Symbols / WDH Stock $1.69 +1.81% Waterdrop Inc.

Financial Services • Insurance - Diversified • China • NYQ
WDH (Stock) Chart
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Insurance - Diversified
CEO Dr. Peng Shen
Exch · Country NYQ · China
Market Cap 623.51M
Enterprise Value 5.16B
Income 568.94M
Sales 3.98B
FCF (ttm) —
Book/sh 2.07
Cash/sh 0.28
Employees —
Insider 10d —
IPO May 07, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 23.92%
P/E 7.68
Forward P/E 10.28
PEG —
P/S 0.16
P/B 0.82
P/C —
EV/EBITDA 13.50
EV/Sales 1.30
Quick Ratio 1.63
Current Ratio 2.10
Debt/Eq 1.37
LT Debt/Eq —
EPS (ttm) 0.22
EPS next Y 0.16
EPS Growth 36.90%
Revenue Growth 105.50%
EPS Gr Q/Q 53.30%
Rev Gr Q/Q —
Earnings (next) 2026-06-04
Earnings (prior) 2025-12-03
ROA 3.42%
ROE 11.27%
ROIC —
Gross Margin 51.15%
Oper. Margin 5.94%
Profit Margin 14.30%
Shs Outstand 281.47M
Shs Float 1.32B
Insider Own 0.89%
Instit Own 10.46%
Short Float —
Short Ratio 0.40
Short Interest 111.40K
52W High 2.18
vs 52W High -22.48%
52W Low 1.24
vs 52W Low 36.29%
Beta -0.21
Impl. Vol. —
Rel Volume 1.08
Avg Volume 255.58K
Volume 276.29K
Target (mean) $2.30
Tgt Median $2.43
Tgt Low $1.38
Tgt High $2.98
# Analysts 4
Recom None
Prev Close $1.66
Price $1.69
Change 1.81%
About

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management system. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People's Republic of China.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$2.30
Mean price target
2. Current target
$1.69
Latest analyst target
3. DCF / Fair value
$3.30
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$1.69
Low
$1.38
High
$2.98
Mean
$2.30

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2023-09-08 main Goldman Sachs Buy → Buy $3
2022-12-07 main Goldman Sachs — → Buy $3
2022-09-16 up Morgan Stanley Equal-Weight → Overweight $2
2022-03-25 down Morgan Stanley Overweight → Equal-Weight $2
2021-12-02 down CLSA Buy → Outperform —
2021-06-02 init Morgan Stanley — → Overweight $12
2021-06-01 init CLSA — → Buy $16
2021-06-01 init Goldman Sachs — → Buy $11
2021-06-01 init B of A Securities — → Buy $12
News
RSS: Latest WDH news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Revenue
2,771.82
+5.36%
2,630.71
-6.11%
2,801.77
-12.61%
3,205.91
Operating Revenue
2,722.49
+4.55%
2,604.09
-6.14%
2,774.42
-9.76%
3,074.32
Cost Of Revenue
1,612.19
+1.65%
1,586.08
+18.70%
1,336.16
-1.02%
1,349.91
Reconciled Cost Of Revenue
1,612.19
+1.65%
1,586.08
+18.70%
1,336.16
-1.02%
1,349.91
Gross Profit
1,159.63
+11.01%
1,044.63
-28.72%
1,465.61
-21.03%
1,856.01
Operating Expense
981.47
-6.65%
1,051.37
+6.45%
987.62
-73.44%
3,718.85
Research And Development
216.50
-27.61%
299.06
+2.67%
291.29
-23.14%
378.99
Selling General And Administration
764.97
+1.68%
752.31
+8.04%
696.33
-79.15%
3,339.86
Selling And Marketing Expense
397.32
+13.55%
349.92
+13.73%
307.68
-89.05%
2,809.34
General And Administrative Expense
367.65
-8.63%
402.39
+3.54%
388.65
-26.74%
530.52
Other Gand A
367.65
-8.63%
402.39
+3.54%
388.65
-26.74%
530.52
Total Expenses
2,593.66
-1.66%
2,637.45
+13.50%
2,323.78
-54.15%
5,068.76
Operating Income
178.16
+2742.12%
-6.74
-101.41%
477.99
+125.66%
-1,862.84
Total Operating Income As Reported
178.16
+2742.12%
-6.74
-101.41%
477.99
+125.66%
-1,862.84
EBITDA
189.73
+2685.20%
6.81
-98.64%
500.96
+127.16%
-1,844.75
Normalized EBITDA
181.71
+7256.76%
2.47
-99.50%
496.90
+126.80%
-1,854.10
Reconciled Depreciation
11.57
-14.64%
13.55
-41.00%
22.98
+27.00%
18.09
EBIT
178.16
+2742.12%
-6.74
-101.41%
477.99
+125.66%
-1,862.84
Total Unusual Items
8.02
+84.62%
4.34
+6.84%
4.06
-56.53%
9.35
Total Unusual Items Excluding Goodwill
8.02
+84.62%
4.34
+6.84%
4.06
-56.53%
9.35
Net Income
367.51
+119.78%
167.22
-72.48%
607.72
+138.61%
-1,574.08
Pretax Income
360.59
+119.55%
164.24
-73.96%
630.69
+135.13%
-1,795.07
Net Non Operating Interest Income Expense
149.12
+9.61%
136.04
+66.49%
81.71
+67.92%
48.66
Net Interest Income
149.12
+9.61%
136.04
+66.49%
81.71
+67.92%
48.66
Interest Income Non Operating
149.12
+9.61%
136.04
+66.49%
81.71
+67.92%
48.66
Interest Income
149.12
+9.61%
136.04
+66.49%
81.71
+67.92%
48.66
Other Income Expense
33.31
-4.66%
34.94
-50.78%
70.99
+271.44%
19.11
Other Non Operating Income Expenses
25.30
-17.33%
30.60
-54.28%
66.93
+585.47%
9.76
Gain On Sale Of Security
8.02
+84.62%
4.34
+6.84%
4.06
-56.53%
9.35
Tax Provision
9.71
+1649.01%
0.56
-97.58%
22.98
+110.40%
-220.99
Tax Rate For Calcs
0.00
+696.69%
0.00
-90.72%
0.00
-70.41%
0.00
Tax Effect Of Unusual Items
0.22
+1370.70%
0.01
-90.09%
0.15
-87.14%
1.15
Net Income Including Noncontrolling Interests
350.88
+114.36%
163.69
-73.07%
607.72
+138.61%
-1,574.08
Net Income From Continuing Operation Net Minority Interest
367.51
+119.78%
167.22
-72.48%
607.72
+138.61%
-1,574.08
Net Income From Continuing And Discontinued Operation
367.51
+119.78%
167.22
-72.48%
607.72
+138.61%
-1,574.08
Net Income Continuous Operations
350.88
+114.36%
163.69
-73.07%
607.72
+138.61%
-1,574.08
Minority Interests
16.63
+370.22%
3.54
0.00
0.00
Normalized Income
359.71
+120.82%
162.89
-73.02%
603.80
+138.16%
-1,582.28
Net Income Common Stockholders
367.51
+119.78%
167.22
-72.48%
607.72
+135.20%
-1,726.37
Otherunder Preferred Stock Dividend
—
0.00
0.00
-100.00%
152.29
Diluted EPS
1.00
+150.00%
0.40
-73.33%
1.50
—
Basic EPS
1.00
+150.00%
0.40
-73.33%
1.50
—
Basic Average Shares
365.05
-3.16%
376.97
-3.87%
392.14
—
Diluted Average Shares
371.98
-4.15%
388.09
-3.52%
402.25
—
Diluted NI Availto Com Stockholders
367.51
+119.78%
167.22
-72.48%
607.72
+135.20%
-1,726.37
Earnings From Equity Interest Net Of Tax
—
—
0.00
0.00
Line Item Trend 2024-12-31 2023-12-31
Total Assets
6,453.66
+4.96%
6,148.66
Current Assets
4,638.07
-14.53%
5,426.44
Cash Cash Equivalents And Short Term Investments
2,598.94
-23.41%
3,393.43
Cash And Cash Equivalents
986.32
+148.50%
396.90
Other Short Term Investments
1,612.62
-46.18%
2,996.53
Receivables
1,401.60
+5.58%
1,327.47
Accounts Receivable
716.21
+3.33%
693.11
Gross Accounts Receivable
744.98
+4.58%
712.37
Allowance For Doubtful Accounts Receivable
-28.77
-49.36%
-19.26
Receivables Adjustments Allowances
-54.65
+0.59%
-54.98
Other Receivables
719.28
+6.61%
674.66
Taxes Receivable
20.51
+40.39%
14.61
Prepaid Assets
116.94
-8.94%
128.43
Restricted Cash
520.59
-9.80%
577.12
Other Current Assets
—
189.85
Total Non Current Assets
1,815.60
+151.39%
722.22
Net PPE
286.90
+206.09%
93.73
Gross PPE
360.85
+126.28%
159.47
Accumulated Depreciation
-73.95
-12.49%
-65.74
Properties
0.00
0.00
Buildings And Improvements
212.80
0.00
Machinery Furniture Equipment
54.91
-1.78%
55.91
Other Properties
46.87
-21.69%
59.85
Leases
46.26
+5.83%
43.71
Goodwill And Other Intangible Assets
233.76
-9.45%
258.16
Goodwill
80.75
+0.00%
80.75
Other Intangible Assets
153.01
-13.75%
177.41
Investments And Advances
1,114.16
+426.15%
211.76
Non Current Accounts Receivable
153.75
+14.41%
134.38
Non Current Deferred Assets
27.03
+11.73%
24.19
Non Current Deferred Taxes Assets
27.03
+11.73%
24.19
Total Liabilities Net Minority Interest
1,580.10
+7.47%
1,470.21
Current Liabilities
1,484.94
+8.42%
1,369.61
Payables And Accrued Expenses
1,143.58
+2.71%
1,113.40
Payables
950.68
-3.12%
981.31
Accounts Payable
537.34
-9.23%
591.95
Other Payable
390.86
+8.06%
361.72
Current Accrued Expenses
192.90
+46.04%
132.09
Pensionand Other Post Retirement Benefit Plans Current
—
—
Total Tax Payable
11.86
-34.56%
18.12
Current Debt And Capital Lease Obligation
232.95
+36.65%
170.47
Current Debt
198.37
+44.21%
137.56
Other Current Borrowings
198.37
+44.21%
137.56
Current Capital Lease Obligation
34.57
+5.06%
32.91
Current Deferred Liabilities
—
—
Current Deferred Revenue
—
—
Other Current Liabilities
108.41
+26.43%
85.75
Total Non Current Liabilities Net Minority Interest
95.16
-5.41%
100.60
Long Term Debt And Capital Lease Obligation
10.97
-59.80%
27.29
Long Term Capital Lease Obligation
10.97
-59.80%
27.29
Non Current Deferred Liabilities
84.19
+14.84%
73.31
Non Current Deferred Taxes Liabilities
84.19
+14.84%
73.31
Stockholders Equity
4,797.44
+4.62%
4,585.69
Common Stock Equity
4,797.44
+4.62%
4,585.69
Capital Stock
0.14
+0.00%
0.14
Common Stock
0.14
+0.00%
0.14
Preferred Stock
—
—
Share Issued
4,084.16
+0.00%
4,084.16
Ordinary Shares Number
3,624.77
-2.08%
3,701.62
Treasury Shares Number
459.39
+20.09%
382.54
Additional Paid In Capital
6,832.21
-2.44%
7,003.42
Retained Earnings
-2,194.45
+14.34%
-2,561.96
Gains Losses Not Affecting Retained Earnings
159.55
+10.72%
144.11
Treasury Stock
0.01
+25.00%
0.01
Minority Interest
76.13
-17.92%
92.76
Other Equity Adjustments
159.55
+10.72%
144.11
Total Equity Gross Minority Interest
4,873.57
+4.17%
4,678.45
Total Capitalization
4,797.44
+4.62%
4,585.69
Working Capital
3,153.13
-22.28%
4,056.83
Invested Capital
4,995.81
+5.77%
4,723.25
Total Debt
243.92
+23.34%
197.76
Capital Lease Obligations
45.54
-24.35%
60.20
Net Tangible Assets
4,563.67
+5.46%
4,327.54
Tangible Book Value
4,563.67
+5.46%
4,327.54
Duefrom Related Parties Current
0.26
+295.38%
0.07
Dueto Related Parties Current
10.62
+11.64%
9.51
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow
437.25
+7.56%
406.52
-46.91%
765.71
+169.82%
-1,096.65
Cash Flow From Continuing Operating Activities
437.25
+7.56%
406.52
-46.91%
765.71
+169.82%
-1,096.65
Net Income From Continuing Operations
350.88
+114.36%
163.69
-73.07%
607.72
+138.61%
-1,574.08
Depreciation Amortization Depletion
11.57
-14.64%
13.55
-41.00%
22.98
+27.00%
18.09
Depreciation
11.44
-14.72%
13.42
-41.25%
22.84
+27.54%
17.91
Amortization Cash Flow
0.13
-7.25%
0.14
-0.72%
0.14
-25.27%
0.19
Depreciation And Amortization
11.57
-14.64%
13.55
-41.00%
22.98
+27.00%
18.09
Amortization Of Intangibles
0.13
-7.25%
0.14
-0.72%
0.14
-25.27%
0.19
Other Non Cash Items
-16.64
+16.11%
-19.84
-412.45%
-3.87
—
Stock Based Compensation
86.87
-35.11%
133.87
+19.50%
112.03
-50.47%
226.16
Provisionand Write Offof Assets
12.62
+31.01%
9.63
-59.00%
23.50
0.00
Asset Impairment Charge
24.27
+676.82%
3.12
+739.78%
0.37
-99.08%
40.50
Operating Gains Losses
-7.35
-1099.67%
-0.61
+77.18%
-2.69
-435.75%
0.80
Net Foreign Currency Exchange Gain Loss
-8.02
-84.62%
-4.34
-6.84%
-4.06
—
Gain Loss On Sale Of PPE
0.66
-57.56%
1.56
+13.21%
1.38
+151.46%
0.55
Change In Working Capital
-24.97
-124.22%
103.10
+1718.07%
5.67
-97.04%
191.87
Change In Receivables
-101.29
-27.20%
-79.63
-2558.66%
-3.00
-101.98%
151.00
Changes In Account Receivables
-35.13
-273.45%
20.25
+147.30%
-42.82
+58.85%
-104.05
Change In Prepaid Assets
16.16
-89.22%
149.94
+76.20%
85.10
-66.60%
254.81
Change In Payables And Accrued Expense
53.26
+67.74%
31.75
+138.10%
-83.34
-424.58%
25.68
Change In Accrued Expense
107.87
+347.73%
-43.54
-151.21%
85.02
+263.43%
-52.02
Change In Payable
-54.61
-172.53%
75.29
+144.72%
-168.37
-316.68%
77.70
Change In Account Payable
-54.61
-172.53%
75.29
+144.72%
-168.37
-316.68%
77.70
Change In Other Working Capital
8.96
+330.02%
-3.89
-130.38%
12.82
+105.44%
-235.75
Change In Other Current Assets
3.46
+109.43%
-36.72
-228.31%
28.61
+1674.02%
1.61
Change In Other Current Liabilities
-5.52
-113.26%
41.65
+220.63%
-34.52
-530.25%
-5.48
Investing Cash Flow
291.64
+124.86%
-1,172.96
-738.91%
-139.82
+83.49%
-846.90
Cash Flow From Continuing Investing Activities
291.64
+124.86%
-1,172.96
-738.91%
-139.82
+83.49%
-846.90
Net PPE Purchase And Sale
-218.25
-1541.60%
-13.29
-21.06%
-10.98
+69.18%
-35.63
Purchase Of PPE
-218.41
-1515.26%
-13.52
-13.78%
-11.88
+66.67%
-35.66
Sale Of PPE
0.16
-27.75%
0.23
-74.83%
0.90
+3240.74%
0.03
Capital Expenditure
-218.41
-1515.26%
-13.52
-13.78%
-11.88
+67.42%
-36.48
Net Investment Purchase And Sale
509.89
+152.98%
-962.47
-647.04%
-128.84
+84.12%
-811.22
Purchase Of Investment
-7,454.02
+36.00%
-11,646.38
+32.10%
-17,152.81
-31.29%
-13,064.54
Sale Of Investment
7,963.91
-25.46%
10,683.92
-37.24%
17,023.97
+38.93%
12,253.33
Net Business Purchase And Sale
0.00
+100.00%
-197.20
0.00
-100.00%
0.77
Purchase Of Business
0.00
+100.00%
-197.20
0.00
0.00
Gain Loss On Sale Of Business
0.00
-100.00%
2.17
0.00
-100.00%
0.25
Net Intangibles Purchase And Sale
—
0.00
0.00
+100.00%
-0.82
Purchase Of Intangibles
—
0.00
0.00
+100.00%
-0.82
Financing Cash Flow
-198.58
+47.36%
-377.24
-556.56%
-57.46
-102.71%
2,119.67
Cash Flow From Continuing Financing Activities
-198.58
+47.36%
-377.24
-556.56%
-57.46
-102.71%
2,119.67
Net Issuance Payments Of Debt
59.85
-56.34%
137.08
+83683.54%
-0.16
+14.58%
-0.19
Issuance Of Debt
246.94
+47.70%
167.20
0.00
0.00
Repayment Of Debt
-187.10
-521.19%
-30.12
-18265.24%
-0.16
+14.58%
-0.19
Long Term Debt Payments
0.00
+100.00%
-0.02
+88.41%
-0.16
+14.58%
-0.19
Net Long Term Debt Issuance
0.00
+100.00%
-0.02
+88.41%
-0.16
+14.58%
-0.19
Short Term Debt Issuance
246.94
+47.70%
167.20
0.00
0.00
Short Term Debt Payments
-187.10
-521.58%
-30.10
0.00
0.00
Net Short Term Debt Issuance
59.85
-56.35%
137.10
0.00
0.00
Net Common Stock Issuance
-106.98
+79.66%
-526.02
-684.85%
-67.02
-103.17%
2,116.89
Common Stock Payments
-106.98
+79.66%
-526.02
-684.85%
-67.02
-305.06%
-16.55
Common Stock Dividend Paid
-158.67
0.00
0.00
—
Cash Dividends Paid
-158.67
0.00
0.00
—
Repurchase Of Capital Stock
-106.98
+79.66%
-526.02
-684.85%
-67.02
-305.06%
-16.55
Proceeds From Stock Option Exercised
7.22
-38.30%
11.71
+20.36%
9.73
+227.47%
2.97
Changes In Cash
530.31
+146.37%
-1,143.68
-301.20%
568.43
+222.75%
176.12
Effect Of Exchange Rate Changes
2.58
-90.15%
26.17
-30.62%
37.72
+367.80%
-14.09
Beginning Cash Position
974.03
-53.43%
2,091.53
+40.81%
1,485.38
+12.24%
1,323.35
End Cash Position
1,506.91
+54.71%
974.03
-53.43%
2,091.53
+40.81%
1,485.38
Free Cash Flow
218.84
-44.32%
392.99
-47.87%
753.82
+166.53%
-1,133.13
Interest Paid Supplemental Data
1.88
+697.46%
0.24
0.00
0.00
Income Tax Paid Supplemental Data
1.99
+55.58%
1.28
-24.69%
1.70
-32.82%
2.53
Common Stock Issuance
—
0.00
0.00
-100.00%
2,133.44
Earnings Losses From Equity Investments
—
—
0.00
0.00
Issuance Of Capital Stock
—
0.00
0.00
-100.00%
2,133.44
Net Preferred Stock Issuance
—
—
0.00
0.00
Preferred Stock Issuance
—
—
0.00
0.00
Sale Of Business
—
—
0.00
-100.00%
0.77
SEC Filings

No SEC filings found for this symbol (may be non-US or ticker not in SEC index).

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