Symbols / SHFS $0.98 +4.79% SHF Holdings, Inc.
SHFS Chart
About
SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts, cash management accounts, savings and investment options, commercial lending, courier and vaulting services, remote deposit services, automated clearing house payments and origination, debit, and wire payments. It also provides regulatory compliance consulting, software for maintaining know your customer, and bank secrecy act compliance; origination, onboarding, verification, and servicing of cannabis-related deposit business; and sourcing, underwriting, servicing, and administering services of loans issued to cannabis businesses and related entities. In addition, the company's services allow cannabis related businesses to obtain services from financial institutions that allow them to run their business with enhanced financial insight into their business and access to resources. SHF Holdings, Inc. was founded in 2015 and is based in Golden, Colorado.
Fundamentals
Scroll to Statements| Market Cap | 4.40M | Enterprise Value | -1.83M | Income | -2.40M | Sales | 7.36M | Book/sh | 2.40 | Cash/sh | 1.50 |
| Dividend Yield | — | Payout | 0.00% | Employees | — | IPO | — | P/E | — | Forward P/E | — |
| PEG | — | P/S | 0.60 | P/B | 0.41 | P/C | — | EV/EBITDA | — | EV/Sales | -0.25 |
| Quick Ratio | 1.28 | Current Ratio | 1.88 | Debt/Eq | 9.11 | LT Debt/Eq | — | EPS (ttm) | -0.82 | EPS next Y | — |
| EPS Growth | — | Revenue Growth | -54.10% | Earnings | 2025-11-14 | ROA | -14.21% | ROE | — | ROIC | — |
| Gross Margin | 100.00% | Oper. Margin | -55.26% | Profit Margin | -29.37% | Shs Outstand | 4.51M | Shs Float | 1.92M | Short Float | 2.76% |
| Short Ratio | 0.67 | Short Interest | — | 52W High | 9.19 | 52W Low | 0.71 | Beta | 0.92 | Avg Volume | 143.72K |
| Volume | 2.65M | Target Price | — | Recom | None | Prev Close | $0.93 | Price | $0.98 | Change | 4.79% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
—
Mean price target
2. Current target
$0.98
Latest analyst target
3. DCF / Fair value
—
Simplified FCF or EPS-based estimate
Ratings
Current target
$0.98
Low
—
High
—
Mean
—
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2023-05-16 | reit | EF Hutton | Buy → Buy | $2 |
| 2023-03-31 | reit | EF Hutton | — → Buy | $2 |
| 2022-10-26 | init | EF Hutton | — → Buy | $11 |
- Cannabis workers get new 401(k) option after plan disruptions - Stock Titan ue, 21 Apr 2026 12
- SHF Holdings Launches Cannabis-Focused Pooled 401(k) Plan - TipRanks ue, 21 Apr 2026 13
- Safe Harbor (NASDAQ: SHFS) unveils cannabis-focused 401(k) plan - Stock Titan ue, 21 Apr 2026 12
- SHFS Should I Buy - Intellectia AI Fri, 10 Apr 2026 07
- SHF Holdings, Inc. (SHFS) Launches its Fully Managed Cannabis Banking Program - Yahoo Finance Sat, 27 Sep 2025 07
- Safe Harbor Financial Regains Compliance with Nasdaq - GlobeNewswire Mon, 10 Nov 2025 08
- Safe Harbor Financial Anticipates Positive Impact from Potential Cannabis Rescheduling and SAFER Banking Act Passage - Quiver Quantitative hu, 18 Dec 2025 08
- SHF Holdings stock soars after securing $150 million equity purchase deal - Investing.com Wed, 24 Sep 2025 07
- Safe Harbor erased $18M debt and extended key credit union pact to 2031 - Stock Titan hu, 16 Apr 2026 10
- Safe Harbor Financial Expands Consulting and Managed Services Division with Acquisition of 420 IT Solutions Founders - Quiver Quantitative ue, 23 Dec 2025 08
- Latest SHFS News - Safe Harbor Financial Fourth Quarter and Fu... - Stock Titan Wed, 14 Jan 2026 08
- SHF Holdings (NASDAQ: SHFS) slashes debt, boosts equity but revenue falls - Stock Titan hu, 16 Apr 2026 10
- After wiping out $18.3M debt, Safe Harbor says Q4 sales climbed - Stock Titan Wed, 01 Apr 2026 07
- Cannabis banker Safe Harbor reworks PCCU pact for $9M boost, lower fees - Stock Titan Mon, 09 Feb 2026 08
- SHFS SEC Filings - SHF Holdings Inc 10-K, 10-Q, 8-K Forms - Stock Titan Sat, 11 Apr 2026 09
Insider Transactions
No recent insider transactions.
Financials
Statement View
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Revenue |
|
11.84
-32.40%
|
17.51
+19.83%
|
14.61
+144.82%
|
-32.61
|
| Operating Revenue |
|
11.84
-32.40%
|
17.51
+19.83%
|
14.61
+144.82%
|
-32.61
|
| Selling General And Administration |
|
9.79
-18.79%
|
12.06
-30.04%
|
17.24
+87.66%
|
9.19
|
| General And Administrative Expense |
|
9.79
-18.79%
|
12.06
-30.04%
|
17.24
+87.66%
|
9.19
|
| Salaries And Wages |
|
6.27
-19.49%
|
7.78
-24.68%
|
10.33
+54.35%
|
6.70
|
| Other Gand A |
|
3.29
-18.01%
|
4.02
-39.00%
|
6.59
+175.56%
|
2.39
|
| Reconciled Depreciation |
|
0.00
-99.56%
|
0.71
-48.17%
|
1.37
+625.78%
|
0.19
|
| Total Unusual Items |
|
0.08
+100.90%
|
-8.79
+38.71%
|
-14.34
-14591.20%
|
-0.10
|
| Total Unusual Items Excluding Goodwill |
|
0.08
+100.90%
|
-8.79
+38.71%
|
-14.34
-14591.20%
|
-0.10
|
| Special Income Charges |
|
0.08
+100.90%
|
-8.79
+38.71%
|
-14.34
-14591.20%
|
-0.10
|
| Impairment Of Capital Assets |
|
0.00
-100.00%
|
9.15
-51.61%
|
18.91
|
0.00
|
| Restructuring And Mergern Acquisition |
|
-0.08
+78.01%
|
-0.36
+92.09%
|
-4.57
-4782.87%
|
0.10
|
| Net Income |
|
-2.16
+95.53%
|
-48.32
-179.63%
|
-17.28
+50.81%
|
-35.13
|
| Pretax Income |
|
-2.22
+50.23%
|
-4.46
+76.66%
|
-19.11
+56.94%
|
-44.38
|
| Net Interest Income |
|
1.99
-67.41%
|
6.09
+224.45%
|
1.88
+341.84%
|
0.42
|
| Interest Expense |
|
0.49
-7.64%
|
0.53
-51.28%
|
1.09
+55.24%
|
0.71
|
| Interest Income |
|
2.48
-62.60%
|
6.63
+122.90%
|
2.97
+163.01%
|
1.13
|
| Gain On Sale Of Security |
|
5.81
+18.71%
|
4.90
+22.69%
|
3.99
+110.17%
|
-39.26
|
| Tax Provision |
|
-0.06
-100.13%
|
43.86
+2497.10%
|
-1.83
+80.23%
|
-9.25
|
| Tax Rate For Calcs |
|
0.00
-87.46%
|
0.00
+119.33%
|
0.00
-54.08%
|
0.00
|
| Tax Effect Of Unusual Items |
|
0.00
+100.11%
|
-1.85
-34.42%
|
-1.37
-6646.93%
|
-0.02
|
| Net Income Including Noncontrolling Interests |
|
-2.16
+95.53%
|
-48.32
-179.63%
|
-17.28
+50.81%
|
-35.13
|
| Net Income From Continuing Operation Net Minority Interest |
|
-2.16
+95.53%
|
-48.32
-179.63%
|
-17.28
+50.81%
|
-35.13
|
| Net Income From Continuing And Discontinued Operation |
|
-2.16
+95.53%
|
-48.32
-179.63%
|
-17.28
+50.81%
|
-35.13
|
| Net Income Continuous Operations |
|
-2.16
+95.53%
|
-48.32
-179.63%
|
-17.28
+50.81%
|
-35.13
|
| Normalized Income |
|
-2.24
+94.59%
|
-41.38
-858.91%
|
-4.32
+87.69%
|
-35.05
|
| Net Income Common Stockholders |
|
-2.40
+95.03%
|
-48.32
-179.63%
|
-17.28
+50.81%
|
-35.13
|
| Diluted EPS |
|
-0.82
+95.30%
|
-17.43
-114.66%
|
-8.12
+78.05%
|
-37.00
|
| Basic EPS |
|
-0.82
+95.30%
|
-17.43
-114.66%
|
-8.12
+78.05%
|
-37.00
|
| Basic Average Shares |
|
2.92
+5.37%
|
2.77
+30.26%
|
2.13
+124.21%
|
0.95
|
| Diluted Average Shares |
|
2.92
+5.37%
|
2.77
+30.26%
|
2.13
+124.21%
|
0.95
|
| Diluted NI Availto Com Stockholders |
|
-2.40
+95.03%
|
-48.32
-179.63%
|
-17.28
+50.81%
|
-35.13
|
| Amortization |
|
0.13
|
0.00
|
—
|
—
|
| Amortization Of Intangibles Income Statement |
|
0.13
|
0.00
|
—
|
—
|
| Depreciation Amortization Depletion Income Statement |
|
0.13
|
0.00
|
—
|
—
|
| Depreciation And Amortization In Income Statement |
|
0.13
|
0.00
|
—
|
—
|
| Other Non Interest Expense |
|
1.06
|
—
|
—
|
—
|
| Preferred Stock Dividends |
|
0.24
|
—
|
—
|
—
|
| Professional Expense And Contract Services Expense |
|
3.33
+32.16%
|
2.52
+35.53%
|
1.86
-6.41%
|
1.99
|
| Rent And Landing Fees |
|
0.23
-9.94%
|
0.26
-18.10%
|
0.32
+218.01%
|
0.10
|
| Rent Expense Supplemental |
|
0.23
-9.94%
|
0.26
-18.10%
|
0.32
+218.01%
|
0.10
|
| Line Item | Trend | 2023-12-31 |
|---|---|---|
| Total Assets |
|
67.86
|
| Cash And Cash Equivalents |
|
4.91
|
| Receivables |
|
6.82
|
| Accounts Receivable |
|
2.23
|
| Other Receivables |
|
4.58
|
| Prepaid Assets |
|
1.11
|
| Net PPE |
|
0.94
|
| Gross PPE |
|
1.24
|
| Accumulated Depreciation |
|
-0.30
|
| Machinery Furniture Equipment |
|
0.27
|
| Other Properties |
|
0.98
|
| Leases |
|
—
|
| Goodwill And Other Intangible Assets |
|
9.78
|
| Goodwill |
|
6.06
|
| Other Intangible Assets |
|
3.72
|
| Investments And Advances |
|
—
|
| Total Liabilities Net Minority Interest |
|
33.51
|
| Payables And Accrued Expenses |
|
1.80
|
| Payables |
|
0.79
|
| Accounts Payable |
|
0.79
|
| Other Payable |
|
—
|
| Current Accrued Expenses |
|
1.01
|
| Current Debt And Capital Lease Obligation |
|
3.14
|
| Current Debt |
|
3.01
|
| Current Capital Lease Obligation |
|
0.13
|
| Current Deferred Liabilities |
|
2.91
|
| Current Deferred Revenue |
|
2.91
|
| Long Term Debt And Capital Lease Obligation |
|
11.88
|
| Long Term Debt |
|
11.00
|
| Long Term Capital Lease Obligation |
|
0.88
|
| Non Current Deferred Liabilities |
|
0.81
|
| Non Current Deferred Revenue |
|
0.81
|
| Stockholders Equity |
|
34.36
|
| Common Stock Equity |
|
34.36
|
| Capital Stock |
|
0.00
|
| Common Stock |
|
0.00
|
| Preferred Stock |
|
0.00
|
| Share Issued |
|
2.73
|
| Ordinary Shares Number |
|
2.73
|
| Treasury Shares Number |
|
0.00
|
| Additional Paid In Capital |
|
105.92
|
| Retained Earnings |
|
-71.57
|
| Total Equity Gross Minority Interest |
|
34.36
|
| Total Capitalization |
|
45.36
|
| Invested Capital |
|
48.37
|
| Total Debt |
|
15.02
|
| Net Debt |
|
9.10
|
| Capital Lease Obligations |
|
1.01
|
| Net Tangible Assets |
|
24.58
|
| Tangible Book Value |
|
24.58
|
| Available For Sale Securities |
|
—
|
| Cash Cash Equivalents And Federal Funds Sold |
|
4.91
|
| Current Notes Payable |
|
3.01
|
| Derivative Product Liabilities |
|
11.47
|
| Other Equity Interest |
|
—
|
| Preferred Stock Equity |
|
—
|
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow |
|
-3.42
-893.93%
|
0.43
+151.73%
|
-0.83
-149.03%
|
1.70
|
| Cash Flow From Continuing Operating Activities |
|
-3.42
-893.93%
|
0.43
+151.73%
|
-0.83
-149.03%
|
1.70
|
| Net Income From Continuing Operations |
|
-2.16
+95.53%
|
-48.32
-179.63%
|
-17.28
+50.81%
|
-35.13
|
| Depreciation Amortization Depletion |
|
0.00
-99.56%
|
0.71
-48.17%
|
1.37
+625.78%
|
0.19
|
| Depreciation |
|
—
|
—
|
—
|
0.19
|
| Depreciation And Amortization |
|
0.00
-99.56%
|
0.71
-48.17%
|
1.37
+625.78%
|
0.19
|
| Other Non Cash Items |
|
1.32
+427.62%
|
-0.40
+89.48%
|
-3.82
-575.42%
|
0.80
|
| Stock Based Compensation |
|
1.52
-3.33%
|
1.58
-57.85%
|
3.74
+33.24%
|
2.81
|
| Asset Impairment Charge |
|
0.00
-100.00%
|
9.15
-51.61%
|
18.91
|
0.00
|
| Deferred Tax |
|
0.00
-100.00%
|
43.86
+2497.10%
|
-1.83
+80.23%
|
-9.25
|
| Deferred Income Tax |
|
0.00
-100.00%
|
43.86
+2497.10%
|
-1.83
+80.23%
|
-9.25
|
| Operating Gains Losses |
|
-4.66
-66.11%
|
-2.80
-251.23%
|
1.85
-95.52%
|
41.38
|
| Change In Working Capital |
|
0.74
+135.94%
|
-2.05
+49.69%
|
-4.07
-1134.91%
|
0.39
|
| Change In Receivables |
|
0.08
-92.98%
|
1.11
+244.85%
|
-0.77
-211.21%
|
0.69
|
| Changes In Account Receivables |
|
0.08
-92.98%
|
1.11
+240.96%
|
-0.79
-213.81%
|
0.69
|
| Change In Prepaid Assets |
|
0.56
+546.61%
|
0.09
+139.20%
|
-0.22
-535.47%
|
0.05
|
| Change In Payables And Accrued Expense |
|
0.15
+153.83%
|
-0.29
+90.90%
|
-3.14
-1557.32%
|
-0.19
|
| Change In Accrued Expense |
|
0.01
-96.89%
|
0.29
+162.96%
|
-0.46
-215.31%
|
0.40
|
| Change In Payable |
|
0.14
+125.05%
|
-0.58
+78.41%
|
-2.68
-352.17%
|
-0.59
|
| Change In Account Payable |
|
0.14
+125.05%
|
-0.58
+72.83%
|
-2.13
-1826.13%
|
0.12
|
| Change In Other Current Assets |
|
0.00
+100.14%
|
-2.97
-7452.15%
|
0.04
+126.77%
|
-0.15
|
| Change In Other Current Liabilities |
|
-0.05
-9390.32%
|
0.00
|
0.00
|
—
|
| Investing Cash Flow |
|
0.44
+3467.74%
|
0.01
+100.57%
|
-2.18
+24.75%
|
-2.90
|
| Cash Flow From Continuing Investing Activities |
|
0.44
+3467.74%
|
0.01
+100.57%
|
-2.18
+24.75%
|
-2.90
|
| Net PPE Purchase And Sale |
|
—
|
0.00
+100.00%
|
-0.21
-1103.57%
|
-0.02
|
| Purchase Of PPE |
|
—
|
0.00
+100.00%
|
-0.21
-1103.57%
|
-0.02
|
| Capital Expenditure |
|
—
|
—
|
-0.21
-1103.57%
|
-0.02
|
| Net Investment Purchase And Sale |
|
0.05
|
0.00
|
—
|
—
|
| Sale Of Investment |
|
0.05
|
0.00
|
—
|
—
|
| Net Business Purchase And Sale |
|
—
|
0.00
+100.00%
|
-3.00
+1.37%
|
-3.04
|
| Purchase Of Business |
|
—
|
0.00
+100.00%
|
-3.00
+1.37%
|
-3.04
|
| Financing Cash Flow |
|
7.43
+347.09%
|
-3.01
-515.14%
|
-0.49
-111.94%
|
4.09
|
| Cash Flow From Continuing Financing Activities |
|
7.43
+347.09%
|
-3.01
-515.14%
|
-0.49
-111.94%
|
4.09
|
| Net Issuance Payments Of Debt |
|
0.29
+109.79%
|
-3.01
-515.14%
|
-0.49
|
0.00
|
| Issuance Of Debt |
|
0.55
|
0.00
|
—
|
—
|
| Repayment Of Debt |
|
-0.26
+91.49%
|
-3.01
-515.14%
|
-0.49
|
0.00
|
| Long Term Debt Issuance |
|
0.55
|
0.00
|
—
|
—
|
| Long Term Debt Payments |
|
-0.26
+91.49%
|
-3.01
-515.14%
|
-0.49
|
0.00
|
| Net Long Term Debt Issuance |
|
0.29
+109.79%
|
-3.01
-515.14%
|
-0.49
|
0.00
|
| Net Common Stock Issuance |
|
1.78
|
0.00
|
—
|
—
|
| Repurchase Of Capital Stock |
|
-0.29
|
0.00
|
—
|
—
|
| Net Other Financing Charges |
|
-0.48
|
—
|
—
|
4.09
|
| Changes In Cash |
|
4.45
+273.72%
|
-2.56
+26.77%
|
-3.50
-220.98%
|
2.89
|
| Beginning Cash Position |
|
2.32
-52.45%
|
4.89
-41.73%
|
8.39
+52.66%
|
5.50
|
| End Cash Position |
|
6.78
+191.62%
|
2.32
-52.45%
|
4.89
-41.73%
|
8.39
|
| Free Cash Flow |
|
-3.42
-893.93%
|
0.43
+141.37%
|
-1.04
-161.94%
|
1.68
|
| Interest Paid Supplemental Data |
|
0.39
-6.81%
|
0.42
-7.42%
|
0.45
|
0.00
|
| Amortization Of Securities |
|
0.00
-100.00%
|
0.10
|
0.00
|
—
|
| Common Stock Issuance |
|
1.78
|
0.00
|
—
|
—
|
| Issuance Of Capital Stock |
|
7.91
|
0.00
|
—
|
—
|
| Net Preferred Stock Issuance |
|
5.84
|
0.00
|
—
|
—
|
| Preferred Stock Issuance |
|
6.13
|
0.00
|
—
|
—
|
| Preferred Stock Payments |
|
-0.29
|
0.00
|
—
|
—
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SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
- 8-K2026-04-21 View
- 8-K2026-04-16 View
- 10-K2026-04-15 View
- 8-K2026-04-01 View
- 8-K2026-03-03 View
- 8-K2026-02-09 View
- 8-K2025-11-12 View
- 10-Q2025-11-12 View
- 8-K2025-11-10 View
- 8-K2025-10-17 View
- 8-K2025-10-03 View
- 8-K2025-09-30 View
- 8-K2025-09-23 View
- 42025-09-17 View
- 42025-09-17 View
- 8-K2025-09-12 View
- 8-K2025-09-02 View
- 10-Q2025-08-14 View
- 8-K2025-08-14 View
- 8-K2025-07-11 View
Trades
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Posts
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