Symbols / VRM Stock $9.63 -5.22% Vroom, Inc.

Financial Services • Credit Services • United States • NGM
VRM (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Credit Services
CEO Mr. Thomas H. Shortt
Exch · Country NGM · United States
Market Cap 50.15M
Enterprise Value 855.65M
Income -67.21M
Sales 210.41M
FCF (ttm) 11.66M
Book/sh 22.43
Cash/sh 2.78
Employees 649
Insider 10d —
IPO Feb 20, 2025
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E -0.06
PEG —
P/S 0.24
P/B 0.43
P/C —
EV/EBITDA 329.86
EV/Sales 4.07
Quick Ratio 4.03
Current Ratio 4.37
Debt/Eq 647.61
LT Debt/Eq —
EPS (ttm) -12.72
EPS next Y -172.80
EPS Growth —
Revenue Growth -10.60%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2026-08-06
Earnings (prior) 2023-11-07
ROA -0.10%
ROE -48.31%
ROIC —
Gross Margin 65.16%
Oper. Margin -6.39%
Profit Margin -31.52%
Shs Outstand 5.21M
Shs Float 696.78K
Insider Own 2.92%
Instit Own 94.75%
Short Float 4.59%
Short Ratio 9.07
Short Interest 54.97K
52W High 31.71
vs 52W High -69.64%
52W Low 7.22
vs 52W Low 33.38%
Beta —
Impl. Vol. —
Rel Volume 0.43
Avg Volume 21.48K
Volume 9.28K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $10.16
Price $9.63
Change -5.22%
About

Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand. The company also provides an artificial intelligence-powered analytics and digital services platform for automotive dealers, automotive financial services companies, and automotive industry. The company was formerly known as Auto America, Inc. and changed its name to Vroom, Inc. in July 2015. Vroom, Inc. was incorporated in 2012 and is based in Fort Worth, Texas.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$9.63
Latest analyst target
3. DCF / Fair value
$40.29
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$9.63
Low
—
High
—
Mean
—
News
RSS: Latest VRM news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-06-15 MYLOD ROBERT J JR Director — 15,595 $7.22 $112,596
2026-06-15 MUDRICK CAPITAL MANAGEMENT, L.P. Beneficial Owner of more than 10% of a Class of Security — 15,595 $7.22 $112,596
2026-06-11 CROW TIMOTHY M Director — 9,832 $0.00 $0
2026-06-11 MYLOD ROBERT J JR Director — 9,832 $0.00 $0
2026-06-11 PATEL NIKUL Director — 9,832 $0.00 $0
2026-06-11 KRAKOWIAK ROBERT R. Director — 9,832 $0.00 $0
2026-06-11 MUDRICK CAPITAL MANAGEMENT, L.P. Beneficial Owner of more than 10% of a Class of Security — 9,832 $0.00 $0
2026-05-08 CORRALES ANNA-LISA CHRISTINA Officer — 35 $12.20 $427
2026-03-20 CORRALES ANNA-LISA CHRISTINA Officer — 18 $12.07 $217
2026-03-20 BENZAQUEN JACOB SHLOMO Officer — 7 $12.07 $84
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
6.91
-40.45%
11.61
-6.25%
12.38
-99.36%
1,948.90
Operating Revenue
6.91
-40.45%
11.61
-6.25%
12.38
-99.36%
1,934.66
Cost Of Revenue
—
—
731.26
-57.09%
1,704.11
Reconciled Cost Of Revenue
—
—
730.55
-57.12%
1,703.70
Gross Profit
—
11.61
-6.25%
12.38
-94.94%
244.79
Operating Expense
85.44
-38.27%
138.41
+6.17%
130.37
-78.44%
604.68
Selling General And Administration
82.09
-24.91%
109.33
+7.98%
101.25
-82.12%
566.39
Selling And Marketing Expense
—
—
56.91
-52.06%
118.69
General And Administrative Expense
82.09
-24.91%
109.33
+7.98%
101.25
-77.38%
447.69
Salaries And Wages
70.22
-27.82%
97.29
+12.22%
86.70
-65.48%
251.15
Other Gand A
11.87
-1.36%
12.04
-17.30%
14.55
-91.60%
173.18
Other Operating Expenses
—
15.08
-23.05%
19.60
—
Total Expenses
85.44
-38.27%
138.41
+6.17%
130.37
-94.35%
2,308.79
Operating Income
-78.53
+38.07%
-126.80
-7.48%
-117.98
+67.22%
-359.89
Total Operating Income As Reported
—
—
-270.23
+52.74%
-571.76
EBITDA
2.94
+106.83%
-43.11
-476.90%
-7.47
+98.09%
-392.19
Normalized EBITDA
7.10
+121.92%
-32.39
+28.58%
-45.35
+86.85%
-345.00
Reconciled Depreciation
3.35
-88.48%
29.09
-0.09%
29.11
-24.79%
38.71
EBIT
-0.41
+99.44%
-72.20
-97.34%
-36.59
+91.51%
-430.90
Total Unusual Items
-4.16
+61.24%
-10.72
-128.31%
37.88
+180.27%
-47.19
Total Unusual Items Excluding Goodwill
-4.16
+61.24%
-10.72
-128.31%
37.88
+180.27%
-47.19
Special Income Charges
-4.16
+61.24%
-10.72
-128.31%
37.88
+180.27%
-47.19
Other Special Charges
—
—
-37.88
+77.00%
-164.68
Impairment Of Capital Assets
—
—
48.75
-76.99%
211.87
Restructuring And Mergern Acquisition
0.00
-100.00%
5.56
0.00
—
Write Off
4.16
-19.44%
5.16
0.00
—
Net Income
-53.05
+67.87%
-165.12
+54.71%
-364.61
+19.32%
-451.91
Pretax Income
-53.75
+60.87%
-137.38
-62.67%
-84.45
+82.09%
-471.59
Net Non Operating Interest Income Expense
118.30
-13.42%
136.65
+4.62%
130.61
+712.34%
-21.33
Interest Expense Non Operating
53.35
-18.16%
65.19
+36.18%
47.87
+17.63%
40.69
Net Interest Income
118.30
-13.42%
136.65
+4.62%
130.61
+712.34%
-21.33
Interest Expense
53.35
-18.16%
65.19
+36.18%
47.87
+17.63%
40.69
Interest Income Non Operating
171.65
-14.95%
201.83
+13.08%
178.48
+821.77%
19.36
Interest Income
171.65
-14.95%
201.83
+13.08%
178.48
+821.77%
19.36
Other Income Expense
-93.53
+36.47%
-147.23
-51.64%
-97.09
-7.43%
-90.37
Other Non Operating Income Expenses
-89.37
+34.53%
-136.50
-1.14%
-134.97
-212.56%
-43.18
Tax Provision
0.29
-65.65%
0.86
+595.93%
0.12
+100.63%
-19.68
Tax Rate For Calcs
0.00
+0.00%
0.00
+2663.16%
0.00
-81.77%
0.00
Tax Effect Of Unusual Items
-0.87
+61.24%
-2.25
-882.23%
0.29
+114.63%
-1.97
Net Income Including Noncontrolling Interests
-53.05
+67.87%
-165.12
+54.71%
-364.61
+19.32%
-451.91
Net Income From Continuing Operation Net Minority Interest
-54.05
+60.90%
-138.24
-63.45%
-84.58
+81.28%
-451.91
Net Income From Continuing And Discontinued Operation
-53.05
+67.87%
-165.12
+54.71%
-364.61
+19.32%
-451.91
Net Income Continuous Operations
-54.05
+60.90%
-138.24
-63.45%
-84.58
+81.28%
-451.91
Net Income Discontinuous Operations
1.00
+103.70%
-26.88
+90.40%
-280.03
—
Normalized Income
-50.76
+60.88%
-129.77
-6.22%
-122.17
+69.96%
-406.69
Net Income Common Stockholders
-53.05
+67.87%
-165.12
+54.71%
-364.61
+19.32%
-451.91
Otherunder Preferred Stock Dividend
—
—
—
—
Diluted EPS
-10.24
+88.76%
-91.07
+56.46%
-209.17
+20.29%
-262.40
Basic EPS
-10.24
+88.76%
-91.07
+56.46%
-209.17
+20.29%
-262.40
Basic Average Shares
5.18
+185.92%
1.81
+4.02%
1.74
+1.12%
1.72
Diluted Average Shares
5.18
+185.92%
1.81
+4.02%
1.74
+1.12%
1.72
Diluted NI Availto Com Stockholders
-53.05
+67.87%
-165.12
+54.71%
-364.61
+19.32%
-451.91
Depreciation Amortization Depletion Income Statement
3.35
-88.48%
29.09
-0.09%
29.11
-23.97%
38.29
Depreciation And Amortization In Income Statement
3.35
-88.48%
29.09
-0.09%
29.11
-23.97%
38.29
Rent And Landing Fees
—
—
18.01
-22.91%
23.36
Rent Expense Supplemental
—
—
18.01
-22.91%
23.36
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
937.38
-12.12%
1,066.70
-27.70%
1,475.42
-8.87%
1,619.03
Current Assets
887.81
-3.02%
915.42
-28.04%
1,272.06
+4.26%
1,220.11
Cash Cash Equivalents And Short Term Investments
10.38
-64.61%
29.34
-78.36%
135.59
-67.68%
419.51
Cash And Cash Equivalents
10.38
-64.61%
29.34
-78.36%
135.59
-66.01%
398.92
Other Short Term Investments
—
—
4.49
-78.22%
20.59
Receivables
821.47
+58.61%
517.91
+42.62%
363.15
+4.20%
348.53
Accounts Receivable
—
—
9.14
-34.57%
13.97
Gross Accounts Receivable
—
—
20.34
-42.65%
35.47
Allowance For Doubtful Accounts Receivable
—
—
-11.20
+47.91%
-21.50
Other Receivables
808.64
+60.49%
503.85
+44.51%
348.67
+4.22%
334.56
Accrued Interest Receivable
12.83
-8.77%
14.07
-2.88%
14.48
—
Inventory
—
—
163.25
-49.09%
320.65
Raw Materials
—
—
0.59
-77.73%
2.65
Finished Goods
—
—
162.66
-48.85%
317.99
Prepaid Assets
—
—
—
—
Restricted Cash
55.91
+14.05%
49.03
-33.06%
73.23
+0.19%
73.09
Assets Held For Sale Current
0.05
-99.99%
319.13
-54.41%
700.08
—
Other Current Assets
—
—
50.90
-12.74%
58.33
Total Non Current Assets
49.57
-67.23%
151.28
-25.61%
203.37
-49.02%
398.92
Net PPE
12.54
+14.63%
10.94
-9.21%
12.04
-83.67%
73.77
Gross PPE
13.97
-16.82%
16.80
-0.19%
16.83
-84.22%
106.67
Accumulated Depreciation
-1.44
+75.50%
-5.86
-22.51%
-4.79
+85.46%
-32.90
Properties
0.00
0.00
0.00
0.00
Machinery Furniture Equipment
7.12
+25.02%
5.70
+7.33%
5.31
-91.84%
65.09
Other Properties
6.46
-37.93%
10.41
-6.13%
11.09
-68.33%
35.01
Leases
0.39
-44.01%
0.69
+59.68%
0.43
-93.40%
6.58
Goodwill And Other Intangible Assets
12.37
-88.20%
104.87
-20.49%
131.89
-17.00%
158.91
Goodwill
—
—
—
0.00
Other Intangible Assets
12.37
-88.20%
104.87
-20.49%
131.89
-17.00%
158.91
Investments And Advances
—
—
—
140.24
Non Current Accounts Receivable
—
—
336.17
+139.72%
140.24
Other Non Current Assets
24.66
-30.47%
35.47
-40.31%
59.43
+128.54%
26.00
Total Liabilities Net Minority Interest
820.77
-25.22%
1,097.64
-18.56%
1,347.75
+17.83%
1,143.79
Current Liabilities
344.86
-6.50%
368.84
-44.05%
659.27
-6.26%
703.32
Payables And Accrued Expenses
7.58
+54.47%
4.91
-50.30%
9.88
-87.74%
80.60
Payables
0.45
+1441.38%
0.03
-98.65%
2.14
-95.62%
48.85
Accounts Payable
—
—
26.76
-22.88%
34.70
Other Payable
0.45
+1441.38%
0.03
-98.65%
2.14
-73.78%
8.17
Current Accrued Expenses
7.14
+46.23%
4.88
-36.92%
7.74
-75.63%
31.74
Employee Benefits
5.40
-55.59%
12.16
+36.33%
8.92
—
Pensionand Other Post Retirement Benefit Plans Current
—
—
13.22
-53.24%
28.28
Total Tax Payable
—
—
4.40
-26.49%
5.98
Income Tax Payable
—
—
—
4.04
Current Debt And Capital Lease Obligation
337.15
-6.32%
359.91
-14.56%
421.27
-25.24%
563.48
Current Debt
337.15
-6.32%
359.91
-14.56%
421.27
-23.92%
553.75
Other Current Borrowings
—
—
172.41
+264.97%
47.24
Current Capital Lease Obligation
—
—
8.74
-10.21%
9.73
Current Deferred Liabilities
—
—
14.03
+31.63%
10.65
Current Deferred Revenue
—
—
14.03
+31.63%
10.65
Other Current Liabilities
0.12
-96.92%
4.02
-98.24%
228.12
+1291.06%
16.40
Total Non Current Liabilities Net Minority Interest
475.90
-34.70%
728.80
+5.86%
688.49
+56.31%
440.47
Long Term Debt And Capital Lease Obligation
442.34
+12.72%
392.43
-38.40%
637.04
+50.86%
422.28
Long Term Debt
433.20
+13.59%
381.37
-39.14%
626.58
+55.81%
402.15
Long Term Capital Lease Obligation
9.14
-17.38%
11.06
+5.79%
10.46
-48.04%
20.13
Other Non Current Liabilities
28.16
-91.31%
324.20
+662.47%
42.52
+133.84%
18.18
Stockholders Equity
116.62
+476.86%
-30.95
-124.24%
127.67
-73.14%
475.24
Common Stock Equity
116.62
+476.86%
-30.95
-124.24%
127.67
-73.14%
475.24
Capital Stock
0.01
+150.00%
0.00
+0.00%
0.00
+0.00%
0.00
Common Stock
0.01
+150.00%
0.00
+0.00%
0.00
+0.00%
0.00
Share Issued
5.20
+185.30%
1.82
+1.74%
1.79
+3.69%
1.73
Ordinary Shares Number
5.20
+185.30%
1.82
+1.74%
1.79
+3.69%
1.73
Additional Paid In Capital
169.66
-91.90%
2,094.89
+0.31%
2,088.38
+0.60%
2,075.93
Retained Earnings
-53.05
+97.50%
-2,125.84
-8.42%
-1,960.71
-22.49%
-1,600.69
Total Equity Gross Minority Interest
116.62
+476.86%
-30.95
-124.24%
127.67
-73.14%
475.24
Total Capitalization
549.82
+56.90%
350.42
-53.54%
754.25
-14.03%
877.39
Working Capital
542.95
-0.66%
546.58
-10.81%
612.79
+18.58%
516.79
Invested Capital
886.97
+24.87%
710.33
-39.57%
1,175.52
-17.86%
1,431.14
Total Debt
779.49
+3.61%
752.34
-28.91%
1,058.31
+7.36%
985.76
Net Debt
759.97
+6.75%
711.93
-21.96%
912.27
+63.79%
556.98
Capital Lease Obligations
9.14
-17.38%
11.06
+5.79%
10.46
-64.97%
29.86
Net Tangible Assets
104.25
+176.76%
-135.81
-3117.58%
-4.22
-101.33%
316.33
Tangible Book Value
104.25
+176.76%
-135.81
-3117.58%
-4.22
-101.33%
316.33
Available For Sale Securities
—
—
—
140.24
Current Provisions
—
—
1.59
-59.33%
3.92
Interest Payable
3.61
-11.96%
4.10
-2.08%
4.18
+4.84%
3.99
Investmentin Financial Assets
—
—
—
140.24
Line Of Credit
337.15
-6.32%
359.91
-14.56%
421.27
-16.83%
506.51
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
75.15
+177.45%
-97.04
+81.82%
-533.68
-389.33%
-109.06
Cash Flow From Continuing Operating Activities
77.59
+144.15%
-175.76
+63.54%
-482.03
-341.96%
-109.06
Cash From Discontinued Operating Activities
-2.44
-103.10%
78.72
+252.39%
-51.66
—
Net Income From Continuing Operations
-54.05
+60.90%
-138.24
-62.45%
-85.10
+81.17%
-451.91
Depreciation Amortization Depletion
3.35
-88.48%
29.09
-0.09%
29.11
-24.79%
38.71
Depreciation
3.35
-88.48%
29.09
-0.09%
29.11
-24.79%
38.71
Amortization Cash Flow
—
—
—
-14.59
Depreciation And Amortization
3.35
-88.48%
29.09
-0.09%
29.11
-24.79%
38.71
Amortization Of Intangibles
—
—
—
-14.59
Other Non Cash Items
114.00
+241.96%
-80.31
+80.41%
-409.90
-4169.75%
-9.60
Stock Based Compensation
5.18
-11.96%
5.88
-14.62%
6.89
-42.35%
11.96
Provisionand Write Offof Assets
0.00
+100.00%
-4.62
-122.45%
20.57
-5.48%
21.76
Asset Impairment Charge
4.16
-19.44%
5.16
0.00
-100.00%
211.87
Deferred Tax
—
—
0.00
+100.00%
-23.86
Deferred Income Tax
—
—
0.00
+100.00%
-23.86
Operating Gains Losses
—
—
-37.88
+81.99%
-210.27
Gain Loss On Investment Securities
—
—
—
-45.59
Change In Working Capital
4.95
-32.02%
7.28
+227.08%
-5.73
-101.89%
302.28
Change In Receivables
1.40
+235.01%
0.42
+105.76%
-7.24
-109.28%
78.06
Changes In Account Receivables
—
—
0.75
-99.03%
78.06
Change In Inventory
—
—
159.76
-60.45%
403.92
Change In Prepaid Assets
—
—
22.71
+447.78%
4.15
Change In Payables And Accrued Expense
—
—
-32.71
+57.98%
-77.83
Change In Accrued Expense
—
—
-24.77
+53.75%
-53.55
Change In Payable
—
—
-7.94
+67.30%
-24.28
Change In Account Payable
—
—
-7.94
+67.30%
-24.28
Change In Other Working Capital
—
—
3.37
+105.17%
-65.15
Change In Other Current Assets
7.12
-53.56%
15.32
+31.49%
11.65
+557.70%
-2.55
Change In Other Current Liabilities
-3.56
+57.87%
-8.46
+16.56%
-10.14
+73.54%
-38.33
Investing Cash Flow
-108.17
-181.59%
132.57
-23.43%
173.15
+205.44%
-164.21
Cash Flow From Continuing Investing Activities
-108.81
-194.71%
114.88
-38.01%
185.33
+212.86%
-164.21
Cash From Discontinued Investing Activities
0.64
-96.40%
17.69
+245.24%
-12.18
—
Net PPE Purchase And Sale
-7.06
-102.49%
-3.49
-32.89%
-2.62
+89.17%
-24.23
Purchase Of PPE
-7.06
-102.49%
-3.49
-32.89%
-2.62
+89.17%
-24.23
Capital Expenditure
-7.06
-102.49%
-3.49
-32.89%
-2.62
+89.17%
-24.23
Net Business Purchase And Sale
—
—
0.00
+100.00%
-267.49
Purchase Of Business
—
—
0.00
+100.00%
-267.49
Net Other Investing Changes
-101.75
-185.96%
118.37
-37.02%
187.96
+47.41%
127.51
Financing Cash Flow
37.88
+122.82%
-165.99
-270.52%
97.34
+120.73%
-469.49
Cash Flow From Continuing Financing Activities
37.88
+355.75%
-14.81
-106.64%
223.15
+147.53%
-469.49
Net Issuance Payments Of Debt
39.82
+375.63%
-14.45
-106.50%
222.40
+147.80%
-465.28
Issuance Of Debt
686.20
+8.84%
630.47
-17.76%
766.60
-60.15%
1,923.84
Repayment Of Debt
-646.39
-0.23%
-644.91
-18.51%
-544.19
+77.22%
-2,389.12
Long Term Debt Issuance
334.00
+7.10%
311.87
+8.86%
286.50
0.00
Long Term Debt Payments
-267.62
-1.01%
-264.96
-4.43%
-253.71
+10.36%
-283.05
Net Long Term Debt Issuance
66.38
+41.51%
46.91
+43.07%
32.79
+111.58%
-283.05
Short Term Debt Issuance
352.20
+10.55%
318.60
-33.64%
480.10
-75.04%
1,923.84
Short Term Debt Payments
-378.76
+0.31%
-379.96
-30.80%
-290.48
+86.21%
-2,106.07
Net Short Term Debt Issuance
-26.56
+56.71%
-61.36
-132.36%
189.62
+204.05%
-182.23
Net Common Stock Issuance
—
0.00
-100.00%
2.40
0.00
Common Stock Payments
—
—
—
—
Repurchase Of Capital Stock
—
—
—
—
Proceeds From Stock Option Exercised
—
—
—
0.00
Net Other Financing Charges
-1.94
-433.24%
-0.36
+77.98%
-1.65
+60.75%
-4.21
Changes In Cash
4.86
+103.72%
-130.45
+50.44%
-263.19
+64.57%
-742.76
Beginning Cash Position
61.44
-70.58%
208.82
-55.76%
472.01
-61.14%
1,214.78
End Cash Position
66.30
-15.40%
78.37
-62.47%
208.82
-55.76%
472.01
Free Cash Flow
68.09
+167.74%
-100.52
+81.26%
-536.31
-302.33%
-133.30
Interest Paid Supplemental Data
48.52
-15.89%
57.69
+42.58%
40.46
+15.91%
34.91
Income Tax Paid Supplemental Data
—
—
5.36
+122.62%
2.41
Common Stock Issuance
—
0.00
-100.00%
2.40
0.00
Issuance Of Capital Stock
—
0.00
-100.00%
2.40
0.00
Net Preferred Stock Issuance
—
—
—
0.00
Preferred Stock Issuance
—
—
—
0.00
Cash From Discontinued Financing Activities
0.00
+100.00%
-151.18
-20.16%
-125.81
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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