Symbols / EIG Stock $42.42 -0.82% Employers Holdings, Inc.

Financial Services • Insurance - Specialty • United States • NYQ
EIG (Stock) Chart
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Insurance - Specialty
CEO Ms. Katherine Holt Antonello FCAS, FSA, M…
Exch · Country NYQ · United States
Market Cap 826.43M
Enterprise Value 702.24M
Income 10.80M
Sales 858.70M
FCF (ttm) 43.09M
Book/sh 46.98
Cash/sh 8.72
Employees 623
Insider 10d
IPO Jan 31, 2007
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 273.91%
P/E 92.22
Forward P/E 17.08
PEG
P/S 0.96
P/B 0.90
P/C
EV/EBITDA 40.83
EV/Sales 0.82
Quick Ratio 0.26
Current Ratio 0.45
Debt/Eq 4.07
LT Debt/Eq
EPS (ttm) 0.46
EPS next Y 2.48
EPS Growth
Revenue Growth -21.30%
EPS Gr Q/Q
Rev Gr Q/Q
Earnings (next) 2026-07-29
Earnings (prior) 2026-04-29
ROA 0.24%
ROE 1.07%
ROIC
Gross Margin 1.58%
Oper. Margin -17.24%
Profit Margin 1.26%
Shs Outstand 18.63M
Shs Float 19.04M
Insider Own 2.28%
Instit Own 91.94%
Short Float 12.28%
Short Ratio 4.40
Short Interest 1.16M
52W High 50.37
vs 52W High -15.78%
52W Low 35.73
vs 52W Low 18.72%
Beta 0.49
Impl. Vol. 1.05%
Rel Volume 0.58
Avg Volume 265.85K
Volume 152.91K
Target (mean) $46.00
Tgt Median $46.00
Tgt Low $43.00
Tgt High $49.00
# Analysts 2
Recom None
Prev Close $42.77
Price $42.42
Change -0.82%
About

Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries. It market its products through local, regional, specialty and national insurance agents and brokers; national, regional, and local trade groups and associations; and direct-to-customer interactions. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$42.42
Low
$43.00
High
$49.00
Mean
$46.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2024-11-01 main Truist Securities Buy → Buy $58
2024-02-20 main Truist Securities Buy → Buy $55
2023-02-24 init Janney Montgomery Scott — → Buy $50
2023-02-21 main Truist Securities — → Buy $53
2021-04-23 up Boenning & Scattergood Neutral → Outperform $49
2020-04-01 main SunTrust Robinson Humphrey — → Buy $50
2019-05-31 up Buckingham Research Underperform → Neutral $42
2016-12-02 down Macquarie Outperform → Neutral
2015-10-30 main SunTrust Robinson Humphrey — → Buy $36
2015-03-25 main SunTrust Robinson Humphrey — → Buy $33
2014-02-20 down JP Morgan Market Perform → Market Underperform
2013-04-17 down JMP Securities Outperform → Market Perform
2013-01-11 up Macquarie Neutral → Outperform
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-10 OZUNA CHRISTINA M Officer 4,500 $39.88 $179,460
2026-03-09 POLLAK MATTHEW ROBERT Officer 1,520 $0.00 $0
2026-03-09 POLLAK MATTHEW ROBERT Officer 2,040 $0.00 $0
2026-03-09 ANTONELLO KATHERINE H. Chief Executive Officer 19,900 $0.00 $0
2026-03-09 MUTSCHINK JOHN M Officer 4,140 $0.00 $0
2026-03-09 KAGE KELLEY F Chief Technology Officer 4,140 $0.00 $0
2026-03-09 OZUNA CHRISTINA M Officer 2,900 $0.00 $0
2026-03-09 SMITH ANN MARIE Officer 3,320 $0.00 $0
2026-03-09 SMITH ANN MARIE Officer 5,000 $39.29 $196,450
2026-03-09 PEDRAJA MICHAEL A. Chief Financial Officer 5,800 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
858.70
-2.50%
880.70
+3.50%
850.90
+19.26%
713.50
Operating Revenue
858.70
-2.50%
880.70
+3.50%
850.90
+19.26%
713.50
Other Operating Expenses
1.10
11.00
Total Expenses
846.70
+15.35%
734.00
+4.48%
702.50
+6.81%
657.70
Reconciled Depreciation
3.60
+0.00%
3.60
-25.00%
4.80
-9.43%
5.30
EBIT
12.50
-91.49%
146.80
-4.80%
154.20
+160.03%
59.30
Net Income
10.80
-90.89%
118.60
+0.42%
118.10
+144.01%
48.40
Pretax Income
12.00
-91.82%
146.70
-1.15%
148.40
+165.95%
55.80
Net Non Operating Interest Income Expense
-0.50
-400.00%
-0.10
+98.28%
-5.80
-65.71%
-3.50
Interest Expense Non Operating
0.50
+400.00%
0.10
-98.28%
5.80
+65.71%
3.50
Net Interest Income
-0.50
-400.00%
-0.10
+98.28%
-5.80
-65.71%
-3.50
Interest Expense
0.50
+400.00%
0.10
-98.28%
5.80
+65.71%
3.50
Other Income Expense
0.50
+400.00%
0.10
+150.00%
-0.20
-166.67%
0.30
Tax Provision
1.20
-95.73%
28.10
-7.26%
30.30
+309.46%
7.40
Tax Rate For Calcs
0.00
-47.27%
0.00
-6.19%
0.00
+53.52%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
10.80
-90.89%
118.60
+0.42%
118.10
+144.01%
48.40
Net Income From Continuing Operation Net Minority Interest
10.80
-90.89%
118.60
+0.42%
118.10
+144.01%
48.40
Net Income From Continuing And Discontinued Operation
10.80
-90.89%
118.60
+0.42%
118.10
+144.01%
48.40
Net Income Continuous Operations
10.80
-90.89%
118.60
+0.42%
118.10
+144.01%
48.40
Normalized Income
10.80
-90.89%
118.60
+0.42%
118.10
+144.01%
48.40
Net Income Common Stockholders
10.80
-90.89%
118.60
+0.42%
118.10
+144.01%
48.40
Diluted EPS
0.46
-90.23%
4.71
+5.84%
4.45
+154.29%
1.75
Basic EPS
0.46
-90.27%
4.73
+5.58%
4.48
+154.55%
1.76
Basic Average Shares
23.39
-6.64%
25.05
-5.00%
26.37
-4.13%
27.50
Diluted Average Shares
23.53
-6.62%
25.19
-5.01%
26.52
-4.18%
27.68
Diluted NI Availto Com Stockholders
10.80
-90.89%
118.60
+0.42%
118.10
+144.01%
48.40
Loss Adjustment Expense
581.80
+27.53%
456.20
+12.45%
405.70
+3.76%
391.00
Net Policyholder Benefits And Claims
581.80
+27.53%
456.20
+12.45%
405.70
+3.76%
391.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
3,436.60
-2.96%
3,541.30
-0.26%
3,550.40
-4.47%
3,716.70
Cash Cash Equivalents And Short Term Investments
1,204.60
-44.38%
2,165.80
-1.37%
2,195.80
-8.30%
2,394.60
Cash And Cash Equivalents
159.80
+133.97%
68.30
-69.83%
226.40
+153.81%
89.20
Other Short Term Investments
1,044.80
-50.19%
2,097.50
+6.50%
1,969.40
-14.57%
2,305.40
Receivables
743.10
-5.20%
783.90
-2.91%
807.40
+4.71%
771.10
Accounts Receivable
727.00
-6.69%
779.10
-1.78%
793.20
+4.75%
757.20
Other Receivables
14.20
+2.16%
13.90
Taxes Receivable
16.10
+235.42%
4.80
Net PPE
10.20
-11.30%
11.50
-0.86%
11.60
-50.64%
23.50
Goodwill And Other Intangible Assets
49.80
+0.00%
49.80
+0.00%
49.80
+0.00%
49.80
Goodwill
36.20
+0.00%
36.20
+0.00%
36.20
+0.00%
36.20
Investments And Advances
2,242.30
-4.88%
2,357.30
+7.81%
2,186.60
-12.85%
2,509.10
Total Liabilities Net Minority Interest
2,480.90
+0.34%
2,472.60
-2.52%
2,536.50
-8.51%
2,772.50
Payables And Accrued Expenses
83.30
-4.25%
87.00
-5.54%
92.10
+5.98%
86.90
Payables
83.30
-4.25%
87.00
-5.54%
92.10
+5.98%
86.90
Accounts Payable
23.40
+10.38%
21.20
-18.77%
26.10
-9.06%
28.70
Total Tax Payable
59.90
-8.97%
65.80
-0.30%
66.00
+13.40%
58.20
Income Tax Payable
59.90
-8.97%
65.80
-0.30%
66.00
+13.40%
58.20
Current Debt And Capital Lease Obligation
19.00
Current Debt
19.00
Other Current Borrowings
19.00
Long Term Debt And Capital Lease Obligation
19.90
+373.81%
4.20
-28.81%
5.90
-96.99%
196.10
Long Term Debt
16.00
182.50
Long Term Capital Lease Obligation
3.90
-7.14%
4.20
-28.81%
5.90
-56.62%
13.60
Non Current Deferred Liabilities
88.00
-6.38%
94.00
-5.24%
99.20
-6.50%
106.10
Non Current Deferred Revenue
88.00
-6.38%
94.00
-5.24%
99.20
-6.50%
106.10
Non Current Deferred Taxes Liabilities
Stockholders Equity
955.70
-10.57%
1,068.70
+5.40%
1,013.90
+7.38%
944.20
Common Stock Equity
955.70
-10.57%
1,068.70
+5.40%
1,013.90
+7.38%
944.20
Capital Stock
0.60
+0.00%
0.60
+0.00%
0.60
+0.00%
0.60
Common Stock
0.60
+0.00%
0.60
+0.00%
0.60
+0.00%
0.60
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
58.28
+0.16%
58.18
+0.22%
58.06
+0.31%
57.88
Ordinary Shares Number
20.34
-17.16%
24.56
-3.20%
25.37
-6.59%
27.16
Treasury Shares Number
37.93
+12.81%
33.63
+2.88%
32.69
+6.42%
30.72
Additional Paid In Capital
427.80
+0.85%
424.20
+1.05%
419.80
+1.25%
414.60
Retained Earnings
1,453.80
-1.30%
1,472.90
+6.40%
1,384.30
+6.85%
1,295.60
Gains Losses Not Affecting Retained Earnings
7.30
+108.85%
-82.50
+4.07%
-86.00
+38.08%
-138.90
Treasury Stock
933.80
+25.09%
746.50
+5.92%
704.80
+12.28%
627.70
Other Equity Adjustments
7.30
+108.85%
-82.50
+4.07%
-86.00
+38.08%
-138.90
Total Equity Gross Minority Interest
955.70
-10.57%
1,068.70
+5.40%
1,013.90
+7.38%
944.20
Total Capitalization
971.70
-9.08%
1,068.70
+5.40%
1,013.90
-10.01%
1,126.70
Invested Capital
990.70
-7.30%
1,068.70
+5.40%
1,013.90
-10.01%
1,126.70
Total Debt
38.90
+826.19%
4.20
-28.81%
5.90
-96.99%
196.10
Net Debt
93.30
Capital Lease Obligations
3.90
-7.14%
4.20
-28.81%
5.90
-56.62%
13.60
Net Tangible Assets
905.90
-11.09%
1,018.90
+5.68%
964.10
+7.79%
894.40
Tangible Book Value
905.90
-11.09%
1,018.90
+5.68%
964.10
+7.79%
894.40
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
44.70
-41.49%
76.40
+54.66%
49.40
-50.50%
99.80
Cash Flow From Continuing Operating Activities
44.70
-41.49%
76.40
+54.66%
49.40
-50.50%
99.80
Net Income From Continuing Operations
10.80
-90.89%
118.60
+0.42%
118.10
+144.01%
48.40
Depreciation
3.60
+0.00%
3.60
-25.00%
4.80
-9.43%
5.30
Depreciation And Amortization
3.60
+0.00%
3.60
-25.00%
4.80
-9.43%
5.30
Other Non Cash Items
10.90
-24.31%
14.40
-30.77%
20.80
+8.33%
19.20
Stock Based Compensation
5.00
-20.63%
6.30
+1.61%
6.20
+21.57%
5.10
Asset Impairment Charge
0.00
0.00
-100.00%
4.20
0.00
Deferred Tax
0.10
-97.56%
4.10
-22.64%
5.30
+130.46%
-17.40
Deferred Income Tax
0.10
-97.56%
4.10
-22.64%
5.30
+130.46%
-17.40
Operating Gains Losses
20.40
+184.65%
-24.10
-6.17%
-22.70
-143.82%
51.80
Gain Loss On Investment Securities
20.40
+184.65%
-24.10
-6.17%
-22.70
-143.82%
51.80
Change In Working Capital
-3.60
+92.09%
-45.50
+49.28%
-89.70
-475.00%
-15.60
Change In Receivables
48.80
+80.74%
27.00
+165.22%
-41.40
-31.43%
-31.50
Changes In Account Receivables
48.80
+281.25%
12.80
+131.14%
-41.10
-30.48%
-31.50
Change In Payables And Accrued Expense
-6.20
-287.88%
3.30
-10.81%
3.70
-48.61%
7.20
Change In Payable
-6.20
-287.88%
3.30
-10.81%
3.70
-48.61%
7.20
Change In Account Payable
-6.20
-287.88%
3.30
-10.81%
3.70
-48.61%
7.20
Change In Other Working Capital
-23.90
-48.45%
-16.10
-403.13%
-3.20
-156.14%
5.70
Change In Other Current Assets
-3.20
-220.00%
-1.00
-133.33%
3.00
+123.62%
-12.70
Change In Other Current Liabilities
-6.40
-30.61%
-4.90
+68.99%
-15.80
-1228.57%
1.40
Investing Cash Flow
225.90
+241.45%
-159.70
-142.33%
377.30
+358.25%
-146.10
Cash Flow From Continuing Investing Activities
225.90
+241.45%
-159.70
-142.33%
377.30
+358.25%
-146.10
Capital Expenditure
-2.20
+55.10%
-4.90
-122.73%
-2.20
+15.38%
-2.60
Capital Expenditure Reported
-2.20
+55.10%
-4.90
-122.73%
-2.20
+15.38%
-2.60
Net Investment Purchase And Sale
228.10
+247.35%
-154.80
-140.79%
379.50
+364.46%
-143.50
Purchase Of Investment
-860.10
-2.16%
-841.90
-50.61%
-559.00
+37.37%
-892.60
Sale Of Investment
1,088.20
+58.38%
687.10
-26.79%
938.50
+25.28%
749.10
Net Business Purchase And Sale
Purchase Of Business
Financing Cash Flow
-179.10
-139.44%
-74.80
+74.16%
-289.50
-579.30%
60.40
Cash Flow From Continuing Financing Activities
-179.10
-139.44%
-74.80
+74.16%
-289.50
-579.30%
60.40
Net Issuance Payments Of Debt
35.00
+35100.00%
-0.10
+50.00%
-0.20
+0.00%
-0.20
Issuance Of Debt
35.00
0.00
0.00
-100.00%
10.00
Repayment Of Debt
0.00
+100.00%
-0.10
+50.00%
-0.20
+98.04%
-10.20
Long Term Debt Issuance
0.00
0.00
-100.00%
10.00
Long Term Debt Payments
0.00
+100.00%
-0.10
+50.00%
-0.20
+98.04%
-10.20
Net Long Term Debt Issuance
-0.10
+50.00%
-0.20
+0.00%
-0.20
Short Term Debt Issuance
35.00
0.00
0.00
-100.00%
10.00
Short Term Debt Payments
0.00
0.00
+100.00%
-10.00
Net Short Term Debt Issuance
35.00
0.00
0.00
0.00
Net Common Stock Issuance
-182.80
-329.11%
-42.60
+44.02%
-76.10
-150.33%
-30.40
Common Stock Payments
-182.80
-329.11%
-42.60
+44.02%
-76.10
-150.33%
-30.40
Common Stock Dividend Paid
-29.90
+1.32%
-30.30
-2.02%
-29.70
+67.11%
-90.30
Cash Dividends Paid
-29.90
+1.32%
-30.30
-2.02%
-29.70
+67.11%
-90.30
Repurchase Of Capital Stock
-182.80
-329.11%
-42.60
+44.02%
-76.10
-150.33%
-30.40
Proceeds From Stock Option Exercised
-1.40
+22.22%
-1.80
-80.00%
-1.00
+16.67%
-1.20
Net Other Financing Charges
-182.50
-200.00%
182.50
Changes In Cash
91.50
+157.87%
-158.10
-215.23%
137.20
+873.05%
14.10
Beginning Cash Position
68.50
-69.77%
226.60
+153.47%
89.40
+18.73%
75.30
End Cash Position
160.00
+133.58%
68.50
-69.77%
226.60
+153.47%
89.40
Free Cash Flow
42.50
-40.56%
71.50
+51.48%
47.20
-51.44%
97.20
Interest Paid Supplemental Data
0.50
+400.00%
0.10
-98.28%
5.80
+123.08%
2.60
Income Tax Paid Supplemental Data
12.40
-61.73%
32.40
+1.57%
31.90
+101.90%
15.80
Amortization Of Securities
-2.50
-150.00%
-1.00
-141.67%
2.40
-20.00%
3.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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