Symbols / CUBI Stock $76.27 +0.59% Customers Bancorp, Inc.

Financial Services • Banks - Regional • United States • NYQ
CUBI (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Samvir S. Sidhu
Exch · Country NYQ · United States
Market Cap 2.57B
Enterprise Value -341.12M
Income 269.31M
Sales 807.99M
FCF (ttm) —
Book/sh 63.64
Cash/sh 142.41
Employees 900
Insider 10d —
IPO Mar 14, 2012
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 9.61
Forward P/E 7.97
PEG 1.18
P/S 3.18
P/B 1.20
P/C —
EV/EBITDA —
EV/Sales -0.42
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 7.94
EPS next Y 9.57
EPS Growth 5.79%
Revenue Growth 76.40%
EPS Gr Q/Q 4.39%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 1.16%
ROE 14.01%
ROIC —
Gross Margin 0.00%
Oper. Margin 48.70%
Profit Margin 34.76%
Shs Outstand 33.68M
Shs Float 31.52M
Insider Own 9.74%
Instit Own 99.06%
Short Float 9.60%
Short Ratio 6.23
Short Interest 2.20M
52W High 82.56
vs 52W High -7.62%
52W Low 49.38
vs 52W Low 54.46%
Beta 1.58
Impl. Vol. 63.43%
Rel Volume 0.50
Avg Volume 410.50K
Volume 205.61K
Target (mean) $90.00
Tgt Median $88.00
Tgt Low $71.00
Tgt High $104.00
# Analysts 11
Recom Buy
Prev Close $75.82
Price $76.27
Change 0.59%
About

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company's lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$90.00
Mean price target
2. Current target
$76.27
Latest analyst target
3. DCF / Fair value
$119.10
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$76.27
Low
$71.00
High
$104.00
Mean
$90.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-27 main DA Davidson Buy → Buy $93
2026-04-27 reit Piper Sandler Overweight → Overweight $86
2026-04-01 main JP Morgan Overweight → Overweight $84
2026-03-31 main Morgan Stanley Equal-Weight → Equal-Weight $83
2026-03-16 up Stephens & Co. Underweight → Equal-Weight $71
2026-03-06 init JP Morgan — → Overweight $90
2026-03-02 main Morgan Stanley Equal-Weight → Equal-Weight $92
2026-01-26 main DA Davidson Buy → Buy $95
2025-12-08 init Morgan Stanley — → Equal-Weight $90
2025-10-28 main Stephens & Co. Equal-Weight → Equal-Weight $68
2025-10-27 main Keefe, Bruyette & Woods Market Perform → Market Perform $82
2025-10-27 main TD Cowen Buy → Buy $95
2025-10-27 main DA Davidson Buy → Buy $88
2025-09-25 init TD Cowen — → Buy $89
2025-09-23 main B. Riley Securities Buy → Buy $86
2025-09-05 main Keefe, Bruyette & Woods Market Perform → Market Perform $76
2025-07-29 main Stephens & Co. Equal-Weight → Equal-Weight $62
2025-07-28 main DA Davidson Buy → Buy $78
2025-07-28 main B. Riley Securities Buy → Buy $85
2025-07-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $71
News
RSS: Latest CUBI news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-06 SIDHU JAY S Chairman of the Board — 51,626 $71.70 $3,701,584
2026-04-06 SIDHU SAMVIR S Chief Executive Officer — 37,136 $71.70 $2,662,651
2026-03-16 ROTHERMEL DANIEL K Director — 625 $64.72 $40,450
2026-03-16 BUFORD ROBERT J Director — 895 $64.72 $57,924
2026-03-16 WAY T LAWRENCE Director — 895 $64.72 $57,924
2026-03-16 ZUCKERMAN STEVEN J Director — 953 $64.72 $61,678
2026-03-16 ALLON ANDREA R. Director — 625 $64.72 $40,450
2026-03-16 GILL MIKE Director — 625 $64.72 $40,450
2026-03-16 BANKS BERNARD BENNETT Director — 934 $64.72 $60,448
2026-03-16 MACKAY ROBERT NEIL Director — 895 $64.72 $57,924
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
801.41
+16.57%
687.50
-7.21%
740.94
+16.97%
633.45
Operating Revenue
801.41
+16.57%
687.50
-7.21%
740.94
+16.97%
633.45
Selling General And Administration
232.61
+4.78%
222.01
+29.52%
171.41
+38.48%
123.78
Selling And Marketing Expense
2.44
-45.71%
4.49
+45.04%
3.10
+21.80%
2.54
General And Administrative Expense
230.17
+5.82%
217.52
+29.24%
168.31
+38.83%
121.23
Salaries And Wages
188.99
+7.48%
175.84
+31.93%
133.28
+18.61%
112.36
Other Gand A
—
—
—
—
Reconciled Depreciation
41.80
+24.59%
33.55
+5.47%
31.81
+17.14%
27.16
Total Unusual Items
0.00
-100.00%
11.43
+379.05%
-4.10
-154.48%
7.52
Total Unusual Items Excluding Goodwill
0.00
-100.00%
11.43
+379.05%
-4.10
-154.48%
7.52
Special Income Charges
0.00
-100.00%
11.43
+379.05%
-4.10
-154.48%
7.52
Other Special Charges
—
—
4.10
+154.48%
-7.52
Restructuring And Mergern Acquisition
—
—
—
0.00
Net Income
224.09
+23.49%
181.47
-27.45%
250.14
+9.70%
228.03
Pretax Income
288.43
+28.55%
224.37
-32.16%
330.74
+13.54%
291.30
Net Interest Income
750.49
+14.68%
654.40
-4.81%
687.45
+10.22%
623.72
Interest Expense
609.10
-9.55%
673.43
-0.95%
679.91
+159.85%
261.65
Interest Income
1,359.59
+2.39%
1,327.83
-2.89%
1,367.36
+54.44%
885.37
Gain On Sale Of Security
-52.96
-96.07%
-27.01
-4605.40%
-0.57
+97.52%
-23.16
Gain On Sale Of Business
0.00
-100.00%
11.43
0.00
0.00
Tax Provision
64.34
+49.97%
42.90
-46.77%
80.60
+27.40%
63.26
Tax Rate For Calcs
0.00
+16.68%
0.00
-21.54%
0.00
+12.20%
0.00
Tax Effect Of Unusual Items
0.00
-100.00%
2.19
+318.94%
-1.00
-161.12%
1.63
Net Income Including Noncontrolling Interests
224.09
+23.49%
181.47
-27.45%
250.14
+9.70%
228.03
Net Income From Continuing Operation Net Minority Interest
224.09
+23.49%
181.47
-27.45%
250.14
+9.70%
228.03
Net Income From Continuing And Discontinued Operation
224.09
+23.49%
181.47
-27.45%
250.14
+9.70%
228.03
Net Income Continuous Operations
224.09
+23.49%
181.47
-27.45%
250.14
+9.70%
228.03
Net Income Discontinuous Operations
—
—
0.00
0.00
Normalized Income
224.09
+30.11%
172.22
-31.99%
253.24
+14.00%
222.15
Net Income Common Stockholders
209.18
+25.69%
166.43
-29.31%
235.45
+7.80%
218.40
Otherunder Preferred Stock Dividend
4.71
—
—
—
Diluted EPS
—
5.09
-30.46%
7.32
+12.44%
6.51
Basic EPS
—
5.28
-29.51%
7.49
+11.96%
6.69
Basic Average Shares
—
31.51
+0.23%
31.44
-3.67%
32.63
Diluted Average Shares
—
32.72
+1.74%
32.16
-4.14%
33.55
Diluted NI Availto Com Stockholders
209.18
+25.69%
166.43
-29.31%
235.45
+7.80%
218.40
Depreciation Amortization Depletion Income Statement
38.34
+17.80%
32.54
+8.85%
29.90
+13.78%
26.28
Depreciation And Amortization In Income Statement
38.34
+17.80%
32.54
+8.85%
29.90
+13.78%
26.28
Depreciation Income Statement
38.34
+17.80%
32.54
+8.85%
29.90
+13.78%
26.28
Insurance And Claims
41.18
-1.20%
41.68
+18.97%
35.04
+295.04%
8.87
Occupancy And Equipment
15.62
+32.53%
11.79
+17.07%
10.07
-2.29%
10.31
Other Non Interest Expense
78.07
-21.76%
99.79
+17.48%
84.94
-16.55%
101.78
Preferred Stock Dividends
10.20
-32.19%
15.04
+2.35%
14.70
+52.56%
9.63
Professional Expense And Contract Services Expense
50.38
+44.03%
34.98
-0.57%
35.18
+28.08%
27.46
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
24,895.87
+11.60%
22,308.24
+4.65%
21,316.26
+2.01%
20,896.11
Cash And Cash Equivalents
4,411.46
+16.52%
3,785.93
-1.57%
3,846.35
+743.86%
455.81
Cash Financial
62.05
+9.27%
56.79
+25.61%
45.21
-22.09%
58.02
Other Short Term Investments
1,937.65
-4.06%
2,019.69
-16.04%
2,405.64
-19.48%
2,987.50
Receivables
407.03
+25.92%
323.25
+0.87%
320.47
+159.75%
123.37
Accounts Receivable
103.63
-4.36%
108.35
-5.59%
114.77
-6.98%
123.37
Other Receivables
303.40
+41.18%
214.90
+4.47%
205.70
—
Net PPE
16.75
+151.12%
6.67
-9.54%
7.37
-18.33%
9.03
Gross PPE
45.06
+43.79%
31.34
+4.98%
29.85
+1.59%
29.38
Accumulated Depreciation
-28.31
-14.77%
-24.67
-9.74%
-22.48
-10.41%
-20.36
Machinery Furniture Equipment
21.98
+29.16%
17.02
+7.17%
15.88
+2.62%
15.47
Other Properties
0.52
+40.60%
0.37
+5.16%
0.35
-12.31%
0.40
Leases
22.56
+61.71%
13.95
+2.42%
13.62
+0.81%
13.51
Goodwill And Other Intangible Assets
3.63
+0.00%
3.63
+0.00%
3.63
+0.00%
3.63
Investments And Advances
2,666.78
-11.45%
3,011.63
-14.17%
3,508.81
-8.33%
3,827.76
Total Liabilities Net Minority Interest
22,780.35
+11.28%
20,471.56
+4.03%
19,677.87
+0.95%
19,493.15
Payables And Accrued Expenses
—
—
—
230.67
Payables
—
—
—
230.67
Accounts Payable
—
—
—
230.67
Current Debt And Capital Lease Obligation
—
100.00
0.00
-100.00%
300.00
Current Debt
—
100.00
0.00
-100.00%
300.00
Other Current Borrowings
—
100.00
0.00
-100.00%
300.00
Long Term Debt And Capital Lease Obligation
1,705.42
+30.19%
1,309.93
-13.21%
1,509.28
+87.36%
805.53
Long Term Debt
1,705.42
+30.19%
1,309.93
-13.21%
1,509.28
+87.36%
805.53
Stockholders Equity
2,115.52
+15.18%
1,836.68
+12.10%
1,638.39
+16.78%
1,402.96
Common Stock Equity
2,115.52
+24.52%
1,698.89
+13.21%
1,500.60
+18.61%
1,265.17
Capital Stock
36.19
-79.15%
173.55
+0.17%
173.25
+0.26%
172.81
Common Stock
36.19
+1.21%
35.76
+0.84%
35.46
+1.28%
35.01
Preferred Stock
0.00
-100.00%
137.79
+0.00%
137.79
+0.00%
137.79
Share Issued
36.19
+1.20%
35.76
+0.84%
35.46
+1.28%
35.01
Ordinary Shares Number
34.19
+9.08%
31.35
-0.30%
31.44
-2.88%
32.37
Treasury Shares Number
2.00
-54.72%
4.41
+9.79%
4.02
+52.30%
2.64
Additional Paid In Capital
666.76
+15.89%
575.33
+1.91%
564.54
+2.32%
551.72
Retained Earnings
1,535.19
+15.78%
1,326.01
+14.35%
1,159.58
+25.48%
924.13
Gains Losses Not Affecting Retained Earnings
-54.05
+44.02%
-96.56
+29.30%
-136.57
+16.26%
-163.10
Treasury Stock
68.57
-51.59%
141.65
+15.72%
122.41
+48.19%
82.60
Other Equity Adjustments
-54.05
+44.02%
-96.56
+29.30%
-136.57
+16.26%
-163.10
Total Equity Gross Minority Interest
2,115.52
+15.18%
1,836.68
+12.10%
1,638.39
+16.78%
1,402.96
Total Capitalization
3,820.94
+21.43%
3,146.61
-0.03%
3,147.67
+42.53%
2,208.49
Invested Capital
3,820.94
+22.91%
3,108.82
+3.29%
3,009.88
+26.96%
2,370.70
Total Debt
1,705.42
+20.96%
1,409.93
-6.58%
1,509.28
+36.52%
1,105.53
Net Debt
—
—
—
649.73
Net Tangible Assets
2,111.89
+15.21%
1,833.05
+12.13%
1,634.77
+16.82%
1,399.33
Tangible Book Value
2,111.89
+24.58%
1,695.26
+13.25%
1,496.97
+18.66%
1,261.54
Cash Cash Equivalents And Federal Funds Sold
4,411.46
+16.52%
3,785.93
-1.57%
3,846.35
+743.86%
455.81
Held To Maturity Securities
729.13
-26.49%
991.94
-10.08%
1,103.17
+31.29%
840.26
Preferred Shares Number
—
5.70
+0.00%
5.70
+0.00%
5.70
Preferred Stock Equity
—
137.79
+0.00%
137.79
+0.00%
137.79
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
494.76
+241.08%
145.06
+16.30%
124.73
+698.94%
-20.82
Cash Flow From Continuing Operating Activities
494.76
+241.08%
145.06
+16.30%
124.73
+698.94%
-20.82
Cash From Discontinued Operating Activities
—
—
0.00
0.00
Net Income From Continuing Operations
224.09
+23.49%
181.47
-27.45%
250.14
+9.70%
228.03
Depreciation Amortization Depletion
41.80
+24.59%
33.55
+5.47%
31.81
+17.14%
27.16
Depreciation And Amortization
41.80
+24.59%
33.55
+5.47%
31.81
+17.14%
27.16
Other Non Cash Items
64.59
+402.21%
-21.37
+89.98%
-213.24
+33.90%
-322.60
Stock Based Compensation
18.46
+27.87%
14.44
+14.70%
12.59
-11.06%
14.15
Asset Impairment Charge
0.00
0.00
-100.00%
0.12
-90.90%
1.36
Deferred Tax
-10.99
-861.50%
-1.14
-105.15%
22.18
+221.08%
6.91
Deferred Income Tax
-10.99
-861.50%
-1.14
-105.15%
22.18
+221.08%
6.91
Operating Gains Losses
50.29
+71.33%
29.35
+353.09%
6.48
-83.81%
40.01
Gain Loss On Investment Securities
1.64
-93.94%
27.01
+4605.40%
0.57
-97.52%
23.16
Unrealized Gain Loss On Investment Securities
-0.38
-505.32%
0.09
+251.61%
-0.06
-108.73%
0.71
Change In Working Capital
55.28
+141.62%
-132.81
-414.24%
42.26
+271.91%
-24.59
Change In Receivables
-26.15
+73.85%
-99.98
-523.92%
23.58
+756.75%
-3.59
Changes In Account Receivables
-26.15
+73.85%
-99.98
-523.92%
23.58
+756.75%
-3.59
Change In Payables And Accrued Expense
81.43
+348.00%
-32.83
-275.77%
18.68
+188.98%
-20.99
Change In Payable
81.43
+348.00%
-32.83
-275.77%
18.68
+188.98%
-20.99
Change In Account Payable
81.43
+348.00%
-32.83
-275.77%
18.68
+188.98%
-20.99
Investing Cash Flow
-2,056.95
-104.45%
-1,006.09
-131.86%
3,157.72
+343.20%
-1,298.41
Cash Flow From Continuing Investing Activities
-2,056.95
-104.45%
-1,006.09
-131.86%
3,157.72
+343.20%
-1,298.41
Cash From Discontinued Investing Activities
—
—
—
0.00
Net PPE Purchase And Sale
-143.08
-206.37%
-46.70
-20.58%
-38.73
+63.42%
-105.86
Purchase Of PPE
-161.06
-147.07%
-65.19
-57.68%
-41.34
+63.53%
-113.35
Sale Of PPE
17.98
-2.74%
18.49
+607.23%
2.61
-65.08%
7.49
Capital Expenditure
-161.06
-147.07%
-65.19
-57.68%
-41.34
+63.53%
-113.35
Net Investment Purchase And Sale
326.93
-51.90%
679.72
-14.89%
798.65
+433.19%
149.79
Purchase Of Investment
-968.57
-11.86%
-865.88
-1062.27%
-74.50
+94.51%
-1,357.35
Sale Of Investment
1,295.51
-16.18%
1,545.61
+77.01%
873.15
-42.07%
1,507.14
Net Business Purchase And Sale
—
—
0.00
0.00
Gain Loss On Sale Of Business
—
—
0.00
0.00
Net Other Investing Changes
-9.91
-153.48%
18.52
-14.09%
21.56
+149.75%
8.63
Financing Cash Flow
2,187.73
+173.25%
800.62
+640.71%
108.09
-91.40%
1,257.01
Cash Flow From Continuing Financing Activities
2,187.73
+173.25%
800.62
+640.71%
108.09
-91.40%
1,257.01
Net Issuance Payments Of Debt
288.35
+403.53%
-95.00
-123.75%
400.00
0.00
Issuance Of Debt
588.35
+279.58%
155.00
-93.96%
2,565.00
+413.00%
500.00
Repayment Of Debt
-200.00
+42.86%
-350.00
+81.23%
-1,865.00
-1765.00%
-100.00
Long Term Debt Issuance
588.35
+279.58%
155.00
-93.96%
2,565.00
+413.00%
500.00
Long Term Debt Payments
-200.00
+42.86%
-350.00
+81.23%
-1,865.00
-1765.00%
-100.00
Net Long Term Debt Issuance
388.35
+299.15%
-195.00
-127.86%
700.00
+75.00%
400.00
Net Short Term Debt Issuance
-100.00
-200.00%
100.00
+133.33%
-300.00
+25.00%
-400.00
Net Common Stock Issuance
160.21
+1016.43%
-17.48
+52.36%
-36.69
-12.46%
-32.63
Common Stock Payments
-5.64
+70.69%
-19.24
+51.66%
-39.81
-20.03%
-33.16
Cash Dividends Paid
-10.80
+28.69%
-15.15
-3.49%
-14.64
-56.94%
-9.33
Repurchase Of Capital Stock
-148.14
-669.85%
-19.24
+51.66%
-39.81
-20.03%
-33.16
Net Other Financing Charges
-13.50
-147.62%
-5.45
-124.09%
-2.43
+51.95%
-5.06
Changes In Cash
625.53
+1135.39%
-60.41
-101.78%
3,390.54
+5548.75%
-62.23
Beginning Cash Position
3,785.93
-1.57%
3,846.35
+743.86%
455.81
-12.01%
518.03
End Cash Position
4,411.46
+16.52%
3,785.93
-1.57%
3,846.35
+743.86%
455.81
Free Cash Flow
333.70
+317.81%
79.87
-4.22%
83.39
+162.15%
-134.17
Interest Paid Supplemental Data
600.87
-15.99%
715.21
+10.11%
649.54
+186.15%
226.99
Income Tax Paid Supplemental Data
36.08
-37.35%
57.59
+28.06%
44.97
-43.82%
80.05
Common Stock Issuance
165.85
+9318.00%
1.76
-43.41%
3.11
+483.86%
0.53
Earnings Losses From Equity Investments
0.00
+100.00%
-11.43
0.00
0.00
Issuance Of Capital Stock
165.85
+9318.00%
1.76
-43.41%
3.11
+483.86%
0.53
Net Investment Properties Purchase And Sale
—
—
0.03
0.00
Net Preferred Stock Issuance
-142.50
0.00
0.00
0.00
Preferred Stock Dividend Paid
-10.80
+28.69%
-15.15
-3.49%
-14.64
-56.94%
-9.33
Preferred Stock Payments
-142.50
0.00
0.00
0.00
Sale Of Business
—
—
0.00
0.00
Sale Of Investment Properties
—
—
0.03
0.00
Cash From Discontinued Financing Activities
—
—
—
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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