Symbols / SRCE Stock $73.06 -1.08% 1st Source Corporation

Financial Services • Banks - Regional • United States • NMS
SRCE (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Ms. Andrea Gayle Short CPA
Exch · Country NMS · United States
Market Cap 1.76B
Enterprise Value 2.07B
Income 159.23M
Sales 426.31M
FCF (ttm) —
Book/sh 52.32
Cash/sh 5.51
Employees 1,190
Insider 10d —
IPO Aug 12, 1983
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 23.93%
P/E 11.33
Forward P/E 10.45
PEG 1.37
P/S 4.12
P/B 1.40
P/C —
EV/EBITDA —
EV/Sales 4.85
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 6.45
EPS next Y 6.99
EPS Growth 7.50%
Revenue Growth 5.10%
EPS Gr Q/Q 6.50%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 1.78%
ROE 12.65%
ROIC —
Gross Margin 0.00%
Oper. Margin 49.87%
Profit Margin 37.70%
Shs Outstand 24.07M
Shs Float 17.67M
Insider Own 26.91%
Instit Own 75.54%
Short Float 3.30%
Short Ratio 2.80
Short Interest 481.91K
52W High 76.44
vs 52W High -4.42%
52W Low 56.89
vs 52W Low 28.42%
Beta 0.59
Impl. Vol. 74.06%
Rel Volume 0.79
Avg Volume 144.34K
Volume 114.27K
Target (mean) $79.67
Tgt Median $77.00
Tgt Low $74.00
Tgt High $88.00
# Analysts 3
Recom Hold
Prev Close $73.86
Price $73.06
Change -1.08%
About

1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company's consumer banking services, which include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. It also provides commercial, small business, agricultural, and real estate loans for financing of industrial and commercial properties, equipment, inventories, accounts receivables, acquisition, and general corporate purposes; and commercial leasing, treasury management, payment services, Fedwires, ACH and merchant services, and retirement planning services, as well as construction and permanent loans and tax equity investments for community solar, commercial and industrial, small utility scale, university, and municipal projects. In addition, the company offers trust, investment, agency, and custodial services for individual, estate and trust, corporate, and not-for-profit customers, as well as employee benefit plans and charitable foundations. Further, it provides equipment loan and lease products for construction equipment, aircraft, autos and light trucks, and medium and heavy-duty trucks; and financing services for construction equipment, new and pre-owned private and cargo aircraft, and various vehicle types for fleet purposes. Additionally, it offers property, casualty, individual and group health, and life insurance products and services for individuals and businesses; and owns and manages available-for-sale investment securities. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$79.67
Mean price target
2. Current target
$73.06
Latest analyst target
3. DCF / Fair value
$96.75
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$73.06
Low
$74.00
High
$88.00
Mean
$79.67

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-27 main DA Davidson Neutral → Neutral $74
2026-04-27 main Piper Sandler Overweight → Overweight $88
2026-01-28 main DA Davidson Neutral → Neutral $74
2026-01-26 main Piper Sandler Overweight → Overweight $83
2025-10-28 main DA Davidson Neutral → Neutral $69
2025-07-29 main DA Davidson Neutral → Neutral $67
2025-07-28 main Piper Sandler Overweight → Overweight $80
2025-07-28 reit Keefe, Bruyette & Woods Market Perform → Market Perform $69
2025-04-28 main Piper Sandler Overweight → Overweight $75
2025-01-27 main Keefe, Bruyette & Woods Market Perform → Market Perform $69
2025-01-27 up Piper Sandler Neutral → Overweight $73
2024-07-29 reit Keefe, Bruyette & Woods Market Perform → Market Perform $62
2024-07-29 down Piper Sandler Overweight → Neutral $68
2024-04-29 main Piper Sandler Overweight → Overweight $60
2024-01-22 main Keefe, Bruyette & Woods Market Perform → Market Perform $53
2023-07-24 main Piper Sandler Overweight → Overweight $53
2023-01-24 main Piper Sandler — → Overweight $58
2023-01-23 main DA Davidson — → Neutral $51
2020-10-26 main Piper Sandler — → Overweight $44
2020-07-27 main Piper Sandler — → Overweight $43
News
RSS: Latest SRCE news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-27 MURPHY CHRISTOPHER J III Officer, Director and Beneficial Owner — 13,700 $0.00 $0
2026-04-27 MURPHY CARMEN C Beneficial Owner of more than 10% of a Class of Security — 13,700 $0.00 $0
2026-02-17 SHORT ANDREA G Chief Executive Officer — 5,892 $0.00 $0
2026-02-17 BUHR JEFFREY L Officer — 4,468 $0.00 $0
2026-02-17 BAUER BRETT A. Chief Financial Officer — 3,519 $0.00 $0
2026-02-17 MURPHY KEVIN CARMICHAEL Officer — 4,096 $0.00 $0
2026-02-13 BIRMINGHAM-BYRD MELODY Director — 51 $69.14 $3,535
2026-02-03 AFFLECK-GRAVES JOHN F Director — 326 $65.83 $21,461
2026-02-03 SCHURZ TODD F. Director — 212 $65.83 $13,956
2026-02-03 SHREWSBURY RONDA Director — 243 $65.83 $15,997
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
433.78
+12.05%
387.12
+4.83%
369.27
+4.10%
354.73
Operating Revenue
433.78
+12.05%
387.12
+4.83%
369.27
+4.10%
354.73
Selling General And Administration
144.21
+12.62%
128.05
+5.36%
121.54
+11.77%
108.73
Selling And Marketing Expense
8.86
—
—
—
General And Administrative Expense
135.36
+5.71%
128.05
+5.36%
121.54
+11.77%
108.73
Salaries And Wages
129.56
+6.28%
121.91
+5.45%
115.61
+9.99%
105.11
Other Gand A
—
—
—
—
Reconciled Depreciation
11.27
-8.87%
12.36
-20.06%
15.46
-18.99%
19.09
Net Income
158.28
+19.34%
132.62
+6.16%
124.93
+3.67%
120.51
Pretax Income
204.38
+19.48%
171.06
+5.80%
161.68
+3.12%
156.79
Net Interest Income
348.18
+15.74%
300.82
+7.96%
278.65
+5.76%
263.47
Interest Expense
166.22
-9.27%
183.20
+32.50%
138.26
+355.60%
30.35
Interest Income
514.39
+6.28%
484.02
+16.10%
416.91
+41.89%
293.82
Gain On Sale Of Security
-8.68
-123.17%
-3.89
-32.91%
-2.93
-1490.22%
-0.18
Tax Provision
46.12
+19.98%
38.44
+4.61%
36.75
+1.35%
36.26
Tax Rate For Calcs
0.00
+0.44%
0.00
-0.88%
0.00
-1.82%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
158.26
+19.33%
132.62
+6.15%
124.93
+3.65%
120.53
Net Income From Continuing Operation Net Minority Interest
158.28
+19.34%
132.62
+6.16%
124.93
+3.67%
120.51
Net Income From Continuing And Discontinued Operation
158.28
+19.34%
132.62
+6.16%
124.93
+3.67%
120.51
Net Income Continuous Operations
158.26
+19.33%
132.62
+6.15%
124.93
+3.65%
120.53
Minority Interests
0.02
+260.00%
0.01
+171.43%
-0.01
+69.57%
-0.02
Normalized Income
158.28
+19.34%
132.62
+6.16%
124.93
+3.67%
120.51
Net Income Common Stockholders
156.86
+19.38%
131.40
+6.19%
123.74
+3.53%
119.51
Otherunder Preferred Stock Dividend
1.41
+15.07%
1.23
+3.11%
1.19
+19.70%
0.99
Diluted EPS
6.41
+19.59%
5.36
+6.56%
5.03
+3.93%
4.84
Basic EPS
6.41
+19.59%
5.36
+6.56%
5.03
+3.93%
4.84
Basic Average Shares
24.49
-0.04%
24.50
-0.49%
24.62
-0.29%
24.69
Diluted Average Shares
24.49
-0.04%
24.50
-0.49%
24.62
-0.29%
24.69
Diluted NI Availto Com Stockholders
156.86
+19.38%
131.40
+6.19%
123.74
+3.53%
119.51
Depreciation Amortization Depletion Income Statement
2.42
-40.71%
4.07
-42.58%
7.09
-29.23%
10.02
Depreciation And Amortization In Income Statement
2.42
-40.71%
4.07
-42.58%
7.09
-29.23%
10.02
Depreciation Income Statement
2.42
-40.71%
4.07
-42.58%
7.09
-29.23%
10.02
Insurance And Claims
5.79
-5.68%
6.14
+3.64%
5.93
+63.48%
3.62
Occupancy And Equipment
19.18
+9.27%
17.55
+4.83%
16.74
+3.51%
16.18
Other Non Interest Expense
43.92
-6.21%
46.83
-5.67%
49.65
+16.85%
42.48
Professional Expense And Contract Services Expense
7.12
+0.24%
7.10
+5.86%
6.71
-7.90%
7.28
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
9,055.27
+1.38%
8,931.94
+2.34%
8,727.96
+4.66%
8,339.42
Cash And Cash Equivalents
69.25
-9.88%
76.84
-0.82%
77.47
-8.53%
84.70
Other Short Term Investments
782.76
-49.05%
1,536.30
-5.32%
1,622.60
-8.59%
1,775.13
Receivables
—
—
—
380.01
Other Receivables
—
—
—
380.01
Net PPE
65.28
+0.53%
64.94
-2.38%
66.53
-13.01%
76.47
Gross PPE
151.23
-2.32%
154.82
-5.90%
164.52
-7.97%
178.76
Accumulated Depreciation
-85.94
+4.38%
-89.88
+8.28%
-98.00
+4.20%
-102.29
Land And Improvements
19.22
+16.99%
16.43
+4.44%
15.73
+1.48%
15.50
Buildings And Improvements
73.97
+3.71%
71.33
+8.85%
65.53
+5.93%
61.86
Machinery Furniture Equipment
44.58
+2.93%
43.31
+3.38%
41.90
+3.70%
40.40
Other Properties
13.46
-43.35%
23.75
-42.58%
41.37
-32.18%
61.00
Goodwill And Other Intangible Assets
83.89
0.00%
83.90
-0.03%
83.92
+0.02%
83.91
Goodwill
83.89
+0.00%
83.89
-0.01%
83.90
+0.04%
83.87
Other Intangible Assets
—
0.00
-90.48%
0.02
-47.50%
0.04
Investments And Advances
1,544.63
-1.00%
1,560.15
-5.31%
1,647.67
-8.48%
1,800.42
Total Liabilities Net Minority Interest
7,737.18
-0.17%
7,750.43
+1.18%
7,659.69
+3.29%
7,415.65
Payables And Accrued Expenses
—
—
—
166.54
Current Accrued Expenses
—
—
—
166.54
Current Debt And Capital Lease Obligation
126.15
-28.67%
176.85
-31.07%
256.55
+246.24%
74.10
Current Debt
126.15
-28.67%
176.85
-31.07%
256.55
+246.24%
74.10
Other Current Borrowings
126.15
-28.67%
176.85
-31.07%
256.55
+246.24%
74.10
Long Term Debt And Capital Lease Obligation
74.31
-2.03%
75.85
-10.80%
85.03
-2.72%
87.41
Long Term Debt
74.31
-2.03%
75.85
-10.80%
85.03
-2.72%
87.41
Stockholders Equity
1,274.97
+14.75%
1,111.07
+12.28%
989.57
+14.52%
864.07
Common Stock Equity
1,274.97
+14.75%
1,111.07
+12.28%
989.57
+14.52%
864.07
Capital Stock
436.54
+0.00%
436.54
+0.00%
436.54
+0.00%
436.54
Common Stock
436.54
+0.00%
436.54
+0.00%
436.54
+0.00%
436.54
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
28.21
+0.00%
28.21
+0.00%
28.21
+0.00%
28.21
Ordinary Shares Number
24.37
-0.62%
24.52
+0.35%
24.43
-0.92%
24.66
Treasury Shares Number
3.84
+4.10%
3.69
-2.27%
3.77
+6.43%
3.54
Retained Earnings
1,015.16
+13.94%
890.94
+12.80%
789.84
+13.67%
694.86
Gains Losses Not Affecting Retained Earnings
-34.78
+60.13%
-87.23
+17.96%
-106.32
+28.01%
-147.69
Treasury Stock
141.95
+9.89%
129.18
-1.01%
130.49
+9.07%
119.64
Minority Interest
43.12
-38.78%
70.44
-10.49%
78.69
+31.82%
59.70
Other Equity Adjustments
-34.78
+60.13%
-87.23
+17.96%
-106.32
+28.01%
-147.69
Total Equity Gross Minority Interest
1,318.09
+11.56%
1,181.51
+10.60%
1,068.26
+15.64%
923.77
Total Capitalization
1,349.28
+13.68%
1,186.91
+10.45%
1,074.60
+12.94%
951.48
Invested Capital
1,475.43
+8.19%
1,363.77
+2.45%
1,331.15
+29.80%
1,025.58
Total Debt
200.46
-20.67%
252.70
-26.02%
341.58
+111.49%
161.51
Net Debt
131.21
-25.39%
175.86
-33.41%
264.11
+243.86%
76.81
Net Tangible Assets
1,191.08
+15.96%
1,027.17
+13.42%
905.65
+16.08%
780.16
Tangible Book Value
1,191.08
+15.96%
1,027.17
+13.42%
905.65
+16.08%
780.16
Available For Sale Securities
761.87
+3093.74%
23.86
-4.87%
25.07
-0.86%
25.29
Cash Cash Equivalents And Federal Funds Sold
119.86
-3.98%
124.83
-3.73%
129.67
+5.60%
122.80
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
223.12
+15.10%
193.85
+3.15%
187.94
+7.07%
175.53
Cash Flow From Continuing Operating Activities
223.12
+15.10%
193.85
+3.15%
187.94
+7.07%
175.53
Net Income From Continuing Operations
158.26
+19.33%
132.62
+6.15%
124.93
+3.65%
120.53
Depreciation Amortization Depletion
11.27
-8.87%
12.36
-20.06%
15.46
-18.99%
19.09
Depreciation
10.50
-9.34%
11.58
-20.78%
14.62
-17.88%
17.80
Amortization Cash Flow
0.77
-1.79%
0.78
-7.57%
0.84
-34.34%
1.29
Depreciation And Amortization
11.27
-8.87%
12.36
-20.06%
15.46
-18.99%
19.09
Amortization Of Intangibles
0.77
-1.79%
0.78
-7.57%
0.84
-34.34%
1.29
Other Non Cash Items
-2.04
-714.80%
-0.25
-179.87%
0.31
-95.23%
6.57
Stock Based Compensation
6.20
+9.60%
5.66
+15.62%
4.89
+36.35%
3.59
Asset Impairment Charge
—
—
0.00
0.00
Deferred Tax
-5.40
-322.20%
2.43
+125.70%
-9.46
-0.01%
-9.46
Deferred Income Tax
-5.40
-322.20%
2.43
+125.70%
-9.46
-0.01%
-9.46
Operating Gains Losses
6.97
+133.59%
2.98
+48.93%
2.00
+240.36%
-1.43
Gain Loss On Investment Securities
8.68
+123.17%
3.89
+32.91%
2.93
+1490.22%
0.18
Gain Loss On Sale Of PPE
—
—
—
—
Change In Working Capital
38.42
+60.91%
23.88
-40.29%
39.99
+105.59%
19.45
Change In Receivables
-2.75
-7.47%
-2.56
+53.36%
-5.49
+21.50%
-6.99
Changes In Account Receivables
-2.75
-7.47%
-2.56
+53.36%
-5.49
+21.50%
-6.99
Change In Payables And Accrued Expense
-11.76
-268.57%
6.97
-70.35%
23.52
+471.59%
4.12
Change In Payable
-11.76
-268.57%
6.97
-70.35%
23.52
+471.59%
4.12
Change In Account Payable
-11.76
-268.57%
6.97
-70.35%
23.52
+471.59%
4.12
Change In Other Current Assets
1.91
+145.82%
-4.16
-201.83%
4.09
+890.07%
0.41
Change In Other Current Liabilities
51.02
+115.94%
23.63
+32.26%
17.86
-18.47%
21.91
Investing Cash Flow
-154.22
+44.25%
-276.61
+22.80%
-358.29
+54.35%
-784.87
Cash Flow From Continuing Investing Activities
-154.22
+44.25%
-276.61
+22.80%
-358.29
+54.35%
-784.87
Net PPE Purchase And Sale
-7.72
-11.23%
-6.94
-334.82%
-1.60
-136.47%
4.38
Purchase Of PPE
-10.08
+18.48%
-12.37
-106.81%
-5.98
-151.26%
-2.38
Sale Of PPE
2.36
-56.52%
5.42
+23.73%
4.38
-35.15%
6.76
Capital Expenditure
-10.08
+18.48%
-12.37
-106.81%
-5.98
-151.26%
-2.38
Net Investment Purchase And Sale
53.86
-26.10%
72.89
-51.09%
149.05
+231.12%
-113.67
Purchase Of Investment
-560.10
-72.48%
-324.73
-583.73%
-47.49
+85.50%
-327.50
Sale Of Investment
638.51
+47.79%
432.03
+74.44%
247.66
+6.70%
232.12
Net Other Investing Changes
85.06
+17.27%
72.53
-0.54%
72.93
+42.16%
51.30
Financing Cash Flow
-73.87
-194.81%
77.91
-56.04%
177.22
-14.37%
206.95
Cash Flow From Continuing Financing Activities
-73.87
-194.81%
77.91
-56.04%
177.22
-14.37%
206.95
Net Issuance Payments Of Debt
-12.92
+82.95%
-75.79
-181.16%
93.38
+1031.19%
-10.03
Issuance Of Debt
—
—
—
0.00
Repayment Of Debt
-2.35
+81.42%
-12.63
-266.09%
-3.45
+86.49%
-25.53
Long Term Debt Issuance
—
—
—
0.00
Long Term Debt Payments
-2.35
+81.42%
-12.63
-266.09%
-3.45
+86.49%
-25.53
Net Long Term Debt Issuance
-2.35
+81.42%
-12.63
-266.09%
-3.45
+86.49%
-25.53
Net Short Term Debt Issuance
-10.58
+83.25%
-63.16
-165.23%
96.83
+524.63%
15.50
Net Common Stock Issuance
-13.87
-7692.13%
-0.18
+98.57%
-12.47
-82.40%
-6.84
Common Stock Payments
-13.87
-7692.13%
-0.18
+98.57%
-12.47
-82.40%
-6.84
Common Stock Dividend Paid
-38.43
-8.57%
-35.40
-7.02%
-33.07
-3.03%
-32.10
Cash Dividends Paid
-38.43
-8.57%
-35.40
-7.02%
-33.07
-3.03%
-32.10
Repurchase Of Capital Stock
-13.87
-7692.13%
-0.18
+98.57%
-12.47
-82.40%
-6.84
Proceeds From Stock Option Exercised
0.13
-13.07%
0.15
+96.15%
0.08
-69.05%
0.25
Net Other Financing Charges
-4.32
-85.03%
-2.33
-112.28%
18.99
+193.69%
6.47
Changes In Cash
-4.97
-2.62%
-4.84
-170.47%
6.87
+101.71%
-402.39
Beginning Cash Position
124.83
-3.73%
129.67
+5.60%
122.80
-76.62%
525.19
End Cash Position
119.86
-3.98%
124.83
-3.73%
129.67
+5.60%
122.80
Free Cash Flow
213.03
+17.38%
181.49
-0.26%
181.96
+5.09%
173.15
Interest Paid Supplemental Data
177.98
+0.99%
176.23
+53.59%
114.74
+337.38%
26.23
Income Tax Paid Supplemental Data
—
11.28
-36.62%
17.80
-23.47%
23.26
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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