Symbols / FIGR $35.46 +1.11%
FIGR Chart
About
Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets. It also provides technology-enabled loan origination system and pairs this system with a distribution marketplace, Figure Connect, that provides access to a deep and broad pool of capital markets partners; and develops an exchange for digital assets and credit, which offers interest-bearing stablecoin deposits. Figure Technology Solutions, Inc. was formerly known as FT Intermediate, Inc. and changed its name to Figure Technology Solutions, Inc. in August 2025. The company was founded in 2018 and is based in Reno, Nevada.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Capital Markets | Market Cap | 7.65B |
| Enterprise Value | 7.31B | Income | 133.86M | Sales | 432.06M |
| Book/sh | 5.49 | Cash/sh | 5.13 | Dividend Yield | — |
| Payout | 0.00% | Employees | — | IPO | — |
| P/E | 80.59 | Forward P/E | 28.65 | PEG | — |
| P/S | 17.71 | P/B | 6.46 | P/C | — |
| EV/EBITDA | 67.78 | EV/Sales | 16.92 | Quick Ratio | — |
| Current Ratio | — | Debt/Eq | 68.77 | LT Debt/Eq | — |
| EPS (ttm) | 0.44 | EPS next Y | 1.24 | EPS Growth | — |
| Revenue Growth | 99.10% | Earnings | 2026-05-15 | ROA | — |
| ROE | 17.44% | ROIC | — | Gross Margin | 100.00% |
| Oper. Margin | 13.11% | Profit Margin | 30.98% | Shs Outstand | 173.23M |
| Shs Float | 132.10M | Short Float | 9.14% | Short Ratio | 2.86 |
| Short Interest | — | 52W High | 78.00 | 52W Low | 25.01 |
| Beta | — | Avg Volume | 5.32M | Volume | 6.72M |
| Target Price | $55.00 | Recom | Buy | Prev Close | $35.07 |
| Price | $35.46 | Change | 1.11% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$55.00
Mean price target
2. Current target
$35.46
Latest analyst target
3. DCF / Fair value
$6.60
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$35.46
Low
$34.00
High
$75.00
Mean
$55.00
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-03-10 | main | Mizuho | Outperform → Outperform | $55 |
| 2026-03-02 | main | Goldman Sachs | Buy → Buy | $44 |
| 2026-02-27 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $55 |
| 2026-02-27 | main | Needham | Buy → Buy | $55 |
| 2026-02-05 | reit | Needham | Buy → Buy | $71 |
| 2026-01-14 | main | Piper Sandler | Overweight → Overweight | $75 |
| 2026-01-13 | main | Bernstein | Outperform → Outperform | $72 |
| 2026-01-13 | main | Goldman Sachs | Buy → Buy | $58 |
| 2026-01-08 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $62 |
| 2025-11-18 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $52 |
| 2025-11-17 | main | Piper Sandler | Overweight → Overweight | $55 |
| 2025-11-17 | main | B of A Securities | Neutral → Neutral | $47 |
| 2025-11-17 | main | Mizuho | Outperform → Outperform | $56 |
| 2025-11-17 | reit | Needham | Buy → Buy | $51 |
| 2025-10-14 | main | Goldman Sachs | Buy → Buy | $48 |
| 2025-10-06 | init | Piper Sandler | — → Overweight | $50 |
| 2025-10-06 | init | Mizuho | — → Outperform | $47 |
| 2025-10-06 | init | Keefe, Bruyette & Woods | — → Outperform | $49 |
| 2025-10-06 | init | Goldman Sachs | — → Buy | $42 |
| 2025-10-06 | init | Autonomous Research | — → Neutral | $41 |
- Figure Technology Solutions (FIGR) Valuation Check After Mixed Recent Share Price Performance - simplywall.st ue, 17 Mar 2026 05
- Is Figure Technology Solutions (FIGR) Pricing Still Justified After Recent Share Price Slump - Yahoo Finance Sat, 28 Feb 2026 08
- Figure Technology Solutions Inc (FIGR) Shares Up 2.2% on Mar 16 - GuruFocus ue, 17 Mar 2026 01
- What’s Happening With FIGR Stock? - Forbes Fri, 16 Jan 2026 08
- Figure Technology Solutions Stock Surges 21% as Lock-Up Expires: Here’s What $55 Target Means for 2026 - TIKR.com Wed, 11 Mar 2026 11
- Top Figure Technology Solutions (FIGR) Competitors 2026 - MarketBeat Mon, 16 Mar 2026 05
- Why Did Figure Technology Solutions Stock (FIGR) Jump 21%? - TipRanks ue, 10 Mar 2026 19
- Figure technology solutions director sells $7.29 million in stock - Investing.com Fri, 13 Mar 2026 02
- Figure Technology Solutions stock (FIGR) steadies before the bell after 18% jump, lock-up looms - TechStock² ue, 03 Mar 2026 14
- Figure (FIGR) is debuting its tokenized stock following upsized $150 million offering - CoinDesk hu, 19 Feb 2026 08
- Figure Technology (FIGR) Shares Surge 21% Despite Missing Q4 EPS - AlphaStreet Wed, 11 Mar 2026 17
- Why Figure Technology Solutions Stock Dived by Almost 26% Today - The Motley Fool Fri, 27 Feb 2026 08
- Figure Technology Solutions (FIGR) Completes World’s First Fully On-Chain Equity Trade With BitGo Holdings - Yahoo Finance Fri, 27 Feb 2026 08
- Sachin Chand Jaitly Sells 216,713 Shares of Figure Technology Solutions (NASDAQ:FIGR) Stock - MarketBeat Fri, 13 Mar 2026 00
- Figure Technology Solutions Surges 17% Off Recent Lows: What Strong Q4 Growth Means for 2026 - TIKR.com hu, 26 Feb 2026 08
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 216713 | 7289831.0 | — | Sale at price 33.50 - 34.38 per share. | JAITLY SACHIN CHAND | Director | — | 2026-03-10 00:00:00 | I |
| 1 | 26057 | 833824.0 | — | Sale at price 32.00 per share. | STEVENS DAVID TODD | Officer | — | 2026-02-18 00:00:00 | D |
| 2 | 200058 | 7881711.0 | — | Sale at price 38.69 - 40.08 per share. | CAGNEY MICHAEL SCOTT | Director and Beneficial Owner of more than 10% of a Class of Security | — | 2025-12-10 00:00:00 | D |
| 3 | 200058 | nan | — | — | CAGNEY MICHAEL SCOTT | Director and Beneficial Owner of more than 10% of a Class of Security | — | 2025-12-10 00:00:00 | D |
| 4 | 200058 | 7881711.0 | — | Sale at price 38.69 - 40.08 per share. | OU JUNE | Director and Beneficial Owner of more than 10% of a Class of Security | — | 2025-12-10 00:00:00 | I |
| 5 | 200058 | nan | — | — | OU JUNE | Director and Beneficial Owner of more than 10% of a Class of Security | — | 2025-12-10 00:00:00 | I |
| 6 | 4000 | 153056.0 | — | Purchase at price 38.26 per share. | CHAO DAVID K | Director | — | 2025-12-05 00:00:00 | D |
| 7 | 132994 | 4665543.0 | — | Sale at price 34.87 - 35.50 per share. | KGIL MINCHUNG MACRINA | Chief Financial Officer | — | 2025-12-03 00:00:00 | D |
| 8 | 40000 | 1408804.0 | — | Sale at price 35.22 per share. | STEVENS DAVID TODD | Officer | — | 2025-12-03 00:00:00 | D |
| 9 | 150026 | 5275103.0 | — | Sale at price 35.07 - 35.64 per share. | TANNENBAUM MICHAEL BENJAMIN | Chief Executive Officer | — | 2025-12-03 00:00:00 | D |
Financials
| Line Item | 2024-12-31 | 2023-12-31 | |
|---|---|---|---|
| TaxEffectOfUnusualItems | -334.65K | -1.60M | |
| TaxRateForCalcs | 0.10 | 0.21 | |
| NormalizedEBITDA | 99.07M | 23.88M | |
| TotalUnusualItems | -3.45M | -7.63M | |
| TotalUnusualItemsExcludingGoodwill | -3.45M | -7.63M | |
| NetIncomeFromContinuingOperationNetMinorityInterest | 17.21M | -47.94M | |
| ReconciledDepreciation | 17.11M | 19.38M | |
| ReconciledCostOfRevenue | 4.48M | 9.75M | |
| EBITDA | 95.62M | 16.24M | |
| EBIT | 78.51M | -3.14M | |
| NetInterestIncome | -8.21M | -1.04M | |
| InterestExpense | 56.41M | 49.20M | |
| InterestIncome | 48.21M | 48.16M | |
| NormalizedIncome | 20.33M | -41.90M | |
| NetIncomeFromContinuingAndDiscontinuedOperation | 17.21M | -47.94M | |
| TotalExpenses | 255.98M | 212.92M | |
| TotalOperatingIncomeAsReported | 9.23M | -49.44M | |
| DilutedAverageShares | 141.80M | 208.52M | 208.52M |
| BasicAverageShares | 114.44M | 208.52M | 208.52M |
| DilutedEPS | 0.44 | 0.08 | -0.23 |
| BasicEPS | 0.54 | 0.08 | -0.23 |
| DilutedNIAvailtoComStockholders | 17.21M | -47.94M | |
| NetIncomeCommonStockholders | 17.21M | -47.94M | |
| NetIncome | 17.21M | -47.94M | |
| MinorityInterests | -2.70M | 4.51M | |
| NetIncomeIncludingNoncontrollingInterests | 19.91M | -52.44M | |
| NetIncomeContinuousOperations | 19.91M | -52.44M | |
| TaxProvision | 2.18M | 102.00K | |
| PretaxIncome | 22.09M | -52.34M | |
| OtherIncomeExpense | 7.36M | -5.26M | |
| OtherNonOperatingIncomeExpenses | 10.81M | 2.37M | |
| SpecialIncomeCharges | -14.45M | -5.49M | |
| WriteOff | 5.86M | 5.49M | |
| ImpairmentOfCapitalAssets | 8.59M | 0.00 | |
| GainOnSaleOfSecurity | 11.00M | -2.15M | |
| NetNonOperatingInterestIncomeExpense | -8.21M | -1.04M | |
| InterestExpenseNonOperating | 56.41M | 49.20M | |
| InterestIncomeNonOperating | 48.21M | 48.16M | |
| OperatingIncome | 22.94M | -46.03M | |
| OperatingExpense | 234.41M | 194.20M | |
| OtherOperatingExpenses | 61.33M | 63.44M | |
| DepreciationAmortizationDepletionIncomeStatement | 26.00K | 10.41M | |
| DepreciationAndAmortizationInIncomeStatement | 26.00K | 10.41M | |
| Amortization | 26.00K | 10.41M | |
| AmortizationOfIntangiblesIncomeStatement | 26.00K | 10.41M | |
| ResearchAndDevelopment | 62.66M | 49.15M | |
| SellingGeneralAndAdministration | 110.39M | 71.20M | |
| SellingAndMarketingExpense | 55.66M | 52.76M | |
| GeneralAndAdministrativeExpense | 54.74M | 18.44M | |
| OtherGandA | 19.31M | 9.59M | |
| SalariesAndWages | 35.42M | 8.86M | |
| GrossProfit | 257.36M | 148.17M | |
| CostOfRevenue | 21.57M | 18.72M | |
| TotalRevenue | 278.92M | 166.89M | |
| OperatingRevenue | 269.66M | 165.31M |
| Line Item | 2024-12-31 | 2023-12-31 |
|---|---|---|
| OrdinarySharesNumber | 208.52M | 208.52M |
| ShareIssued | 208.52M | 208.52M |
| NetDebt | 398.54M | 292.72M |
| TotalDebt | 688.59M | 414.99M |
| TangibleBookValue | 355.10M | 217.07M |
| InvestedCapital | 1.04B | 626.34M |
| WorkingCapital | 229.16M | 51.40M |
| NetTangibleAssets | 355.10M | 217.07M |
| CapitalLeaseObligations | 2.79M | 5.72M |
| CommonStockEquity | 355.10M | 217.07M |
| PreferredStockEquity | 2.00K | 1.00K |
| TotalCapitalization | 522.98M | 242.12M |
| TotalEquityGrossMinorityInterest | 363.38M | 222.42M |
| MinorityInterest | 8.28M | 5.35M |
| StockholdersEquity | 355.10M | 217.07M |
| RetainedEarnings | -320.85M | -338.06M |
| AdditionalPaidInCapital | 675.95M | 555.13M |
| CapitalStock | 4.00K | 2.00K |
| CommonStock | 2.00K | 1.00K |
| PreferredStock | 2.00K | 1.00K |
| TotalLiabilitiesNetMinorityInterest | 796.20M | 437.64M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 170.67M | 30.77M |
| LongTermDebtAndCapitalLeaseObligation | 170.67M | 30.77M |
| LongTermCapitalLeaseObligation | 2.79M | 5.72M |
| LongTermDebt | 167.88M | 25.05M |
| CurrentLiabilities | 625.53M | 406.88M |
| OtherCurrentLiabilities | 70.40M | 2.52M |
| CurrentDebtAndCapitalLeaseObligation | 517.91M | 384.22M |
| CurrentDebt | 517.91M | 384.22M |
| OtherCurrentBorrowings | 517.91M | 384.22M |
| PayablesAndAccruedExpenses | 37.22M | 20.14M |
| Payables | 37.22M | 20.14M |
| AccountsPayable | 37.22M | 20.14M |
| TotalAssets | 1.16B | 660.07M |
| TotalNonCurrentAssets | 304.89M | 201.79M |
| OtherNonCurrentAssets | 43.53M | 39.61M |
| NonCurrentNoteReceivables | 97.87M | 125.11M |
| InvestmentsAndAdvances | 163.49M | 37.07M |
| OtherInvestments | 9.70M | 0.00 |
| InvestmentinFinancialAssets | 163.49M | 37.07M |
| AvailableForSaleSecurities | 163.49M | 37.07M |
| FinancialAssetsDesignatedasFairValueThroughProfitorLossTotal | 163.49M | 37.07M |
| CurrentAssets | 854.69M | 458.28M |
| OtherCurrentAssets | 14.88M | 3.82M |
| AssetsHeldForSaleCurrent | 395.92M | 255.52M |
| RestrictedCash | 57.78M | 59.23M |
| Receivables | 21.00M | 17.30M |
| LoansReceivable | 395.92M | 255.52M |
| AccountsReceivable | 21.00M | 17.30M |
| CashCashEquivalentsAndShortTermInvestments | 365.12M | 122.41M |
| OtherShortTermInvestments | 77.86M | 5.87M |
| CashAndCashEquivalents | 287.26M | 116.55M |
| Line Item | 2024-12-31 | 2023-12-31 |
|---|---|---|
| FreeCashFlow | -152.64M | -46.13M |
| RepurchaseOfCapitalStock | -1.00M | 0.00 |
| RepaymentOfDebt | -4.44B | -2.78B |
| IssuanceOfDebt | 4.71B | 2.84B |
| IssuanceOfCapitalStock | 73.29M | 0.00 |
| CapitalExpenditure | -16.63M | -17.26M |
| InterestPaidSupplementalData | 55.11M | 44.83M |
| IncomeTaxPaidSupplementalData | 48.00K | 30.00K |
| EndCashPosition | 345.03M | 175.78M |
| BeginningCashPosition | 175.78M | 160.97M |
| ChangesInCash | 169.25M | 14.81M |
| FinancingCashFlow | 336.12M | 65.79M |
| CashFlowFromContinuingFinancingActivities | 336.12M | 65.79M |
| NetOtherFinancingCharges | -3.31M | -616.00K |
| ProceedsFromStockOptionExercised | 3.04M | 1.14M |
| CashDividendsPaid | -2.81M | -345.00K |
| CommonStockDividendPaid | -2.81M | -345.00K |
| NetPreferredStockIssuance | 73.29M | 0.00 |
| PreferredStockIssuance | 73.29M | 0.00 |
| NetCommonStockIssuance | -1.00M | 0.00 |
| CommonStockPayments | -1.00M | 0.00 |
| NetIssuancePaymentsOfDebt | 266.91M | 65.61M |
| NetShortTermDebtIssuance | 81.88M | 52.97M |
| ShortTermDebtIssuance | 81.88M | 52.97M |
| NetLongTermDebtIssuance | 185.03M | 12.63M |
| LongTermDebtPayments | -4.44B | -2.78B |
| LongTermDebtIssuance | 4.62B | 2.79B |
| InvestingCashFlow | -30.86M | -22.11M |
| CashFlowFromContinuingInvestingActivities | -30.86M | -22.11M |
| NetOtherInvestingChanges | -1.22M | -4.03M |
| NetInvestmentPurchaseAndSale | -14.01M | -817.00K |
| SaleOfInvestment | 16.09M | 0.00 |
| PurchaseOfInvestment | -30.10M | -817.00K |
| NetIntangiblesPurchaseAndSale | 1.00M | 0.00 |
| SaleOfIntangibles | 1.00M | 0.00 |
| CapitalExpenditureReported | -16.63M | -17.26M |
| OperatingCashFlow | -136.01M | -28.87M |
| CashFlowFromContinuingOperatingActivities | -136.01M | -28.87M |
| ChangeInWorkingCapital | -60.19M | 48.22M |
| ChangeInOtherCurrentLiabilities | -2.93M | -2.93M |
| ChangeInOtherCurrentAssets | -4.85B | -3.24B |
| ChangeInPayablesAndAccruedExpense | 17.08M | -1.46M |
| ChangeInReceivables | 4.78B | 3.29B |
| ChangesInAccountReceivables | 4.78B | 3.29B |
| OtherNonCashItems | -157.15M | -61.55M |
| StockBasedCompensation | 38.73M | 13.45M |
| AssetImpairmentCharge | 19.42M | 572.00K |
| DepreciationAmortizationDepletion | 17.11M | 19.38M |
| DepreciationAndAmortization | 17.11M | 19.38M |
| AmortizationCashFlow | 17.11M | 19.38M |
| AmortizationOfIntangibles | 17.11M | 19.38M |
| OperatingGainsLosses | -13.85M | 3.50M |
| EarningsLossesFromEquityInvestments | -3.47M | 8.19M |
| GainLossOnInvestmentSecurities | -10.38M | -4.69M |
| NetIncomeFromContinuingOperations | 19.91M | -52.44M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for FIGR
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|