Symbols / SDA $1.58 -1.86% SunCar Technology Group Inc.

Consumer Cyclical • Auto & Truck Dealerships • China • NCM
SDA Chart
O: — H: — L: — C: — V: —
SMA 20: SMA 50: SMA 200:
About

SunCar Technology Group Inc., through its subsidiaries, provides cloud and mobile app-based auto eInsurance, technology, and auto services in the People's Republic of China. It offers one-stop, fully digitalized, and on-demand auto service systems. The company also provides customized service solutions to banks, insurance companies, telecommunication companies, and others. In addition, it offers car wash, oil change, tire repair, car beautification, road assistance, flight pickup, designated driving, VIP lounge, etc. in collaboration with third-party auto service providers. Further, the company facilitates the sale of auto e-Insurance products underwritten by insurance companies through a network of external sales partners; and provides its services through an online software, as well as offers technical services. The company was founded in 2007 and is based in Shanghai, China.

Fundamentals
Scroll to Statements
Market Cap 162.18M Enterprise Value 266.24M Income -11.40M Sales 467.27M Book/sh 0.29 Cash/sh 0.45
Dividend Yield Payout 0.00% Employees 560 IPO P/E Forward P/E 10.53
PEG P/S 0.35 P/B 5.52 P/C EV/EBITDA 40.23 EV/Sales 0.57
Quick Ratio 0.71 Current Ratio 1.28 Debt/Eq 98.81 LT Debt/Eq EPS (ttm) -0.11 EPS next Y 0.15
EPS Growth Revenue Growth 5.60% Earnings 2025-12-18 ROA 0.41% ROE -8.54% ROIC
Gross Margin 10.73% Oper. Margin 2.51% Profit Margin -2.44% Shs Outstand 55.57M Shs Float 33.55M Short Float 0.98%
Short Ratio 0.84 Short Interest 52W High 3.65 52W Low 1.54 Beta 0.20 Avg Volume 307.91K
Volume 64.22K Target Price $4.75 Recom None Prev Close $1.61 Price $1.58 Change -1.86%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$4.75
Mean price target
2. Current target
$1.58
Latest analyst target
3. DCF / Fair value
$0.77
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$1.58
Low
$3.50
High
$6.00
Mean
$4.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-12-22 reit BTIG Buy → Buy $6
2025-10-29 main BTIG Buy → Buy $6
2025-06-10 init Oppenheimer — → Outperform $4
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Revenue
441.90
+21.49%
363.75
+28.80%
282.41
+13.31%
249.24
Operating Revenue
441.90
+21.49%
363.75
+28.80%
282.41
+13.31%
249.24
Cost Of Revenue
390.43
+21.23%
322.06
+38.64%
232.29
+9.53%
212.07
Reconciled Cost Of Revenue
390.43
+21.23%
322.06
+38.64%
232.29
+9.53%
212.07
Gross Profit
51.46
+23.45%
41.69
-16.82%
50.12
+34.87%
37.16
Operating Expense
109.83
+92.17%
57.15
-8.85%
62.70
+133.93%
26.80
Research And Development
40.24
+185.20%
14.11
+66.44%
8.48
+132.21%
3.65
Selling General And Administration
69.58
+61.67%
43.04
-20.62%
54.22
+134.20%
23.15
Selling And Marketing Expense
22.59
+9.76%
20.58
+24.89%
16.48
+29.42%
12.73
General And Administrative Expense
46.99
+109.22%
22.46
-40.49%
37.74
+262.21%
10.42
Other Gand A
46.99
+109.22%
22.46
-40.49%
37.74
+262.21%
10.42
Total Expenses
500.26
+31.92%
379.21
+28.55%
294.99
+23.49%
238.88
Operating Income
-58.36
-277.46%
-15.46
-22.94%
-12.58
-221.41%
10.36
Total Operating Income As Reported
-58.36
-277.46%
-15.46
-22.94%
-12.58
-221.41%
10.36
EBITDA
-51.79
-808.01%
-5.70
-332.78%
-1.32
-107.48%
17.63
Normalized EBITDA
-52.29
-834.94%
-5.59
-217.96%
-1.76
-110.43%
16.87
Reconciled Depreciation
5.28
+8.42%
4.87
-14.55%
5.70
+40.49%
4.05
EBIT
-57.07
-439.83%
-10.57
-50.71%
-7.01
-151.68%
13.57
Total Unusual Items
0.50
+548.65%
-0.11
-125.17%
0.44
-41.90%
0.76
Total Unusual Items Excluding Goodwill
0.50
+548.65%
-0.11
-125.17%
0.44
-41.90%
0.76
Net Income
-68.66
-155.14%
-26.91
-303.54%
-6.67
+71.89%
-23.72
Pretax Income
-61.60
-310.48%
-15.01
-40.59%
-10.67
-201.37%
10.53
Net Non Operating Interest Income Expense
-4.53
-2.12%
-4.43
-21.21%
-3.66
-20.16%
-3.04
Interest Expense Non Operating
4.53
+2.12%
4.43
+21.21%
3.66
+20.16%
3.04
Net Interest Income
-4.53
-2.12%
-4.43
-21.21%
-3.66
-20.16%
-3.04
Interest Expense
4.53
+2.12%
4.43
+21.21%
3.66
+20.16%
3.04
Interest Income Non Operating
Interest Income
Other Income Expense
1.29
-73.58%
4.89
-12.08%
5.56
+72.95%
3.22
Other Non Operating Income Expenses
0.79
-84.12%
5.00
-2.34%
5.12
+108.42%
2.46
Gain On Sale Of Security
0.50
+548.65%
-0.11
-125.17%
0.44
-41.90%
0.76
Tax Provision
2.85
+10.93%
2.57
+1013.42%
0.23
-75.37%
0.94
Tax Rate For Calcs
0.00
+0.00%
0.00
+0.00%
0.00
+180.65%
0.00
Tax Effect Of Unusual Items
0.12
+548.65%
-0.03
-125.17%
0.11
+63.07%
0.07
Net Income Including Noncontrolling Interests
-64.45
-266.65%
-17.58
-47.74%
-11.90
+34.22%
-18.09
Net Income From Continuing Operation Net Minority Interest
-68.66
-155.14%
-26.91
-374.22%
-5.67
-243.27%
3.96
Net Income From Continuing And Discontinued Operation
-68.66
-155.14%
-26.91
-303.54%
-6.67
+71.89%
-23.72
Net Income Continuous Operations
-64.45
-266.65%
-17.58
-61.20%
-10.90
-213.69%
9.59
Net Income Discontinuous Operations
0.00
0.00
+100.00%
-0.99
+96.41%
-27.68
Minority Interests
-4.21
+54.89%
-9.33
-278.45%
5.23
+192.88%
-5.63
Normalized Income
-69.04
-157.32%
-26.83
-346.72%
-6.01
-283.68%
3.27
Net Income Common Stockholders
-68.66
-155.14%
-26.91
-303.54%
-6.67
+71.89%
-23.72
Diluted EPS
-0.72
-132.26%
-0.31
-283.72%
-0.08
+71.89%
-0.29
Basic EPS
-0.72
-132.26%
-0.31
-283.72%
-0.08
+71.89%
-0.29
Basic Average Shares
96.00
+12.35%
85.44
+3.50%
82.55
+0.00%
82.55
Diluted Average Shares
96.00
+12.35%
85.44
+3.50%
82.55
+0.00%
82.55
Diluted NI Availto Com Stockholders
-68.66
-155.14%
-26.91
-303.54%
-6.67
+71.89%
-23.72
Line Item Trend 2024-12-31
Total Assets
246.73
Current Assets
196.27
Cash Cash Equivalents And Short Term Investments
47.85
Cash And Cash Equivalents
26.86
Cash Financial
26.86
Other Short Term Investments
20.98
Receivables
78.78
Accounts Receivable
75.61
Gross Accounts Receivable
97.47
Allowance For Doubtful Accounts Receivable
-21.86
Receivables Adjustments Allowances
-0.13
Other Receivables
1.00
Taxes Receivable
2.30
Prepaid Assets
66.59
Current Deferred Assets
Restricted Cash
2.65
Assets Held For Sale Current
Other Current Assets
0.41
Total Non Current Assets
50.45
Net PPE
39.73
Gross PPE
58.53
Accumulated Depreciation
-18.80
Properties
0.00
Buildings And Improvements
0.61
Machinery Furniture Equipment
32.55
Construction In Progress
11.46
Other Properties
13.90
Leases
0.02
Investments And Advances
0.27
Non Current Deferred Assets
10.45
Non Current Deferred Taxes Assets
10.45
Other Non Current Assets
Total Liabilities Net Minority Interest
180.49
Current Liabilities
156.76
Payables And Accrued Expenses
66.30
Payables
65.50
Accounts Payable
56.81
Other Payable
0.72
Current Accrued Expenses
0.80
Total Tax Payable
1.73
Current Debt And Capital Lease Obligation
84.14
Current Debt
83.60
Current Capital Lease Obligation
0.54
Current Deferred Liabilities
2.42
Current Deferred Revenue
2.42
Other Current Liabilities
3.90
Total Non Current Liabilities Net Minority Interest
23.73
Liabilities Heldfor Sale Non Current
Long Term Debt And Capital Lease Obligation
0.02
Long Term Capital Lease Obligation
0.02
Tradeand Other Payables Non Current
0.00
Non Current Deferred Liabilities
Stockholders Equity
11.89
Common Stock Equity
11.89
Capital Stock
0.01
Common Stock
0.01
Preferred Stock
0.01
Share Issued
98.71
Ordinary Shares Number
98.51
Treasury Shares Number
0.20
Additional Paid In Capital
208.70
Retained Earnings
-195.39
Gains Losses Not Affecting Retained Earnings
-1.43
Treasury Stock
0.00
Minority Interest
54.34
Other Equity Adjustments
-1.43
Total Equity Gross Minority Interest
66.23
Total Capitalization
11.89
Working Capital
39.51
Invested Capital
95.48
Total Debt
84.16
Net Debt
56.73
Capital Lease Obligations
0.56
Net Tangible Assets
11.89
Tangible Book Value
11.89
Current Notes Payable
Derivative Product Liabilities
0.95
Dueto Related Parties Current
6.24
Dueto Related Parties Non Current
22.76
Line Of Credit
83.60
Preferred Stock Equity
0.01
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow
11.84
+142.82%
-27.65
-71.28%
-16.14
+36.86%
-25.57
Cash Flow From Continuing Operating Activities
11.84
+142.82%
-27.65
-71.83%
-16.09
+15.77%
-19.11
Cash From Discontinued Operating Activities
0.00
0.00
+100.00%
-0.05
+99.20%
-6.46
Net Income From Continuing Operations
-64.45
-266.65%
-17.58
-61.20%
-10.90
-213.69%
9.59
Depreciation Amortization Depletion
5.28
+8.42%
4.87
-14.55%
5.70
+40.49%
4.05
Depreciation
5.28
+8.42%
4.87
-14.55%
5.70
+40.49%
4.05
Depreciation And Amortization
5.28
+8.42%
4.87
-14.55%
5.70
+40.49%
4.05
Other Non Cash Items
Stock Based Compensation
63.53
+462.51%
11.29
+606.38%
1.60
-4.14%
1.67
Provisionand Write Offof Assets
1.31
+131.96%
-4.11
-115.83%
25.98
+17454.73%
0.15
Deferred Tax
1.24
+76.18%
0.70
+135.93%
-1.95
-73.58%
-1.12
Deferred Income Tax
1.24
+76.18%
0.70
+135.93%
-1.95
-73.58%
-1.12
Operating Gains Losses
0.90
-8.38%
0.98
0.03
Gain Loss On Investment Securities
0.89
-11.23%
1.01
Gain Loss On Sale Of PPE
0.00
+114.81%
-0.03
0.00
-100.00%
0.03
Change In Working Capital
4.04
+116.95%
-23.80
+34.81%
-36.51
-9.09%
-33.47
Change In Receivables
-22.71
-173.68%
30.82
+194.43%
-32.64
+6.93%
-35.07
Changes In Account Receivables
-22.71
-173.68%
30.82
+194.43%
-32.64
+6.93%
-35.07
Change In Prepaid Assets
-6.74
+87.94%
-55.91
-1352.16%
-3.85
-221.03%
3.18
Change In Payables And Accrued Expense
34.73
+1358.63%
2.38
+288.07%
-1.27
+47.12%
-2.39
Change In Accrued Expense
1.44
+598.96%
-0.29
-111.30%
2.55
+117.01%
-14.98
Change In Payable
33.29
+1147.40%
2.67
+169.98%
-3.81
-130.31%
12.58
Change In Account Payable
31.34
+898.25%
3.14
+162.56%
-5.02
-136.88%
13.61
Change In Other Working Capital
-0.55
-32.54%
-0.42
-122.50%
1.86
+128.54%
0.81
Change In Other Current Liabilities
-0.69
-1.62%
-0.68
-10.57%
-0.61
0.00
Investing Cash Flow
-12.15
-407.39%
-2.39
+59.55%
-5.92
+71.38%
-20.68
Cash Flow From Continuing Investing Activities
-12.15
-407.39%
-2.39
+55.68%
-5.40
+73.11%
-20.09
Cash From Discontinued Investing Activities
0.00
0.00
+100.00%
-0.52
+12.52%
-0.59
Net PPE Purchase And Sale
-0.55
+88.82%
-4.87
-12.02%
-4.35
-238.86%
-1.28
Purchase Of PPE
-0.59
+88.07%
-4.93
-13.26%
-4.35
-238.86%
-1.28
Sale Of PPE
0.04
-20.37%
0.05
0.00
Capital Expenditure
-0.59
+88.07%
-4.93
-13.26%
-4.35
-238.86%
-1.28
Net Investment Purchase And Sale
0.02
-99.50%
4.20
+2719.46%
0.15
+101.51%
-9.84
Purchase Of Investment
-21.64
-4076.83%
-0.52
0.00
+100.00%
-9.84
Sale Of Investment
21.66
+358.93%
4.72
+3067.11%
0.15
0.00
Net Intangibles Purchase And Sale
0.05
0.00
0.00
Net Other Investing Changes
-11.62
-575.36%
-1.72
-43.42%
-1.20
+86.62%
-8.97
Financing Cash Flow
-2.95
-107.30%
40.43
+280.16%
10.64
+16215.15%
-0.07
Cash Flow From Continuing Financing Activities
-2.95
-107.30%
40.43
+280.16%
10.64
+997.55%
-1.19
Net Issuance Payments Of Debt
2.88
-72.69%
10.54
-5.47%
11.15
+68.39%
6.62
Issuance Of Debt
105.87
+1.31%
104.51
-14.51%
122.25
+59.15%
76.81
Repayment Of Debt
-102.99
-9.60%
-93.97
+15.42%
-111.10
-58.28%
-70.19
Short Term Debt Issuance
105.87
+1.31%
104.51
-14.51%
122.25
+59.15%
76.81
Short Term Debt Payments
-102.99
-9.60%
-93.97
+15.42%
-111.10
-58.28%
-70.19
Net Short Term Debt Issuance
2.88
-72.69%
10.54
-5.47%
11.15
+68.39%
6.62
Net Common Stock Issuance
0.00
-100.00%
38.20
0.00
Common Stock Payments
0.00
+100.00%
-2.00
0.00
0.00
Cash Dividends Paid
-6.62
Repurchase Of Capital Stock
0.00
+100.00%
-2.00
0.00
0.00
Proceeds From Stock Option Exercised
0.00
-100.00%
2.21
0.00
0.00
Net Other Financing Charges
-5.83
+44.60%
-10.52
-1962.75%
-0.51
+93.46%
-7.80
Changes In Cash
-3.26
-131.35%
10.39
+190.92%
-11.43
+75.33%
-46.31
Effect Of Exchange Rate Changes
-0.83
-16.17%
-0.71
+72.37%
-2.57
-240.83%
1.83
Beginning Cash Position
33.59
+40.46%
23.92
-36.92%
37.92
-53.99%
82.41
End Cash Position
29.51
-12.15%
33.59
+40.46%
23.92
-36.92%
37.92
Free Cash Flow
11.25
+134.54%
-32.58
-58.96%
-20.50
+23.67%
-26.85
Interest Paid Supplemental Data
3.67
+0.08%
3.67
-3.02%
3.78
+22.45%
3.09
Income Tax Paid Supplemental Data
1.47
-43.11%
2.58
+4.80%
2.46
-29.18%
3.47
Change In Income Tax Payable
0.04
+105.64%
-0.62
-121.79%
-0.28
+72.71%
-1.03
Change In Tax Payable
0.04
+105.64%
-0.62
-121.79%
-0.28
+72.71%
-1.03
Common Stock Issuance
0.00
-100.00%
40.20
0.00
Issuance Of Capital Stock
0.00
-100.00%
40.20
0.00
Sale Of Intangibles
0.05
0.00
0.00
Cash From Discontinued Financing Activities
0.00
0.00
-100.00%
1.12
SEC Filings

No SEC filings found for this symbol (may be non-US or ticker not in SEC index).

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category