Symbols / CUBI $65.60 -0.82%
CUBI Chart
About
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company's lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Banks - Regional | Market Cap | 2.24B |
| Enterprise Value | -397.15M | Income | 209.18M | Sales | 720.35M |
| Book/sh | 61.87 | Cash/sh | 129.28 | Dividend Yield | — |
| Payout | 0.00% | Employees | 863 | IPO | — |
| P/E | 10.48 | Forward P/E | 7.05 | PEG | — |
| P/S | 3.12 | P/B | 1.06 | P/C | — |
| EV/EBITDA | — | EV/Sales | -0.55 | Quick Ratio | — |
| Current Ratio | — | Debt/Eq | — | LT Debt/Eq | — |
| EPS (ttm) | 6.26 | EPS next Y | 9.31 | EPS Growth | 177.40% |
| Revenue Growth | 46.80% | Earnings | 2026-04-23 | ROA | 0.95% |
| ROE | 11.34% | ROIC | — | Gross Margin | 0.00% |
| Oper. Margin | 49.54% | Profit Margin | 31.11% | Shs Outstand | 34.21M |
| Shs Float | 32.16M | Short Float | 7.41% | Short Ratio | 4.25 |
| Short Interest | — | 52W High | 82.56 | 52W Low | 40.75 |
| Beta | 1.64 | Avg Volume | 390.65K | Volume | 203.50K |
| Target Price | $90.64 | Recom | Buy | Prev Close | $66.14 |
| Price | $65.60 | Change | -0.82% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$90.64
Mean price target
2. Current target
$66.15
Latest analyst target
3. DCF / Fair value
$93.90
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$66.15
Low
$71.00
High
$104.00
Mean
$90.64
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-03-16 | up | Stephens & Co. | Underweight → Equal-Weight | $71 |
| 2026-03-06 | init | JP Morgan | — → Overweight | $90 |
| 2026-03-02 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $92 |
| 2026-01-26 | main | DA Davidson | Buy → Buy | $95 |
| 2025-12-08 | init | Morgan Stanley | — → Equal-Weight | $90 |
| 2025-10-28 | main | Stephens & Co. | Equal-Weight → Equal-Weight | $68 |
| 2025-10-27 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $82 |
| 2025-10-27 | main | TD Cowen | Buy → Buy | $95 |
| 2025-10-27 | main | DA Davidson | Buy → Buy | $88 |
| 2025-09-25 | init | TD Cowen | — → Buy | $89 |
| 2025-09-23 | main | B. Riley Securities | Buy → Buy | $86 |
| 2025-09-05 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $76 |
| 2025-07-29 | main | Stephens & Co. | Equal-Weight → Equal-Weight | $62 |
| 2025-07-28 | main | DA Davidson | Buy → Buy | $78 |
| 2025-07-28 | main | B. Riley Securities | Buy → Buy | $85 |
| 2025-07-28 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $71 |
| 2025-07-11 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $70 |
| 2025-05-16 | main | B. Riley Securities | Buy → Buy | $82 |
| 2025-04-28 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $65 |
| 2025-01-27 | main | Maxim Group | Buy → Buy | $80 |
- Why Customers Bancorp (CUBI) Stock Is Up Today - Yahoo Finance Mon, 16 Mar 2026 19
- Why Customers Bancorp (CUBI) Stock Is Up Today - Barchart Mon, 16 Mar 2026 17
- Customers Bancorp (NYSE:CUBI) Stock Rating Upgraded by Stephens - MarketBeat Mon, 16 Mar 2026 13
- Will Stephens’ Rating Upgrade Change Customers Bancorp's (CUBI) Digital Banking and Specialty Lending Narrative? - simplywall.st Wed, 18 Mar 2026 12
- Customers Bancorp (CUBI) director granted shares for Q1 2026 fees - Stock Titan ue, 17 Mar 2026 11
- CUBI Receives Upgrade to Equal-Weight Rating by Stephens & Co. | - GuruFocus Mon, 16 Mar 2026 18
- (CUBI) and the Role of Price-Sensitive Allocations - Stock Traders Daily Wed, 18 Mar 2026 04
- 3 of Wall Street’s Favorite Stocks We’re Skeptical Of - StockStory ue, 17 Mar 2026 11
- Why Shares of Customers Bancorp (CUBI) Are Rising Today - Bitget Mon, 16 Mar 2026 20
- $CUBI stock is down 10% today. Here's what we see in our data. - Quiver Quantitative Fri, 23 Jan 2026 08
- Why Customers Bancorp (CUBI) Stock Is Up Today - Yahoo Finance Wed, 03 Dec 2025 08
- 43,756 Shares in Customers Bancorp, Inc $CUBI Acquired by Fortress Investment Group LLC - MarketBeat Mon, 16 Mar 2026 09
- Ex-CFO of $100B New York bank to run operations at Customers Bank - Stock Titan Mon, 26 Jan 2026 08
- A Look At Customers Bancorp (CUBI) Valuation After Recent Share Price Weakness - simplywall.st Mon, 16 Mar 2026 15
- 24,600 Shares in Customers Bancorp, Inc $CUBI Purchased by Capitolis Liquid Global Markets LLC - MarketBeat Mon, 16 Mar 2026 08
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 895 | 57924 | — | Stock Award(Grant) at price 64.72 per share. | MACKAY ROBERT NEIL | Director | — | 2026-03-16 00:00:00 | D |
| 1 | 895 | 57924 | — | Stock Award(Grant) at price 64.72 per share. | KRASNE ROBERT MORRIS | Director | — | 2026-03-16 00:00:00 | D |
| 2 | 625 | 40450 | — | Stock Award(Grant) at price 64.72 per share. | LOONEY SUSAN DIANE | Director | — | 2026-03-16 00:00:00 | D |
| 3 | 760 | 49187 | — | Stock Award(Grant) at price 64.72 per share. | SIRMANS DALTON TALLEY | Director | — | 2026-03-16 00:00:00 | D |
| 4 | 953 | 61678 | — | Stock Award(Grant) at price 64.72 per share. | ZUCKERMAN STEVEN J | Director | — | 2026-03-16 00:00:00 | D |
| 5 | 625 | 40450 | — | Stock Award(Grant) at price 64.72 per share. | ROTHERMEL DANIEL K | Director | — | 2026-03-16 00:00:00 | D |
| 6 | 895 | 57924 | — | Stock Award(Grant) at price 64.72 per share. | WAY T LAWRENCE | Director | — | 2026-03-16 00:00:00 | D |
| 7 | 625 | 40450 | — | Stock Award(Grant) at price 64.72 per share. | ALLON ANDREA R. | Director | — | 2026-03-16 00:00:00 | D |
| 8 | 625 | 40450 | — | Stock Award(Grant) at price 64.72 per share. | GILL MIKE | Director | — | 2026-03-16 00:00:00 | D |
| 9 | 934 | 60448 | — | Stock Award(Grant) at price 64.72 per share. | BANKS BERNARD BENNETT | Director | — | 2026-03-16 00:00:00 | D |
Financials
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 2.19M | -998.20K | 1.63M |
| TaxRateForCalcs | 0.22 | 0.19 | 0.24 | 0.22 |
| TotalUnusualItems | 0.00 | 11.43M | -4.10M | 7.52M |
| TotalUnusualItemsExcludingGoodwill | 0.00 | 11.43M | -4.10M | 7.52M |
| NetIncomeFromContinuingOperationNetMinorityInterest | 224.09M | 181.47M | 250.14M | 228.03M |
| ReconciledDepreciation | 41.80M | 33.55M | 31.81M | 27.16M |
| NetInterestIncome | 750.49M | 654.40M | 687.45M | 623.72M |
| InterestExpense | 609.10M | 673.43M | 679.91M | 261.65M |
| InterestIncome | 1.36B | 1.33B | 1.37B | 885.37M |
| NormalizedIncome | 224.09M | 172.22M | 253.24M | 222.15M |
| NetIncomeFromContinuingAndDiscontinuedOperation | 224.09M | 181.47M | 250.14M | 228.03M |
| DilutedAverageShares | 32.72M | 32.16M | 33.55M | 33.70M |
| BasicAverageShares | 31.51M | 31.44M | 32.63M | 32.31M |
| DilutedEPS | 5.09 | 7.32 | 6.51 | 8.91 |
| BasicEPS | 5.28 | 7.49 | 6.69 | 9.29 |
| DilutedNIAvailtoComStockholders | 209.18M | 166.43M | 235.45M | 218.40M |
| NetIncomeCommonStockholders | 209.18M | 166.43M | 235.45M | 218.40M |
| OtherunderPreferredStockDividend | 4.71M | 2.82M | ||
| PreferredStockDividends | 10.20M | 15.04M | 14.70M | 9.63M |
| NetIncome | 224.09M | 181.47M | 250.14M | 228.03M |
| NetIncomeIncludingNoncontrollingInterests | 224.09M | 181.47M | 250.14M | 228.03M |
| NetIncomeDiscontinuousOperations | 0.00 | 0.00 | -39.62M | |
| NetIncomeContinuousOperations | 224.09M | 181.47M | 250.14M | 228.03M |
| TaxProvision | 64.34M | 42.90M | 80.60M | 63.26M |
| PretaxIncome | 288.43M | 224.37M | 330.74M | 291.30M |
| SpecialIncomeCharges | 0.00 | 11.43M | -4.10M | 7.52M |
| GainOnSaleOfBusiness | 0.00 | 11.43M | 0.00 | 0.00 |
| OtherSpecialCharges | 4.10M | -7.52M | ||
| RestructuringAndMergernAcquisition | 0.00 | 418.00K | ||
| GainOnSaleOfSecurity | -52.96M | -27.01M | -574.00K | -23.16M |
| DepreciationAmortizationDepletionIncomeStatement | 38.34M | 32.54M | 29.90M | 26.28M |
| DepreciationAndAmortizationInIncomeStatement | 38.34M | 32.54M | 29.90M | 26.28M |
| DepreciationIncomeStatement | 38.34M | 32.54M | 29.90M | 26.28M |
| SellingGeneralAndAdministration | 232.61M | 222.01M | 171.41M | 123.78M |
| SellingAndMarketingExpense | 2.44M | 4.49M | 3.10M | 2.54M |
| GeneralAndAdministrativeExpense | 230.17M | 217.52M | 168.31M | 121.23M |
| OtherGandA | 83.54M | |||
| InsuranceAndClaims | 41.18M | 41.68M | 35.04M | 8.87M |
| SalariesAndWages | 188.99M | 175.84M | 133.28M | 112.36M |
| TotalRevenue | 801.41M | 687.50M | 740.94M | 633.45M |
| OperatingRevenue | 801.41M | 687.50M | 740.94M | 633.45M |
| OccupancyAndEquipment | 15.62M | 11.79M | 10.07M | 10.31M |
| ProfessionalExpenseAndContractServicesExpense | 50.38M | 34.98M | 35.18M | 27.46M |
| OtherNonInterestExpense | 78.07M | 99.79M | 84.94M | 101.78M |
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| TreasurySharesNumber | 2.00M | 4.41M | 4.02M | 2.64M |
| PreferredSharesNumber | 5.70M | 5.70M | 5.70M | 5.70M |
| OrdinarySharesNumber | 34.19M | 31.35M | 31.44M | 32.37M |
| ShareIssued | 36.19M | 35.76M | 35.46M | 35.01M |
| NetDebt | 649.73M | 586.73M | ||
| TotalDebt | 1.71B | 1.41B | 1.51B | 1.11B |
| TangibleBookValue | 2.11B | 1.70B | 1.50B | 1.26B |
| InvestedCapital | 3.82B | 3.11B | 3.01B | 2.37B |
| NetTangibleAssets | 2.11B | 1.83B | 1.63B | 1.40B |
| CommonStockEquity | 2.12B | 1.70B | 1.50B | 1.27B |
| PreferredStockEquity | 137.79M | 137.79M | 137.79M | 137.79M |
| TotalCapitalization | 3.82B | 3.15B | 3.15B | 2.21B |
| TotalEquityGrossMinorityInterest | 2.12B | 1.84B | 1.64B | 1.40B |
| StockholdersEquity | 2.12B | 1.84B | 1.64B | 1.40B |
| GainsLossesNotAffectingRetainedEarnings | -54.05M | -96.56M | -136.57M | -163.10M |
| OtherEquityAdjustments | -54.05M | -96.56M | -136.57M | -163.10M |
| TreasuryStock | 68.57M | 141.65M | 122.41M | 82.60M |
| RetainedEarnings | 1.54B | 1.33B | 1.16B | 924.13M |
| AdditionalPaidInCapital | 666.76M | 575.33M | 564.54M | 551.72M |
| CapitalStock | 36.19M | 173.55M | 173.25M | 172.81M |
| CommonStock | 36.19M | 35.76M | 35.46M | 35.01M |
| PreferredStock | 0.00 | 137.79M | 137.79M | 137.79M |
| TotalLiabilitiesNetMinorityInterest | 22.78B | 20.47B | 19.68B | 19.49B |
| LongTermDebtAndCapitalLeaseObligation | 1.71B | 1.31B | 1.51B | 805.53M |
| LongTermDebt | 1.71B | 1.31B | 1.51B | 805.53M |
| CurrentDebtAndCapitalLeaseObligation | 100.00M | 0.00 | 300.00M | 700.00M |
| CurrentDebt | 100.00M | 0.00 | 300.00M | 700.00M |
| OtherCurrentBorrowings | 100.00M | 0.00 | 300.00M | 700.00M |
| PayablesAndAccruedExpenses | 230.67M | 251.13M | ||
| Payables | 230.67M | 251.13M | ||
| AccountsPayable | 230.67M | 251.13M | ||
| TotalAssets | 24.90B | 22.31B | 21.32B | 20.90B |
| InvestmentsAndAdvances | 2.67B | 3.01B | 3.51B | 3.83B |
| HeldToMaturitySecurities | 729.13M | 991.94M | 1.10B | 840.26M |
| GoodwillAndOtherIntangibleAssets | 3.63M | 3.63M | 3.63M | 3.63M |
| NetPPE | 16.75M | 6.67M | 7.37M | 9.03M |
| AccumulatedDepreciation | -28.31M | -24.67M | -22.48M | -20.36M |
| GrossPPE | 45.06M | 31.34M | 29.85M | 29.38M |
| Leases | 22.56M | 13.95M | 13.62M | 13.51M |
| OtherProperties | 516.00K | 367.00K | 349.00K | 398.00K |
| MachineryFurnitureEquipment | 21.98M | 17.02M | 15.88M | 15.47M |
| Receivables | 407.03M | 323.25M | 320.47M | 123.37M |
| OtherReceivables | 303.40M | 214.90M | 205.70M | |
| AccountsReceivable | 103.63M | 108.35M | 114.77M | 123.37M |
| OtherShortTermInvestments | 1.94B | 2.02B | 2.41B | 2.99B |
| CashAndCashEquivalents | 4.41B | 3.79B | 3.85B | 455.81M |
| CashFinancial | 62.05M | 56.79M | 45.21M | 58.02M |
| CashCashEquivalentsAndFederalFundsSold | 4.41B | 3.79B | 3.85B | 455.81M |
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 333.70M | 79.87M | 83.39M | -134.17M |
| RepurchaseOfCapitalStock | -148.14M | -19.24M | -39.81M | -33.16M |
| RepaymentOfDebt | -200.00M | -350.00M | -1.86B | -100.00M |
| IssuanceOfDebt | 588.35M | 155.00M | 2.56B | 500.00M |
| IssuanceOfCapitalStock | 165.85M | 1.76M | 3.11M | 533.00K |
| CapitalExpenditure | -161.06M | -65.19M | -41.34M | -113.35M |
| InterestPaidSupplementalData | 600.87M | 715.21M | 649.54M | 226.99M |
| IncomeTaxPaidSupplementalData | 36.08M | 57.59M | 44.97M | 80.05M |
| EndCashPosition | 4.41B | 3.79B | 3.85B | 455.81M |
| BeginningCashPosition | 3.79B | 3.85B | 455.81M | 518.03M |
| ChangesInCash | 625.53M | -60.41M | 3.39B | -62.23M |
| FinancingCashFlow | 2.19B | 800.62M | 108.09M | 1.26B |
| CashFromDiscontinuedFinancingActivities | 0.00 | 0.00 | ||
| CashFlowFromContinuingFinancingActivities | 2.19B | 800.62M | 108.09M | 1.26B |
| NetOtherFinancingCharges | -13.50M | -5.45M | -2.43M | -5.06M |
| CashDividendsPaid | -10.80M | -15.15M | -14.64M | -9.33M |
| PreferredStockDividendPaid | -10.80M | -15.15M | -14.64M | -9.33M |
| NetPreferredStockIssuance | -142.50M | 0.00 | 0.00 | 0.00 |
| PreferredStockPayments | -142.50M | 0.00 | 0.00 | 0.00 |
| NetCommonStockIssuance | 160.21M | -17.48M | -36.69M | -32.63M |
| CommonStockPayments | -5.64M | -19.24M | -39.81M | -33.16M |
| CommonStockIssuance | 165.85M | 1.76M | 3.11M | 533.00K |
| NetIssuancePaymentsOfDebt | 288.35M | -95.00M | 400.00M | 0.00 |
| NetShortTermDebtIssuance | -100.00M | 100.00M | -300.00M | -400.00M |
| NetLongTermDebtIssuance | 388.35M | -195.00M | 700.00M | 400.00M |
| LongTermDebtPayments | -200.00M | -350.00M | -1.86B | -100.00M |
| LongTermDebtIssuance | 588.35M | 155.00M | 2.56B | 500.00M |
| InvestingCashFlow | -2.06B | -1.01B | 3.16B | -1.30B |
| CashFromDiscontinuedInvestingActivities | 0.00 | 0.00 | ||
| CashFlowFromContinuingInvestingActivities | -2.06B | -1.01B | 3.16B | -1.30B |
| NetOtherInvestingChanges | -9.91M | 18.52M | 21.56M | 8.63M |
| NetInvestmentPurchaseAndSale | 326.93M | 679.72M | 798.65M | 149.79M |
| SaleOfInvestment | 1.30B | 1.55B | 873.15M | 1.51B |
| PurchaseOfInvestment | -968.57M | -865.88M | -74.50M | -1.36B |
| NetInvestmentPropertiesPurchaseAndSale | 33.00K | 0.00 | 45.00K | |
| SaleOfInvestmentProperties | 33.00K | 0.00 | 45.00K | |
| NetBusinessPurchaseAndSale | 0.00 | 0.00 | 3.77M | |
| SaleOfBusiness | 0.00 | 0.00 | 3.77M | |
| NetPPEPurchaseAndSale | -143.08M | -46.70M | -38.73M | -105.86M |
| SaleOfPPE | 17.98M | 18.49M | 2.61M | 7.49M |
| PurchaseOfPPE | -161.06M | -65.19M | -41.34M | -113.35M |
| OperatingCashFlow | 494.76M | 145.06M | 124.73M | -20.82M |
| CashFromDiscontinuedOperatingActivities | 0.00 | 0.00 | -24.38M | |
| CashFlowFromContinuingOperatingActivities | 494.76M | 145.06M | 124.73M | -20.82M |
| ChangeInWorkingCapital | 55.28M | -132.81M | 42.26M | -24.59M |
| ChangeInPayablesAndAccruedExpense | 81.43M | -32.83M | 18.68M | -20.99M |
| ChangeInPayable | 81.43M | -32.83M | 18.68M | -20.99M |
| ChangeInAccountPayable | 81.43M | -32.83M | 18.68M | -20.99M |
| ChangeInReceivables | -26.15M | -99.98M | 23.58M | -3.59M |
| ChangesInAccountReceivables | -26.15M | -99.98M | 23.58M | -3.59M |
| OtherNonCashItems | 64.59M | -21.37M | -213.24M | -322.60M |
| StockBasedCompensation | 18.46M | 14.44M | 12.59M | 14.15M |
| UnrealizedGainLossOnInvestmentSecurities | -381.00K | 94.00K | -62.00K | 710.00K |
| AssetImpairmentCharge | 0.00 | 0.00 | 124.00K | 1.36M |
| DeferredTax | -10.99M | -1.14M | 22.18M | 6.91M |
| DeferredIncomeTax | -10.99M | -1.14M | 22.18M | 6.91M |
| DepreciationAmortizationDepletion | 41.80M | 33.55M | 31.81M | 27.16M |
| DepreciationAndAmortization | 41.80M | 33.55M | 31.81M | 27.16M |
| OperatingGainsLosses | 50.29M | 29.35M | 6.48M | 40.01M |
| EarningsLossesFromEquityInvestments | 0.00 | -11.43M | 0.00 | 0.00 |
| GainLossOnInvestmentSecurities | 1.64M | 27.01M | 574.00K | 23.16M |
| GainLossOnSaleOfBusiness | 0.00 | 0.00 | 2.84M | |
| NetIncomeFromContinuingOperations | 224.09M | 181.47M | 250.14M | 228.03M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for CUBI
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|