Symbols / SSBI Stock $13.43 -0.92% Summit State Bank
SSBI (Stock) Chart
Stock Fundamentals
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About
Official websiteSummit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.
Ratings
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2013-05-06 | down | Hilliard Lyons | Buy → Neutral | — |
| 2012-11-06 | up | Hilliard Lyons | Neutral → Long-Term Buy | $8 |
- Responsive Playbooks and the SSBI Inflection - Stock Traders Daily hu, 28 May 2026 19
- Demand deposits to total deposits of Summit State Bank – NASDAQ:SSBI - TradingView Fri, 08 May 2026 23
- Summit State Bank Earns $1,674,000, or $0.25 Per Diluted Share, in First Quarter 2026 - Yahoo Finance ue, 28 Apr 2026 07
- Summit (SSBI) Stock: Strategic Buy or Not | Q3 2025: Earnings Report - Community Momentum Stocks - Xã Thanh Hà hu, 23 Apr 2026 04
- TradingKey - TradingKey ue, 12 May 2026 07
- SBI Q2 Results This Week: Check Date, Earnings Call Details, Share Price And More - NDTV Profit Mon, 03 Nov 2025 08
- Summit State Bank Financial Disclosures & SEC Filings - TradingView Sat, 13 Sep 2025 19
- symbol__ Stock Quote Price and Forecast - CNN Sat, 09 Dec 2023 18
- Summit State Bank welcomes Dr. Frank Chong and James Finley to its Board of Directors - Stock Titan Fri, 29 Mar 2024 07
- SSBI Q1 2026 Earnings: EPS of $0.25 Reported; Stock Gains Slightly - EBITDA Analysis - newsline.com Sat, 23 May 2026 07
- Summit State Bank (SSBI) Holds Steady at $13.63 as Support and Resistance Define Trading Range - Sentiment Divergence - The Legal Advocate hu, 28 May 2026 18
- Summit State Bank (SSBI) Holds Steady at $13.63 as Support and Resistance Define Trading Range - High Volume Stocks - The Legal Advocate hu, 28 May 2026 18
- Summit (SSBI) Stock: Strategic Buy or Not | Q3 2025: Earnings Report - Profit Recovery Report - newsline.com Sat, 18 Apr 2026 07
- Summit (SSBI) Falls -1.26% — Watching $12.68 Support 2026-05-20 - Inside Day Breakout - The Legal Advocate Wed, 20 May 2026 07
- Summit (SSBI) Falls -1.26% — Watching $12.68 Support 2026-05-20 - Smart Beta Flow - The Legal Advocate Wed, 20 May 2026 07
Insider Transactions
Financials
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Revenue |
|
34.99
+6.86%
|
32.74
-18.71%
|
40.28
-18.84%
|
49.63
|
| Operating Revenue |
|
34.99
+6.86%
|
32.74
-18.71%
|
40.28
-18.84%
|
49.63
|
| Selling General And Administration |
|
17.60
-4.23%
|
18.37
+0.59%
|
18.27
+3.03%
|
17.73
|
| Selling And Marketing Expense |
|
1.11
+14.61%
|
0.96
-24.25%
|
1.27
-14.15%
|
1.48
|
| General And Administrative Expense |
|
16.49
-5.28%
|
17.41
+2.45%
|
16.99
+4.60%
|
16.25
|
| Salaries And Wages |
|
15.23
-5.75%
|
16.16
+0.50%
|
16.08
+3.33%
|
15.56
|
| Other Gand A |
|
—
|
—
|
—
|
—
|
| Reconciled Depreciation |
|
0.38
-3.06%
|
0.39
+1.82%
|
0.39
-1.53%
|
0.39
|
| Total Unusual Items Excluding Goodwill |
|
-2.14
+55.47%
|
-4.81
|
0.00
|
—
|
| Special Income Charges |
|
0.00
+100.00%
|
-4.12
|
0.00
|
—
|
| Impairment Of Capital Assets |
|
0.00
-100.00%
|
4.12
|
0.00
|
—
|
| Net Income |
|
6.80
+262.08%
|
-4.19
-138.75%
|
10.82
-36.22%
|
16.97
|
| Pretax Income |
|
8.96
+304.26%
|
-4.39
-128.72%
|
15.28
-35.98%
|
23.87
|
| Net Interest Income |
|
34.43
+18.89%
|
28.96
-17.36%
|
35.05
-16.81%
|
42.13
|
| Interest Expense |
|
23.48
-19.82%
|
29.29
+18.19%
|
24.78
+279.52%
|
6.53
|
| Interest Income |
|
57.91
-0.58%
|
58.25
-2.64%
|
59.83
+22.96%
|
48.66
|
| Gain On Sale Of Security |
|
0.02
-35.71%
|
0.03
+148.28%
|
-0.06
-1550.00%
|
0.00
|
| Tax Provision |
|
2.17
+1211.28%
|
-0.20
-104.37%
|
4.46
-35.40%
|
6.90
|
| Tax Rate For Calcs |
|
0.00
+450.00%
|
0.00
-84.93%
|
0.00
+1.04%
|
0.00
|
| Tax Effect Of Unusual Items |
|
-0.52
-144.94%
|
-0.21
|
0.00
|
0.00
|
| Net Income Including Noncontrolling Interests |
|
6.80
+262.08%
|
-4.19
-138.75%
|
10.82
-36.22%
|
16.97
|
| Net Income From Continuing Operation Net Minority Interest |
|
6.80
+262.08%
|
-4.19
-138.75%
|
10.82
-36.22%
|
16.97
|
| Net Income From Continuing And Discontinued Operation |
|
6.80
+262.08%
|
-4.19
-138.75%
|
10.82
-36.22%
|
16.97
|
| Net Income Continuous Operations |
|
6.80
+262.08%
|
-4.19
-138.75%
|
10.82
-36.22%
|
16.97
|
| Normalized Income |
|
8.42
+1967.51%
|
0.41
-96.24%
|
10.82
-36.22%
|
16.97
|
| Net Income Common Stockholders |
|
6.80
+262.08%
|
-4.19
-138.75%
|
10.82
-36.22%
|
16.97
|
| Diluted EPS |
|
1.01
+262.90%
|
-0.62
-138.27%
|
1.62
-36.22%
|
2.54
|
| Basic EPS |
|
1.01
+262.90%
|
-0.62
-138.27%
|
1.62
-36.22%
|
2.54
|
| Basic Average Shares |
|
6.73
+0.25%
|
6.71
+0.28%
|
6.70
+0.12%
|
6.69
|
| Diluted Average Shares |
|
6.73
+0.25%
|
6.71
+0.23%
|
6.70
+0.16%
|
6.69
|
| Diluted NI Availto Com Stockholders |
|
6.80
+262.08%
|
-4.19
-138.75%
|
10.82
-36.22%
|
16.97
|
| Insurance And Claims |
|
1.26
+0.80%
|
1.25
+36.83%
|
0.92
+33.38%
|
0.69
|
| Occupancy And Equipment |
|
1.69
-3.86%
|
1.76
+2.80%
|
1.71
-0.17%
|
1.72
|
| Other Non Interest Expense |
|
3.10
-11.34%
|
3.49
+5.94%
|
3.30
+12.91%
|
2.92
|
| Professional Expense And Contract Services Expense |
|
1.08
-25.62%
|
1.45
-0.07%
|
1.45
+70.07%
|
0.85
|
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Assets |
|
1,004.59
-5.86%
|
1,067.09
-4.94%
|
1,122.51
+0.64%
|
1,115.34
|
| Cash And Cash Equivalents |
|
65.52
+27.47%
|
51.40
-11.05%
|
57.79
-25.50%
|
77.57
|
| Other Short Term Investments |
|
55.38
-7.81%
|
60.07
-21.31%
|
76.33
-8.90%
|
83.78
|
| Receivables |
|
—
|
—
|
—
|
25.97
|
| Accounts Receivable |
|
—
|
—
|
—
|
17.09
|
| Other Receivables |
|
—
|
—
|
—
|
8.88
|
| Net PPE |
|
4.82
-6.46%
|
5.16
-3.03%
|
5.32
-2.66%
|
5.46
|
| Gross PPE |
|
13.76
-1.00%
|
13.90
+0.11%
|
13.88
+1.60%
|
13.66
|
| Accumulated Depreciation |
|
-8.94
-2.22%
|
-8.74
-2.05%
|
-8.56
-4.44%
|
-8.20
|
| Land And Improvements |
|
1.18
+0.00%
|
1.18
+0.00%
|
1.18
+0.00%
|
1.18
|
| Buildings And Improvements |
|
7.92
+0.00%
|
7.92
-0.23%
|
7.93
+1.43%
|
7.82
|
| Machinery Furniture Equipment |
|
3.79
-3.00%
|
3.91
+0.72%
|
3.88
+2.89%
|
3.77
|
| Leases |
|
0.87
-2.47%
|
0.89
+0.57%
|
0.88
-0.23%
|
0.89
|
| Goodwill And Other Intangible Assets |
|
—
|
0.00
-100.00%
|
4.12
+0.00%
|
4.12
|
| Goodwill |
|
—
|
0.00
-100.00%
|
4.12
+0.00%
|
4.12
|
| Investments And Advances |
|
61.86
-8.33%
|
67.48
-20.36%
|
84.74
-8.56%
|
92.67
|
| Total Liabilities Net Minority Interest |
|
903.41
-7.38%
|
975.37
-4.83%
|
1,024.83
-0.19%
|
1,026.80
|
| Payables And Accrued Expenses |
|
—
|
—
|
—
|
12.56
|
| Payables |
|
—
|
—
|
—
|
12.56
|
| Accounts Payable |
|
—
|
—
|
—
|
12.56
|
| Long Term Debt And Capital Lease Obligation |
|
5.95
+0.24%
|
5.93
+0.25%
|
5.92
-87.38%
|
46.91
|
| Long Term Debt |
|
5.95
+0.24%
|
5.93
+0.25%
|
5.92
-87.38%
|
46.91
|
| Stockholders Equity |
|
101.17
+10.30%
|
91.72
-6.10%
|
97.68
+10.31%
|
88.55
|
| Common Stock Equity |
|
101.17
+10.30%
|
91.72
-6.10%
|
97.68
+10.31%
|
88.55
|
| Capital Stock |
|
37.95
+0.57%
|
37.74
+0.72%
|
37.47
+0.79%
|
37.18
|
| Common Stock |
|
37.95
+0.57%
|
37.74
+0.72%
|
37.47
+0.79%
|
37.18
|
| Preferred Stock |
|
0.00
|
0.00
|
0.00
|
0.00
|
| Share Issued |
|
6.77
-0.07%
|
6.78
-0.11%
|
6.78
+0.76%
|
6.73
|
| Ordinary Shares Number |
|
6.77
-0.07%
|
6.78
-0.11%
|
6.78
+0.76%
|
6.73
|
| Retained Earnings |
|
69.67
+10.81%
|
62.87
-8.83%
|
68.96
+12.33%
|
61.39
|
| Gains Losses Not Affecting Retained Earnings |
|
-6.45
+27.40%
|
-8.89
-1.55%
|
-8.75
+12.67%
|
-10.02
|
| Other Equity Adjustments |
|
-6.45
+27.40%
|
-8.89
-1.55%
|
-8.75
+12.67%
|
-10.02
|
| Total Equity Gross Minority Interest |
|
101.17
+10.30%
|
91.72
-6.10%
|
97.68
+10.31%
|
88.55
|
| Total Capitalization |
|
107.12
+9.69%
|
97.66
-5.73%
|
103.60
-23.52%
|
135.45
|
| Invested Capital |
|
107.12
+9.69%
|
97.66
-5.73%
|
103.60
-23.52%
|
135.45
|
| Total Debt |
|
5.95
+0.24%
|
5.93
+0.25%
|
5.92
-87.38%
|
46.91
|
| Net Debt |
|
—
|
—
|
—
|
—
|
| Net Tangible Assets |
|
101.17
+10.30%
|
91.72
-1.96%
|
93.56
+10.82%
|
84.43
|
| Tangible Book Value |
|
101.17
+10.30%
|
91.72
-1.96%
|
93.56
+10.82%
|
84.43
|
| Available For Sale Securities |
|
6.48
-12.60%
|
7.41
-11.80%
|
8.40
-5.36%
|
8.88
|
| Cash Cash Equivalents And Federal Funds Sold |
|
65.52
+27.47%
|
51.40
-11.05%
|
57.79
-25.50%
|
77.57
|
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow |
|
6.59
+12.74%
|
5.85
+345.80%
|
-2.38
-117.35%
|
13.72
|
| Cash Flow From Continuing Operating Activities |
|
6.59
+12.74%
|
5.85
+345.80%
|
-2.38
-117.35%
|
13.72
|
| Net Income From Continuing Operations |
|
6.80
+262.08%
|
-4.19
-138.75%
|
10.82
-36.22%
|
16.97
|
| Depreciation Amortization Depletion |
|
0.38
-3.06%
|
0.39
+1.82%
|
0.39
-1.53%
|
0.39
|
| Depreciation And Amortization |
|
0.38
-3.06%
|
0.39
+1.82%
|
0.39
-1.53%
|
0.39
|
| Other Non Cash Items |
|
0.01
-6.67%
|
0.01
+0.00%
|
0.01
+7.14%
|
0.01
|
| Stock Based Compensation |
|
0.74
+281.91%
|
-0.41
-2656.25%
|
0.02
-97.39%
|
0.61
|
| Asset Impairment Charge |
|
0.00
-100.00%
|
4.12
|
0.00
|
—
|
| Operating Gains Losses |
|
1.33
+191.72%
|
-1.45
+40.20%
|
-2.42
+58.53%
|
-5.84
|
| Gain Loss On Investment Securities |
|
0.01
+333.33%
|
-0.01
|
0.00
+100.00%
|
-0.00
|
| Change In Working Capital |
|
-4.03
-781.25%
|
0.59
+106.80%
|
-8.71
-363.10%
|
3.31
|
| Change In Receivables |
|
-3.05
-140.28%
|
-1.27
+21.20%
|
-1.61
+55.44%
|
-3.62
|
| Changes In Account Receivables |
|
-3.05
-140.28%
|
-1.27
+21.20%
|
-1.61
+55.44%
|
-3.62
|
| Change In Payables And Accrued Expense |
|
-0.98
-152.55%
|
1.86
+126.27%
|
-7.09
-202.37%
|
6.93
|
| Change In Payable |
|
-0.98
-152.55%
|
1.86
+126.27%
|
-7.09
-202.37%
|
6.93
|
| Change In Account Payable |
|
-0.98
-152.55%
|
1.86
+126.27%
|
-7.09
-202.37%
|
6.93
|
| Investing Cash Flow |
|
78.98
+114.67%
|
36.79
+282.26%
|
-20.18
+82.77%
|
-117.18
|
| Cash Flow From Continuing Investing Activities |
|
78.98
+114.67%
|
36.79
+282.26%
|
-20.18
+82.77%
|
-117.18
|
| Net PPE Purchase And Sale |
|
-0.05
+79.65%
|
-0.23
+3.75%
|
-0.24
-37.14%
|
-0.17
|
| Purchase Of PPE |
|
-0.05
+79.65%
|
-0.23
+3.75%
|
-0.24
-37.14%
|
-0.17
|
| Capital Expenditure |
|
-0.05
+79.65%
|
-0.23
+3.75%
|
-0.24
-37.14%
|
-0.17
|
| Net Investment Purchase And Sale |
|
5.45
-56.76%
|
12.60
+2935.42%
|
0.41
+101.31%
|
-31.73
|
| Purchase Of Investment |
|
-0.05
+98.52%
|
-3.58
-514.58%
|
-0.58
+98.29%
|
-34.03
|
| Sale Of Investment |
|
5.50
-66.01%
|
16.18
+1521.24%
|
1.00
-56.68%
|
2.30
|
| Net Other Investing Changes |
|
—
|
-0.35
+56.72%
|
-0.80
-92.81%
|
-0.42
|
| Financing Cash Flow |
|
-71.45
-45.74%
|
-49.03
-1859.10%
|
2.79
-98.01%
|
140.33
|
| Cash Flow From Continuing Financing Activities |
|
-71.45
-45.74%
|
-49.03
-1859.10%
|
2.79
-98.01%
|
140.33
|
| Net Issuance Payments Of Debt |
|
0.00
|
0.00
+100.00%
|
-41.00
-446.67%
|
-7.50
|
| Issuance Of Debt |
|
1,164.50
-25.93%
|
1,572.15
|
0.00
|
0.00
|
| Repayment Of Debt |
|
-1,164.50
+25.93%
|
-1,572.15
-3734.51%
|
-41.00
-446.67%
|
-7.50
|
| Long Term Debt Issuance |
|
—
|
—
|
—
|
0.00
|
| Long Term Debt Payments |
|
—
|
0.00
+100.00%
|
-41.00
-446.67%
|
-7.50
|
| Net Long Term Debt Issuance |
|
—
|
0.00
+100.00%
|
-41.00
-446.67%
|
-7.50
|
| Short Term Debt Issuance |
|
1,164.50
-25.93%
|
1,572.15
|
0.00
|
—
|
| Short Term Debt Payments |
|
-1,164.50
+25.93%
|
-1,572.15
|
0.00
|
—
|
| Net Short Term Debt Issuance |
|
0.00
|
0.00
|
0.00
|
0.00
|
| Common Stock Dividend Paid |
|
0.00
+100.00%
|
-1.90
+41.71%
|
-3.25
-0.77%
|
-3.23
|
| Cash Dividends Paid |
|
0.00
+100.00%
|
-1.90
+41.71%
|
-3.25
-0.77%
|
-3.23
|
| Proceeds From Stock Option Exercised |
|
—
|
—
|
0.00
|
0.00
|
| Changes In Cash |
|
14.12
+321.12%
|
-6.39
+67.71%
|
-19.78
-153.65%
|
36.87
|
| Beginning Cash Position |
|
51.40
-11.05%
|
57.79
-25.50%
|
77.57
+90.59%
|
40.70
|
| End Cash Position |
|
65.52
+27.47%
|
51.40
-11.05%
|
57.79
-25.50%
|
77.57
|
| Free Cash Flow |
|
6.55
+16.53%
|
5.62
+314.47%
|
-2.62
-119.35%
|
13.54
|
| Interest Paid Supplemental Data |
|
24.84
-11.97%
|
28.22
+15.89%
|
24.35
+277.91%
|
6.44
|
| Income Tax Paid Supplemental Data |
|
0.36
-16.08%
|
0.43
-93.36%
|
6.46
+14.47%
|
5.65
|
| Amortization Of Securities |
|
0.88
-9.02%
|
0.96
+109.33%
|
0.46
+7.46%
|
0.43
|
SEC Filings
No SEC filings found for this symbol (may be non-US or ticker not in SEC index).
Trades
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|
Posts
| Published | Title | Author | Category |
|---|