Symbols / SLF Stock $77.26 -0.52% Sun Life Financial Inc.

Financial Services • Insurance - Diversified • Canada • NYQ
SLF (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Diversified
CEO Mr. Kevin David Strain C.A., CPA
Exch · Country NYQ · Canada
Market Cap 42.83B
Enterprise Value -49.75B
Income 3.01B
Sales 34.90B
FCF (ttm) -4.17B
Book/sh 30.39
Cash/sh 196.79
Employees 32,151
Insider 10d —
IPO Mar 23, 2000
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 67.04%
P/E 20.39
Forward P/E 12.88
PEG 1.42
P/S 1.23
P/B 2.54
P/C —
EV/EBITDA -9.62
EV/Sales -1.43
Quick Ratio 45.00
Current Ratio 48.18
Debt/Eq 54.11
LT Debt/Eq —
EPS (ttm) 3.79
EPS next Y 6.00
EPS Growth -48.40%
Revenue Growth 0.20%
EPS Gr Q/Q -48.80%
Rev Gr Q/Q —
Earnings (next) 2026-08-06
Earnings (prior) 2026-05-06
ROA 0.75%
ROE 11.97%
ROIC —
Gross Margin 40.14%
Oper. Margin 8.49%
Profit Margin 8.85%
Shs Outstand 554.30M
Shs Float 553.02M
Insider Own 0.06%
Instit Own 56.01%
Short Float —
Short Ratio 6.67
Short Interest 6.21M
52W High 78.98
vs 52W High -2.18%
52W Low 56.22
vs 52W Low 37.42%
Beta 0.83
Impl. Vol. 1.56%
Rel Volume 0.73
Avg Volume 723.30K
Volume 531.05K
Target (mean) $65.24
Tgt Median $65.24
Tgt Low $56.61
Tgt High $73.87
# Analysts 2
Recom Buy
Prev Close $77.66
Price $77.26
Change -0.52%
About

Sun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia, and Bermuda. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability. The company also provides investments products, such as mutual funds, segregated funds, annuities, and guaranteed investment products; financial planning services; and asset management products, including pooled funds, institutional portfolios and pension funds. The company was formerly known as Sun Life Financial Services of Canada Inc. and changed its name to Sun Life Financial Inc. in July 2003. Sun Life Financial Inc. was founded in 1871 and is headquartered in Toronto, Canada.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$65.25
Mean price target
2. Current target
$77.26
Latest analyst target
3. DCF / Fair value
$-135.46
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$77.26
Low
$56.62
High
$73.88
Mean
$65.25

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-11 main RBC Capital Sector Perform → Sector Perform $98
2025-11-10 down RBC Capital Outperform → Sector Perform $84
2025-05-12 main RBC Capital Outperform → Outperform $88
2023-08-10 main Credit Suisse Outperform → Outperform $77
2020-05-12 main CFRA — → Hold $38
2020-02-14 main CFRA — → Hold $52
2019-07-01 main Argus Research — → Buy $45
2019-03-14 down CIBC Neutral → Underperform $54
2019-02-06 down Scotiabank Sector Outperform → Sector Perform —
2018-04-05 main Morgan Stanley Equal-Weight → Equal-Weight $56
2018-02-16 up BMO Capital Market Perform → Outperform —
2017-11-13 main Morgan Stanley — → Equal-Weight $54
2017-10-05 main Morgan Stanley — → Equal-Weight $53
2017-05-10 down Credit Suisse Outperform → Neutral —
2017-02-16 down Scotiabank — → Sector Perform —
2016-12-23 down Argus Research Buy → Hold —
2016-11-17 down Canaccord Genuity Buy → Hold —
2016-09-21 init Dundee — → Buy —
2016-08-24 init B of A Securities — → Underperform —
2016-07-27 main Jefferies — → Hold $15
News
RSS: Latest SLF news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-06-09 Singh (Manjit) Senior Officer of Issuer — 188,312 $47.21 $8,889,644
2026-06-09 Singh (Manjit) Senior Officer of Issuer — 188,312 $73.99 $13,933,204
2026-05-25 Kennedy, Melissa Jane Senior Officer of Issuer — 7,366 $45.36 $334,158
2026-05-25 Kennedy, Melissa Jane Senior Officer of Issuer — 7,366 $73.56 $541,857
2026-05-25 Pagano, Helena Janina Senior Officer of Issuer — 17,283 $36.66 $633,594
2026-05-25 Pagano, Helena Janina Senior Officer of Issuer — 17,283 $73.43 $1,269,159
2026-05-25 Dougherty (Linda) Senior Officer of Issuer — 3,500 $49.37 $172,805
2026-05-25 Dougherty (Linda) Senior Officer of Issuer — 3,500 $73.50 $257,239
2026-05-14 Dougherty (Linda) Senior Officer of Issuer — 6,740 $49.65 $334,667
2026-05-14 Dougherty (Linda) Senior Officer of Issuer — 6,740 $71.41 $481,323
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
38,447.00
+11.50%
34,483.00
-5.15%
36,354.00
+960.19%
3,429.00
Operating Revenue
38,447.00
+11.50%
34,483.00
-5.15%
36,354.00
+960.19%
3,429.00
Selling General And Administration
—
—
—
5,107.00
General And Administrative Expense
—
—
—
5,107.00
Salaries And Wages
—
—
—
5,107.00
Other Operating Expenses
—
-163.00
+3.55%
-169.00
-106.66%
2,538.00
Total Expenses
33,649.00
+11.63%
30,144.00
-7.03%
32,424.00
+16558.88%
-197.00
Reconciled Depreciation
—
—
—
528.00
EBIT
5,324.00
+6.42%
5,003.00
+11.62%
4,482.00
+10.10%
4,071.00
Total Unusual Items
—
—
—
252.00
Total Unusual Items Excluding Goodwill
—
—
—
252.00
Special Income Charges
—
—
—
252.00
Other Special Charges
—
—
—
-100.00
Net Income
3,745.00
+18.10%
3,171.00
-5.15%
3,343.00
+10.55%
3,024.00
Pretax Income
4,798.00
+10.58%
4,339.00
+10.41%
3,930.00
+8.38%
3,626.00
Net Non Operating Interest Income Expense
-526.00
+20.78%
-664.00
-20.29%
-552.00
-24.04%
-445.00
Interest Expense Non Operating
526.00
-20.78%
664.00
+20.29%
552.00
+24.04%
445.00
Net Interest Income
-526.00
+20.78%
-664.00
-20.29%
-552.00
-24.04%
-445.00
Interest Expense
526.00
-20.78%
664.00
+20.29%
552.00
+24.04%
445.00
Interest Income
-3,339.00
+22.06%
-4,284.00
+1.02%
-4,328.00
-97.45%
-2,192.00
Other Income Expense
—
—
—
593.00
Tax Provision
1,016.00
-2.31%
1,040.00
+125.60%
461.00
-15.57%
546.00
Tax Rate For Calcs
0.00
-11.67%
0.00
+105.13%
0.00
-22.00%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
3,782.00
+14.64%
3,299.00
-4.90%
3,469.00
+12.63%
3,080.00
Net Income From Continuing Operation Net Minority Interest
3,745.00
+18.10%
3,171.00
-5.15%
3,343.00
+10.55%
3,024.00
Net Income From Continuing And Discontinued Operation
3,745.00
+18.10%
3,171.00
-5.15%
3,343.00
+10.55%
3,024.00
Net Income Continuous Operations
3,782.00
+14.64%
3,299.00
-4.90%
3,469.00
+12.63%
3,080.00
Minority Interests
-37.00
+71.09%
-128.00
-1.59%
-126.00
-125.00%
-56.00
Normalized Income
3,745.00
+18.10%
3,171.00
-5.15%
3,343.00
+10.55%
3,024.00
Net Income Common Stockholders
3,472.00
+13.87%
3,049.00
-1.20%
3,086.00
+7.49%
2,871.00
Otherunder Preferred Stock Dividend
194.00
+361.90%
42.00
-76.40%
178.00
+114.46%
83.00
Diluted EPS
6.15
+16.92%
5.26
+0.00%
5.26
+0.96%
5.21
Basic EPS
6.17
+17.08%
5.27
+0.00%
5.27
+0.96%
5.22
Basic Average Shares
563.00
-2.76%
579.00
-1.19%
586.00
+0.00%
586.00
Diluted Average Shares
566.00
-2.75%
582.00
-1.19%
589.00
+0.00%
589.00
Diluted NI Availto Com Stockholders
3,482.00
+13.83%
3,059.00
-1.20%
3,096.00
+7.46%
2,881.00
Average Dilution Earnings
10.00
+0.00%
10.00
+0.00%
10.00
+0.00%
10.00
Amortization
—
—
—
287.00
Depreciation And Amortization In Income Statement
—
—
—
528.00
Depreciation Income Statement
—
—
—
241.00
Loss Adjustment Expense
22,401.00
+16.20%
19,278.00
-14.96%
22,670.00
+354.80%
-8,897.00
Net Policyholder Benefits And Claims
22,401.00
+16.20%
19,278.00
-14.96%
22,670.00
+354.80%
-8,897.00
Policyholder Benefits Ceded
-71.00
+48.92%
-139.00
-44.79%
-96.00
+79.13%
-460.00
Policyholder Benefits Gross
22,330.00
+16.67%
19,139.00
-15.22%
22,574.00
+341.25%
-9,357.00
Preferred Stock Dividends
79.00
-1.25%
80.00
+1.27%
79.00
+12.86%
70.00
Line Item Trend 2023-12-31
Total Assets
333,241.00
Cash Cash Equivalents And Short Term Investments
27,554.00
Cash And Cash Equivalents
11,170.00
Other Short Term Investments
16,384.00
Receivables
2,414.00
Accounts Receivable
2,414.00
Loans Receivable
—
Prepaid Assets
1,136.00
Net PPE
1,451.00
Goodwill And Other Intangible Assets
14,143.00
Goodwill
8,969.00
Other Intangible Assets
5,174.00
Investments And Advances
96,652.00
Long Term Equity Investment
1,657.00
Total Liabilities Net Minority Interest
309,041.00
Payables And Accrued Expenses
6,926.00
Payables
2,493.00
Accounts Payable
2,493.00
Current Accrued Expenses
4,433.00
Employee Benefits
355.00
Current Debt And Capital Lease Obligation
2,330.00
Current Debt
2,330.00
Other Current Borrowings
0.00
Current Deferred Liabilities
—
Long Term Debt And Capital Lease Obligation
13,066.00
Long Term Debt
12,077.00
Long Term Capital Lease Obligation
989.00
Defined Pension Benefit
50.00
Non Current Pension And Other Postretirement Benefit Plans
355.00
Non Current Deferred Liabilities
281.00
Non Current Deferred Taxes Liabilities
281.00
Stockholders Equity
24,039.00
Common Stock Equity
22,787.00
Capital Stock
9,579.00
Common Stock
8,327.00
Preferred Stock
1,252.00
Share Issued
584.62
Ordinary Shares Number
584.62
Treasury Shares Number
0.00
Additional Paid In Capital
94.00
Retained Earnings
12,157.00
Gains Losses Not Affecting Retained Earnings
765.00
Minority Interest
161.00
Other Equity Adjustments
765.00
Total Equity Gross Minority Interest
24,200.00
Total Capitalization
36,116.00
Invested Capital
37,194.00
Total Debt
15,396.00
Net Debt
3,237.00
Capital Lease Obligations
989.00
Net Tangible Assets
9,896.00
Tangible Book Value
8,644.00
Current Deferred Taxes Liabilities
—
Derivative Product Liabilities
1,311.00
Investments In Other Ventures Under Equity Method
1,657.00
Line Of Credit
2,330.00
Other Equity Interest
1,444.00
Preferred Shares Number
51.20
Preferred Stock Equity
1,252.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
2,799.00
+10.55%
2,532.00
-54.88%
5,612.00
+30.18%
4,311.00
Cash Flow From Continuing Operating Activities
2,799.00
+10.55%
2,532.00
-54.88%
5,612.00
+30.18%
4,311.00
Net Income From Continuing Operations
4,798.00
+10.58%
4,339.00
+10.41%
3,930.00
+8.38%
3,626.00
Other Non Cash Items
-4,186.00
-16.73%
-3,586.00
-5978.69%
61.00
+105.62%
-1,085.00
Operating Gains Losses
-765.00
-693.02%
129.00
+102.77%
-4,657.00
-117.52%
26,582.00
Gain Loss On Investment Securities
-765.00
-693.02%
129.00
+102.77%
-4,657.00
-117.52%
26,582.00
Net Foreign Currency Exchange Gain Loss
—
—
—
—
Change In Working Capital
3,567.00
+49.25%
2,390.00
-66.39%
7,110.00
+129.26%
-24,296.00
Change In Other Working Capital
3,244.00
+62.44%
1,997.00
-70.54%
6,779.00
+127.73%
-24,448.00
Investing Cash Flow
-320.00
+5.04%
-337.00
+39.71%
-559.00
+80.48%
-2,863.00
Cash Flow From Continuing Investing Activities
-320.00
+5.04%
-337.00
+39.71%
-559.00
+80.48%
-2,863.00
Net PPE Purchase And Sale
-145.00
-1.40%
-143.00
+16.86%
-172.00
-342.25%
71.00
Capital Expenditure
-145.00
-1.40%
-143.00
+16.86%
-172.00
—
Net Business Purchase And Sale
-19.00
-11.76%
-17.00
+92.17%
-217.00
+91.97%
-2,702.00
Purchase Of Business
-44.00
-158.82%
-17.00
+96.69%
-514.00
+80.98%
-2,702.00
Net Other Investing Changes
-211.00
+37.39%
-337.00
-66.83%
-202.00
+22.01%
-259.00
Financing Cash Flow
-2,636.00
+32.10%
-3,882.00
-25.79%
-3,086.00
-4246.48%
-71.00
Cash Flow From Continuing Financing Activities
-2,636.00
+32.10%
-3,882.00
-25.79%
-3,086.00
-4246.48%
-71.00
Net Issuance Payments Of Debt
1,531.00
+408.67%
-496.00
+18.69%
-610.00
-132.76%
1,862.00
Issuance Of Debt
2,019.00
+162.55%
769.00
+54.73%
497.00
-23.07%
646.00
Repayment Of Debt
-180.00
+80.54%
-925.00
+25.88%
-1,248.00
-118.95%
-570.00
Long Term Debt Issuance
2,019.00
+162.55%
769.00
+54.73%
497.00
-23.07%
646.00
Long Term Debt Payments
-180.00
+80.54%
-925.00
+25.88%
-1,248.00
-118.95%
-570.00
Net Long Term Debt Issuance
1,839.00
+1278.85%
-156.00
+79.23%
-751.00
-1088.16%
76.00
Net Short Term Debt Issuance
-308.00
+9.41%
-340.00
-341.13%
141.00
-92.11%
1,786.00
Net Common Stock Issuance
-1,707.00
-99.65%
-855.00
-359.68%
-186.00
0.00
Common Stock Payments
-1,707.00
-99.65%
-855.00
-359.68%
-186.00
0.00
Cash Dividends Paid
-2,064.00
-5.20%
-1,962.00
-4.25%
-1,882.00
-12.63%
-1,671.00
Repurchase Of Capital Stock
-1,707.00
-99.65%
-855.00
-359.68%
-186.00
0.00
Proceeds From Stock Option Exercised
37.00
-13.95%
43.00
-12.24%
49.00
+716.67%
6.00
Net Other Financing Charges
-78.00
+65.02%
-223.00
-328.85%
-52.00
-2700.00%
2.00
Changes In Cash
-157.00
+90.69%
-1,687.00
-185.77%
1,967.00
+42.85%
1,377.00
Effect Of Exchange Rate Changes
-198.00
-142.04%
471.00
+378.70%
-169.00
-155.96%
302.00
Beginning Cash Position
9,954.00
-10.89%
11,170.00
+19.18%
9,372.00
+21.83%
7,693.00
End Cash Position
9,599.00
-3.57%
9,954.00
-10.89%
11,170.00
+19.18%
9,372.00
Free Cash Flow
2,654.00
+11.09%
2,389.00
-56.08%
5,440.00
+26.19%
4,311.00
Dividends Received CFI
55.00
-65.63%
160.00
+400.00%
32.00
+18.52%
27.00
Interest Paid CFF
-355.00
+8.74%
-389.00
+3.95%
-405.00
-50.00%
-270.00
Issuance Of Capital Stock
—
—
—
0.00
Net Preferred Stock Issuance
—
—
—
0.00
Preferred Stock Issuance
—
—
—
0.00
Preferred Stock Payments
—
—
—
0.00
Sale Of Business
25.00
0.00
-100.00%
297.00
0.00
Taxes Refund Paid
-978.00
+14.06%
-1,138.00
+8.23%
-1,240.00
-55.97%
-795.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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