V Chart
About

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Credit Services Market Cap 602.92B
Enterprise Value 590.97B Income 20.59B Sales 41.39B
Book/sh 20.03 Cash/sh 8.60 Dividend Yield 87.00%
Payout 22.91% Employees — IPO —
P/E 29.33 Forward P/E 21.52 PEG —
P/S 14.57 P/B 15.61 P/C —
EV/EBITDA 20.39 EV/Sales 14.28 Quick Ratio 0.72
Current Ratio 1.11 Debt/Eq 54.61 LT Debt/Eq —
EPS (ttm) 10.66 EPS next Y 14.53 EPS Growth 17.40%
Revenue Growth 14.60% Earnings 2026-04-28 ROA 18.36%
ROE 53.95% ROIC — Gross Margin 97.78%
Oper. Margin 68.30% Profit Margin 50.23% Shs Outstand 1.68B
Shs Float 1.74B Short Float 1.54% Short Ratio 3.21
Short Interest — 52W High 375.51 52W Low 299.00
Beta 0.78 Avg Volume 7.48M Volume 693.18K
Target Price $400.81 Recom Strong_buy Prev Close $307.17
Price $312.71 Change 1.80%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$400.81
Mean price target
2. Current target
$312.71
Latest analyst target
3. DCF / Fair value
$235.91
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$312.71
Low
$323.00
High
$450.00
Mean
$400.81

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-17 up Freedom Capital Markets Hold → Buy $375
2026-01-30 reit RBC Capital Outperform → Outperform $395
2026-01-30 main Macquarie Outperform → Outperform $410
2026-01-30 main Morgan Stanley Overweight → Overweight $411
2026-01-30 reit Cantor Fitzgerald Overweight → Overweight $400
2026-01-27 init Cantor Fitzgerald — → Overweight $400
2025-12-11 up B of A Securities Neutral → Buy $382
2025-12-08 up HSBC Hold → Buy $389
2025-10-29 main Macquarie Outperform → Outperform $410
2025-10-29 main UBS Buy → Buy $425
2025-10-29 reit Raymond James Outperform → Outperform $408
2025-10-22 init Citigroup — → Buy $450
2025-10-22 init Wells Fargo — → Overweight $412
2025-10-06 main Baird Outperform → Outperform $410
2025-08-04 main Truist Securities Buy → Buy $392
2025-07-31 main Macquarie Outperform → Outperform $425
2025-07-31 main Barclays Overweight → Overweight $408
2025-07-30 main UBS Buy → Buy $415
2025-07-30 main Morgan Stanley Overweight → Overweight $402
2025-07-17 main Truist Securities Buy → Buy $397
Insider Transactions
Date Shares Url Text Insider Position Transaction Start Date Ownership Value
0 21322 — — FABARA PAUL D Officer — 2026-02-13 00:00:00 D nan
1 35537 — — TANEJA RAJAT Officer — 2026-02-13 00:00:00 D nan
2 11754 — — MCINERNEY RYAN Chief Executive Officer — 2026-02-13 00:00:00 D nan
3 35537 — — MAHON TULLIER KELLY Officer — 2026-02-13 00:00:00 D nan
4 861 — Stock Award(Grant) at price 0.00 per share. LUNDGREN JOHN F Director — 2026-01-27 00:00:00 D —
5 861 — Stock Award(Grant) at price 0.00 per share. CARNEY LLOYD A Director — 2026-01-27 00:00:00 D —
6 861 — Stock Award(Grant) at price 0.00 per share. MORRISON DENISE M Director — 2026-01-27 00:00:00 D —
7 861 — Stock Award(Grant) at price 0.00 per share. READY WILLIAM J Director — 2026-01-27 00:00:00 D —
8 861 — Stock Award(Grant) at price 0.00 per share. MURPHY PAM Director — 2026-01-27 00:00:00 D —
9 861 — Stock Award(Grant) at price 0.00 per share. FERNANDEZ CARBAJAL FRANCISCO JAVIER Director — 2026-01-27 00:00:00 D —
Financials
Line Item2025-09-302024-09-302023-09-302022-09-30
TaxEffectOfUnusualItems-303.10M87.24M-44.03M-176.22M
TaxRateForCalcs0.170.170.180.17
NormalizedEBITDA27.78B25.09B22.87B20.54B
TotalUnusualItems-1.77B500.00M-246.00M-1.01B
TotalUnusualItemsExcludingGoodwill-1.77B500.00M-246.00M-1.01B
NetIncomeFromContinuingOperationNetMinorityInterest20.06B19.74B17.27B14.96B
ReconciledDepreciation1.22B1.03B943.00M861.00M
ReconciledCostOfRevenue7.86B7.04B6.57B5.73B
EBITDA26.00B25.59B22.62B19.54B
EBIT24.78B24.56B21.68B18.67B
NetInterestIncome-589.00M-641.00M-644.00M-538.00M
InterestExpense589.00M641.00M644.00M538.00M
NormalizedIncome21.53B19.33B17.47B15.79B
NetIncomeFromContinuingAndDiscontinuedOperation20.06B19.74B17.27B14.96B
TotalExpenses13.44B11.87B10.73B9.63B
TotalOperatingIncomeAsReported23.99B23.59B21.00B18.81B
DilutedAverageShares2.20B2.40B2.51B2.56B
BasicAverageShares1.94B2.00B2.04B2.07B
DilutedEPS10.209.738.287.00
BasicEPS10.229.748.297.01
DilutedNIAvailtoComStockholders19.85B19.46B16.99B14.63B
NetIncomeCommonStockholders19.85B19.46B16.99B14.63B
OtherunderPreferredStockDividend205.00M286.00M284.00M327.00M
NetIncome20.06B19.74B17.27B14.96B
NetIncomeIncludingNoncontrollingInterests20.06B19.74B17.27B14.96B
NetIncomeContinuousOperations20.06B19.74B17.27B14.96B
TaxProvision4.14B4.17B3.76B3.18B
PretaxIncome24.19B23.92B21.04B18.14B
OtherIncomeExpense-1.77B500.00M-246.00M-1.01B
SpecialIncomeCharges-2.56B-462.00M-927.00M-868.00M
OtherSpecialCharges2.56B462.00M927.00M868.00M
GainOnSaleOfSecurity789.00M962.00M681.00M-139.00M
NetNonOperatingInterestIncomeExpense-589.00M-641.00M-644.00M-538.00M
InterestExpenseNonOperating589.00M641.00M644.00M538.00M
OperatingIncome26.56B24.06B21.93B19.68B
OperatingExpense5.59B4.83B4.16B3.90B
DepreciationAmortizationDepletionIncomeStatement1.22B1.03B943.00M861.00M
DepreciationAndAmortizationInIncomeStatement1.22B1.03B943.00M861.00M
SellingGeneralAndAdministration4.37B3.79B3.22B3.04B
SellingAndMarketingExpense1.68B1.56B1.34B1.34B
GeneralAndAdministrativeExpense2.69B2.23B1.88B1.70B
OtherGandA2.69B2.23B1.88B1.70B
GrossProfit32.15B28.88B26.09B23.58B
CostOfRevenue7.86B7.04B6.57B5.73B
TotalRevenue40.00B35.93B32.65B29.31B
OperatingRevenue51.70B46.49B42.47B37.61B
Line Item2025-09-302024-09-302023-09-302022-09-30
OrdinarySharesNumber1.93B1.98B2.03B2.09B
ShareIssued1.93B1.98B2.03B2.09B
NetDebt8.01B8.86B4.18B6.76B
TotalDebt25.17B20.84B20.46B22.45B
TangibleBookValue-10.36B-7.72B-7.07B-9.60B
InvestedCapital62.34B58.94B57.50B55.71B
WorkingCapital2.72B7.52B10.43B9.35B
NetTangibleAssets-9.62B-6.69B-5.37B-7.27B
CommonStockEquity37.16B38.11B37.03B33.26B
PreferredStockEquity745.00M1.03B1.70B2.32B
TotalCapitalization57.51B59.97B59.20B55.78B
TotalEquityGrossMinorityInterest37.91B39.14B38.73B35.58B
StockholdersEquity37.91B39.14B38.73B35.58B
OtherEquityInterest-124.00M-104.00M-140.00M-35.00M
GainsLossesNotAffectingRetainedEarnings248.00M-308.00M-1.32B-2.37B
OtherEquityAdjustments-307.00M-213.00M-177.00M418.00M
ForeignCurrencyTranslationAdjustments575.00M-109.00M-921.00M-2.51B
MinimumPensionLiabilities-32.00M-16.00M-155.00M-169.00M
UnrealizedGainLoss12.00M30.00M-64.00M-106.00M
RetainedEarnings15.11B17.29B18.04B16.12B
AdditionalPaidInCapital21.93B21.23B20.45B19.55B
CapitalStock745.00M1.03B1.70B2.32B
CommonStock0.000.000.000.00
PreferredStock745.00M1.03B1.70B2.32B
TotalLiabilitiesNetMinorityInterest61.72B55.37B51.77B49.92B
TotalNonCurrentLiabilitiesNetMinorityInterest26.67B28.86B28.67B29.07B
OtherNonCurrentLiabilities1.52B2.72B3.09B3.54B
NonCurrentDeferredLiabilities5.55B5.30B5.11B5.33B
NonCurrentDeferredTaxesLiabilities5.55B5.30B5.11B5.33B
LongTermDebtAndCapitalLeaseObligation19.60B20.84B20.46B20.20B
LongTermDebt19.60B20.84B20.46B20.20B
CurrentLiabilities35.05B26.52B23.10B20.85B
OtherCurrentLiabilities13.99B12.60B11.18B8.44B
CurrentDebtAndCapitalLeaseObligation5.57B2.25B999.00M
CurrentDebt5.57B2.25B999.00M
OtherCurrentBorrowings5.57B2.25B999.00M
PensionandOtherPostRetirementBenefitPlansCurrent1.86B1.54B1.51B1.36B
PayablesAndAccruedExpenses13.62B12.38B10.41B8.80B
CurrentAccruedExpenses8.50B6.64B6.77B5.18B
Payables5.12B5.74B3.64B3.62B
OtherPayable4.57B5.26B3.27B3.28B
AccountsPayable555.00M479.00M375.00M340.00M
TotalAssets99.63B94.51B90.50B85.50B
TotalNonCurrentAssets61.86B60.48B56.97B55.30B
OtherNonCurrentAssets9.10B8.28B7.52B7.08B
InvestmentsAndAdvances999.00M2.54B1.92B2.14B
InvestmentinFinancialAssets999.00M2.54B1.92B2.14B
GoodwillAndOtherIntangibleAssets47.52B45.83B44.10B42.85B
OtherIntangibleAssets27.65B26.89B26.10B25.07B
Goodwill19.88B18.94B18.00B17.79B
NetPPE4.24B3.82B3.42B3.22B
AccumulatedDepreciation-5.87B-5.47B-5.36B-5.66B
GrossPPE10.11B9.30B8.78B8.88B
ConstructionInProgress191.00M222.00M344.00M285.00M
MachineryFurnitureEquipment8.84B7.96B7.34B7.52B
BuildingsAndImprovements1.00B1.04B1.02B1.00B
LandAndImprovements72.00M72.00M71.00M72.00M
Properties0.000.000.000.00
CurrentAssets37.77B34.03B33.53B30.20B
OtherCurrentAssets4.84B5.23B4.16B3.94B
RestrictedCash6.62B6.61B4.77B3.79B
PrepaidAssets2.67B856.00M
Receivables7.32B7.01B4.47B3.95B
OtherReceivables4.19B4.45B2.18B1.93B
AccountsReceivable3.13B2.56B2.29B2.02B
CashCashEquivalentsAndShortTermInvestments19.00B15.18B20.13B18.52B
OtherShortTermInvestments1.83B3.20B3.84B2.83B
CashAndCashEquivalents17.16B11.97B16.29B15.69B
Line Item2025-09-302024-09-302023-09-302022-09-30
FreeCashFlow21.58B18.69B19.70B17.88B
RepurchaseOfCapitalStock-18.32B-16.71B-12.10B-11.59B
RepaymentOfDebt0.000.00-2.25B-1.00B
IssuanceOfDebt3.92B0.000.003.22B
CapitalExpenditure-1.48B-1.26B-1.06B-970.00M
InterestPaidSupplementalData587.00M583.00M617.00M607.00M
IncomeTaxPaidSupplementalData4.54B5.78B3.43B3.74B
EndCashPosition24.99B19.76B21.99B20.38B
BeginningCashPosition19.76B21.99B20.38B19.80B
EffectOfExchangeRateChanges420.00M382.00M636.00M-1.29B
ChangesInCash4.80B-2.61B977.00M1.86B
FinancingCashFlow-18.96B-20.63B-17.77B-12.70B
CashFlowFromContinuingFinancingActivities-18.96B-20.63B-17.77B-12.70B
NetOtherFinancingCharges-333.00M-38.00M70.00M-318.00M
ProceedsFromStockOptionExercised396.00M335.00M260.00M196.00M
CashDividendsPaid-4.63B-4.22B-3.75B-3.20B
CommonStockDividendPaid-3.75B-3.20B-2.80B
NetCommonStockIssuance-18.32B-16.71B-12.10B-11.59B
CommonStockPayments-18.32B-16.71B-12.10B-11.59B
NetIssuancePaymentsOfDebt3.92B0.00-2.25B2.22B
NetLongTermDebtIssuance3.92B0.00-2.25B2.22B
LongTermDebtPayments0.000.00-2.25B-1.00B
LongTermDebtIssuance3.92B0.000.003.22B
InvestingCashFlow708.00M-1.93B-2.01B-4.29B
CashFlowFromContinuingInvestingActivities708.00M-1.93B-2.01B-4.29B
NetOtherInvestingChanges121.00M-93.00M-25.00M128.00M
NetInvestmentPurchaseAndSale2.96B339.00M-922.00M-1.50B
SaleOfInvestment3.02B5.01B3.56B4.58B
PurchaseOfInvestment-68.00M-4.67B-4.48B-6.08B
NetBusinessPurchaseAndSale-887.00M-915.00M0.00-1.95B
PurchaseOfBusiness-887.00M-915.00M0.00-1.95B
NetPPEPurchaseAndSale-1.48B-1.26B-1.06B-970.00M
PurchaseOfPPE-1.48B-1.26B-1.06B-970.00M
OperatingCashFlow23.06B19.95B20.75B18.85B
CashFlowFromContinuingOperatingActivities23.06B19.95B20.75B18.85B
ChangeInWorkingCapital-15.17B-15.43B-10.02B-7.66B
ChangeInOtherWorkingCapital-15.31B-14.07B-11.01B-9.35B
ChangeInOtherCurrentAssets160.00M-199.00M-24.00M-666.00M
ChangeInPayablesAndAccruedExpense150.00M1.25B1.43B2.85B
ChangeInAccruedExpense930.00M-704.00M1.59B1.53B
ChangeInPayable-780.00M1.95B-160.00M1.32B
ChangeInAccountPayable67.00M109.00M34.00M67.00M
ChangeInReceivables-168.00M-2.41B-410.00M-494.00M
ChangesInAccountReceivables-542.00M-237.00M-250.00M-97.00M
OtherNonCashItems15.82B13.76B12.18B10.16B
StockBasedCompensation897.00M850.00M765.00M602.00M
DeferredTax152.00M-100.00M-483.00M-336.00M
DeferredIncomeTax152.00M-100.00M-483.00M-336.00M
DepreciationAmortizationDepletion1.22B1.03B943.00M861.00M
DepreciationAndAmortization1.22B1.03B943.00M861.00M
AmortizationCashFlow79.00M76.00M90.00M
AmortizationOfIntangibles79.00M76.00M90.00M
Depreciation955.00M867.00M771.00M
OperatingGainsLosses87.00M94.00M104.00M264.00M
EarningsLossesFromEquityInvestments87.00M94.00M104.00M264.00M
NetIncomeFromContinuingOperations20.06B19.74B17.27B14.96B
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for V
Date User Asset Broker Type Position Size Entry Price Patterns