Symbols / TROO Stock $4.10 -1.09% TROOPS, Inc.

Financial Services • Credit Services • Hong Kong • NCM
TROO (Stock) Chart
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Credit Services
CEO Mr. Damian Thurnheer
Exch · Country NCM · Hong Kong
Market Cap 500.25M
Enterprise Value 501.73M
Income -27.91M
Sales 17.10M
FCF (ttm) 7.48M
Book/sh 0.63
Cash/sh 0.03
Employees —
Insider 10d —
IPO Apr 09, 2008
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E —
PEG —
P/S 29.26
P/B 6.48
P/C —
EV/EBITDA -36.37
EV/Sales 29.35
Quick Ratio 0.56
Current Ratio 0.92
Debt/Eq 0.01
LT Debt/Eq —
EPS (ttm) -0.23
EPS next Y —
EPS Growth —
Revenue Growth 27.00%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA -13.57%
ROE -47.59%
ROIC —
Gross Margin 11.80%
Oper. Margin -156.80%
Profit Margin -163.23%
Shs Outstand 122.16M
Shs Float 60.77M
Insider Own 52.07%
Instit Own 0.19%
Short Float 2.53%
Short Ratio 8.52
Short Interest 2.03M
52W High 5.28
vs 52W High -22.44%
52W Low 0.53
vs 52W Low 672.64%
Beta —
Impl. Vol. 2.77%
Rel Volume 0.17
Avg Volume 261.73K
Volume 43.61K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $4.14
Price $4.09
Change -1.09%
About

TROOPS, Inc., along with its subsidiaries, operates in the money lending business in Hong Kong, the Peoples Republic of China, and Australia. The company offers mortgage, personal, and corporate loans. It also develops, operates, and manages an online financial marketplace that offers one-stop financial technology solutions, including API services by leveraging artificial intelligence, big data and blockchain, and cloud computing. In addition, the company offers property investment, property lease and management, applications, technology and services, consultancy services for insurance products, and advisory and referral services. The company was formerly known as SGOCO Group, Ltd. and changed its name to TROOPS, Inc. in November 2021.TROOPS, Inc. was founded in 2005 and is headquartered in Tsuen Wan, Hong Kong.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$4.10
Latest analyst target
3. DCF / Fair value
$1.10
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$4.10
Low
—
High
—
Mean
—
News
RSS: Latest TROO news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
17.10
+69.72%
10.07
+182.24%
3.57
-7.90%
3.88
Operating Revenue
17.10
+69.72%
10.07
+182.24%
3.57
-7.90%
3.88
Cost Of Revenue
15.53
+91.00%
8.13
+191.16%
2.79
-8.52%
3.05
Reconciled Cost Of Revenue
15.53
+91.00%
8.13
+191.16%
2.79
-8.52%
3.05
Gross Profit
1.56
-19.42%
1.94
+150.13%
0.78
-5.60%
0.82
Operating Expense
18.25
+361.30%
3.96
+43.65%
2.75
+25.81%
2.19
Selling General And Administration
18.25
+361.30%
3.96
+43.65%
2.75
+25.81%
2.19
Selling And Marketing Expense
0.32
0.00
0.00
—
General And Administrative Expense
17.93
+353.29%
3.96
+43.65%
2.75
+25.81%
2.19
Other Gand A
17.93
+353.29%
3.96
+43.65%
2.75
+25.81%
2.19
Other Operating Expenses
—
—
—
-0.97
Total Expenses
33.78
+179.46%
12.09
+117.92%
5.55
+5.82%
5.24
Operating Income
-16.68
-728.04%
-2.02
-1.87%
-1.98
-44.70%
-1.37
Total Operating Income As Reported
-29.53
-415.61%
-5.73
-217.87%
-1.80
-236.19%
-0.54
EBITDA
-27.11
-142.49%
-11.18
-3605.02%
0.32
-80.39%
1.63
Normalized EBITDA
-14.26
-91.00%
-7.47
-5322.38%
0.14
-82.04%
0.80
Reconciled Depreciation
2.29
+4.04%
2.21
+4.21%
2.12
+7.41%
1.97
EBIT
-29.41
-119.68%
-13.39
-644.91%
-1.80
-423.91%
-0.34
Total Unusual Items
-12.85
-246.05%
-3.71
-2209.66%
0.18
-78.82%
0.83
Total Unusual Items Excluding Goodwill
-12.85
-246.05%
-3.71
-2209.66%
0.18
-78.82%
0.83
Special Income Charges
-12.85
-246.05%
-3.71
-2209.66%
0.18
-78.82%
0.83
Impairment Of Capital Assets
13.44
0.00
0.00
-100.00%
0.14
Write Off
-0.59
-116.02%
3.71
+2209.66%
-0.18
+81.86%
-0.97
Net Income
-27.91
-108.04%
-13.41
-680.28%
-1.72
-396.82%
-0.35
Pretax Income
-29.41
-119.68%
-13.39
-620.06%
-1.86
-362.44%
-0.40
Net Non Operating Interest Income Expense
0.06
+520.00%
0.01
+120.83%
-0.05
+15.79%
-0.06
Interest Expense Non Operating
0.00
0.00
-100.00%
0.06
+5.08%
0.06
Net Interest Income
0.06
+520.00%
0.01
+120.83%
-0.05
+15.79%
-0.06
Interest Expense
0.00
0.00
-100.00%
0.06
+5.08%
0.06
Interest Income Non Operating
0.06
+520.00%
0.01
-28.57%
0.01
+600.00%
0.00
Interest Income
0.06
+520.00%
0.01
-28.57%
0.01
+600.00%
0.00
Other Income Expense
-12.78
-12.33%
-11.38
-6914.97%
0.17
-83.66%
1.02
Other Non Operating Income Expenses
0.07
+100.85%
-7.67
-85100.00%
-0.01
-104.71%
0.19
Gain On Sale Of Security
—
—
—
—
Gain On Sale Of Business
—
—
—
0.00
Tax Provision
-1.50
-5662.96%
0.03
+119.29%
-0.14
-150.00%
-0.06
Tax Rate For Calcs
0.00
-69.04%
0.00
+120.00%
0.00
+63.04%
0.00
Tax Effect Of Unusual Items
-0.66
-7.12%
-0.61
-4741.25%
0.01
-65.47%
0.04
Net Income Including Noncontrolling Interests
-27.91
-108.04%
-13.41
-680.28%
-1.72
-396.82%
-0.35
Net Income From Continuing Operation Net Minority Interest
-27.91
-108.04%
-13.41
-680.28%
-1.72
-396.82%
-0.35
Net Income From Continuing And Discontinued Operation
-27.91
-108.04%
-13.41
-680.28%
-1.72
-396.82%
-0.35
Net Income Continuous Operations
-27.91
-108.04%
-13.41
-680.28%
-1.72
-396.82%
-0.35
Net Income Discontinuous Operations
—
—
—
0.00
Minority Interests
—
—
—
—
Normalized Income
-15.71
-52.36%
-10.31
-448.02%
-1.88
-65.25%
-1.14
Net Income Common Stockholders
-27.91
-108.04%
-13.41
-680.28%
-1.72
-396.82%
-0.35
Diluted EPS
-0.23
-76.92%
-0.13
-550.00%
-0.02
-100.00%
-0.01
Basic EPS
-0.23
-76.92%
-0.13
-550.00%
-0.02
-100.00%
-0.01
Basic Average Shares
120.71
+18.06%
102.24
+0.63%
101.60
+0.00%
101.60
Diluted Average Shares
120.71
+18.06%
102.24
+0.63%
101.60
+0.00%
101.60
Diluted NI Availto Com Stockholders
-27.91
-108.04%
-13.41
-680.28%
-1.72
-396.82%
-0.35
Provision For Doubtful Accounts
—
—
—
0.00
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Assets
79.19
+12.57%
70.34
+0.95%
69.69
—
Current Assets
19.55
+83.26%
10.67
-7.53%
11.54
—
Cash Cash Equivalents And Short Term Investments
5.17
+66.17%
3.11
+5.53%
2.95
—
Cash And Cash Equivalents
5.17
+66.17%
3.11
+5.53%
2.95
—
Cash Financial
5.17
+66.17%
3.11
+5.53%
2.95
—
Receivables
14.13
+93.60%
7.30
-13.71%
8.46
—
Accounts Receivable
1.14
+56700.00%
0.00
0.00
—
Gross Accounts Receivable
—
—
0.00
-100.00%
0.01
Allowance For Doubtful Accounts Receivable
—
—
0.00
0.00
Other Receivables
0.23
+257.14%
0.06
-18.18%
0.08
—
Accrued Interest Receivable
0.16
+295.12%
0.04
+925.00%
0.00
—
Loans Receivable
12.61
+75.29%
7.20
-14.14%
8.38
—
Prepaid Assets
0.25
-3.91%
0.26
+100.00%
0.13
—
Total Non Current Assets
59.63
-0.07%
59.67
+2.63%
58.15
—
Net PPE
44.94
-3.93%
46.78
-3.91%
48.68
—
Gross PPE
59.97
+0.46%
59.70
+0.33%
59.50
—
Accumulated Depreciation
-15.03
-16.34%
-12.92
-19.44%
-10.82
—
Properties
0.00
0.00
0.00
—
Machinery Furniture Equipment
0.68
+39.96%
0.49
+25.77%
0.39
—
Other Properties
0.03
+550.00%
0.00
-84.62%
0.03
—
Leases
59.26
+0.09%
59.20
+0.20%
59.08
—
Goodwill And Other Intangible Assets
13.71
+3212.80%
0.41
-3.04%
0.43
—
Goodwill
12.35
+3107.27%
0.39
+0.00%
0.39
—
Other Intangible Assets
1.37
+4613.79%
0.03
-30.95%
0.04
—
Non Current Prepaid Assets
—
0.00
-100.00%
4.87
-0.08%
4.87
Total Liabilities Net Minority Interest
10.94
+11.98%
9.77
+30.53%
7.48
—
Current Liabilities
5.92
+25.28%
4.72
+116.16%
2.19
—
Payables And Accrued Expenses
4.90
+23.35%
3.97
+192.85%
1.36
—
Payables
4.13
+12.23%
3.68
+267.90%
1.00
—
Accounts Payable
1.63
0.00
—
—
Other Payable
0.19
-84.79%
1.24
+345.52%
0.28
—
Current Accrued Expenses
0.77
+162.03%
0.29
-17.37%
0.36
—
Total Tax Payable
0.77
+49.90%
0.51
-28.85%
0.72
—
Current Debt And Capital Lease Obligation
0.02
+450.00%
0.00
-96.55%
0.12
—
Current Debt
—
—
0.09
+147.37%
0.04
Other Current Borrowings
—
—
0.09
+147.37%
0.04
Current Capital Lease Obligation
0.02
+450.00%
0.00
-81.82%
0.02
—
Current Deferred Liabilities
0.99
+33.29%
0.74
+4.63%
0.71
—
Current Deferred Revenue
0.45
+115.46%
0.21
-31.68%
0.30
—
Total Non Current Liabilities Net Minority Interest
5.02
-0.48%
5.04
-4.80%
5.30
—
Long Term Debt And Capital Lease Obligation
0.00
0.00
-100.00%
0.00
—
Long Term Debt
—
—
—
0.09
Long Term Capital Lease Obligation
0.00
0.00
-100.00%
0.00
—
Non Current Deferred Liabilities
5.01
-0.56%
5.04
-4.72%
5.29
—
Non Current Deferred Taxes Liabilities
5.01
-0.56%
5.04
-4.72%
5.29
—
Stockholders Equity
68.25
+12.66%
60.58
-2.61%
62.20
—
Common Stock Equity
68.25
+12.66%
60.58
-2.61%
62.20
—
Capital Stock
0.45
+10.84%
0.41
+0.00%
0.41
—
Common Stock
0.45
+10.84%
0.41
+0.00%
0.41
—
Preferred Stock
0.00
0.00
0.00
—
Share Issued
112.51
+10.74%
101.60
+0.00%
101.60
+0.00%
101.60
Ordinary Shares Number
112.51
+10.74%
101.60
+0.00%
101.60
+0.00%
101.60
Additional Paid In Capital
156.81
+15.50%
135.77
+0.07%
135.67
—
Retained Earnings
-89.01
-17.74%
-75.60
-2.33%
-73.88
—
Gains Losses Not Affecting Retained Earnings
-0.01
-266.67%
0.00
+0.00%
0.00
—
Other Equity Adjustments
-0.01
-266.67%
0.00
+0.00%
0.00
—
Total Equity Gross Minority Interest
68.25
+12.66%
60.58
-2.61%
62.20
—
Total Capitalization
68.25
+12.66%
60.58
-2.61%
62.20
—
Working Capital
13.64
+129.31%
5.95
-36.42%
9.35
—
Invested Capital
68.25
+12.66%
60.58
-2.76%
62.30
—
Total Debt
0.03
+550.00%
0.00
-96.67%
0.12
—
Capital Lease Obligations
0.03
+550.00%
0.00
-84.62%
0.03
—
Net Tangible Assets
54.53
-9.36%
60.16
-2.61%
61.78
—
Tangible Book Value
54.53
-9.36%
60.16
-2.61%
61.78
—
Current Notes Payable
—
—
—
0.00
Dueto Related Parties Current
1.54
-20.02%
1.92
0.00
—
Interest Payable
0.00
+0.00%
0.00
0.00
—
Non Current Note Receivables
0.98
-92.17%
12.48
+199.38%
4.17
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
0.81
-58.72%
1.96
+129.90%
-6.54
-1676.63%
-0.37
Cash Flow From Continuing Operating Activities
0.81
-58.72%
1.96
+129.90%
-6.54
-1676.63%
-0.37
Cash From Discontinued Operating Activities
—
—
—
0.00
Net Income From Continuing Operations
-27.91
-108.04%
-13.41
-680.28%
-1.72
-396.82%
-0.35
Depreciation Amortization Depletion
2.29
+4.04%
2.21
+4.21%
2.12
+7.41%
1.97
Depreciation
2.13
+1.19%
2.11
+0.24%
2.10
+7.74%
1.95
Amortization Cash Flow
0.16
+65.98%
0.10
+646.15%
0.01
-27.78%
0.02
Depreciation And Amortization
2.29
+4.04%
2.21
+4.21%
2.12
+7.41%
1.97
Amortization Of Intangibles
0.16
+65.98%
0.10
—
—
Other Non Cash Items
—
7.69
—
—
Stock Based Compensation
—
—
0.00
0.00
Provisionand Write Offof Assets
—
—
—
—
Asset Impairment Charge
13.03
+251.01%
3.71
+2162.78%
-0.18
+78.34%
-0.83
Deferred Tax
-1.57
-503.07%
-0.26
-4.40%
-0.25
+0.79%
-0.25
Deferred Income Tax
-1.57
-503.07%
-0.26
-4.40%
-0.25
+0.79%
-0.25
Operating Gains Losses
—
—
—
—
Gain Loss On Investment Securities
—
—
—
—
Change In Working Capital
14.96
+640.18%
2.02
+131.07%
-6.50
-615.62%
-0.91
Change In Receivables
2.72
+35.53%
2.00
+127.71%
-7.23
-739.95%
-0.86
Changes In Account Receivables
0.74
+247.11%
-0.50
-24950.00%
-0.00
-125.00%
0.01
Change In Payables And Accrued Expense
12.24
+17590.00%
-0.07
-108.64%
0.81
+695.59%
-0.14
Change In Payable
12.24
+17590.00%
-0.07
-108.64%
0.81
+695.59%
-0.14
Change In Account Payable
-0.41
-246.76%
0.28
0.00
0.00
Change In Other Working Capital
—
0.09
+204.82%
-0.08
-194.32%
0.09
Change In Other Current Liabilities
—
—
—
0.00
Investing Cash Flow
-9.11
-1951.02%
0.49
-89.70%
4.78
+3163.46%
-0.16
Cash Flow From Continuing Investing Activities
-9.11
-1951.02%
0.49
-89.70%
4.78
+3163.46%
-0.16
Cash From Discontinued Investing Activities
—
—
—
0.00
Net PPE Purchase And Sale
-0.12
+53.39%
-0.25
-13.57%
-0.22
-41.67%
-0.16
Purchase Of PPE
-0.12
+53.39%
-0.25
-13.57%
-0.22
-41.67%
-0.16
Capital Expenditure
-0.12
+53.39%
-0.25
-13.57%
-0.22
-41.67%
-0.16
Net Investment Purchase And Sale
-8.99
0.00
0.00
—
Purchase Of Investment
-8.99
0.00
0.00
—
Net Business Purchase And Sale
0.00
-100.00%
0.74
-85.14%
5.00
0.00
Purchase Of Business
—
—
0.00
0.00
Gain Loss On Sale Of Business
—
—
—
0.00
Financing Cash Flow
7.15
+1961.20%
-0.38
-119.97%
1.92
0.00
Cash Flow From Continuing Financing Activities
7.15
+1961.20%
-0.38
-119.97%
1.92
0.00
Net Issuance Payments Of Debt
-1.54
-300.52%
-0.38
-119.97%
1.92
0.00
Issuance Of Debt
0.00
-100.00%
0.39
-87.99%
3.21
0.00
Repayment Of Debt
-1.54
-100.00%
-0.77
+40.02%
-1.28
0.00
Long Term Debt Issuance
—
—
—
—
Long Term Debt Payments
—
0.00
0.00
0.00
Net Long Term Debt Issuance
—
0.00
0.00
0.00
Short Term Debt Issuance
0.00
-100.00%
0.39
-87.99%
3.21
0.00
Short Term Debt Payments
-1.54
-100.00%
-0.77
+40.02%
-1.28
0.00
Net Short Term Debt Issuance
-1.54
-300.52%
-0.38
-119.97%
1.92
0.00
Net Common Stock Issuance
8.69
0.00
0.00
0.00
Common Stock Payments
-3.96
0.00
0.00
—
Repurchase Of Capital Stock
-3.96
0.00
0.00
—
Changes In Cash
-1.15
-155.89%
2.06
+1157.93%
0.16
+131.30%
-0.52
Effect Of Exchange Rate Changes
-0.00
+66.67%
-0.00
-200.00%
-0.00
+83.33%
-0.01
Beginning Cash Position
5.17
+66.17%
3.11
+5.53%
2.95
-15.23%
3.48
End Cash Position
4.02
-22.31%
5.17
+66.17%
3.11
+5.53%
2.95
Free Cash Flow
0.69
-59.51%
1.70
+125.21%
-6.76
-1189.89%
-0.52
Interest Paid Supplemental Data
0.00
0.00
-100.00%
0.06
0.00
Income Tax Paid Supplemental Data
0.09
+168.57%
0.04
-88.99%
0.32
0.00
Change In Income Tax Payable
-0.38
-243.28%
0.27
+228.85%
-0.21
-195.85%
0.22
Change In Tax Payable
-0.38
-243.28%
0.27
+228.85%
-0.21
-195.85%
0.22
Common Stock Issuance
12.64
0.00
0.00
0.00
Issuance Of Capital Stock
12.64
0.00
0.00
0.00
Sale Of Business
0.00
-100.00%
0.74
-85.14%
5.00
0.00
Cash From Discontinued Financing Activities
—
—
—
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
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