Symbols / SRBK Stock $18.14 +0.95% SR Bancorp, Inc.

Financial Services • Banks - Regional • United States • NCM
SRBK (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Christopher J. Pribula
Exch · Country NCM · United States
Market Cap 134.86M
Enterprise Value 123.22M
Income 4.62M
Sales 32.19M
FCF (ttm) —
Book/sh 24.85
Cash/sh 8.63
Employees 119
Insider 10d —
IPO Sep 20, 2023
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 34.48%
P/E 31.28
Forward P/E 22.12
PEG —
P/S 4.19
P/B 0.73
P/C —
EV/EBITDA —
EV/Sales 3.83
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 0.58
EPS next Y 0.82
EPS Growth 100.00%
Revenue Growth 7.60%
EPS Gr Q/Q 65.00%
Rev Gr Q/Q —
Earnings (next) 2026-07-28
Earnings (prior) 2026-04-28
ROA 0.42%
ROE 2.44%
ROIC —
Gross Margin 0.00%
Oper. Margin 15.57%
Profit Margin 14.37%
Shs Outstand 7.43M
Shs Float 6.72M
Insider Own 17.55%
Instit Own 33.09%
Short Float 6.71%
Short Ratio 10.18
Short Interest 460.70K
52W High 19.61
vs 52W High -7.50%
52W Low 12.30
vs 52W Low 47.48%
Beta 0.65
Impl. Vol. —
Rel Volume 3.37
Avg Volume 42.45K
Volume 142.98K
Target (mean) $19.00
Tgt Median $19.00
Tgt Low $19.00
Tgt High $19.00
# Analysts 1
Recom None
Prev Close $17.97
Price $18.14
Change 0.95%
About

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey. The company provides deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit; business checking accounts for small businesses; and bill payment services through its online banking system. It also offers loans comprising one- to four family-residential mortgage, commercial real estate, multi-family, commercial and industrial, consumer, home equity, unsecured personal, and rehabilitation loans; and lines of credit. In addition, the company is involved in the investment activities. SR Bancorp, Inc. was founded in 1887 and is based in Bound Brook, New Jersey.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$19.00
Mean price target
2. Current target
$18.14
Latest analyst target
3. DCF / Fair value
$8.70
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$18.14
Low
$19.00
High
$19.00
Mean
$19.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-11-18 init Hovde Group — → Market Perform $16
News
RSS: Latest SRBK news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-16 FAQUERI HARRIS M. Chief Financial Officer — 3,000 $16.40 $49,200
2026-03-06 DAVEY MARY E. Director — 320 $16.30 $5,218
2026-03-03 VIOTTO NEIL C. Chief Operating Officer — 1,000 $16.67 $16,829
2026-02-23 LUPO THOMAS Director — 1,000 $16.47 $16,466
2026-02-02 MUSTARD ROBERT KENNETH Director — 250 $17.05 $4,262
2026-01-30 ORBACH DAVID M Officer and Director — 19,016 $12.50 $237,700
2025-12-17 VIOTTO NEIL C. Officer — 9,508 $0.00 $0
2025-12-17 ORBACH DAVID M Officer and Director — 1,901 $0.00 $0
2025-12-17 PRIBULA CHRISTOPHER J. President — 5,705 $0.00 $0
2025-12-04 MUSTARD ROBERT KENNETH Director — 300 $15.75 $4,725
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total Revenue
33.31
+23.94%
26.88
+79.73%
14.96
+12.89%
13.25
Operating Revenue
33.31
+23.94%
26.88
+79.73%
14.96
+12.89%
13.25
Selling General And Administration
15.74
-6.37%
16.81
+94.09%
8.66
+19.48%
7.25
Selling And Marketing Expense
0.39
+27.91%
0.30
+52.02%
0.20
-25.56%
0.27
General And Administrative Expense
15.35
-6.99%
16.50
+95.07%
8.46
+21.20%
6.98
Salaries And Wages
14.28
-7.80%
15.49
+90.92%
8.11
+21.80%
6.66
Reconciled Depreciation
2.34
+7.77%
2.17
+451.78%
0.39
-0.25%
0.40
Net Income
5.14
+147.29%
-10.86
-799.29%
1.55
-17.00%
1.87
Pretax Income
6.13
+152.06%
-11.77
-752.75%
1.80
-19.29%
2.23
Net Interest Income
29.58
+0.71%
29.37
+114.53%
13.69
+15.08%
11.90
Interest Expense
16.73
+45.58%
11.49
+373.43%
2.43
+58.18%
1.53
Interest Income
46.31
+13.33%
40.87
+153.53%
16.12
+20.00%
13.43
Gain On Sale Of Security
0.01
+100.29%
-4.46
-3814.04%
-0.11
-1325.00%
-0.01
Tax Provision
0.99
+209.02%
-0.91
-463.60%
0.25
-31.13%
0.36
Tax Rate For Calcs
0.00
+110.06%
0.00
-44.60%
0.00
-14.20%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
5.14
+147.29%
-10.86
-799.29%
1.55
-17.00%
1.87
Net Income From Continuing Operation Net Minority Interest
5.14
+147.29%
-10.86
-799.29%
1.55
-17.00%
1.87
Net Income From Continuing And Discontinued Operation
5.14
+147.29%
-10.86
-799.29%
1.55
-17.00%
1.87
Net Income Continuous Operations
5.14
+147.29%
-10.86
-799.29%
1.55
-17.00%
1.87
Normalized Income
5.14
+147.29%
-10.86
-799.29%
1.55
-17.00%
1.87
Net Income Common Stockholders
5.14
+147.29%
-10.86
-799.29%
1.55
-17.00%
1.87
Diluted EPS
0.44
+127.67%
-1.59
-1073.45%
0.16
-17.00%
0.20
Basic EPS
0.44
+127.67%
-1.59
-1073.45%
0.16
-17.00%
0.20
Basic Average Shares
—
6.83
-28.16%
9.51
+0.00%
9.51
Diluted Average Shares
—
6.83
-28.16%
9.51
+0.00%
9.51
Diluted NI Availto Com Stockholders
5.14
+147.29%
-10.86
-799.29%
1.55
-17.00%
1.87
Insurance And Claims
1.07
+5.42%
1.01
+192.22%
0.35
+8.78%
0.32
Occupancy And Equipment
3.44
+3.68%
3.31
+157.18%
1.29
-47.32%
2.45
Other Non Interest Expense
6.03
-51.63%
12.46
+472.75%
2.18
+139.65%
0.91
Professional Expense And Contract Services Expense
1.85
-7.25%
2.00
+94.27%
1.03
+149.76%
0.41
Line Item Trend 2025-06-30 2024-06-30
Total Assets
1,084.40
+6.23%
1,020.84
Cash And Cash Equivalents
57.78
+25.86%
45.91
Cash Financial
3.94
-54.24%
8.62
Other Short Term Investments
0.24
+848.00%
0.03
Receivables
3.07
+13.99%
2.69
Accounts Receivable
3.07
+13.99%
2.69
Net PPE
8.10
+4.76%
7.73
Gross PPE
19.23
+5.08%
18.30
Accumulated Depreciation
-11.13
-5.31%
-10.57
Land And Improvements
0.93
+0.00%
0.93
Buildings And Improvements
9.02
-1.71%
9.18
Machinery Furniture Equipment
6.12
+4.10%
5.88
Other Properties
3.16
+36.56%
2.31
Goodwill And Other Intangible Assets
26.71
-5.09%
28.14
Investments And Advances
141.88
-9.15%
156.17
Total Liabilities Net Minority Interest
890.62
+8.43%
821.36
Payables And Accrued Expenses
0.22
+49.66%
0.15
Payables
0.22
+49.66%
0.15
Accounts Payable
0.22
+49.66%
0.15
Long Term Debt And Capital Lease Obligation
33.21
+1282.06%
2.40
Long Term Debt
30.00
—
Long Term Capital Lease Obligation
3.21
+33.62%
2.40
Stockholders Equity
193.78
-2.86%
199.48
Common Stock Equity
193.78
-2.86%
199.48
Capital Stock
0.09
-6.32%
0.10
Common Stock
0.09
-6.32%
0.10
Preferred Stock
0.00
0.00
Share Issued
8.88
-6.66%
9.51
Ordinary Shares Number
8.21
-6.75%
8.80
Treasury Shares Number
0.67
-5.41%
0.70
Additional Paid In Capital
80.84
-11.59%
91.44
Retained Earnings
120.50
+3.70%
116.20
Gains Losses Not Affecting Retained Earnings
-1.00
+17.67%
-1.22
Other Equity Adjustments
-1.00
+17.67%
-1.22
Total Equity Gross Minority Interest
193.78
-2.86%
199.48
Total Capitalization
223.78
—
Invested Capital
223.78
—
Total Debt
33.21
+1282.06%
2.40
Capital Lease Obligations
3.21
+33.62%
2.40
Net Tangible Assets
167.07
-2.49%
171.34
Tangible Book Value
167.07
-2.49%
171.34
Cash Cash Equivalents And Federal Funds Sold
60.39
+28.10%
47.14
Held To Maturity Securities
141.65
-9.29%
156.14
Other Equity Interest
-6.66
+5.42%
-7.04
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Operating Cash Flow
4.67
+368.26%
-1.74
-174.96%
2.32
+124.15%
1.03
Cash Flow From Continuing Operating Activities
4.67
+368.26%
-1.74
-174.96%
2.32
+124.15%
1.03
Net Income From Continuing Operations
5.14
+147.29%
-10.86
-799.29%
1.55
-17.00%
1.87
Depreciation Amortization Depletion
2.34
+7.77%
2.17
+451.78%
0.39
-0.25%
0.40
Depreciation
0.91
+9.11%
0.83
+111.68%
0.39
-0.25%
0.40
Amortization Cash Flow
1.43
+6.94%
1.34
0.00
—
Depreciation And Amortization
2.34
+7.77%
2.17
+451.78%
0.39
-0.25%
0.40
Amortization Of Intangibles
1.43
+6.94%
1.34
0.00
—
Other Non Cash Items
-5.25
-192.91%
-1.79
-172.75%
-0.66
-5.63%
-0.62
Stock Based Compensation
1.11
+114.76%
0.52
0.00
—
Deferred Tax
-0.30
+78.64%
-1.40
-281.15%
-0.37
-238.64%
0.26
Deferred Income Tax
-0.30
+78.64%
-1.40
-281.15%
-0.37
-238.64%
0.26
Operating Gains Losses
-0.05
-101.16%
4.39
+3624.58%
0.12
—
Gain Loss On Investment Securities
0.00
-100.00%
4.46
+3650.42%
0.12
0.00
Unrealized Gain Loss On Investment Securities
-0.01
-1200.00%
-0.00
+80.00%
-0.01
-162.50%
0.01
Gain Loss On Sale Of PPE
0.00
+100.00%
-0.01
0.00
—
Change In Working Capital
0.56
+8.35%
0.52
+247.97%
0.15
+107.39%
-2.00
Change In Receivables
-0.56
-90.07%
-0.29
-141.32%
-0.12
-317.24%
-0.03
Changes In Account Receivables
-0.56
-90.07%
-0.29
-141.32%
-0.12
-317.24%
-0.03
Change In Other Current Assets
2.32
-3.90%
2.41
+301.67%
-1.20
-448.17%
-0.22
Change In Other Current Liabilities
-1.20
+24.95%
-1.60
-209.49%
1.46
+183.42%
-1.75
Investing Cash Flow
-50.48
-529.64%
11.75
+335.99%
2.69
+107.72%
-34.90
Cash Flow From Continuing Investing Activities
-50.48
-529.64%
11.75
+335.99%
2.69
+107.72%
-34.90
Net PPE Purchase And Sale
-0.43
+60.24%
-1.09
-111.05%
-0.52
-57.80%
-0.33
Purchase Of PPE
-0.43
+60.71%
-1.10
-113.57%
-0.52
-57.80%
-0.33
Sale Of PPE
0.00
-100.00%
0.01
0.00
—
Capital Expenditure
-0.43
+60.71%
-1.10
-113.57%
-0.52
-57.80%
-0.33
Net Investment Purchase And Sale
14.00
-78.19%
64.19
+103.79%
31.50
+598.76%
-6.32
Purchase Of Investment
—
0.00
+100.00%
-0.89
+98.37%
-54.79
Sale Of Investment
14.00
-78.19%
64.19
+98.16%
32.39
-33.17%
48.47
Net Business Purchase And Sale
0.00
+100.00%
-14.24
0.00
—
Purchase Of Business
0.00
+100.00%
-69.54
0.00
—
Net Other Investing Changes
-2.73
-6441.86%
0.04
+279.17%
-0.02
+64.18%
-0.07
Financing Cash Flow
57.69
+980.60%
-6.55
-413.44%
2.09
-83.23%
12.46
Cash Flow From Continuing Financing Activities
57.69
+980.60%
-6.55
-413.44%
2.09
-83.23%
12.46
Net Issuance Payments Of Debt
30.00
+250.00%
-20.00
-200.00%
20.00
0.00
Issuance Of Debt
30.00
0.00
-100.00%
20.00
0.00
Repayment Of Debt
0.00
+100.00%
-20.00
0.00
—
Long Term Debt Issuance
—
—
20.00
0.00
Net Long Term Debt Issuance
—
—
20.00
0.00
Short Term Debt Issuance
30.00
0.00
-100.00%
20.00
—
Short Term Debt Payments
0.00
+100.00%
-20.00
0.00
—
Net Short Term Debt Issuance
30.00
+250.00%
-20.00
-200.00%
20.00
—
Net Common Stock Issuance
-11.32
-114.25%
79.45
0.00
—
Common Stock Payments
-11.32
0.00
—
—
Cash Dividends Paid
-0.44
0.00
—
—
Repurchase Of Capital Stock
-11.32
0.00
—
—
Net Other Financing Charges
0.66
-82.37%
3.76
+1434.69%
0.24
-35.86%
0.38
Changes In Cash
11.87
+243.06%
3.46
-51.30%
7.11
+133.19%
-21.41
Beginning Cash Position
45.91
+8.15%
42.45
+20.10%
35.34
-37.72%
56.75
End Cash Position
57.78
+25.86%
45.91
+8.15%
42.45
+20.10%
35.34
Free Cash Flow
4.23
+248.96%
-2.84
-257.48%
1.80
+154.80%
0.71
Interest Paid Supplemental Data
15.47
+61.49%
9.58
+294.65%
2.43
+58.18%
1.53
Income Tax Paid Supplemental Data
0.00
-100.00%
0.47
0.00
-100.00%
0.37
Common Stock Issuance
0.00
-100.00%
79.45
0.00
—
Issuance Of Capital Stock
0.00
-100.00%
79.45
0.00
—
Sale Of Business
0.00
-100.00%
55.29
0.00
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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