Symbols / UBS $42.40 +0.64% UBS Group AG

Financial Services • Banks - Diversified • Switzerland • NYQ
UBS Chart
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About

UBS Group AG operates as a wealth manager and bank worldwide. It operates through five segments: Global Wealth Management, Personal & Corporate Banking, Asset Management, Investment Bank, and Non-Core and Legacy. The Global Wealth Management segment offers financial services, advice, and solutions; investment management, estate planning, and corporate advice services; and wealth management and banking products and services to private wealth and institutional customers. Its Personal & Corporate Banking segment provides banking, retirement, financing, investments, and strategic transactions to private, corporate, and institutional customers through its branch network and digital channels in Switzerland. The Asset Management segment offers diversified asset management services. Its Investment Bank segment provides equities, foreign exchange, precious metals, research, advisory, and capital markets services to institutional, corporate, financial sponsor, and Global Wealth Management customers, as well as focused rates and credit platform. The company also offers lending products, such as securities-based lending, mortgages, structured products, and tailored solutions; collateralized lending residential and commercial real estate, primarily against securities, residential and commercial real estate, other real assets (such as ships and aircraft), private market and hedge fund interest; and unsecured lending. The company was formerly known as UBS AG and changed its name to UBS Group AG in December 2014. UBS Group AG was founded in 1862 and is headquartered in Zurich, Switzerland.

Fundamentals
Scroll to Statements
Market Cap 133.97B Enterprise Value 199.09B Income 7.77B Sales 49.60B Book/sh 29.18 Cash/sh 150.65
Dividend Yield 2.59% Payout 38.14% Employees 103177 IPO — P/E 17.97 Forward P/E 10.71
PEG 0.51 P/S 2.70 P/B 1.45 P/C — EV/EBITDA — EV/Sales 4.01
Quick Ratio — Current Ratio — Debt/Eq — LT Debt/Eq — EPS (ttm) 2.36 EPS next Y 3.96
EPS Growth 58.00% Revenue Growth 12.40% Earnings 2026-04-29 ROA 0.49% ROE 8.86% ROIC —
Gross Margin 0.00% Oper. Margin 54.64% Profit Margin 15.66% Shs Outstand 3.09B Shs Float 3.08B Short Float 0.22%
Short Ratio 2.23 Short Interest — 52W High 49.36 52W Low 29.33 Beta 0.79 Avg Volume 2.79M
Volume 4.17M Target Price $46.80 Recom Buy Prev Close $42.13 Price $42.40 Change 0.64%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$46.80
Mean price target
2. Current target
$42.40
Latest analyst target
3. DCF / Fair value
$35.40
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$42.40
Low
$40.00
High
$58.40
Mean
$46.80

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-20 up Barclays Underweight → Equal-Weight —
2025-12-16 up B of A Securities Neutral → Buy $60
2025-06-03 up Jefferies Hold → Buy —
2025-03-27 down B of A Securities Neutral → Underperform —
2025-01-03 up Exane BNP Paribas Neutral → Outperform —
2024-04-23 down Citigroup Buy → Neutral —
2024-03-08 up Morgan Stanley Equal-Weight → Overweight —
2023-12-05 down B of A Securities Buy → Neutral $32
2023-10-16 up RBC Capital Sector Perform → Outperform —
2023-03-20 down Oddo Securities Neutral → Underperform —
2022-07-26 down B of A Securities Buy → Neutral —
2022-01-24 up Barclays Underweight → Equal-Weight —
2022-01-07 up Exane BNP Paribas Neutral → Outperform —
2021-09-29 up RBC Capital Sector Perform → Outperform —
2021-07-15 init Jefferies — → Buy —
2021-05-19 up Deutsche Bank Hold → Buy —
2021-01-15 up Berenberg Hold → Buy —
2019-09-10 up Kepler Cheuvreux Hold → Buy —
2019-08-21 down DZ Bank Hold → Sell —
2019-07-24 down Societe Generale — → Sell —
News
RSS: Latest UBS news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
47,295.00
+4.30%
45,346.00
+10.22%
41,140.00
+23.65%
33,270.00
Operating Revenue
47,295.00
+4.30%
45,346.00
+10.22%
41,140.00
+23.65%
33,270.00
Selling General And Administration
31,016.00
+2.10%
30,378.00
-2.90%
31,285.00
+46.71%
21,324.00
Selling And Marketing Expense
563.00
-2.09%
575.00
+40.93%
408.00
+53.96%
265.00
General And Administrative Expense
30,453.00
+2.18%
29,803.00
-3.48%
30,877.00
+46.62%
21,059.00
Salaries And Wages
25,394.00
+2.49%
24,777.00
-0.49%
24,899.00
+40.83%
17,680.00
Other Gand A
5,059.00
+0.66%
5,026.00
-15.93%
5,978.00
+76.92%
3,379.00
Reconciled Depreciation
3,529.00
-7.08%
3,798.00
+1.28%
3,750.00
+81.95%
2,061.00
Total Unusual Items
-2,477.00
-58.58%
-1,562.00
-105.90%
26,495.00
+2805.15%
912.00
Total Unusual Items Excluding Goodwill
-2,477.00
-58.58%
-1,562.00
-105.90%
26,495.00
+2805.15%
912.00
Special Income Charges
-2,477.00
-58.58%
-1,562.00
-105.90%
26,495.00
+2805.15%
912.00
Other Special Charges
-789.00
-1027.14%
-70.00
-108.78%
797.00
+274.18%
213.00
Impairment Of Capital Assets
—
—
593.00
+29550.00%
2.00
Restructuring And Mergern Acquisition
3,553.00
+88.09%
1,889.00
+106.93%
-27,264.00
—
Write Off
2.00
-97.50%
80.00
-84.25%
508.00
—
Net Income
7,767.00
+52.71%
5,086.00
-81.41%
27,366.00
+258.71%
7,629.00
Pretax Income
8,853.00
+29.79%
6,821.00
-75.86%
28,255.00
+194.20%
9,604.00
Net Interest Income
7,746.00
+8.99%
7,107.00
-2.59%
7,296.00
+10.18%
6,622.00
Interest Expense
26,545.00
-26.16%
35,948.00
+27.40%
28,217.00
+329.94%
6,563.00
Interest Income
34,291.00
-20.36%
43,055.00
+21.24%
35,513.00
+169.34%
13,185.00
Gain On Sale Of Security
14,011.00
-4.62%
14,690.00
+26.79%
11,586.00
+54.15%
7,516.00
Gain On Sale Of Business
289.00
+12.45%
257.00
+817.86%
28.00
-97.51%
1,125.00
Tax Provision
1,056.00
-36.96%
1,675.00
+91.87%
873.00
-55.05%
1,942.00
Tax Rate For Calcs
0.00
-51.63%
0.00
+693.55%
0.00
-84.65%
0.00
Tax Effect Of Unusual Items
-294.76
+23.29%
-384.25
-146.78%
821.35
+345.84%
184.22
Net Income Including Noncontrolling Interests
7,797.00
+51.52%
5,146.00
-81.21%
27,382.00
+257.42%
7,661.00
Net Income From Continuing Operation Net Minority Interest
7,767.00
+52.71%
5,086.00
-81.41%
27,366.00
+258.71%
7,629.00
Net Income From Continuing And Discontinued Operation
7,767.00
+52.71%
5,086.00
-81.41%
27,366.00
+258.71%
7,629.00
Net Income Continuous Operations
7,797.00
+51.52%
5,146.00
-81.21%
27,382.00
+257.37%
7,662.00
Minority Interests
-30.00
+50.00%
-60.00
-275.00%
-16.00
+50.00%
-32.00
Normalized Income
9,949.24
+58.84%
6,263.75
+270.12%
1,692.35
-75.48%
6,901.22
Net Income Common Stockholders
7,767.00
+52.74%
5,085.00
-81.42%
27,366.00
+258.66%
7,630.00
Otherunder Preferred Stock Dividend
—
1.00
+0.00%
1.00
+200.00%
-1.00
Diluted EPS
2.36
+55.26%
1.52
-81.69%
8.30
+268.89%
2.25
Basic EPS
2.46
+54.72%
1.59
-81.68%
8.68
+270.94%
2.34
Basic Average Shares
3,151.64
-1.46%
3,198.48
+1.46%
3,152.58
-3.32%
3,260.94
Diluted Average Shares
3,290.25
-1.82%
3,351.11
+1.67%
3,296.00
-2.99%
3,397.47
Diluted NI Availto Com Stockholders
7,767.00
+52.74%
5,085.00
-81.42%
27,366.00
+258.66%
7,630.00
Average Dilution Earnings
0.00
0.00
0.00
0.00
Depreciation Amortization Depletion Income Statement
3,186.00
-5.40%
3,368.00
-10.19%
3,750.00
+81.95%
2,061.00
Depreciation And Amortization In Income Statement
3,186.00
-5.40%
3,368.00
-10.19%
3,750.00
+81.95%
2,061.00
Depreciation Income Statement
—
—
—
—
Occupancy And Equipment
1,061.00
-11.58%
1,200.00
-10.58%
1,342.00
+121.82%
605.00
Other Non Interest Expense
-1,023.00
-32.17%
-774.00
+14.19%
-902.00
—
Professional Expense And Contract Services Expense
1,281.00
-20.73%
1,616.00
-0.19%
1,619.00
+173.48%
592.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
1,617,427.00
+3.35%
1,565,028.00
-8.85%
1,716,924.00
+55.47%
1,104,364.00
Cash And Cash Equivalents
211,009.00
-6.51%
225,705.00
-28.83%
317,124.00
+83.49%
172,825.00
Cash Equivalents
—
—
—
—
Cash Financial
209,858.00
-6.03%
223,329.00
-28.89%
314,060.00
+85.35%
169,445.00
Other Short Term Investments
13,868.00
+531.80%
2,195.00
-1.70%
2,233.00
-0.27%
2,239.00
Receivables
49,971.00
+28.55%
38,873.00
+8.44%
35,847.00
+53.00%
23,430.00
Accounts Receivable
40,276.00
+33.30%
30,215.00
+12.84%
26,776.00
+29.68%
20,647.00
Other Receivables
9,695.00
+11.98%
8,658.00
-4.55%
9,071.00
+225.94%
2,783.00
Prepaid Assets
1,731.00
+3.10%
1,679.00
-19.28%
2,080.00
+93.31%
1,076.00
Net PPE
16,057.00
+3.61%
15,498.00
-13.17%
17,849.00
+45.26%
12,288.00
Gross PPE
38,467.00
+8.71%
35,385.00
-1.47%
35,912.00
+32.39%
27,126.00
Accumulated Depreciation
-22,410.00
-12.69%
-19,887.00
-10.09%
-18,064.00
-21.74%
-14,838.00
Machinery Furniture Equipment
14,107.00
+13.57%
12,421.00
+5.93%
11,726.00
+17.92%
9,944.00
Construction In Progress
1,020.00
+31.44%
776.00
-10.08%
863.00
-24.03%
1,136.00
Other Properties
16,573.00
+5.42%
15,721.00
-5.92%
16,710.00
+44.21%
11,587.00
Goodwill And Other Intangible Assets
6,948.00
+0.89%
6,887.00
-8.36%
7,515.00
+19.91%
6,267.00
Goodwill
6,067.00
+1.29%
5,990.00
-0.88%
6,043.00
+0.00%
6,043.00
Other Intangible Assets
881.00
-1.78%
897.00
-39.06%
1,472.00
+557.14%
224.00
Investments And Advances
256,091.00
+22.19%
209,592.00
+7.64%
194,710.00
+27.73%
152,433.00
Long Term Equity Investment
2,332.00
+1.13%
2,306.00
-2.82%
2,373.00
+115.53%
1,101.00
Total Liabilities Net Minority Interest
1,526,943.00
+3.21%
1,479,455.00
-9.28%
1,630,769.00
+55.73%
1,047,146.00
Payables And Accrued Expenses
106,367.00
+10.39%
96,356.00
-0.30%
96,646.00
+11.22%
86,893.00
Payables
103,394.00
+10.92%
93,216.00
-0.17%
93,376.00
+9.68%
85,133.00
Other Payable
34,222.00
-3.57%
35,490.00
-14.65%
41,582.00
+14.12%
36,436.00
Current Accrued Expenses
2,973.00
-5.32%
3,140.00
-3.98%
3,270.00
+85.80%
1,760.00
Employee Benefits
10,484.00
+9.30%
9,592.00
-1.58%
9,746.00
+42.86%
6,822.00
Total Tax Payable
2,192.00
-22.46%
2,827.00
+9.57%
2,580.00
+55.14%
1,663.00
Income Tax Payable
2,192.00
-22.46%
2,827.00
+9.57%
2,580.00
+55.14%
1,663.00
Current Debt And Capital Lease Obligation
33,870.00
+11.02%
30,509.00
-20.82%
38,530.00
+29.84%
29,676.00
Current Debt
33,870.00
+11.02%
30,509.00
-20.82%
38,530.00
+29.84%
29,676.00
Other Current Borrowings
33,870.00
+11.02%
30,509.00
-20.82%
38,530.00
+29.84%
29,676.00
Long Term Debt And Capital Lease Obligation
302,172.00
+0.09%
301,914.00
-10.98%
339,155.00
+107.31%
163,600.00
Long Term Debt
297,915.00
+0.20%
297,317.00
-10.89%
333,653.00
+108.19%
160,266.00
Long Term Capital Lease Obligation
4,257.00
-7.40%
4,597.00
-16.45%
5,502.00
+65.03%
3,334.00
Long Term Provisions
5,035.00
-40.12%
8,409.00
-32.25%
12,412.00
+282.73%
3,243.00
Non Current Deferred Liabilities
1,154.00
+28.94%
895.00
-6.77%
960.00
+103.82%
471.00
Non Current Deferred Revenue
683.00
+23.06%
555.00
-12.60%
635.00
+170.21%
235.00
Non Current Deferred Taxes Liabilities
471.00
+38.53%
340.00
+4.62%
325.00
+37.71%
236.00
Stockholders Equity
90,213.00
+6.03%
85,079.00
-0.64%
85,624.00
+50.55%
56,876.00
Common Stock Equity
90,213.00
+6.03%
85,079.00
-0.64%
85,624.00
+50.55%
56,876.00
Capital Stock
334.00
-3.47%
346.00
+0.00%
346.00
+13.82%
304.00
Common Stock
334.00
-3.47%
346.00
+0.00%
346.00
+13.82%
304.00
Share Issued
3,341.58
-3.48%
3,462.09
+0.00%
3,462.09
-1.77%
3,524.64
Ordinary Shares Number
3,091.70
-2.62%
3,174.83
-1.06%
3,208.85
+3.25%
3,107.73
Treasury Shares Number
249.88
-13.01%
287.26
+13.44%
253.23
-39.26%
416.91
Additional Paid In Capital
9,217.00
-23.27%
12,012.00
-9.11%
13,216.00
-2.44%
13,546.00
Retained Earnings
82,740.00
+6.03%
78,035.00
+4.89%
74,397.00
+48.78%
50,004.00
Gains Losses Not Affecting Retained Earnings
5,813.00
+434.28%
1,088.00
-55.81%
2,462.00
+2490.29%
-103.00
Treasury Stock
7,891.00
+23.26%
6,402.00
+33.49%
4,796.00
-30.23%
6,874.00
Minority Interest
271.00
-45.14%
494.00
-6.97%
531.00
+55.26%
342.00
Other Equity Adjustments
5,813.00
+434.28%
1,088.00
-55.81%
2,462.00
+2490.29%
-103.00
Total Equity Gross Minority Interest
90,484.00
+5.74%
85,573.00
-0.68%
86,155.00
+50.57%
57,218.00
Total Capitalization
388,128.00
+1.50%
382,396.00
-8.80%
419,277.00
+93.09%
217,142.00
Invested Capital
421,998.00
+2.20%
412,905.00
-9.81%
457,807.00
+85.48%
246,818.00
Total Debt
336,042.00
+1.09%
332,423.00
-11.98%
377,685.00
+95.41%
193,276.00
Net Debt
120,776.00
+18.27%
102,121.00
+85.48%
55,059.00
+221.66%
17,117.00
Capital Lease Obligations
4,257.00
-7.40%
4,597.00
-16.45%
5,502.00
+65.03%
3,334.00
Net Tangible Assets
83,265.00
+6.49%
78,192.00
+0.11%
78,109.00
+54.34%
50,609.00
Tangible Book Value
83,265.00
+6.49%
78,192.00
+0.11%
78,109.00
+54.34%
50,609.00
Available For Sale Securities
112,633.00
+23.02%
91,556.00
-3.82%
95,190.00
+19.32%
79,776.00
Cash Cash Equivalents And Federal Funds Sold
316,155.00
-14.24%
368,644.00
-18.63%
453,072.00
+82.44%
248,343.00
Commercial Paper
—
—
—
—
Derivative Product Liabilities
156,243.00
-13.50%
180,636.00
-6.01%
192,181.00
+24.06%
154,906.00
Other Equity Interest
—
—
-1.00
+0.00%
-1.00
Trading Securities
127,258.00
+12.09%
113,535.00
+19.62%
94,914.00
+36.93%
69,317.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
21,851.00
+566.39%
3,279.00
-96.19%
86,068.00
+487.62%
14,647.00
Cash Flow From Continuing Operating Activities
21,851.00
+566.19%
3,280.00
-96.19%
86,067.00
+487.65%
14,646.00
Net Income From Continuing Operations
7,797.00
+51.52%
5,146.00
-81.21%
27,382.00
+257.42%
7,661.00
Depreciation Amortization Depletion
3,529.00
-7.08%
3,798.00
+1.28%
3,750.00
+81.95%
2,061.00
Depreciation
3,529.00
-7.08%
3,798.00
+1.28%
3,750.00
+81.95%
2,061.00
Depreciation And Amortization
3,529.00
-7.08%
3,798.00
+1.28%
3,750.00
+81.95%
2,061.00
Other Non Cash Items
-10,704.00
-162.73%
17,064.00
+150.33%
-33,904.00
-215.62%
-10,742.00
Deferred Tax
-382.00
+22.83%
-495.00
+28.67%
-694.00
-240.49%
494.00
Deferred Income Tax
-382.00
+22.83%
-495.00
+28.67%
-694.00
-240.49%
494.00
Operating Gains Losses
-562.00
-1206.98%
-43.00
-117.48%
246.00
+116.38%
-1,502.00
Change In Working Capital
23,698.00
+213.91%
-20,804.00
-123.09%
90,103.00
+394.31%
18,228.00
Change In Other Working Capital
-1,290.00
+94.48%
-23,387.00
-134.52%
67,743.00
+560.52%
10,256.00
Investing Cash Flow
-22,802.00
-3316.08%
709.00
-99.31%
103,124.00
+928.50%
-12,447.00
Cash Flow From Continuing Investing Activities
-22,802.00
-3307.03%
711.00
-99.31%
103,124.00
+928.50%
-12,447.00
Net PPE Purchase And Sale
-2,153.00
-13.32%
-1,900.00
-17.28%
-1,620.00
-9.31%
-1,482.00
Purchase Of PPE
-2,362.00
-17.63%
-2,008.00
-19.17%
-1,685.00
-2.56%
-1,643.00
Sale Of PPE
209.00
+93.52%
108.00
+66.15%
65.00
-59.63%
161.00
Capital Expenditure
-2,362.00
-17.63%
-2,008.00
-19.17%
-1,685.00
-2.56%
-1,643.00
Net Investment Purchase And Sale
-21,285.00
-979.91%
2,419.00
+164.01%
-3,779.00
+70.23%
-12,692.00
Purchase Of Investment
-38,286.00
-261.19%
-10,600.00
+42.39%
-18,401.00
+41.57%
-31,491.00
Sale Of Investment
17,001.00
+30.59%
13,019.00
-10.96%
14,622.00
-22.22%
18,799.00
Net Business Purchase And Sale
636.00
+231.25%
192.00
+64.10%
117.00
-93.23%
1,727.00
Purchase Of Business
-17.00
+73.44%
-64.00
-1500.00%
-4.00
-33.33%
-3.00
Net Other Investing Changes
—
-2.00
-100.00%
108,406.00
—
Financing Cash Flow
-30,863.00
+63.33%
-84,165.00
-44.46%
-58,262.00
-540.66%
-9,094.00
Cash Flow From Continuing Financing Activities
-30,864.00
+63.33%
-84,165.00
-44.46%
-58,262.00
-540.59%
-9,095.00
Net Issuance Payments Of Debt
-21,446.00
+73.03%
-79,532.00
-49.83%
-53,083.00
-6502.36%
-804.00
Issuance Of Debt
131,476.00
+31.29%
100,145.00
-8.74%
109,735.00
+38.70%
79,115.00
Repayment Of Debt
-154,614.00
+10.25%
-172,270.00
-3.79%
-165,987.00
-145.29%
-67,670.00
Long Term Debt Issuance
131,476.00
+31.29%
100,145.00
-8.74%
109,735.00
+38.70%
79,115.00
Long Term Debt Payments
-154,614.00
+10.25%
-172,270.00
-3.79%
-165,987.00
-145.29%
-67,670.00
Net Long Term Debt Issuance
-23,138.00
+67.92%
-72,125.00
-28.22%
-56,252.00
-591.50%
11,445.00
Net Short Term Debt Issuance
1,692.00
+122.84%
-7,407.00
-333.73%
3,169.00
+125.87%
-12,249.00
Net Common Stock Issuance
-5,178.00
-77.15%
-2,923.00
-5.18%
-2,779.00
+53.73%
-6,006.00
Common Stock Payments
—
—
—
-6,006.00
Common Stock Dividend Paid
-2,866.00
-27.04%
-2,256.00
-34.37%
-1,679.00
-0.66%
-1,668.00
Cash Dividends Paid
-2,866.00
-27.04%
-2,256.00
-34.37%
-1,679.00
-0.66%
-1,668.00
Repurchase Of Capital Stock
—
—
—
-6,006.00
Net Other Financing Charges
-958.00
+2.94%
-987.00
-36.89%
-721.00
-17.05%
-616.00
Changes In Cash
-31,814.00
+60.32%
-80,177.00
-161.24%
130,930.00
+1999.19%
-6,894.00
Effect Of Exchange Rate Changes
19,098.00
+219.81%
-15,940.00
-214.22%
13,955.00
+346.60%
-5,659.00
Beginning Cash Position
244,090.00
-28.25%
340,207.00
+74.18%
195,321.00
-6.04%
207,875.00
End Cash Position
231,375.00
-5.21%
244,090.00
-28.25%
340,207.00
+74.18%
195,321.00
Free Cash Flow
19,489.00
+1433.36%
1,271.00
-98.49%
84,383.00
+548.90%
13,004.00
Interest Paid Supplemental Data
37,749.00
-21.77%
48,252.00
+34.15%
35,969.00
+338.75%
8,198.00
Earnings Losses From Equity Investments
-77.00
+46.53%
-144.00
-141.38%
348.00
+1187.50%
-32.00
Sale Of Business
653.00
+155.08%
256.00
+111.57%
121.00
-93.01%
1,730.00
Taxes Refund Paid
-2,049.00
-5.73%
-1,938.00
-4.64%
-1,852.00
-17.07%
-1,582.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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