Symbols / ZBAO $0.78 -0.26% Zhibao Technology Inc.

Financial Services • Insurance Brokers • China • NCM
ZBAO Chart
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About

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in the People's Republic of China. The company also offers managing general underwriter services. In addition, it provides insurance product design and customization, selection of insurance companies, technology system interconnection and delivery, customer AARRR (Acquisition, Activation, Retention, Referral, and Revenue) operation, customer service, compliance management, and data analysis. Further, the company operates a digital insurance brokerage platform that offers a portfolio of 2B2C (to-business-to-customer) insurance tools for building the systems required for various insurance solutions. Additionally, it engages in research and development; offline insurance brokerage consulting; and healthcare services. The company serves the travel, outdoor activity, sports, logistics and supply chain, municipal gas and electricity utilities, and e-commerce industries. Zhibao Technology Inc. was founded in 2015 and is headquartered in Shanghai, China.

Fundamentals
Scroll to Statements
Market Cap 25.88M Enterprise Value 82.50M Income -65.71M Sales 336.54M Book/sh 0.09 Cash/sh 0.84
Dividend Yield — Payout 0.00% Employees 137 IPO — P/E — Forward P/E —
PEG — P/S 0.08 P/B 8.90 P/C — EV/EBITDA -1.59 EV/Sales 0.24
Quick Ratio 0.65 Current Ratio 0.86 Debt/Eq 111.55 LT Debt/Eq — EPS (ttm) -0.30 EPS next Y —
EPS Growth — Revenue Growth 40.70% Earnings — ROA -11.02% ROE -99.67% ROIC —
Gross Margin 42.40% Oper. Margin 2.25% Profit Margin -19.52% Shs Outstand 16.45M Shs Float 8.68M Short Float 0.01%
Short Ratio 0.01 Short Interest — 52W High 1.39 52W Low 0.61 Beta 1.27 Avg Volume 214.77K
Volume 178.97K Target Price — Recom None Prev Close $0.78 Price $0.78 Change -0.26%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$0.78
Latest analyst target
3. DCF / Fair value
$57.44
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$0.78
Low
—
High
—
Mean
—
News
RSS: Latest ZBAO news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total Revenue
276.94
+50.78%
183.67
+29.25%
142.10
+31.30%
108.22
Operating Revenue
277.26
+50.48%
184.25
+29.23%
142.58
+31.27%
108.62
Cost Of Revenue
163.37
+50.00%
108.91
+30.45%
83.49
+36.74%
61.05
Reconciled Cost Of Revenue
163.37
+50.00%
108.91
+30.45%
83.49
+36.74%
61.05
Gross Profit
113.57
+51.91%
74.76
+27.54%
58.62
+24.26%
47.17
Operating Expense
167.11
+158.47%
64.65
-37.33%
103.17
+198.77%
34.53
Research And Development
10.86
-28.07%
15.09
+55.87%
9.68
+25.05%
7.74
Selling General And Administration
156.25
+215.27%
49.56
-46.99%
93.49
+248.99%
26.79
Selling And Marketing Expense
112.23
+255.10%
31.61
+40.50%
22.50
+76.74%
12.73
General And Administrative Expense
44.02
+145.16%
17.95
-74.71%
70.99
+404.92%
14.06
Other Gand A
44.02
+145.16%
17.95
-74.71%
70.99
+404.92%
14.06
Total Expenses
330.47
+90.41%
173.56
-7.01%
186.66
+95.28%
95.58
Operating Income
-53.54
-629.70%
10.11
+122.69%
-44.55
-452.44%
12.64
Total Operating Income As Reported
-53.54
-629.70%
10.11
+122.69%
-44.55
-452.44%
12.64
EBITDA
-58.10
-354.01%
22.87
+159.71%
-38.31
-329.30%
16.71
Normalized EBITDA
-51.85
-473.60%
13.88
+136.23%
-38.31
-329.30%
16.71
Reconciled Depreciation
3.22
-1.26%
3.26
-2.16%
3.34
-1.67%
3.39
EBIT
-61.33
-412.71%
19.61
+147.09%
-41.64
-412.77%
13.31
Total Unusual Items
-6.25
-169.52%
9.00
0.00
0.00
Total Unusual Items Excluding Goodwill
-6.25
-169.52%
9.00
0.00
0.00
Special Income Charges
-7.17
-179.75%
9.00
0.00
0.00
Other Special Charges
7.17
+179.75%
-9.00
—
—
Net Income
-62.02
-568.01%
13.25
+130.75%
-43.10
-402.25%
14.26
Pretax Income
-64.63
-444.46%
18.76
+144.09%
-42.56
-450.30%
12.15
Net Non Operating Interest Income Expense
-3.30
-289.46%
-0.85
+6.99%
-0.91
+21.74%
-1.17
Interest Expense Non Operating
3.30
+289.46%
0.85
-6.99%
0.91
-21.74%
1.17
Net Interest Income
-3.30
-289.46%
-0.85
+6.99%
-0.91
+21.74%
-1.17
Interest Expense
3.30
+289.46%
0.85
-6.99%
0.91
-21.74%
1.17
Other Income Expense
-7.79
-181.94%
9.50
+226.84%
2.91
+331.85%
0.67
Other Non Operating Income Expenses
-1.53
-402.00%
0.51
-82.54%
2.91
+331.85%
0.67
Gain On Sale Of Security
0.92
—
—
—
Tax Provision
-2.61
-147.37%
5.51
+917.76%
0.54
+125.65%
-2.11
Tax Rate For Calcs
0.00
-86.25%
0.00
+17.48%
0.00
+0.00%
0.00
Tax Effect Of Unusual Items
-0.25
-109.56%
2.64
0.00
0.00
Net Income Including Noncontrolling Interests
-62.02
-568.01%
13.25
+130.75%
-43.10
-402.25%
14.26
Net Income From Continuing Operation Net Minority Interest
-62.02
-568.01%
13.25
+130.75%
-43.10
-402.25%
14.26
Net Income From Continuing And Discontinued Operation
-62.02
-568.01%
13.25
+130.75%
-43.10
-402.25%
14.26
Net Income Continuous Operations
-62.02
-568.01%
13.25
+130.75%
-43.10
-402.25%
14.26
Normalized Income
-56.02
-912.12%
6.90
+116.00%
-43.10
-402.25%
14.26
Net Income Common Stockholders
-62.02
-568.01%
13.25
+130.75%
-43.10
-402.25%
14.26
Diluted EPS
-1.94
-540.91%
0.44
+132.16%
-1.37
-402.25%
0.45
Basic EPS
-1.94
-540.91%
0.44
+132.16%
-1.37
-402.25%
0.45
Basic Average Shares
31.99
+5.33%
30.37
-3.59%
31.50
+0.00%
31.50
Diluted Average Shares
31.99
+5.33%
30.37
-3.59%
31.50
+0.00%
31.50
Diluted NI Availto Com Stockholders
-62.02
-568.01%
13.25
+130.75%
-43.10
-402.25%
14.26
Excise Taxes
0.33
-44.11%
0.59
+22.91%
0.48
+21.91%
0.39
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total Assets
170.76
-18.21%
208.79
+63.07%
128.04
+33.51%
95.90
Current Assets
144.50
-26.85%
197.55
+73.74%
113.71
+35.02%
84.21
Cash Cash Equivalents And Short Term Investments
10.28
+328.24%
2.40
-75.68%
9.87
+280.64%
2.59
Cash And Cash Equivalents
10.28
+328.24%
2.40
-75.68%
9.87
+280.64%
2.59
Receivables
123.90
-18.20%
151.48
+67.48%
90.45
+24.56%
72.61
Accounts Receivable
114.07
-12.49%
130.35
+67.66%
77.75
+56.13%
49.80
Gross Accounts Receivable
140.73
-2.72%
144.67
+81.74%
79.60
+58.89%
50.10
Allowance For Doubtful Accounts Receivable
-26.66
-86.24%
-14.32
-672.64%
-1.85
-511.41%
-0.30
Receivables Adjustments Allowances
-0.35
+0.00%
-0.35
-32.87%
-0.26
—
Other Receivables
—
1.80
+0.00%
1.80
—
Taxes Receivable
0.81
-33.19%
1.21
+16.96%
1.03
—
Loans Receivable
0.30
-84.21%
1.90
+18.75%
1.60
—
Prepaid Assets
5.47
+27.34%
4.30
+15.00%
3.74
-25.59%
5.02
Current Deferred Assets
—
0.00
-100.00%
4.22
0.00
Restricted Cash
4.25
-89.04%
38.74
+674.88%
5.00
+25.62%
3.98
Other Current Assets
0.59
-5.58%
0.63
+47.99%
0.43
-91.54%
5.02
Total Non Current Assets
26.26
+133.70%
11.24
-21.59%
14.33
+22.63%
11.69
Net PPE
4.12
+16.16%
3.55
-18.10%
4.33
+128.89%
1.89
Gross PPE
4.12
+16.16%
3.55
-18.10%
4.33
+128.89%
1.89
Properties
—
0.00
0.00
0.00
Buildings And Improvements
—
3.31
-23.44%
4.33
+132.98%
1.86
Other Properties
4.12
+16.16%
3.55
-18.10%
4.33
+128.89%
1.89
Goodwill And Other Intangible Assets
1.54
-40.36%
2.58
+18.20%
2.18
+17.08%
1.87
Other Intangible Assets
1.54
-40.36%
2.58
+18.20%
2.18
+17.08%
1.87
Investments And Advances
2.50
0.00
—
—
Non Current Deferred Assets
0.00
-100.00%
0.06
-96.43%
1.60
-23.97%
2.11
Non Current Deferred Taxes Assets
0.00
-100.00%
0.06
-96.43%
1.60
-23.97%
2.11
Non Current Prepaid Assets
12.47
0.00
—
—
Other Non Current Assets
5.62
+11.36%
5.05
-18.68%
6.21
+6.76%
5.82
Total Liabilities Net Minority Interest
146.07
+0.88%
144.80
+49.92%
96.58
+25.08%
77.21
Current Liabilities
144.13
+2.17%
141.07
+49.60%
94.30
+23.33%
76.46
Payables And Accrued Expenses
116.64
+4.30%
111.83
+123.55%
50.02
+53.41%
32.61
Payables
113.77
+4.68%
108.68
+136.87%
45.88
+50.98%
30.39
Accounts Payable
101.40
+13.13%
89.63
+156.16%
34.99
+40.89%
24.83
Other Payable
5.32
-11.60%
6.02
-21.14%
7.64
+134.98%
3.25
Current Accrued Expenses
2.86
-9.02%
3.15
-23.96%
4.14
+86.69%
2.22
Total Tax Payable
2.51
-54.49%
5.50
+162.54%
2.10
+1154.74%
0.17
Income Tax Payable
0.06
+37.09%
0.04
+50.82%
0.03
0.00
Current Debt And Capital Lease Obligation
25.59
-12.49%
29.24
-0.13%
29.28
+1.46%
28.86
Current Debt
23.51
-12.33%
26.81
-1.66%
27.27
-2.62%
28.00
Other Current Borrowings
1.71
—
—
—
Current Capital Lease Obligation
2.08
-14.30%
2.43
+20.71%
2.01
+134.54%
0.86
Current Deferred Liabilities
—
0.00
-100.00%
15.00
+0.00%
15.00
Current Deferred Revenue
—
0.00
-100.00%
15.00
+0.00%
15.00
Other Current Liabilities
1.91
—
—
—
Total Non Current Liabilities Net Minority Interest
1.93
-48.11%
3.73
+63.44%
2.28
+203.83%
0.75
Long Term Debt And Capital Lease Obligation
1.93
+85.29%
1.04
-54.07%
2.27
+202.80%
0.75
Long Term Capital Lease Obligation
1.93
+85.29%
1.04
-54.07%
2.27
+202.80%
0.75
Non Current Deferred Liabilities
0.00
-100.00%
2.68
+34763.83%
0.01
0.00
Non Current Deferred Taxes Liabilities
0.00
-100.00%
2.68
+34763.83%
0.01
0.00
Stockholders Equity
24.69
-61.41%
63.99
+103.44%
31.46
+68.36%
18.68
Common Stock Equity
24.69
-61.41%
63.99
+103.44%
31.46
+68.36%
18.68
Capital Stock
0.02
+4.52%
0.02
+5.24%
0.02
+19.20%
0.02
Common Stock
0.02
+4.52%
0.02
+5.24%
0.02
+19.20%
0.02
Share Issued
32.92
+4.43%
31.52
+0.08%
31.50
+0.00%
31.50
Ordinary Shares Number
32.92
+4.43%
31.52
+0.08%
31.50
+0.00%
31.50
Additional Paid In Capital
219.42
+11.92%
196.04
+16.02%
168.97
+49.39%
113.11
Retained Earnings
-193.86
-47.04%
-131.84
+4.15%
-137.54
-45.63%
-94.45
Gains Losses Not Affecting Retained Earnings
-0.88
-286.57%
-0.23
-4571.90%
0.01
0.00
Other Equity Adjustments
-0.88
-286.57%
-0.23
-4571.90%
0.01
—
Total Equity Gross Minority Interest
24.69
-61.41%
63.99
+103.44%
31.46
+68.36%
18.68
Total Capitalization
24.69
-61.41%
63.99
+103.44%
31.46
+68.36%
18.68
Working Capital
0.37
-99.35%
56.48
+191.06%
19.41
+150.48%
7.75
Invested Capital
48.20
-46.92%
90.81
+54.63%
58.72
+25.79%
46.68
Total Debt
27.52
-9.12%
30.28
-4.01%
31.55
+6.56%
29.61
Net Debt
13.23
-45.83%
24.41
+40.35%
17.39
-31.54%
25.41
Capital Lease Obligations
4.01
+15.67%
3.47
-18.99%
4.28
+166.43%
1.61
Net Tangible Assets
23.15
-62.30%
61.41
+109.79%
29.27
+74.05%
16.82
Tangible Book Value
23.15
-62.30%
61.41
+109.79%
29.27
+74.05%
16.82
Available For Sale Securities
2.50
—
—
—
Duefrom Related Parties Current
9.08
-45.21%
16.57
+94.31%
8.53
-62.63%
22.82
Dueto Related Parties Current
4.54
-39.63%
7.52
+549.66%
1.16
-45.83%
2.14
Investmentin Financial Assets
2.50
0.00
—
—
Line Of Credit
21.80
-18.70%
26.81
-1.66%
27.27
-2.62%
28.00
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Operating Cash Flow
-20.68
-442.78%
-3.81
-238.94%
-1.12
-13.62%
-0.99
Cash Flow From Continuing Operating Activities
-20.68
-442.78%
-3.81
-238.94%
-1.12
-13.62%
-0.99
Net Income From Continuing Operations
-62.02
-568.01%
13.25
+130.75%
-43.10
-402.25%
14.26
Depreciation Amortization Depletion
3.22
-1.26%
3.26
-2.16%
3.34
-1.67%
3.39
Depreciation
3.22
-1.26%
3.26
-2.16%
3.34
-1.67%
3.39
Depreciation And Amortization
3.22
-1.26%
3.26
-2.16%
3.34
-1.67%
3.39
Other Non Cash Items
2.76
—
—
—
Stock Based Compensation
0.10
0.00
-100.00%
55.27
+10213.63%
0.54
Provisionand Write Offof Assets
21.42
+420.16%
4.12
+122.05%
1.85
0.00
Deferred Tax
-2.63
-147.79%
5.50
+970.25%
0.51
+124.33%
-2.11
Deferred Income Tax
-2.63
-147.79%
5.50
+970.25%
0.51
+124.33%
-2.11
Operating Gains Losses
6.22
+169.50%
-8.95
-19845.62%
-0.04
+58.60%
-0.11
Gain Loss On Investment Securities
-0.92
—
—
—
Gain Loss On Sale Of PPE
-0.03
-173.11%
0.05
+204.62%
-0.04
+58.60%
-0.11
Change In Working Capital
10.25
+148.81%
-20.99
-10.77%
-18.95
-11.75%
-16.96
Change In Receivables
2.35
+103.20%
-73.50
-125.94%
-32.53
-17.83%
-27.61
Changes In Account Receivables
3.94
+106.02%
-65.46
-119.61%
-29.81
-4.12%
-28.63
Change In Prepaid Assets
2.66
+314.59%
-1.24
+62.55%
-3.31
-535.92%
-0.52
Change In Payables And Accrued Expense
7.98
-85.68%
55.73
+195.26%
18.88
+34.08%
14.08
Change In Accrued Expense
-3.94
-530.81%
0.91
-89.47%
8.69
+285.08%
-4.70
Change In Payable
11.92
-78.25%
54.82
+438.26%
10.18
-45.76%
18.77
Change In Account Payable
7.36
-62.87%
19.82
+97.23%
10.05
-41.84%
17.28
Change In Other Current Assets
-0.57
-3924.33%
0.01
-90.62%
0.16
+172.67%
-0.22
Change In Other Current Liabilities
-2.18
-8.83%
-2.00
+6.76%
-2.14
+20.19%
-2.69
Investing Cash Flow
-14.97
-2428.12%
-0.59
-104.24%
13.97
+537.53%
-3.19
Cash Flow From Continuing Investing Activities
-14.97
-2428.12%
-0.59
-104.24%
13.97
+537.53%
-3.19
Net PPE Purchase And Sale
0.00
+100.00%
-0.28
-2724.54%
0.01
0.00
Purchase Of PPE
0.00
+100.00%
-0.28
0.00
0.00
Sale Of PPE
0.00
0.00
-100.00%
0.01
0.00
Capital Expenditure
—
-0.59
+66.94%
-1.79
-857.28%
-0.19
Net Business Purchase And Sale
-14.97
0.00
0.00
—
Purchase Of Business
-14.97
0.00
0.00
—
Net Intangibles Purchase And Sale
0.00
+100.00%
-0.32
+82.35%
-1.79
-857.28%
-0.19
Purchase Of Intangibles
0.00
+100.00%
-0.32
+82.35%
-1.79
-857.28%
-0.19
Net Other Investing Changes
—
—
15.76
+624.02%
-3.01
Financing Cash Flow
9.87
-68.05%
30.91
+778.39%
-4.56
-168.51%
6.65
Cash Flow From Continuing Financing Activities
9.87
-68.05%
30.91
+778.39%
-4.56
-168.51%
6.65
Net Issuance Payments Of Debt
8.04
+1181.30%
-0.74
+20.21%
-0.93
-307.16%
0.45
Issuance Of Debt
66.98
+25.20%
53.50
+75.77%
30.44
-11.26%
34.30
Repayment Of Debt
-58.94
-8.66%
-54.24
-72.92%
-31.37
+7.33%
-33.85
Short Term Debt Issuance
66.98
+25.20%
53.50
+75.77%
30.44
-11.26%
34.30
Short Term Debt Payments
-58.94
-8.66%
-54.24
-72.92%
-31.37
+7.33%
-33.85
Net Short Term Debt Issuance
8.04
+1181.30%
-0.74
+20.21%
-0.93
-307.16%
0.45
Net Common Stock Issuance
5.80
-86.84%
44.07
+7245.39%
0.60
-90.32%
6.20
Net Other Financing Charges
-3.97
+68.06%
-12.42
-194.08%
-4.22
—
Changes In Cash
-25.78
-197.25%
26.51
+219.56%
8.29
+236.22%
2.47
Effect Of Exchange Rate Changes
-0.84
-258.35%
-0.23
-4673.71%
0.01
0.00
Beginning Cash Position
46.15
+132.19%
19.87
+71.71%
11.57
+27.09%
9.11
End Cash Position
19.53
-57.68%
46.15
+132.19%
19.87
+71.71%
11.57
Free Cash Flow
-20.68
-369.74%
-4.40
-50.96%
-2.92
-147.86%
-1.18
Interest Paid Supplemental Data
—
4.26
+242.88%
1.24
-14.98%
1.46
Income Tax Paid Supplemental Data
—
0.00
0.00
0.00
Change In Income Tax Payable
0.02
+10.06%
0.01
-49.18%
0.03
0.00
Change In Tax Payable
0.02
+10.06%
0.01
-49.18%
0.03
0.00
Common Stock Issuance
5.80
-86.84%
44.07
+7245.39%
0.60
-90.32%
6.20
Issuance Of Capital Stock
5.80
-86.84%
44.07
+7245.39%
0.60
-90.32%
6.20
SEC Filings

No SEC filings found for this symbol (may be non-US or ticker not in SEC index).

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