Symbols / FGBIP Stock $19.30 +3.04% First Guaranty Bancshares, Inc.

Financial Services • Banks - Regional • United States • NGM
FGBIP (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Michael Ray Mineer
Exch · Country NGM · United States
Market Cap —
Enterprise Value -205.47M
Income -49.44M
Sales 23.92M
FCF (ttm) —
Book/sh 12.23
Cash/sh 45.80
Employees —
Insider 10d —
IPO Apr 23, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout —
P/E 7.41
Forward P/E —
PEG —
P/S —
P/B 1.58
P/C —
EV/EBITDA —
EV/Sales -8.59
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 2.60
EPS next Y —
EPS Growth —
Revenue Growth 94.50%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA -1.21%
ROE -19.82%
ROIC —
Gross Margin 0.00%
Oper. Margin 18.16%
Profit Margin -196.94%
Shs Outstand —
Shs Float 4.65M
Insider Own —
Instit Own —
Short Float —
Short Ratio 0.46
Short Interest 790.00
52W High 20.44
vs 52W High -5.58%
52W Low 14.41
vs 52W Low 33.89%
Beta 0.45
Impl. Vol. —
Rel Volume 2.09
Avg Volume 2.24K
Volume 4.69K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $18.73
Price $19.30
Change 3.04%
About

First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, such as personal and business checking, savings, money market, and demand deposits accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company was founded in 1934 and is headquartered in Hammond, Louisiana.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$19.30
Latest analyst target
3. DCF / Fair value
$39.05
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$19.30
Low
—
High
—
Mean
—
News
RSS: Latest FGBIP news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
93.74
-15.93%
111.51
+19.29%
93.48
-14.48%
109.30
Operating Revenue
93.74
-15.93%
111.51
+19.29%
93.48
-14.48%
109.30
Selling General And Administration
31.20
-21.10%
39.54
-6.62%
42.35
+10.15%
38.45
Selling And Marketing Expense
0.73
-41.21%
1.24
-35.65%
1.93
+10.30%
1.75
General And Administrative Expense
30.47
-20.45%
38.30
-5.24%
40.42
+10.14%
36.70
Salaries And Wages
30.47
-20.45%
38.30
-5.24%
40.42
+10.14%
36.70
Other Gand A
—
—
—
—
Reconciled Depreciation
4.29
-3.20%
4.43
+10.08%
4.03
-2.02%
4.11
Total Unusual Items
-13.42
-200.89%
13.31
+57752.17%
0.02
+103.61%
-0.64
Total Unusual Items Excluding Goodwill
-13.42
-200.89%
13.31
+57752.17%
0.02
+103.61%
-0.64
Special Income Charges
-12.90
0.00
-100.00%
0.02
+103.61%
-0.64
Other Special Charges
—
-13.31
-57752.17%
-0.02
-103.61%
0.64
Impairment Of Capital Assets
12.90
0.00
—
—
Net Income
-56.02
-550.05%
12.45
+35.03%
9.22
-68.08%
28.88
Pretax Income
-68.56
-528.34%
16.01
+34.55%
11.90
-67.31%
36.39
Net Interest Income
86.94
-1.69%
88.44
+4.41%
84.70
-15.33%
100.04
Interest Expense
126.34
-5.20%
133.27
+35.57%
98.30
+169.08%
36.53
Interest Income
213.28
-3.80%
221.71
+21.14%
183.01
+34.00%
136.58
Gain On Sale Of Security
—
0.00
0.00
+100.00%
-0.02
Tax Provision
-12.54
-452.39%
3.56
+32.91%
2.68
-64.34%
7.51
Tax Rate For Calcs
0.00
-17.57%
0.00
-1.35%
0.00
+9.10%
0.00
Tax Effect Of Unusual Items
-2.46
-183.16%
2.95
+56972.28%
0.01
0.00
Net Income Including Noncontrolling Interests
-56.02
-550.05%
12.45
+35.03%
9.22
-68.08%
28.88
Net Income From Continuing Operation Net Minority Interest
-56.02
-550.05%
12.45
+35.03%
9.22
-68.08%
28.88
Net Income From Continuing And Discontinued Operation
-56.02
-550.05%
12.45
+35.03%
9.22
-68.08%
28.88
Net Income Continuous Operations
-56.02
-550.05%
12.45
+35.03%
9.22
-68.08%
28.88
Normalized Income
-45.05
-2249.62%
2.10
-77.22%
9.20
-68.14%
28.88
Net Income Common Stockholders
-58.35
-676.64%
10.12
+46.87%
6.89
-74.05%
26.56
Diluted NI Availto Com Stockholders
-58.35
-676.64%
10.12
+46.87%
6.89
-74.05%
26.56
Amortization
5.60
-3.26%
5.79
-3.16%
5.98
+22.32%
4.89
Amortization Of Intangibles Income Statement
5.60
-3.26%
5.79
-3.16%
5.98
+22.32%
4.89
Depreciation Amortization Depletion Income Statement
5.60
-3.26%
5.79
-3.16%
5.98
+22.32%
4.89
Depreciation And Amortization In Income Statement
5.60
-3.26%
5.79
-3.16%
5.98
+22.32%
4.89
Occupancy And Equipment
10.28
+0.93%
10.19
+12.85%
9.03
+1.06%
8.93
Other Non Interest Expense
17.18
+10.97%
15.48
+4.59%
14.80
+15.38%
12.83
Preferred Stock Dividends
2.33
-0.04%
2.33
+0.00%
2.33
+0.04%
2.33
Professional Expense And Contract Services Expense
3.41
-23.58%
4.46
-21.79%
5.71
+37.27%
4.16
Line Item Trend 2023-12-31
Total Assets
3,552.77
Cash And Cash Equivalents
286.11
Cash Financial
286.11
Other Short Term Investments
83.48
Receivables
299.18
Accounts Receivable
15.71
Other Receivables
283.47
Net PPE
69.79
Gross PPE
117.04
Accumulated Depreciation
-47.25
Land And Improvements
15.54
Buildings And Improvements
55.45
Machinery Furniture Equipment
31.68
Construction In Progress
14.37
Goodwill And Other Intangible Assets
17.20
Goodwill
12.90
Other Intangible Assets
4.30
Investments And Advances
404.12
Total Liabilities Net Minority Interest
3,303.14
Payables And Accrued Expenses
11.81
Payables
11.81
Accounts Payable
11.81
Current Debt And Capital Lease Obligation
60.00
Current Debt
60.00
Other Current Borrowings
50.00
Long Term Debt And Capital Lease Obligation
209.10
Long Term Debt
209.10
Stockholders Equity
249.63
Common Stock Equity
216.57
Capital Stock
45.53
Common Stock
12.47
Preferred Stock
33.06
Share Issued
12.48
Ordinary Shares Number
12.48
Treasury Shares Number
0.00
Additional Paid In Capital
149.09
Retained Earnings
67.97
Gains Losses Not Affecting Retained Earnings
-12.96
Other Equity Adjustments
-12.96
Total Equity Gross Minority Interest
249.63
Total Capitalization
458.73
Invested Capital
485.67
Total Debt
269.10
Net Debt
—
Net Tangible Assets
232.43
Tangible Book Value
199.38
Available For Sale Securities
—
Cash Cash Equivalents And Federal Funds Sold
286.45
Held To Maturity Securities
320.64
Line Of Credit
10.00
Other Equity Interest
33.06
Preferred Shares Number
1.38
Preferred Stock Equity
33.06
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-8.28
-124.55%
33.73
+55.33%
21.71
-41.10%
36.87
Cash Flow From Continuing Operating Activities
-8.28
-124.55%
33.73
+55.33%
21.71
-41.10%
36.87
Net Income From Continuing Operations
-56.02
-550.05%
12.45
+35.03%
9.22
-68.08%
28.88
Depreciation Amortization Depletion
4.29
-3.20%
4.43
+10.08%
4.03
-2.02%
4.11
Depreciation And Amortization
4.29
-3.20%
4.43
+10.08%
4.03
-2.02%
4.11
Other Non Cash Items
2.47
—
—
—
Asset Impairment Charge
13.33
+3258.44%
0.40
+164.67%
0.15
+56.25%
0.10
Operating Gains Losses
0.63
+104.20%
-15.03
-3725.45%
-0.39
+78.87%
-1.86
Gain Loss On Investment Securities
—
0.00
0.00
-100.00%
0.02
Gain Loss On Sale Of PPE
0.51
+84.42%
0.28
—
—
Change In Working Capital
-51.59
-468.29%
14.01
+249.24%
4.01
+2140.78%
0.18
Change In Other Working Capital
-51.12
-458.31%
14.27
+255.67%
4.01
+2140.78%
0.18
Change In Other Current Liabilities
-0.47
-83.72%
-0.26
—
—
Investing Cash Flow
129.90
+191.43%
-142.07
+31.06%
-206.09
+55.96%
-467.91
Cash Flow From Continuing Investing Activities
129.90
+191.43%
-142.07
+31.06%
-206.09
+55.96%
-467.91
Net PPE Purchase And Sale
-0.56
-104.67%
11.94
+182.15%
-14.53
-464.75%
-2.57
Purchase Of PPE
-1.70
+44.28%
-3.04
+79.51%
-14.86
-462.05%
-2.64
Sale Of PPE
1.14
-92.40%
14.98
+4523.77%
0.32
+362.86%
0.07
Capital Expenditure
-1.70
+44.28%
-3.04
+79.65%
-14.96
-465.83%
-2.64
Net Investment Purchase And Sale
-386.38
-97.14%
-195.99
-499.43%
49.07
+149.04%
-100.07
Purchase Of Investment
-588.74
-61.08%
-365.49
-13818.16%
-2.63
+98.28%
-153.05
Sale Of Investment
202.35
+19.38%
169.50
+227.88%
51.70
-2.44%
52.99
Net Business Purchase And Sale
—
—
—
—
Purchase Of Business
—
—
—
—
Net Intangibles Purchase And Sale
—
0.00
+100.00%
-0.10
0.00
Purchase Of Intangibles
—
0.00
+100.00%
-0.10
0.00
Net Other Investing Changes
0.14
-97.38%
5.41
+184.52%
-6.40
-134.71%
-2.73
Financing Cash Flow
159.88
-58.59%
386.09
-0.39%
387.61
+53.61%
252.33
Cash Flow From Continuing Financing Activities
159.88
-58.59%
386.09
-0.39%
387.61
+53.61%
252.33
Net Issuance Payments Of Debt
-1.01
+92.97%
-14.33
-108.32%
172.15
+3076.85%
-5.78
Issuance Of Debt
0.00
-100.00%
29.70
-84.78%
195.10
0.00
Repayment Of Debt
-1.01
+97.71%
-44.03
-91.89%
-22.95
-296.78%
-5.78
Long Term Debt Issuance
0.00
-100.00%
29.70
-84.78%
195.10
0.00
Long Term Debt Payments
-1.01
+97.71%
-44.03
-91.89%
-22.95
-296.78%
-5.78
Net Long Term Debt Issuance
-1.01
+92.97%
-14.33
-108.32%
172.15
+3076.85%
-5.78
Net Common Stock Issuance
7.05
0.00
-100.00%
20.00
0.00
Common Stock Dividend Paid
-0.56
+89.08%
-5.13
+30.43%
-7.37
-7.45%
-6.86
Cash Dividends Paid
-2.89
+61.25%
-7.46
+23.13%
-9.70
-5.56%
-9.19
Changes In Cash
281.49
+1.35%
277.75
+36.67%
203.24
+213.72%
-178.71
Beginning Cash Position
564.21
+96.96%
286.45
+244.22%
83.22
-68.23%
261.93
End Cash Position
845.70
+49.89%
564.21
+96.96%
286.45
+244.22%
83.22
Free Cash Flow
-9.98
-132.51%
30.68
+353.99%
6.76
-80.25%
34.22
Interest Paid Supplemental Data
129.14
+3.61%
124.64
+37.29%
90.79
+147.20%
36.73
Income Tax Paid Supplemental Data
4.15
0.00
-100.00%
3.43
-54.99%
7.62
Amortization Of Securities
-3.13
-22.30%
-2.56
-358.97%
0.99
-45.20%
1.80
Common Stock Issuance
7.05
0.00
-100.00%
20.00
0.00
Issuance Of Capital Stock
7.05
0.00
-100.00%
20.00
0.00
Net Preferred Stock Issuance
—
—
—
0.00
Preferred Stock Dividend Paid
-2.33
-0.04%
-2.33
+0.00%
-2.33
+0.00%
-2.33
Preferred Stock Issuance
—
—
—
0.00
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