Symbols / BLNE $2.80 -1.06%
BLNE Chart
About
Beeline Holdings, Inc. engages in the fintech mortgage lending business. It servers property investors and buyers. The company was founded in 2019 and is based in Providence, Rhode Island.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Mortgage Finance | Market Cap | 79.11M |
| Enterprise Value | 86.55M | Income | -23.58M | Sales | 9.56M |
| Book/sh | 2.62 | Cash/sh | 0.06 | Dividend Yield | — |
| Payout | 0.00% | Employees | 91 | IPO | — |
| P/E | 0.04 | Forward P/E | -23.33 | PEG | — |
| P/S | 8.27 | P/B | 1.07 | P/C | — |
| EV/EBITDA | -5.28 | EV/Sales | 9.05 | Quick Ratio | 0.15 |
| Current Ratio | 1.05 | Debt/Eq | 18.45 | LT Debt/Eq | — |
| EPS (ttm) | 74.27 | EPS next Y | -0.12 | EPS Growth | — |
| Revenue Growth | — | Earnings | 2026-03-30 | ROA | -25.45% |
| ROE | -72.63% | ROIC | — | Gross Margin | 78.24% |
| Oper. Margin | -110.79% | Profit Margin | -230.09% | Shs Outstand | 28.26M |
| Shs Float | 18.84M | Short Float | 5.60% | Short Ratio | 1.72 |
| Short Interest | — | 52W High | 4.65 | 52W Low | 0.62 |
| Beta | — | Avg Volume | 871.25K | Volume | 476.62K |
| Target Price | $4.50 | Recom | None | Prev Close | $2.83 |
| Price | $2.80 | Change | -1.06% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$4.50
Mean price target
2. Current target
$2.76
Latest analyst target
3. DCF / Fair value
$-6.23
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$2.76
Low
$4.50
High
$4.50
Mean
$4.50
- Skip the loan officer: Beeline launches 24/7 DIY mortgage path - Stock Titan Fri, 13 Mar 2026 12
- Beeline Holdings, Inc. (NASDAQ:BLNE) Short Interest Update - MarketBeat Mon, 16 Mar 2026 10
- Beeline Holdings files for additional $15 million at-the-market stock offering - Investing.com Nigeria Sun, 15 Mar 2026 20
- Beeline Holdings (BLNE) Reaches Cash-Flow Milestone as Growth Strategy Gains Traction - Yahoo Finance Mon, 24 Nov 2025 08
- Fintech Company Discovers Massive US$39T Real Estate Equity Opportunity - streetwisereports.com Mon, 16 Mar 2026 20
- Beeline and TYTL turn prime home equity into blockchain tokens - Stock Titan hu, 12 Mar 2026 12
- EXCLUSIVE: Beeline Rolls Out 24/7 Self-Service Mortgage Platform For Instant Loan Options - Benzinga Fri, 13 Mar 2026 12
- Beeline Holdings: Scaling A Faster, Lower-Cost Mortgage Origination Model (NASDAQ:BLNE) - Seeking Alpha ue, 03 Mar 2026 08
- Beeline Holdings, Inc. CEO Shares 2025 Milestones and 2026 Growth Outlook in Shareholder Letter - Quiver Quantitative hu, 15 Jan 2026 08
- Beeline Holdings (NASDAQ: BLNE) Sets March 30 Call to Review Q4 Results, Including a $100M Run Rate by December 2027 - The Globe and Mail Wed, 11 Mar 2026 16
- Beeline Holdings Launches AI-Powered Self-Service Mortgage Platform - TipRanks Fri, 13 Mar 2026 13
- Beeline Holdings, Inc. Prices $7.4 Million Common Stock Offering to Enhance Growth and Strengthen Balance Sheet - Quiver Quantitative ue, 11 Nov 2025 08
- Beeline Holdings (NASDAQ: BLNE) Launches Self-Service Mortgage Experience - Benzinga Fri, 13 Mar 2026 16
- Beeline Holdings (NASDAQ: BLNE) Insider Buying Led by COO's 100,000-Share Purchase - Yahoo Finance Fri, 05 Sep 2025 07
- Beeline (NASDAQ: BLNE) teams with TYTL to tokenize U.S. home equity - Stock Titan hu, 12 Mar 2026 12
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 30000 | — | — | Stock Award(Grant) at price 0.00 per share. | KNUETTEL FRANCIS P II | Director | — | 2025-12-16 00:00:00 | D |
| 1 | 1000 | 1850 | — | Purchase at price 1.85 per share. | FREEDMAN JOSEPH DAVID | Director | — | 2025-11-26 00:00:00 | D |
| 2 | 3000 | 4380 | — | Purchase at price 1.46 per share. | FREEDMAN JOSEPH DAVID | Director | — | 2025-11-21 00:00:00 | D |
| 3 | 7000 | 11340 | — | Purchase at price 1.62 per share. | FREEDMAN JOSEPH DAVID | Director | — | 2025-11-19 00:00:00 | D |
| 4 | 20000 | 33600 | — | Purchase at price 1.68 per share. | MOE CHRISTOPHER R. | Chief Financial Officer | — | 2025-11-19 00:00:00 | D |
| 5 | 2333629 | 3897160 | — | Conversion of Exercise of derivative security at price 1.67 per share. | LIUZZA NICHOLAS REYLAND JR | Chief Executive Officer | — | 2025-10-10 00:00:00 | D |
| 6 | 40000 | — | — | Stock Award(Grant) at price 0.00 per share. | KNUETTEL FRANCIS P II | Director | — | 2025-10-02 00:00:00 | D |
| 7 | 88913 | — | — | Stock Award(Grant) at price 0.00 per share. | FINNSSON ERIC JON | Director | — | 2025-10-02 00:00:00 | D |
| 8 | 187971 | — | — | Stock Award(Grant) at price 0.00 per share. | FREEDMAN JOSEPH DAVID | Director | — | 2025-10-02 00:00:00 | D |
| 9 | 40000 | — | — | Stock Award(Grant) at price 0.00 per share. | FRANCIS KNUETTEL II | Director | — | 2025-10-02 00:00:00 | D |
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 0.00 | 0.00 | 0.00 |
| TaxRateForCalcs | 0.00 | 0.00 | 0.00 | 0.00 |
| NormalizedEBITDA | -4.84M | -3.18M | -5.02M | -3.14M |
| TotalUnusualItems | 1.72M | -364.00K | -7.51M | -419.00K |
| TotalUnusualItemsExcludingGoodwill | 1.72M | -364.00K | -7.51M | -419.00K |
| NetIncomeFromContinuingOperationNetMinorityInterest | -4.50M | -4.79M | -16.27M | -6.05M |
| ReconciledDepreciation | 878.00K | 149.00K | 1.52M | 1.24M |
| ReconciledCostOfRevenue | 5.30M | 3.89M | 11.44M | 9.48M |
| EBITDA | -3.12M | -3.54M | -12.53M | -3.56M |
| EBIT | -4.00M | -3.69M | -14.05M | -4.80M |
| NetInterestIncome | -2.23M | -1.10M | -2.22M | -1.25M |
| InterestExpense | 2.24M | 1.10M | 2.22M | 1.25M |
| InterestIncome | 4.00K | 0.00 | ||
| NormalizedIncome | -6.21M | -4.42M | -8.76M | -5.63M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -11.33M | -7.54M | -16.27M | -2.20M |
| TotalExpenses | 9.59M | 5.85M | 20.47M | 18.88M |
| TotalOperatingIncomeAsReported | -9.03M | -2.42M | -6.65M | -6.90M |
| DilutedAverageShares | 246.26K | 109.13K | 76.69K | 63.54K |
| BasicAverageShares | 246.26K | 109.13K | 76.69K | 63.54K |
| DilutedEPS | -46.63 | -70.42 | -214.00 | -70.00 |
| BasicEPS | -46.63 | -70.42 | -214.00 | -70.00 |
| DilutedNIAvailtoComStockholders | -11.48M | -7.68M | -16.42M | -4.51M |
| NetIncomeCommonStockholders | -11.48M | -7.68M | -16.42M | -4.51M |
| OtherunderPreferredStockDividend | 0.00 | 2.29M | ||
| PreferredStockDividends | 150.00K | 150.00K | 150.00K | 27.00K |
| NetIncome | -11.33M | -7.54M | -16.27M | -2.20M |
| MinorityInterests | 1.74M | 0.00 | ||
| NetIncomeIncludingNoncontrollingInterests | -13.08M | -7.54M | -16.27M | -2.20M |
| NetIncomeDiscontinuousOperations | -6.84M | -2.75M | 0.00 | 3.86M |
| NetIncomeContinuousOperations | -6.24M | -4.79M | -16.27M | -6.05M |
| TaxProvision | 0.00 | 0.00 | 0.00 | 0.00 |
| PretaxIncome | -6.24M | -4.79M | -16.27M | -6.05M |
| OtherIncomeExpense | 1.67M | -1.63M | -7.46M | 1.68M |
| OtherNonOperatingIncomeExpenses | 8.00K | -1.27M | 52.00K | 2.10M |
| SpecialIncomeCharges | 1.72M | -364.00K | -7.51M | -419.00K |
| GainOnSaleOfPPE | 364.00K | -58.00K | -419.00K | |
| OtherSpecialCharges | -5.07M | |||
| WriteOff | 3.36M | 364.00K | 7.45M | 0.00 |
| EarningsFromEquityInterest | -58.00K | 0.00 | ||
| NetNonOperatingInterestIncomeExpense | -2.23M | -1.10M | -2.22M | -1.25M |
| InterestExpenseNonOperating | 2.24M | 1.10M | 2.22M | 1.25M |
| InterestIncomeNonOperating | 4.00K | 0.00 | ||
| OperatingIncome | -5.67M | -2.06M | -6.59M | -6.48M |
| OperatingExpense | 4.21M | 1.86M | 9.03M | 9.39M |
| OtherOperatingExpenses | 537.00K | |||
| DepreciationAmortizationDepletionIncomeStatement | 803.00K | 57.00K | ||
| DepreciationAndAmortizationInIncomeStatement | 803.00K | 57.00K | ||
| SellingGeneralAndAdministration | 2.87M | 1.81M | 9.03M | 9.39M |
| SellingAndMarketingExpense | 809.00K | 204.00K | 2.62M | 2.61M |
| GeneralAndAdministrativeExpense | 2.06M | 1.60M | 6.41M | 6.78M |
| OtherGandA | 2.06M | 1.60M | 6.41M | 6.78M |
| SalariesAndWages | 3.15M | 1.37M | ||
| GrossProfit | -1.46M | -196.00K | 2.44M | 2.91M |
| CostOfRevenue | 5.37M | 3.98M | 11.44M | 9.48M |
| TotalRevenue | 3.91M | 3.79M | 13.88M | 12.39M |
| ExciseTaxes | 299.00K | 444.00K | 496.00K | |
| OperatingRevenue | 3.91M | 3.79M | 14.33M | 12.89M |
| Line Item | 2023-12-31 | |||
|---|---|---|---|---|
| TreasurySharesNumber | 0.00 | |||
| PreferredSharesNumber | 2.50M | 2.50M | 2.50M | 2.50M |
| OrdinarySharesNumber | 468.95K | 170.60K | 81.00K | 73.96K |
| ShareIssued | 468.95K | 170.60K | 81.00K | 73.96K |
| NetDebt | 11.91M | 10.87M | 15.16M | 11.51M |
| TotalDebt | 14.18M | 11.86M | 19.01M | 18.06M |
| TangibleBookValue | -4.09M | -3.33M | -7.39M | -396.00K |
| InvestedCapital | 60.16M | 12.03M | 14.37M | 28.18M |
| WorkingCapital | -6.11M | 332.00K | -6.39M | 4.61M |
| NetTangibleAssets | -4.08M | -3.33M | -7.39M | -396.00K |
| CapitalLeaseObligations | 1.88M | 681.00K | 3.13M | 3.28M |
| CommonStockEquity | 47.86M | 853.00K | -1.52M | 13.40M |
| PreferredStockEquity | 8.00K | |||
| TotalCapitalization | 47.87M | 11.45M | 6.33M | 21.56M |
| TotalEquityGrossMinorityInterest | 48.97M | 853.00K | -1.52M | 13.40M |
| MinorityInterest | 1.10M | 0.00 | ||
| StockholdersEquity | 47.87M | 853.00K | -1.52M | 13.40M |
| GainsLossesNotAffectingRetainedEarnings | -34.00K | 0.00 | ||
| OtherEquityAdjustments | -34.00K | |||
| RetainedEarnings | -94.19M | -82.71M | -75.02M | -58.60M |
| AdditionalPaidInCapital | 141.88M | 83.56M | 73.50M | 72.00M |
| CapitalStock | 213.00K | 0.00 | 0.00 | 1.00K |
| CommonStock | 205.00K | 0.00 | 0.00 | 1.00K |
| PreferredStock | 8.00K | 0.00 | 0.00 | 0.00 |
| TotalLiabilitiesNetMinorityInterest | 17.55M | 16.63M | 22.99M | 20.16M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 1.40M | 12.42M | 9.98M | 10.66M |
| OtherNonCurrentLiabilities | 45.00K | |||
| LiabilitiesHeldforSaleNonCurrent | 0.00 | 1.37M | 0.00 | |
| LongTermDebtAndCapitalLeaseObligation | 1.35M | 11.06M | 9.98M | 10.66M |
| LongTermCapitalLeaseObligation | 1.35M | 458.00K | 2.14M | 2.50M |
| LongTermDebt | 10.60M | 7.84M | 8.16M | |
| CurrentLiabilities | 16.15M | 4.21M | 13.01M | 9.50M |
| OtherCurrentLiabilities | 1.88M | 725.00K | ||
| CurrentDeferredLiabilities | 88.00K | 18.00K | 0.00 | |
| CurrentDeferredRevenue | 88.00K | 18.00K | 0.00 | |
| CurrentDebtAndCapitalLeaseObligation | 12.83M | 801.00K | 9.03M | 7.40M |
| CurrentCapitalLeaseObligation | 525.00K | 223.00K | 991.00K | 781.00K |
| CurrentDebt | 12.30M | 578.00K | 8.04M | 6.62M |
| OtherCurrentBorrowings | 6.20M | 578.00K | 8.04M | 6.62M |
| LineOfCredit | 6.11M | 0.00 | ||
| PayablesAndAccruedExpenses | 3.32M | 1.53M | 3.24M | 2.10M |
| CurrentAccruedExpenses | 1.51M | 465.00K | 1.51M | 833.00K |
| Payables | 1.81M | 1.06M | 1.73M | 1.26M |
| AccountsPayable | 1.81M | 1.06M | 1.73M | 1.26M |
| TotalAssets | 66.52M | 17.48M | 21.48M | 33.56M |
| TotalNonCurrentAssets | 56.48M | 12.94M | 14.86M | 19.45M |
| OtherNonCurrentAssets | 787.00K | 7.92M | ||
| NonCurrentPrepaidAssets | 240.00K | 256.00K | 286.00K | |
| InvestmentsAndAdvances | 147.00K | 0.00 | ||
| LongTermEquityInvestment | 147.00K | 0.00 | ||
| GoodwillAndOtherIntangibleAssets | 51.95M | 4.18M | 5.87M | 13.79M |
| OtherIntangibleAssets | 18.64M | 4.18M | 5.87M | 13.79M |
| Goodwill | 33.31M | 0.00 | ||
| NetPPE | 3.60M | 849.00K | 8.73M | 5.37M |
| AccumulatedDepreciation | -342.00K | -1.87M | -4.32M | -3.82M |
| GrossPPE | 3.94M | 2.72M | 13.05M | 9.19M |
| Leases | 1.54M | 1.39M | 1.53M | 1.39M |
| OtherProperties | 1.71M | 680.00K | 7.20M | 3.21M |
| MachineryFurnitureEquipment | 693.00K | 652.00K | 4.32M | 4.59M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| CurrentAssets | 10.04M | 4.54M | 6.62M | 14.11M |
| OtherCurrentAssets | 288.00K | 114.00K | 273.00K | 99.00K |
| HedgingAssetsCurrent | 18.00K | 0.00 | ||
| AssetsHeldForSaleCurrent | 0.00 | 1.27M | 0.00 | |
| RestrictedCash | 791.00K | 0.00 | ||
| PrepaidAssets | 52.00K | 346.00K | 2.77M | |
| Inventory | 1.49M | 2.69M | 4.44M | 6.51M |
| FinishedGoods | 670.00K | 946.00K | 1.31M | 1.74M |
| RawMaterials | 823.00K | 1.74M | 3.13M | 4.77M |
| Receivables | 7.06M | 163.00K | 836.00K | 1.45M |
| LoansReceivable | 6.92M | 0.00 | ||
| AccountsReceivable | 134.00K | 163.00K | 836.00K | 1.45M |
| CashCashEquivalentsAndShortTermInvestments | 391.00K | 306.00K | 723.00K | 3.28M |
| CashAndCashEquivalents | 391.00K | 306.00K | 723.00K | 3.28M |
| CashFinancial | 403.00K | 723.00K | 3.28M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | -3.30M | -1.88M | -3.37M | -6.21M |
| RepaymentOfDebt | -1.60M | -40.00K | -7.56M | -6.59M |
| IssuanceOfDebt | 3.31M | 56.00K | 8.00M | 3.30M |
| IssuanceOfCapitalStock | 2.88M | 1.40M | 198.00K | 2.48M |
| CapitalExpenditure | -71.00K | -60.00K | -2.50M | -265.00K |
| InterestPaidSupplementalData | 27.00K | 746.00K | 959.00K | 468.00K |
| IncomeTaxPaidSupplementalData | 0.00 | 0.00 | ||
| EndCashPosition | 1.18M | 306.00K | 723.00K | 3.28M |
| BeginningCashPosition | 306.00K | 612.00K | 3.28M | 836.00K |
| EffectOfExchangeRateChanges | -34.00K | 0.00 | ||
| ChangesInCash | 910.00K | -306.00K | -2.55M | 2.44M |
| FinancingCashFlow | 4.59M | 1.41M | 641.00K | 5.18M |
| CashFlowFromContinuingFinancingActivities | 4.59M | 1.41M | 641.00K | 5.18M |
| ProceedsFromStockOptionExercised | 0.00 | 5.99M | ||
| NetPreferredStockIssuance | 2.22M | 0.00 | 2.48M | |
| PreferredStockIssuance | 2.22M | 0.00 | 2.48M | |
| NetCommonStockIssuance | 664.00K | 1.40M | 198.00K | 2.48M |
| CommonStockIssuance | 664.00K | 1.40M | 198.00K | 2.48M |
| NetIssuancePaymentsOfDebt | 1.71M | 16.00K | 443.00K | -3.29M |
| NetShortTermDebtIssuance | 0.00 | -40.00K | -2.84M | -430.00K |
| ShortTermDebtPayments | 0.00 | -40.00K | -2.84M | -3.73M |
| ShortTermDebtIssuance | 0.00 | 3.30M | ||
| NetLongTermDebtIssuance | 1.71M | 16.00K | 443.00K | -2.86M |
| LongTermDebtPayments | -1.60M | -40.00K | -7.56M | -2.86M |
| LongTermDebtIssuance | 3.31M | 56.00K | 8.00M | 0.00 |
| InvestingCashFlow | -451.00K | 104.00K | -2.32M | 3.21M |
| CashFromDiscontinuedInvestingActivities | -508.00K | 113.00K | 0.00 | 3.36M |
| CashFlowFromContinuingInvestingActivities | 57.00K | -9.00K | -2.32M | -151.00K |
| NetBusinessPurchaseAndSale | 128.00K | 0.00 | ||
| SaleOfBusiness | 258.00K | 0.00 | ||
| PurchaseOfBusiness | -130.00K | 0.00 | ||
| NetIntangiblesPurchaseAndSale | -71.00K | 0.00 | ||
| PurchaseOfIntangibles | -71.00K | 0.00 | ||
| NetPPEPurchaseAndSale | 0.00 | -9.00K | -2.32M | -151.00K |
| SaleOfPPE | 0.00 | 51.00K | 180.00K | 114.00K |
| PurchaseOfPPE | 0.00 | -60.00K | -2.50M | -265.00K |
| OperatingCashFlow | -3.23M | -1.82M | -877.00K | -5.95M |
| CashFromDiscontinuedOperatingActivities | 0.00 | -294.00K | 0.00 | 4.62M |
| CashFlowFromContinuingOperatingActivities | -3.23M | -1.53M | -877.00K | -10.57M |
| InterestPaidCFO | 0.00 | -490.00K | -149.00K | 0.00 |
| ChangeInWorkingCapital | 3.31M | 1.63M | 4.50M | -5.20M |
| ChangeInOtherWorkingCapital | -46.04M | 70.00K | 18.00K | -23.00K |
| ChangeInOtherCurrentLiabilities | 47.23M | 556.00K | -193.00K | -695.00K |
| ChangeInOtherCurrentAssets | 71.00K | 0.00 | 992.00K | 1.00K |
| ChangeInPayablesAndAccruedExpense | 1.59M | 37.00K | 1.14M | -1.22M |
| ChangeInAccruedExpense | 1.42M | -190.00K | 676.00K | -619.00K |
| ChangeInInterestPayable | 999.00K | 542.00K | ||
| ChangeInPayable | 172.00K | 227.00K | 465.00K | -599.00K |
| ChangeInAccountPayable | 172.00K | 227.00K | 465.00K | -599.00K |
| ChangeInPrepaidAssets | -62.00K | 20.00K | -50.00K | -2.78M |
| ChangeInInventory | 499.00K | 789.00K | 2.11M | 263.00K |
| ChangeInReceivables | 29.00K | 228.00K | 483.00K | -750.00K |
| ChangesInAccountReceivables | 29.00K | 228.00K | 483.00K | -750.00K |
| OtherNonCashItems | -3.31M | 2.01M | 1.92M | 348.00K |
| StockBasedCompensation | 0.00 | 3.00K | 27.00K | |
| ProvisionandWriteOffofAssets | 57.00K | -2.00K | -47.00K | -45.00K |
| AssetImpairmentCharge | 3.36M | 339.00K | 7.58M | 146.00K |
| DepreciationAmortizationDepletion | 878.00K | 149.00K | 1.52M | 1.24M |
| DepreciationAndAmortization | 878.00K | 149.00K | 1.52M | 1.24M |
| OperatingGainsLosses | -1.29M | -376.00K | 58.00K | -1.03M |
| EarningsLossesFromEquityInvestments | 58.00K | 0.00 | ||
| GainLossOnSaleOfPPE | -757.00K | 0.00 | ||
| NetIncomeFromContinuingOperations | -6.24M | -4.79M | -16.27M | -6.05M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for BLNE
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|