Symbols / FFIC Stock $16.08 +2.88% Flushing Financial Corporation

Financial Services • Banks - Regional • United States • NMS
FFIC (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. John R. Buran
Exch · Country NMS · United States
Market Cap 544.85M
Enterprise Value 839.31M
Income 33.96M
Sales 227.37M
FCF (ttm) —
Book/sh 20.96
Cash/sh 4.68
Employees 567
Insider 10d —
IPO Nov 21, 1995
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 110.00%
P/E 16.08
Forward P/E 9.38
PEG 1.34
P/S 2.40
P/B 0.77
P/C —
EV/EBITDA —
EV/Sales 3.69
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.00
EPS next Y 1.72
EPS Growth —
Revenue Growth 2.30%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-28
ROA 0.39%
ROE 4.93%
ROIC —
Gross Margin 0.00%
Oper. Margin 16.82%
Profit Margin 15.18%
Shs Outstand 33.88M
Shs Float 32.30M
Insider Own 4.37%
Instit Own 74.90%
Short Float 2.66%
Short Ratio 3.60
Short Interest 851.65K
52W High 17.79
vs 52W High -9.61%
52W Low 11.13
vs 52W Low 44.47%
Beta 0.76
Impl. Vol. 31.12%
Rel Volume 0.33
Avg Volume 238.52K
Volume 79.81K
Target (mean) $16.80
Tgt Median $16.80
Tgt Low $16.80
Tgt High $16.80
# Analysts 1
Recom Hold
Prev Close $15.63
Price $16.08
Change 2.88%
About

Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit. The company provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. It operates full-service banking offices in Queens, Nassau, Suffolk, Kings, and New York counties; and an internet branch under the iGObanking and BankPurely brands. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$16.80
Mean price target
2. Current target
$16.08
Latest analyst target
3. DCF / Fair value
$15.00
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$16.08
Low
$16.80
High
$16.80
Mean
$16.80

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-01-29 main Keefe, Bruyette & Woods Market Perform → Market Perform $17
2024-08-01 main Keefe, Bruyette & Woods Market Perform → Market Perform $15
2024-07-31 main Raymond James Outperform → Outperform $17
2024-07-30 down Piper Sandler Overweight → Neutral $17
2024-04-26 main Keefe, Bruyette & Woods Market Perform → Market Perform $13
2024-04-05 main Keefe, Bruyette & Woods Market Perform → Market Perform $14
2024-03-05 main DA Davidson Neutral → Neutral $14
2024-01-05 main Raymond James Outperform → Outperform $19
2023-08-31 init Raymond James — → Outperform $17
2023-07-27 main Keefe, Bruyette & Woods Market Perform → Market Perform $14
2023-04-06 main Keefe, Bruyette & Woods — → Market Perform $17
2019-11-04 down Keefe, Bruyette & Woods Market Perform → Underperform $19
2018-04-26 up Gabelli & Co. Hold → Buy —
2017-11-30 down Piper Sandler Buy → Hold —
2016-11-11 down Gabelli & Co. Buy → Hold —
2016-08-31 down Piper Sandler Buy → Hold —
2016-08-01 main Keefe, Bruyette & Woods — → Market Perform $22
2016-06-29 init Gabelli & Co. — → Buy —
2015-10-29 down Piper Sandler Overweight → Neutral —
2015-07-13 down Guggenheim Buy → Neutral —
News
RSS: Latest FFIC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-02-02 BUONAIUTO THOMAS M Officer — 2,881 $15.67 $45,977
2026-01-30 MCCABE JOHN J Director — 4,800 $0.00 $0
2026-01-30 D IORIO STEVEN J Director — 4,800 $0.00 $0
2026-01-30 O BRIEN DONNA M Director — 4,800 $0.00 $0
2026-01-30 BENNETT JAMES DAVISON Director — 4,800 $0.00 $0
2026-01-30 GRASSI LOUIS C Director — 4,800 $0.00 $0
2026-01-30 MANDITCH DOUGLAS C Director — 4,800 $0.00 $0
2026-01-30 DELLIBOVI ALFRED A Director — 4,800 $0.00 $0
2026-01-30 YOH CAREN C Director — 4,800 $0.00 $0
2026-01-30 AZARIAN MICHAEL A Director — 4,800 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
238.93
+91.54%
124.74
-38.17%
201.74
-20.46%
253.62
Operating Revenue
238.93
+91.54%
124.74
-38.17%
201.74
-20.46%
253.62
Selling General And Administration
102.08
+4.48%
97.69
+8.61%
89.95
+3.83%
86.63
General And Administrative Expense
102.08
+4.48%
97.69
+8.61%
89.95
+3.83%
86.63
Salaries And Wages
96.45
+5.53%
91.40
+6.33%
85.96
+1.88%
84.37
Other Gand A
—
—
—
—
Reconciled Depreciation
5.69
-7.41%
6.14
-4.67%
6.45
-0.46%
6.47
Total Unusual Items
-17.64
-635.45%
-2.40
0.00
-100.00%
0.10
Total Unusual Items Excluding Goodwill
-17.64
-635.45%
-2.40
0.00
-100.00%
0.10
Special Income Charges
-17.64
-585.69%
-2.57
0.00
0.00
Other Special Charges
—
2.57
—
—
Impairment Of Capital Assets
17.64
0.00
0.00
—
Net Income
18.88
+160.26%
-31.33
-209.31%
28.66
-62.75%
76.94
Pretax Income
34.52
+171.52%
-48.27
-221.17%
39.83
-62.01%
104.85
Net Interest Income
215.42
+18.44%
181.88
+1.59%
179.03
-26.49%
243.56
Interest Expense
250.70
-11.52%
283.35
+27.45%
222.32
+204.51%
73.01
Interest Income
466.12
+0.19%
465.23
+15.92%
401.35
+26.78%
316.57
Gain On Sale Of Security
-1.60
+97.81%
-73.25
-2947.03%
2.57
+149.29%
-5.22
Tax Provision
15.64
+192.35%
-16.93
-251.62%
11.17
-59.98%
27.91
Tax Rate For Calcs
0.00
-40.14%
0.00
+25.30%
0.00
+5.26%
0.00
Tax Effect Of Unusual Items
-3.70
-340.21%
-0.84
0.00
-100.00%
0.03
Net Income Including Noncontrolling Interests
18.88
+160.26%
-31.33
-209.31%
28.66
-62.75%
76.94
Net Income From Continuing Operation Net Minority Interest
18.88
+160.26%
-31.33
-209.31%
28.66
-62.75%
76.94
Net Income From Continuing And Discontinued Operation
18.88
+160.26%
-31.33
-209.31%
28.66
-62.75%
76.94
Net Income Continuous Operations
18.88
+160.26%
-31.33
-209.31%
28.66
-62.75%
76.94
Normalized Income
32.81
+210.20%
-29.78
-203.88%
28.66
-62.71%
76.87
Net Income Common Stockholders
18.38
+157.94%
-31.72
-211.98%
28.32
-63.19%
76.94
Otherunder Preferred Stock Dividend
0.50
+29.79%
0.39
+13.86%
0.34
—
Diluted EPS
0.54
+151.43%
-1.05
-209.38%
0.96
-61.60%
2.50
Basic EPS
0.54
+151.43%
-1.05
-209.38%
0.96
-61.60%
2.50
Basic Average Shares
33.94
+13.31%
29.95
+0.08%
29.93
-2.91%
30.82
Diluted Average Shares
33.94
+13.31%
29.95
+0.08%
29.93
-2.91%
30.82
Diluted NI Availto Com Stockholders
18.38
+157.94%
-31.72
-211.98%
28.32
-63.19%
76.94
Depreciation Amortization Depletion Income Statement
5.34
-6.82%
5.73
-3.94%
5.96
+0.59%
5.93
Depreciation And Amortization In Income Statement
5.34
-6.82%
5.73
-3.94%
5.96
+0.59%
5.93
Depreciation Income Statement
5.34
-6.82%
5.73
-3.94%
5.96
+0.59%
5.93
Insurance And Claims
5.63
-10.62%
6.30
+57.66%
3.99
+76.88%
2.26
Occupancy And Equipment
16.53
+9.32%
15.12
+5.01%
14.40
-1.44%
14.61
Other Non Interest Expense
32.88
+4.46%
31.48
-0.09%
31.51
+15.34%
27.32
Professional Expense And Contract Services Expense
17.17
+58.27%
10.85
+13.35%
9.57
+3.93%
9.21
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
8,693.30
-3.82%
9,038.97
+5.88%
8,537.24
+1.36%
8,422.95
Cash And Cash Equivalents
109.46
+0.05%
109.41
-11.92%
124.21
+45.43%
85.41
Other Short Term Investments
1,273.95
-12.02%
1,447.99
+113.16%
679.31
+20.63%
563.12
Receivables
59.44
-4.19%
62.04
+5.11%
59.02
+31.01%
45.05
Accounts Receivable
59.44
-4.19%
62.04
+5.11%
59.02
+31.01%
45.05
Net PPE
70.85
+11.31%
63.65
+4.64%
60.83
-6.47%
65.04
Gross PPE
145.72
+9.42%
133.18
+6.70%
124.82
+1.42%
123.07
Accumulated Depreciation
-74.87
-7.68%
-69.53
-8.66%
-63.99
-10.26%
-58.03
Machinery Furniture Equipment
37.01
+4.52%
35.41
+3.27%
34.28
+4.55%
32.79
Other Properties
53.12
+15.98%
45.80
+15.78%
39.56
-8.62%
43.29
Leases
55.60
+6.96%
51.98
+1.97%
50.98
+8.48%
46.99
Goodwill And Other Intangible Assets
0.77
-95.88%
18.76
-2.16%
19.17
-2.44%
19.65
Goodwill
0.00
-100.00%
17.64
+0.00%
17.64
+0.00%
17.64
Other Intangible Assets
0.77
-31.17%
1.12
-26.94%
1.54
-23.80%
2.02
Investments And Advances
1,319.43
-11.74%
1,494.98
+99.96%
747.64
+18.24%
632.28
Total Liabilities Net Minority Interest
7,985.33
-3.96%
8,314.43
+5.68%
7,867.40
+1.57%
7,745.79
Long Term Debt And Capital Lease Obligation
538.50
-44.05%
962.50
+9.11%
882.10
-19.74%
1,099.10
Long Term Debt
484.65
-47.09%
916.05
+8.89%
841.28
-20.10%
1,052.97
Long Term Capital Lease Obligation
53.84
+15.93%
46.44
+13.77%
40.82
-11.50%
46.12
Stockholders Equity
707.98
-2.29%
724.54
+8.17%
669.84
-1.08%
677.16
Common Stock Equity
707.98
-2.29%
724.54
+8.17%
669.84
-1.08%
677.16
Capital Stock
0.39
+0.00%
0.39
+13.49%
0.34
+0.00%
0.34
Common Stock
0.39
+0.00%
0.39
+13.49%
0.34
+0.00%
0.34
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
38.68
+0.00%
38.68
+13.47%
34.09
+0.00%
34.09
Ordinary Shares Number
33.78
+0.35%
33.66
+16.61%
28.87
-2.07%
29.48
Treasury Shares Number
4.90
-2.38%
5.02
-3.89%
5.22
+13.24%
4.61
Additional Paid In Capital
326.61
-0.02%
326.67
+23.49%
264.53
+0.08%
264.33
Retained Earnings
480.38
-2.36%
492.00
-10.49%
549.68
+0.40%
547.51
Gains Losses Not Affecting Retained Earnings
-0.45
-106.35%
7.13
+118.45%
-38.65
-5.93%
-36.49
Treasury Stock
98.95
-2.66%
101.66
-4.16%
106.07
+7.65%
98.53
Other Equity Adjustments
-0.45
-106.35%
7.13
+118.45%
-38.65
-5.93%
-36.49
Total Equity Gross Minority Interest
707.98
-2.29%
724.54
+8.17%
669.84
-1.08%
677.16
Total Capitalization
1,192.63
-27.31%
1,640.59
+8.57%
1,511.12
-12.66%
1,730.13
Invested Capital
1,192.63
-27.31%
1,640.59
+8.57%
1,511.12
-12.66%
1,730.13
Total Debt
538.50
-44.05%
962.50
+9.11%
882.10
-19.74%
1,099.10
Net Debt
375.19
-53.49%
806.64
+12.49%
717.07
-25.89%
967.56
Capital Lease Obligations
53.84
+15.93%
46.44
+13.77%
40.82
-11.50%
46.12
Net Tangible Assets
707.20
+0.20%
705.78
+8.47%
650.66
-1.04%
657.50
Tangible Book Value
707.20
+0.20%
705.78
+8.47%
650.66
-1.04%
657.50
Available For Sale Securities
—
—
—
—
Held To Maturity Securities
45.48
-3.20%
46.99
-31.23%
68.33
-1.20%
69.16
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
61.02
+391.62%
12.41
-64.11%
34.59
-59.67%
85.75
Cash Flow From Continuing Operating Activities
61.02
+391.62%
12.41
-64.11%
34.59
-59.67%
85.75
Net Income From Continuing Operations
18.88
+160.26%
-31.33
-209.31%
28.66
-62.75%
76.94
Depreciation Amortization Depletion
5.69
-7.41%
6.14
-4.67%
6.45
-0.46%
6.47
Depreciation
5.34
-6.82%
5.73
-3.94%
5.96
+0.59%
5.93
Amortization Cash Flow
0.35
-15.46%
0.41
-13.75%
0.48
-11.93%
0.55
Depreciation And Amortization
5.69
-7.41%
6.14
-4.67%
6.45
-0.46%
6.47
Amortization Of Intangibles
0.35
-15.46%
0.41
-13.75%
0.48
-11.93%
0.55
Other Non Cash Items
-11.04
-19.45%
-9.24
+8.20%
-10.06
+13.79%
-11.67
Pension And Employee Benefit Expense
—
—
—
—
Stock Based Compensation
3.15
+28.12%
2.46
-56.08%
5.60
-17.67%
6.81
Asset Impairment Charge
17.64
0.00
0.00
—
Deferred Tax
11.10
+169.97%
-15.86
-526.28%
3.72
+2484.03%
0.14
Deferred Income Tax
11.10
+169.97%
-15.86
-526.28%
3.72
+2484.03%
0.14
Operating Gains Losses
-4.68
-106.18%
75.82
+15929.44%
-0.48
-104.81%
9.95
Gain Loss On Investment Securities
-0.71
-100.98%
72.31
0.00
-100.00%
10.95
Unrealized Gain Loss On Investment Securities
2.31
+146.22%
0.94
+136.49%
-2.57
+55.08%
-5.73
Change In Working Capital
1.46
+104.93%
-29.58
-281.77%
-7.75
-128.99%
-3.38
Change In Other Current Assets
-2.66
+88.20%
-22.52
-16.66%
-19.31
-263.97%
11.78
Change In Other Current Liabilities
4.11
+158.29%
-7.06
-161.06%
11.56
+176.25%
-15.16
Investing Cash Flow
246.53
+148.76%
-505.60
-436.39%
-94.26
+73.21%
-351.82
Cash Flow From Continuing Investing Activities
246.53
+148.76%
-505.60
-436.39%
-94.26
+73.21%
-351.82
Net PPE Purchase And Sale
-5.22
-126.02%
-2.31
+57.91%
-5.49
-26.39%
-4.34
Purchase Of PPE
-5.22
-126.02%
-2.31
+57.91%
-5.49
-26.39%
-4.34
Capital Expenditure
-5.22
-126.02%
-2.31
+57.91%
-5.49
-26.39%
-4.34
Net Investment Purchase And Sale
96.29
+116.73%
-575.71
-345.75%
-129.16
-82.19%
-70.89
Purchase Of Investment
-496.94
+61.85%
-1,302.61
-594.94%
-187.44
+22.36%
-241.41
Sale Of Investment
593.24
-18.39%
726.90
+1147.10%
58.29
-65.82%
170.52
Net Business Purchase And Sale
—
—
—
0.00
Purchase Of Business
—
—
—
0.00
Net Other Investing Changes
-5.76
+47.45%
-10.96
-1870.68%
-0.56
-100.92%
60.38
Financing Cash Flow
-334.05
-170.53%
473.61
+491.43%
80.08
-76.17%
336.09
Cash Flow From Continuing Financing Activities
-334.05
-170.53%
473.61
+491.43%
80.08
-76.17%
336.09
Net Issuance Payments Of Debt
-435.00
-694.81%
73.13
+134.87%
-209.70
-186.33%
242.92
Issuance Of Debt
0.00
-100.00%
300.00
-54.62%
661.05
+939.34%
63.60
Repayment Of Debt
0.00
+100.00%
-551.12
-107.97%
-265.00
-375.89%
-55.69
Long Term Debt Issuance
0.00
-100.00%
300.00
-54.62%
661.05
+939.34%
63.60
Long Term Debt Payments
0.00
+100.00%
-551.12
-107.97%
-265.00
-375.89%
-55.69
Net Long Term Debt Issuance
0.00
+100.00%
-251.12
-163.41%
396.05
+4901.88%
7.92
Short Term Debt Issuance
—
—
—
235.00
Net Short Term Debt Issuance
-435.00
-234.16%
324.25
+153.53%
-605.75
-357.77%
235.00
Net Common Stock Issuance
-0.72
-101.13%
63.83
+584.87%
-13.16
+55.64%
-29.68
Common Stock Payments
-0.72
+57.76%
-1.71
+87.03%
-13.16
+55.64%
-29.68
Common Stock Dividend Paid
-30.29
-16.31%
-26.04
+0.83%
-26.26
+2.85%
-27.03
Cash Dividends Paid
-30.29
-16.31%
-26.04
+0.83%
-26.26
+2.85%
-27.03
Repurchase Of Capital Stock
-0.72
+57.76%
-1.71
+87.03%
-13.16
+55.64%
-29.68
Proceeds From Stock Option Exercised
—
—
—
—
Changes In Cash
-26.50
-35.31%
-19.58
-195.98%
20.40
-70.87%
70.03
Beginning Cash Position
152.57
-11.38%
172.16
+13.44%
151.75
+85.69%
81.72
End Cash Position
126.08
-17.37%
152.57
-11.38%
172.16
+13.44%
151.75
Free Cash Flow
55.80
+452.36%
10.10
-65.28%
29.10
-64.26%
81.41
Interest Paid Supplemental Data
254.04
-8.85%
278.70
+29.86%
214.61
+237.01%
63.68
Income Tax Paid Supplemental Data
1.33
-84.54%
8.58
+36.83%
6.27
-80.66%
32.41
Common Stock Issuance
0.00
-100.00%
65.54
0.00
0.00
Issuance Of Capital Stock
0.00
-100.00%
65.54
0.00
0.00
Sale Of Business
—
—
—
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
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