Symbols / BY Stock $33.03 -0.09% Byline Bancorp, Inc.

Financial Services • Banks - Regional • United States • NYQ
BY (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Roberto R. Herencia
Exch · Country NYQ · United States
Market Cap 1.50B
Enterprise Value 1.95B
Income 139.38M
Sales 422.94M
FCF (ttm) —
Book/sh 27.84
Cash/sh 4.37
Employees 1,018
Insider 10d —
IPO Jun 30, 2017
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 13.64%
P/E 10.72
Forward P/E 10.19
PEG —
P/S 3.55
P/B 1.19
P/C —
EV/EBITDA —
EV/Sales 4.62
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.08
EPS next Y 3.24
EPS Growth 29.70%
Revenue Growth 13.80%
EPS Gr Q/Q 33.00%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 1.43%
ROE 11.56%
ROIC —
Gross Margin 0.00%
Oper. Margin 48.40%
Profit Margin 32.96%
Shs Outstand 45.42M
Shs Float 32.41M
Insider Own 28.80%
Instit Own 55.87%
Short Float 2.84%
Short Ratio 3.49
Short Interest 577.89K
52W High 34.33
vs 52W High -3.79%
52W Low 24.75
vs 52W Low 33.45%
Beta 0.81
Impl. Vol. 3.13%
Rel Volume 1.38
Avg Volume 177.61K
Volume 244.39K
Target (mean) $36.20
Tgt Median $37.00
Tgt Low $33.00
Tgt High $39.00
# Analysts 5
Recom Buy
Prev Close $33.06
Price $33.03
Change -0.09%
About

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$36.20
Mean price target
2. Current target
$33.03
Latest analyst target
3. DCF / Fair value
$46.20
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$33.03
Low
$33.00
High
$39.00
Mean
$36.20

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-10-28 main Piper Sandler Overweight → Overweight $35
2025-10-27 main Keefe, Bruyette & Woods Market Perform → Market Perform $32
2025-04-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $31
2025-01-29 main Stephens & Co. Equal-Weight → Equal-Weight $34
2024-12-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $33
2024-10-29 reit Piper Sandler Overweight → Overweight $34
2024-07-31 reit Piper Sandler Overweight → Overweight $34
2024-07-30 main Stephens & Co. Equal-Weight → Equal-Weight $29
2024-07-29 main Keefe, Bruyette & Woods Market Perform → Market Perform $29
2024-04-03 main Stephens & Co. Equal-Weight → Equal-Weight $25
2024-01-30 main Piper Sandler Overweight → Overweight $28
2023-05-02 reit Stephens & Co. — → Equal-Weight $23
2023-05-01 main Keefe, Bruyette & Woods — → Market Perform $23
2022-08-26 init Raymond James — → Market Perform —
2022-05-17 up Janney Montgomery Scott Neutral → Buy —
2021-08-02 down Stephens & Co. Overweight → Equal-Weight $27
2020-10-26 main Piper Sandler — → Overweight $17
2020-07-27 main Piper Sandler — → Overweight $16
2019-12-19 up Stephens & Co. Equal-Weight → Overweight —
2019-09-25 main Piper Sandler — → Overweight $22
News
RSS: Latest BY news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-16 ABRAHAM THOMAS Officer — 2,406 $0.00 $0
2026-03-16 HERSETH MARY JO S. Director — 300 $30.83 $9,249
2026-02-26 BARKIDJIJA JOHN M Officer — 4,509 $32.33 $145,776
2026-02-20 ABRAHAM THOMAS Officer — 7,094 $0.00 $0
2026-02-20 JOHNSON MICHELLE LYNN Officer — 4,432 $0.00 $0
2026-02-20 FUCINATO MARK Officer — 6,241 $0.00 $0
2026-02-20 ROSE DANA Officer — 5,828 $0.00 $0
2026-02-20 MANDO NICOLAS Chief Technology Officer — 3,935 $0.00 $0
2026-02-20 OLANO MARIA SHERYLLE A Officer — 2,378 $0.00 $0
2026-02-20 DORAN BRIAN F General Counsel — 1,783 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
441.51
+9.41%
403.54
+5.19%
383.62
+19.79%
320.23
Operating Revenue
441.51
+9.41%
403.54
+5.19%
383.62
+19.79%
320.23
Selling General And Administration
156.02
+7.53%
145.10
+10.95%
130.78
+8.19%
120.88
Selling And Marketing Expense
5.64
+13.38%
4.98
+31.14%
3.80
+34.37%
2.83
General And Administrative Expense
150.38
+7.32%
140.12
+10.35%
126.98
+7.56%
118.05
Salaries And Wages
150.38
+7.32%
140.12
+10.35%
126.98
+7.56%
118.05
Other Gand A
—
—
—
—
Reconciled Depreciation
4.55
-9.54%
5.03
+11.08%
4.53
+5.62%
4.29
Total Unusual Items
-1.34
-135.56%
-0.57
+76.18%
-2.38
-120.83%
-1.08
Total Unusual Items Excluding Goodwill
-1.34
-135.56%
-0.57
+76.18%
-2.38
-120.83%
-1.08
Special Income Charges
-0.20
0.00
+100.00%
-2.00
-437.63%
-0.37
Write Off
0.20
0.00
-100.00%
2.00
+437.63%
0.37
Net Income
130.05
+7.69%
120.76
+11.94%
107.88
+22.65%
87.95
Pretax Income
173.25
+7.56%
161.08
+10.57%
145.68
+27.03%
114.68
Net Interest Income
385.35
+10.72%
348.05
+5.27%
330.62
+24.61%
265.33
Interest Expense
186.87
-14.23%
217.88
+46.37%
148.86
+310.88%
36.23
Interest Income
572.22
+1.11%
565.93
+18.03%
479.48
+59.00%
301.56
Gain On Sale Of Security
0.77
+82.98%
0.42
-60.50%
1.07
+293.67%
-0.55
Tax Provision
43.20
+7.15%
40.32
+6.66%
37.80
+41.43%
26.73
Tax Rate For Calcs
0.00
-0.38%
0.00
-3.35%
0.00
+11.13%
0.00
Tax Effect Of Unusual Items
-0.33
-134.67%
-0.14
+76.98%
-0.62
-145.40%
-0.25
Net Income Including Noncontrolling Interests
130.05
+7.69%
120.76
+11.94%
107.88
+22.65%
87.95
Net Income From Continuing Operation Net Minority Interest
130.05
+7.69%
120.76
+11.94%
107.88
+22.65%
87.95
Net Income From Continuing And Discontinued Operation
130.05
+7.69%
120.76
+11.94%
107.88
+22.65%
87.95
Net Income Continuous Operations
130.05
+7.69%
120.76
+11.94%
107.88
+22.65%
87.95
Normalized Income
131.06
+8.15%
121.18
+10.52%
109.65
+23.50%
88.78
Net Income Common Stockholders
130.05
+7.69%
120.76
+11.94%
107.88
+22.93%
87.76
Diluted EPS
—
2.75
+3.00%
2.67
+14.10%
2.34
Basic EPS
—
2.78
+3.35%
2.69
+13.50%
2.37
Basic Average Shares
—
43.45
+8.50%
40.05
+8.31%
36.97
Diluted Average Shares
—
43.85
+8.43%
40.45
+7.92%
37.48
Diluted NI Availto Com Stockholders
130.05
+7.69%
120.76
+11.94%
107.88
+22.93%
87.76
Amortization
5.61
+4.18%
5.38
-10.50%
6.01
-9.89%
6.67
Amortization Of Intangibles Income Statement
5.61
+4.18%
5.38
-10.50%
6.01
-9.89%
6.67
Depreciation Amortization Depletion Income Statement
5.61
+4.18%
5.38
-10.50%
6.01
-9.89%
6.67
Depreciation And Amortization In Income Statement
5.61
+4.18%
5.38
-10.50%
6.01
-9.89%
6.67
Occupancy And Equipment
18.26
-2.35%
18.70
+1.05%
18.51
+8.95%
16.99
Other Non Interest Expense
36.01
+9.75%
32.81
-8.96%
36.04
+36.51%
26.40
Preferred Stock Dividends
—
—
—
0.20
Professional Expense And Contract Services Expense
16.06
+19.59%
13.43
+3.72%
12.95
+25.00%
10.36
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
9,652.68
+1.64%
9,496.53
+6.92%
8,881.97
+20.63%
7,362.94
Cash And Cash Equivalents
149.09
-73.52%
563.14
+149.03%
226.14
+26.08%
179.35
Cash Financial
60.18
+2.43%
58.76
-2.77%
60.43
-2.96%
62.27
Other Short Term Investments
1,190.67
-15.89%
1,415.70
+5.45%
1,342.48
+14.31%
1,174.43
Receivables
816.08
+3.65%
787.34
+6.85%
736.84
+32.12%
557.69
Accounts Receivable
39.82
-2.05%
40.65
-7.45%
43.92
+47.32%
29.82
Other Receivables
776.26
+3.96%
746.69
+7.76%
692.91
+31.26%
527.88
Net PPE
67.02
-4.66%
70.30
-11.13%
79.10
+16.07%
68.15
Gross PPE
97.88
-6.07%
104.20
-7.38%
112.50
+9.48%
102.76
Accumulated Depreciation
-30.86
+8.98%
-33.90
-1.50%
-33.40
+3.49%
-34.61
Land And Improvements
29.98
-0.91%
30.26
-4.84%
31.80
+11.01%
28.64
Buildings And Improvements
41.95
+0.69%
41.67
-5.05%
43.88
+6.15%
41.34
Machinery Furniture Equipment
11.55
-26.03%
15.61
-7.03%
16.79
+4.72%
16.03
Construction In Progress
0.33
-37.05%
0.53
+41.44%
0.37
+556.14%
0.06
Other Properties
9.03
-7.79%
9.80
-21.46%
12.47
+9.88%
11.35
Leases
5.03
-20.67%
6.34
-11.74%
7.18
+34.72%
5.33
Goodwill And Other Intangible Assets
200.52
+1.22%
198.10
-2.64%
203.48
+28.06%
158.89
Goodwill
181.85
+0.08%
181.71
+0.00%
181.71
+22.48%
148.35
Other Intangible Assets
18.67
+13.88%
16.39
-24.71%
21.77
+106.69%
10.53
Investments And Advances
1,435.00
-0.70%
1,445.12
+5.31%
1,372.22
+13.94%
1,204.30
Total Liabilities Net Minority Interest
8,384.77
-0.24%
8,405.03
+6.50%
7,891.82
+19.63%
6,597.12
Payables And Accrued Expenses
11.78
-44.22%
21.11
-5.03%
22.23
+394.73%
4.49
Payables
11.78
-44.22%
21.11
-5.03%
22.23
+394.73%
4.49
Accounts Payable
11.78
-44.22%
21.11
-5.03%
22.23
+394.73%
4.49
Current Accrued Expenses
—
—
—
131.69
Current Debt And Capital Lease Obligation
—
0.00
-100.00%
11.25
0.00
Current Debt
—
0.00
-100.00%
11.25
0.00
Long Term Debt And Capital Lease Obligation
495.20
-33.31%
742.55
+47.94%
501.92
-33.11%
750.42
Long Term Debt
485.35
-33.66%
731.60
+50.02%
487.65
-33.75%
736.03
Long Term Capital Lease Obligation
9.85
-10.03%
10.95
-23.26%
14.27
-0.85%
14.39
Stockholders Equity
1,267.91
+16.16%
1,091.50
+10.24%
990.15
+29.29%
765.82
Common Stock Equity
1,267.91
+16.16%
1,091.50
+10.24%
990.15
+29.29%
765.82
Capital Stock
0.47
+3.52%
0.46
+0.89%
0.45
+15.94%
0.39
Common Stock
0.47
+3.52%
0.46
+0.89%
0.45
+15.94%
0.39
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
47.87
+3.50%
46.25
+1.18%
45.71
+15.68%
39.52
Ordinary Shares Number
45.55
+2.44%
44.46
+1.59%
43.76
+16.73%
37.49
Treasury Shares Number
2.33
+29.70%
1.79
-8.05%
1.95
-3.74%
2.03
Additional Paid In Capital
760.70
+5.98%
717.76
+1.02%
710.49
+18.75%
598.30
Retained Earnings
645.72
+20.94%
533.90
+24.44%
429.04
+27.77%
335.79
Gains Losses Not Affecting Retained Earnings
-73.08
+35.72%
-113.69
-13.55%
-100.12
+14.83%
-117.55
Treasury Stock
65.91
+40.44%
46.94
-5.58%
49.71
-2.75%
51.11
Other Equity Adjustments
-73.08
+35.72%
-113.69
-13.55%
-100.12
+14.83%
-117.55
Total Equity Gross Minority Interest
1,267.91
+16.16%
1,091.50
+10.24%
990.15
+29.29%
765.82
Total Capitalization
1,753.26
-3.83%
1,823.09
+23.37%
1,477.80
-1.60%
1,501.85
Invested Capital
1,753.26
-3.83%
1,823.09
+22.43%
1,489.05
-0.85%
1,501.85
Total Debt
495.20
-33.31%
742.55
+44.70%
513.17
-31.62%
750.42
Net Debt
336.25
+99.61%
168.46
-38.24%
272.76
-51.00%
556.68
Capital Lease Obligations
9.85
-10.03%
10.95
-23.26%
14.27
-0.85%
14.39
Net Tangible Assets
1,067.39
+19.47%
893.40
+13.57%
786.67
+29.62%
606.93
Tangible Book Value
1,067.39
+19.47%
893.40
+13.57%
786.67
+29.62%
606.93
Available For Sale Securities
244.32
+747.85%
28.82
+0.80%
28.59
+5.25%
27.16
Cash Cash Equivalents And Federal Funds Sold
170.41
-71.15%
590.59
+143.60%
242.44
+16.81%
207.56
Held To Maturity Securities
0.00
-100.00%
0.60
-47.71%
1.16
-57.23%
2.71
Line Of Credit
—
0.00
-100.00%
11.25
0.00
Preferred Stock Equity
—
—
—
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
140.32
-19.89%
175.16
+5.48%
166.07
-24.63%
220.33
Cash Flow From Continuing Operating Activities
140.32
-19.89%
175.16
+5.48%
166.07
-24.63%
220.33
Net Income From Continuing Operations
130.05
+7.69%
120.76
+11.94%
107.88
+22.65%
87.95
Depreciation Amortization Depletion
4.55
-9.54%
5.03
+11.08%
4.53
+5.62%
4.29
Depreciation
4.55
-9.54%
5.03
+11.08%
4.53
+5.62%
4.29
Depreciation And Amortization
4.55
-9.54%
5.03
+11.08%
4.53
+5.62%
4.29
Other Non Cash Items
-35.15
-526.06%
-5.62
-116.20%
34.67
-48.26%
67.01
Stock Based Compensation
9.28
+17.63%
7.89
+17.48%
6.71
+25.89%
5.33
Asset Impairment Charge
0.08
-93.98%
1.26
-47.27%
2.40
+543.82%
0.37
Deferred Tax
7.76
+403.95%
-2.55
-109.61%
26.58
+3.97%
25.56
Deferred Income Tax
7.76
+403.95%
-2.55
-109.61%
26.58
+3.97%
25.56
Operating Gains Losses
-22.53
+10.47%
-25.16
-6.94%
-23.53
+25.67%
-31.65
Gain Loss On Investment Securities
0.02
-97.00%
0.70
0.00
+100.00%
-0.05
Unrealized Gain Loss On Investment Securities
-0.80
+29.14%
-1.12
-4.76%
-1.07
-277.61%
0.60
Gain Loss On Sale Of PPE
-0.67
+49.09%
-1.32
-82.57%
-0.72
-343.43%
0.30
Change In Working Capital
26.76
-57.36%
62.76
+849.69%
-8.37
-122.73%
36.84
Change In Receivables
2.94
-85.56%
20.34
+2016.78%
-1.06
+98.58%
-74.59
Changes In Account Receivables
2.94
-85.56%
20.34
+2016.78%
-1.06
+98.58%
-74.59
Change In Payables And Accrued Expense
23.83
-43.84%
42.43
+680.32%
-7.31
-106.56%
111.43
Change In Payable
23.83
-43.84%
42.43
+680.32%
-7.31
-106.56%
111.43
Change In Account Payable
23.83
-43.84%
42.43
+680.32%
-7.31
-106.56%
111.43
Investing Cash Flow
-223.59
+32.43%
-330.92
+1.58%
-336.24
+58.99%
-819.86
Cash Flow From Continuing Investing Activities
-223.59
+32.43%
-330.92
+1.58%
-336.24
+58.99%
-819.86
Net PPE Purchase And Sale
-4.00
-18.64%
-3.37
+12.74%
-3.86
-7.10%
-3.60
Purchase Of PPE
-4.00
-0.13%
-3.99
-3.39%
-3.86
-6.28%
-3.63
Sale Of PPE
0.00
-100.00%
0.62
0.00
-100.00%
0.03
Capital Expenditure
-4.00
-0.13%
-3.99
-3.39%
-3.86
-6.28%
-3.63
Net Investment Purchase And Sale
174.89
+325.79%
-77.46
-183.99%
92.22
+6.60%
86.51
Purchase Of Investment
-182.62
+48.17%
-352.37
-89.93%
-185.53
-78.25%
-104.08
Sale Of Investment
357.51
+30.05%
274.91
-1.02%
277.75
+45.73%
190.60
Net Business Purchase And Sale
61.83
0.00
-100.00%
7.83
0.00
Net Other Investing Changes
11.68
+399.74%
-3.90
-118.49%
21.07
+966.53%
-2.43
Financing Cash Flow
-330.77
-167.13%
492.76
+127.12%
216.96
-65.06%
620.95
Cash Flow From Continuing Financing Activities
-330.77
-167.13%
492.76
+127.12%
216.96
-65.06%
620.95
Net Issuance Payments Of Debt
-247.77
-206.76%
232.08
+174.77%
-310.42
-329.94%
135.00
Issuance Of Debt
7,483.90
+151.56%
2,975.00
-83.22%
17,730.20
-20.38%
22,269.50
Repayment Of Debt
-7,731.67
-181.88%
-2,742.92
+84.80%
-18,040.62
+18.50%
-22,134.50
Long Term Debt Issuance
73.90
-63.05%
200.00
+471.43%
35.00
0.00
Long Term Debt Payments
-86.67
+60.23%
-217.92
-3922.82%
-5.42
0.00
Net Long Term Debt Issuance
-12.77
+28.72%
-17.92
-160.56%
29.58
0.00
Short Term Debt Issuance
7,410.00
+167.03%
2,775.00
-84.32%
17,695.20
-20.54%
22,269.50
Short Term Debt Payments
-7,645.00
-202.77%
-2,525.00
+86.00%
-18,035.20
+18.52%
-22,134.50
Net Short Term Debt Issuance
-235.00
-194.00%
250.00
+173.53%
-340.00
-351.85%
135.00
Net Common Stock Issuance
-21.83
-582.98%
4.52
+152.32%
1.79
+111.36%
-15.77
Common Stock Payments
-23.73
0.00
0.00
+100.00%
-17.27
Common Stock Dividend Paid
-18.16
-14.62%
-15.85
-8.65%
-14.59
-8.84%
-13.40
Cash Dividends Paid
-18.16
-14.62%
-15.85
-8.65%
-14.59
-7.27%
-13.60
Repurchase Of Capital Stock
-23.73
0.00
0.00
+100.00%
-27.71
Changes In Cash
-414.04
-222.86%
337.00
+620.35%
46.78
+118.39%
21.42
Beginning Cash Position
563.14
+149.03%
226.14
+26.08%
179.35
+13.56%
157.93
End Cash Position
149.09
-73.52%
563.14
+149.03%
226.14
+26.08%
179.35
Free Cash Flow
136.32
-20.36%
171.17
+5.53%
162.21
-25.15%
216.70
Interest Paid Supplemental Data
196.96
-9.40%
217.41
+69.01%
128.64
+312.55%
31.18
Income Tax Paid Supplemental Data
36.18
+189.54%
12.50
+2.06%
12.24
-57.27%
28.65
Amortization Of Securities
-5.90
-186.13%
-2.06
-330.65%
0.89
-79.07%
4.27
Common Stock Issuance
1.90
-57.89%
4.52
+152.32%
1.79
+18.92%
1.51
Issuance Of Capital Stock
1.90
-57.89%
4.52
+152.32%
1.79
+18.92%
1.51
Net Preferred Stock Issuance
—
0.00
0.00
+100.00%
-10.44
Preferred Stock Dividend Paid
—
0.00
0.00
+100.00%
-0.20
Preferred Stock Payments
—
0.00
0.00
+100.00%
-10.44
Sale Of Business
61.83
0.00
-100.00%
7.83
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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