BAC Chart
About

Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. The company operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, short-term investing options, and merchant services; working capital management solutions; debt and equity underwriting and distribution, and merger-related and other advisory services; and fixed-income and equity research services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Banks - Diversified Market Cap 385.13B
Enterprise Value 193.97B Income 29.06B Sales 107.42B
Book/sh 38.44 Cash/sh 133.62 Dividend Yield 209.00%
Payout 28.35% Employees 213207 IPO —
P/E 13.84 Forward P/E 10.64 PEG —
P/S 3.59 P/B 1.37 P/C —
EV/EBITDA — EV/Sales 1.81 Quick Ratio —
Current Ratio — Debt/Eq — LT Debt/Eq —
EPS (ttm) 3.81 EPS next Y 4.95 EPS Growth 20.90%
Revenue Growth 13.20% Earnings 2026-04-15 ROA 0.92%
ROE 10.19% ROIC — Gross Margin 0.00%
Oper. Margin 35.56% Profit Margin 28.40% Shs Outstand 7.21B
Shs Float 7.19B Short Float 1.25% Short Ratio 2.41
Short Interest — 52W High 57.55 52W Low 33.07
Beta 1.27 Avg Volume 38.38M Volume 35.48M
Target Price $62.35 Recom Buy Prev Close $52.55
Price $52.74 Change 0.36%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$62.35
Mean price target
2. Current target
$52.74
Latest analyst target
3. DCF / Fair value
$57.15
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$52.74
Low
$56.00
High
$71.00
Mean
$62.35

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-01-15 main TD Cowen Buy → Buy $64
2026-01-15 main Morgan Stanley Overweight → Overweight $64
2026-01-15 main Evercore ISI Group Outperform → Outperform $59
2026-01-15 main Truist Securities Buy → Buy $60
2026-01-15 main Piper Sandler Neutral → Neutral $57
2026-01-15 main Keefe, Bruyette & Woods Outperform → Outperform $63
2026-01-14 init CICC — → Outperform $62
2026-01-07 main TD Cowen Buy → Buy $66
2026-01-07 down Wolfe Research Outperform → Peer Perform —
2026-01-06 main Goldman Sachs Buy → Buy $64
2026-01-06 main Truist Securities Buy → Buy $62
2026-01-05 main Barclays Overweight → Overweight $71
2025-12-18 main Truist Securities Buy → Buy $58
2025-12-17 main Keefe, Bruyette & Woods Outperform → Outperform $64
2025-12-12 main Morgan Stanley Overweight → Overweight $68
2025-12-11 main Piper Sandler Neutral → Neutral $56
2025-11-19 main Oppenheimer Outperform → Outperform $55
2025-11-06 main TD Cowen Buy → Buy $64
2025-11-06 main Morgan Stanley Overweight → Overweight $70
2025-10-27 main Wells Fargo Overweight → Overweight $62
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 100000 — — Stock Gift at price 0.00 per share. MOYNIHAN BRIAN T Chief Executive Officer — 2026-02-04 00:00:00 D
1 17891 nan — — MOYNIHAN BRIAN T Chief Executive Officer — 2026-01-15 00:00:00 D
2 17892 nan — — MOYNIHAN BRIAN T Chief Executive Officer — 2025-12-15 00:00:00 D
3 130000 — — Stock Gift at price 0.00 per share. MOYNIHAN BRIAN T Chief Executive Officer — 2025-12-11 00:00:00 D
4 9265 — — Stock Gift at price 0.00 per share. GREENER GEOFFREY S Officer — 2025-12-09 00:00:00 I
5 3000 — — Stock Gift at price 0.00 per share. SCRIVENER THOMAS M Officer — 2025-12-03 00:00:00 D
6 26784 nan — — OKPARA JOHNBULL Officer — 2025-11-28 00:00:00 D
7 17891 nan — — MOYNIHAN BRIAN T Chief Executive Officer — 2025-11-14 00:00:00 D
8 1234 nan — — SCHIMPF ERIC A Officer — 2025-11-14 00:00:00 D
9 975 nan — — HANS LINDSAY D Officer — 2025-11-14 00:00:00 D
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems0.00-134.40M0.000.00
TaxRateForCalcs0.070.060.110.06
TotalUnusualItems-2.10B
TotalUnusualItemsExcludingGoodwill-2.10B
NetIncomeFromContinuingOperationNetMinorityInterest27.13B26.52B27.53B31.98B
ReconciledDepreciation2.19B2.06B1.98B1.90B
NetInterestIncome56.06B56.93B52.46B42.93B
InterestExpense90.55B73.33B20.10B4.74B
InterestIncome146.61B130.26B72.56B47.67B
NormalizedIncome27.13B28.48B27.53B31.98B
NetIncomeFromContinuingAndDiscontinuedOperation27.13B26.52B27.53B31.98B
DilutedAverageShares7.68B7.94B8.08B8.17B
BasicAverageShares7.52B7.86B8.03B8.11B
DilutedEPS3.813.213.083.19
BasicEPS3.863.253.103.21
DilutedNIAvailtoComStockholders25.50B24.87B26.02B30.56B
NetIncomeCommonStockholders25.50B24.87B26.02B30.56B
OtherunderPreferredStockDividend1.51B1.42B
PreferredStockDividends1.63B1.65B1.51B1.42B
NetIncome27.13B26.52B27.53B31.98B
NetIncomeIncludingNoncontrollingInterests27.13B26.52B27.53B31.98B
NetIncomeContinuousOperations27.13B26.52B27.53B31.98B
TaxProvision2.12B1.83B3.44B2.00B
PretaxIncome29.25B28.34B30.97B33.98B
SpecialIncomeCharges-2.10B
OtherSpecialCharges2.10B
GainOnSaleOfSecurity0.000.000.000.00
SellingGeneralAndAdministration49.62B47.72B45.95B45.05B
SellingAndMarketingExpense5.45B5.54B5.48B5.82B
GeneralAndAdministrativeExpense44.17B42.18B40.47B39.23B
OtherGandA3.99B3.85B4.02B3.09B
SalariesAndWages40.18B38.33B36.45B36.14B
TotalRevenue101.89B98.58B94.95B89.11B
OperatingRevenue101.89B98.58B94.95B89.11B
OccupancyAndEquipment7.29B7.16B7.07B7.14B
ProfessionalExpenseAndContractServicesExpense2.67B2.16B2.14B1.77B
OtherNonInterestExpense7.23B6.71B6.28B5.77B
Line Item2024-12-312023-12-312022-12-31
PreferredSharesNumber409.80M409.80M406.71M
OrdinarySharesNumber7.61B7.90B8.00B8.08B
ShareIssued7.61B7.90B8.00B8.08B
NetDebt30.18B65.45B
TotalDebt326.67B334.30B302.91B303.87B
TangibleBookValue203.38B194.23B175.78B176.34B
InvestedCapital599.07B597.55B547.71B549.23B
NetTangibleAssets226.54B222.62B204.18B201.04B
CommonStockEquity272.40B263.25B244.80B245.36B
PreferredStockEquity23.16B28.40B28.40B24.71B
TotalCapitalization578.84B593.85B549.18B550.18B
TotalEquityGrossMinorityInterest295.56B291.65B273.20B270.07B
StockholdersEquity295.56B291.65B273.20B270.07B
GainsLossesNotAffectingRetainedEarnings-15.29B-17.79B-21.16B-5.10B
OtherEquityAdjustments-15.29B-17.79B-21.16B-5.10B
RetainedEarnings242.35B224.67B207.00B188.06B
CapitalStock68.50B84.76B87.35B87.11B
CommonStock45.34B56.37B58.95B62.40B
PreferredStock23.16B28.40B28.40B24.71B
TotalLiabilitiesNetMinorityInterest2.97T2.89T2.78T2.90T
DerivativeProductLiabilities39.35B43.43B44.82B37.67B
LongTermDebtAndCapitalLeaseObligation283.28B302.20B275.98B280.12B
LongTermDebt283.28B302.20B275.98B280.12B
LongTermProvisions1.10B1.21B1.54B1.46B
CurrentDebtAndCapitalLeaseObligation43.39B32.10B26.93B23.75B
CurrentDebt43.39B32.10B26.93B23.75B
OtherCurrentBorrowings43.39B32.10B26.93B23.75B
PayablesAndAccruedExpenses222.53B198.96B
CurrentAccruedExpenses222.53B198.96B
TotalAssets3.26T3.18T3.05T3.17T
InvestmentsAndAdvances1.06T1.02T1.04T1.13T
HeldToMaturitySecurities558.68B594.55B632.83B674.55B
AvailableForSaleSecurities12.18B10.20B9.21B8.89B
TradingSecurities144.13B146.54B180.60B143.65B
GoodwillAndOtherIntangibleAssets69.02B69.02B69.02B69.02B
Goodwill69.02B69.02B69.02B69.02B
NetPPE12.17B11.86B11.51B10.83B
Receivables97.92B96.70B81.14B87.02B
OtherReceivables15.67B14.82B13.59B14.76B
AccountsReceivable82.25B81.88B67.54B72.26B
OtherShortTermInvestments346.43B266.65B220.79B299.18B
CashAndCashEquivalents296.49B341.42B237.46B355.37B
CashFinancial26.00B27.89B30.33B29.22B
CashCashEquivalentsAndFederalFundsSold571.20B622.04B505.04B606.09B
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow-8.80B44.98B-6.33B-7.19B
RepurchaseOfCapitalStock-18.36B-4.58B-5.73B-27.10B
RepaymentOfDebt-70.41B-44.57B-34.05B-46.83B
IssuanceOfDebt56.68B65.40B65.91B76.67B
IssuanceOfCapitalStock0.000.004.43B2.17B
InterestPaidSupplementalData89.69B69.60B18.53B4.51B
IncomeTaxPaidSupplementalData3.82B3.40B2.29B2.76B
EndCashPosition290.11B333.07B230.20B348.22B
BeginningCashPosition333.07B230.20B348.22B380.46B
EffectOfExchangeRateChanges-3.83B-70.00M-3.12B-3.41B
ChangesInCash-39.13B102.94B-114.89B-28.83B
FinancingCashFlow60.37B93.34B-106.04B291.65B
CashFlowFromContinuingFinancingActivities60.37B93.34B-106.04B291.65B
NetOtherFinancingCharges-127.00M-717.00M-312.00M-620.00M
CashDividendsPaid-9.50B-9.09B-8.58B-8.05B
NetPreferredStockIssuance-5.25B0.003.77B198.00M
PreferredStockPayments-5.25B0.00-654.00M-1.97B
PreferredStockIssuance0.000.004.43B2.17B
NetCommonStockIssuance-13.10B-4.58B-5.07B-25.13B
CommonStockPayments-13.10B-4.58B-5.07B-25.13B
NetIssuancePaymentsOfDebt-1.15B25.99B35.03B34.28B
NetShortTermDebtIssuance12.57B5.16B3.18B4.43B
NetLongTermDebtIssuance-13.73B20.82B31.86B29.85B
LongTermDebtPayments-70.41B-44.57B-34.05B-46.83B
LongTermDebtIssuance56.68B65.40B65.91B76.67B
InvestingCashFlow-90.69B-35.39B-2.53B-313.29B
CashFlowFromContinuingInvestingActivities-90.69B-35.39B-2.53B-313.29B
NetOtherInvestingChanges-4.14B-5.26B-4.61B-3.48B
NetInvestmentPurchaseAndSale-48.46B-4.24B84.10B-309.75B
SaleOfInvestment342.45B286.82B243.16B291.39B
PurchaseOfInvestment-390.91B-291.06B-159.06B-601.13B
OperatingCashFlow-8.80B44.98B-6.33B-7.19B
CashFlowFromContinuingOperatingActivities-8.80B44.98B-6.33B-7.19B
ChangeInWorkingCapital-48.55B2.73B-51.94B-39.92B
ChangeInOtherWorkingCapital-45.50B44.39B-95.77B-22.10B
ChangeInOtherCurrentAssets-4.49B-23.94B20.80B-34.45B
ChangeInPayablesAndAccruedExpense1.45B-17.72B23.03B16.64B
ChangeInAccruedExpense1.45B-17.72B23.03B16.64B
OtherNonCashItems3.20B8.35B7.93B-4.30B
StockBasedCompensation3.43B2.94B2.86B2.77B
AssetImpairmentCharge0.00
DeferredTax-1.73B-2.01B739.00M-838.00M
DeferredIncomeTax-1.73B-2.01B739.00M-838.00M
DepreciationAmortizationDepletion2.19B2.06B1.98B1.90B
DepreciationAndAmortization2.19B2.06B1.98B1.90B
OperatingGainsLosses29.00M405.00M-32.00M-22.00M
GainLossOnInvestmentSecurities29.00M405.00M-32.00M-22.00M
NetIncomeFromContinuingOperations27.13B26.52B27.53B31.98B
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for BAC
Date User Asset Broker Type Position Size Entry Price Patterns