Symbols / ZBAI Stock $8.95 +0.00% ATIF Holdings Ltd

Financial Services • Capital Markets • United States • NGM
ZBAI (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Capital Markets
CEO Dr. Kamran Khan
Exch · Country NGM · United States
Market Cap 92.30M
Enterprise Value 3.03M
Income -4.60M
Sales 1.20M
FCF (ttm) -859.15K
Book/sh 7.36
Cash/sh 6.90
Employees 6
Insider 10d —
IPO May 03, 2019
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E —
PEG —
P/S 76.92
P/B 1.22
P/C —
EV/EBITDA -3.62
EV/Sales 2.52
Quick Ratio 12.65
Current Ratio 13.45
Debt/Eq —
LT Debt/Eq —
EPS (ttm) -5.57
EPS next Y —
EPS Growth —
Revenue Growth 177.80%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA -7.83%
ROE -80.54%
ROIC —
Gross Margin 100.00%
Oper. Margin 29.14%
Profit Margin 0.00%
Shs Outstand 10.31M
Shs Float 1.02M
Insider Own 0.00%
Instit Own 0.00%
Short Float 0.02%
Short Ratio 0.37
Short Interest 2.21K
52W High 17.93
vs 52W High -50.08%
52W Low 4.14
vs 52W Low 116.18%
Beta 0.08
Impl. Vol. —
Rel Volume 1.73
Avg Volume 5.81K
Volume 10.08K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $8.95
Price $8.95
Change 0.00%
About

ATIF Holdings Limited engages in the provision of business advisory and financial consulting services to small and medium-sized enterprise customers in Hong Kong, Mainland China, the United States, and Singapore. The company provides consulting services, such as due diligence review, market research and feasibility study, business plan drafting, accounting record review, and business analysis and recommendations. In addition, it offers reorganization, pre-listing education and tutoring, talent search, legal and audit firm recommendation and coordination, VIE contracts and other public-listing related documents review, merger and acquisition planning, investor referral and pre-listing equity financing source identification and recommendations, and independent directors and audit committee candidate's recommendation. Further, the company provides shell company identification and recommendation for customers expecting to become publicly listed through reverse merger transaction; assistance in preparation of customers' public filings for IPO or reverse merger transactions; and assistance in answering comments and questions received from regulatory agencies. ATIF Holdings Limited was incorporated in 2015 and is headquartered in Irvine, California.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$8.95
Latest analyst target
3. DCF / Fair value
$-1.50
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$8.95
Low
—
High
—
Mean
—
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-07-31 2024-07-31 2023-07-31 2022-07-31
Total Revenue
1.20
+93.55%
0.62
-74.69%
2.45
+46.94%
1.67
Operating Revenue
1.20
+93.55%
0.62
-74.69%
2.45
+46.94%
1.67
Cost Of Revenue
—
—
0.00
-100.00%
0.66
Reconciled Cost Of Revenue
—
—
0.00
-100.00%
0.66
Gross Profit
—
—
2.45
+143.22%
1.01
Operating Expense
2.04
-20.84%
2.58
-19.65%
3.21
-0.31%
3.22
Selling General And Administration
2.04
-21.42%
2.60
+6.14%
2.45
-23.97%
3.22
Selling And Marketing Expense
0.12
-64.02%
0.33
+60.93%
0.21
-63.61%
0.57
General And Administrative Expense
1.92
-15.15%
2.27
+1.07%
2.24
-15.45%
2.65
Other Gand A
1.92
-15.15%
2.27
+1.07%
2.24
-15.45%
2.65
Other Operating Expenses
—
-0.02
-100.56%
3.42
—
Total Expenses
2.04
-20.84%
2.58
-19.65%
3.21
-17.26%
3.88
Operating Income
-0.84
+57.02%
-1.96
-157.60%
-0.76
+65.63%
-2.21
Total Operating Income As Reported
-0.84
+57.02%
-1.96
-157.60%
-0.76
+65.63%
-2.21
EBITDA
-0.83
+47.48%
-1.57
-737.91%
-0.19
+88.47%
-1.63
Normalized EBITDA
2.73
+328.74%
-1.19
-153.78%
2.22
+1018.64%
-0.24
Reconciled Depreciation
0.02
-96.03%
0.39
-32.74%
0.57
-1.73%
0.58
EBIT
-0.84
+57.02%
-1.96
-157.60%
-0.76
+65.63%
-2.21
Total Unusual Items
-3.56
-832.56%
-0.38
+84.15%
-2.41
-73.26%
-1.39
Total Unusual Items Excluding Goodwill
-3.56
-832.56%
-0.38
+84.15%
-2.41
-73.26%
-1.39
Special Income Charges
0.00
0.00
+100.00%
-2.60
-349.15%
1.04
Other Special Charges
—
—
2.65
—
Impairment Of Capital Assets
—
—
—
0.00
Net Income
-4.60
-44.07%
-3.19
-10.73%
-2.88
+0.97%
-2.91
Pretax Income
-4.60
-44.22%
-3.19
-11.82%
-2.85
+15.43%
-3.37
Net Non Operating Interest Income Expense
0.06
+234192.31%
0.00
-98.61%
0.00
-99.47%
0.35
Net Interest Income
0.06
+234192.31%
0.00
-98.61%
0.00
-99.47%
0.35
Interest Income Non Operating
0.06
+234192.31%
0.00
-98.61%
0.00
—
Interest Income
0.06
+234192.31%
0.00
-98.61%
0.00
—
Other Income Expense
-3.82
-210.73%
-1.23
+41.29%
-2.09
-38.33%
-1.51
Other Non Operating Income Expenses
-0.26
+69.29%
-0.85
-369.26%
0.31
+355.09%
-0.12
Gain On Sale Of Security
-3.56
-832.56%
-0.38
-298.52%
0.19
+107.90%
-2.43
Gain On Sale Of Business
0.00
0.00
-100.00%
0.06
-94.63%
1.04
Tax Provision
0.00
-100.00%
0.00
-89.42%
0.03
0.00
Tax Rate For Calcs
0.00
-100.00%
0.00
+0.00%
0.00
0.00
Tax Effect Of Unusual Items
0.00
+100.00%
-0.08
+84.15%
-0.51
0.00
Net Income Including Noncontrolling Interests
-4.60
-44.07%
-3.19
-10.73%
-2.88
+14.50%
-3.37
Net Income From Continuing Operation Net Minority Interest
-4.60
-44.07%
-3.19
-10.73%
-2.88
+0.97%
-2.91
Net Income From Continuing And Discontinued Operation
-4.60
-44.07%
-3.19
-10.73%
-2.88
+0.97%
-2.91
Net Income Continuous Operations
-4.60
-44.07%
-3.19
-10.73%
-2.88
+14.50%
-3.37
Net Income Discontinuous Operations
—
—
—
0.00
Minority Interests
—
—
0.00
-100.00%
0.46
Normalized Income
-1.04
+63.97%
-2.89
-194.60%
-0.98
+35.51%
-1.52
Net Income Common Stockholders
-4.60
-44.07%
-3.19
-10.73%
-2.88
+0.97%
-2.91
Diluted EPS
—
-5.61
-4.08%
-5.39
+3.41%
-5.58
Basic EPS
—
-5.61
-4.08%
-5.39
+3.41%
-5.58
Basic Average Shares
—
0.57
+6.44%
0.53
+1.22%
0.53
Diluted Average Shares
—
0.57
+6.44%
0.53
+1.22%
0.53
Diluted NI Availto Com Stockholders
-4.60
-44.07%
-3.19
-10.73%
-2.88
+0.97%
-2.91
Provision For Doubtful Accounts
0.00
+100.00%
-0.02
-102.51%
0.76
0.00
Total Other Finance Cost
—
—
-0.00
+99.47%
-0.35
Line Item Trend 2025-07-31 2024-07-31 2023-07-31 2022-07-31
Total Assets
10.44
+246.53%
3.01
-20.06%
3.77
-53.69%
8.14
Current Assets
10.44
+260.14%
2.90
+14.00%
2.54
-57.57%
5.99
Cash Cash Equivalents And Short Term Investments
9.07
+441.81%
1.67
+127.17%
0.74
-58.69%
1.78
Cash And Cash Equivalents
8.95
+616.42%
1.25
+106.16%
0.61
-65.37%
1.75
Cash Financial
—
—
—
1.75
Other Short Term Investments
0.12
-72.52%
0.42
+224.65%
0.13
+291.80%
0.03
Receivables
0.75
-31.82%
1.10
-14.76%
1.29
-62.23%
3.42
Accounts Receivable
0.75
+275.00%
0.20
-84.00%
1.25
+64.04%
0.76
Prepaid Assets
0.60
+387.80%
0.12
-75.60%
0.50
-32.89%
0.75
Assets Held For Sale Current
—
—
—
—
Other Current Assets
0.02
+893.30%
0.00
-80.78%
0.01
-71.92%
0.04
Total Non Current Assets
0.00
-100.00%
0.11
-90.71%
1.23
-42.84%
2.14
Net PPE
0.00
-100.00%
0.11
-90.12%
1.15
-30.41%
1.66
Gross PPE
0.00
-100.00%
0.26
-79.17%
1.26
-27.18%
1.73
Accumulated Depreciation
0.00
+100.00%
-0.15
-34.98%
-0.11
-41.39%
-0.08
Machinery Furniture Equipment
0.00
-100.00%
0.21
+2.49%
0.20
-41.81%
0.35
Other Properties
—
0.05
-94.92%
1.06
-23.47%
1.38
Goodwill And Other Intangible Assets
0.00
0.00
-100.00%
0.07
-52.17%
0.15
Other Intangible Assets
—
—
0.07
-52.17%
0.15
Investments And Advances
—
—
0.00
-100.00%
0.34
Total Liabilities Net Minority Interest
0.78
-38.36%
1.26
-43.53%
2.23
-41.09%
3.78
Current Liabilities
0.78
-21.50%
0.99
-35.81%
1.54
-44.99%
2.80
Payables And Accrued Expenses
0.77
-8.49%
0.84
-20.36%
1.05
-53.66%
2.28
Payables
0.35
+289.18%
0.09
-88.23%
0.76
-66.55%
2.28
Accounts Payable
—
—
0.29
-87.12%
2.28
Other Payable
0.33
+372.20%
0.07
—
1.97
Current Accrued Expenses
0.42
-44.06%
0.75
+155.85%
0.29
+65.34%
0.18
Total Tax Payable
0.02
+0.00%
0.02
-35.95%
0.03
0.00
Current Debt And Capital Lease Obligation
—
0.01
-97.26%
0.42
-4.08%
0.43
Current Capital Lease Obligation
0.00
-100.00%
0.01
-97.26%
0.42
-4.08%
0.43
Current Deferred Liabilities
—
0.00
-100.00%
0.07
-22.89%
0.09
Current Deferred Revenue
—
0.00
-100.00%
0.07
-22.89%
0.09
Other Current Liabilities
0.01
-94.45%
0.14
—
0.13
Total Non Current Liabilities Net Minority Interest
0.00
-100.00%
0.27
-60.78%
0.69
-30.02%
0.99
Liabilities Heldfor Sale Non Current
—
—
—
—
Long Term Debt And Capital Lease Obligation
0.00
-100.00%
0.02
-97.04%
0.69
-30.02%
0.99
Long Term Capital Lease Obligation
0.00
-100.00%
0.02
-97.04%
0.69
-30.02%
0.99
Tradeand Other Payables Non Current
0.00
-100.00%
0.25
—
—
Stockholders Equity
9.66
+451.02%
1.75
+13.93%
1.54
-67.40%
4.72
Common Stock Equity
9.66
+451.02%
1.75
+13.93%
1.54
-67.40%
4.72
Capital Stock
0.02
+98.37%
0.01
+23.79%
0.01
+0.00%
0.01
Common Stock
0.02
+98.37%
0.01
+23.79%
0.01
+0.00%
0.01
Share Issued
1.31
+98.37%
0.66
+23.79%
0.53
+0.00%
0.53
Ordinary Shares Number
1.31
+98.37%
0.66
+23.79%
0.53
+0.00%
0.53
Additional Paid In Capital
45.10
+38.33%
32.60
+11.66%
29.20
-1.02%
29.50
Retained Earnings
-35.46
-14.90%
-30.86
-11.54%
-27.67
-11.63%
-24.78
Gains Losses Not Affecting Retained Earnings
—
—
—
0.18
Minority Interest
—
—
0.00
+100.00%
-0.37
Other Equity Adjustments
—
—
—
0.18
Total Equity Gross Minority Interest
9.66
+451.02%
1.75
+13.93%
1.54
-64.63%
4.35
Total Capitalization
9.66
+451.02%
1.75
+13.93%
1.54
-67.40%
4.72
Working Capital
9.66
+405.85%
1.91
+90.45%
1.00
-68.59%
3.19
Invested Capital
9.66
+451.02%
1.75
+13.93%
1.54
-67.40%
4.72
Total Debt
0.00
-100.00%
0.03
-97.12%
1.10
-22.10%
1.42
Capital Lease Obligations
0.00
-100.00%
0.03
-97.12%
1.10
-22.10%
1.42
Net Tangible Assets
9.66
+451.02%
1.75
+19.63%
1.47
-67.91%
4.57
Tangible Book Value
9.66
+451.02%
1.75
+19.63%
1.47
-67.91%
4.57
Available For Sale Securities
—
—
—
0.34
Duefrom Related Parties Current
0.00
-100.00%
0.90
+2120.08%
0.04
-98.47%
2.65
Dueto Related Parties Current
—
0.00
-100.00%
0.73
0.00
Investmentin Financial Assets
—
—
0.00
-100.00%
0.34
Line Item Trend 2025-07-31 2024-07-31 2023-07-31 2022-07-31
Operating Cash Flow
-2.46
-1939.62%
-0.12
+94.84%
-2.33
-1488.29%
-0.15
Cash Flow From Continuing Operating Activities
-2.46
-1939.60%
-0.12
+94.84%
-2.33
-1488.29%
-0.15
Cash From Discontinued Operating Activities
—
—
—
0.00
Net Income From Continuing Operations
-4.60
-44.07%
-3.19
-10.73%
-2.88
+14.50%
-3.37
Depreciation Amortization Depletion
0.02
-96.03%
0.39
-32.74%
0.57
-1.73%
0.58
Depreciation
0.02
-95.10%
0.31
-36.70%
0.49
-15.45%
0.58
Amortization Cash Flow
—
0.07
-8.34%
0.08
+0.00%
0.08
Depreciation And Amortization
0.02
-96.03%
0.39
-32.74%
0.57
-1.73%
0.58
Amortization Of Intangibles
—
0.07
-8.34%
0.08
+0.00%
0.08
Other Non Cash Items
0.01
+69.03%
0.01
—
—
Provisionand Write Offof Assets
0.00
+100.00%
-0.02
-100.56%
3.42
0.00
Asset Impairment Charge
—
—
—
—
Operating Gains Losses
3.61
+846.66%
0.38
+619.90%
-0.07
-102.97%
2.47
Gain Loss On Investment Securities
3.56
+832.56%
0.38
+298.52%
-0.19
-107.90%
2.43
Gain Loss On Sale Of PPE
0.05
0.00
-100.00%
0.05
+26.43%
0.04
Change In Working Capital
-1.50
-164.69%
2.32
+168.76%
-3.37
-2084.30%
0.17
Change In Receivables
-0.55
-152.38%
1.05
+184.00%
-1.25
-11.93%
-1.12
Changes In Account Receivables
-0.55
-152.38%
1.05
+184.00%
-1.25
-64.04%
-0.76
Change In Prepaid Assets
-0.50
-226.55%
0.39
+41.93%
0.28
+111.33%
0.13
Change In Payables And Accrued Expense
-0.45
-134.91%
1.29
+166.24%
-1.95
-207.53%
1.81
Change In Accrued Expense
-0.45
-134.61%
1.30
+165.76%
-1.98
-205.99%
1.87
Change In Payable
—
-0.01
-135.95%
0.03
-98.28%
1.81
Change In Account Payable
—
1.30
+165.76%
-1.98
-205.99%
1.87
Change In Other Working Capital
—
-0.07
-236.78%
-0.02
+91.51%
-0.24
Change In Other Current Liabilities
0.00
+100.00%
-0.35
+17.44%
-0.42
-2.14%
-0.41
Investing Cash Flow
1.26
+179.88%
-1.58
-443.61%
0.46
+128.89%
-1.59
Cash Flow From Continuing Investing Activities
1.26
+179.88%
-1.58
-443.61%
0.46
+128.89%
-1.59
Cash From Discontinued Investing Activities
—
—
—
0.00
Net PPE Purchase And Sale
0.00
+100.00%
-0.01
-107.21%
0.07
-61.11%
0.18
Purchase Of PPE
0.00
+100.00%
-0.01
-252.22%
-0.00
+98.58%
-0.10
Sale Of PPE
0.00
0.00
-100.00%
0.07
-74.59%
0.28
Capital Expenditure
—
-0.01
-252.22%
-0.00
+98.58%
-0.10
Net Investment Purchase And Sale
0.36
+153.65%
-0.67
-257.02%
0.43
+129.89%
-1.44
Purchase Of Investment
—
-0.67
0.00
+100.00%
-1.44
Sale Of Investment
—
0.00
-100.00%
0.09
0.00
Net Business Purchase And Sale
—
0.00
-100.00%
0.34
+200.00%
-0.34
Purchase Of Business
—
—
0.00
+100.00%
-0.34
Gain Loss On Sale Of Business
0.00
0.00
-100.00%
0.07
0.00
Net Intangibles Purchase And Sale
—
—
—
—
Purchase Of Intangibles
—
—
—
—
Net Other Investing Changes
0.90
+200.00%
-0.90
-2120.08%
-0.04
—
Financing Cash Flow
8.90
+279.59%
2.34
+221.08%
0.73
+137.23%
-1.96
Cash Flow From Continuing Financing Activities
8.90
+279.59%
2.34
+221.08%
0.73
+137.23%
-1.96
Net Issuance Payments Of Debt
0.00
0.00
-100.00%
0.73
0.00
Issuance Of Debt
0.00
0.00
-100.00%
0.73
0.00
Repayment Of Debt
—
—
—
0.00
Long Term Debt Issuance
—
—
—
0.00
Long Term Debt Payments
—
—
—
0.00
Net Long Term Debt Issuance
—
—
—
0.00
Short Term Debt Issuance
0.00
0.00
-100.00%
0.73
0.00
Net Short Term Debt Issuance
0.00
0.00
-100.00%
0.73
0.00
Net Common Stock Issuance
8.90
+279.59%
2.34
0.00
0.00
Proceeds From Stock Option Exercised
—
—
0.00
-100.00%
1.07
Net Other Financing Charges
—
—
—
-3.03
Changes In Cash
7.70
+1097.07%
0.64
+156.23%
-1.14
+69.07%
-3.70
Effect Of Exchange Rate Changes
—
—
0.00
+100.00%
-0.15
Beginning Cash Position
1.25
+106.16%
0.61
-65.37%
1.75
-68.73%
5.60
End Cash Position
8.95
+616.42%
1.25
+106.16%
0.61
-65.37%
1.75
Free Cash Flow
-2.46
-1857.01%
-0.13
+94.62%
-2.34
-838.29%
-0.25
Interest Paid Supplemental Data
0.00
0.00
0.00
0.00
Income Tax Paid Supplemental Data
0.01
-53.98%
0.01
0.00
0.00
Change In Income Tax Payable
0.00
+100.00%
-0.01
-135.95%
0.03
+155.90%
-0.06
Change In Tax Payable
0.00
+100.00%
-0.01
-135.95%
0.03
+155.90%
-0.06
Common Stock Issuance
8.90
+279.59%
2.34
0.00
0.00
Issuance Of Capital Stock
8.90
+279.59%
2.34
0.00
0.00
Sale Of Business
—
0.00
-100.00%
0.34
0.00
Cash From Discontinued Financing Activities
—
—
—
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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