its services through an online software, as well as offers technical services. The company was founded in 2007 and is based in Shanghai, China.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$0.88
Low
$3.50
High
$5.00
Mean
$4.25

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-01 main BTIG Buy → Buy $5
2025-12-22 reit BTIG Buy → Buy $6
2025-10-29 main BTIG Buy → Buy $6
2025-06-10 init Oppenheimer — → Outperform $4
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
489.29
+10.73%
441.90
+21.49%
363.75
+28.80%
282.41
Operating Revenue
489.29
+10.73%
441.90
+21.49%
363.75
+28.80%
282.41
Cost Of Revenue
438.56
+12.33%
390.43
+21.23%
322.06
+38.64%
232.29
Reconciled Cost Of Revenue
438.56
+12.33%
390.43
+21.23%
322.06
+38.64%
232.29
Gross Profit
50.74
-1.41%
51.46
+23.45%
41.69
-16.82%
50.12
Operating Expense
46.85
-57.34%
109.83
+92.17%
57.15
-8.85%
62.70
Research And Development
8.96
-77.73%
40.24
+185.20%
14.11
+66.44%
8.48
Selling General And Administration
37.89
-45.55%
69.58
+61.67%
43.04
-20.62%
54.22
Selling And Marketing Expense
18.90
-16.32%
22.59
+9.76%
20.58
+24.89%
16.48
General And Administrative Expense
18.99
-59.59%
46.99
+109.22%
22.46
-40.49%
37.74
Other Gand A
18.99
-59.59%
46.99
+109.22%
22.46
-40.49%
37.74
Total Expenses
485.41
-2.97%
500.26
+31.92%
379.21
+28.55%
294.99
Operating Income
3.88
+106.66%
-58.36
-277.46%
-15.46
-22.94%
-12.58
Total Operating Income As Reported
3.88
+106.66%
-58.36
-277.46%
-15.46
-22.94%
-12.58
EBITDA
9.12
+117.61%
-51.79
-808.01%
-5.70
-332.78%
-1.32
Normalized EBITDA
8.07
+115.43%
-52.29
-834.94%
-5.59
-217.96%
-1.76
Reconciled Depreciation
6.93
+31.38%
5.28
+8.42%
4.87
-14.55%
5.70
EBIT
2.19
+103.83%
-57.07
-439.83%
-10.57
-50.71%
-7.01
Total Unusual Items
1.05
+110.64%
0.50
+548.65%
-0.11
-125.17%
0.44
Total Unusual Items Excluding Goodwill
1.05
+110.64%
0.50
+548.65%
-0.11
-125.17%
0.44
Net Income
-3.94
+94.26%
-68.66
-155.14%
-26.91
-303.54%
-6.67
Pretax Income
-2.05
+96.67%
-61.60
-310.48%
-15.01
-40.59%
-10.67
Net Non Operating Interest Income Expense
-4.24
+6.40%
-4.53
-2.12%
-4.43
-21.21%
-3.66
Interest Expense Non Operating
4.24
-6.40%
4.53
+2.12%
4.43
+21.21%
3.66
Net Interest Income
-4.24
+6.40%
-4.53
-2.12%
-4.43
-21.21%
-3.66
Interest Expense
4.24
-6.40%
4.53
+2.12%
4.43
+21.21%
3.66
Interest Income Non Operating
Interest Income
Other Income Expense
-1.70
-231.50%
1.29
-73.58%
4.89
-12.08%
5.56
Other Non Operating Income Expenses
-2.75
-446.10%
0.79
-84.12%
5.00
-2.34%
5.12
Gain On Sale Of Security
1.05
+110.64%
0.50
+548.65%
-0.11
-125.17%
0.44
Tax Provision
0.35
-87.87%
2.85
+10.93%
2.57
+1013.42%
0.23
Tax Rate For Calcs
0.00
+0.00%
0.00
+0.00%
0.00
+0.00%
0.00
Tax Effect Of Unusual Items
0.26
+110.64%
0.12
+548.65%
-0.03
-125.17%
0.11
Net Income Including Noncontrolling Interests
-2.40
+96.28%
-64.45
-266.65%
-17.58
-47.74%
-11.90
Net Income From Continuing Operation Net Minority Interest
-3.94
+94.26%
-68.66
-155.14%
-26.91
-374.22%
-5.67
Net Income From Continuing And Discontinued Operation
-3.94
+94.26%
-68.66
-155.14%
-26.91
-303.54%
-6.67
Net Income Continuous Operations
-2.40
+96.28%
-64.45
-266.65%
-17.58
-61.20%
-10.90
Net Income Discontinuous Operations
0.00
0.00
+100.00%
-0.99
Minority Interests
-1.54
+63.35%
-4.21
+54.89%
-9.33
-278.45%
5.23
Normalized Income
-4.73
+93.15%
-69.04
-157.32%
-26.83
-346.72%
-6.01
Net Income Common Stockholders
-3.94
+94.26%
-68.66
-155.14%
-26.91
-303.54%
-6.67
Diluted EPS
-0.04
+94.44%
-0.72
-132.26%
-0.31
-271.87%
-0.08
Basic EPS
-0.04
+94.44%
-0.72
-132.26%
-0.31
-271.87%
-0.08
Basic Average Shares
102.08
+6.34%
96.00
+12.35%
85.44
+6.80%
80.00
Diluted Average Shares
102.08
+6.34%
96.00
+12.35%
85.44
+6.80%
80.00
Diluted NI Availto Com Stockholders
-3.94
+94.26%
-68.66
-155.14%
-26.91
-303.54%
-6.67
Line Item Trend 2025-12-31 2024-12-31
Total Assets
253.20
+2.62%
246.73
Current Assets
183.30
-6.61%
196.27
Cash Cash Equivalents And Short Term Investments
46.62
-2.58%
47.85
Cash And Cash Equivalents
25.02
-6.87%
26.86
Cash Financial
25.02
-6.87%
26.86
Other Short Term Investments
21.60
+2.92%
20.98
Receivables
66.10
-16.41%
79.07
Accounts Receivable
59.77
-20.95%
75.61
Gross Accounts Receivable
86.38
-11.37%
97.47
Allowance For Doubtful Accounts Receivable
-26.62
-21.75%
-21.86
Receivables Adjustments Allowances
-0.17
-33.85%
-0.13
Other Receivables
1.24
-4.41%
1.29
Taxes Receivable
5.27
+128.94%
2.30
Prepaid Assets
67.45
+1.29%
66.59
Current Deferred Assets
Restricted Cash
2.84
+7.33%
2.65
Assets Held For Sale Current
Other Current Assets
0.30
+148.74%
0.12
Total Non Current Assets
69.90
+38.54%
50.45
Net PPE
51.92
+30.68%
39.73
Gross PPE
76.47
+30.65%
58.53
Accumulated Depreciation
-24.56
-30.58%
-18.80
Properties
0.00
0.00
Buildings And Improvements
0.72
-44.41%
1.30
Machinery Furniture Equipment
33.85
+4.00%
32.55
Construction In Progress
25.48
+122.38%
11.46
Other Properties
16.30
+23.43%
13.21
Leases
0.12
+445.45%
0.02
Goodwill And Other Intangible Assets
0.41
0.00
Other Intangible Assets
0.41
Investments And Advances
0.29
+4.38%
0.27
Non Current Deferred Assets
11.95
+14.29%
10.45
Non Current Deferred Taxes Assets
11.95
+14.29%
10.45
Non Current Prepaid Assets
1.20
0.00
Other Non Current Assets
4.14
Total Liabilities Net Minority Interest
162.51
-9.96%
180.49
Current Liabilities
147.26
-6.07%
156.76
Payables And Accrued Expenses
54.68
-17.52%
66.30
Payables
53.67
-18.05%
65.50
Accounts Payable
41.40
-27.12%
56.81
Other Payable
0.75
+4.04%
0.72
Current Accrued Expenses
1.01
+25.97%
0.80
Total Tax Payable
4.87
+181.05%
1.73
Current Debt And Capital Lease Obligation
81.30
-3.38%
84.14
Current Debt
80.47
-3.75%
83.60
Other Current Borrowings
0.07
Current Capital Lease Obligation
0.83
+53.31%
0.54
Current Deferred Liabilities
5.73
+136.68%
2.42
Current Deferred Revenue
5.73
+136.68%
2.42
Other Current Liabilities
5.54
+42.03%
3.90
Total Non Current Liabilities Net Minority Interest
15.26
-35.70%
23.73
Liabilities Heldfor Sale Non Current
Long Term Debt And Capital Lease Obligation
2.69
+12714.29%
0.02
Long Term Debt
1.36
Long Term Capital Lease Obligation
1.33
+6247.62%
0.02
Tradeand Other Payables Non Current
0.00
0.00
Non Current Deferred Liabilities
Stockholders Equity
32.55
+173.71%
11.89
Common Stock Equity
32.55
+173.79%
11.89
Capital Stock
0.01
+10.00%
0.01
Common Stock
0.01
+20.00%
0.01
Preferred Stock
0.01
+0.00%
0.01
Share Issued
105.65
+7.03%
98.71
Ordinary Shares Number
102.01
+3.56%
98.51
Treasury Shares Number
3.64
+1719.28%
0.20
Additional Paid In Capital
233.01
+11.65%
208.70
Retained Earnings
-199.33
-2.02%
-195.39
Gains Losses Not Affecting Retained Earnings
-1.15
+19.97%
-1.43
Treasury Stock
0.00
Minority Interest
58.13
+6.97%
54.34
Other Equity Adjustments
-1.15
+19.97%
-1.43
Total Equity Gross Minority Interest
90.68
+36.91%
66.23
Total Capitalization
33.91
+185.13%
11.89
Working Capital
36.04
-8.78%
39.51
Invested Capital
114.37
+19.78%
95.48
Total Debt
83.99
-0.20%
84.16
Net Debt
56.80
+0.13%
56.73
Capital Lease Obligations
2.17
+283.54%
0.56
Net Tangible Assets
32.14
+170.28%
11.89
Tangible Book Value
32.14
+170.35%
11.89
Current Notes Payable
Derivative Product Liabilities
0.05
-94.72%
0.95
Dueto Related Parties Current
6.66
+6.75%
6.24
Dueto Related Parties Non Current
12.52
-45.01%
22.76
Line Of Credit
80.39
-3.83%
83.60
Preferred Stock Equity
0.01
+0.00%
0.01
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
5.72
-51.72%
11.84
+142.82%
-27.65
-71.28%
-16.14
Cash Flow From Continuing Operating Activities
5.72
-51.72%
11.84
+142.82%
-27.65
-71.83%
-16.09
Cash From Discontinued Operating Activities
0.00
0.00
+100.00%
-0.05
Net Income From Continuing Operations
-2.40
+96.28%
-64.45
-266.65%
-17.58
-61.20%
-10.90
Depreciation Amortization Depletion
6.93
+31.38%
5.28
+8.42%
4.87
-14.55%
5.70
Depreciation
6.93
+31.38%
5.28
+8.42%
4.87
-14.55%
5.70
Depreciation And Amortization
6.93
+31.38%
5.28
+8.42%
4.87
-14.55%
5.70
Other Non Cash Items
3.10
Stock Based Compensation
1.00
-98.43%
63.53
+462.51%
11.29
+606.38%
1.60
Provisionand Write Offof Assets
3.69
+181.20%
1.31
+131.96%
-4.11
-115.83%
25.98
Deferred Tax
-1.01
-181.54%
1.24
+76.18%
0.70
+135.93%
-1.95
Deferred Income Tax
-1.01
-181.54%
1.24
+76.18%
0.70
+135.93%
-1.95
Operating Gains Losses
-0.18
-120.40%
0.90
-8.38%
0.98
Gain Loss On Investment Securities
-0.29
-132.59%
0.89
-11.23%
1.01
Gain Loss On Sale Of PPE
0.11
+2600.00%
0.00
+114.81%
-0.03
0.00
Change In Working Capital
-5.42
-234.35%
4.04
+116.95%
-23.80
+34.81%
-36.51
Change In Receivables
14.94
+165.77%
-22.71
-173.68%
30.82
+194.43%
-32.64
Changes In Account Receivables
14.94
+165.77%
-22.71
-173.68%
30.82
+194.43%
-32.64
Change In Prepaid Assets
-8.60
-27.61%
-6.74
+87.94%
-55.91
-1352.16%
-3.85
Change In Payables And Accrued Expense
-14.08
-140.54%
34.73
+1358.63%
2.38
+288.07%
-1.27
Change In Accrued Expense
3.29
+128.67%
1.44
+598.96%
-0.29
-111.30%
2.55
Change In Payable
-17.37
-152.16%
33.29
+1147.40%
2.67
+169.98%
-3.81
Change In Account Payable
-17.41
-155.55%
31.34
+898.25%
3.14
+162.56%
-5.02
Change In Other Working Capital
3.12
+662.64%
-0.55
-32.54%
-0.42
-122.50%
1.86
Change In Other Current Liabilities
-0.79
-14.76%
-0.69
-1.62%
-0.68
-10.57%
-0.61
Investing Cash Flow
-12.90
-6.22%
-12.15
-407.39%
-2.39
+59.55%
-5.92
Cash Flow From Continuing Investing Activities
-12.90
-6.22%
-12.15
-407.39%
-2.39
+55.68%
-5.40
Cash From Discontinued Investing Activities
0.00
0.00
+100.00%
-0.52
Net PPE Purchase And Sale
-0.38
+30.83%
-0.55
+88.82%
-4.87
-12.02%
-4.35
Purchase Of PPE
-0.38
+35.37%
-0.59
+88.07%
-4.93
-13.26%
-4.35
Sale Of PPE
0.00
-93.02%
0.04
-20.37%
0.05
0.00
Capital Expenditure
-0.38
+35.37%
-0.59
+88.07%
-4.93
-13.26%
-4.35
Net Investment Purchase And Sale
-3.73
-17861.90%
0.02
-99.50%
4.20
+2719.46%
0.15
Purchase Of Investment
-4.48
+79.29%
-21.64
-4076.83%
-0.52
0.00
Sale Of Investment
0.75
-96.54%
21.66
+358.93%
4.72
+3067.11%
0.15
Net Intangibles Purchase And Sale
0.05
0.00
Net Other Investing Changes
-8.80
+24.32%
-11.62
-575.36%
-1.72
-43.42%
-1.20
Financing Cash Flow
4.37
+248.02%
-2.95
-107.30%
40.43
+280.16%
10.64
Cash Flow From Continuing Financing Activities
4.37
+248.02%
-2.95
-107.30%
40.43
+280.16%
10.64
Net Issuance Payments Of Debt
-5.25
-282.45%
2.88
-72.69%
10.54
-5.47%
11.15
Issuance Of Debt
106.06
+0.17%
105.87
+1.31%
104.51
-14.51%
122.25
Repayment Of Debt
-111.30
-8.07%
-102.99
-9.60%
-93.97
+15.42%
-111.10
Long Term Debt Issuance
1.43
0.00
0.00
Net Long Term Debt Issuance
1.43
0.00
0.00
Short Term Debt Issuance
104.62
-1.18%
105.87
+1.31%
104.51
-14.51%
122.25
Short Term Debt Payments
-111.30
-8.07%
-102.99
-9.60%
-93.97
+15.42%
-111.10
Net Short Term Debt Issuance
-6.68
-332.15%
2.88
-72.69%
10.54
-5.47%
11.15
Net Common Stock Issuance
25.87
0.00
-100.00%
38.20
0.00
Common Stock Payments
-15.76
0.00
+100.00%
-2.00
0.00
Cash Dividends Paid
Repurchase Of Capital Stock
-15.76
0.00
+100.00%
-2.00
0.00
Proceeds From Stock Option Exercised
0.00
0.00
-100.00%
2.21
0.00
Net Other Financing Charges
-16.25
-178.89%
-5.83
+44.60%
-10.52
-1962.75%
-0.51
Changes In Cash
-2.82
+13.48%
-3.26
-131.35%
10.39
+190.92%
-11.43
Effect Of Exchange Rate Changes
1.17
+241.16%
-0.83
-16.17%
-0.71
+72.37%
-2.57
Beginning Cash Position
29.51
-12.15%
33.59
+40.46%
23.92
-36.92%
37.92
End Cash Position
27.86
-5.60%
29.51
-12.15%
33.59
+40.46%
23.92
Free Cash Flow
5.34
-52.57%
11.25
+134.54%
-32.58
-58.96%
-20.50
Interest Paid Supplemental Data
3.50
-4.55%
3.67
+0.08%
3.67
-3.02%
3.78
Income Tax Paid Supplemental Data
1.31
-10.85%
1.47
-43.11%
2.58
+4.80%
2.46
Change In Income Tax Payable
0.05
+31.43%
0.04
+105.64%
-0.62
-121.79%
-0.28
Change In Tax Payable
0.05
+31.43%
0.04
+105.64%
-0.62
-121.79%
-0.28
Common Stock Issuance
41.63
0.00
-100.00%
40.20
0.00
Issuance Of Capital Stock
41.63
0.00
-100.00%
40.20
0.00
Sale Of Intangibles
0.05
0.00
Cash From Discontinued Financing Activities
0.00
0.00
SEC Filings

No SEC filings found for this symbol (may be non-US or ticker not in SEC index).

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