Symbols / BBVA $21.15 +1.08%
BBVA Chart
About
Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking. The company was formerly known as Banco Bilbao Vizcaya, S.A. and changed its name to Banco Bilbao Vizcaya Argentaria, S.A. in January 2000. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Banks - Diversified | Market Cap | 120.08B |
| Enterprise Value | 127.75B | Income | 10.11B | Sales | 31.65B |
| Book/sh | 11.55 | Cash/sh | 26.09 | Dividend Yield | 5.15% |
| Payout | 41.01% | Employees | 123193 | IPO | — |
| P/E | 10.47 | Forward P/E | 10.30 | PEG | — |
| P/S | 3.79 | P/B | 1.83 | P/C | — |
| EV/EBITDA | — | EV/Sales | 4.04 | Quick Ratio | — |
| Current Ratio | — | Debt/Eq | — | LT Debt/Eq | — |
| EPS (ttm) | 2.02 | EPS next Y | 2.05 | EPS Growth | 5.40% |
| Revenue Growth | 0.30% | Earnings | 2026-04-30 | ROA | 1.36% |
| ROE | 18.27% | ROIC | — | Gross Margin | 0.00% |
| Oper. Margin | 50.90% | Profit Margin | 33.21% | Shs Outstand | 5.68B |
| Shs Float | 5.65B | Short Float | 0.05% | Short Ratio | 1.10 |
| Short Interest | — | 52W High | 26.20 | 52W Low | 11.59 |
| Beta | 0.92 | Avg Volume | 2.00M | Volume | 265.43K |
| Target Price | $24.28 | Recom | Buy | Prev Close | $20.92 |
| Price | $21.14 | Change | 1.08% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$24.28
Mean price target
2. Current target
$20.87
Latest analyst target
3. DCF / Fair value
$30.30
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$20.87
Low
$20.00
High
$28.56
Mean
$24.28
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2025-08-07 | up | Barclays | Equal-Weight → Overweight | — |
| 2021-08-13 | up | Berenberg | Sell → Hold | — |
| 2021-03-04 | down | Barclays | Overweight → Equal-Weight | — |
| 2021-02-25 | up | Jefferies | Hold → Buy | — |
| 2016-11-09 | down | Jefferies | Buy → Hold | — |
| 2016-10-19 | up | RBC Capital | Sector Perform → Outperform | — |
| 2016-09-06 | up | Barclays | Underweight → Equal-Weight | — |
| 2016-03-07 | init | UBS | — → Sell | — |
| 2016-02-10 | up | Exane BNP Paribas | Underperform → Outperform | — |
| 2016-01-05 | up | RBC Capital | Underperform → Sector Perform | — |
| 2015-04-20 | down | Goldman Sachs | Buy → Neutral | — |
| 2015-01-20 | up | Citigroup | — → Buy | — |
| 2014-11-24 | up | B of A Securities | Underperform → Neutral | $10 |
| 2014-10-15 | up | Deutsche Bank | Hold → Buy | — |
| 2013-11-25 | down | B of A Securities | Neutral → Underperform | — |
| 2013-10-29 | down | B of A Securities | Neutral → Underperform | — |
| 2013-07-22 | up | UBS | Neutral → Buy | — |
| 2013-05-15 | down | HSBC | Neutral → Underweight | — |
| 2013-05-09 | up | Societe Generale | Hold → Buy | — |
| 2013-02-04 | up | UBS | Sell → Neutral | — |
- Is BBVA Still a Bargain After Its 101.8% Rally in 2025? - Yahoo Finance Mon, 01 Dec 2025 08
- Banco Bilbao Viscaya Argentaria S.A. $BBVA Shares Sold by Capital Research Global Investors - MarketBeat Fri, 13 Mar 2026 08
- Earnings: BBVA Posts Record Profit of €10.5 Billion in 2025 and Will Distribute a Dividend of More Than €5.2 Billion - BBVA hu, 05 Feb 2026 08
- BBVA : Gets a Buy rating from Barclays - marketscreener.com ue, 17 Mar 2026 16
- Monthly Dividend Stock In Focus: Banco BBVA Argentina S.A. - Sure Dividend Wed, 11 Mar 2026 18
- JPMorgan lowers its price target on Banco Bilbao Vizcaya Argentaria, SA (BBVA) to EUR 23.30 from EUR 23.50 and maintains an overweight rating - MSN Sun, 15 Mar 2026 19
- Banco BBVA Argentina Sets Final Dividend Installment for March 31, 2026 - The Globe and Mail Sat, 14 Mar 2026 20
- Banco Bilbao Vizcaya Argentaria SA (BBVA) Shares Down 5.53% on M - GuruFocus hu, 12 Mar 2026 17
- Banco Bilbao Vizcaya Argentaria SA Stock (BBVA) Moved Down by 4.34% on Mar 12: What Investors Need To Know - TradingKey hu, 12 Mar 2026 19
- Banco Bilbao Viscaya Argentaria (NYSE:BBVA) Shares Gap Down - Here's What Happened - MarketBeat hu, 12 Mar 2026 16
- Assessing BBVA (BME:BBVA) After Share Price Pullback And OpenAI AI Alliance - Yahoo Finance Mon, 09 Mar 2026 09
- BBVA finalizes the first €1.5 billion tranche of its extraordinary share buyback program - BBVA Fri, 06 Mar 2026 08
- Banco BBVA Argentina SA (BBAR) Stock Price Down 2.95% on Mar 13 - GuruFocus Fri, 13 Mar 2026 16
- BBVA or TD: Which Is the Better Value Stock Right Now? - Yahoo Finance Fri, 27 Feb 2026 08
- Banco Bilbao Viscaya Argentaria S.A. $BBVA Shares Bought by Natixis Advisors LLC - MarketBeat hu, 12 Mar 2026 10
Insider Transactions
No recent insider transactions.
Financials
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | -323.42M | -649.98M | -754.12M | -732.54M |
| TaxRateForCalcs | 0.31 | 0.31 | 0.32 | 0.34 |
| TotalUnusualItems | -1.03B | -2.07B | -2.34B | -2.15B |
| TotalUnusualItemsExcludingGoodwill | -1.03B | -2.07B | -2.34B | -2.15B |
| NetIncomeFromContinuingOperationNetMinorityInterest | 10.51B | 10.05B | 8.02B | 6.36B |
| ReconciledDepreciation | 1.52B | 1.53B | 1.40B | 1.33B |
| NetInterestIncome | 26.28B | 25.27B | 23.09B | 19.12B |
| InterestExpense | 32.06B | 36.39B | 24.76B | 12.31B |
| InterestIncome | 58.35B | 61.66B | 47.85B | 31.43B |
| NormalizedIncome | 11.22B | 11.47B | 9.61B | 7.77B |
| NetIncomeFromContinuingAndDiscontinuedOperation | 10.51B | 10.05B | 8.02B | 6.36B |
| DilutedAverageShares | 5.75B | 5.77B | 5.95B | 6.19B |
| BasicAverageShares | 5.75B | 5.77B | 5.95B | 6.19B |
| DilutedEPS | 1.76 | 1.68 | 1.29 | 0.98 |
| BasicEPS | 1.76 | 1.68 | 1.29 | 0.98 |
| DilutedNIAvailtoComStockholders | 10.11B | 9.67B | 7.67B | 6.04B |
| NetIncomeCommonStockholders | 10.11B | 9.67B | 7.67B | 6.04B |
| OtherunderPreferredStockDividend | 397.00M | 388.00M | 344.00M | 313.00M |
| NetIncome | 10.51B | 10.05B | 8.02B | 6.36B |
| MinorityInterests | -615.00M | -521.00M | -397.00M | -405.00M |
| NetIncomeIncludingNoncontrollingInterests | 11.13B | 10.57B | 8.42B | 6.76B |
| NetIncomeDiscontinuousOperations | 0.00 | 0.00 | 0.00 | 0.00 |
| NetIncomeContinuousOperations | 11.13B | 10.57B | 8.42B | 6.76B |
| TaxProvision | 5.10B | 4.83B | 4.00B | 3.50B |
| PretaxIncome | 16.23B | 15.40B | 12.42B | 10.27B |
| SpecialIncomeCharges | -935.00M | -1.97B | -2.25B | -2.11B |
| GainOnSaleOfBusiness | 36.00M | 14.00M | 28.00M | -11.00M |
| OtherSpecialCharges | 955.00M | 1.97B | 2.18B | 1.90B |
| WriteOff | 7.00M | 33.00M | 63.00M | 234.00M |
| ImpairmentOfCapitalAssets | 9.00M | -14.00M | 42.00M | -28.00M |
| RestructuringAndMergernAcquisition | 0.00 | 0.00 | 0.00 | 0.00 |
| GainOnSaleOfSecurity | 714.00M | 702.00M | 450.00M | 37.00M |
| DepreciationAmortizationDepletionIncomeStatement | 1.52B | 1.53B | 1.40B | 1.33B |
| DepreciationAndAmortizationInIncomeStatement | 1.52B | 1.53B | 1.40B | 1.33B |
| Amortization | 575.00M | 561.00M | 536.00M | 510.00M |
| AmortizationOfIntangiblesIncomeStatement | 575.00M | 561.00M | 536.00M | 510.00M |
| DepreciationIncomeStatement | 946.00M | 972.00M | 867.00M | 818.00M |
| SellingGeneralAndAdministration | 12.59B | 12.24B | 10.98B | 9.47B |
| SellingAndMarketingExpense | 564.00M | 441.00M | 349.00M | 266.00M |
| GeneralAndAdministrativeExpense | 12.02B | 11.80B | 10.63B | 9.21B |
| OtherGandA | 3.59B | 3.50B | 3.06B | 2.70B |
| InsuranceAndClaims | 656.00M | 636.00M | 1.02B | 997.00M |
| SalariesAndWages | 7.78B | 7.66B | 6.56B | 5.51B |
| TotalRevenue | 39.41B | 39.23B | 33.43B | 28.07B |
| OperatingRevenue | 39.41B | 39.23B | 33.43B | 28.07B |
| OccupancyAndEquipment | 561.00M | 577.00M | 520.00M | 440.00M |
| OtherNonInterestExpense | 1.43B | 1.94B | 1.41B | 1.07B |
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| TreasurySharesNumber | 17.61M | 6.67M | 4.39M | 5.49M |
| OrdinarySharesNumber | 5.69B | 5.76B | 5.84B | 6.02B |
| ShareIssued | 5.71B | 5.76B | 5.84B | 6.03B |
| NetDebt | 17.95B | 14.58B | ||
| TotalDebt | 89.30B | 75.93B | 74.19B | 60.12B |
| TangibleBookValue | 54.50B | 53.16B | 49.34B | 44.74B |
| InvestedCapital | 145.19B | 130.12B | 124.39B | 105.61B |
| NetTangibleAssets | 54.50B | 53.16B | 49.34B | 44.74B |
| CapitalLeaseObligations | 1.46B | 1.47B | 1.51B | 1.40B |
| CommonStockEquity | 57.35B | 55.65B | 51.70B | 46.90B |
| TotalCapitalization | 145.19B | 130.12B | 124.39B | 105.61B |
| TotalEquityGrossMinorityInterest | 61.80B | 60.01B | 55.27B | 50.52B |
| MinorityInterest | 4.44B | 4.36B | 3.56B | 3.62B |
| StockholdersEquity | 57.35B | 55.65B | 51.70B | 46.90B |
| OtherEquityInterest | 40.00M | 40.00M | 40.00M | 63.00M |
| GainsLossesNotAffectingRetainedEarnings | -20.51B | -17.07B | -15.19B | -16.02B |
| OtherEquityAdjustments | -4.58B | -1.82B | -1.25B | -178.00M |
| FixedAssetsRevaluationReserve | 0.00 | 0.00 | 0.00 | 0.00 |
| ForeignCurrencyTranslationAdjustments | -13.34B | -12.70B | -11.42B | -13.08B |
| MinimumPensionLiabilities | -1.40B | -1.07B | -1.05B | -760.00M |
| UnrealizedGainLoss | -1.19B | -1.48B | -1.47B | -2.00B |
| TreasuryStock | 299.00M | 66.00M | 34.00M | 29.00M |
| RetainedEarnings | 56.86B | 50.75B | 44.26B | 39.07B |
| AdditionalPaidInCapital | 18.47B | 19.18B | 19.77B | 20.86B |
| CapitalStock | 2.80B | 2.82B | 2.86B | 2.96B |
| CommonStock | 2.80B | 2.82B | 2.86B | 2.96B |
| TotalLiabilitiesNetMinorityInterest | 797.78B | 712.39B | 720.29B | 661.57B |
| DerivativeProductLiabilities | 32.28B | 35.56B | 35.67B | 41.21B |
| EmployeeBenefits | 2.60B | 2.73B | 3.01B | 3.10B |
| NonCurrentPensionAndOtherPostretirementBenefitPlans | 2.27B | 2.35B | 2.57B | 2.63B |
| NonCurrentDeferredLiabilities | 2.54B | 2.46B | 1.68B | 1.52B |
| NonCurrentDeferredTaxesLiabilities | 2.54B | 2.46B | 1.68B | 1.52B |
| LongTermDebtAndCapitalLeaseObligation | 89.08B | 75.93B | 74.19B | 60.12B |
| LongTermCapitalLeaseObligation | 1.24B | 1.47B | 1.51B | 1.40B |
| LongTermDebt | 87.84B | 74.46B | 72.69B | 58.72B |
| LongTermProvisions | 1.02B | 1.10B | 1.22B | 1.15B |
| CurrentDebtAndCapitalLeaseObligation | 227.00M | 175.00M | 236.00M | 142.00M |
| CurrentCapitalLeaseObligation | 227.00M | 175.00M | 236.00M | 142.00M |
| PayablesAndAccruedExpenses | 23.74B | 19.93B | 17.30B | 16.69B |
| CurrentAccruedExpenses | 3.46B | 3.07B | 2.88B | 2.60B |
| Payables | 20.27B | 16.86B | 14.42B | 14.10B |
| OtherPayable | 18.80B | 16.29B | 13.54B | 12.68B |
| TotalTaxPayable | 1.48B | 575.00M | 878.00M | 1.42B |
| IncomeTaxPayable | 1.48B | 575.00M | 878.00M | 1.42B |
| TotalAssets | 859.58B | 772.40B | 775.56B | 712.09B |
| InvestmentsAndAdvances | 185.22B | 164.72B | 155.18B | 139.23B |
| AvailableForSaleSecurities | 85.12B | 70.04B | 58.86B | 44.19B |
| TradingSecurities | 40.75B | 34.72B | 33.16B | 28.77B |
| LongTermEquityInvestment | 994.00M | 989.00M | 976.00M | 916.00M |
| GoodwillAndOtherIntangibleAssets | 2.85B | 2.49B | 2.36B | 2.16B |
| OtherIntangibleAssets | 2.14B | 1.79B | 1.57B | 1.45B |
| Goodwill | 715.00M | 700.00M | 795.00M | 707.00M |
| NetPPE | 9.25B | 9.51B | 9.05B | 8.44B |
| AccumulatedDepreciation | -8.01B | -7.57B | -6.99B | -6.19B |
| GrossPPE | 17.26B | 17.07B | 16.04B | 14.63B |
| ConstructionInProgress | 83.00M | 155.00M | 199.00M | 93.00M |
| OtherProperties | 3.77B | 3.60B | 3.01B | 2.45B |
| MachineryFurnitureEquipment | 7.03B | 6.85B | 6.42B | 5.83B |
| Properties | 6.38B | 6.47B | 6.41B | 6.25B |
| PrepaidAssets | 6.24B | |||
| Receivables | 16.71B | 16.28B | 13.69B | 12.01B |
| OtherReceivables | 16.71B | 16.28B | 13.69B | 12.01B |
| AccountsReceivable | 31.69B | 25.10B | 25.99B | 19.52B |
| OtherShortTermInvestments | 58.36B | 58.98B | 62.18B | 65.35B |
| CashAndCashEquivalents | 69.89B | 59.88B | 81.26B | 84.25B |
| CashFinancial | 8.05B | 8.64B | 7.75B | 6.53B |
| CashCashEquivalentsAndFederalFundsSold | 125.96B | 105.88B | 161.48B | 131.27B |
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 13.16B | -20.20B | -2.54B | 21.28B |
| RepurchaseOfCapitalStock | -2.00B | -1.53B | -2.17B | -2.98B |
| RepaymentOfDebt | -2.65B | -2.60B | -1.63B | -2.26B |
| IssuanceOfDebt | 4.99B | 5.51B | 4.67B | 0.00 |
| IssuanceOfCapitalStock | 757.00M | 691.00M | 711.00M | 434.00M |
| CapitalExpenditure | -1.81B | -2.01B | -1.82B | -2.44B |
| EndCashPosition | 58.84B | 51.15B | 75.42B | 79.76B |
| BeginningCashPosition | 51.15B | 75.42B | 79.76B | 67.80B |
| EffectOfExchangeRateChanges | -2.20B | -2.09B | -357.00M | -288.00M |
| ChangesInCash | 9.89B | -22.18B | -3.98B | 12.24B |
| FinancingCashFlow | -3.67B | -2.57B | -1.84B | -7.56B |
| CashFlowFromContinuingFinancingActivities | -3.67B | -2.57B | -1.84B | -7.56B |
| NetOtherFinancingCharges | -579.00M | -731.00M | -622.00M | -571.00M |
| CashDividendsPaid | -4.20B | -3.91B | -2.81B | -2.19B |
| CommonStockDividendPaid | -4.20B | -3.91B | -2.81B | -2.19B |
| NetCommonStockIssuance | -1.24B | -838.00M | -1.46B | -2.55B |
| CommonStockPayments | -2.00B | -1.53B | -2.17B | -2.98B |
| CommonStockIssuance | 757.00M | 691.00M | 711.00M | 434.00M |
| NetIssuancePaymentsOfDebt | 2.34B | 2.92B | 3.04B | -2.26B |
| NetLongTermDebtIssuance | 2.34B | 2.92B | 3.04B | -2.26B |
| LongTermDebtPayments | -2.65B | -2.60B | -1.63B | -2.26B |
| LongTermDebtIssuance | 4.99B | 5.51B | 4.67B | 0.00 |
| InvestingCashFlow | -1.40B | -1.42B | -1.42B | -3.91B |
| CashFlowFromContinuingInvestingActivities | -1.40B | -1.42B | -1.42B | -3.91B |
| NetOtherInvestingChanges | 188.00M | 408.00M | 322.00M | -155.00M |
| NetInvestmentPurchaseAndSale | 82.00M | 31.00M | -35.00M | 46.00M |
| SaleOfInvestment | 83.00M | 32.00M | 58.00M | 127.00M |
| PurchaseOfInvestment | -1.00M | -1.00M | -93.00M | -81.00M |
| NetBusinessPurchaseAndSale | 50.00M | 45.00M | 21.00M | -1.39B |
| SaleOfBusiness | 50.00M | 73.00M | 21.00M | 0.00 |
| PurchaseOfBusiness | 0.00 | -28.00M | 0.00 | -1.39B |
| NetIntangiblesPurchaseAndSale | -979.00M | -816.00M | -690.00M | -630.00M |
| SaleOfIntangibles | 0.00 | 0.00 | 0.00 | 0.00 |
| PurchaseOfIntangibles | -979.00M | -816.00M | -690.00M | -630.00M |
| NetPPEPurchaseAndSale | -744.00M | -1.09B | -1.04B | -1.78B |
| SaleOfPPE | 83.00M | 104.00M | 92.00M | 29.00M |
| PurchaseOfPPE | -827.00M | -1.20B | -1.13B | -1.81B |
| OperatingCashFlow | 14.97B | -18.19B | -721.00M | 23.72B |
| CashFlowFromContinuingOperatingActivities | 14.97B | -18.19B | -722.00M | 23.72B |
| TaxesRefundPaid | -3.33B | -5.63B | -5.35B | -3.23B |
| ChangeInWorkingCapital | -7.21B | -37.95B | -15.94B | 8.44B |
| ChangeInOtherWorkingCapital | -6.53B | -36.20B | -15.32B | 9.01B |
| ChangeInOtherCurrentLiabilities | -1.35B | 392.00M | -1.09B | -17.00M |
| ChangeInOtherCurrentAssets | 672.00M | -2.14B | 476.00M | -548.00M |
| OtherNonCashItems | 12.85B | 13.28B | 10.75B | 10.42B |
| DepreciationAmortizationDepletion | 1.52B | 1.53B | 1.40B | 1.33B |
| DepreciationAndAmortization | 1.52B | 1.53B | 1.40B | 1.33B |
| AmortizationCashFlow | 575.00M | 561.00M | 536.00M | 510.00M |
| AmortizationOfIntangibles | 575.00M | 561.00M | 536.00M | 510.00M |
| Depreciation | 946.00M | 972.00M | 867.00M | 818.00M |
| NetIncomeFromContinuingOperations | 11.13B | 10.57B | 8.42B | 6.76B |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
- 42014-03-17 View
Public Trades for BBVA
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|