Symbols / BBT $28.35 -2.17%
BBT Chart
About
Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in New England, New York, the United States, and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. The company is also involved in investment in debt and equity securities and offers cash management, trust, and investment advisory services. In addition, it provides specialty equipment financing and SBA lending, online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. The company was founded in 1846 and is headquartered in Boston, Massachusetts.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Banks - Regional | Market Cap | 2.38B |
| Enterprise Value | 1.29B | Income | 90.27M | Sales | 511.61M |
| Book/sh | 29.70 | Cash/sh | 25.53 | Dividend Yield | 4.44% |
| Payout | 124.93% | Employees | 1972 | IPO | — |
| P/E | 27.52 | Forward P/E | 7.26 | PEG | — |
| P/S | 4.65 | P/B | 0.95 | P/C | — |
| EV/EBITDA | — | EV/Sales | 2.51 | Quick Ratio | — |
| Current Ratio | — | Debt/Eq | — | LT Debt/Eq | — |
| EPS (ttm) | 1.03 | EPS next Y | 3.91 | EPS Growth | 5.01% |
| Revenue Growth | 221.00% | Earnings | 2026-04-23 | ROA | 0.51% |
| ROE | 4.86% | ROIC | — | Gross Margin | 0.00% |
| Oper. Margin | 58.28% | Profit Margin | 17.64% | Shs Outstand | 83.82M |
| Shs Float | 82.93M | Short Float | 5.08% | Short Ratio | 4.02 |
| Short Interest | — | 52W High | 32.00 | 52W Low | 22.27 |
| Beta | — | Avg Volume | 827.24K | Volume | 276.24K |
| Target Price | $34.57 | Recom | None | Prev Close | $28.98 |
| Price | $28.35 | Change | -2.17% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$34.57
Mean price target
2. Current target
$28.35
Latest analyst target
3. DCF / Fair value
$15.45
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$28.35
Low
$31.00
High
$42.00
Mean
$34.57
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-01-30 | main | RBC Capital | Sector Perform → Sector Perform | $31 |
| 2026-01-30 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $36 |
| 2025-10-10 | up | Keefe, Bruyette & Woods | Market Perform → Outperform | $33 |
| 2025-09-03 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $33 |
| 2025-04-28 | reit | RBC Capital | Sector Perform → Sector Perform | $31 |
News
RSS: Latest BBT news- Four regional banks unite as Beacon Bank, a top-100 U.S. lender - Stock Titan Mon, 23 Feb 2026 08
- A Look At Beacon Financial (BBT) Valuation After Recent Share Price Pullback - simplywall.st Fri, 06 Mar 2026 16
- Assessing Beacon Financial (BBT) Valuation After Recent Share Price Momentum - Yahoo Finance Fri, 13 Feb 2026 08
- Why Beacon Financial (BBT) is a Top Momentum Stock for the Long-Term - Nasdaq Wed, 29 Oct 2025 07
- BBT stock hits 52-week high at 30.79 USD - Investing.com Wed, 04 Feb 2026 08
- Assessing Beacon Financial (BBT) Valuation After Recent Share Price Momentum And Merger Synergy Hopes - Sahm Fri, 13 Feb 2026 08
- Top Beacon Financial Executive Makes Major Move With Insider Stock Sale - TipRanks hu, 26 Feb 2026 08
- Beacon Financial May Require More Time To Build For The Future (NYSE:BBT) - Seeking Alpha hu, 04 Sep 2025 07
- Here's Why Beacon Financial (BBT) is a Strong Momentum Stock - Yahoo Finance Mon, 15 Sep 2025 07
- Here's Why Beacon Financial (BBT) is a Strong Momentum Stock - Nasdaq Mon, 15 Sep 2025 07
- McCurdy, Beacon Financial Corp chief banking officer, sells $538k in shares - Investing.com hu, 26 Feb 2026 08
- BB&T Capital stock price target raised to $31 by RBC on stable trends - Investing.com Fri, 30 Jan 2026 08
- Betr Entertainment Limited's (ASX:BBT) Intrinsic Value Is Potentially 17% Below Its Share Price - Yahoo Finance Wed, 14 Jan 2026 08
- Beacon Financial (BBT) Q3 Earnings Lag Estimates - Nasdaq Wed, 29 Oct 2025 07
- Beacon Financial Corp (BBT) Q3 2025 Earnings Call Highlights: Navigating Merger Challenges and ... - Yahoo Finance hu, 30 Oct 2025 07
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 17333 | 538016 | — | Sale at price 31.04 per share. | MCCURDY MICHAEL W | Officer | — | 2026-02-26 00:00:00 | D |
| 1 | 4000 | 98680 | — | Purchase at price 24.67 per share. | CALLAHAN MARY ANNE | Director | — | 2025-11-04 00:00:00 | I |
| 2 | 4200 | 103572 | — | Purchase at price 24.66 per share. | HOLLISTER THOMAS J | Director | — | 2025-11-04 00:00:00 | I |
| 3 | 2000 | 49380 | — | Purchase at price 24.69 per share. | CARLSON CARL M | Chief Financial Officer | — | 2025-11-03 00:00:00 | D |
| 4 | 635 | 15405 | — | Purchase at price 24.26 per share. | HUGHES WILLIAM H. III | Director | — | 2025-11-03 00:00:00 | D |
| 5 | 17921 | — | — | Stock Award(Grant) at price 0.00 per share. | PERRAULT PAUL A | Chief Executive Officer | — | 2025-09-19 00:00:00 | D |
| 6 | 6341 | — | — | Stock Award(Grant) at price 0.00 per share. | MEIKLEJOHN MARK J | Officer | — | 2025-09-19 00:00:00 | D |
| 7 | 7879 | — | — | Stock Award(Grant) at price 0.00 per share. | MCCURDY MICHAEL W | Officer | — | 2025-09-19 00:00:00 | D |
| 8 | 7879 | — | — | Stock Award(Grant) at price 0.00 per share. | CARLSON CARL M | Chief Financial Officer | — | 2025-09-19 00:00:00 | D |
| 9 | 1000 | 25960 | — | Sale at price 25.96 per share. | HILL WILLARD I JR | Director | — | 2025-09-12 00:00:00 | D |
Financials
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | -15.99M | -1.05M | -1.49M | -485.40K |
| TaxRateForCalcs | 0.26 | 0.25 | 0.20 | 0.22 |
| TotalUnusualItems | -61.70M | -4.20M | -7.41M | -2.25M |
| TotalUnusualItemsExcludingGoodwill | -61.70M | -4.20M | -7.41M | -2.25M |
| NetIncomeFromContinuingOperationNetMinorityInterest | 90.27M | 68.72M | 75.00M | 109.74M |
| ReconciledDepreciation | 24.78M | 14.64M | 16.00M | 6.52M |
| NetInterestIncome | 503.11M | 329.58M | 339.71M | 299.77M |
| InterestExpense | 329.68M | 298.94M | 237.58M | 45.41M |
| InterestIncome | 832.79M | 628.52M | 577.29M | 345.19M |
| NormalizedIncome | 135.97M | 71.86M | 80.92M | 111.51M |
| NetIncomeFromContinuingAndDiscontinuedOperation | 90.27M | 68.72M | 75.00M | 109.74M |
| DilutedAverageShares | 89.30M | 88.45M | 32.49M | 32.86M |
| BasicAverageShares | 88.98M | 88.23M | 32.37M | 32.75M |
| DilutedEPS | 0.77 | 0.85 | 3.38 | 3.52 |
| BasicEPS | 0.77 | 0.85 | 3.38 | 3.52 |
| DilutedNIAvailtoComStockholders | 90.27M | 68.72M | 75.00M | 109.74M |
| NetIncomeCommonStockholders | 90.27M | 68.72M | 75.00M | 109.74M |
| NetIncome | 90.27M | 68.72M | 75.00M | 109.74M |
| MinorityInterests | 0.00 | |||
| NetIncomeIncludingNoncontrollingInterests | 90.27M | 68.72M | 75.00M | 109.74M |
| NetIncomeContinuousOperations | 90.27M | 68.72M | 75.00M | 109.74M |
| TaxProvision | 31.59M | 22.98M | 18.91M | 30.20M |
| PretaxIncome | 121.86M | 91.69M | 93.91M | 139.95M |
| SpecialIncomeCharges | -61.70M | -4.20M | -7.41M | -2.25M |
| RestructuringAndMergernAcquisition | 61.70M | 4.20M | 7.41M | 2.25M |
| GainOnSaleOfSecurity | 1.41M | 2.02M | 5.25M | 4.46M |
| DepreciationAmortizationDepletionIncomeStatement | 15.22M | 6.75M | 7.84M | 494.00K |
| DepreciationAndAmortizationInIncomeStatement | 15.22M | 6.75M | 7.84M | 494.00K |
| Amortization | 15.22M | 6.75M | 7.84M | 494.00K |
| AmortizationOfIntangiblesIncomeStatement | 15.22M | 6.75M | 7.84M | 494.00K |
| SellingGeneralAndAdministration | 204.99M | 157.01M | 151.46M | 121.64M |
| SellingAndMarketingExpense | 5.98M | 5.24M | 4.72M | 4.98M |
| GeneralAndAdministrativeExpense | 199.01M | 151.77M | 146.74M | 116.66M |
| InsuranceAndClaims | 7.81M | 8.04M | 7.84M | 3.18M |
| SalariesAndWages | 191.20M | 143.72M | 138.90M | 113.49M |
| TotalRevenue | 552.99M | 355.56M | 371.31M | 328.02M |
| OperatingRevenue | 552.99M | 355.56M | 371.31M | 328.02M |
| OccupancyAndEquipment | 74.58M | 49.43M | 47.21M | 36.84M |
| ProfessionalExpenseAndContractServicesExpense | 8.09M | 7.13M | 7.23M | 5.06M |
| OtherNonInterestExpense | 25.16M | 17.35M | 18.38M | 13.26M |
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| TreasurySharesNumber | 5.76M | 2.95M | 3.09M | 3.25M |
| OrdinarySharesNumber | 83.82M | 37.42M | 37.34M | 32.27M |
| ShareIssued | 89.58M | 40.37M | 40.42M | 35.52M |
| NetDebt | 976.18M | 1.24B | 1.05B | 29.58M |
| TotalDebt | 879.07M | 1.56B | 1.41B | 1.45B |
| TangibleBookValue | 1.95B | 963.26M | 933.22M | 829.92M |
| InvestedCapital | 3.28B | 2.74B | 2.58B | 2.42B |
| NetTangibleAssets | 1.95B | 963.26M | 933.22M | 829.92M |
| CapitalLeaseObligations | 90.71M | 44.78M | 32.00M | 19.48M |
| CommonStockEquity | 2.50B | 1.22B | 1.20B | 992.12M |
| TotalCapitalization | 2.74B | 1.38B | 2.58B | 2.42B |
| TotalEquityGrossMinorityInterest | 2.50B | 1.22B | 1.20B | 992.12M |
| StockholdersEquity | 2.50B | 1.22B | 1.20B | 992.12M |
| OtherEquityInterest | -147.00K | |||
| GainsLossesNotAffectingRetainedEarnings | -20.00M | -52.88M | -52.80M | -61.95M |
| OtherEquityAdjustments | -20.00M | -52.88M | -52.80M | -61.95M |
| TreasuryStock | 142.58M | 87.68M | 90.91M | 94.87M |
| RetainedEarnings | 485.86M | 458.94M | 438.72M | 412.02M |
| AdditionalPaidInCapital | 2.17B | 902.58M | 902.66M | 736.07M |
| CapitalStock | 896.00K | 970.00K | 970.00K | 852.00K |
| CommonStock | 896.00K | 970.00K | 970.00K | 852.00K |
| TotalLiabilitiesNetMinorityInterest | 20.72B | 10.68B | 10.18B | 8.19B |
| LongTermDebtAndCapitalLeaseObligation | 334.63M | 206.67M | 1.41B | 1.45B |
| LongTermCapitalLeaseObligation | 90.71M | 44.78M | 32.00M | 19.48M |
| LongTermDebt | 243.91M | 161.88M | 1.38B | 1.43B |
| LongTermProvisions | 13.75M | 5.98M | 19.77M | 20.60M |
| CurrentDebtAndCapitalLeaseObligation | 544.45M | 1.36B | ||
| CurrentDebt | 544.45M | 1.36B | ||
| OtherCurrentBorrowings | 544.45M | 1.36B | ||
| PayablesAndAccruedExpenses | 193.22M | 158.46M | ||
| CurrentAccruedExpenses | 193.22M | 158.46M | ||
| TotalAssets | 23.22B | 11.91B | 11.38B | 9.19B |
| InvestmentsAndAdvances | 1.69B | 894.95M | 916.16M | 656.66M |
| GoodwillAndOtherIntangibleAssets | 541.17M | 258.68M | 265.43M | 162.21M |
| OtherIntangibleAssets | 189.56M | 17.46M | 24.21M | 1.78M |
| Goodwill | 351.61M | 241.22M | 241.22M | 160.43M |
| NetPPE | 245.29M | 130.31M | 120.72M | 90.88M |
| AccumulatedDepreciation | -112.93M | -103.47M | -100.41M | -92.22M |
| GrossPPE | 358.22M | 233.77M | 221.12M | 183.09M |
| OtherProperties | 84.24M | 44.30M | 31.76M | 20.36M |
| MachineryFurnitureEquipment | 69.50M | 61.65M | 63.64M | 58.08M |
| BuildingsAndImprovements | 177.27M | 112.40M | 110.28M | 92.33M |
| LandAndImprovements | 27.20M | 15.42M | 15.44M | 12.33M |
| OtherShortTermInvestments | 1.69B | 894.95M | 916.16M | 656.66M |
| CashAndCashEquivalents | 2.04B | 543.67M | 133.03M | 382.96M |
| CashFinancial | 201.56M | 64.67M | 34.51M | 191.77M |
| CashCashEquivalentsAndFederalFundsSold | 2.13B | 626.83M | 210.62M | 454.27M |
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 212.16M | 99.97M | 104.24M | 113.37M |
| RepurchaseOfCapitalStock | 0.00 | 0.00 | -13.78M | -9.98M |
| RepaymentOfDebt | -2.35B | -1.51B | -6.26B | -7.53B |
| IssuanceOfDebt | 1.06B | 1.65B | 6.16B | 8.61B |
| CapitalExpenditure | -12.29M | -4.99M | -12.36M | -7.39M |
| InterestPaidSupplementalData | 328.86M | 291.43M | 238.40M | 41.04M |
| IncomeTaxPaidSupplementalData | 14.97M | 13.09M | 8.63M | 22.55M |
| EndCashPosition | 2.04B | 543.67M | 133.03M | 382.96M |
| BeginningCashPosition | 543.67M | 133.03M | 382.96M | 327.74M |
| ChangesInCash | 1.50B | 410.64M | -249.93M | 55.22M |
| FinancingCashFlow | -1.03B | 445.29M | 298.74M | 492.15M |
| CashFlowFromContinuingFinancingActivities | -1.03B | 445.29M | 298.74M | 492.15M |
| NetOtherFinancingCharges | -2.37M | -2.05M | -1.39M | -1.41M |
| CashDividendsPaid | -63.12M | -48.06M | -47.93M | -40.08M |
| CommonStockDividendPaid | -63.12M | -48.06M | -47.93M | -40.08M |
| NetCommonStockIssuance | 0.00 | 0.00 | -13.78M | -9.98M |
| CommonStockPayments | 0.00 | 0.00 | -13.78M | -9.98M |
| NetIssuancePaymentsOfDebt | -1.29B | 142.92M | -109.26M | 1.08B |
| NetLongTermDebtIssuance | -1.29B | 142.92M | -109.26M | 1.08B |
| LongTermDebtPayments | -2.35B | -1.51B | -6.26B | -7.53B |
| LongTermDebtIssuance | 1.06B | 1.65B | 6.16B | 8.61B |
| InvestingCashFlow | 2.30B | -139.60M | -665.26M | -557.69M |
| CashFlowFromContinuingInvestingActivities | 2.30B | -139.60M | -665.26M | -557.69M |
| NetOtherInvestingChanges | 24.63M | -3.96M | -734.00K | -34.40M |
| NetInvestmentPurchaseAndSale | 333.15M | 25.52M | 139.50M | -20.28M |
| SaleOfInvestment | 366.28M | 174.00M | 502.40M | 177.35M |
| PurchaseOfInvestment | -33.13M | -148.48M | -362.90M | -197.63M |
| NetBusinessPurchaseAndSale | 1.08B | 0.00 | -80.21M | 0.00 |
| SaleOfBusiness | 1.08B | |||
| PurchaseOfBusiness | 0.00 | -80.21M | 0.00 | 0.00 |
| NetPPEPurchaseAndSale | -12.29M | -4.99M | -12.36M | -7.39M |
| PurchaseOfPPE | -12.29M | -4.99M | -12.36M | -7.39M |
| OperatingCashFlow | 224.44M | 104.95M | 116.60M | 120.76M |
| CashFlowFromContinuingOperatingActivities | 224.44M | 104.95M | 116.60M | 120.76M |
| ChangeInWorkingCapital | -6.05M | 7.47M | -13.52M | -14.33M |
| ChangeInOtherWorkingCapital | -1.93M | -2.02M | -1.27M | -1.02M |
| ChangeInOtherCurrentAssets | 85.24M | 6.59M | 13.76M | -48.73M |
| ChangeInPayablesAndAccruedExpense | -89.37M | 2.90M | -26.01M | 35.42M |
| ChangeInAccruedExpense | -89.37M | 2.90M | -26.01M | 35.42M |
| OtherNonCashItems | 81.83M | 1.41M | -1.51M | 142.00K |
| StockBasedCompensation | 5.92M | 3.38M | 3.72M | 3.42M |
| AssetImpairmentCharge | 412.00K | 574.00K | 181.00K | 178.00K |
| DeferredTax | 22.35M | 409.00K | 16.17M | 4.36M |
| DeferredIncomeTax | 22.35M | 409.00K | 16.17M | 4.36M |
| DepreciationAmortizationDepletion | 24.78M | 14.64M | 16.00M | 6.52M |
| DepreciationAndAmortization | 24.78M | 14.64M | 16.00M | 6.52M |
| AmortizationCashFlow | 15.22M | 6.75M | 7.84M | 494.00K |
| AmortizationOfIntangibles | 15.22M | 6.75M | 7.84M | 494.00K |
| Depreciation | 9.55M | 7.89M | 8.16M | 6.03M |
| OperatingGainsLosses | -5.62M | -951.00K | -4.29M | -4.46M |
| GainLossOnInvestmentSecurities | 0.00 | 0.00 | -1.70M | -321.00K |
| NetIncomeFromContinuingOperations | 90.27M | 68.72M | 75.00M | 109.74M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for BBT
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|