Symbols / EFSCP Stock $19.75 -1.23% Enterprise Financial Services Corp

Financial Services • Banks - Regional • United States • NMS
EFSCP (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. James Brian Lally
Exch · Country NMS · United States
Market Cap —
Enterprise Value 581.16M
Income 197.02M
Sales 693.68M
FCF (ttm) —
Book/sh 53.31
Cash/sh 17.37
Employees 1,370
Insider 10d —
IPO Nov 11, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout —
P/E 4.77
Forward P/E —
PEG —
P/S —
P/B 0.37
P/C —
EV/EBITDA —
EV/Sales 0.84
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 4.14
EPS next Y —
EPS Growth -0.80%
Revenue Growth 12.60%
EPS Gr Q/Q -1.20%
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA 1.22%
ROE 10.32%
ROIC —
Gross Margin 0.00%
Oper. Margin 35.28%
Profit Margin 28.94%
Shs Outstand —
Shs Float 35.48M
Insider Own —
Instit Own —
Short Float 1.15%
Short Ratio 14.28
Short Interest 24.20K
52W High 20.95
vs 52W High -5.73%
52W Low 18.11
vs 52W Low 9.07%
Beta 0.80
Impl. Vol. —
Rel Volume 0.88
Avg Volume 1.93K
Volume 1.70K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $20.00
Price $19.75
Change -1.23%
About

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products. In addition, it offers treasury management and international trade services; life insurance premium and sponsor finance; tax credit related lending; tax credit brokerage services; other deposit accounts, such as community associations, property management, legal industry and escrow services; treasury management product and services; customized solutions and products; cash management systems; fiduciary, investment management, and financial advisory services; and customer hedging products, international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay, fraud detection and prevention, automated payables, check image, and statement and document imaging services; and controlled disbursements, repurchase agreements, and sweep investment accounts. Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$19.75
Latest analyst target
3. DCF / Fair value
$62.13
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$19.75
Low
—
High
—
Mean
—
News
RSS: Latest EFSCP news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
616.38
+15.98%
531.45
-1.80%
541.19
+9.89%
492.48
Operating Revenue
616.38
+15.98%
531.45
-1.80%
541.19
+9.89%
492.48
Selling General And Administration
211.96
+8.21%
195.87
+10.21%
177.73
+15.31%
154.13
General And Administrative Expense
211.96
+8.21%
195.87
+10.21%
177.73
+15.31%
154.13
Salaries And Wages
198.67
+8.73%
182.71
+11.03%
164.57
+11.93%
147.03
Other Gand A
—
—
—
—
Reconciled Depreciation
11.43
+13.49%
10.07
-11.16%
11.34
-19.04%
14.01
Total Unusual Items
6.25
+102.49%
3.09
+1551.87%
0.19
+301.08%
-0.09
Total Unusual Items Excluding Goodwill
6.25
+102.49%
3.09
+1551.87%
0.19
+301.08%
-0.09
Special Income Charges
—
—
0.00
0.00
Restructuring And Mergern Acquisition
—
—
0.00
0.00
Net Income
201.37
+8.69%
185.27
-4.53%
194.06
-4.42%
203.04
Pretax Income
283.72
+22.69%
231.24
-6.20%
246.53
-4.98%
259.46
Net Interest Income
624.65
+10.31%
566.28
+0.91%
561.18
+18.76%
472.53
Interest Expense
261.67
-7.52%
282.95
+39.85%
202.33
+391.34%
41.18
Interest Income
886.32
+4.37%
849.24
+11.23%
763.51
+48.63%
513.71
Gain On Sale Of Security
0.00
0.00
0.00
0.00
Gain On Sale Of Business
—
—
—
—
Tax Rate For Calcs
0.00
+45.97%
0.00
-6.65%
0.00
-2.04%
0.00
Tax Effect Of Unusual Items
1.82
+195.58%
0.61
+1441.97%
0.04
+296.97%
-0.02
Net Income Including Noncontrolling Interests
201.37
+8.69%
185.27
-4.53%
194.06
-4.42%
203.04
Net Income From Continuing Operation Net Minority Interest
201.37
+8.69%
185.27
-4.53%
194.06
-4.42%
203.04
Net Income From Continuing And Discontinued Operation
201.37
+8.69%
185.27
-4.53%
194.06
-4.42%
203.04
Net Income Continuous Operations
201.37
+8.69%
185.27
-4.53%
194.06
-4.42%
203.04
Normalized Income
196.93
+7.74%
182.79
-5.73%
193.91
-4.53%
203.12
Net Income Common Stockholders
197.62
+8.87%
181.52
-4.62%
190.31
-4.37%
199.00
Diluted NI Availto Com Stockholders
197.62
+8.87%
181.52
-4.62%
190.31
-4.37%
199.00
Amortization
3.72
-2.87%
3.83
-16.67%
4.60
-14.27%
5.37
Amortization Of Intangibles Income Statement
3.72
-2.87%
3.83
-16.67%
4.60
-14.27%
5.37
Depreciation Amortization Depletion Income Statement
3.72
-2.87%
3.83
-16.67%
4.60
-14.27%
5.37
Depreciation And Amortization In Income Statement
3.72
-2.87%
3.83
-16.67%
4.60
-14.27%
5.37
Insurance And Claims
13.30
+1.03%
13.16
-0.02%
13.16
+85.46%
7.10
Occupancy And Equipment
20.15
+16.96%
17.23
+4.27%
16.53
-6.32%
17.64
Other Non Interest Expense
55.43
+13.51%
48.83
+5.15%
46.44
+5.50%
44.02
Preferred Stock Dividends
3.75
+0.00%
3.75
+0.00%
3.75
-7.20%
4.04
Professional Expense And Contract Services Expense
15.05
+16.44%
12.93
+1.32%
12.76
+2.25%
12.48
Line Item Trend 2023-12-31 2022-12-31 2021-12-31
Total Assets
14,518.59
+11.22%
13,054.17
—
Cash And Cash Equivalents
434.00
+45.82%
297.63
—
Cash Financial
193.28
-15.81%
229.58
—
Other Short Term Investments
1,618.27
+5.37%
1,535.81
—
Gross PPE
83.96
+2.18%
82.17
—
Accumulated Depreciation
-41.28
-5.34%
-39.19
—
Land And Improvements
11.72
-5.23%
12.36
—
Buildings And Improvements
50.72
+0.95%
50.24
—
Machinery Furniture Equipment
21.53
+10.00%
19.57
—
Goodwill And Other Intangible Assets
377.48
-1.20%
382.08
—
Goodwill
365.16
+0.00%
365.16
—
Other Intangible Assets
12.32
-27.19%
16.92
—
Investments And Advances
2,427.08
+5.73%
2,295.50
—
Long Term Debt And Capital Lease Obligation
203.62
-34.06%
308.78
—
Long Term Debt
203.62
-34.06%
308.78
—
Stockholders Equity
1,716.07
+12.73%
1,522.26
—
Common Stock Equity
1,644.08
+13.36%
1,450.28
—
Capital Stock
72.36
+0.00%
72.36
—
Common Stock
0.37
+0.27%
0.37
—
Preferred Stock
71.99
+0.00%
71.99
—
Share Issued
37.42
-4.63%
39.23
—
Ordinary Shares Number
37.42
+0.44%
37.25
—
Treasury Shares Number
0.00
-100.00%
1.98
+0.00%
1.98
Additional Paid In Capital
995.21
+1.28%
982.66
—
Retained Earnings
749.51
+25.43%
597.57
—
Gains Losses Not Affecting Retained Earnings
-101.02
+22.49%
-130.33
—
Treasury Stock
—
0.00
-100.00%
73.53
Other Equity Adjustments
-101.02
+22.49%
-130.33
—
Total Equity Gross Minority Interest
1,716.07
+12.73%
1,522.26
—
Total Capitalization
1,919.68
+4.84%
1,831.04
—
Invested Capital
1,847.70
+5.04%
1,759.05
—
Total Debt
203.62
-34.06%
308.78
—
Net Debt
—
11.14
—
Net Tangible Assets
1,338.59
+17.40%
1,140.18
—
Tangible Book Value
1,266.60
+18.57%
1,068.19
—
Available For Sale Securities
58.37
+17.27%
49.77
—
Cash Cash Equivalents And Federal Funds Sold
436.88
+45.93%
299.39
—
Held To Maturity Securities
750.43
+5.71%
709.91
—
Preferred Shares Number
3.00
+0.00%
3.00
—
Preferred Stock Equity
71.99
+0.00%
71.99
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
193.51
-21.78%
247.40
-7.77%
268.24
+23.82%
216.64
Cash Flow From Continuing Operating Activities
193.51
-21.78%
247.40
-7.77%
268.24
+23.82%
216.64
Net Income From Continuing Operations
201.37
+8.69%
185.27
-4.53%
194.06
-4.42%
203.04
Depreciation Amortization Depletion
11.43
+13.49%
10.07
-11.16%
11.34
-19.04%
14.01
Depreciation
6.78
+31.73%
5.15
+1.16%
5.09
-8.67%
5.57
Amortization Cash Flow
4.65
-5.58%
4.92
-21.19%
6.25
-25.90%
8.43
Depreciation And Amortization
11.43
+13.49%
10.07
-11.16%
11.34
-19.04%
14.01
Amortization Of Intangibles
4.65
-5.58%
4.92
-21.19%
6.25
-25.90%
8.43
Other Non Cash Items
1.50
+275.47%
-0.85
-118.67%
4.56
-22.70%
5.90
Stock Based Compensation
13.49
+24.09%
10.87
+7.16%
10.15
+26.73%
8.01
Asset Impairment Charge
—
—
0.00
0.00
Deferred Tax
-6.38
-16.24%
-5.49
-472.09%
1.48
+114.53%
0.69
Deferred Income Tax
-6.38
-16.24%
-5.49
-472.09%
1.48
+114.53%
0.69
Operating Gains Losses
-4.35
-207.35%
-1.42
+46.84%
-2.66
-4829.63%
-0.05
Gain Loss On Investment Securities
-0.05
0.00
+100.00%
-0.60
0.00
Gain Loss On Sale Of PPE
0.00
0.00
+100.00%
-0.05
+14.81%
-0.05
Change In Working Capital
-50.25
-315.21%
23.35
+167.95%
8.71
+143.61%
-19.98
Change In Other Working Capital
—
—
—
-19.98
Investing Cash Flow
-1,078.95
-35.40%
-796.87
+39.07%
-1,307.78
+5.49%
-1,383.78
Cash Flow From Continuing Investing Activities
-1,078.95
-35.40%
-796.87
+39.07%
-1,307.78
+5.49%
-1,383.78
Net PPE Purchase And Sale
-11.98
-60.33%
-7.47
-20.58%
-6.20
-2583.55%
-0.23
Purchase Of PPE
-11.98
-60.33%
-7.47
-14.02%
-6.56
-239.69%
-1.93
Sale Of PPE
0.00
0.00
-100.00%
0.36
-78.99%
1.70
Capital Expenditure
-11.98
-60.33%
-7.47
-14.02%
-6.56
-239.69%
-1.93
Net Investment Purchase And Sale
-875.24
-100.53%
-436.47
-281.54%
-114.40
+82.82%
-665.73
Purchase Of Investment
-1,608.00
-94.01%
-828.82
-69.18%
-489.91
+47.30%
-929.54
Sale Of Investment
732.76
+86.76%
392.35
+4.48%
375.51
+42.34%
263.81
Net Business Purchase And Sale
277.04
0.00
0.00
0.00
Net Other Investing Changes
-66.42
-428.66%
20.21
+230.52%
6.11
+26.06%
4.85
Cash Flow From Continuing Financing Activities
803.17
-8.79%
880.61
-25.45%
1,181.21
+309.74%
-563.19
Net Issuance Payments Of Debt
43.65
+356.63%
-17.01
+86.53%
-126.29
-723.47%
20.26
Issuance Of Debt
111.42
0.00
0.00
0.00
Repayment Of Debt
-67.77
-298.45%
-17.01
+35.31%
-26.29
+67.03%
-79.74
Long Term Debt Issuance
111.42
0.00
0.00
0.00
Long Term Debt Payments
-67.77
-298.45%
-17.01
+35.31%
-26.29
+67.03%
-79.74
Net Long Term Debt Issuance
43.65
+356.63%
-17.01
+35.31%
-26.29
+67.03%
-79.74
Net Short Term Debt Issuance
0.00
0.00
+100.00%
-100.00
-200.00%
100.00
Net Common Stock Issuance
-14.14
+52.28%
-29.64
0.00
+100.00%
-32.92
Common Stock Payments
-14.14
+52.28%
-29.64
0.00
+100.00%
-32.92
Common Stock Dividend Paid
-45.09
-14.02%
-39.55
-5.84%
-37.37
-11.21%
-33.60
Cash Dividends Paid
-48.84
-12.80%
-43.30
-5.31%
-41.12
-9.23%
-37.64
Repurchase Of Capital Stock
-14.14
+52.28%
-29.64
0.00
+100.00%
-32.92
Net Other Financing Charges
1.38
+212.73%
0.44
-68.59%
1.40
-20.98%
1.77
Changes In Cash
-82.27
-124.84%
331.14
+133.74%
141.67
+108.19%
-1,730.33
Beginning Cash Position
764.17
+76.47%
433.03
+48.62%
291.36
-85.59%
2,021.69
End Cash Position
681.90
-10.77%
764.17
+76.47%
433.03
+48.62%
291.36
Free Cash Flow
181.53
-24.34%
239.93
-8.31%
261.68
+21.88%
214.71
Interest Paid Supplemental Data
260.02
-8.56%
284.36
+45.53%
195.39
+379.65%
40.74
Income Tax Paid Supplemental Data
82.87
+194.46%
28.14
-43.85%
50.12
+8.93%
46.01
Amortization Of Securities
3.73
-8.85%
4.09
+2.30%
4.00
-29.10%
5.64
Issuance Of Capital Stock
—
—
0.00
0.00
Net Preferred Stock Issuance
—
—
0.00
0.00
Preferred Stock Dividend Paid
-3.75
+0.00%
-3.75
+0.00%
-3.75
+7.20%
-4.04
Preferred Stock Issuance
—
—
0.00
0.00
Sale Of Business
277.04
0.00
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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