Symbols / CATY Stock $54.38 -1.57% Cathay General Bancorp

Financial Services • Banks - Regional • United States • NMS
CATY (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Chang Ming Liu
Exch · Country NMS · United States
Market Cap 3.65B
Enterprise Value 3.68B
Income 332.50M
Sales 769.55M
FCF (ttm) —
Book/sh 43.53
Cash/sh 2.02
Employees 1,268
Insider 10d —
IPO Dec 14, 1990
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 28.87%
P/E 11.21
Forward P/E 9.41
PEG 1.33
P/S 4.74
P/B 1.25
P/C —
EV/EBITDA —
EV/Sales 4.78
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 4.85
EPS next Y 5.78
EPS Growth 31.60%
Revenue Growth 14.10%
EPS Gr Q/Q 25.00%
Rev Gr Q/Q —
Earnings (next) 2026-07-21
Earnings (prior) 2026-04-22
ROA 1.41%
ROE 11.36%
ROIC —
Gross Margin 0.00%
Oper. Margin 61.51%
Profit Margin 43.21%
Shs Outstand 67.06M
Shs Float 63.58M
Insider Own 4.61%
Instit Own 75.59%
Short Float 3.36%
Short Ratio 2.57
Short Interest 1.51M
52W High 55.70
vs 52W High -2.37%
52W Low 40.96
vs 52W Low 32.76%
Beta 0.81
Impl. Vol. 63.09%
Rel Volume 0.96
Avg Volume 477.70K
Volume 458.37K
Target (mean) $56.00
Tgt Median $56.00
Tgt Low $45.00
Tgt High $65.00
# Analysts 5
Recom Hold
Prev Close $55.25
Price $54.38
Change -1.57%
About

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans. The company also provides loan products, such as commercial real estate loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures. In addition, it offers trade financing, letter of credit, wire transfer, foreign currency spot and forward contract, safe deposit, overdraft, cash checking, automatic teller machine, Internet banking, investment, and other customary bank services, as well as investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services. The company was formerly known as Cathay Bancorp, Inc. and changed its name to Cathay General Bancorp in November 2003. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$56.00
Mean price target
2. Current target
$54.38
Latest analyst target
3. DCF / Fair value
$72.75
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$54.38
Low
$45.00
High
$65.00
Mean
$56.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-23 main Keefe, Bruyette & Woods Market Perform → Market Perform $58
2025-10-23 main DA Davidson Neutral → Neutral $52
2025-10-22 main Keefe, Bruyette & Woods Market Perform → Market Perform $55
2025-07-23 main DA Davidson Neutral → Neutral $51
2025-07-23 main Keefe, Bruyette & Woods Market Perform → Market Perform $52
2025-05-21 init Jefferies — → Buy $53
2025-04-22 reit Stephens & Co. Overweight → Overweight $51
2025-01-27 main Piper Sandler Underweight → Underweight $43
2025-01-23 main Stephens & Co. Overweight → Overweight $57
2025-01-23 main Keefe, Bruyette & Woods Market Perform → Market Perform $55
2024-12-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $56
2024-10-23 main Wedbush Outperform → Outperform $52
2024-09-20 main Truist Securities Hold → Hold $47
2024-07-24 main Truist Securities Hold → Hold $45
2024-07-23 main Wedbush Outperform → Outperform $50
2024-07-23 main Piper Sandler Underweight → Underweight $36
2024-04-25 main Truist Securities Hold → Hold $38
2024-04-23 main Keefe, Bruyette & Woods Market Perform → Market Perform $41
2024-04-23 reit Wedbush Outperform → Outperform $44
2024-04-01 main Truist Securities Hold → Hold $40
News
RSS: Latest CATY news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-15 CHUNG NELSON Director — 1,593 $0.00 $0
2026-04-15 JELENKO JANE H Director — 1,593 $0.00 $0
2026-04-15 FERNANDEZ FELIX S. Director — 1,593 $0.00 $0
2026-04-15 WOO ELIZABETH A. Director — 1,593 $0.00 $0
2026-04-15 SUN RICHARD Director — 1,593 $0.00 $0
2026-04-15 HUNG MAAN-HUEI Director — 1,593 $0.00 $0
2026-04-15 KONO ANN Director — 1,593 $0.00 $0
2026-04-15 WANG SHALLY Director — 1,593 $0.00 $0
2026-04-15 CHAN LANA LAI-YAN Director — 265 $0.00 $0
2026-04-15 TANG ANTHONY M Officer and Director — 1,593 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
817.89
+12.08%
729.72
-9.92%
810.04
+2.47%
790.51
Operating Revenue
817.89
+12.08%
729.72
-9.92%
810.04
+2.47%
790.51
Selling General And Administration
194.81
+3.53%
188.18
+2.48%
183.62
+16.63%
157.45
Selling And Marketing Expense
6.00
-7.93%
6.52
+10.75%
5.89
-14.22%
6.86
General And Administrative Expense
188.81
+3.94%
181.66
+2.20%
177.74
+18.03%
150.58
Salaries And Wages
177.43
+6.01%
167.38
+8.58%
154.15
+8.14%
142.55
Other Gand A
—
—
—
—
Reconciled Depreciation
16.04
-4.71%
16.83
-7.04%
18.10
-8.58%
19.80
Total Unusual Items
0.00
0.00
+100.00%
-0.67
+83.74%
-4.13
Total Unusual Items Excluding Goodwill
0.00
0.00
+100.00%
-0.67
+83.74%
-4.13
Special Income Charges
0.00
0.00
+100.00%
-0.67
+83.74%
-4.13
Restructuring And Mergern Acquisition
0.00
0.00
-100.00%
0.67
-83.74%
4.13
Net Income
315.12
+10.19%
285.98
-19.24%
354.12
-1.81%
360.64
Pretax Income
390.20
+22.88%
317.54
-21.32%
403.58
-14.59%
472.54
Net Interest Income
742.46
+10.15%
674.05
-9.13%
741.75
+1.10%
733.70
Interest Expense
566.80
-14.24%
660.92
+32.06%
500.48
+325.63%
117.58
Interest Income
1,309.26
-1.93%
1,334.97
+7.47%
1,242.22
+45.92%
851.28
Gain On Sale Of Security
7.39
+215.34%
-6.41
-142.03%
15.25
+3789.80%
0.39
Tax Provision
75.07
+137.85%
31.56
-36.18%
49.46
-55.80%
111.89
Tax Rate For Calcs
0.00
+93.56%
0.00
-18.86%
0.00
-48.27%
0.00
Tax Effect Of Unusual Items
0.00
0.00
+100.00%
-0.08
+91.59%
-0.98
Net Income Including Noncontrolling Interests
315.12
+10.19%
285.98
-19.24%
354.12
-1.81%
360.64
Net Income From Continuing Operation Net Minority Interest
315.12
+10.19%
285.98
-19.24%
354.12
-1.81%
360.64
Net Income From Continuing And Discontinued Operation
315.12
+10.19%
285.98
-19.24%
354.12
-1.81%
360.64
Net Income Continuous Operations
315.12
+10.19%
285.98
-19.24%
354.12
-1.81%
360.64
Normalized Income
315.12
+10.19%
285.98
-19.38%
354.71
-2.50%
363.79
Net Income Common Stockholders
315.12
+10.19%
285.98
-19.24%
354.12
-1.81%
360.64
Diluted EPS
4.54
+14.94%
3.95
-18.72%
4.86
+0.62%
4.83
Basic EPS
4.55
+14.61%
3.97
-18.65%
4.88
+0.62%
4.85
Basic Average Shares
69.18
-4.00%
72.07
-0.69%
72.57
-2.37%
74.34
Diluted Average Shares
69.45
-3.98%
72.33
-0.74%
72.86
-2.41%
74.66
Diluted NI Availto Com Stockholders
315.12
+10.19%
285.98
-19.24%
354.12
-1.81%
360.64
Amortization
0.95
-13.84%
1.10
-16.18%
1.31
-30.76%
1.89
Amortization Of Intangibles Income Statement
0.95
-13.84%
1.10
-16.18%
1.31
-30.76%
1.89
Depreciation Amortization Depletion Income Statement
0.95
-13.84%
1.10
-16.18%
1.31
-30.76%
1.89
Depreciation And Amortization In Income Statement
0.95
-13.84%
1.10
-16.18%
1.31
-30.76%
1.89
Insurance And Claims
11.38
-20.29%
14.28
-39.46%
23.59
+193.49%
8.04
Occupancy And Equipment
46.89
+8.00%
43.42
+9.23%
39.75
+9.16%
36.41
Other Non Interest Expense
37.11
-3.29%
38.37
+6.53%
36.02
+8.31%
33.25
Professional Expense And Contract Services Expense
31.69
+2.28%
30.99
-4.63%
32.49
+15.07%
28.24
Securities Amortization
43.61
-39.95%
72.63
-16.14%
86.62
+105.91%
42.06
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
24,229.58
+5.10%
23,054.68
-0.12%
23,081.53
+5.16%
21,947.98
Cash And Cash Equivalents
146.32
-6.90%
157.17
-9.67%
173.99
-10.98%
195.44
Cash Equivalents
—
—
—
—
Cash Financial
146.32
-6.90%
157.17
-9.67%
173.99
-10.98%
195.44
Other Short Term Investments
2,245.17
-7.59%
2,429.48
+7.53%
2,259.38
-7.41%
2,440.31
Receivables
96.99
-0.80%
97.78
+0.11%
97.67
+18.49%
82.43
Accounts Receivable
96.99
-0.80%
97.78
+0.11%
97.67
+18.49%
82.43
Net PPE
121.77
+3.79%
117.32
-4.75%
123.17
-0.99%
124.40
Gross PPE
250.99
+3.22%
243.16
-0.26%
243.81
+2.41%
238.06
Accumulated Depreciation
-129.22
-2.69%
-125.84
-4.32%
-120.63
-6.14%
-113.66
Land And Improvements
42.57
+0.00%
42.57
+0.00%
42.57
+0.00%
42.57
Buildings And Improvements
82.56
+0.55%
82.11
+0.39%
81.80
+0.22%
81.61
Machinery Furniture Equipment
73.14
+3.75%
70.49
+3.10%
68.37
+3.79%
65.87
Construction In Progress
0.50
-32.39%
0.74
-20.94%
0.94
+150.93%
0.38
Other Properties
34.19
+19.35%
28.64
-10.70%
32.08
+8.27%
29.63
Leases
18.04
-3.06%
18.61
+3.06%
18.06
+0.26%
18.01
Goodwill And Other Intangible Assets
377.70
-0.25%
378.64
-0.40%
380.16
-0.34%
381.45
Goodwill
375.70
+0.00%
375.70
+0.00%
375.70
+0.00%
375.70
Other Intangible Assets
2.00
-32.11%
2.95
-33.96%
4.46
-22.51%
5.76
Investments And Advances
3,275.38
+18.95%
2,753.52
+5.28%
2,615.47
-6.24%
2,789.60
Total Liabilities Net Minority Interest
21,304.19
+5.42%
20,208.98
-0.67%
20,344.96
+4.47%
19,473.94
Long Term Debt And Capital Lease Obligation
172.82
-24.11%
227.73
-67.91%
709.72
+7.66%
659.25
Long Term Debt
136.72
-30.56%
196.88
-70.83%
674.92
+7.69%
626.74
Long Term Capital Lease Obligation
36.10
+17.02%
30.85
-11.34%
34.80
+7.01%
32.52
Stockholders Equity
2,925.39
+2.80%
2,845.70
+3.99%
2,736.57
+10.61%
2,474.04
Common Stock Equity
2,925.39
+2.80%
2,845.70
+3.99%
2,736.57
+10.61%
2,474.04
Capital Stock
0.92
+0.22%
0.92
+0.22%
0.91
+0.33%
0.91
Common Stock
0.92
+0.22%
0.92
+0.22%
0.91
+0.33%
0.91
Share Issued
91.80
+0.20%
91.62
+0.24%
91.39
+0.33%
91.09
Ordinary Shares Number
67.20
-5.17%
70.86
-2.48%
72.67
-0.10%
72.74
Treasury Shares Number
24.60
+18.56%
20.75
+10.83%
18.72
+2.04%
18.35
Additional Paid In Capital
1,001.40
+0.75%
993.96
+0.61%
987.95
+0.70%
981.12
Retained Earnings
2,909.68
+8.23%
2,688.35
+7.52%
2,500.34
+11.38%
2,244.86
Gains Losses Not Affecting Retained Earnings
-54.40
+36.45%
-85.61
-0.22%
-85.42
+16.50%
-102.30
Treasury Stock
932.21
+23.98%
751.92
+12.69%
667.22
+2.56%
650.55
Total Equity Gross Minority Interest
2,925.39
+2.80%
2,845.70
+3.99%
2,736.57
+10.61%
2,474.04
Total Capitalization
3,062.11
+0.64%
3,042.58
-10.81%
3,411.50
+10.02%
3,100.78
Invested Capital
3,062.11
+0.64%
3,042.58
-10.81%
3,411.50
+10.02%
3,100.78
Total Debt
172.82
-24.11%
227.73
-67.91%
709.72
+7.66%
659.25
Net Debt
—
39.71
-92.07%
500.94
+16.15%
431.30
Capital Lease Obligations
36.10
+17.02%
30.85
-11.34%
34.80
+7.01%
32.52
Net Tangible Assets
2,547.69
+3.27%
2,467.06
+4.70%
2,356.42
+12.61%
2,092.59
Tangible Book Value
2,547.69
+3.27%
2,467.06
+4.70%
2,356.42
+12.61%
2,092.59
Available For Sale Securities
1,030.21
+217.93%
324.04
-9.00%
356.09
+1.95%
349.29
Cash Cash Equivalents And Federal Funds Sold
146.32
-6.90%
157.17
-9.67%
173.99
-10.98%
195.44
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
368.57
+11.97%
329.15
-14.45%
384.74
-17.68%
467.36
Cash Flow From Continuing Operating Activities
368.57
+11.97%
329.15
-14.45%
384.74
-17.68%
467.36
Net Income From Continuing Operations
315.12
+10.19%
285.98
-19.24%
354.12
-1.81%
360.64
Depreciation Amortization Depletion
16.04
-4.71%
16.83
-7.04%
18.10
-8.58%
19.80
Depreciation
16.04
-4.71%
16.83
-7.04%
18.10
-8.58%
19.80
Depreciation And Amortization
16.04
-4.71%
16.83
-7.04%
18.10
-8.58%
19.80
Other Non Cash Items
-2.15
-284.36%
1.16
—
-0.01
Stock Based Compensation
7.61
+11.85%
6.80
-13.17%
7.84
+0.05%
7.83
Asset Impairment Charge
—
—
3.00
0.00
Deferred Tax
12.14
+158.51%
-20.76
-334.04%
-4.78
-129.02%
-2.09
Deferred Income Tax
12.14
+158.51%
-20.76
-334.04%
-4.78
-129.02%
-2.09
Operating Gains Losses
43.24
-40.16%
72.26
-19.37%
89.62
+113.23%
42.03
Gain Loss On Investment Securities
0.00
+100.00%
-1.11
0.00
+100.00%
-0.10
Unrealized Gain Loss On Investment Securities
-7.39
-198.35%
7.52
+141.19%
-18.25
-6170.79%
-0.29
Gain Loss On Sale Of PPE
0.06
0.00
-100.00%
0.01
-91.04%
0.07
Change In Working Capital
-61.64
-16.79%
-52.77
+31.03%
-76.52
-441.19%
22.43
Change In Receivables
26.72
+365.89%
-10.05
+81.52%
-54.37
+32.39%
-80.41
Changes In Account Receivables
26.72
+365.89%
-10.05
+81.52%
-54.37
+32.39%
-80.41
Change In Other Working Capital
—
—
—
—
Change In Other Current Liabilities
-93.61
-141.40%
-38.78
-58.74%
-24.43
-122.73%
107.47
Investing Cash Flow
-857.32
-565.86%
184.03
+112.46%
-1,477.08
+20.13%
-1,849.40
Cash Flow From Continuing Investing Activities
-857.32
-565.86%
184.03
+112.46%
-1,477.08
+20.13%
-1,849.40
Net PPE Purchase And Sale
-4.91
-35.07%
-3.64
-6.91%
-3.40
-0.32%
-3.39
Purchase Of PPE
-4.91
-35.07%
-3.64
-6.91%
-3.40
-0.32%
-3.39
Capital Expenditure
-4.91
-35.07%
-3.64
-6.91%
-3.40
-0.32%
-3.39
Net Investment Purchase And Sale
-39.89
-179.42%
50.23
+134.37%
-146.13
+71.02%
-504.21
Purchase Of Investment
-1,715.90
-23.32%
-1,391.38
-107.99%
-668.95
+6.92%
-718.70
Sale Of Investment
1,676.01
+16.26%
1,441.61
+175.74%
522.82
+143.75%
214.49
Net Business Purchase And Sale
—
0.00
0.00
+100.00%
-73.88
Purchase Of Business
—
0.00
0.00
+100.00%
-73.88
Net Other Investing Changes
14.04
+2730.24%
0.50
+200.00%
-0.50
-111.48%
4.32
Financing Cash Flow
873.64
+388.84%
-302.47
-139.86%
758.74
+700.85%
94.74
Cash Flow From Continuing Financing Activities
873.64
+388.84%
-302.47
-139.86%
758.74
+700.85%
94.74
Net Issuance Payments Of Debt
-60.00
+87.50%
-480.00
-972.73%
55.00
-88.17%
465.00
Issuance Of Debt
11,348.00
+62.86%
6,968.00
-50.35%
14,035.00
+156.11%
5,480.00
Repayment Of Debt
-11,408.00
-53.17%
-7,448.00
+46.72%
-13,980.00
-178.76%
-5,015.00
Long Term Debt Issuance
11,348.00
+62.86%
6,968.00
-50.35%
14,035.00
+156.11%
5,480.00
Long Term Debt Payments
-11,408.00
-53.17%
-7,448.00
+46.72%
-13,980.00
-178.76%
-5,015.00
Net Long Term Debt Issuance
-60.00
+87.50%
-480.00
-972.73%
55.00
-88.17%
465.00
Short Term Debt Issuance
—
—
—
—
Short Term Debt Payments
—
—
—
0.00
Net Short Term Debt Issuance
—
—
—
0.00
Net Common Stock Issuance
-177.68
-117.29%
-81.77
-520.60%
-13.18
+90.42%
-137.60
Common Stock Payments
-180.29
-112.85%
-84.70
-408.21%
-16.67
+88.21%
-141.32
Common Stock Dividend Paid
-93.80
+4.25%
-97.97
+0.68%
-98.64
+2.30%
-100.95
Cash Dividends Paid
-93.80
+4.25%
-97.97
+0.68%
-98.64
+2.30%
-100.95
Repurchase Of Capital Stock
-180.29
-112.85%
-84.70
-408.21%
-16.67
+88.21%
-141.32
Net Other Financing Charges
-2.78
+25.42%
-3.73
+17.02%
-4.49
-54.56%
-2.90
Changes In Cash
384.89
+82.66%
210.72
+163.16%
-333.60
+74.09%
-1,287.30
Beginning Cash Position
1,039.52
+25.42%
828.80
-28.70%
1,162.40
-52.55%
2,449.70
End Cash Position
1,424.41
+37.03%
1,039.52
+25.42%
828.80
-28.70%
1,162.40
Free Cash Flow
363.66
+11.72%
325.52
-14.64%
381.34
-17.81%
463.97
Interest Paid Supplemental Data
568.67
-14.11%
662.07
+36.55%
484.86
+359.49%
105.52
Income Tax Paid Supplemental Data
55.82
-0.63%
56.17
-20.13%
70.33
-27.40%
96.88
Common Stock Issuance
2.61
-11.01%
2.93
-15.98%
3.49
-6.16%
3.72
Earnings Losses From Equity Investments
43.61
-39.95%
72.63
-16.14%
86.62
+105.91%
42.06
Issuance Of Capital Stock
2.61
-11.01%
2.93
-15.98%
3.49
-6.16%
3.72
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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