Symbols / UNM Stock $80.64 -0.65% Unum Group

Financial Services • Insurance - Life • United States • NYQ
UNM (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Life
CEO Mr. Richard Paul McKenney
Exch · Country NYQ · United States
Market Cap 12.88B
Enterprise Value 14.74B
Income 781.40M
Sales 13.34B
FCF (ttm) -1.82B
Book/sh 67.11
Cash/sh 14.07
Employees 10,684
Insider 10d —
IPO Nov 06, 1986
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 38.96%
P/E 17.45
Forward P/E 8.27
PEG 1.03
P/S 0.97
P/B 1.20
P/C —
EV/EBITDA 11.11
EV/Sales 1.10
Quick Ratio 4.50
Current Ratio 18.37
Debt/Eq 36.93
LT Debt/Eq —
EPS (ttm) 4.62
EPS next Y 9.75
EPS Growth 33.00%
Revenue Growth 8.50%
EPS Gr Q/Q 22.70%
Rev Gr Q/Q —
Earnings (next) 2026-07-28
Earnings (prior) 2026-04-28
ROA 1.20%
ROE 7.07%
ROIC —
Gross Margin 29.53%
Oper. Margin 10.60%
Profit Margin 5.86%
Shs Outstand 159.78M
Shs Float 143.83M
Insider Own 0.97%
Instit Own 91.22%
Short Float 2.74%
Short Ratio 2.05
Short Interest 3.36M
52W High 83.13
vs 52W High -3.00%
52W Low 68.28
vs 52W Low 18.09%
Beta 0.23
Impl. Vol. 29.71%
Rel Volume 0.10
Avg Volume 1.61M
Volume 158.09K
Target (mean) $97.08
Tgt Median $100.00
Tgt Low $80.00
Tgt High $117.00
# Analysts 13
Recom Buy
Prev Close $81.16
Price $80.64
Change -0.65%
About

Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pensions, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was formerly known as UnumProvident Corporation and changed its name to Unum Group in March 2007. The company was founded in 1848 and is based in Chattanooga, Tennessee.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$97.08
Mean price target
2. Current target
$80.64
Latest analyst target
3. DCF / Fair value
$-204.71
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$80.64
Low
$80.00
High
$117.00
Mean
$97.08

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-05 main Wells Fargo Overweight → Overweight $100
2026-04-30 main Truist Securities Buy → Buy $96
2026-04-14 main B of A Securities Neutral → Neutral $77
2026-04-10 main Wells Fargo Overweight → Overweight $99
2026-04-09 main UBS Neutral → Neutral $85
2026-03-03 main Morgan Stanley Equal-Weight → Equal-Weight $80
2026-02-25 main Wells Fargo Overweight → Overweight $102
2026-02-20 main UBS Neutral → Neutral $81
2026-02-06 main JP Morgan Neutral → Neutral $90
2026-01-13 main Wells Fargo Overweight → Overweight $104
2025-11-05 main Evercore ISI Group Outperform → Outperform $99
2025-11-04 main JP Morgan Neutral → Neutral $92
2025-10-08 main Barclays Overweight → Overweight $95
2025-10-08 main Wells Fargo Overweight → Overweight $98
2025-10-07 main Morgan Stanley Equal-Weight → Equal-Weight $81
2025-09-16 init Wolfe Research — → Outperform $91
2025-08-18 main Morgan Stanley Equal-Weight → Equal-Weight $79
2025-07-31 main Wells Fargo Overweight → Overweight $100
2025-07-31 reit Keefe, Bruyette & Woods Outperform → Outperform $95
2025-07-30 main UBS Neutral → Neutral $87
News
RSS: Latest UNM news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-30 AHMED ELIZABETH CLAIRE Officer — 12,000 $80.14 $961,680
2026-03-16 PYNE CHRISTOPHER W Officer — 4,852 $72.47 $351,624
2026-03-12 TILL MARK PAUL Officer — 1,607 $0.00 $0
2026-03-09 IGLESIAS LISA G General Counsel — 3,500 $73.00 $255,500
2026-02-27 MCKENNEY RICHARD P Chief Executive Officer — 78,768 $0.00 $0
2026-02-27 IGLESIAS LISA G General Counsel — 7,685 $0.00 $0
2026-02-27 RICE WALTER LYNN JR. Officer — 2,649 $0.00 $0
2026-02-27 ANDERSON SHELIA DANETTE Officer — 6,430 $0.00 $0
2026-02-27 AHMED ELIZABETH CLAIRE Officer — 6,814 $0.00 $0
2026-02-27 ZABEL STEVEN ANDREW Chief Financial Officer — 17,840 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
12,984.10
+1.52%
12,790.10
+3.91%
12,308.70
+3.65%
11,875.00
Operating Revenue
12,984.10
+1.52%
12,790.10
+3.91%
12,308.70
+3.65%
11,875.00
Selling General And Administration
1,183.60
+1.49%
1,166.20
+0.31%
1,162.60
+6.71%
1,089.50
General And Administrative Expense
1,183.60
+1.49%
1,166.20
+0.31%
1,162.60
+6.71%
1,089.50
Salaries And Wages
1,183.60
+1.49%
1,166.20
+0.31%
1,162.60
+6.71%
1,089.50
Other Operating Expenses
1,498.80
+21.99%
1,228.60
+10.40%
1,112.90
+10.44%
1,007.70
Total Expenses
12,050.60
+14.35%
10,538.80
-1.22%
10,668.60
+5.37%
10,125.00
Reconciled Depreciation
123.00
+5.94%
116.10
+6.71%
108.80
-1.54%
110.50
EBIT
1,142.30
-53.42%
2,452.40
+33.65%
1,834.90
-5.34%
1,938.50
Total Unusual Items
—
0.00
0.00
+100.00%
-4.20
Total Unusual Items Excluding Goodwill
—
0.00
0.00
+100.00%
-4.20
Special Income Charges
—
0.00
0.00
+100.00%
-4.20
Other Special Charges
—
—
—
4.20
Write Off
—
2.50
0.00
0.00
Net Income
738.50
-58.49%
1,779.10
+38.58%
1,283.80
-8.77%
1,407.20
Pretax Income
933.50
-58.54%
2,251.30
+37.27%
1,640.10
-6.28%
1,750.00
Net Non Operating Interest Income Expense
-208.80
-3.83%
-201.10
-3.23%
-194.80
-3.34%
-188.50
Interest Expense Non Operating
208.80
+3.83%
201.10
+3.23%
194.80
+3.34%
188.50
Net Interest Income
-208.80
-3.83%
-201.10
-3.23%
-194.80
-3.34%
-188.50
Interest Expense
208.80
+3.83%
201.10
+3.23%
194.80
+3.34%
188.50
Other Income Expense
318.40
+8.12%
294.50
+5.48%
279.20
+6.93%
261.10
Tax Provision
195.00
-58.70%
472.20
+32.53%
356.30
+3.94%
342.80
Tax Rate For Calcs
0.00
-0.48%
0.00
-3.23%
0.00
+10.71%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
+100.00%
-0.82
Net Income Including Noncontrolling Interests
738.50
-58.49%
1,779.10
+38.58%
1,283.80
-8.77%
1,407.20
Net Income From Continuing Operation Net Minority Interest
738.50
-58.49%
1,779.10
+38.58%
1,283.80
-8.77%
1,407.20
Net Income From Continuing And Discontinued Operation
738.50
-58.49%
1,779.10
+38.58%
1,283.80
-8.77%
1,407.20
Net Income Continuous Operations
738.50
-58.49%
1,779.10
+38.58%
1,283.80
-8.77%
1,407.20
Normalized Income
738.50
-58.49%
1,779.10
+38.58%
1,283.80
-8.99%
1,410.58
Net Income Common Stockholders
738.50
-58.49%
1,779.10
+38.58%
1,283.80
-8.77%
1,407.20
Diluted EPS
4.27
-54.86%
9.46
+45.54%
6.50
+0.00%
6.50
Basic EPS
4.28
-54.90%
9.49
+45.33%
6.53
-0.31%
6.55
Basic Average Shares
172.51
-7.99%
187.50
-4.66%
196.66
-1.99%
200.65
Diluted Average Shares
172.92
-8.05%
188.07
-4.82%
197.60
-2.23%
202.11
Diluted NI Availto Com Stockholders
738.50
-58.49%
1,779.10
+38.58%
1,283.80
-8.77%
1,407.20
Loss Adjustment Expense
8,065.30
+16.59%
6,917.90
-4.67%
7,257.10
+3.75%
6,994.60
Net Policyholder Benefits And Claims
8,065.30
+16.59%
6,917.90
-4.67%
7,257.10
+3.75%
6,994.60
Policyholder Benefits Ceded
957.80
+33.42%
717.90
-13.93%
834.10
-17.39%
1,009.70
Policyholder Benefits Gross
9,023.10
+18.17%
7,635.80
-5.63%
8,091.20
+1.09%
8,004.30
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
63,519.40
+2.52%
61,959.30
-2.05%
63,255.20
+3.45%
61,148.50
Cash Cash Equivalents And Short Term Investments
36,231.00
-5.48%
38,333.00
-0.67%
38,590.60
+6.15%
36,354.80
Cash And Cash Equivalents
158.20
-2.83%
162.80
+11.51%
146.00
+22.48%
119.20
Other Short Term Investments
36,072.80
-5.49%
38,170.20
-0.71%
38,444.60
+6.10%
36,235.60
Receivables
13,004.40
+33.30%
9,755.40
-8.42%
10,652.10
-3.95%
11,090.10
Accounts Receivable
13,004.40
+33.30%
9,755.40
-8.42%
10,652.10
-3.95%
11,090.10
Taxes Receivable
—
—
—
—
Net PPE
503.70
+3.30%
487.60
+0.47%
485.30
+7.44%
451.70
Goodwill And Other Intangible Assets
410.80
+1.63%
404.20
-2.32%
413.80
+0.80%
410.50
Goodwill
353.90
+1.37%
349.10
-0.23%
349.90
+0.66%
347.60
Other Intangible Assets
56.90
+3.27%
55.10
-13.77%
63.90
+1.59%
62.90
Investments And Advances
36,072.80
-5.49%
38,170.20
-0.71%
38,444.60
+6.10%
36,235.60
Total Liabilities Net Minority Interest
52,400.30
+2.75%
50,998.20
-4.86%
53,603.80
+2.27%
52,413.50
Payables And Accrued Expenses
52.20
-76.95%
226.50
+19.21%
190.00
-0.47%
190.90
Payables
52.20
-76.95%
226.50
+19.21%
190.00
-0.47%
190.90
Total Tax Payable
52.20
-76.95%
226.50
+19.21%
190.00
-0.47%
190.90
Income Tax Payable
52.20
-76.95%
226.50
+19.21%
190.00
-0.47%
190.90
Current Debt And Capital Lease Obligation
0.00
-100.00%
274.60
0.00
-100.00%
2.00
Current Debt
0.00
-100.00%
274.60
0.00
-100.00%
2.00
Long Term Debt And Capital Lease Obligation
3,767.60
+8.73%
3,465.20
+1.01%
3,430.40
+0.08%
3,427.80
Long Term Debt
3,767.60
+8.73%
3,465.20
+1.01%
3,430.40
+0.08%
3,427.80
Non Current Deferred Liabilities
38.80
+25.16%
31.00
+14.81%
27.00
+7.14%
25.20
Non Current Deferred Taxes Liabilities
38.80
+25.16%
31.00
+14.81%
27.00
+7.14%
25.20
Stockholders Equity
11,119.10
+1.44%
10,961.10
+13.57%
9,651.40
+10.49%
8,735.00
Common Stock Equity
11,119.10
+1.44%
10,961.10
+13.57%
9,651.40
+10.49%
8,735.00
Capital Stock
19.60
+0.51%
19.50
+0.52%
19.40
-37.01%
30.80
Common Stock
19.60
+0.51%
19.50
+0.52%
19.40
-37.01%
30.80
Share Issued
196.19
+0.38%
195.46
+0.45%
194.59
-36.88%
308.31
Ordinary Shares Number
165.69
-7.22%
178.59
-7.64%
193.37
-2.22%
197.75
Treasury Shares Number
30.50
+80.78%
16.87
+1286.88%
1.22
-98.90%
110.55
Additional Paid In Capital
1,593.00
+6.94%
1,489.60
-3.76%
1,547.80
-36.59%
2,441.00
Retained Earnings
13,345.30
+3.34%
12,914.00
+12.97%
11,431.50
-13.01%
13,141.30
Gains Losses Not Affecting Retained Earnings
-1,808.50
+28.34%
-2,523.70
+23.71%
-3,308.00
+4.07%
-3,448.30
Treasury Stock
2,030.30
+116.38%
938.30
+2287.53%
39.30
-98.85%
3,429.80
Other Equity Adjustments
-1,808.50
+28.34%
-2,523.70
+23.71%
-3,308.00
+4.07%
-3,448.30
Total Equity Gross Minority Interest
11,119.10
+1.44%
10,961.10
+13.57%
9,651.40
+10.49%
8,735.00
Total Capitalization
14,886.70
+3.19%
14,426.30
+10.28%
13,081.80
+7.56%
12,162.80
Invested Capital
14,886.70
+1.26%
14,700.90
+12.38%
13,081.80
+7.54%
12,164.80
Total Debt
3,767.60
+0.74%
3,739.80
+9.02%
3,430.40
+0.02%
3,429.80
Net Debt
3,609.40
+0.91%
3,577.00
+8.91%
3,284.40
-0.79%
3,310.60
Net Tangible Assets
10,708.30
+1.43%
10,556.90
+14.28%
9,237.60
+10.97%
8,324.50
Tangible Book Value
10,708.30
+1.43%
10,556.90
+14.28%
9,237.60
+10.97%
8,324.50
Current Notes Payable
0.00
-100.00%
274.60
0.00
-100.00%
2.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
687.70
-54.55%
1,513.20
+25.81%
1,202.80
-15.22%
1,418.70
Cash Flow From Continuing Operating Activities
687.70
-54.55%
1,513.20
+25.81%
1,202.80
-15.22%
1,418.70
Net Income From Continuing Operations
738.50
-58.49%
1,779.10
+38.58%
1,283.80
-8.77%
1,407.20
Depreciation
123.00
+5.94%
116.10
+6.71%
108.80
-1.54%
110.50
Depreciation And Amortization
123.00
+5.94%
116.10
+6.71%
108.80
-1.54%
110.50
Other Non Cash Items
-820.00
-1393.38%
63.40
+66.84%
38.00
-47.95%
73.00
Pension And Employee Benefit Expense
103.80
0.00
0.00
—
Operating Gains Losses
-12.10
+94.14%
-206.40
-5.52%
-195.60
+10.32%
-218.10
Gain Loss On Investment Securities
-110.50
+47.61%
-210.90
-8.94%
-193.60
+12.75%
-221.90
Net Foreign Currency Exchange Gain Loss
-5.40
-220.00%
4.50
+325.00%
-2.00
-152.63%
3.80
Change In Working Capital
661.70
+397.79%
-222.20
-989.22%
-20.40
-131.43%
64.90
Change In Receivables
529.40
-15.15%
623.90
+3.52%
602.70
+2.05%
590.60
Change In Payables And Accrued Expense
-135.00
-306.74%
65.30
+141.04%
-159.10
-9.57%
-145.20
Change In Accrued Expense
-112.40
-247.99%
-32.30
+56.82%
-74.80
+34.33%
-113.90
Change In Payable
-22.60
-123.16%
97.60
+215.78%
-84.30
-169.33%
-31.30
Change In Other Working Capital
—
—
-84.30
-169.33%
-31.30
Investing Cash Flow
548.90
+259.38%
-344.40
+52.56%
-725.90
+24.06%
-955.90
Cash Flow From Continuing Investing Activities
548.90
+259.38%
-344.40
+52.56%
-725.90
+24.06%
-955.90
Net PPE Purchase And Sale
-132.30
-5.25%
-125.70
+6.75%
-134.80
-31.90%
-102.20
Purchase Of PPE
-132.30
-5.25%
-125.70
+6.75%
-134.80
-31.90%
-102.20
Capital Expenditure
-132.30
-5.25%
-125.70
+6.75%
-134.80
-31.90%
-102.20
Net Investment Purchase And Sale
350.30
+174.45%
-470.50
+4.53%
-492.80
+38.62%
-802.90
Purchase Of Investment
-3,110.50
+1.66%
-3,162.90
+9.47%
-3,493.60
-4.57%
-3,340.80
Sale Of Investment
3,460.80
+28.54%
2,692.40
-10.28%
3,000.80
+18.24%
2,537.90
Net Other Investing Changes
330.90
+31.41%
251.80
+356.15%
-98.30
-93.50%
-50.80
Financing Cash Flow
-1,241.20
-7.74%
-1,152.00
-155.94%
-450.10
-7.53%
-418.60
Cash Flow From Continuing Financing Activities
-1,241.20
-7.74%
-1,152.00
-155.94%
-450.10
-7.53%
-418.60
Net Issuance Payments Of Debt
21.00
-49.52%
41.60
+2180.00%
-2.00
+86.49%
-14.80
Issuance Of Debt
296.00
-24.41%
391.60
0.00
-100.00%
349.20
Repayment Of Debt
-275.00
+21.43%
-350.00
-17400.00%
-2.00
+99.45%
-364.00
Long Term Debt Issuance
296.00
-24.41%
391.60
0.00
-100.00%
349.20
Long Term Debt Payments
0.00
+100.00%
-350.00
0.00
+100.00%
-364.00
Net Long Term Debt Issuance
296.00
+611.54%
41.60
—
-14.80
Short Term Debt Payments
-275.00
0.00
+100.00%
-2.00
0.00
Net Short Term Debt Issuance
-275.00
0.00
+100.00%
-2.00
0.00
Net Common Stock Issuance
-1,005.20
-3.96%
-966.90
-294.81%
-244.90
-24.89%
-196.10
Common Stock Payments
-1,010.30
-3.84%
-972.90
-289.00%
-250.10
-24.99%
-200.10
Common Stock Dividend Paid
-306.20
-3.27%
-296.50
-7.00%
-277.10
-9.01%
-254.20
Cash Dividends Paid
-306.20
-3.27%
-296.50
-7.00%
-277.10
-9.01%
-254.20
Repurchase Of Capital Stock
-1,010.30
-3.84%
-972.90
-289.00%
-250.10
-24.99%
-200.10
Net Other Financing Charges
49.20
-29.51%
69.80
-5.55%
73.90
+58.92%
46.50
Changes In Cash
-4.60
-127.38%
16.80
-37.31%
26.80
-39.37%
44.20
Beginning Cash Position
162.80
+11.51%
146.00
+22.48%
119.20
+58.93%
75.00
End Cash Position
158.20
-2.83%
162.80
+11.51%
146.00
+22.48%
119.20
Free Cash Flow
555.40
-59.97%
1,387.50
+29.92%
1,068.00
-18.88%
1,316.50
Change In Income Tax Payable
-22.60
-123.16%
97.60
+215.78%
-84.30
-169.33%
-31.30
Change In Tax Payable
-22.60
-123.16%
97.60
+215.78%
-84.30
-169.33%
-31.30
Common Stock Issuance
5.10
-15.00%
6.00
+15.38%
5.20
+30.00%
4.00
Issuance Of Capital Stock
5.10
-15.00%
6.00
+15.38%
5.20
+30.00%
4.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
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