Symbols / YRD Stock $1.98 +0.00% Yiren Digital Ltd.

Financial Services • Credit Services • China • NYQ
YRD (Stock) Chart
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Stock Fundamentals
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Index —
Sector Financial Services
Industry Credit Services
CEO —
Exch · Country NYQ · China
Market Cap 172.35M
Enterprise Value —
Income —
Sales —
FCF (ttm) —
Book/sh —
Cash/sh —
Employees —
Insider 10d —
IPO —
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout —
P/E 21.89
Forward P/E —
PEG —
P/S —
P/B —
P/C —
EV/EBITDA —
EV/Sales —
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) —
EPS next Y —
EPS Growth —
Revenue Growth —
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA —
ROE —
ROIC —
Gross Margin —
Oper. Margin —
Profit Margin —
Shs Outstand —
Shs Float —
Insider Own —
Instit Own —
Short Float —
Short Ratio —
Short Interest —
52W High —
vs 52W High —
52W Low —
vs 52W Low —
Beta —
Impl. Vol. —
Rel Volume —
Avg Volume —
Volume —
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom —
Prev Close $1.98
Price $1.98
Change 0.00%
About

No company description available for this symbol.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
—
Latest analyst target
3. DCF / Fair value
—
Simplified FCF or EPS-based estimate
Ratings
Current target
—
Low
—
High
—
Mean
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News
RSS: Latest YRD news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
5,719.22
-1.49%
5,805.90
+18.59%
4,895.63
+42.54%
3,434.62
Operating Revenue
5,717.34
-1.40%
5,798.56
+18.85%
4,878.94
+68.73%
2,891.50
Cost Of Revenue
786.39
-10.94%
882.96
-9.55%
976.17
+25.66%
776.84
Reconciled Cost Of Revenue
786.39
-10.94%
882.96
-9.55%
976.17
+25.66%
776.84
Gross Profit
4,932.83
+0.20%
4,922.94
+25.60%
3,919.46
+47.47%
2,657.78
Operating Expense
5,154.59
+57.35%
3,275.88
+147.30%
1,324.68
+11.70%
1,185.91
Research And Development
406.57
-1.29%
411.88
+176.88%
148.75
-2.09%
151.92
Selling General And Administration
1,482.03
+0.74%
1,471.10
+65.71%
887.74
+4.96%
845.77
Selling And Marketing Expense
1,159.93
-3.05%
1,196.43
+82.21%
656.60
+14.40%
573.97
General And Administrative Expense
322.09
+17.26%
274.67
+18.84%
231.13
-14.96%
271.79
Other Gand A
322.09
+17.26%
274.67
+18.84%
231.13
-14.96%
271.79
Other Operating Expenses
2,366.34
+172.22%
869.28
+3115.39%
27.04
+25.74%
21.50
Total Expenses
5,940.98
+42.85%
4,158.84
+80.75%
2,300.85
+17.23%
1,962.76
Operating Income
-221.76
-113.46%
1,647.06
-36.52%
2,594.78
+76.29%
1,471.86
EBITDA
-191.17
-111.41%
1,675.35
-36.06%
2,620.22
+71.85%
1,524.69
Normalized EBITDA
-267.96
-117.38%
1,541.48
-41.86%
2,651.53
+76.09%
1,505.80
Reconciled Depreciation
30.59
+8.15%
28.29
+11.19%
25.44
-51.84%
52.83
EBIT
-221.76
-113.46%
1,647.06
-36.52%
2,594.78
+76.29%
1,471.86
Total Unusual Items
76.80
-42.64%
133.87
+527.59%
-31.31
-265.66%
18.90
Total Unusual Items Excluding Goodwill
76.80
-42.64%
133.87
+527.59%
-31.31
-265.66%
18.90
Special Income Charges
—
—
—
0.00
Net Income
54.53
-96.55%
1,582.30
-23.94%
2,080.20
+74.09%
1,194.87
Pretax Income
-38.02
-102.04%
1,861.92
-29.62%
2,645.36
+76.90%
1,495.38
Net Non Operating Interest Income Expense
78.72
-0.52%
79.14
+27.87%
61.89
+335.29%
-26.30
Net Interest Income
78.72
-0.52%
79.14
+27.87%
61.89
+335.29%
-26.30
Interest Income Non Operating
78.72
-0.52%
79.14
+27.87%
61.89
—
Interest Income
78.72
-0.52%
79.14
+27.87%
61.89
—
Other Income Expense
105.02
-22.62%
135.72
+1300.11%
-11.31
-122.70%
49.82
Other Non Operating Income Expenses
28.22
+1427.22%
1.85
-90.76%
20.00
-35.32%
30.92
Gain On Sale Of Security
76.80
-42.64%
133.87
+527.59%
-31.31
-265.66%
18.90
Tax Provision
-97.11
-134.78%
279.18
-50.60%
565.16
+88.07%
300.51
Tax Rate For Calcs
0.00
+66.73%
0.00
-29.82%
0.00
+6.31%
0.00
Tax Effect Of Unusual Items
19.20
-4.36%
20.07
+400.10%
-6.69
-276.11%
3.80
Net Income Including Noncontrolling Interests
54.53
-96.55%
1,582.30
-23.94%
2,080.20
+74.09%
1,194.87
Net Income From Continuing Operation Net Minority Interest
54.53
-96.55%
1,582.30
-23.94%
2,080.20
+74.09%
1,194.87
Net Income From Continuing And Discontinued Operation
54.53
-96.55%
1,582.30
-23.94%
2,080.20
+74.09%
1,194.87
Net Income Continuous Operations
54.53
-96.55%
1,582.30
-23.94%
2,080.20
+74.09%
1,194.87
Normalized Income
-3.07
-100.21%
1,468.50
-30.23%
2,104.82
+78.41%
1,179.77
Net Income Common Stockholders
54.53
-96.55%
1,582.30
-23.94%
2,080.20
+74.09%
1,194.87
Diluted EPS
0.62
-96.55%
18.11
-22.20%
23.28
+70.88%
13.63
Basic EPS
0.63
-96.56%
18.27
-22.40%
23.54
+72.07%
13.68
Basic Average Shares
86.79
+0.18%
86.63
-1.98%
88.37
+1.18%
87.35
Diluted Average Shares
87.34
-0.02%
87.36
-2.23%
89.34
+1.88%
87.70
Diluted NI Availto Com Stockholders
54.53
-96.55%
1,582.30
-23.94%
2,080.20
+74.09%
1,194.87
Earnings From Equity Interest
—
—
—
18.90
Earnings From Equity Interest Net Of Tax
-4.56
-936.36%
-0.44
0.00
0.00
Gain On Sale Of PPE
—
—
—
0.00
Provision For Doubtful Accounts
899.66
+71.81%
523.62
+100.50%
261.15
+56.64%
166.72
Total Other Finance Cost
—
-105.48
-30.62%
-80.75
-407.01%
26.30
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Assets
12,982.70
+26.33%
10,276.92
+20.39%
8,536.09
—
Current Assets
12,410.66
+23.24%
10,070.37
+21.26%
8,304.85
—
Cash Cash Equivalents And Short Term Investments
3,918.71
-37.85%
6,305.47
+20.23%
5,244.64
—
Cash And Cash Equivalents
3,841.28
-33.67%
5,791.33
+35.57%
4,271.90
—
Other Short Term Investments
77.43
-84.94%
514.14
-47.15%
972.74
—
Receivables
5,941.05
+88.46%
3,152.40
+12.44%
2,803.55
—
Accounts Receivable
566.54
+13.53%
499.03
+125.80%
221.00
—
Gross Accounts Receivable
721.47
+32.20%
545.74
+128.12%
239.24
—
Allowance For Doubtful Accounts Receivable
-154.93
-231.64%
-46.72
-156.18%
-18.23
—
Other Receivables
1,540.79
+35.10%
1,140.45
-8.96%
1,252.73
—
Accrued Interest Receivable
10.06
-32.47%
14.90
+56.29%
9.54
—
Loans Receivable
435.70
-35.72%
677.84
+1154.11%
54.05
—
Prepaid Assets
2,290.63
+563.50%
345.23
+105.67%
167.86
—
Restricted Cash
260.27
-2.62%
267.27
+200.99%
88.80
—
Total Non Current Assets
572.03
+176.95%
206.54
-10.68%
231.25
—
Net PPE
98.53
+41.66%
69.55
-15.88%
82.67
—
Gross PPE
139.85
+18.25%
118.26
-5.83%
125.59
—
Accumulated Depreciation
-41.32
+15.17%
-48.71
-13.51%
-42.91
—
Properties
0.00
0.00
0.00
—
Buildings And Improvements
38.46
+0.00%
38.46
+0.00%
38.46
—
Machinery Furniture Equipment
56.65
+8.11%
52.39
+6.85%
49.03
—
Other Properties
39.70
+69.77%
23.38
-31.04%
33.91
—
Leases
5.04
+25.48%
4.02
-3.81%
4.18
—
Goodwill And Other Intangible Assets
24.62
-34.80%
37.77
+13.53%
33.27
—
Goodwill
4.78
+0.00%
4.78
+0.00%
4.78
—
Other Intangible Assets
19.85
-39.84%
32.99
+15.80%
28.49
—
Investments And Advances
369.02
+3441.42%
10.42
+285.93%
2.70
—
Long Term Equity Investment
9.24
0.00
—
—
Non Current Accounts Receivable
1,008.92
+3.16%
978.05
+56.05%
626.74
-43.33%
1,105.90
Non Current Deferred Assets
77.76
+5.87%
73.45
-13.57%
84.97
—
Non Current Deferred Taxes Assets
77.46
+5.52%
73.41
-12.80%
84.19
—
Other Non Current Assets
2.11
-86.26%
15.36
-44.40%
27.63
—
Total Liabilities Net Minority Interest
3,440.27
+56.99%
2,191.37
-12.53%
2,505.28
—
Current Liabilities
2,135.66
+10.96%
1,924.77
+28.00%
1,503.71
—
Payables And Accrued Expenses
2,126.18
+13.66%
1,870.73
+30.08%
1,438.17
—
Payables
1,702.96
+8.61%
1,567.92
+64.60%
952.57
—
Accounts Payable
43.17
+39.69%
30.90
+118.48%
14.14
—
Other Payable
377.85
-36.11%
591.42
+299.97%
147.86
—
Current Accrued Expenses
423.22
+39.77%
302.81
-37.64%
485.60
—
Total Tax Payable
1,152.31
+23.75%
931.19
+65.45%
562.84
—
Current Deferred Liabilities
9.48
-82.46%
54.04
-17.54%
65.54
—
Current Deferred Revenue
9.48
-82.46%
54.04
-17.54%
65.54
—
Total Non Current Liabilities Net Minority Interest
1,304.61
+389.36%
266.59
-73.38%
1,001.57
—
Long Term Debt And Capital Lease Obligation
40.77
+72.38%
23.65
-97.06%
803.13
—
Long Term Debt
—
—
767.90
-25.35%
1,028.60
Long Term Capital Lease Obligation
40.77
+72.38%
23.65
-32.87%
35.23
—
Long Term Provisions
606.89
+6794.86%
8.80
—
5.73
Non Current Deferred Liabilities
41.98
-65.61%
122.08
+53.09%
79.74
—
Non Current Deferred Taxes Liabilities
41.47
-66.03%
122.08
+53.09%
79.74
—
Other Non Current Liabilities
614.98
+448.75%
112.07
-5.59%
118.70
—
Stockholders Equity
9,542.43
+18.02%
8,085.55
+34.07%
6,030.81
—
Common Stock Equity
9,542.43
+18.02%
8,085.55
+34.07%
6,030.81
—
Capital Stock
0.13
+1.54%
0.13
+0.78%
0.13
—
Common Stock
0.13
+1.54%
0.13
+0.78%
0.13
—
Share Issued
184.32
+1.22%
182.09
+0.75%
180.74
+5.51%
171.30
Ordinary Shares Number
172.61
-1.20%
174.71
-2.17%
178.58
+5.05%
170.00
Treasury Shares Number
11.71
+58.66%
7.38
+241.49%
2.16
+66.14%
1.30
Additional Paid In Capital
5,198.46
+0.53%
5,171.23
+0.20%
5,160.78
—
Retained Earnings
4,435.04
+48.56%
2,985.37
+228.47%
908.87
—
Gains Losses Not Affecting Retained Earnings
79.27
+234.90%
23.67
+204.82%
7.76
—
Treasury Stock
170.46
+79.72%
94.85
+102.96%
46.73
—
Other Equity Adjustments
79.27
+234.90%
23.67
+204.82%
7.76
—
Total Equity Gross Minority Interest
9,542.43
+18.02%
8,085.55
+34.07%
6,030.81
—
Total Capitalization
9,542.43
+18.02%
8,085.55
+18.93%
6,798.71
—
Working Capital
10,275.00
+26.14%
8,145.60
+19.77%
6,801.14
—
Invested Capital
9,542.43
+18.02%
8,085.55
+18.93%
6,798.71
—
Total Debt
40.77
+72.38%
23.65
-97.06%
803.13
—
Capital Lease Obligations
40.77
+72.38%
23.65
-32.87%
35.23
—
Net Tangible Assets
9,517.81
+18.27%
8,047.78
+34.18%
5,997.55
—
Tangible Book Value
9,517.81
+18.27%
8,047.78
+34.18%
5,997.55
—
Available For Sale Securities
353.19
—
—
—
Duefrom Related Parties Current
3,387.95
+313.07%
820.18
-35.23%
1,266.23
—
Dueto Related Parties Current
129.63
+799.33%
14.41
-93.67%
227.72
—
Held To Maturity Securities
6.59
-36.79%
10.42
+285.93%
2.70
—
Investmentin Financial Assets
359.78
+3352.75%
10.42
+285.93%
2.70
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
703.62
-50.59%
1,424.08
-34.40%
2,171.01
+17.39%
1,849.43
Cash Flow From Continuing Operating Activities
703.62
-50.59%
1,424.08
-34.40%
2,171.01
+17.39%
1,849.43
Net Income From Continuing Operations
54.53
-96.55%
1,582.30
-23.94%
2,080.20
+74.09%
1,194.87
Depreciation Amortization Depletion
30.59
+8.15%
28.29
+11.19%
25.44
-51.84%
52.83
Depreciation
30.59
+8.15%
28.29
+11.19%
25.44
-51.84%
52.83
Depreciation And Amortization
30.59
+8.15%
28.29
+11.19%
25.44
-51.84%
52.83
Other Non Cash Items
—
-0.04
—
-18.90
Stock Based Compensation
30.22
+78.52%
16.93
+150.71%
6.75
-69.50%
22.14
Provisionand Write Offof Assets
3,266.00
+134.47%
1,392.90
+383.33%
288.19
+53.11%
188.22
Operating Gains Losses
-70.01
+36.31%
-109.92
-271.92%
63.94
+563.42%
-13.80
Gain Loss On Investment Securities
-70.00
+36.31%
-109.91
-271.55%
64.07
+439.00%
-18.90
Gain Loss On Sale Of PPE
-0.01
+0.00%
-0.01
+93.23%
-0.13
-102.61%
5.10
Change In Working Capital
-2,607.71
-75.44%
-1,486.37
-406.43%
-293.50
-172.44%
405.17
Change In Receivables
-857.19
+11.94%
-973.40
-21.11%
-803.71
-279.42%
447.94
Changes In Account Receivables
-394.84
-124.69%
-175.72
+42.67%
-306.50
-546.90%
68.58
Change In Prepaid Assets
-202.23
+79.61%
-991.76
-487.79%
-168.73
-13718.08%
1.24
Change In Payables And Accrued Expense
-111.81
-164.94%
172.17
-20.57%
216.75
+83.31%
118.24
Change In Accrued Expense
-152.13
-195.14%
159.90
-20.04%
199.99
+62.38%
123.16
Change In Payable
40.32
+228.75%
12.26
-26.82%
16.76
+440.56%
-4.92
Change In Account Payable
40.32
+228.75%
12.26
-26.82%
16.76
+440.56%
-4.92
Change In Other Working Capital
-157.84
-442.87%
46.03
-91.25%
526.35
+515.25%
-126.75
Change In Other Current Liabilities
-1,278.64
-590.66%
260.60
+506.15%
-64.16
-80.75%
-35.50
Investing Cash Flow
-1,576.17
+49.37%
-3,113.11
-3211.71%
100.05
+90.35%
52.56
Cash Flow From Continuing Investing Activities
-1,576.17
+49.37%
-3,113.11
-3211.71%
100.05
+90.35%
52.56
Net PPE Purchase And Sale
-25.73
-180.37%
-9.18
-112.92%
-4.31
-39090.91%
-0.01
Purchase Of PPE
-25.74
-180.16%
-9.19
-106.77%
-4.44
-403.85%
-0.88
Sale Of PPE
0.01
-10.00%
0.01
-92.48%
0.13
-84.73%
0.87
Capital Expenditure
-25.74
-180.16%
-9.19
-106.77%
-4.44
-403.85%
-0.88
Net Investment Purchase And Sale
-536.45
+76.34%
-2,266.98
-600.74%
452.72
+156.43%
-802.22
Purchase Of Investment
-820.67
+93.61%
-12,850.84
+11.80%
-14,570.93
-545.59%
-2,257.00
Sale Of Investment
284.23
-97.31%
10,583.86
-29.55%
15,023.65
+932.71%
1,454.79
Net Business Purchase And Sale
6.41
+681.46%
0.82
+116.23%
-5.05
0.00
Purchase Of Business
-0.23
0.00
+100.00%
-5.05
0.00
Net Other Investing Changes
-1,020.39
-21.80%
-837.77
-144.02%
-343.32
-140.16%
854.78
Financing Cash Flow
662.60
+339.01%
-277.23
+51.30%
-569.28
-16.39%
-489.12
Cash Flow From Continuing Financing Activities
662.60
+339.01%
-277.23
+51.30%
-569.28
-16.39%
-489.12
Net Issuance Payments Of Debt
-348.79
-19.54%
-291.78
+69.96%
-971.16
-100.12%
-485.29
Issuance Of Debt
9.34
0.00
0.00
0.00
Repayment Of Debt
-358.13
-22.74%
-291.78
+69.96%
-971.16
-100.12%
-485.29
Long Term Debt Issuance
9.34
0.00
0.00
0.00
Long Term Debt Payments
-358.13
-22.74%
-291.78
+69.96%
-971.16
-100.12%
-485.29
Net Long Term Debt Issuance
-348.79
-19.54%
-291.78
+69.96%
-971.16
-100.12%
-485.29
Net Common Stock Issuance
-0.22
+99.71%
-75.61
-57.14%
-48.12
-1154.03%
-3.84
Common Stock Payments
-0.22
+99.71%
-75.61
-57.14%
-48.12
-1154.03%
-3.84
Cash Dividends Paid
-273.13
-123.27%
-122.33
0.00
0.00
Repurchase Of Capital Stock
-0.22
+99.71%
-75.61
-57.14%
-48.12
-1154.03%
-3.84
Net Other Financing Charges
1,284.75
+504.59%
212.50
-52.78%
450.00
—
Changes In Cash
-209.94
+89.32%
-1,966.26
-215.54%
1,701.78
+20.45%
1,412.87
Effect Of Exchange Rate Changes
-20.78
-325.60%
9.21
+337.97%
-3.87
-255.71%
2.49
Beginning Cash Position
4,101.56
-32.30%
6,058.60
+38.94%
4,360.69
+48.05%
2,945.34
End Cash Position
3,870.83
-5.63%
4,101.56
-32.30%
6,058.60
+38.94%
4,360.69
Free Cash Flow
677.88
-52.09%
1,414.89
-34.69%
2,166.57
+17.20%
1,848.55
Interest Paid Supplemental Data
0.19
0.00
-100.00%
62.53
-48.62%
121.70
Income Tax Paid Supplemental Data
264.38
+88.73%
140.09
-15.19%
165.18
+109.42%
78.87
Earnings Losses From Equity Investments
—
—
—
—
Sale Of Business
6.63
+708.90%
0.82
0.00
0.00
SEC Filings

No SEC filings found for this symbol (may be non-US or ticker not in SEC index).

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