Symbols / CDLX $1.18 +4.42% Cardlytics, Inc.

Communication Services • Advertising Agencies • United States • NGM
CDLX Chart
About

Cardlytics, Inc. operates an advertising platform in the United States and the United Kingdom. The company provides Cardlytics platform, a proprietary native bank advertising channel that enables marketers to reach customers through digital channels, such as online, mobile applications, email, and various real-time notifications; and Bridg platform, a customer data platform which utilizes point-of-sale data from merchant data partners, including product-level purchase data to enable marketers to perform analytics and targeted loyalty marketing, as well as measure the impact of their marketing. Cardlytics, Inc. was incorporated in 2008 and is headquartered in Atlanta, Georgia.

Fundamentals
Scroll to Statements
Sector Communication Services Industry Advertising Agencies Market Cap 64.96M
Enterprise Value 228.81M Income -103.49M Sales 233.27M
Book/sh -0.12 Cash/sh 0.89 Dividend Yield —
Payout 0.00% Employees 275 IPO —
P/E — Forward P/E -3.11 PEG —
P/S 0.28 P/B -9.92 P/C —
EV/EBITDA -10.45 EV/Sales 0.98 Quick Ratio 1.71
Current Ratio 1.75 Debt/Eq — LT Debt/Eq —
EPS (ttm) -1.95 EPS next Y -0.38 EPS Growth —
Revenue Growth -24.20% Earnings 2026-05-06 ROA -8.69%
ROE -3.26% ROIC — Gross Margin 44.85%
Oper. Margin -9.87% Profit Margin -44.36% Shs Outstand 55.05M
Shs Float 48.04M Short Float 15.54% Short Ratio 9.94
Short Interest — 52W High 3.28 52W Low 0.66
Beta 0.93 Avg Volume 1.06M Volume 2.54M
Target Price $1.04 Recom None Prev Close $1.13
Price $1.18 Change 4.42%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$1.04
Mean price target
2. Current target
$1.18
Latest analyst target
3. DCF / Fair value
$1.54
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$1.18
Low
$0.90
High
$1.25
Mean
$1.04

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-08-08 main Evercore ISI Group In-Line → In-Line $2
2025-05-08 main Lake Street Hold → Hold $3
2025-03-13 main Lake Street Hold → Hold $3
2025-03-13 main Evercore ISI Group In-Line → In-Line $3
2025-03-13 reit Needham Hold → Hold —
2025-01-17 reit Needham Hold → Hold —
2024-11-07 reit Needham — → Hold —
2024-10-11 init Evercore ISI Group — → In-Line $4
2024-08-16 down Northland Capital Markets Outperform → Market Perform $5
2024-08-15 down B of A Securities Neutral → Underperform $4
2024-08-08 main Northland Capital Markets Outperform → Outperform $7
2024-08-08 down Needham Buy → Hold —
2024-08-08 down Lake Street Buy → Hold $5
2024-06-18 init Northland Capital Markets — → Outperform $14
2024-06-11 reit Needham Buy → Buy $12
2024-05-09 main Craig-Hallum Buy → Buy $12
2024-05-09 main Needham Buy → Buy $12
2024-04-09 main Needham Buy → Buy $17
2024-03-15 main Lake Street Buy → Buy $18
2024-03-15 up Craig-Hallum Hold → Buy $18
News
RSS: Latest CDLX news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-02 GUPTA AMIT Chief Executive Officer — 116,774 $0.99 $118,426
2026-04-01 LYNTON NICHOLAS HOLLMEYER Officer — 85,290 — —
2026-04-01 GUPTA AMIT Chief Executive Officer — 514,350 — —
2026-04-01 LYNTON NICHOLAS HOLLMEYER Officer — 40,296 $0.99 $39,893
2026-02-18 GUPTA AMIT Chief Executive Officer — 97,208 $0.90 $88,765
2026-02-13 GUPTA AMIT Chief Executive Officer — 250,000 — —
2026-01-05 LYNTON NICHOLAS HOLLMEYER Officer — 6,253 $1.17 $7,316
2026-01-05 GUPTA AMIT Chief Executive Officer — 5,807 $1.17 $6,794
2026-01-05 DESIENO ALEXIS R. Chief Financial Officer — 8,607 $1.17 $10,070
2025-12-31 LYNTON NICHOLAS HOLLMEYER Officer — 12,788 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
233.27
-16.18%
278.30
-10.00%
309.20
+3.57%
298.54
Operating Revenue
233.27
-16.18%
278.30
-10.00%
309.20
+3.57%
298.54
Cost Of Revenue
128.66
-18.26%
157.40
-11.98%
178.83
-3.81%
185.91
Reconciled Cost Of Revenue
126.50
-18.50%
155.22
-11.69%
175.77
-2.19%
179.71
Gross Profit
104.61
-13.47%
120.89
-7.27%
130.38
+15.76%
112.63
Operating Expense
150.32
-18.49%
184.43
-4.96%
194.05
-21.81%
248.17
Research And Development
39.77
-19.84%
49.61
-3.40%
51.35
-5.66%
54.44
Selling General And Administration
85.31
-21.83%
109.13
-6.11%
116.23
-25.58%
156.19
Selling And Marketing Expense
33.92
-20.43%
42.63
-4.84%
44.80
-40.06%
74.75
General And Administrative Expense
51.39
-22.73%
66.50
-6.91%
71.43
-12.29%
81.45
Salaries And Wages
16.02
-29.50%
22.73
+2.57%
22.16
-22.90%
28.74
Other Gand A
35.36
-19.21%
43.77
-11.17%
49.27
-39.50%
81.45
Total Expenses
278.98
-18.39%
341.83
-8.33%
372.87
-14.10%
434.08
Operating Income
-45.70
+28.06%
-63.53
+0.21%
-63.67
+53.02%
-135.54
Total Operating Income As Reported
-101.82
+47.92%
-195.50
-44.10%
-135.67
+70.36%
-457.78
EBITDA
-65.45
+57.09%
-152.53
-54.07%
-99.00
+76.45%
-420.41
Normalized EBITDA
-15.59
+51.76%
-32.31
-6.62%
-30.30
+66.99%
-91.80
Reconciled Depreciation
27.41
-1.68%
27.88
-5.55%
29.52
-32.52%
43.74
EBIT
-92.86
+48.53%
-180.40
-40.38%
-128.51
+72.31%
-464.15
Total Unusual Items
-49.86
+58.52%
-120.22
-75.00%
-68.70
+79.10%
-328.62
Total Unusual Items Excluding Goodwill
-49.86
+58.52%
-120.22
-75.00%
-68.70
+79.10%
-328.62
Special Income Charges
-56.11
+52.83%
-118.95
-65.20%
-72.00
+77.66%
-322.24
Other Special Charges
—
-13.02
—
—
Impairment Of Capital Assets
58.84
-55.28%
131.59
+86.61%
70.52
-84.44%
453.29
Restructuring And Mergern Acquisition
2.10
+465.77%
0.37
+107.32%
-5.07
+96.13%
-131.05
Net Income
-103.49
+45.33%
-189.30
-40.54%
-134.70
+71.05%
-465.26
Pretax Income
-103.49
+45.33%
-189.30
-40.54%
-134.70
+71.14%
-466.71
Net Non Operating Interest Income Expense
-7.92
-42.61%
-5.55
-137.71%
-2.34
+8.61%
-2.56
Interest Expense Non Operating
10.63
+19.40%
8.90
+43.85%
6.19
+142.14%
2.56
Net Interest Income
-7.92
-42.61%
-5.55
-137.71%
-2.34
+8.61%
-2.56
Interest Expense
10.63
+19.40%
8.90
+43.85%
6.19
+142.14%
2.56
Interest Income Non Operating
2.71
-19.07%
3.35
-13.05%
3.85
+167.94%
1.44
Interest Income
2.71
-19.07%
3.35
-13.05%
3.85
+167.94%
1.44
Other Income Expense
-49.86
+58.52%
-120.22
-75.00%
-68.70
+79.10%
-328.62
Gain On Sale Of Security
6.25
+592.28%
-1.27
-138.41%
3.30
+151.82%
-6.38
Gain On Sale Of Business
4.83
0.00
+100.00%
-6.55
0.00
Tax Provision
0.00
0.00
0.00
+100.00%
-1.45
Tax Rate For Calcs
0.00
0.00
-100.00%
0.00
-68.97%
0.00
Tax Effect Of Unusual Items
0.00
0.00
+100.00%
-0.06
+93.51%
-0.95
Net Income Including Noncontrolling Interests
-103.49
+45.33%
-189.30
-40.54%
-134.70
+71.05%
-465.26
Net Income From Continuing Operation Net Minority Interest
-103.49
+45.33%
-189.30
-40.54%
-134.70
+71.05%
-465.26
Net Income From Continuing And Discontinued Operation
-103.49
+45.33%
-189.30
-40.54%
-134.70
+71.05%
-465.26
Net Income Continuous Operations
-103.49
+45.33%
-189.30
-40.54%
-134.70
+71.05%
-465.26
Normalized Income
-53.62
+22.38%
-69.09
-4.57%
-66.07
+51.99%
-137.60
Net Income Common Stockholders
-103.49
+45.33%
-189.30
-40.54%
-134.70
+71.05%
-465.26
Diluted EPS
-1.95
+50.13%
-3.91
-5.96%
-3.69
+73.49%
-13.92
Basic EPS
-1.95
+50.13%
-3.91
-5.96%
-3.69
+73.49%
-13.92
Basic Average Shares
53.11
+9.83%
48.36
+32.54%
36.49
+9.18%
33.42
Diluted Average Shares
53.11
+9.83%
48.36
+32.54%
36.49
+9.18%
33.42
Diluted NI Availto Com Stockholders
-103.49
+45.33%
-189.30
-40.54%
-134.70
+71.05%
-465.26
Depreciation Amortization Depletion Income Statement
25.24
-1.73%
25.69
-2.91%
26.46
-29.52%
37.54
Depreciation And Amortization In Income Statement
25.24
-1.73%
25.69
-2.91%
26.46
-29.52%
37.54
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
285.64
-27.26%
392.71
-31.60%
574.14
-16.94%
691.24
Current Assets
137.28
-22.87%
177.98
-20.52%
223.93
-10.44%
250.04
Cash Cash Equivalents And Short Term Investments
48.72
-25.73%
65.59
-28.57%
91.83
-24.67%
121.91
Cash And Cash Equivalents
48.72
-25.73%
65.59
-28.57%
91.83
-24.67%
121.91
Receivables
85.26
-20.36%
107.05
-15.04%
126.00
+4.93%
120.08
Accounts Receivable
82.67
-19.93%
103.25
-14.40%
120.62
+4.34%
115.61
Gross Accounts Receivable
86.72
-20.44%
109.00
-11.28%
122.86
+4.64%
117.42
Allowance For Doubtful Accounts Receivable
-4.05
+29.59%
-5.75
-156.72%
-2.24
-23.84%
-1.81
Other Receivables
2.59
-31.94%
3.80
-29.34%
5.38
+20.34%
4.47
Prepaid Assets
—
—
—
—
Restricted Cash
—
—
0.00
-100.00%
0.08
Other Current Assets
3.30
-38.08%
5.34
-12.48%
6.10
-23.58%
7.98
Total Non Current Assets
148.36
-30.91%
214.73
-38.67%
350.14
-20.64%
441.19
Net PPE
6.97
-21.99%
8.94
-15.95%
10.63
-14.85%
12.49
Gross PPE
11.71
-37.02%
18.59
-57.46%
43.70
+4.03%
42.01
Accumulated Depreciation
-4.74
+50.94%
-9.65
+70.80%
-33.07
-12.01%
-29.52
Properties
0.00
0.00
0.00
0.00
Machinery Furniture Equipment
4.78
-53.21%
10.22
-63.31%
27.85
+1.15%
27.53
Construction In Progress
—
0.00
-100.00%
0.03
-34.15%
0.04
Other Properties
4.95
-21.98%
6.34
-13.26%
7.31
+11.25%
6.57
Leases
1.98
-2.61%
2.03
-76.11%
8.51
+8.28%
7.86
Goodwill And Other Intangible Assets
140.07
-31.39%
204.14
-39.38%
336.77
-20.97%
426.12
Goodwill
110.31
-30.81%
159.43
-42.49%
277.20
-21.41%
352.72
Other Intangible Assets
29.77
-33.43%
44.71
-24.94%
59.57
-18.84%
73.40
Non Current Deferred Assets
—
—
—
—
Other Non Current Assets
1.32
-20.12%
1.65
-39.67%
2.73
+5.76%
2.59
Total Liabilities Net Minority Interest
292.15
-9.47%
322.72
-26.55%
439.35
-8.40%
479.63
Current Liabilities
78.39
-47.37%
148.96
-12.97%
171.15
-31.25%
248.94
Payables And Accrued Expenses
68.09
-23.37%
88.86
-23.11%
115.56
-9.49%
127.68
Payables
28.22
-21.98%
36.17
-32.13%
53.29
+1.78%
52.36
Accounts Payable
3.36
-8.92%
3.69
-16.63%
4.42
+17.53%
3.77
Current Accrued Expenses
39.87
-24.33%
52.69
-15.38%
62.27
-17.33%
75.32
Pensionand Other Post Retirement Benefit Plans Current
6.11
+11.12%
5.49
-52.89%
11.66
+11.21%
10.49
Current Debt And Capital Lease Obligation
1.61
-96.64%
47.89
+2151.43%
2.13
-56.68%
4.91
Current Debt
—
45.86
—
—
Other Current Borrowings
—
45.86
—
—
Current Capital Lease Obligation
1.61
-20.64%
2.02
-4.80%
2.13
-56.68%
4.91
Current Deferred Liabilities
2.59
+20.19%
2.15
-10.44%
2.40
+37.35%
1.75
Current Deferred Revenue
2.59
+20.19%
2.15
-10.44%
2.40
+37.35%
1.75
Other Current Liabilities
—
4.56
-88.42%
39.40
-62.16%
104.12
Total Non Current Liabilities Net Minority Interest
213.76
+23.02%
173.76
-35.21%
268.20
+16.26%
230.69
Long Term Debt And Capital Lease Obligation
213.71
+22.99%
173.76
-34.15%
263.89
+14.56%
230.35
Long Term Debt
208.92
+24.56%
167.73
-34.86%
257.50
+13.92%
226.05
Long Term Capital Lease Obligation
4.79
-20.67%
6.03
-5.59%
6.39
+48.42%
4.31
Non Current Deferred Liabilities
0.05
0.00
-100.00%
0.07
-79.94%
0.33
Non Current Deferred Revenue
0.05
0.00
-100.00%
0.07
-79.94%
0.33
Other Non Current Liabilities
—
—
4.24
—
Stockholders Equity
-6.51
-109.30%
69.99
-48.08%
134.80
-36.30%
211.60
Common Stock Equity
-6.51
-109.30%
69.99
-48.08%
134.80
-36.30%
211.60
Capital Stock
0.01
+0.00%
0.01
+11.11%
0.01
+0.00%
0.01
Common Stock
0.01
+0.00%
0.01
+11.11%
0.01
+0.00%
0.01
Share Issued
54.51
+6.35%
51.26
+29.02%
39.73
+18.67%
33.48
Ordinary Shares Number
54.51
+6.35%
51.26
+29.02%
39.73
+18.67%
33.48
Additional Paid In Capital
1,399.54
+2.38%
1,366.96
+9.92%
1,243.59
+5.16%
1,182.57
Retained Earnings
-1,404.06
-7.96%
-1,300.58
-17.03%
-1,111.27
-13.79%
-976.57
Gains Losses Not Affecting Retained Earnings
-2.00
-155.43%
3.60
+45.97%
2.47
-55.93%
5.60
Other Equity Adjustments
-2.00
-155.43%
3.60
+45.97%
2.47
-55.93%
5.60
Total Equity Gross Minority Interest
-6.51
-109.30%
69.99
-48.08%
134.80
-36.30%
211.60
Total Capitalization
202.41
-14.85%
237.72
-39.40%
392.30
-10.36%
437.65
Working Capital
58.89
+102.87%
29.03
-45.00%
52.78
+4706.83%
1.10
Invested Capital
202.41
-28.62%
283.58
-27.71%
392.30
-10.36%
437.65
Total Debt
215.31
-2.86%
221.65
-16.68%
266.02
+13.07%
235.26
Net Debt
160.20
+8.25%
148.00
-10.67%
165.67
+59.08%
104.14
Capital Lease Obligations
6.39
-20.66%
8.06
-5.39%
8.52
-7.57%
9.22
Net Tangible Assets
-146.58
-9.27%
-134.15
+33.58%
-201.98
+5.85%
-214.52
Tangible Book Value
-146.58
-9.27%
-134.15
+33.58%
-201.98
+5.85%
-214.52
Dueto Related Parties Current
24.86
-23.46%
32.48
-33.54%
48.87
+0.56%
48.59
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
9.29
+205.28%
-8.82
-4669.73%
-0.18
+99.66%
-53.90
Cash Flow From Continuing Operating Activities
9.29
+205.28%
-8.82
-4669.73%
-0.18
+99.66%
-53.90
Net Income From Continuing Operations
-103.49
+45.33%
-189.30
-40.54%
-134.70
+71.05%
-465.26
Depreciation Amortization Depletion
27.41
-1.68%
27.88
-5.55%
29.52
-32.52%
43.74
Depreciation
27.41
-1.68%
27.88
-5.55%
29.52
-32.52%
43.74
Depreciation And Amortization
27.41
-1.68%
27.88
-5.55%
29.52
-32.52%
43.74
Other Non Cash Items
-2.48
-126.35%
9.43
+2103.27%
0.43
+100.36%
-117.59
Stock Based Compensation
28.13
-30.32%
40.37
-1.50%
40.98
-8.29%
44.69
Asset Impairment Charge
58.84
-55.28%
131.59
+86.61%
70.52
-84.44%
453.29
Deferred Tax
—
0.00
0.00
+100.00%
-1.45
Deferred Income Tax
—
0.00
0.00
+100.00%
-1.45
Operating Gains Losses
-4.83
+62.89%
-13.02
-298.73%
6.55
—
Change In Working Capital
5.71
+136.22%
-15.77
-17.05%
-13.47
-19.06%
-11.32
Change In Receivables
20.64
+65.18%
12.50
+261.77%
-7.72
-69.93%
-4.55
Change In Prepaid Assets
1.80
+32.57%
1.36
-45.43%
2.49
+365.79%
0.54
Change In Payables And Accrued Expense
-0.55
+91.13%
-6.14
+15.28%
-7.25
+30.32%
-10.41
Change In Accrued Expense
-0.72
+89.10%
-6.64
+11.32%
-7.49
+21.27%
-9.52
Change In Payable
0.18
-64.13%
0.50
+108.79%
0.24
+126.76%
-0.89
Change In Account Payable
0.18
-64.13%
0.50
+108.79%
0.24
+126.76%
-0.89
Change In Other Current Assets
—
—
—
—
Change In Other Current Liabilities
-16.19
+31.07%
-23.48
-2276.82%
-0.99
-131.84%
3.10
Investing Cash Flow
-15.30
+18.37%
-18.75
-86.30%
-10.06
+36.15%
-15.76
Cash Flow From Continuing Investing Activities
-15.30
+18.37%
-18.75
-86.30%
-10.06
+36.15%
-15.76
Net PPE Purchase And Sale
-0.48
+69.27%
-1.56
-134.18%
-0.67
+43.04%
-1.17
Purchase Of PPE
-0.48
+69.27%
-1.56
-134.18%
-0.67
+43.04%
-1.17
Capital Expenditure
-15.78
+18.22%
-19.30
-55.73%
-12.39
+8.11%
-13.49
Capital Expenditure Reported
-15.30
+13.72%
-17.74
-51.27%
-11.72
+3.42%
-12.14
Net Business Purchase And Sale
0.48
-13.04%
0.55
-76.31%
2.33
+202.46%
-2.27
Purchase Of Business
—
0.00
0.00
+100.00%
-2.27
Gain Loss On Sale Of Business
-4.83
0.00
-100.00%
6.55
0.00
Net Intangibles Purchase And Sale
—
0.00
0.00
+100.00%
-0.17
Purchase Of Intangibles
—
0.00
0.00
+100.00%
-0.17
Financing Cash Flow
-11.12
-870.22%
1.44
+107.21%
-20.03
+49.92%
-39.99
Cash Flow From Continuing Financing Activities
-11.12
-870.22%
1.44
+107.21%
-20.03
+49.92%
-39.99
Net Issuance Payments Of Debt
-6.00
+77.61%
-26.80
-189.44%
29.97
+85725.71%
-0.04
Issuance Of Debt
56.00
-67.54%
172.50
+475.00%
30.00
0.00
Repayment Of Debt
-62.00
+68.89%
-199.30
-642812.90%
-0.03
+11.43%
-0.04
Long Term Debt Issuance
56.00
-67.54%
172.50
+475.00%
30.00
0.00
Long Term Debt Payments
-62.00
+68.89%
-199.30
-642812.90%
-0.03
+11.43%
-0.04
Net Long Term Debt Issuance
-6.00
+77.61%
-26.80
-189.44%
29.97
+85725.71%
-0.04
Net Common Stock Issuance
0.00
-100.00%
48.65
+88345.45%
0.06
+100.14%
-39.62
Common Stock Payments
—
0.00
0.00
+100.00%
-40.00
Repurchase Of Capital Stock
—
0.00
0.00
+100.00%
-40.00
Net Other Financing Charges
-5.12
+74.89%
-20.40
+59.24%
-50.05
-15020.85%
-0.33
Changes In Cash
-17.13
+34.42%
-26.13
+13.70%
-30.27
+72.39%
-109.65
Effect Of Exchange Rate Changes
0.26
+335.45%
-0.11
-193.22%
0.12
+106.13%
-1.93
Beginning Cash Position
65.59
-28.57%
91.83
-24.72%
121.98
-47.77%
233.56
End Cash Position
48.72
-25.73%
65.59
-28.57%
91.83
-24.72%
121.98
Free Cash Flow
-6.49
+76.91%
-28.12
-123.60%
-12.58
+81.34%
-67.39
Interest Paid Supplemental Data
9.26
+51.33%
6.12
+44.32%
4.24
+78.08%
2.38
Income Tax Paid Supplemental Data
—
—
—
—
Common Stock Issuance
0.00
-100.00%
48.65
+88345.45%
0.06
-85.49%
0.38
Issuance Of Capital Stock
0.00
-100.00%
48.65
+88345.45%
0.06
-85.49%
0.38
Sale Of Business
0.48
-13.04%
0.55
-76.31%
2.33
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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