Symbols / USB
USB Chart
About
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Banks - Regional | Market Cap | 86.55B |
| Enterprise Value | 124.97B | Income | 7.19B | Sales | 26.35B |
| Book/sh | 37.54 | Cash/sh | 32.53 | Dividend Yield | 3.71% |
| Payout | 44.16% | Employees | 68520 | IPO | — |
| P/E | 12.05 | Forward P/E | 10.00 | PEG | — |
| P/S | 3.28 | P/B | 1.48 | P/C | — |
| EV/EBITDA | — | EV/Sales | 4.74 | Quick Ratio | — |
| Current Ratio | — | Debt/Eq | — | LT Debt/Eq | — |
| EPS (ttm) | 4.62 | EPS next Y | 5.56 | EPS Growth | 24.70% |
| Revenue Growth | 5.30% | Earnings | 2026-04-16 | ROA | 1.11% |
| ROE | 12.18% | ROIC | — | Gross Margin | 0.00% |
| Oper. Margin | 39.33% | Profit Margin | 28.72% | Shs Outstand | 1.55B |
| Shs Float | 1.55B | Short Float | 1.82% | Short Ratio | 2.45 |
| Short Interest | — | 52W High | 61.19 | 52W Low | 35.18 |
| Beta | 1.06 | Avg Volume | 10.36M | Volume | 1.66M |
| Target Price | $63.95 | Recom | Buy | Prev Close | $55.03 |
| Price | $55.66 | Change | 1.14% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$63.95
Mean price target
2. Current target
$55.66
Latest analyst target
3. DCF / Fair value
$69.30
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$55.66
Low
$59.00
High
$77.00
Mean
$63.95
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-02-09 | main | JP Morgan | Underweight → Underweight | $62 |
| 2026-02-05 | main | Evercore ISI Group | In-Line → In-Line | $65 |
| 2026-01-22 | main | Argus Research | Buy → Buy | $63 |
| 2026-01-21 | main | TD Cowen | Buy → Buy | $66 |
| 2026-01-21 | main | Oppenheimer | Outperform → Outperform | $77 |
| 2026-01-21 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $59 |
| 2026-01-21 | main | Truist Securities | Hold → Hold | $61 |
| 2026-01-21 | main | DA Davidson | Buy → Buy | $65 |
| 2026-01-21 | main | RBC Capital | Outperform → Outperform | $59 |
| 2026-01-07 | main | TD Cowen | Buy → Buy | $65 |
| 2026-01-07 | down | Wolfe Research | Outperform → Peer Perform | — |
| 2026-01-05 | main | Barclays | Overweight → Overweight | $65 |
| 2025-12-18 | main | Truist Securities | Hold → Hold | $58 |
| 2025-12-17 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $58 |
| 2025-11-19 | main | Oppenheimer | Outperform → Outperform | $64 |
| 2025-10-20 | main | TD Cowen | Buy → Buy | $60 |
| 2025-10-17 | main | DA Davidson | Buy → Buy | $59 |
| 2025-10-17 | main | Citigroup | Buy → Buy | $70 |
| 2025-10-17 | main | Truist Securities | Hold → Hold | $52 |
| 2025-10-17 | main | Wells Fargo | Overweight → Overweight | $52 |
News
RSS: Latest USB news- Magellan Asset Management Ltd Grows Stock Position in U.S. Bancorp $USB - MarketBeat Wed, 25 Feb 2026 12
- Barclays Reaffirms Their Buy Rating on US Bancorp (USB) - The Globe and Mail Wed, 25 Feb 2026 09
- Analysts See Limited Upside for U.S. Bancorp (USB) Amid Neutral Outlook - Yahoo Finance ue, 24 Feb 2026 06
- Stock up with this OtterBox 20W USB-C charger that's now just $6 - Android Police ue, 24 Feb 2026 22
- U.S. Bancorp (USB) Shares Gap Down to $56.31 on Feb 23 - GuruFocus Mon, 23 Feb 2026 16
- USB Stock Price, Forecast & Analysis | US BANCORP (NYSE:USB) - ChartMill Fri, 20 Feb 2026 08
- A Look At U.S. Bancorp (USB) Valuation After Recent Share Price Pullback - simplywall.st ue, 24 Feb 2026 08
- U.S. Bancorp: Dividend Value Stock In Buy Range (NYSE:USB) - Seeking Alpha ue, 17 Feb 2026 08
- U.S. Bancorp (USB) Up 5.9% Since Last Earnings Report: Can It Continue? - Nasdaq hu, 19 Feb 2026 16
- (USB) and the Role of Price-Sensitive Allocations - Stock Traders Daily Sun, 22 Feb 2026 22
- U.S. Bancorp (USB) Could Be a Great Choice - Yahoo Finance Mon, 23 Feb 2026 16
- U.S. Bancorp $USB Shares Bought by Citigroup Inc. - MarketBeat Mon, 23 Feb 2026 08
- Lcnb Corp Sells 24,923 Shares of U.S. Bancorp $USB - MarketBeat ue, 24 Feb 2026 12
- USB or NTRS: Which Is the Better Value Stock Right Now? - Yahoo Finance Wed, 11 Feb 2026 08
- King Luther Capital Management Corp Sells 40,638 Shares of U.S. Bancorp $USB - MarketBeat Fri, 20 Feb 2026 12
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 32323 | — | — | Stock Award(Grant) at price 0.00 per share. | CHOSY JAMES L | General Counsel | — | 2026-02-11 00:00:00 | D |
| 1 | 154269 | — | — | Stock Award(Grant) at price 0.00 per share. | CECERE ANDREW J | Director | — | 2026-02-11 00:00:00 | D |
| 2 | 41138 | — | — | Stock Award(Grant) at price 0.00 per share. | RICHARD JODI L | Officer | — | 2026-02-11 00:00:00 | D |
| 3 | 19099 | — | — | Stock Award(Grant) at price 0.00 per share. | RUNKEL MARK G | Officer | — | 2026-02-11 00:00:00 | D |
| 4 | 32323 | — | — | Stock Award(Grant) at price 0.00 per share. | BARCELOS ELCIO R.T. | Officer | — | 2026-02-11 00:00:00 | D |
| 5 | 34526 | — | — | Stock Award(Grant) at price 0.00 per share. | BADRAN SOUHEIL | Chief Operating Officer | — | 2026-02-11 00:00:00 | D |
| 6 | 51423 | — | — | Stock Award(Grant) at price 0.00 per share. | KEDIA GUNJAN | Chief Executive Officer | — | 2026-02-11 00:00:00 | D |
| 7 | 15339 | 843798 | — | Conversion of Exercise of derivative security at price 55.01 per share. | RUNKEL MARK G | Officer | — | 2026-02-06 00:00:00 | D |
| 8 | 32195 | 1952562 | — | Sale at price 60.65 per share. | RUNKEL MARK G | Officer | — | 2026-02-06 00:00:00 | D |
| 9 | 17204 | 1005230 | — | Sale at price 58.43 per share. | BARCELOS ELCIO R.T. | Officer | — | 2026-02-03 00:00:00 | D |
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | -80.00M | -357.31M | -65.93M | 0.00 |
| TaxRateForCalcs | 0.20 | 0.20 | 0.20 | 0.21 |
| TotalUnusualItems | -400.00M | -1.74B | -329.00M | 0.00 |
| TotalUnusualItemsExcludingGoodwill | -400.00M | -1.74B | -329.00M | 0.00 |
| NetIncomeFromContinuingOperationNetMinorityInterest | 6.30B | 5.43B | 5.83B | 7.96B |
| ReconciledDepreciation | 939.00M | 1.02B | 560.00M | 497.00M |
| NetInterestIncome | 16.29B | 17.40B | 14.73B | 12.49B |
| InterestExpense | 15.38B | 12.61B | 3.22B | 993.00M |
| InterestIncome | 31.67B | 30.01B | 17.95B | 13.49B |
| NormalizedIncome | 6.62B | 6.81B | 6.09B | 7.96B |
| NetIncomeFromContinuingAndDiscontinuedOperation | 6.30B | 5.43B | 5.83B | 7.96B |
| DilutedAverageShares | 1.56B | 1.56B | 1.54B | 1.49B |
| BasicAverageShares | 1.56B | 1.56B | 1.54B | 1.49B |
| DilutedEPS | 4.62 | 3.79 | 3.27 | 3.69 |
| BasicEPS | 4.62 | 3.79 | 3.27 | 3.69 |
| DilutedNIAvailtoComStockholders | 5.91B | 5.05B | 5.50B | 7.61B |
| NetIncomeCommonStockholders | 5.91B | 5.05B | 5.50B | 7.61B |
| OtherunderPreferredStockDividend | 38.00M | 28.00M | 28.00M | 55.00M |
| PreferredStockDividends | 352.00M | 350.00M | 296.00M | 303.00M |
| NetIncome | 6.30B | 5.43B | 5.83B | 7.96B |
| MinorityInterests | -30.00M | -29.00M | -13.00M | -22.00M |
| NetIncomeIncludingNoncontrollingInterests | 6.33B | 5.46B | 5.84B | 7.99B |
| NetIncomeContinuousOperations | 6.33B | 5.46B | 5.84B | 7.99B |
| TaxProvision | 1.58B | 1.41B | 1.46B | 2.18B |
| PretaxIncome | 7.91B | 6.87B | 7.30B | 10.17B |
| SpecialIncomeCharges | -400.00M | -1.74B | -329.00M | 0.00 |
| OtherSpecialCharges | 245.00M | 734.00M | ||
| RestructuringAndMergernAcquisition | 155.00M | 1.01B | 329.00M | 0.00 |
| GainOnSaleOfSecurity | -154.00M | -145.00M | 20.00M | 103.00M |
| DepreciationAmortizationDepletionIncomeStatement | 569.00M | 636.00M | 215.00M | 159.00M |
| DepreciationAndAmortizationInIncomeStatement | 569.00M | 636.00M | 215.00M | 159.00M |
| Amortization | 569.00M | 636.00M | 215.00M | 159.00M |
| AmortizationOfIntangiblesIncomeStatement | 569.00M | 636.00M | 215.00M | 159.00M |
| SellingGeneralAndAdministration | 11.17B | 11.14B | 9.61B | 9.09B |
| SellingAndMarketingExpense | 619.00M | 726.00M | 456.00M | 366.00M |
| GeneralAndAdministrativeExpense | 10.55B | 10.42B | 9.16B | 8.73B |
| SalariesAndWages | 10.55B | 10.42B | 9.16B | 8.73B |
| TotalRevenue | 27.34B | 28.01B | 24.18B | 22.72B |
| OperatingRevenue | 27.34B | 28.01B | 24.18B | 22.72B |
| OccupancyAndEquipment | 1.25B | 1.27B | 1.10B | 1.05B |
| ProfessionalExpenseAndContractServicesExpense | 491.00M | 560.00M | 529.00M | 492.00M |
| OtherNonInterestExpense | 3.31B | 3.53B | 3.12B | 2.94B |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TreasurySharesNumber | 565.93M | 567.73M | 594.75M | 642.22M |
| PreferredSharesNumber | 102.25M | 102.25M | 102.25M | 84.25M |
| OrdinarySharesNumber | 1.56B | 1.56B | 1.53B | 1.48B |
| ShareIssued | 2.13B | 2.13B | 2.13B | 2.13B |
| NetDebt | 9.12B | 1.74B | 15.85B | 12.81B |
| TotalDebt | 65.63B | 62.94B | 69.39B | 41.72B |
| TangibleBookValue | 33.69B | 29.93B | 24.43B | 34.55B |
| InvestedCapital | 117.40B | 111.43B | 113.35B | 90.27B |
| NetTangibleAssets | 40.49B | 36.73B | 31.24B | 40.92B |
| CommonStockEquity | 51.77B | 48.50B | 43.96B | 48.55B |
| PreferredStockEquity | 6.81B | 6.81B | 6.81B | 6.37B |
| TotalCapitalization | 116.58B | 106.79B | 90.59B | 87.04B |
| TotalEquityGrossMinorityInterest | 59.04B | 55.77B | 51.23B | 55.39B |
| MinorityInterest | 462.00M | 465.00M | 466.00M | 469.00M |
| StockholdersEquity | 58.58B | 55.31B | 50.77B | 54.92B |
| GainsLossesNotAffectingRetainedEarnings | -9.76B | -10.10B | -11.41B | -1.94B |
| OtherEquityAdjustments | -9.76B | -10.10B | -11.41B | -1.94B |
| TreasuryStock | 24.07B | 24.13B | 25.27B | 27.27B |
| RetainedEarnings | 76.86B | 74.03B | 71.90B | 69.20B |
| AdditionalPaidInCapital | 8.71B | 8.67B | 8.71B | 8.54B |
| CapitalStock | 6.83B | 6.83B | 6.83B | 6.39B |
| CommonStock | 21.00M | 21.00M | 21.00M | 21.00M |
| PreferredStock | 6.81B | 6.81B | 6.81B | 6.37B |
| TotalLiabilitiesNetMinorityInterest | 619.28B | 607.72B | 623.57B | 517.90B |
| LongTermDebtAndCapitalLeaseObligation | 58.00B | 51.48B | 39.83B | 32.12B |
| LongTermDebt | 58.00B | 51.48B | 39.83B | 32.12B |
| CurrentDebtAndCapitalLeaseObligation | 7.62B | 11.46B | 29.56B | 9.59B |
| CurrentDebt | 7.62B | 11.46B | 29.56B | 9.59B |
| OtherCurrentBorrowings | 3.34B | 3.68B | 21.41B | 3.57B |
| CommercialPaper | 4.29B | 7.77B | 8.14B | 6.03B |
| TotalAssets | 678.32B | 663.49B | 674.80B | 573.28B |
| InvestmentsAndAdvances | 164.31B | 153.41B | 160.79B | 174.26B |
| HeldToMaturitySecurities | 77.94B | 84.05B | 88.74B | 41.86B |
| GoodwillAndOtherIntangibleAssets | 18.08B | 18.57B | 19.53B | 14.00B |
| OtherIntangibleAssets | 5.55B | 6.08B | 7.16B | 3.74B |
| Goodwill | 12.54B | 12.49B | 12.37B | 10.26B |
| NetPPE | 3.56B | 3.62B | 3.86B | 3.31B |
| AccumulatedDepreciation | -4.59B | -4.64B | -5.07B | -4.95B |
| GrossPPE | 8.15B | 8.26B | 8.93B | 8.25B |
| ConstructionInProgress | 96.00M | 68.00M | 46.00M | 23.00M |
| OtherProperties | 1.43B | 1.42B | 1.56B | 1.19B |
| MachineryFurnitureEquipment | 3.01B | 3.01B | 3.48B | 3.44B |
| BuildingsAndImprovements | 3.12B | 3.24B | 3.30B | 3.16B |
| LandAndImprovements | 498.00M | 515.00M | 535.00M | 445.00M |
| Receivables | 8.27B | 8.34B | 10.08B | 12.37B |
| OtherReceivables | 8.27B | 8.34B | 10.08B | 12.37B |
| OtherShortTermInvestments | 86.36B | 69.37B | 72.05B | 132.41B |
| CashAndCashEquivalents | 56.50B | 61.19B | 53.54B | 28.91B |
| CashCashEquivalentsAndFederalFundsSold | 56.50B | 61.19B | 53.54B | 28.91B |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 11.27B | 8.45B | 21.12B | 9.87B |
| RepurchaseOfCapitalStock | -173.00M | -62.00M | -1.17B | -2.81B |
| RepaymentOfDebt | -6.04B | -4.08B | -6.93B | -11.43B |
| IssuanceOfDebt | 12.02B | 15.58B | 8.73B | 2.63B |
| IssuanceOfCapitalStock | 32.00M | 951.00M | 458.00M | 2.26B |
| InterestPaidSupplementalData | 15.38B | 12.28B | 2.72B | 1.06B |
| IncomeTaxPaidSupplementalData | 499.00M | 645.00M | 767.00M | 535.00M |
| EndCashPosition | 56.50B | 61.19B | 53.54B | 28.91B |
| BeginningCashPosition | 61.19B | 53.54B | 28.91B | 62.58B |
| ChangesInCash | -4.69B | 7.65B | 24.64B | -33.67B |
| FinancingCashFlow | 8.57B | -19.72B | -3.98B | 13.94B |
| CashFlowFromContinuingFinancingActivities | 8.57B | -19.72B | -3.98B | 13.94B |
| NetOtherFinancingCharges | -55.00M | -167.00M | ||
| CashDividendsPaid | -3.45B | -3.31B | -3.08B | -2.89B |
| PreferredStockDividendPaid | -356.00M | -341.00M | -299.00M | -308.00M |
| CommonStockDividendPaid | -3.09B | -2.97B | -2.78B | -2.58B |
| NetPreferredStockIssuance | 0.00 | 0.00 | -663.00M | 971.00M |
| PreferredStockPayments | 0.00 | 0.00 | -1.10B | -1.25B |
| PreferredStockIssuance | 0.00 | 0.00 | 437.00M | 2.22B |
| NetCommonStockIssuance | -141.00M | 889.00M | -48.00M | -1.51B |
| CommonStockPayments | -173.00M | -62.00M | -69.00M | -1.55B |
| CommonStockIssuance | 32.00M | 951.00M | 21.00M | 43.00M |
| NetIssuancePaymentsOfDebt | 6.21B | -5.01B | 17.02B | -8.78B |
| NetShortTermDebtIssuance | 239.00M | -16.51B | 15.21B | 30.00M |
| NetLongTermDebtIssuance | 5.97B | 11.50B | 1.81B | -8.81B |
| LongTermDebtPayments | -6.04B | -4.08B | -6.93B | -11.43B |
| LongTermDebtIssuance | 12.02B | 15.58B | 8.73B | 2.63B |
| InvestingCashFlow | -24.53B | 18.93B | 7.50B | -57.49B |
| CashFlowFromContinuingInvestingActivities | -24.53B | 18.93B | 7.50B | -57.49B |
| NetOtherInvestingChanges | -1.83B | -1.18B | -5.39B | 664.00M |
| NetInvestmentPurchaseAndSale | -10.84B | 14.41B | 25.39B | -41.77B |
| SaleOfInvestment | 25.29B | 23.69B | 57.08B | 58.37B |
| PurchaseOfInvestment | -36.13B | -9.27B | -31.68B | -100.13B |
| NetBusinessPurchaseAndSale | -103.00M | -330.00M | 12.26B | -661.00M |
| OperatingCashFlow | 11.27B | 8.45B | 21.12B | 9.87B |
| CashFlowFromContinuingOperatingActivities | 11.27B | 8.45B | 21.12B | 9.87B |
| OtherNonCashItems | 1.86B | -401.00M | 12.56B | 4.12B |
| DepreciationAmortizationDepletion | 939.00M | 1.02B | 560.00M | 497.00M |
| DepreciationAndAmortization | 939.00M | 1.02B | 560.00M | 497.00M |
| AmortizationCashFlow | 569.00M | 636.00M | 215.00M | 159.00M |
| AmortizationOfIntangibles | 569.00M | 636.00M | 215.00M | 159.00M |
| Depreciation | 370.00M | 382.00M | 345.00M | 338.00M |
| OperatingGainsLosses | -61.00M | 126.00M | 199.00M | -1.53B |
| GainLossOnInvestmentSecurities | 123.00M | 119.00M | -188.00M | -398.00M |
| NetIncomeFromContinuingOperations | 6.30B | 5.43B | 5.83B | 7.96B |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for USB
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|