Symbols / BWFG Stock $52.16 +0.85% Bankwell Financial Group, Inc.

Financial Services • Banks - Regional • United States • NGM
BWFG (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Christopher R. Gruseke
Exch · Country NGM · United States
Market Cap 415.88M
Enterprise Value 316.95M
Income 39.04M
Sales 115.43M
FCF (ttm) —
Book/sh 40.16
Cash/sh 28.06
Employees 180
Insider 10d —
IPO Apr 05, 2010
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 16.03%
P/E 10.45
Forward P/E 9.33
PEG —
P/S 3.60
P/B 1.30
P/C —
EV/EBITDA —
EV/Sales 2.75
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 4.99
EPS next Y 5.59
EPS Growth 62.10%
Revenue Growth 35.30%
EPS Gr Q/Q 63.70%
Rev Gr Q/Q —
Earnings (next) 2026-04-22
Earnings (prior) 2026-04-22
ROA 1.21%
ROE 13.48%
ROIC —
Gross Margin 0.00%
Oper. Margin 47.71%
Profit Margin 34.29%
Shs Outstand 7.97M
Shs Float 5.92M
Insider Own 15.66%
Instit Own 59.09%
Short Float 3.36%
Short Ratio 4.97
Short Interest 211.96K
52W High 53.86
vs 52W High -3.16%
52W Low 33.20
vs 52W Low 57.11%
Beta 0.61
Impl. Vol. —
Rel Volume 1.05
Avg Volume 39.31K
Volume 41.41K
Target (mean) $54.50
Tgt Median $54.50
Tgt Low $51.00
Tgt High $58.00
# Analysts 2
Recom Hold
Prev Close $51.72
Price $52.16
Change 0.85%
About

Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It provides various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also offers first mortgage loans secured by one-to-four family owner occupied residential properties for personal use; home equity loans and home equity lines of credit secured by owner occupied one-to-four family residential properties; loans secured by commercial real estate, multi-family dwellings, owner-occupied commercial real estate, and investor-owned one-to-four family dwellings; commercial construction loans for commercial development projects, including apartment buildings and condominiums, as well as office buildings, retail, and other income producing properties; land loans; commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners; loans to finance insurance premiums; overdraft lines of credit; and personal loans. It operates branches in New Canaan, Stamford, Fairfield, Westport, Darien, Norwalk, and Hamden, Connecticut. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$54.50
Mean price target
2. Current target
$52.16
Latest analyst target
3. DCF / Fair value
$74.85
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$52.16
Low
$51.00
High
$58.00
Mean
$54.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-02 main Keefe, Bruyette & Woods Outperform → Outperform $55
2025-10-27 main Keefe, Bruyette & Woods Outperform → Outperform $53
2025-06-26 init Raymond James — → Market Perform —
2025-04-28 main Keefe, Bruyette & Woods Outperform → Outperform $42
2024-12-04 main Keefe, Bruyette & Woods Outperform → Outperform $40
2024-10-16 reit Keefe, Bruyette & Woods Outperform → Outperform $34
2024-07-30 main Keefe, Bruyette & Woods Outperform → Outperform $34
2024-01-30 main Keefe, Bruyette & Woods Outperform → Outperform $34
2023-05-02 main Keefe, Bruyette & Woods — → Outperform $35
2023-04-06 main Keefe, Bruyette & Woods — → Outperform $35
2021-05-05 up Keefe, Bruyette & Woods Market Perform → Outperform $35
2021-05-04 up Boenning & Scattergood Neutral → Outperform $33
2018-06-29 init Boenning & Scattergood — → Outperform $37
2018-05-08 down Keefe, Bruyette & Woods Outperform → Market Perform —
2015-09-10 up Keefe, Bruyette & Woods Market Perform → Outperform $22
2014-08-08 down Keefe, Bruyette & Woods Outperform → Market Perform $19
2014-06-09 init Keefe, Bruyette & Woods — → Outperform $21
News
RSS: Latest BWFG news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-13 SEIDMAN LAWRENCE BRUCE Director — 10,000 $46.95 $469,599
2026-03-12 SEIDMAN LAWRENCE BRUCE Director — 10,000 $46.87 $468,753
2026-03-11 SEIDMAN LAWRENCE BRUCE Director — 10,000 $46.64 $466,462
2026-03-10 SEIDMAN LAWRENCE BRUCE Director — 10,036 $46.93 $471,081
2026-03-06 SEIDMAN LAWRENCE BRUCE Director — 1,271 $45.61 $58,180
2026-03-06 DUNNE JEFFREY R Director — 357 $46.00 $16,422
2026-03-06 DALE ERIC J Director — 612 $46.00 $28,152
2026-03-06 DREXLER BLAKE S Director — 27 $46.00 $1,242
2026-03-06 PORTO CARL MICHAEL II Director — 393 $46.00 $18,078
2026-02-27 SEIDMAN LAWRENCE BRUCE Director — 2,520 $46.77 $117,926
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
108.32
+24.51%
87.00
-12.40%
99.31
+1.56%
97.78
Operating Revenue
108.32
+24.51%
87.00
-12.40%
99.31
+1.56%
97.78
Selling General And Administration
34.93
+18.85%
29.39
-5.87%
31.22
+21.79%
25.64
Selling And Marketing Expense
0.61
+34.51%
0.45
-30.57%
0.65
+77.87%
0.37
General And Administrative Expense
34.32
+18.61%
28.94
-5.35%
30.57
+20.98%
25.27
Salaries And Wages
31.64
+23.65%
25.59
-3.11%
26.41
+11.75%
23.63
Other Gand A
—
—
—
—
Reconciled Depreciation
4.08
+8.19%
3.77
+4.20%
3.62
+7.64%
3.37
Total Unusual Items
—
—
—
—
Total Unusual Items Excluding Goodwill
—
—
—
—
Net Income
35.20
+260.27%
9.77
-73.35%
36.66
-2.05%
37.43
Pretax Income
48.49
+263.83%
13.33
-72.26%
48.04
+0.13%
47.98
Net Interest Income
98.94
+18.80%
83.28
-11.84%
94.47
-0.29%
94.74
Interest Expense
99.39
-8.57%
108.71
+15.67%
93.99
+305.08%
23.20
Interest Income
198.33
+3.30%
191.99
+1.88%
188.45
+59.78%
117.94
Tax Provision
13.30
+273.62%
3.56
-68.73%
11.38
+7.83%
10.55
Tax Rate For Calcs
0.00
+2.62%
0.00
+12.66%
0.00
+7.73%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
35.20
+260.27%
9.77
-73.35%
36.66
-2.05%
37.43
Net Income From Continuing Operation Net Minority Interest
35.20
+260.27%
9.77
-73.35%
36.66
-2.05%
37.43
Net Income From Continuing And Discontinued Operation
35.20
+260.27%
9.77
-73.35%
36.66
-2.05%
37.43
Net Income Continuous Operations
35.20
+260.27%
9.77
-73.35%
36.66
-2.05%
37.43
Normalized Income
35.20
+260.27%
9.77
-73.35%
36.66
-2.05%
37.43
Net Income Common Stockholders
34.79
+265.17%
9.53
-73.32%
35.70
-2.49%
36.62
Otherunder Preferred Stock Dividend
0.41
+67.90%
0.24
-74.63%
0.96
+17.84%
0.81
Diluted EPS
4.45
+280.34%
1.17
-74.95%
4.67
-2.51%
4.79
Basic EPS
4.49
+280.51%
1.18
-74.95%
4.71
-2.69%
4.84
Basic Average Shares
7.75
+0.52%
7.71
+1.61%
7.59
+0.32%
7.56
Diluted Average Shares
7.83
+1.14%
7.74
+1.18%
7.65
+0.09%
7.64
Diluted NI Availto Com Stockholders
34.79
+265.17%
9.53
-73.32%
35.70
-2.49%
36.62
Insurance And Claims
2.69
-19.85%
3.35
-19.55%
4.16
+154.21%
1.64
Occupancy And Equipment
10.12
+6.64%
9.49
+9.57%
8.66
+4.44%
8.30
Other Non Interest Expense
7.75
+0.78%
7.69
+10.19%
6.98
+6.60%
6.54
Professional Expense And Contract Services Expense
5.99
+33.60%
4.48
+26.68%
3.54
-8.98%
3.89
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
3,359.86
+2.80%
3,268.48
+1.65%
3,215.48
-1.14%
3,252.45
Cash And Cash Equivalents
214.57
-26.91%
293.55
+9.73%
267.52
-22.44%
344.93
Other Short Term Investments
34.71
+9.45%
31.71
+224.14%
9.78
-90.56%
103.66
Receivables
16.14
+11.06%
14.54
-2.21%
14.86
+13.72%
13.07
Accounts Receivable
16.14
+11.06%
14.54
-2.21%
14.86
+13.72%
13.07
Net PPE
21.58
-9.53%
23.86
-11.70%
27.02
-0.67%
27.20
Gross PPE
32.62
-5.13%
34.39
-2.83%
35.39
+2.12%
34.65
Accumulated Depreciation
-11.04
-4.84%
-10.53
-25.82%
-8.37
-12.28%
-7.45
Land And Improvements
0.85
+0.00%
0.85
+0.00%
0.85
+0.00%
0.85
Buildings And Improvements
5.07
+0.20%
5.06
+0.00%
5.06
+9.72%
4.61
Machinery Furniture Equipment
3.00
+2.28%
2.94
+0.00%
2.94
+3.45%
2.84
Other Properties
16.68
-11.51%
18.85
-5.75%
20.00
+2.99%
19.42
Leases
7.02
+4.92%
6.69
+2.28%
6.54
-5.65%
6.93
Goodwill And Other Intangible Assets
2.59
+0.00%
2.59
+0.00%
2.59
+0.00%
2.59
Goodwill
2.59
+0.00%
2.59
+0.00%
2.59
+0.00%
2.59
Investments And Advances
192.12
+31.50%
146.10
+14.48%
127.62
+4.92%
121.63
Total Liabilities Net Minority Interest
3,058.37
+2.02%
2,997.96
+1.63%
2,949.73
-2.13%
3,013.98
Payables And Accrued Expenses
—
—
—
54.20
Current Accrued Expenses
—
—
—
54.20
Long Term Debt And Capital Lease Obligation
179.70
+12.70%
159.45
+0.15%
159.21
+0.15%
158.96
Long Term Debt
179.70
+12.70%
159.45
+0.15%
159.21
+0.15%
158.96
Stockholders Equity
301.49
+11.45%
270.52
+1.79%
265.75
+11.44%
238.47
Common Stock Equity
301.49
+11.45%
270.52
+1.79%
265.75
+11.44%
238.47
Capital Stock
120.12
+0.85%
119.11
+0.73%
118.25
+2.81%
115.02
Common Stock
120.12
+0.85%
119.11
+0.73%
118.25
+2.81%
115.02
Share Issued
7.90
+0.51%
7.86
-0.29%
7.88
+1.97%
7.73
Ordinary Shares Number
7.90
+0.51%
7.86
-0.29%
7.88
+1.97%
7.73
Retained Earnings
181.59
+18.95%
152.66
+2.34%
149.17
+20.65%
123.64
Gains Losses Not Affecting Retained Earnings
-0.22
+82.64%
-1.24
+25.24%
-1.66
-780.42%
-0.19
Other Equity Adjustments
-0.22
+82.64%
-1.24
+25.24%
-1.66
-780.42%
-0.19
Total Equity Gross Minority Interest
301.49
+11.45%
270.52
+1.79%
265.75
+11.44%
238.47
Total Capitalization
481.19
+11.91%
429.97
+1.18%
424.96
+6.93%
397.43
Invested Capital
481.19
+11.91%
429.97
+1.18%
424.96
+6.93%
397.43
Total Debt
179.70
+12.70%
159.45
+0.15%
159.21
+0.15%
158.96
Net Tangible Assets
298.90
+11.56%
267.93
+1.81%
263.16
+11.57%
235.88
Tangible Book Value
298.90
+11.56%
267.93
+1.81%
263.16
+11.57%
235.88
Available For Sale Securities
125.70
+52.30%
82.53
-17.43%
99.95
+4927.77%
1.99
Cash Cash Equivalents And Federal Funds Sold
224.92
-26.86%
307.52
+14.25%
269.16
-24.33%
355.68
Held To Maturity Securities
29.46
-0.90%
29.73
+87.98%
15.82
-1.04%
15.98
Trading Securities
2.25
+6.14%
2.12
+2.32%
2.07
+4.12%
1.99
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
28.27
-5.56%
29.94
-6.24%
31.93
-61.38%
82.67
Cash Flow From Continuing Operating Activities
28.27
-5.56%
29.94
-6.24%
31.93
-61.38%
82.67
Net Income From Continuing Operations
35.20
+260.27%
9.77
-73.35%
36.66
-2.05%
37.43
Depreciation Amortization Depletion
4.08
+8.19%
3.77
+4.20%
3.62
+7.64%
3.37
Depreciation
—
—
—
—
Depreciation And Amortization
4.08
+8.19%
3.77
+4.20%
3.62
+7.64%
3.37
Other Non Cash Items
-1.28
-15.23%
-1.11
-17.34%
-0.95
-4.76%
-0.90
Stock Based Compensation
2.34
-21.81%
3.00
-2.47%
3.07
+30.14%
2.36
Asset Impairment Charge
—
—
—
—
Deferred Tax
-1.41
-199.57%
-0.47
-145.55%
-0.19
+90.27%
-1.96
Deferred Income Tax
-1.41
-199.57%
-0.47
-145.55%
-0.19
+90.27%
-1.96
Operating Gains Losses
-5.08
-870.94%
-0.52
+73.30%
-1.96
-55.97%
-1.26
Unrealized Gain Loss On Investment Securities
-0.06
-569.23%
0.01
+141.94%
-0.03
-114.62%
0.21
Gain Loss On Sale Of PPE
—
0.00
-100.00%
0.01
+165.00%
-0.02
Change In Working Capital
-6.63
+8.98%
-7.29
+21.03%
-9.23
-124.49%
37.67
Change In Receivables
-2.13
-750.91%
0.33
+118.29%
-1.79
+67.74%
-5.56
Changes In Account Receivables
-1.61
-590.24%
0.33
+118.29%
-1.79
+67.74%
-5.56
Change In Payables And Accrued Expense
-1.14
+59.62%
-2.82
+7.94%
-3.06
-114.62%
20.94
Change In Accrued Expense
-1.14
+59.62%
-2.82
+7.94%
-3.06
-114.62%
20.94
Change In Other Current Assets
-4.36
-29.89%
-3.36
-14.21%
-2.94
-115.92%
18.47
Investing Cash Flow
-165.19
-386.40%
-33.96
+29.69%
-48.30
+94.05%
-811.16
Cash Flow From Continuing Investing Activities
-165.19
-386.40%
-33.96
+29.69%
-48.30
+94.05%
-811.16
Net PPE Purchase And Sale
-1.14
-86.62%
-0.61
+70.02%
-2.04
+58.75%
-4.96
Purchase Of PPE
-1.14
-86.62%
-0.61
+70.02%
-2.04
—
Capital Expenditure
-1.14
-86.62%
-0.61
+70.02%
-2.04
+58.75%
-4.96
Net Investment Purchase And Sale
-43.33
-168.95%
-16.11
-231.30%
-4.86
+80.20%
-24.56
Purchase Of Investment
-86.43
-177.12%
-31.19
-213.50%
-9.95
+73.28%
-37.23
Sale Of Investment
43.09
+185.85%
15.08
+196.48%
5.08
-59.87%
12.67
Net Other Investing Changes
9.14
+22190.24%
0.04
+108.54%
-0.48
+80.02%
-2.40
Financing Cash Flow
54.31
+28.11%
42.39
+160.43%
-70.15
-109.49%
739.49
Cash Flow From Continuing Financing Activities
54.31
+28.11%
42.39
+160.43%
-70.15
-109.49%
739.49
Net Issuance Payments Of Debt
20.00
0.00
0.00
-100.00%
74.35
Issuance Of Debt
190.00
0.00
0.00
-100.00%
74.35
Repayment Of Debt
-170.00
0.00
—
0.00
Long Term Debt Issuance
190.00
0.00
0.00
-100.00%
74.35
Long Term Debt Payments
-170.00
0.00
—
0.00
Net Long Term Debt Issuance
20.00
0.00
0.00
-100.00%
74.35
Net Common Stock Issuance
-1.33
+37.58%
-2.14
0.00
+100.00%
-5.54
Common Stock Payments
-1.33
+37.58%
-2.14
0.00
+100.00%
-5.54
Common Stock Dividend Paid
-6.27
+0.25%
-6.28
-0.67%
-6.24
-0.84%
-6.19
Cash Dividends Paid
-6.27
+0.25%
-6.28
-0.67%
-6.24
-0.84%
-6.19
Repurchase Of Capital Stock
-1.33
+37.58%
-2.14
0.00
+100.00%
-5.54
Proceeds From Stock Option Exercised
—
0.00
-100.00%
0.15
+222.92%
0.05
Changes In Cash
-82.60
-315.30%
38.37
+144.34%
-86.52
-886.78%
11.00
Beginning Cash Position
307.52
+14.25%
269.16
-24.33%
355.68
+3.19%
344.68
End Cash Position
224.92
-26.86%
307.52
+14.25%
269.16
-24.33%
355.68
Free Cash Flow
27.13
-7.48%
29.32
-1.87%
29.88
-61.55%
77.71
Interest Paid Supplemental Data
99.39
-8.57%
108.71
+26.35%
86.04
+383.76%
17.79
Income Tax Paid Supplemental Data
11.94
+122.09%
5.38
-55.56%
12.10
+5.04%
11.52
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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