Symbols / VRM $17.65 +4.94% Vroom, Inc.

Financial Services • Credit Services • United States • NGM
VRM Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
About

Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand. The company also provides an artificial intelligence-powered analytics and digital services platform for automotive dealers, automotive financial services companies, and automotive industry. The company was formerly known as Auto America, Inc. and changed its name to Vroom, Inc. in July 2015. Vroom, Inc. was incorporated in 2012 and is based in Fort Worth, Texas.

Fundamentals
Scroll to Statements
Market Cap 91.89M Enterprise Value 856.73M Income -8.96M Sales 216.32M Book/sh 22.43 Cash/sh 2.00
Dividend Yield — Payout 0.00% Employees 649 IPO — P/E — Forward P/E -0.10
PEG — P/S 0.42 P/B 0.79 P/C — EV/EBITDA 58.15 EV/Sales 3.96
Quick Ratio 2.27 Current Ratio 2.44 Debt/Eq 668.42 LT Debt/Eq — EPS (ttm) -10.43 EPS next Y -172.80
EPS Growth — Revenue Growth -9.30% Earnings 2026-05-13 ROA 0.64% ROE -20.91% ROIC —
Gross Margin 66.23% Oper. Margin 8.88% Profit Margin -3.68% Shs Outstand 5.21M Shs Float 755.82K Short Float 4.59%
Short Ratio 2.47 Short Interest — 52W High 41.36 52W Low 9.04 Beta — Avg Volume 11.83K
Volume 9.36K Target Price — Recom None Prev Close $16.82 Price $17.65 Change 4.94%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$17.65
Latest analyst target
3. DCF / Fair value
$-91.35
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$17.65
Low
—
High
—
Mean
—
News
RSS: Latest VRM news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-20 CORRALES ANNA-LISA CHRISTINA Officer — 18 $12.07 $217
2026-03-20 BENZAQUEN JACOB SHLOMO Officer — 7 $12.07 $84
2025-09-15 BENZAQUEN JACOB SHLOMO Officer — 3 $26.07 $78
2025-06-12 CROW TIMOTHY M Director — 3,796 $0.00 $0
2025-06-12 MYLOD ROBERT J JR Director — 3,796 $0.00 $0
2025-06-12 PATEL NIKUL Director — 3,796 $0.00 $0
2025-06-12 KRAKOWIAK ROBERT R. Director — 3,796 $0.00 $0
2025-06-12 MUDRICK CAPITAL MANAGEMENT, L.P. Beneficial Owner of more than 10% of a Class of Security — 3,796 $0.00 $0
2025-06-12 O'SHAUGHNESSY LAURA Director — 3,796 $0.00 $0
2025-06-11 MUDRICK CAPITAL MANAGEMENT, L.P. Beneficial Owner of more than 10% of a Class of Security — 3,662 $28.00 $102,532
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
6.91
-40.45%
11.61
-6.25%
12.38
-99.36%
1,948.90
Operating Revenue
6.91
-40.45%
11.61
-6.25%
12.38
-99.36%
1,934.66
Cost Of Revenue
—
—
731.26
-57.09%
1,704.11
Reconciled Cost Of Revenue
—
—
730.55
-57.12%
1,703.70
Gross Profit
—
11.61
-6.25%
12.38
-94.94%
244.79
Operating Expense
85.44
-38.27%
138.41
+6.17%
130.37
-78.44%
604.68
Selling General And Administration
82.09
-24.91%
109.33
+7.98%
101.25
-82.12%
566.39
Selling And Marketing Expense
—
—
56.91
-52.06%
118.69
General And Administrative Expense
82.09
-24.91%
109.33
+7.98%
101.25
-77.38%
447.69
Salaries And Wages
70.22
-27.82%
97.29
+12.22%
86.70
-65.48%
251.15
Other Gand A
11.87
-1.36%
12.04
-17.30%
14.55
-91.60%
173.18
Other Operating Expenses
—
15.08
-23.05%
19.60
—
Total Expenses
85.44
-38.27%
138.41
+6.17%
130.37
-94.35%
2,308.79
Operating Income
-78.53
+38.07%
-126.80
-7.48%
-117.98
+67.22%
-359.89
Total Operating Income As Reported
—
—
-270.23
+52.74%
-571.76
EBITDA
2.94
+106.83%
-43.11
-476.90%
-7.47
+98.09%
-392.19
Normalized EBITDA
7.10
+121.92%
-32.39
+28.58%
-45.35
+86.85%
-345.00
Reconciled Depreciation
3.35
-88.48%
29.09
-0.09%
29.11
-24.79%
38.71
EBIT
-0.41
+99.44%
-72.20
-97.34%
-36.59
+91.51%
-430.90
Total Unusual Items
-4.16
+61.24%
-10.72
-128.31%
37.88
+180.27%
-47.19
Total Unusual Items Excluding Goodwill
-4.16
+61.24%
-10.72
-128.31%
37.88
+180.27%
-47.19
Special Income Charges
-4.16
+61.24%
-10.72
-128.31%
37.88
+180.27%
-47.19
Other Special Charges
—
—
-37.88
+77.00%
-164.68
Impairment Of Capital Assets
—
—
48.75
-76.99%
211.87
Restructuring And Mergern Acquisition
0.00
-100.00%
5.56
0.00
—
Write Off
4.16
-19.44%
5.16
0.00
—
Net Income
-53.05
+67.87%
-165.12
+54.71%
-364.61
+19.32%
-451.91
Pretax Income
-53.75
+60.87%
-137.38
-62.67%
-84.45
+82.09%
-471.59
Net Non Operating Interest Income Expense
118.30
-13.42%
136.65
+4.62%
130.61
+712.34%
-21.33
Interest Expense Non Operating
53.35
-18.16%
65.19
+36.18%
47.87
+17.63%
40.69
Net Interest Income
118.30
-13.42%
136.65
+4.62%
130.61
+712.34%
-21.33
Interest Expense
53.35
-18.16%
65.19
+36.18%
47.87
+17.63%
40.69
Interest Income Non Operating
171.65
-14.95%
201.83
+13.08%
178.48
+821.77%
19.36
Interest Income
171.65
-14.95%
201.83
+13.08%
178.48
+821.77%
19.36
Other Income Expense
-93.53
+36.47%
-147.23
-51.64%
-97.09
-7.43%
-90.37
Other Non Operating Income Expenses
-89.37
+34.53%
-136.50
-1.14%
-134.97
-212.56%
-43.18
Tax Provision
0.29
-65.65%
0.86
+595.93%
0.12
+100.63%
-19.68
Tax Rate For Calcs
0.00
+0.00%
0.00
+2663.16%
0.00
-81.77%
0.00
Tax Effect Of Unusual Items
-0.87
+61.24%
-2.25
-882.23%
0.29
+114.63%
-1.97
Net Income Including Noncontrolling Interests
-53.05
+67.87%
-165.12
+54.71%
-364.61
+19.32%
-451.91
Net Income From Continuing Operation Net Minority Interest
-54.05
+60.90%
-138.24
-63.45%
-84.58
+81.28%
-451.91
Net Income From Continuing And Discontinued Operation
-53.05
+67.87%
-165.12
+54.71%
-364.61
+19.32%
-451.91
Net Income Continuous Operations
-54.05
+60.90%
-138.24
-63.45%
-84.58
+81.28%
-451.91
Net Income Discontinuous Operations
1.00
+103.70%
-26.88
+90.40%
-280.03
—
Normalized Income
-50.76
+60.88%
-129.77
-6.22%
-122.17
+69.96%
-406.69
Net Income Common Stockholders
-53.05
+67.87%
-165.12
+54.71%
-364.61
+19.32%
-451.91
Otherunder Preferred Stock Dividend
—
—
—
—
Diluted EPS
-10.24
+88.76%
-91.07
+56.46%
-209.17
+20.29%
-262.40
Basic EPS
-10.24
+88.76%
-91.07
+56.46%
-209.17
+20.29%
-262.40
Basic Average Shares
5.18
+185.92%
1.81
+4.02%
1.74
+1.12%
1.72
Diluted Average Shares
5.18
+185.92%
1.81
+4.02%
1.74
+1.12%
1.72
Diluted NI Availto Com Stockholders
-53.05
+67.87%
-165.12
+54.71%
-364.61
+19.32%
-451.91
Depreciation Amortization Depletion Income Statement
3.35
-88.48%
29.09
-0.09%
29.11
-23.97%
38.29
Depreciation And Amortization In Income Statement
3.35
-88.48%
29.09
-0.09%
29.11
-23.97%
38.29
Rent And Landing Fees
—
—
18.01
-22.91%
23.36
Rent Expense Supplemental
—
—
18.01
-22.91%
23.36
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
937.38
-12.12%
1,066.70
-27.70%
1,475.42
-8.87%
1,619.03
Current Assets
887.81
-3.02%
915.42
-28.04%
1,272.06
+4.26%
1,220.11
Cash Cash Equivalents And Short Term Investments
10.38
-64.61%
29.34
-78.36%
135.59
-67.68%
419.51
Cash And Cash Equivalents
10.38
-64.61%
29.34
-78.36%
135.59
-66.01%
398.92
Other Short Term Investments
—
—
4.49
-78.22%
20.59
Receivables
821.47
+58.61%
517.91
+42.62%
363.15
+4.20%
348.53
Accounts Receivable
—
—
9.14
-34.57%
13.97
Gross Accounts Receivable
—
—
20.34
-42.65%
35.47
Allowance For Doubtful Accounts Receivable
—
—
-11.20
+47.91%
-21.50
Other Receivables
808.64
+60.49%
503.85
+44.51%
348.67
+4.22%
334.56
Accrued Interest Receivable
12.83
-8.77%
14.07
-2.88%
14.48
—
Inventory
—
—
163.25
-49.09%
320.65
Raw Materials
—
—
0.59
-77.73%
2.65
Finished Goods
—
—
162.66
-48.85%
317.99
Prepaid Assets
—
—
—
—
Restricted Cash
55.91
+14.05%
49.03
-33.06%
73.23
+0.19%
73.09
Assets Held For Sale Current
0.05
-99.99%
319.13
-54.41%
700.08
—
Other Current Assets
—
—
50.90
-12.74%
58.33
Total Non Current Assets
49.57
-67.23%
151.28
-25.61%
203.37
-49.02%
398.92
Net PPE
12.54
+14.63%
10.94
-9.21%
12.04
-83.67%
73.77
Gross PPE
13.97
-16.82%
16.80
-0.19%
16.83
-84.22%
106.67
Accumulated Depreciation
-1.44
+75.50%
-5.86
-22.51%
-4.79
+85.46%
-32.90
Properties
0.00
0.00
0.00
0.00
Machinery Furniture Equipment
7.12
+25.02%
5.70
+7.33%
5.31
-91.84%
65.09
Other Properties
6.46
-37.93%
10.41
-6.13%
11.09
-68.33%
35.01
Leases
0.39
-44.01%
0.69
+59.68%
0.43
-93.40%
6.58
Goodwill And Other Intangible Assets
12.37
-88.20%
104.87
-20.49%
131.89
-17.00%
158.91
Goodwill
—
—
—
0.00
Other Intangible Assets
12.37
-88.20%
104.87
-20.49%
131.89
-17.00%
158.91
Investments And Advances
—
—
—
140.24
Non Current Accounts Receivable
—
—
336.17
+139.72%
140.24
Other Non Current Assets
24.66
-30.47%
35.47
-40.31%
59.43
+128.54%
26.00
Total Liabilities Net Minority Interest
820.77
-25.22%
1,097.64
-18.56%
1,347.75
+17.83%
1,143.79
Current Liabilities
344.86
-6.50%
368.84
-44.05%
659.27
-6.26%
703.32
Payables And Accrued Expenses
7.58
+54.47%
4.91
-50.30%
9.88
-87.74%
80.60
Payables
0.45
+1441.38%
0.03
-98.65%
2.14
-95.62%
48.85
Accounts Payable
—
—
26.76
-22.88%
34.70
Other Payable
0.45
+1441.38%
0.03
-98.65%
2.14
-73.78%
8.17
Current Accrued Expenses
7.14
+46.23%
4.88
-36.92%
7.74
-75.63%
31.74
Employee Benefits
5.40
-55.59%
12.16
+36.33%
8.92
—
Pensionand Other Post Retirement Benefit Plans Current
—
—
13.22
-53.24%
28.28
Total Tax Payable
—
—
4.40
-26.49%
5.98
Income Tax Payable
—
—
—
4.04
Current Debt And Capital Lease Obligation
337.15
-6.32%
359.91
-14.56%
421.27
-25.24%
563.48
Current Debt
337.15
-6.32%
359.91
-14.56%
421.27
-23.92%
553.75
Other Current Borrowings
—
—
172.41
+264.97%
47.24
Current Capital Lease Obligation
—
—
8.74
-10.21%
9.73
Current Deferred Liabilities
—
—
14.03
+31.63%
10.65
Current Deferred Revenue
—
—
14.03
+31.63%
10.65
Other Current Liabilities
0.12
-96.92%
4.02
-98.24%
228.12
+1291.06%
16.40
Total Non Current Liabilities Net Minority Interest
475.90
-34.70%
728.80
+5.86%
688.49
+56.31%
440.47
Long Term Debt And Capital Lease Obligation
442.34
+12.72%
392.43
-38.40%
637.04
+50.86%
422.28
Long Term Debt
433.20
+13.59%
381.37
-39.14%
626.58
+55.81%
402.15
Long Term Capital Lease Obligation
9.14
-17.38%
11.06
+5.79%
10.46
-48.04%
20.13
Other Non Current Liabilities
28.16
-91.31%
324.20
+662.47%
42.52
+133.84%
18.18
Stockholders Equity
116.62
+476.86%
-30.95
-124.24%
127.67
-73.14%
475.24
Common Stock Equity
116.62
+476.86%
-30.95
-124.24%
127.67
-73.14%
475.24
Capital Stock
0.01
+150.00%
0.00
+0.00%
0.00
+0.00%
0.00
Common Stock
0.01
+150.00%
0.00
+0.00%
0.00
+0.00%
0.00
Share Issued
5.20
+185.30%
1.82
+1.74%
1.79
+3.69%
1.73
Ordinary Shares Number
5.20
+185.30%
1.82
+1.74%
1.79
+3.69%
1.73
Additional Paid In Capital
169.66
-91.90%
2,094.89
+0.31%
2,088.38
+0.60%
2,075.93
Retained Earnings
-53.05
+97.50%
-2,125.84
-8.42%
-1,960.71
-22.49%
-1,600.69
Total Equity Gross Minority Interest
116.62
+476.86%
-30.95
-124.24%
127.67
-73.14%
475.24
Total Capitalization
549.82
+56.90%
350.42
-53.54%
754.25
-14.03%
877.39
Working Capital
542.95
-0.66%
546.58
-10.81%
612.79
+18.58%
516.79
Invested Capital
886.97
+24.87%
710.33
-39.57%
1,175.52
-17.86%
1,431.14
Total Debt
779.49
+3.61%
752.34
-28.91%
1,058.31
+7.36%
985.76
Net Debt
759.97
+6.75%
711.93
-21.96%
912.27
+63.79%
556.98
Capital Lease Obligations
9.14
-17.38%
11.06
+5.79%
10.46
-64.97%
29.86
Net Tangible Assets
104.25
+176.76%
-135.81
-3117.58%
-4.22
-101.33%
316.33
Tangible Book Value
104.25
+176.76%
-135.81
-3117.58%
-4.22
-101.33%
316.33
Available For Sale Securities
—
—
—
140.24
Current Provisions
—
—
1.59
-59.33%
3.92
Interest Payable
3.61
-11.96%
4.10
-2.08%
4.18
+4.84%
3.99
Investmentin Financial Assets
—
—
—
140.24
Line Of Credit
337.15
-6.32%
359.91
-14.56%
421.27
-16.83%
506.51
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
75.15
+177.45%
-97.04
+81.82%
-533.68
-389.33%
-109.06
Cash Flow From Continuing Operating Activities
77.59
+144.15%
-175.76
+63.54%
-482.03
-341.96%
-109.06
Cash From Discontinued Operating Activities
-2.44
-103.10%
78.72
+252.39%
-51.66
—
Net Income From Continuing Operations
-54.05
+60.90%
-138.24
-62.45%
-85.10
+81.17%
-451.91
Depreciation Amortization Depletion
3.35
-88.48%
29.09
-0.09%
29.11
-24.79%
38.71
Depreciation
3.35
-88.48%
29.09
-0.09%
29.11
-24.79%
38.71
Amortization Cash Flow
—
—
—
-14.59
Depreciation And Amortization
3.35
-88.48%
29.09
-0.09%
29.11
-24.79%
38.71
Amortization Of Intangibles
—
—
—
-14.59
Other Non Cash Items
114.00
+241.96%
-80.31
+80.41%
-409.90
-4169.75%
-9.60
Stock Based Compensation
5.18
-11.96%
5.88
-14.62%
6.89
-42.35%
11.96
Provisionand Write Offof Assets
0.00
+100.00%
-4.62
-122.45%
20.57
-5.48%
21.76
Asset Impairment Charge
4.16
-19.44%
5.16
0.00
-100.00%
211.87
Deferred Tax
—
—
0.00
+100.00%
-23.86
Deferred Income Tax
—
—
0.00
+100.00%
-23.86
Operating Gains Losses
—
—
-37.88
+81.99%
-210.27
Gain Loss On Investment Securities
—
—
—
-45.59
Change In Working Capital
4.95
-32.02%
7.28
+227.08%
-5.73
-101.89%
302.28
Change In Receivables
1.40
+235.01%
0.42
+105.76%
-7.24
-109.28%
78.06
Changes In Account Receivables
—
—
0.75
-99.03%
78.06
Change In Inventory
—
—
159.76
-60.45%
403.92
Change In Prepaid Assets
—
—
22.71
+447.78%
4.15
Change In Payables And Accrued Expense
—
—
-32.71
+57.98%
-77.83
Change In Accrued Expense
—
—
-24.77
+53.75%
-53.55
Change In Payable
—
—
-7.94
+67.30%
-24.28
Change In Account Payable
—
—
-7.94
+67.30%
-24.28
Change In Other Working Capital
—
—
3.37
+105.17%
-65.15
Change In Other Current Assets
7.12
-53.56%
15.32
+31.49%
11.65
+557.70%
-2.55
Change In Other Current Liabilities
-3.56
+57.87%
-8.46
+16.56%
-10.14
+73.54%
-38.33
Investing Cash Flow
-108.17
-181.59%
132.57
-23.43%
173.15
+205.44%
-164.21
Cash Flow From Continuing Investing Activities
-108.81
-194.71%
114.88
-38.01%
185.33
+212.86%
-164.21
Cash From Discontinued Investing Activities
0.64
-96.40%
17.69
+245.24%
-12.18
—
Net PPE Purchase And Sale
-7.06
-102.49%
-3.49
-32.89%
-2.62
+89.17%
-24.23
Purchase Of PPE
-7.06
-102.49%
-3.49
-32.89%
-2.62
+89.17%
-24.23
Capital Expenditure
-7.06
-102.49%
-3.49
-32.89%
-2.62
+89.17%
-24.23
Net Business Purchase And Sale
—
—
0.00
+100.00%
-267.49
Purchase Of Business
—
—
0.00
+100.00%
-267.49
Net Other Investing Changes
-101.75
-185.96%
118.37
-37.02%
187.96
+47.41%
127.51
Financing Cash Flow
37.88
+122.82%
-165.99
-270.52%
97.34
+120.73%
-469.49
Cash Flow From Continuing Financing Activities
37.88
+355.75%
-14.81
-106.64%
223.15
+147.53%
-469.49
Net Issuance Payments Of Debt
39.82
+375.63%
-14.45
-106.50%
222.40
+147.80%
-465.28
Issuance Of Debt
686.20
+8.84%
630.47
-17.76%
766.60
-60.15%
1,923.84
Repayment Of Debt
-646.39
-0.23%
-644.91
-18.51%
-544.19
+77.22%
-2,389.12
Long Term Debt Issuance
334.00
+7.10%
311.87
+8.86%
286.50
0.00
Long Term Debt Payments
-267.62
-1.01%
-264.96
-4.43%
-253.71
+10.36%
-283.05
Net Long Term Debt Issuance
66.38
+41.51%
46.91
+43.07%
32.79
+111.58%
-283.05
Short Term Debt Issuance
352.20
+10.55%
318.60
-33.64%
480.10
-75.04%
1,923.84
Short Term Debt Payments
-378.76
+0.31%
-379.96
-30.80%
-290.48
+86.21%
-2,106.07
Net Short Term Debt Issuance
-26.56
+56.71%
-61.36
-132.36%
189.62
+204.05%
-182.23
Net Common Stock Issuance
—
0.00
-100.00%
2.40
0.00
Common Stock Payments
—
—
—
—
Repurchase Of Capital Stock
—
—
—
—
Proceeds From Stock Option Exercised
—
—
—
0.00
Net Other Financing Charges
-1.94
-433.24%
-0.36
+77.98%
-1.65
+60.75%
-4.21
Changes In Cash
4.86
+103.72%
-130.45
+50.44%
-263.19
+64.57%
-742.76
Beginning Cash Position
61.44
-70.58%
208.82
-55.76%
472.01
-61.14%
1,214.78
End Cash Position
66.30
-15.40%
78.37
-62.47%
208.82
-55.76%
472.01
Free Cash Flow
68.09
+167.74%
-100.52
+81.26%
-536.31
-302.33%
-133.30
Interest Paid Supplemental Data
48.52
-15.89%
57.69
+42.58%
40.46
+15.91%
34.91
Income Tax Paid Supplemental Data
—
—
5.36
+122.62%
2.41
Common Stock Issuance
—
0.00
-100.00%
2.40
0.00
Issuance Of Capital Stock
—
0.00
-100.00%
2.40
0.00
Net Preferred Stock Issuance
—
—
—
0.00
Preferred Stock Issuance
—
—
—
0.00
Cash From Discontinued Financing Activities
0.00
+100.00%
-151.18
-20.16%
-125.81
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category