BAC Chart
About

Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, and underwriting and advisory services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Banks - Diversified Market Cap 354.61B
Enterprise Value 366.66B Income 29.06B Sales 107.42B
Book/sh 38.44 Cash/sh 107.31 Dividend Yield 234.00%
Payout 28.35% Employees 213000 IPO
P/E 12.75 Forward P/E 9.80 PEG
P/S 3.30 P/B 1.26 P/C
EV/EBITDA EV/Sales 3.41 Quick Ratio
Current Ratio Debt/Eq LT Debt/Eq
EPS (ttm) 3.81 EPS next Y 4.95 EPS Growth 21.20%
Revenue Growth 7.20% Earnings 2026-04-15 ROA 0.91%
ROE 10.22% ROIC Gross Margin 0.00%
Oper. Margin 41.63% Profit Margin 28.40% Shs Outstand 7.18B
Shs Float 7.15B Short Float 1.40% Short Ratio 2.41
Short Interest 52W High 57.55 52W Low 33.07
Beta 1.26 Avg Volume 40.49M Volume 36.35M
Target Price $62.35 Recom Buy Prev Close $47.90
Price $48.56 Change 1.38%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$62.35
Mean price target
2. Current target
$48.56
Latest analyst target
3. DCF / Fair value
$57.15
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$48.56
Low
$56.00
High
$71.00
Mean
$62.35

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-01-15 main TD Cowen Buy → Buy $64
2026-01-15 main Morgan Stanley Overweight → Overweight $64
2026-01-15 main Evercore ISI Group Outperform → Outperform $59
2026-01-15 main Truist Securities Buy → Buy $60
2026-01-15 main Piper Sandler Neutral → Neutral $57
2026-01-15 main Keefe, Bruyette & Woods Outperform → Outperform $63
2026-01-14 init CICC — → Outperform $62
2026-01-07 main TD Cowen Buy → Buy $66
2026-01-07 down Wolfe Research Outperform → Peer Perform
2026-01-06 main Goldman Sachs Buy → Buy $64
2026-01-06 main Truist Securities Buy → Buy $62
2026-01-05 main Barclays Overweight → Overweight $71
2025-12-18 main Truist Securities Buy → Buy $58
2025-12-17 main Keefe, Bruyette & Woods Outperform → Outperform $64
2025-12-12 main Morgan Stanley Overweight → Overweight $68
2025-12-11 main Piper Sandler Neutral → Neutral $56
2025-11-19 main Oppenheimer Outperform → Outperform $55
2025-11-06 main TD Cowen Buy → Buy $64
2025-11-06 main Morgan Stanley Overweight → Overweight $70
2025-10-27 main Wells Fargo Overweight → Overweight $62
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 60000 2994600.0 Sale at price 49.91 per share. BRONSTEIN SHERI B Officer 2026-03-05 00:00:00 D
1 50000 2491000.0 Sale at price 49.82 per share. SCRIVENER THOMAS M Officer 2026-03-05 00:00:00 D
2 83832 4191600.0 Sale at price 50.00 per share. DEMARE JAMES P. President 2026-03-04 00:00:00 I
3 136558 6856168.0 Sale at price 50.21 per share. ATHANASIA DEAN C President 2026-03-03 00:00:00 D
4 1432 nan MENSAH BERNARD AMPONSAH Officer 2026-02-27 00:00:00 D
5 47877 nan MOGENSEN LAUREN A Officer 2026-02-27 00:00:00 D
6 79101 nan BORTHWICK ALASTAIR M. Chief Financial Officer 2026-02-27 00:00:00 D
7 39551 nan BRONSTEIN SHERI B Officer 2026-02-27 00:00:00 D
8 37469 nan SCRIVENER THOMAS M Officer 2026-02-27 00:00:00 D
9 149876 nan DEMARE JAMES P. President 2026-02-27 00:00:00 I
Financials
Line Item2025-12-312024-12-312023-12-312022-12-31
TaxEffectOfUnusualItems0.000.00-134.40M0.00
TaxRateForCalcs0.190.070.060.11
TotalUnusualItems-2.10B
TotalUnusualItemsExcludingGoodwill-2.10B
NetIncomeFromContinuingOperationNetMinorityInterest30.51B27.13B26.52B27.53B
ReconciledDepreciation2.31B2.19B2.06B1.98B
NetInterestIncome60.10B56.06B56.93B52.46B
InterestExpense78.47B90.55B73.33B20.10B
InterestIncome138.57B146.61B130.26B72.56B
NormalizedIncome30.51B27.13B28.48B27.53B
NetIncomeFromContinuingAndDiscontinuedOperation30.51B27.13B26.52B27.53B
DilutedAverageShares7.68B7.94B8.08B8.17B
BasicAverageShares7.52B7.86B8.03B8.11B
DilutedEPS3.813.193.053.19
BasicEPS3.863.233.073.21
DilutedNIAvailtoComStockholders29.05B25.50B24.87B26.02B
NetIncomeCommonStockholders29.05B25.50B24.87B26.02B
OtherunderPreferredStockDividend1.51B1.42B
PreferredStockDividends1.45B1.63B1.65B1.51B
NetIncome30.51B27.13B26.52B27.53B
NetIncomeIncludingNoncontrollingInterests30.51B27.13B26.52B27.53B
NetIncomeContinuousOperations30.51B27.13B26.52B27.53B
TaxProvision7.19B2.12B1.83B3.44B
PretaxIncome37.70B29.25B28.34B30.97B
SpecialIncomeCharges-2.10B
OtherSpecialCharges2.10B
GainOnSaleOfSecurity0.000.000.000.00
SellingGeneralAndAdministration52.25B49.62B47.72B45.95B
SellingAndMarketingExpense6.13B5.45B5.54B5.48B
GeneralAndAdministrativeExpense46.12B44.17B42.18B40.47B
OtherGandA3.77B3.99B3.85B4.02B
SalariesAndWages42.35B40.18B38.33B36.45B
TotalRevenue113.10B101.89B98.58B94.95B
OperatingRevenue113.10B101.89B98.58B94.95B
OccupancyAndEquipment7.45B7.29B7.16B7.07B
ProfessionalExpenseAndContractServicesExpense2.58B2.67B2.16B2.14B
OtherNonInterestExpense7.45B7.23B6.71B6.28B
Line Item2024-12-312023-12-312022-12-31
PreferredSharesNumber409.80M409.80M406.71M
OrdinarySharesNumber7.21B7.61B7.90B8.00B
ShareIssued7.21B7.61B7.90B8.00B
NetDebt126.58B30.18B65.45B
TotalDebt365.90B326.67B334.30B302.91B
TangibleBookValue208.23B203.38B194.23B175.78B
InvestedCapital643.15B599.07B597.55B547.71B
NetTangibleAssets234.22B226.54B222.62B204.18B
CommonStockEquity277.25B272.40B263.25B244.80B
PreferredStockEquity25.99B23.16B28.40B28.40B
TotalCapitalization621.06B578.84B593.85B549.18B
TotalEquityGrossMinorityInterest303.24B295.56B291.65B273.20B
StockholdersEquity303.24B295.56B291.65B273.20B
GainsLossesNotAffectingRetainedEarnings-10.53B-15.29B-17.79B-21.16B
OtherEquityAdjustments-10.53B-15.29B-17.79B-21.16B
RetainedEarnings261.69B242.35B224.67B207.00B
CapitalStock52.08B68.50B84.76B87.35B
CommonStock26.08B45.34B56.37B58.95B
PreferredStock25.99B23.16B28.40B28.40B
TotalLiabilitiesNetMinorityInterest3.11T2.97T2.89T2.78T
DerivativeProductLiabilities42.08B39.35B43.43B44.82B
LongTermDebtAndCapitalLeaseObligation317.82B283.28B302.20B275.98B
LongTermDebt317.82B283.28B302.20B275.98B
LongTermProvisions1.18B1.10B1.21B1.54B
CurrentDebtAndCapitalLeaseObligation48.09B43.39B32.10B26.93B
CurrentDebt48.09B43.39B32.10B26.93B
OtherCurrentBorrowings48.09B43.39B32.10B26.93B
PayablesAndAccruedExpenses222.53B198.96B
CurrentAccruedExpenses222.53B198.96B
TotalAssets3.41T3.26T3.18T3.05T
InvestmentsAndAdvances1.11T1.06T1.02T1.04T
HeldToMaturitySecurities522.66B558.68B594.55B632.83B
AvailableForSaleSecurities16.18B12.18B10.20B9.21B
TradingSecurities181.09B144.13B146.54B180.60B
GoodwillAndOtherIntangibleAssets69.02B69.02B69.02B69.02B
Goodwill69.02B69.02B69.02B69.02B
NetPPE12.52B12.17B11.86B11.51B
Receivables114.38B97.92B96.70B81.14B
OtherReceivables16.19B15.67B14.82B13.59B
AccountsReceivable98.19B82.25B81.88B67.54B
OtherShortTermInvestments386.80B346.43B266.65B220.79B
CashAndCashEquivalents239.32B296.49B341.42B237.46B
CashFinancial28.59B26.00B27.89B30.33B
CashCashEquivalentsAndFederalFundsSold555.90B571.20B622.04B505.04B
Line Item2025-12-312024-12-312023-12-312022-12-31
FreeCashFlow12.61B-8.80B44.98B-6.33B
RepurchaseOfCapitalStock-24.10B-18.36B-4.58B-5.73B
RepaymentOfDebt-76.03B-70.41B-44.57B-34.05B
IssuanceOfDebt99.87B56.68B65.40B65.91B
IssuanceOfCapitalStock5.49B0.000.004.43B
InterestPaidSupplementalData79.06B89.69B69.60B18.53B
IncomeTaxPaidSupplementalData3.93B3.82B3.40B2.29B
EndCashPosition231.84B290.11B333.07B230.20B
BeginningCashPosition290.11B333.07B230.20B348.22B
EffectOfExchangeRateChanges4.33B-3.83B-70.00M-3.12B
ChangesInCash-62.60B-39.13B102.94B-114.89B
FinancingCashFlow69.95B60.37B93.34B-106.04B
CashFlowFromContinuingFinancingActivities69.95B60.37B93.34B-106.04B
NetOtherFinancingCharges-613.00M-127.00M-717.00M-312.00M
CashDividendsPaid-9.56B-9.50B-9.09B-8.58B
NetPreferredStockIssuance2.82B-5.25B0.003.77B
PreferredStockPayments-2.67B-5.25B0.00-654.00M
PreferredStockIssuance5.49B0.000.004.43B
NetCommonStockIssuance-21.43B-13.10B-4.58B-5.07B
CommonStockPayments-21.43B-13.10B-4.58B-5.07B
NetIssuancePaymentsOfDebt28.53B-1.15B25.99B35.03B
NetShortTermDebtIssuance4.69B12.57B5.16B3.18B
NetLongTermDebtIssuance23.84B-13.73B20.82B31.86B
LongTermDebtPayments-76.03B-70.41B-44.57B-34.05B
LongTermDebtIssuance99.87B56.68B65.40B65.91B
InvestingCashFlow-145.16B-90.69B-35.39B-2.53B
CashFlowFromContinuingInvestingActivities-145.16B-90.69B-35.39B-2.53B
NetOtherInvestingChanges-4.33B-4.14B-5.26B-4.61B
NetInvestmentPurchaseAndSale1.40B-48.46B-4.24B84.10B
SaleOfInvestment264.89B342.45B286.82B243.16B
PurchaseOfInvestment-263.48B-390.91B-291.06B-159.06B
OperatingCashFlow12.61B-8.80B44.98B-6.33B
CashFlowFromContinuingOperatingActivities12.61B-8.80B44.98B-6.33B
ChangeInWorkingCapital-33.08B-48.55B2.73B-51.94B
ChangeInOtherWorkingCapital-35.03B-45.50B44.39B-95.77B
ChangeInOtherCurrentAssets-19.58B-4.49B-23.94B20.80B
ChangeInPayablesAndAccruedExpense17.32B1.45B-17.72B23.03B
ChangeInAccruedExpense17.32B1.45B-17.72B23.03B
OtherNonCashItems3.74B3.20B8.35B7.93B
StockBasedCompensation4.00B3.43B2.94B2.86B
AssetImpairmentCharge0.00
DeferredTax295.00M-1.73B-2.01B739.00M
DeferredIncomeTax295.00M-1.73B-2.01B739.00M
DepreciationAmortizationDepletion2.31B2.19B2.06B1.98B
DepreciationAndAmortization2.31B2.19B2.06B1.98B
OperatingGainsLosses20.00M29.00M405.00M-32.00M
GainLossOnInvestmentSecurities20.00M29.00M405.00M-32.00M
NetIncomeFromContinuingOperations30.51B27.13B26.52B27.53B
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for BAC
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status