Symbols / DGICA Stock $17.24 +3.11% Donegal Group Inc.

Financial Services • Insurance - Property & Casualty • United States • NMS
DGICA (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Property & Casualty
CEO Mr. Kevin Gerard Burke
Exch · Country NMS · United States
Market Cap 638.74M
Enterprise Value 612.22M
Income 65.65M
Sales 968.84M
FCF (ttm) 47.14M
Book/sh 17.54
Cash/sh 1.66
Employees —
Insider 10d —
IPO Jul 03, 2003
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 41.01%
P/E 9.69
Forward P/E 9.19
PEG 1.38
P/S 0.66
P/B 0.98
P/C —
EV/EBITDA 7.22
EV/Sales 0.63
Quick Ratio 0.15
Current Ratio 0.50
Debt/Eq 5.39
LT Debt/Eq —
EPS (ttm) 1.78
EPS next Y 1.88
EPS Growth -56.20%
Revenue Growth -3.70%
EPS Gr Q/Q -54.30%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-30
ROA 2.12%
ROE 10.64%
ROIC —
Gross Margin 8.52%
Oper. Margin 6.13%
Profit Margin 6.78%
Shs Outstand 31.47M
Shs Float 17.66M
Insider Own 1.95%
Instit Own 86.74%
Short Float 3.55%
Short Ratio 5.40
Short Interest 609.02K
52W High 21.06
vs 52W High -18.14%
52W Low 16.11
vs 52W Low 7.01%
Beta -0.01
Impl. Vol. 91.21%
Rel Volume 0.80
Avg Volume 122.00K
Volume 97.08K
Target (mean) $19.25
Tgt Median $19.25
Tgt Low $18.00
Tgt High $20.50
# Analysts 2
Recom None
Prev Close $16.72
Price $17.24
Change 3.11%
About

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$19.25
Mean price target
2. Current target
$17.24
Latest analyst target
3. DCF / Fair value
$26.96
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$17.24
Low
$18.00
High
$20.50
Mean
$19.25

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-01 main Keefe, Bruyette & Woods Market Perform → Market Perform $18
2026-04-07 main Keefe, Bruyette & Woods Market Perform → Market Perform $19
2026-02-20 main Keefe, Bruyette & Woods Market Perform → Market Perform $20
2026-01-06 main Keefe, Bruyette & Woods Market Perform → Market Perform $21
2025-04-25 main Keefe, Bruyette & Woods Market Perform → Market Perform $18
2025-04-09 main Keefe, Bruyette & Woods Outperform → Outperform $17
2017-11-01 up Keefe, Bruyette & Woods Market Perform → Outperform —
2016-12-20 down Keefe, Bruyette & Woods Outperform → Market Perform $19
2015-10-26 main Keefe, Bruyette & Woods — → Market Perform $16
2013-09-23 up Keefe, Bruyette & Woods Market Perform → Outperform $17
News
RSS: Latest DGICA news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-06-03 DONEGAL MUTUAL INSURANCE COMPANY Beneficial Owner of more than 10% of a Class of Security — 18,500 $16.62 $310,989
2026-06-01 DONEGAL MUTUAL INSURANCE COMPANY Beneficial Owner of more than 10% of a Class of Security — 17,000 $16.76 $287,807
2026-05-28 DONEGAL MUTUAL INSURANCE COMPANY Beneficial Owner of more than 10% of a Class of Security — 8,500 $16.98 $144,356
2026-05-27 DONEGAL MUTUAL INSURANCE COMPANY Beneficial Owner of more than 10% of a Class of Security — 17,000 $17.15 $293,068
2026-05-22 DONEGAL MUTUAL INSURANCE COMPANY Beneficial Owner of more than 10% of a Class of Security — 17,000 $17.40 $296,510
2026-05-20 DONEGAL MUTUAL INSURANCE COMPANY Beneficial Owner of more than 10% of a Class of Security — 16,828 $17.43 $293,720
2026-05-18 DONEGAL MUTUAL INSURANCE COMPANY Beneficial Owner of more than 10% of a Class of Security — 17,000 $17.16 $293,182
2026-05-14 DONEGAL MUTUAL INSURANCE COMPANY Beneficial Owner of more than 10% of a Class of Security — 17,000 $16.86 $289,123
2026-05-12 DONEGAL MUTUAL INSURANCE COMPANY Beneficial Owner of more than 10% of a Class of Security — 17,000 $16.98 $290,316
2026-05-08 DONEGAL MUTUAL INSURANCE COMPANY Beneficial Owner of more than 10% of a Class of Security — 16,577 $17.06 $283,392
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
978.01
-1.17%
989.61
+6.71%
927.34
+9.33%
848.22
Operating Revenue
978.01
-1.17%
989.61
+6.71%
927.34
+9.33%
848.22
Other Operating Expenses
0.56
-78.16%
2.56
+113.33%
1.20
-3.45%
1.24
Total Expenses
880.42
-5.05%
927.27
+0.54%
922.27
+8.27%
851.86
Reconciled Depreciation
3.08
-20.60%
3.87
-10.48%
4.33
-10.64%
4.84
EBIT
98.94
+56.35%
63.28
+1013.53%
5.68
+288.34%
-3.02
Total Unusual Items
—
—
0.00
-100.00%
0.48
Total Unusual Items Excluding Goodwill
—
—
0.00
-100.00%
0.48
Special Income Charges
—
—
0.00
-100.00%
0.48
Other Special Charges
—
—
—
-0.48
Net Income
79.34
+55.99%
50.86
+1049.30%
4.43
+325.86%
-1.96
Pretax Income
97.59
+56.55%
62.34
+1131.15%
5.06
+239.18%
-3.64
Net Non Operating Interest Income Expense
-1.35
-42.77%
-0.95
-52.63%
-0.62
+0.12%
-0.62
Interest Expense Non Operating
1.35
+42.77%
0.95
+52.63%
0.62
-0.12%
0.62
Net Interest Income
-1.35
-42.77%
-0.95
-52.63%
-0.62
+0.12%
-0.62
Interest Expense
1.35
+42.77%
0.95
+52.63%
0.62
-0.12%
0.62
Other Income Expense
0.30
-3.74%
0.31
-9.41%
0.35
-9.65%
0.38
Tax Provision
18.25
+59.04%
11.48
+1698.93%
0.64
+138.00%
-1.68
Tax Rate For Calcs
0.00
+1.63%
0.00
+46.03%
0.00
-40.00%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
79.34
+55.99%
50.86
+1049.30%
4.43
+325.86%
-1.96
Net Income From Continuing Operation Net Minority Interest
79.34
+55.99%
50.86
+1049.30%
4.43
+325.86%
-1.96
Net Income From Continuing And Discontinued Operation
79.34
+55.99%
50.86
+1049.30%
4.43
+325.86%
-1.96
Net Income Continuous Operations
79.34
+55.99%
50.86
+1049.30%
4.43
+325.86%
-1.96
Normalized Income
79.34
+55.99%
50.86
+1049.30%
4.43
+325.86%
-1.96
Net Income Common Stockholders
79.34
+55.99%
50.86
+1049.30%
4.43
+325.86%
-1.96
Diluted EPS
2.18
+42.48%
1.53
+1290.91%
0.11
+283.33%
-0.06
Basic EPS
2.22
+45.10%
1.53
+992.86%
0.14
+333.33%
-0.06
Basic Average Shares
36.32
+7.67%
33.73
+2.08%
33.05
+3.31%
31.99
Diluted Average Shares
36.82
+8.87%
33.82
+2.06%
33.14
+3.20%
32.11
Diluted NI Availto Com Stockholders
79.34
+55.99%
50.86
+1049.30%
4.43
+325.86%
-1.96
Loss Adjustment Expense
564.33
-6.59%
604.12
-0.83%
609.18
+8.00%
564.08
Net Policyholder Benefits And Claims
564.33
-6.59%
604.12
-0.83%
609.18
+8.00%
564.08
Policyholder Benefits Gross
564.33
-6.59%
604.12
-0.83%
609.18
+8.00%
564.08
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
2,386.63
+2.17%
2,336.03
+3.08%
2,266.29
+1.02%
2,243.35
Cash Cash Equivalents And Short Term Investments
521.17
-25.05%
695.38
+7.74%
645.45
+6.47%
606.24
Cash And Cash Equivalents
26.79
-49.39%
52.93
+122.45%
23.79
-5.30%
25.12
Other Short Term Investments
494.38
-23.05%
642.45
+3.35%
621.65
+6.98%
581.11
Receivables
586.71
-3.86%
610.28
-3.52%
632.53
-0.99%
638.88
Accounts Receivable
579.39
-3.74%
601.87
-3.32%
622.52
-1.24%
630.37
Other Receivables
—
—
—
—
Taxes Receivable
4.03
0.00
-100.00%
8.10
-4.80%
8.51
Prepaid Assets
171.08
-2.88%
176.16
+4.41%
168.72
+5.06%
160.59
Net PPE
2.33
-6.04%
2.48
-5.86%
2.63
-4.42%
2.76
Goodwill And Other Intangible Assets
6.58
+0.00%
6.58
+0.00%
6.58
+0.00%
6.58
Goodwill
5.63
+0.00%
5.63
+0.00%
5.63
+0.00%
5.63
Other Intangible Assets
0.96
+0.00%
0.96
+0.00%
0.96
+0.00%
0.96
Investments And Advances
1,500.25
+8.32%
1,384.97
+4.36%
1,327.05
+1.72%
1,304.66
Total Liabilities Net Minority Interest
1,746.21
-2.46%
1,790.26
+0.21%
1,786.55
+1.52%
1,759.76
Payables And Accrued Expenses
12.35
-9.50%
13.65
-25.32%
18.28
+0.46%
18.19
Payables
10.13
-5.60%
10.73
-25.10%
14.33
+2.60%
13.97
Accounts Payable
3.48
-19.82%
4.35
-50.39%
8.76
+150.56%
3.50
Dividends Payable
6.65
+10.22%
6.03
+8.28%
5.57
+5.15%
5.30
Current Accrued Expenses
2.22
-23.86%
2.92
-26.10%
3.95
-6.61%
4.23
Total Tax Payable
0.00
-100.00%
0.36
0.00
—
Income Tax Payable
0.00
-100.00%
0.36
0.00
—
Current Debt And Capital Lease Obligation
35.00
+0.00%
35.00
+0.00%
35.00
+0.00%
35.00
Current Debt
35.00
+0.00%
35.00
+0.00%
35.00
+0.00%
35.00
Stockholders Equity
640.42
+17.34%
545.78
+13.76%
479.75
-0.80%
483.59
Common Stock Equity
640.42
+17.34%
545.78
+13.76%
479.75
-0.80%
483.59
Capital Stock
0.40
+3.71%
0.39
+6.01%
0.36
+1.80%
0.36
Common Stock
0.40
+3.71%
0.39
+6.01%
0.36
+1.80%
0.36
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
40.03
+3.71%
38.60
+6.01%
36.41
+1.80%
35.77
Ordinary Shares Number
36.96
+4.03%
35.53
+6.57%
33.34
+1.97%
32.69
Treasury Shares Number
3.08
+0.00%
3.08
+0.00%
3.08
+0.00%
3.08
Additional Paid In Capital
391.81
+5.99%
369.68
+10.12%
335.69
+3.10%
325.60
Retained Earnings
297.73
+21.45%
245.14
+12.55%
217.79
-9.46%
240.56
Gains Losses Not Affecting Retained Earnings
-8.30
+70.58%
-28.20
+14.24%
-32.88
+21.15%
-41.70
Treasury Stock
41.23
+0.00%
41.23
+0.00%
41.23
+0.00%
41.23
Other Equity Adjustments
-8.30
+70.58%
-28.20
+14.24%
-32.88
+21.15%
-41.70
Total Equity Gross Minority Interest
640.42
+17.34%
545.78
+13.76%
479.75
-0.80%
483.59
Total Capitalization
640.42
+17.34%
545.78
+13.76%
479.75
-0.80%
483.59
Invested Capital
675.42
+16.30%
580.78
+12.83%
514.75
-0.74%
518.59
Total Debt
35.00
+0.00%
35.00
+0.00%
35.00
+0.00%
35.00
Net Debt
8.21
—
11.21
+13.48%
9.88
Net Tangible Assets
633.83
+17.55%
539.19
+13.96%
473.16
-0.81%
477.01
Tangible Book Value
633.83
+17.55%
539.19
+13.96%
473.16
-0.81%
477.01
Line Of Credit
35.00
+0.00%
35.00
+0.00%
35.00
+0.00%
35.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
70.20
+4.09%
67.44
+135.61%
28.62
-57.35%
67.11
Cash Flow From Continuing Operating Activities
70.20
+4.09%
67.44
+135.61%
28.62
-57.35%
67.11
Net Income From Continuing Operations
79.34
+55.99%
50.86
+1049.30%
4.43
+325.86%
-1.96
Depreciation
3.08
-20.60%
3.87
-10.48%
4.33
-10.64%
4.84
Depreciation And Amortization
3.08
-20.60%
3.87
-10.48%
4.33
-10.64%
4.84
Operating Gains Losses
-0.62
+87.57%
-4.98
-56.99%
-3.17
-131.15%
10.18
Gain Loss On Investment Securities
-0.62
+87.57%
-4.98
-56.99%
-3.17
-131.15%
10.18
Change In Working Capital
-11.60
-165.57%
17.69
-23.25%
23.04
-57.36%
54.04
Change In Receivables
22.46
+17.15%
19.17
+133.45%
8.21
+234.76%
-6.09
Changes In Account Receivables
22.46
+17.15%
19.17
+133.45%
8.21
+234.76%
-6.09
Change In Prepaid Assets
5.08
+168.29%
-7.44
+8.55%
-8.13
-149.76%
16.34
Change In Payables And Accrued Expense
3.55
+129.75%
-11.95
-469.67%
-2.10
-130.64%
6.84
Change In Accrued Expense
-0.70
+32.45%
-1.03
-268.72%
-0.28
-241.31%
0.20
Change In Payable
4.25
+138.93%
-10.92
-500.56%
-1.82
-127.35%
6.65
Change In Account Payable
-0.86
+80.49%
-4.41
-183.86%
5.26
+1268.86%
-0.45
Change In Other Working Capital
-4.45
-150.97%
8.72
+658.81%
1.15
+121.36%
-5.38
Investing Cash Flow
-91.13
-89.71%
-48.04
-187.54%
-16.71
+83.04%
-98.50
Cash Flow From Continuing Investing Activities
-91.13
-89.71%
-48.04
-187.54%
-16.71
+83.04%
-98.50
Net PPE Purchase And Sale
-0.00
-157.20%
0.00
+101.66%
-0.04
-258.01%
0.03
Sale Of PPE
—
—
—
0.03
Capital Expenditure
-0.00
—
-0.04
—
Net Investment Purchase And Sale
-91.13
-89.71%
-48.04
-188.32%
-16.66
+83.09%
-98.53
Purchase Of Investment
-475.00
-122.86%
-213.14
-17.90%
-180.78
+37.10%
-287.39
Sale Of Investment
383.86
+132.50%
165.10
+0.60%
164.12
-13.10%
188.86
Net Business Purchase And Sale
—
—
—
—
Financing Cash Flow
-5.21
-153.49%
9.73
+173.46%
-13.25
-1006.08%
-1.20
Cash Flow From Continuing Financing Activities
-5.21
-153.49%
9.73
+173.46%
-13.25
-1006.08%
-1.20
Net Issuance Payments Of Debt
—
—
0.00
0.00
Issuance Of Debt
—
—
—
0.00
Repayment Of Debt
—
—
0.00
0.00
Long Term Debt Payments
—
—
0.00
0.00
Net Long Term Debt Issuance
—
—
—
—
Short Term Debt Issuance
—
—
—
0.00
Short Term Debt Payments
—
—
0.00
0.00
Net Short Term Debt Issuance
—
—
0.00
0.00
Net Common Stock Issuance
20.47
-36.89%
32.43
+275.15%
8.65
-55.22%
19.30
Common Stock Dividend Paid
-25.67
-13.10%
-22.70
-3.69%
-21.89
-6.78%
-20.50
Cash Dividends Paid
-25.67
-13.10%
-22.70
-3.69%
-21.89
-6.78%
-20.50
Changes In Cash
-26.14
-189.72%
29.13
+2288.76%
-1.33
+95.92%
-32.59
Beginning Cash Position
52.93
+122.45%
23.79
-5.30%
25.12
-56.47%
57.71
End Cash Position
26.79
-49.39%
52.93
+122.45%
23.79
-5.30%
25.12
Free Cash Flow
70.20
+4.09%
67.44
+135.98%
28.58
-57.41%
67.11
Interest Paid Supplemental Data
1.35
+39.37%
0.97
+56.68%
0.62
-0.87%
0.62
Income Tax Paid Supplemental Data
—
3.50
0.00
-100.00%
4.50
Common Stock Issuance
20.47
-36.89%
32.43
+275.15%
8.65
-55.22%
19.30
Earnings Losses From Equity Investments
—
—
—
—
Issuance Of Capital Stock
20.47
-36.89%
32.43
+275.15%
8.65
-55.22%
19.30
Sale Of Business
—
—
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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