Symbols / AMAL Stock $43.92 +0.92% Amalgamated Financial Corp.

Financial Services • Banks - Regional • United States • NGM
AMAL (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Ms. Priscilla Sims Brown
Exch · Country NGM · United States
Market Cap 1.31B
Enterprise Value 1.13B
Income 104.64M
Sales 315.97M
FCF (ttm) —
Book/sh 27.05
Cash/sh 8.28
Employees 450
Insider 10d —
IPO Aug 09, 2018
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 17.15%
P/E 12.77
Forward P/E 9.72
PEG —
P/S 4.15
P/B 1.62
P/C —
EV/EBITDA —
EV/Sales 3.59
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.44
EPS next Y 4.52
EPS Growth 3.70%
Revenue Growth 4.70%
EPS Gr Q/Q 0.80%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 1.20%
ROE 13.56%
ROIC —
Gross Margin 0.00%
Oper. Margin 43.99%
Profit Margin 33.12%
Shs Outstand 29.87M
Shs Float 20.57M
Insider Own 40.04%
Instit Own 62.17%
Short Float 5.64%
Short Ratio 8.26
Short Interest 1.01M
52W High 44.25
vs 52W High -0.74%
52W Low 25.13
vs 52W Low 74.77%
Beta 0.81
Impl. Vol. 2.74%
Rel Volume 0.13
Avg Volume 135.26K
Volume 17.36K
Target (mean) $46.00
Tgt Median $46.00
Tgt Low $44.00
Tgt High $48.00
# Analysts 2
Recom None
Prev Close $43.52
Price $43.92
Change 0.92%
About

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. It accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certificates of deposit. The company also provides commercial and industrial, multifamily mortgage, commercial real estate, residential real estate mortgage, consumer solar, and consumer and other loans. In addition, it offers online banking, bill payment, online cash management, safe deposit box rentals, debit card, and ATM card services; and trust, custody, and investment management services, including asset safekeeping, corporate actions, income collections, proxy services, account transition, asset transfers, and conversion management. Further, the company provides investment products, such as index and actively-managed funds, which include equity, fixed-income, real estate, and alternative investments; and investment, brokerage, asset management, and insurance products, as well as lending services. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$46.00
Mean price target
2. Current target
$43.92
Latest analyst target
3. DCF / Fair value
$51.60
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$43.92
Low
$44.00
High
$48.00
Mean
$46.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2024-07-29 reit Keefe, Bruyette & Woods Outperform → Outperform $35
2024-06-27 main JP Morgan Overweight → Overweight $33
2024-04-26 reit Piper Sandler Overweight → Overweight $29
2024-04-05 main Keefe, Bruyette & Woods Outperform → Outperform $30
2024-04-04 main JP Morgan Overweight → Overweight $30
2024-01-05 main JP Morgan Overweight → Overweight $32
2023-12-12 up JP Morgan Neutral → Overweight $29
2023-12-01 main Keefe, Bruyette & Woods Outperform → Outperform $26
2023-10-31 main JP Morgan Neutral → Neutral $24
2023-10-05 main JP Morgan Neutral → Neutral $22
2023-08-02 main JP Morgan Neutral → Neutral $22
2023-06-29 main JP Morgan Neutral → Neutral $20
2023-05-01 main Keefe, Bruyette & Woods — → Outperform $24
2023-04-06 main Keefe, Bruyette & Woods — → Outperform $25
2023-04-06 main JP Morgan — → Neutral $19
2023-01-31 main Keefe, Bruyette & Woods — → Outperform $29
2022-12-20 main Piper Sandler — → Overweight $28
2022-07-01 main JP Morgan — → Neutral $24
2021-11-02 main Raymond James — → Outperform $20
2021-11-01 main Barclays — → Overweight $21
News
RSS: Latest AMAL news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-20 BRUCE MARYANN Director — 1,623 $40.05 $65,001
2026-05-20 LILEK JOANN SANNASARDO Director — 1,623 $40.05 $65,001
2026-05-20 WELLS ROYCE A Director — 1,623 $40.05 $65,001
2026-05-20 ROMNEY EDGAR SR Director — 1,623 $40.05 $65,001
2026-05-20 KELLY JULIE BRACERO Director — 1,623 $40.05 $65,001
2026-05-20 FOX LYNNE P. Director — 1,623 $40.05 $65,001
2026-05-20 MARK FINSER Director — 1,623 $40.05 $65,001
2026-05-20 JACKSON DARRELL B. Director — 1,623 $40.05 $65,001
2026-05-20 MILLER MEREDITH Director — 1,623 $40.05 $65,001
2026-05-20 STOLL SCOTT Director — 1,623 $40.05 $65,001
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
330.46
+4.42%
316.48
+10.77%
285.71
+7.21%
266.51
Operating Revenue
330.46
+4.42%
316.48
+10.77%
285.71
+7.21%
266.51
Selling General And Administration
104.68
+3.43%
101.21
+7.70%
93.97
+15.05%
81.68
Selling And Marketing Expense
2.35
-36.93%
3.73
-10.76%
4.18
+11.76%
3.74
General And Administrative Expense
102.33
+4.97%
97.48
+8.56%
89.79
+15.21%
77.94
Salaries And Wages
98.56
+5.11%
93.77
+9.32%
85.77
+14.81%
74.71
Other Gand A
—
—
—
—
Reconciled Depreciation
6.80
+25.09%
5.43
-15.07%
6.40
-38.19%
10.35
Total Unusual Items
—
0.00
0.00
+100.00%
-0.17
Total Unusual Items Excluding Goodwill
—
0.00
0.00
+100.00%
-0.17
Net Income
104.45
-1.87%
106.43
+20.98%
87.98
+7.98%
81.48
Pretax Income
140.16
-3.73%
145.59
+16.72%
124.73
+15.32%
108.16
Net Interest Income
297.78
+5.44%
282.43
+8.08%
261.31
+8.95%
239.84
Interest Expense
124.44
+4.69%
118.87
+22.84%
96.77
+418.88%
18.65
Interest Income
422.23
+5.22%
401.30
+12.07%
358.08
+38.53%
258.49
Gain On Sale Of Security
-3.43
+64.62%
-9.70
-31.20%
-7.39
-103.24%
-3.64
Tax Provision
35.71
-8.80%
39.16
+6.54%
36.75
+37.71%
26.69
Tax Rate For Calcs
0.00
-5.24%
0.00
-8.75%
0.00
+19.46%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
+100.00%
-0.04
Net Income Including Noncontrolling Interests
104.45
-1.87%
106.43
+20.98%
87.98
+7.98%
81.48
Net Income From Continuing Operation Net Minority Interest
104.45
-1.87%
106.43
+20.98%
87.98
+7.98%
81.48
Net Income From Continuing And Discontinued Operation
104.45
-1.87%
106.43
+20.98%
87.98
+7.98%
81.48
Net Income Continuous Operations
104.45
-1.87%
106.43
+20.98%
87.98
+7.98%
81.48
Normalized Income
104.45
-1.87%
106.43
+20.98%
87.98
+7.81%
81.60
Net Income Common Stockholders
104.45
-1.87%
106.43
+20.98%
87.98
+8.01%
81.45
Diluted EPS
3.41
-0.87%
3.44
+20.28%
2.86
+9.58%
2.61
Basic EPS
3.44
-1.15%
3.48
+20.83%
2.88
+9.09%
2.64
Basic Average Shares
30.33
-0.85%
30.59
+0.11%
30.55
-0.85%
30.82
Diluted Average Shares
30.63
-0.95%
30.93
+0.46%
30.79
-1.31%
31.19
Diluted NI Availto Com Stockholders
104.45
-1.87%
106.43
+20.98%
87.98
+8.01%
81.45
Amortization
0.57
-21.37%
0.73
-17.79%
0.89
-15.11%
1.05
Amortization Of Intangibles Income Statement
0.57
-21.37%
0.73
-17.79%
0.89
-15.11%
1.05
Depreciation Amortization Depletion Income Statement
2.72
-15.06%
3.20
-13.91%
3.72
-8.38%
4.06
Depreciation And Amortization In Income Statement
2.72
-15.06%
3.20
-13.91%
3.72
-8.38%
4.06
Depreciation Income Statement
2.15
-13.19%
2.47
-12.69%
2.83
-6.04%
3.01
Insurance And Claims
3.77
+1.62%
3.71
-7.54%
4.02
+24.47%
3.23
Occupancy And Equipment
13.38
+2.32%
13.08
-3.85%
13.61
-0.86%
13.72
Other Non Interest Expense
37.16
+14.97%
32.32
+6.62%
30.31
-1.23%
30.69
Preferred Stock Dividends
—
—
—
0.02
Professional Expense And Contract Services Expense
14.30
+43.63%
9.96
+3.32%
9.64
-7.49%
10.42
Line Item Trend 2025-12-31 2024-12-31 2023-12-31
Total Assets
8,869.84
+7.42%
8,256.89
+3.57%
7,972.32
Cash And Cash Equivalents
291.22
+379.38%
60.75
-32.93%
90.57
Cash Financial
4.50
+11.36%
4.04
+41.53%
2.86
Other Short Term Investments
633.55
+9.41%
579.06
-60.95%
1,483.04
Receivables
65.13
+6.47%
61.17
+10.25%
55.48
Accounts Receivable
65.13
+6.47%
61.17
+10.25%
55.48
Net PPE
14.29
-30.70%
20.62
-28.61%
28.88
Gross PPE
42.37
-13.85%
49.19
-13.43%
56.81
Accumulated Depreciation
-28.08
+1.69%
-28.57
-2.28%
-27.93
Buildings And Improvements
26.55
-5.75%
28.17
+0.06%
28.15
Machinery Furniture Equipment
4.36
-23.73%
5.72
-21.25%
7.27
Construction In Progress
1.86
+74.44%
1.06
+229.41%
0.32
Other Properties
9.60
-32.53%
14.23
-32.47%
21.07
Goodwill And Other Intangible Assets
13.84
-4.16%
14.44
-4.73%
15.15
Goodwill
12.94
+0.00%
12.94
+0.00%
12.94
Other Intangible Assets
0.90
-40.00%
1.50
-32.34%
2.22
Investments And Advances
1,801.74
+5.95%
1,700.55
-46.74%
3,192.90
Long Term Equity Investment
7.98
-5.93%
8.48
-34.87%
13.02
Total Liabilities Net Minority Interest
8,075.37
+6.97%
7,549.24
+2.20%
7,386.96
Long Term Debt And Capital Lease Obligation
81.86
-75.50%
334.13
-0.43%
335.57
Long Term Debt
69.60
-77.86%
314.40
+3.11%
304.93
Long Term Capital Lease Obligation
12.26
-37.90%
19.73
-35.61%
30.65
Stockholders Equity
794.46
+12.27%
707.65
+20.92%
585.23
Common Stock Equity
794.46
+12.27%
707.65
+20.92%
585.23
Capital Stock
0.31
+1.30%
0.31
+0.33%
0.31
Common Stock
0.31
+1.30%
0.31
+0.33%
0.31
Share Issued
31.05
+0.77%
30.81
+0.24%
30.74
Ordinary Shares Number
29.82
-2.78%
30.67
+0.80%
30.43
Treasury Shares Number
1.23
+785.87%
0.14
-55.00%
0.31
Additional Paid In Capital
294.13
+1.90%
288.66
+0.15%
288.23
Retained Earnings
567.27
+18.15%
480.14
+23.74%
388.03
Gains Losses Not Affecting Retained Earnings
-32.09
+45.28%
-58.64
+31.82%
-86.00
Treasury Stock
35.16
+1148.24%
2.82
-47.22%
5.34
Minority Interest
0.00
0.00
-100.00%
0.13
Other Equity Adjustments
-32.09
+45.28%
-58.64
+31.82%
-86.00
Total Equity Gross Minority Interest
794.46
+12.27%
707.65
+20.89%
585.36
Total Capitalization
864.06
-15.46%
1,022.05
+14.82%
890.16
Invested Capital
864.06
-15.46%
1,022.05
+14.82%
890.16
Total Debt
81.86
-75.50%
334.13
-0.43%
335.57
Net Debt
—
253.65
+18.33%
214.36
Capital Lease Obligations
12.26
-37.90%
19.73
-35.61%
30.65
Net Tangible Assets
780.63
+12.61%
693.22
+21.60%
570.08
Tangible Book Value
780.63
+12.61%
693.22
+21.60%
570.08
Cash Cash Equivalents And Federal Funds Sold
339.88
+302.27%
84.49
-39.89%
140.57
Held To Maturity Securities
1,160.21
+4.24%
1,113.01
-34.41%
1,696.83
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
135.78
+9.44%
124.06
+5.84%
117.22
-20.43%
147.32
Cash Flow From Continuing Operating Activities
135.78
+9.44%
124.06
+5.84%
117.22
-20.43%
147.32
Net Income From Continuing Operations
104.45
-1.87%
106.43
+20.98%
87.98
+7.98%
81.48
Depreciation Amortization Depletion
6.80
+25.09%
5.43
-15.07%
6.40
-38.19%
10.35
Depreciation
6.22
+32.30%
4.70
-14.63%
5.51
-40.79%
9.30
Amortization Cash Flow
0.57
-21.37%
0.73
-17.79%
0.89
-15.11%
1.05
Depreciation And Amortization
6.80
+25.09%
5.43
-15.07%
6.40
-38.19%
10.35
Amortization Of Intangibles
0.57
-21.37%
0.73
-17.79%
0.89
-15.11%
1.05
Other Non Cash Items
-1.67
-157.65%
-0.65
-153.43%
1.21
-93.14%
17.66
Stock Based Compensation
6.92
+25.01%
5.53
+18.07%
4.69
+74.76%
2.68
Deferred Tax
1.68
-67.59%
5.17
+21.94%
4.24
-70.48%
14.38
Deferred Income Tax
1.68
-67.59%
5.17
+21.94%
4.24
-70.48%
14.38
Operating Gains Losses
7.88
-57.90%
18.73
+671.25%
2.43
-65.41%
7.02
Gain Loss On Investment Securities
3.43
-64.62%
9.70
+31.20%
7.39
+103.24%
3.64
Change In Working Capital
-6.60
+75.46%
-26.87
-512.02%
-4.39
-252.13%
-1.25
Change In Receivables
-3.96
+30.45%
-5.69
+59.50%
-14.04
-11.27%
-12.62
Changes In Account Receivables
-3.96
+30.45%
-5.69
+59.50%
-14.04
-11.27%
-12.62
Change In Payables And Accrued Expense
—
—
—
—
Change In Accrued Expense
—
—
—
—
Change In Other Working Capital
-2.56
-2.56%
-2.50
-10.09%
-2.27
-15.00%
-1.97
Change In Other Current Assets
-0.86
+64.92%
-2.44
-120.78%
11.74
-38.58%
19.11
Change In Other Current Liabilities
0.78
+104.79%
-16.25
-9076.80%
0.18
+103.14%
-5.77
Investing Cash Flow
-378.02
-19.65%
-315.95
-135.07%
-134.41
+88.82%
-1,202.49
Cash Flow From Continuing Investing Activities
-378.02
-19.65%
-315.95
-135.07%
-134.41
+88.82%
-1,202.49
Net PPE Purchase And Sale
-1.38
+22.31%
-1.77
-20.18%
-1.48
+11.45%
-1.67
Purchase Of PPE
-1.38
+22.31%
-1.77
-20.18%
-1.48
+11.45%
-1.67
Capital Expenditure
-1.38
+22.31%
-1.77
-20.18%
-1.48
+11.45%
-1.67
Net Investment Purchase And Sale
-95.85
-1623.92%
-5.56
-103.08%
180.36
+132.42%
-556.30
Purchase Of Investment
-1,122.94
-22.50%
-916.72
-140.64%
-380.95
+69.86%
-1,263.82
Sale Of Investment
1,033.56
+13.67%
909.25
+61.77%
562.07
-21.38%
714.88
Net Other Investing Changes
12.94
+214.46%
-11.30
-140.13%
28.17
+230.92%
-21.52
Financing Cash Flow
472.70
+191.68%
162.06
+266.55%
44.21
-94.39%
788.22
Cash Flow From Continuing Financing Activities
472.70
+191.68%
162.06
+266.55%
44.21
-94.39%
788.22
Net Issuance Payments Of Debt
-244.95
-2455.25%
10.40
+102.96%
-351.67
-161.23%
574.37
Issuance Of Debt
—
16.32
—
580.00
Repayment Of Debt
-244.95
-4034.11%
-5.92
+98.32%
-351.67
-6142.96%
-5.63
Long Term Debt Issuance
—
16.32
—
580.00
Long Term Debt Payments
-244.95
-4034.11%
-5.92
+98.32%
-351.67
-6142.96%
-5.63
Net Long Term Debt Issuance
-244.95
-2455.25%
10.40
+102.96%
-351.67
-161.23%
574.37
Net Common Stock Issuance
-32.35
-2423.09%
-1.28
+84.58%
-8.31
+33.36%
-12.48
Common Stock Payments
-32.35
-2423.09%
-1.28
+84.58%
-8.31
+33.36%
-12.48
Common Stock Dividend Paid
-17.20
-20.86%
-14.23
-15.41%
-12.33
-10.01%
-11.21
Cash Dividends Paid
-17.20
-20.86%
-14.23
-15.41%
-12.33
-10.01%
-11.21
Repurchase Of Capital Stock
-32.35
-2423.09%
-1.28
+84.58%
-8.31
+33.36%
-12.48
Proceeds From Stock Option Exercised
-1.44
+0.28%
-1.44
-239.62%
-0.42
+65.70%
-1.24
Changes In Cash
230.47
+872.84%
-29.82
-210.33%
27.03
+110.13%
-266.94
Beginning Cash Position
60.75
-32.93%
90.57
+42.54%
63.54
-80.77%
330.49
End Cash Position
291.22
+379.38%
60.75
-32.93%
90.57
+42.54%
63.54
Free Cash Flow
134.40
+9.91%
122.29
+5.65%
115.75
-20.53%
145.65
Interest Paid Supplemental Data
124.39
-3.41%
128.78
+50.24%
85.71
+376.19%
18.00
Income Tax Paid Supplemental Data
—
30.11
+33.07%
22.62
+240.43%
6.65
Amortization Of Securities
—
—
1.20
-72.63%
4.40
Earnings Losses From Equity Investments
1.73
+108.54%
0.83
+116.85%
-4.93
-277.86%
2.77
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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