Symbols / CURR Stock $3.22 +0.94% CURRENC Group Inc.

Technology • Software - Application • Singapore • NGM
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Stock Fundamentals
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Index EQUITY
Sector Technology
Industry Software - Application
CEO Mr. King Ong Kong
Exch · Country NGM · Singapore
Market Cap 246.69M
Enterprise Value 234.75M
Income -34.08M
Sales 40.23M
FCF (ttm) -28.78M
Book/sh 0.00
Cash/sh 0.66
Employees 244
Insider 10d —
IPO Sep 03, 2024
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E -12.88
PEG —
P/S 6.13
P/B 805.00
P/C —
EV/EBITDA -19.23
EV/Sales 5.84
Quick Ratio 0.86
Current Ratio 1.15
Debt/Eq 58.43
LT Debt/Eq —
EPS (ttm) -0.85
EPS next Y -0.25
EPS Growth —
Revenue Growth -7.70%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2026-04-27
Earnings (prior) 2025-11-10
ROA -8.88%
ROE -35.04%
ROIC —
Gross Margin 37.22%
Oper. Margin 45.76%
Profit Margin -84.72%
Shs Outstand 76.61M
Shs Float 32.66M
Insider Own 52.34%
Instit Own 1.19%
Short Float —
Short Ratio 5.29
Short Interest 750.96K
52W High 4.68
vs 52W High -31.20%
52W Low 0.33
vs 52W Low 884.71%
Beta -0.13
Impl. Vol. —
Rel Volume 0.67
Avg Volume 168.07K
Volume 113.39K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $3.19
Price $3.22
Change 0.94%
About

CURRENC Group Inc. operates as a fintech company to transform global financial services through artificial intelligence (AI). It empowers financial institutions with AI solutions, including the SEAMLESS AI call centre and other AI-powered tools to reduce costs, and enhances customer satisfaction. The company's digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time payment services and advancing financial access across underserved communities. It also develops and operates AI data centers. The company is headquartered in Singapore.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$3.22
Latest analyst target
3. DCF / Fair value
$-6.76
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$3.22
Low
—
High
—
Mean
—

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-03-05 init Roth MKM — → Buy $4
News
RSS: Latest CURR news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Revenue
46.44
-12.81%
53.26
-4.05%
55.50
-3.48%
57.50
Operating Revenue
46.31
-12.77%
53.09
-3.84%
55.22
-3.44%
57.18
Cost Of Revenue
31.84
-11.30%
35.90
-9.98%
39.88
+0.70%
39.60
Reconciled Cost Of Revenue
31.84
-11.30%
35.90
-9.98%
39.88
+0.70%
39.60
Gross Profit
14.59
-15.93%
17.36
+11.12%
15.62
-12.72%
17.90
Operating Expense
41.97
+74.85%
24.00
-6.37%
25.63
+43.55%
17.86
Selling General And Administration
41.97
+74.85%
24.00
-6.37%
25.63
+43.55%
17.86
Selling And Marketing Expense
0.01
-48.19%
0.03
-72.81%
0.10
-15.69%
0.11
General And Administrative Expense
41.95
+74.98%
23.98
-6.12%
25.54
+43.93%
17.74
Other Gand A
41.95
+74.98%
23.98
-6.12%
25.54
+43.93%
17.74
Total Expenses
73.81
+23.22%
59.90
-8.57%
65.52
+14.02%
57.46
Operating Income
-27.38
-311.93%
-6.65
+33.64%
-10.01
-25311.90%
0.04
Total Operating Income As Reported
-27.38
-311.93%
-6.65
+33.64%
-10.01
-25311.90%
0.04
EBITDA
-26.84
-1312.03%
-1.90
+36.96%
-3.01
-155.93%
5.39
Normalized EBITDA
-26.84
-1312.03%
-1.90
+36.96%
-3.01
-155.93%
5.39
Reconciled Depreciation
2.90
-27.43%
3.99
-9.23%
4.40
-26.50%
5.98
EBIT
-29.73
-404.66%
-5.89
+20.51%
-7.41
-1151.47%
-0.59
Net Income
-39.48
-157.90%
-15.31
+8.22%
-16.68
-12.32%
-14.85
Pretax Income
-38.25
-175.28%
-13.89
+11.00%
-15.61
-28.69%
-12.13
Net Non Operating Interest Income Expense
-8.52
-6.41%
-8.00
+2.41%
-8.20
+28.94%
-11.54
Interest Expense Non Operating
8.52
+6.41%
8.00
-2.41%
8.20
-28.94%
11.54
Net Interest Income
-8.52
-6.41%
-8.00
+2.41%
-8.20
+28.94%
-11.54
Interest Expense
8.52
+6.41%
8.00
-2.41%
8.20
-28.94%
11.54
Other Income Expense
-2.36
-412.65%
0.75
-71.03%
2.60
+511.86%
-0.63
Other Non Operating Income Expenses
-2.36
-412.65%
0.75
-71.03%
2.60
+511.86%
-0.63
Tax Provision
0.58
+10.47%
0.52
+360.07%
0.11
-84.90%
0.75
Tax Rate For Calcs
0.00
+0.00%
0.00
+0.00%
0.00
+0.00%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
-38.83
-169.30%
-14.42
+8.32%
-15.73
-22.04%
-12.89
Net Income From Continuing Operation Net Minority Interest
-39.48
-157.90%
-15.31
+8.22%
-16.68
-12.32%
-14.85
Net Income From Continuing And Discontinued Operation
-39.48
-157.90%
-15.31
+8.22%
-16.68
-12.32%
-14.85
Net Income Continuous Operations
-38.83
-169.30%
-14.42
+8.32%
-15.73
-22.04%
-12.89
Minority Interests
-0.65
+27.03%
-0.89
+6.68%
-0.95
+51.50%
-1.96
Normalized Income
-39.48
-157.90%
-15.31
+8.22%
-16.68
-12.32%
-14.85
Net Income Common Stockholders
-39.48
-157.90%
-15.31
+8.22%
-16.68
-12.32%
-14.85
Diluted EPS
-1.03
-213.09%
-0.33
+8.22%
-0.36
-12.32%
-0.32
Basic EPS
-1.03
-213.09%
-0.33
+8.22%
-0.36
-12.32%
-0.32
Basic Average Shares
38.16
-17.98%
46.53
+0.00%
46.53
+0.00%
46.53
Diluted Average Shares
38.16
-17.98%
46.53
+0.00%
46.53
+0.00%
46.53
Diluted NI Availto Com Stockholders
-39.48
-157.90%
-15.31
+8.22%
-16.68
-12.32%
-14.85
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Assets
108.47
-23.34%
141.49
-11.89%
160.59
+17.40%
136.78
Current Assets
91.28
-11.69%
103.36
-14.72%
121.21
+18.23%
102.51
Cash Cash Equivalents And Short Term Investments
63.82
+30.74%
48.82
-24.66%
64.80
-0.03%
64.82
Cash And Cash Equivalents
63.82
+31.55%
48.52
-22.74%
62.80
+0.07%
62.75
Other Short Term Investments
0.00
-100.00%
0.30
-85.00%
2.00
-3.05%
2.06
Receivables
20.37
-52.85%
43.21
+8.81%
39.71
+55.15%
25.60
Accounts Receivable
2.12
-13.68%
2.45
-20.11%
3.07
+6.48%
2.88
Gross Accounts Receivable
2.60
-1.45%
2.64
-17.16%
3.18
+10.55%
2.88
Allowance For Doubtful Accounts Receivable
-0.48
-158.35%
-0.19
-59.96%
-0.12
0.00
Other Receivables
17.37
-47.49%
33.09
+6.55%
31.05
+61.66%
19.21
Taxes Receivable
0.33
-15.99%
0.39
-65.09%
1.11
+80.45%
0.61
Inventory
0.59
-19.79%
0.73
-16.52%
0.88
-29.92%
1.25
Prepaid Assets
1.58
-24.71%
2.09
+2.95%
2.03
-42.00%
3.51
Restricted Cash
0.04
-99.25%
5.43
-19.66%
6.76
+4.95%
6.44
Other Current Assets
4.88
+58.46%
3.08
-56.21%
7.03
+678.39%
0.90
Total Non Current Assets
17.19
-54.91%
38.13
-3.19%
39.38
+14.92%
34.27
Net PPE
1.40
+19.99%
1.17
-29.65%
1.66
+14.61%
1.45
Gross PPE
3.78
-37.82%
6.07
+0.41%
6.05
+21.83%
4.96
Accumulated Depreciation
-2.37
+51.63%
-4.90
-11.83%
-4.38
-24.81%
-3.51
Machinery Furniture Equipment
3.06
-25.51%
4.11
+5.27%
3.90
+18.96%
3.28
Other Properties
0.71
-63.60%
1.96
-8.43%
2.14
+27.41%
1.68
Goodwill And Other Intangible Assets
15.45
-57.32%
36.19
-1.79%
36.85
+12.99%
32.61
Goodwill
12.06
-55.34%
27.00
+0.00%
27.00
+40.42%
19.23
Other Intangible Assets
3.39
-63.16%
9.19
-6.68%
9.85
-26.40%
13.38
Investments And Advances
0.00
-100.00%
0.10
+0.00%
0.10
+0.00%
0.10
Non Current Deferred Assets
0.34
-48.44%
0.66
-13.50%
0.77
+624.08%
0.11
Non Current Deferred Taxes Assets
0.34
-48.44%
0.66
-13.50%
0.77
+624.08%
0.11
Total Liabilities Net Minority Interest
150.23
-15.45%
177.68
-2.57%
182.37
+25.88%
144.88
Current Liabilities
149.15
-14.22%
173.86
+0.70%
172.65
+39.22%
124.01
Payables And Accrued Expenses
123.03
-13.63%
142.44
+0.06%
142.36
+20.28%
118.35
Payables
113.33
-12.42%
129.40
-3.06%
133.49
+26.03%
105.92
Accounts Payable
0.01
+29.98%
0.01
-41.02%
0.02
+64.74%
0.01
Other Payable
45.47
+6.05%
42.87
-13.74%
49.70
-7.49%
53.73
Current Accrued Expenses
9.69
-25.65%
13.04
+47.02%
8.87
-28.66%
12.43
Employee Benefits
0.05
-24.33%
0.06
-2.51%
0.06
0.00
Total Tax Payable
0.16
+422.15%
0.03
+168.49%
0.01
-32.17%
0.02
Current Debt And Capital Lease Obligation
22.33
-24.14%
29.44
+20.12%
24.51
+333.12%
5.66
Current Debt
22.16
-24.33%
29.28
+20.35%
24.33
+342.21%
5.50
Other Current Borrowings
21.90
-24.12%
28.86
+22.01%
23.65
+354.68%
5.20
Current Capital Lease Obligation
0.17
+12.86%
0.15
-12.49%
0.17
+11.84%
0.16
Other Current Liabilities
3.79
+91.12%
1.98
-65.73%
5.79
—
Total Non Current Liabilities Net Minority Interest
1.08
-71.71%
3.81
-60.75%
9.72
-53.44%
20.87
Long Term Debt And Capital Lease Obligation
0.16
-93.75%
2.51
-68.18%
7.88
-58.22%
18.86
Long Term Debt
—
2.51
-68.18%
7.88
-58.22%
18.86
Long Term Capital Lease Obligation
0.16
0.00
—
—
Tradeand Other Payables Non Current
0.00
0.00
-100.00%
0.16
+568.81%
0.02
Non Current Deferred Liabilities
0.88
-29.66%
1.25
-22.87%
1.62
-18.62%
1.99
Non Current Deferred Taxes Liabilities
0.88
-29.66%
1.25
-22.87%
1.62
-18.62%
1.99
Stockholders Equity
-65.99
-5.15%
-62.76
-32.18%
-47.48
-54.11%
-30.81
Common Stock Equity
-65.99
-5.15%
-62.76
-32.18%
-47.48
-54.11%
-30.81
Capital Stock
0.00
+36.93%
0.00
-94.14%
0.06
+0.00%
0.06
Common Stock
0.00
+36.93%
0.00
-94.14%
0.06
+0.00%
0.06
Share Issued
46.53
+0.00%
46.53
+0.00%
46.53
+0.00%
46.53
Ordinary Shares Number
46.53
+0.00%
46.53
+0.00%
46.53
+0.00%
46.53
Additional Paid In Capital
65.64
+124.58%
29.23
+0.19%
29.17
+0.00%
29.17
Retained Earnings
-131.52
-42.84%
-92.08
-19.94%
-76.77
-27.75%
-60.09
Gains Losses Not Affecting Retained Earnings
-0.11
-222.36%
0.09
+44.16%
0.06
+16.85%
0.05
Minority Interest
24.23
-8.81%
26.57
+3.39%
25.70
+13.14%
22.71
Other Equity Adjustments
-0.11
-222.36%
0.09
+44.16%
0.06
+16.85%
0.05
Total Equity Gross Minority Interest
-41.76
-15.40%
-36.19
-66.16%
-21.78
-169.06%
-8.09
Total Capitalization
-65.99
-9.52%
-60.25
-52.15%
-39.60
-231.35%
-11.95
Working Capital
-57.87
+17.91%
-70.50
-37.04%
-51.45
-139.31%
-21.50
Invested Capital
-43.83
-41.54%
-30.97
-102.84%
-15.27
-136.76%
-6.45
Total Debt
22.49
-29.60%
31.94
-1.36%
32.39
+32.10%
24.52
Capital Lease Obligations
0.33
+115.69%
0.15
-12.49%
0.17
+11.84%
0.16
Net Tangible Assets
-81.43
+17.70%
-98.95
-17.34%
-84.33
-32.97%
-63.42
Tangible Book Value
-81.43
+17.70%
-98.95
-17.34%
-84.33
-32.97%
-63.42
Available For Sale Securities
—
0.10
+0.00%
0.10
+0.00%
0.10
Duefrom Related Parties Current
0.56
-92.30%
7.29
+62.55%
4.48
+55.06%
2.89
Dueto Related Parties Current
67.70
-21.73%
86.49
+3.26%
83.76
+60.56%
52.17
Interest Payable
3.82
-49.78%
7.61
+90.84%
3.99
+752.46%
0.47
Investmentin Financial Assets
0.00
-100.00%
0.10
+0.00%
0.10
+0.00%
0.10
Line Of Credit
0.26
-38.98%
0.42
-37.51%
0.68
+125.90%
0.30
Other Inventories
0.59
-19.79%
0.73
-16.52%
0.88
-29.92%
1.25
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow
3.45
+122.57%
-15.29
-276.07%
8.68
-28.13%
12.08
Cash Flow From Continuing Operating Activities
3.45
+122.57%
-15.29
-276.07%
8.68
-28.13%
12.08
Net Income From Continuing Operations
-38.83
-169.30%
-14.42
+8.32%
-15.73
-22.04%
-12.89
Depreciation Amortization Depletion
2.90
-27.43%
3.99
-9.23%
4.40
-26.50%
5.98
Depreciation
0.71
-10.11%
0.79
-9.33%
0.87
-18.25%
1.07
Amortization Cash Flow
2.19
-31.70%
3.20
-9.21%
3.53
-28.29%
4.92
Depreciation And Amortization
2.90
-27.43%
3.99
-9.23%
4.40
-26.50%
5.98
Amortization Of Intangibles
2.19
-31.70%
3.20
-9.21%
3.53
-28.29%
4.92
Other Non Cash Items
3.85
+376.83%
0.81
-38.30%
1.31
-53.47%
2.81
Stock Based Compensation
20.87
0.00
—
—
Provisionand Write Offof Assets
0.14
0.00
—
0.00
Asset Impairment Charge
18.10
0.00
—
0.00
Deferred Tax
0.13
-74.20%
0.49
+334.81%
0.11
+130.77%
-0.37
Deferred Income Tax
0.13
-74.20%
0.49
+334.81%
0.11
+130.77%
-0.37
Operating Gains Losses
-22.40
-21751.29%
-0.10
-118.87%
0.54
+117.55%
-3.10
Net Foreign Currency Exchange Gain Loss
-0.66
-899.48%
-0.07
-112.15%
0.54
+125.79%
-2.11
Gain Loss On Sale Of PPE
0.00
+100.00%
-0.04
0.00
—
Change In Working Capital
18.68
+408.33%
-6.06
-133.58%
18.04
-8.09%
19.63
Change In Receivables
4.32
+191.16%
-4.74
-49.96%
-3.16
-8837.25%
0.04
Changes In Account Receivables
0.14
-76.77%
0.61
+136.65%
0.26
-76.04%
1.07
Change In Prepaid Assets
8.08
+228.77%
2.46
+142.39%
-5.80
-1075.65%
0.59
Change In Payables And Accrued Expense
6.50
+281.34%
-3.58
-113.19%
27.16
+42.92%
19.00
Change In Payable
6.50
+281.34%
-3.58
-113.19%
27.16
+42.92%
19.00
Change In Account Payable
14.22
+394.60%
-4.83
+60.59%
-12.25
-235.75%
9.02
Change In Other Current Liabilities
-0.21
-11.25%
-0.19
-23.49%
-0.16
-17863.16%
-0.00
Investing Cash Flow
-0.57
-139.11%
1.44
+297.29%
-0.73
-80.23%
-0.41
Cash Flow From Continuing Investing Activities
-0.57
-139.11%
1.44
+297.29%
-0.73
-80.23%
-0.41
Net PPE Purchase And Sale
-0.58
-125.99%
-0.26
+52.06%
-0.53
-31.16%
-0.41
Purchase Of PPE
-0.58
-97.59%
-0.29
+45.17%
-0.53
-31.16%
-0.41
Sale Of PPE
0.00
-100.00%
0.04
0.00
—
Capital Expenditure
-0.58
-97.59%
-0.29
+45.17%
-0.53
-31.16%
-0.41
Net Investment Purchase And Sale
0.00
-100.00%
1.70
0.00
+100.00%
-0.00
Purchase Of Investment
—
—
—
-0.00
Sale Of Investment
0.00
-100.00%
1.70
0.00
—
Net Business Purchase And Sale
0.01
0.00
+100.00%
-0.20
—
Purchase Of Business
-0.03
0.00
+100.00%
-0.20
—
Gain Loss On Sale Of Business
-21.74
0.00
—
-0.99
Financing Cash Flow
2.02
+268.38%
-1.20
+79.23%
-5.77
+43.04%
-10.12
Cash Flow From Continuing Financing Activities
2.02
+268.38%
-1.20
+79.23%
-5.77
+43.04%
-10.12
Net Issuance Payments Of Debt
2.02
+268.38%
-1.20
+68.93%
-3.86
+61.93%
-10.12
Issuance Of Debt
4.42
+27.71%
3.46
-26.53%
4.71
-72.90%
17.39
Repayment Of Debt
-2.41
+48.39%
-4.66
+45.61%
-8.57
+68.86%
-27.51
Long Term Debt Issuance
0.64
-48.80%
1.25
-15.49%
1.48
-68.73%
4.74
Long Term Debt Payments
-0.22
+90.00%
-2.21
+1.38%
-2.24
+78.64%
-10.50
Net Long Term Debt Issuance
0.42
+143.70%
-0.96
-26.08%
-0.76
+92.75%
-10.50
Short Term Debt Issuance
4.42
+27.71%
3.46
-26.53%
4.71
-72.90%
17.39
Short Term Debt Payments
-2.41
+48.39%
-4.66
+45.61%
-8.57
+49.64%
-17.01
Net Short Term Debt Issuance
2.02
+268.38%
-1.20
+68.93%
-3.86
-1127.49%
0.38
Common Stock Dividend Paid
—
0.00
+100.00%
-1.91
—
Cash Dividends Paid
—
0.00
+100.00%
-1.91
—
Changes In Cash
4.90
+132.59%
-15.04
-789.07%
2.18
+40.95%
1.55
Beginning Cash Position
58.96
-20.32%
74.00
+3.04%
71.82
+2.20%
70.27
End Cash Position
63.86
+8.31%
58.96
-20.32%
74.00
+3.04%
71.82
Free Cash Flow
2.87
+118.45%
-15.58
-291.16%
8.15
-30.19%
11.67
Interest Paid Supplemental Data
1.07
-40.99%
1.82
+34.56%
1.35
—
Income Tax Paid Supplemental Data
0.45
—
1.20
-43.57%
2.13
Sale Of Business
0.04
0.00
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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