Symbols / XBP Stock $2.41 -2.43% XBP Global Holdings, Inc.

Technology • Software - Infrastructure • United States • NCM
XBP (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Technology
Industry Software - Infrastructure
CEO Mr. Andrej Jonovic
Exch · Country NCM · United States
Market Cap 28.36M
Enterprise Value 416.11M
Income -351.12M
Sales 791.04M
FCF (ttm) -171.46M
Book/sh 7.43
Cash/sh 3.40
Employees 10,600
Insider 10d —
IPO May 05, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E 1.11
PEG —
P/S 0.04
P/B 0.32
P/C —
EV/EBITDA 7.41
EV/Sales 0.53
Quick Ratio 0.53
Current Ratio 0.74
Debt/Eq 493.70
LT Debt/Eq —
EPS (ttm) -2.90
EPS next Y 2.17
EPS Growth —
Revenue Growth -0.80%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2026-05-14
Earnings (prior) 2026-05-14
ROA 0.74%
ROE —
ROIC —
Gross Margin 21.70%
Oper. Margin -2.61%
Profit Margin 139.50%
Shs Outstand 11.77M
Shs Float 3.55M
Insider Own 28.85%
Instit Own 62.83%
Short Float 0.31%
Short Ratio 0.76
Short Interest 12.66K
52W High 25.60
vs 52W High -90.59%
52W Low 2.00
vs 52W Low 20.50%
Beta -0.40
Impl. Vol. —
Rel Volume 0.96
Avg Volume 13.89K
Volume 13.33K
Target (mean) $5.00
Tgt Median $5.00
Tgt Low $5.00
Tgt High $5.00
# Analysts 1
Recom Strong_buy
Prev Close $2.47
Price $2.41
Change -2.43%
About

XBP Global Holdings, Inc. operates as a technology and services company in the United States, Europe, the Middle East, Africa, and internationally. The company operates through two segments, Applied Workflow Automation and Technology. The Applied Workflow Automation segment provides services powered by AI-enabled workflows for clients' systems. Its services include payment processing, data capture, analysis, decisioning, distribution, and transformation across industries and the public and private sectors primarily in the Americas and Europe, and Asia. This segment serves banks, payers and providers, and utilities, as well as government entities. The Technology segment focuses on the sale of software licenses; and provision of software maintenance and professional services, as well as hardware solutions and maintenance. It offers a suite of products with primary focus on workflows leveraging AI. This segment also offers industry specific platforms for the banking and healthcare industries. It also offers Finance and Accounting Solutions, such as XBP platform for exchange bills and payments, and request to pay solutions; enterprise information management; agentic AI-enabled robotic process automation; digital mailroom solutions; and digital mailroom solutions, including enterprise class, interdepartmental class, and case-management automation platforms. The company was formerly known as XBP Europe Holdings, Inc. and changed its name to XBP Global Holdings, Inc. in July 2025. XBP Global Holdings, Inc. is headquartered in Irving, Texas.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$5.00
Mean price target
2. Current target
$2.41
Latest analyst target
3. DCF / Fair value
$-262.26
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$2.41
Low
$5.00
High
$5.00
Mean
$5.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-15 reit Cantor Fitzgerald Overweight → Overweight $5
2026-04-15 init Cantor Fitzgerald — → Overweight $5
News
RSS: Latest XBP news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-30 ROBU VITALIE President — 12,500 $0.00 $0
2026-04-30 AVRAMOVIC DEJAN Chief Financial Officer — 32,500 $0.00 $0
2026-04-30 JONOVIC ANDREJ Chief Executive Officer — 50,000 $0.00 $0
2025-10-06 LUTNICK HOWARD W Beneficial Owner of more than 10% of a Class of Security — 6,064,404 — —
2025-09-24 CHADHA PARVINDER S Director — 53,763 — —
2025-09-24 SRIVASTAVA SANJAY Director — 40,323 — —
2025-09-09 PAOLILLO REGINA MARIE CPA Director — 205,858 — —
2025-09-09 PRYOR ROBERT Director — 205,858 — —
2025-09-09 REYNOLDS JAMES G. Director — 205,858 — —
2025-09-09 CHADHA PARVINDER S Director — 205,858 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Revenue
872.69
+462.38%
155.18
-14.03%
180.49
-12.36%
205.95
Operating Revenue
872.69
+462.38%
155.18
-14.03%
180.49
-12.36%
205.95
Cost Of Revenue
683.92
+493.12%
115.31
-15.70%
136.79
-17.11%
165.02
Reconciled Cost Of Revenue
683.92
+497.82%
114.40
-16.36%
136.78
-17.24%
165.28
Gross Profit
188.77
+373.49%
39.87
-8.78%
43.70
+6.79%
40.93
Operating Expense
185.72
+379.27%
38.75
-13.60%
44.85
-1.58%
45.57
Selling General And Administration
124.44
+299.19%
31.17
-3.04%
32.15
+5.08%
30.60
Selling And Marketing Expense
124.44
+299.19%
31.17
-5.41%
32.96
+10.72%
29.76
General And Administrative Expense
—
-0.93
-15.55%
-0.80
-196.40%
0.83
Salaries And Wages
—
-0.93
-15.55%
-0.80
-196.40%
0.83
Other Operating Expenses
10.97
+136.80%
4.63
-44.24%
8.31
-15.27%
9.81
Total Expenses
869.64
+464.48%
154.06
-15.18%
181.64
-13.75%
210.59
Operating Income
3.05
+172.87%
1.12
+197.47%
-1.15
+75.32%
-4.64
Total Operating Income As Reported
-105.44
-9539.66%
1.12
+157.28%
-1.95
+48.81%
-3.81
EBITDA
-52.90
-997.29%
5.89
+182.06%
2.09
+215.73%
-1.81
Normalized EBITDA
55.96
+848.91%
5.90
+80.12%
3.27
+608.39%
-0.64
Reconciled Depreciation
50.31
+1206.34%
3.85
-12.38%
4.39
-10.38%
4.90
EBIT
-103.20
-5149.02%
2.04
+188.68%
-2.31
+66.94%
-6.97
Total Unusual Items
-108.85
-5442500.00%
-0.00
+99.83%
-1.18
-1.89%
-1.16
Total Unusual Items Excluding Goodwill
-108.85
-5442500.00%
-0.00
+99.83%
-1.18
-1.89%
-1.16
Special Income Charges
-108.85
—
—
—
Other Special Charges
0.36
—
—
—
Impairment Of Capital Assets
108.49
—
—
—
Restructuring And Mergern Acquisition
0.00
—
—
—
Net Income
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Pretax Income
-205.14
-4034.24%
-4.96
+7.55%
-5.37
+45.28%
-9.81
Net Non Operating Interest Income Expense
-101.94
-1355.02%
-7.01
-130.69%
-3.04
-12.69%
-2.69
Interest Expense Non Operating
101.94
+1355.02%
7.01
+128.80%
3.06
+7.97%
2.84
Net Interest Income
-101.94
-1355.02%
-7.01
-130.69%
-3.04
-12.69%
-2.69
Interest Expense
101.94
+1355.02%
7.01
+128.80%
3.06
+7.97%
2.84
Interest Income Non Operating
—
—
0.03
-82.27%
0.14
Interest Income
—
—
0.03
-82.27%
0.14
Other Income Expense
-106.25
-11561.70%
0.93
+178.29%
-1.18
+52.06%
-2.47
Other Non Operating Income Expenses
2.60
+180.09%
0.93
—
-1.31
Gain On Sale Of Security
-2.48
-123750.00%
-0.00
+99.83%
-1.18
-1.89%
-1.16
Tax Provision
10.01
+1551.65%
0.61
-76.35%
2.56
-12.26%
2.92
Tax Rate For Calcs
0.00
+0.00%
0.00
+0.00%
0.00
-22.22%
0.00
Tax Effect Of Unusual Items
-22.86
-5442500.00%
-0.00
+99.83%
-0.25
+20.75%
-0.31
Net Income Including Noncontrolling Interests
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Net Income From Continuing Operation Net Minority Interest
-215.15
-3764.04%
-5.57
+29.78%
-7.93
+37.70%
-12.73
Net Income From Continuing And Discontinued Operation
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Net Income Continuous Operations
-215.15
-3764.04%
-5.57
+29.78%
-7.93
+37.70%
-12.73
Net Income Discontinuous Operations
-5.83
-6.46%
-5.48
—
—
Normalized Income
-129.16
-2220.29%
-5.57
+20.41%
-6.99
+41.13%
-11.88
Net Income Common Stockholders
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Diluted EPS
-71.32
-1355.55%
-4.90
-86.42%
-2.63
+37.70%
-4.22
Basic EPS
-71.32
-1355.55%
-4.90
-86.42%
-2.63
+37.70%
-4.22
Basic Average Shares
3.02
+33.86%
2.25
-25.29%
3.02
+0.00%
3.02
Diluted Average Shares
3.02
+33.86%
2.25
-25.29%
3.02
+0.00%
3.02
Diluted NI Availto Com Stockholders
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Depreciation Amortization Depletion Income Statement
50.31
+1608.80%
2.94
-32.94%
4.39
-15.02%
5.17
Depreciation And Amortization In Income Statement
50.31
+1608.80%
2.94
-32.94%
4.39
-15.02%
5.17
Line Item Trend 2023-12-31
Total Assets
102.74
Current Assets
49.87
Cash Cash Equivalents And Short Term Investments
6.54
Cash And Cash Equivalents
6.54
Receivables
31.84
Accounts Receivable
20.58
Gross Accounts Receivable
20.89
Allowance For Doubtful Accounts Receivable
-1.27
Receivables Adjustments Allowances
-1.18
Other Receivables
12.44
Inventory
4.04
Raw Materials
—
Work In Process
—
Finished Goods
4.04
Prepaid Assets
4.95
Current Deferred Assets
0.00
Restricted Cash
—
Assets Held For Sale Current
2.50
Other Current Assets
—
Total Non Current Assets
52.87
Net PPE
18.02
Gross PPE
57.89
Accumulated Depreciation
-39.88
Properties
0.00
Land And Improvements
—
Buildings And Improvements
9.12
Machinery Furniture Equipment
41.12
Other Properties
6.97
Leases
0.69
Goodwill And Other Intangible Assets
24.32
Goodwill
22.82
Other Intangible Assets
1.50
Non Current Deferred Assets
6.81
Non Current Deferred Taxes Assets
6.81
Other Non Current Assets
3.72
Total Liabilities Net Minority Interest
115.31
Current Liabilities
82.07
Payables And Accrued Expenses
46.45
Payables
32.19
Accounts Payable
13.28
Current Accrued Expenses
14.26
Employee Benefits
12.21
Pensionand Other Post Retirement Benefit Plans Current
19.96
Total Tax Payable
5.89
Income Tax Payable
—
Current Debt And Capital Lease Obligation
5.52
Current Debt
3.86
Other Current Borrowings
3.86
Current Capital Lease Obligation
1.65
Current Deferred Liabilities
6.33
Current Deferred Revenue
6.33
Other Current Liabilities
3.82
Total Non Current Liabilities Net Minority Interest
33.24
Liabilities Heldfor Sale Non Current
1.28
Long Term Debt And Capital Lease Obligation
18.11
Long Term Debt
14.30
Long Term Capital Lease Obligation
3.81
Non Current Pension And Other Postretirement Benefit Plans
12.21
Tradeand Other Payables Non Current
—
Non Current Deferred Liabilities
—
Non Current Deferred Revenue
—
Non Current Deferred Taxes Liabilities
—
Other Non Current Liabilities
1.64
Stockholders Equity
-12.57
Common Stock Equity
-12.57
Capital Stock
0.03
Common Stock
0.03
Preferred Stock
0.00
Share Issued
3.02
Ordinary Shares Number
3.02
Treasury Shares Number
0.00
Additional Paid In Capital
0.00
Retained Earnings
-11.34
Gains Losses Not Affecting Retained Earnings
-1.26
Other Equity Adjustments
—
Total Equity Gross Minority Interest
-12.57
Total Capitalization
1.74
Working Capital
-32.20
Invested Capital
5.60
Total Debt
23.63
Net Debt
11.63
Capital Lease Obligations
5.46
Net Tangible Assets
-36.89
Tangible Book Value
-36.89
Derivative Product Liabilities
—
Duefrom Related Parties Current
—
Dueto Related Parties Current
13.01
Foreign Currency Translation Adjustments
-1.42
Interest Payable
—
Inventories Adjustments Allowances
—
Minimum Pension Liabilities
0.16
Non Current Accrued Expenses
—
Notes Receivable
0.00
Other Equity Interest
—
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow
23.27
+1615.77%
-1.53
-115.52%
9.89
+425.65%
-3.04
Cash Flow From Continuing Operating Activities
23.27
+1615.77%
-1.53
-115.52%
9.89
+425.65%
-3.04
Net Income From Continuing Operations
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Depreciation Amortization Depletion
50.31
+1206.34%
3.85
-12.38%
4.39
-10.38%
4.90
Depreciation
50.31
+1351.02%
3.47
-8.26%
3.78
-9.14%
4.16
Amortization Cash Flow
0.00
-100.00%
0.38
-37.66%
0.62
-17.32%
0.74
Depreciation And Amortization
50.31
+1206.34%
3.85
-12.38%
4.39
-10.38%
4.90
Amortization Of Intangibles
0.00
-100.00%
0.38
-37.66%
0.62
-17.32%
0.74
Other Non Cash Items
15.91
—
—
—
Stock Based Compensation
1.60
0.00
—
—
Provisionand Write Offof Assets
18.09
+5175.22%
0.34
+89.50%
0.18
-16.20%
0.22
Asset Impairment Charge
108.49
0.00
—
—
Deferred Tax
0.94
+322.51%
-0.42
-125.30%
1.67
-44.46%
3.00
Deferred Income Tax
0.94
+322.51%
-0.42
-125.30%
1.67
-44.46%
3.00
Operating Gains Losses
-0.46
+62.08%
-1.21
-174.33%
1.63
-11.88%
1.85
Gain Loss On Investment Securities
-0.04
+92.80%
-0.60
—
—
Net Foreign Currency Exchange Gain Loss
-0.36
+40.91%
-0.62
-139.74%
1.55
-38.32%
2.51
Gain Loss On Sale Of PPE
—
0.00
0.00
+100.00%
-2.23
Change In Working Capital
43.53
+526.12%
6.95
-30.07%
9.94
+3601.06%
-0.28
Change In Receivables
6.08
+1.44%
5.99
+277.80%
-3.37
-190.88%
3.71
Changes In Account Receivables
6.08
+1.44%
5.99
+277.80%
-3.37
-190.88%
3.71
Change In Inventory
0.24
+513.79%
-0.06
+91.57%
-0.69
-173.27%
0.94
Change In Prepaid Assets
2.40
+12.91%
2.12
-50.08%
4.25
-33.69%
6.41
Change In Payables And Accrued Expense
35.45
+5718.23%
-0.63
-106.20%
10.18
+181.17%
-12.54
Change In Accrued Expense
-4.85
-284.40%
2.63
+134.02%
-7.73
+67.76%
-23.96
Change In Payable
35.45
+1187.45%
-3.26
-118.21%
17.91
+56.78%
11.42
Change In Account Payable
33.10
+1469.34%
-2.42
-163.04%
3.83
+143.74%
1.57
Change In Other Working Capital
-0.39
+17.20%
-0.47
-8.78%
-0.43
-136.14%
1.20
Investing Cash Flow
-6.49
-143.09%
-2.67
+58.07%
-6.37
-652.12%
1.15
Cash Flow From Continuing Investing Activities
-6.49
-143.09%
-2.67
+58.07%
-6.37
-652.12%
1.15
Net PPE Purchase And Sale
-6.29
-170.13%
-2.33
+63.40%
-6.37
-652.12%
1.15
Purchase Of PPE
-6.29
-170.13%
-2.33
+63.40%
-6.37
-232.43%
-1.92
Sale Of PPE
—
—
0.00
-100.00%
3.07
Capital Expenditure
-9.45
-305.75%
-2.33
+63.40%
-6.37
-232.43%
-1.92
Net Business Purchase And Sale
0.00
—
—
—
Net Intangibles Purchase And Sale
-3.16
0.00
—
—
Purchase Of Intangibles
-3.16
0.00
—
—
Net Other Investing Changes
2.97
+974.93%
-0.34
—
—
Financing Cash Flow
-2.76
-803.61%
-0.30
+77.05%
-1.33
+71.25%
-4.62
Cash Flow From Continuing Financing Activities
-2.76
-803.61%
-0.30
+77.07%
-1.33
+71.23%
-4.62
Net Issuance Payments Of Debt
-2.22
+59.66%
-5.51
-314.29%
-1.33
+71.23%
-4.62
Issuance Of Debt
74.10
-15.66%
87.86
-29.61%
124.81
-13.46%
144.22
Repayment Of Debt
-76.32
+18.26%
-93.37
+25.98%
-126.14
+15.25%
-148.84
Long Term Debt Issuance
74.10
-15.66%
87.86
-29.61%
124.81
-13.46%
144.22
Long Term Debt Payments
-76.32
+18.26%
-93.37
+25.98%
-126.14
+15.25%
-148.84
Net Long Term Debt Issuance
-2.22
+59.66%
-5.51
-314.29%
-1.33
+71.23%
-4.62
Net Other Financing Charges
-0.53
-110.24%
5.21
+520400.00%
0.00
—
Changes In Cash
14.02
+411.00%
-4.51
-305.52%
2.19
+133.72%
-6.51
Effect Of Exchange Rate Changes
-3.45
-187.57%
3.94
+66.36%
2.37
+1327.11%
0.17
Beginning Cash Position
53.49
+615.84%
7.47
+156.80%
2.91
-68.54%
9.25
End Cash Position
64.07
+827.83%
6.91
-7.60%
7.47
+156.80%
2.91
Free Cash Flow
13.81
+457.39%
-3.87
-209.68%
3.52
+171.16%
-4.95
Interest Paid Supplemental Data
74.82
+4061.29%
1.80
-40.62%
3.03
+4.09%
2.91
Income Tax Paid Supplemental Data
3.59
+239.00%
1.06
-17.78%
1.29
—
Sale Of Business
0.00
—
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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