Symbols / FLG $12.50 -0.24%
FLG Chart
About
Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. It offers loan products comprising multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and home equity lines of credit, as well as other consumer loans, including overdraft loans. The company offers non-deposit investment and insurance products; and online and mobile banking services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as Flagstar Financial, Inc. Flagstar Bank, National Association was founded in 1859 and is headquartered in Hicksville, New York.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Banks - Regional | Market Cap | 5.20B |
| Enterprise Value | 12.42B | Income | -210.00M | Sales | 1.88B |
| Book/sh | 18.37 | Cash/sh | 14.23 | Dividend Yield | 32.00% |
| Payout | 20.99% | Employees | 5631 | IPO | — |
| P/E | — | Forward P/E | 7.59 | PEG | — |
| P/S | 2.77 | P/B | 0.68 | P/C | — |
| EV/EBITDA | — | EV/Sales | 6.61 | Quick Ratio | — |
| Current Ratio | — | Debt/Eq | — | LT Debt/Eq | — |
| EPS (ttm) | -0.50 | EPS next Y | 1.65 | EPS Growth | — |
| Revenue Growth | 15.40% | Earnings | 2026-04-24 | ROA | -0.19% |
| ROE | -2.17% | ROIC | — | Gross Margin | 0.00% |
| Oper. Margin | 21.84% | Profit Margin | -9.43% | Shs Outstand | 415.99M |
| Shs Float | 267.26M | Short Float | 23.51% | Short Ratio | 10.51 |
| Short Interest | — | 52W High | 14.54 | 52W Low | 9.64 |
| Beta | 1.08 | Avg Volume | 5.23M | Volume | 4.67M |
| Target Price | $14.94 | Recom | Buy | Prev Close | $12.53 |
| Price | $12.50 | Change | -0.24% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$14.94
Mean price target
2. Current target
$12.50
Latest analyst target
3. DCF / Fair value
$14.94
Proxy: analyst mean price target (no FCF/EPS data available).
Ratings
Current target
$12.50
Low
$12.50
High
$16.50
Mean
$14.94
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-03-02 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $16 |
| 2026-02-24 | main | DA Davidson | Buy → Buy | $16 |
| 2026-02-03 | main | Citigroup | Buy → Buy | $17 |
| 2026-02-02 | main | DA Davidson | Buy → Buy | $16 |
| 2026-02-02 | main | JP Morgan | Neutral → Neutral | $15 |
| 2026-02-02 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $14 |
| 2026-02-02 | main | RBC Capital | Sector Perform → Sector Perform | $15 |
| 2025-12-19 | main | Barclays | Overweight → Overweight | $15 |
| 2025-12-19 | main | Cantor Fitzgerald | Overweight → Overweight | $16 |
| 2025-12-16 | main | JP Morgan | Neutral → Neutral | $15 |
| 2025-11-13 | main | DA Davidson | Buy → Buy | $15 |
| 2025-11-05 | main | UBS | Neutral → Neutral | $12 |
| 2025-10-27 | main | DA Davidson | Buy → Buy | $15 |
| 2025-10-27 | main | JP Morgan | Neutral → Neutral | $14 |
| 2025-09-25 | init | TD Cowen | — → Hold | $14 |
| 2025-09-12 | main | Truist Securities | Hold → Hold | $14 |
| 2025-09-10 | init | Cantor Fitzgerald | — → Overweight | $15 |
| 2025-08-26 | main | Citigroup | Buy → Buy | $17 |
| 2025-07-11 | main | Truist Securities | Hold → Hold | $12 |
| 2025-07-01 | main | JP Morgan | Neutral → Neutral | $12 |
News
RSS: Latest FLG news- 3 Reasons to Avoid FLG and 1 Stock to Buy Instead - Finviz Wed, 04 Mar 2026 11
- 3 Reasons FLG is Risky and 1 Stock to Buy Instead - Yahoo Finance Sun, 09 Nov 2025 08
- Quantum Stock Crunch: Repricing Or Red Flag? - Seeking Alpha ue, 24 Feb 2026 08
- FLG - Flagstar Bank, National Association Latest Stock News & Market Updates - Stock Titan Sun, 15 Feb 2026 02
- Supreme Court Embraces Tool to Flag Stock, Other Conflicts (1) - Bloomberg Law News ue, 17 Feb 2026 08
- 3 Reasons to Avoid FLG and 1 Stock to Buy Instead - Barchart.com Wed, 04 Mar 2026 04
- AppLovin Stock Stabilizes After Selloff. Its Biggest Critic Waves the White Flag. - Barron's Fri, 13 Feb 2026 08
- FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS - PR Newswire Wed, 29 Oct 2025 07
- Is Flagstar Bank (FLG) Fairly Priced After Long-Term Share Price Declines? - Yahoo Finance Wed, 25 Feb 2026 08
- Merger Expected Mid‑Late Oct: Flagstar Financial Shareholders Approve Reorganization; $92.2B Assets, 360 Locations - Stock Titan Wed, 15 Oct 2025 07
- FLAGSTAR FINANCIAL, INC. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS - PR Newswire Fri, 25 Jul 2025 07
- Why Flagstar Financial (FLG) Stock Is Down Today - Yahoo Finance Fri, 25 Jul 2025 07
- Flagstar Bank (FLG) Valuation Check After Quarterly Earnings Beat And Renewed Share Price Momentum - Yahoo Finance Wed, 25 Feb 2026 08
- Assessing Flagstar Bank (FLG) Valuation After Its Recent Share Price Rebound - Yahoo Finance Mon, 08 Dec 2025 08
- Flagstar Financial (FLG) Stock Trades Up, Here Is Why - Yahoo Finance ue, 26 Aug 2025 07
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 9939 | — | — | Stock Award(Grant) at price 0.00 per share. | LUX MARSHALL JAN | Director | — | 2026-01-27 00:00:00 | D |
| 1 | 9939 | — | — | Stock Award(Grant) at price 0.00 per share. | MNUCHIN STEVEN T | Director and Beneficial Owner of more than 10% of a Class of Security | — | 2026-01-27 00:00:00 | D |
| 2 | 9939 | — | — | Stock Award(Grant) at price 0.00 per share. | FRANK ALAN L | Director | — | 2026-01-27 00:00:00 | D |
| 3 | 9939 | — | — | Stock Award(Grant) at price 0.00 per share. | DINELLO ALESSANDRO | Director | — | 2026-01-27 00:00:00 | D |
| 4 | 9939 | — | — | Stock Award(Grant) at price 0.00 per share. | WHIP JENNIFER R | Director | — | 2026-01-27 00:00:00 | D |
| 5 | 9939 | — | — | Stock Award(Grant) at price 0.00 per share. | BERLINSKI MILTON R. | Director | — | 2026-01-27 00:00:00 | D |
| 6 | 9939 | — | — | Stock Award(Grant) at price 0.00 per share. | PUWALSKI ALLEN | Director | — | 2026-01-27 00:00:00 | D |
| 7 | 7968 | — | — | Stock Award(Grant) at price 0.00 per share. | LUX MARSHALL JAN | Director | — | 2026-01-02 00:00:00 | D |
| 8 | 11952 | — | — | Stock Award(Grant) at price 0.00 per share. | FRANK ALAN L | Director | — | 2026-01-02 00:00:00 | D |
| 9 | 7968 | — | — | Stock Award(Grant) at price 0.00 per share. | WHIP JENNIFER R | Director | — | 2026-01-02 00:00:00 | D |
Financials
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | -5.94M | -26.04M | -131.25M | 18.32M |
| TaxRateForCalcs | 0.11 | 0.19 | 0.21 | 0.21 |
| TotalUnusualItems | -56.00M | -138.00M | -625.00M | 86.00M |
| TotalUnusualItemsExcludingGoodwill | -56.00M | -138.00M | -625.00M | 86.00M |
| NetIncomeFromContinuingOperationNetMinorityInterest | -177.00M | -1.12B | -79.00M | 650.00M |
| ReconciledDepreciation | 148.00M | 184.00M | 165.00M | 23.00M |
| NetInterestIncome | 1.72B | 2.15B | 3.08B | 1.40B |
| InterestExpense | 2.75B | 3.80B | 2.41B | 696.00M |
| InterestIncome | 4.47B | 5.95B | 5.49B | 2.09B |
| NormalizedIncome | -126.94M | -1.01B | 414.75M | 582.32M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -177.00M | -1.12B | -79.00M | 650.00M |
| DilutedAverageShares | 330.71M | 237.88M | 161.71M | 154.68M |
| BasicAverageShares | 330.71M | 237.88M | 161.20M | 154.68M |
| DilutedEPS | -3.49 | -0.49 | 3.78 | 3.60 |
| BasicEPS | -3.49 | -0.49 | 3.78 | 3.60 |
| DilutedNIAvailtoComStockholders | -210.00M | -1.15B | -117.00M | 609.00M |
| NetIncomeCommonStockholders | -210.00M | -1.15B | -117.00M | 609.00M |
| OtherunderPreferredStockDividend | 5.00M | 8.00M | 7.00M | |
| PreferredStockDividends | 33.00M | 35.00M | 33.00M | 33.00M |
| NetIncome | -177.00M | -1.12B | -79.00M | 650.00M |
| NetIncomeIncludingNoncontrollingInterests | -177.00M | -1.12B | -79.00M | 650.00M |
| NetIncomeContinuousOperations | -177.00M | -1.12B | -79.00M | 650.00M |
| TaxProvision | -21.00M | -260.00M | 29.00M | 176.00M |
| PretaxIncome | -198.00M | -1.38B | -50.00M | 826.00M |
| SpecialIncomeCharges | -56.00M | -138.00M | -625.00M | 86.00M |
| GainOnSaleOfBusiness | 0.00 | 89.00M | 0.00 | 0.00 |
| OtherSpecialCharges | 49.00M | -2.00M | ||
| WriteOff | 77.00M | |||
| ImpairmentOfCapitalAssets | 0.00 | 0.00 | 2.43B | 0.00 |
| RestructuringAndMergernAcquisition | 56.00M | 227.00M | -1.80B | -84.00M |
| GainOnSaleOfSecurity | 31.00M | 0.00 | 0.00 | -2.00M |
| DepreciationAmortizationDepletionIncomeStatement | 107.00M | 136.00M | 126.00M | 5.00M |
| DepreciationAndAmortizationInIncomeStatement | 107.00M | 136.00M | 126.00M | 5.00M |
| Amortization | 107.00M | 136.00M | 126.00M | 5.00M |
| AmortizationOfIntangiblesIncomeStatement | 107.00M | 136.00M | 126.00M | 5.00M |
| SellingGeneralAndAdministration | 1.45B | 2.09B | 1.66B | 512.00M |
| GeneralAndAdministrativeExpense | 1.45B | 2.09B | 1.66B | 512.00M |
| OtherGandA | 307.00M | 513.00M | 389.00M | 158.00M |
| InsuranceAndClaims | 169.00M | 313.00M | 126.00M | 0.00 |
| SalariesAndWages | 976.00M | 1.26B | 1.15B | 354.00M |
| TotalRevenue | 2.06B | 2.58B | 3.63B | 1.48B |
| OperatingRevenue | 2.06B | 2.58B | 3.63B | 1.48B |
| OccupancyAndEquipment | 202.00M | 211.00M | 200.00M | 92.00M |
| ProfessionalExpenseAndContractServicesExpense | 86.00M | 110.00M | 55.00M | |
| OtherNonInterestExpense | 173.00M | 186.00M | 180.00M |
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| TreasurySharesNumber | 6.95M | 7.48M | 7.36M | 8.07M |
| PreferredSharesNumber | 20.60M | 20.60M | 20.60M | 20.60M |
| OrdinarySharesNumber | 415.98M | 414.93M | 240.69M | 227.07M |
| ShareIssued | 422.93M | 422.42M | 248.05M | 235.14M |
| NetDebt | 6.29B | 9.79B | 19.30B | 13.55B |
| TotalDebt | 12.18B | 14.43B | 21.27B | 21.33B |
| TangibleBookValue | 7.26B | 7.18B | 6.13B | 4.58B |
| InvestedCapital | 19.82B | 22.09B | 29.13B | 29.65B |
| NetTangibleAssets | 7.76B | 7.68B | 6.63B | 5.08B |
| CapitalLeaseObligations | 249.00M | |||
| CommonStockEquity | 7.64B | 7.66B | 7.86B | 8.32B |
| PreferredStockEquity | 503.00M | 503.00M | 503.00M | 503.00M |
| TotalCapitalization | 13.33B | 22.59B | 29.63B | 30.16B |
| TotalEquityGrossMinorityInterest | 8.14B | 8.17B | 8.37B | 8.82B |
| StockholdersEquity | 8.14B | 8.17B | 8.37B | 8.82B |
| GainsLossesNotAffectingRetainedEarnings | -489.00M | -640.00M | -599.00M | -620.00M |
| OtherEquityAdjustments | 47.00M | 10.00M | 52.00M | -9.00M |
| MinimumPensionLiabilities | -22.00M | -34.00M | -28.00M | -46.00M |
| UnrealizedGainLoss | -467.00M | -653.00M | -581.00M | -626.00M |
| TreasuryStock | 190.00M | 219.00M | 218.00M | 237.00M |
| RetainedEarnings | -988.00M | -763.00M | 443.00M | 1.04B |
| AdditionalPaidInCapital | 9.30B | 9.28B | 8.24B | 8.13B |
| CapitalStock | 507.00M | 507.00M | 505.00M | 510.00M |
| CommonStock | 4.00M | 4.00M | 2.00M | 7.00M |
| PreferredStock | 503.00M | 503.00M | 503.00M | 503.00M |
| TotalLiabilitiesNetMinorityInterest | 79.37B | 91.99B | 105.69B | 81.32B |
| PreferredSecuritiesOutsideStockEquity | 1.00M | 1.00M | 0.00 | |
| LongTermDebtAndCapitalLeaseObligation | 5.18B | 14.43B | 21.27B | 21.33B |
| LongTermCapitalLeaseObligation | 249.00M | |||
| LongTermDebt | 5.18B | 14.43B | 21.27B | 21.33B |
| CurrentDebtAndCapitalLeaseObligation | 7.00B | 3.75B | 7.35B | 10.32B |
| CurrentDebt | 7.00B | 3.75B | 7.35B | 10.32B |
| OtherCurrentBorrowings | 7.00B | 3.75B | 7.35B | 10.32B |
| PayablesAndAccruedExpenses | 18.00M | |||
| Payables | 18.00M | |||
| AccountsPayable | 18.00M | |||
| TotalAssets | 87.51B | 100.16B | 114.06B | 90.14B |
| InvestmentsAndAdvances | 15.77B | 10.42B | 9.16B | 8.64B |
| AvailableForSaleSecurities | 65.00M | 14.00M | 14.00M | 14.00M |
| GoodwillAndOtherIntangibleAssets | 381.00M | 488.00M | 1.74B | 3.75B |
| OtherIntangibleAssets | 381.00M | 488.00M | 1.74B | 1.32B |
| Goodwill | 0.00 | 2.43B | 2.43B | |
| NetPPE | 477.00M | 562.00M | 652.00M | 491.00M |
| GrossPPE | 477.00M | 562.00M | 652.00M | 491.00M |
| OtherProperties | 477.00M | 562.00M | 652.00M | 491.00M |
| Receivables | 2.12B | 3.19B | 1.68B | 1.80B |
| OtherReceivables | 2.12B | 3.19B | 1.68B | 1.80B |
| AccountsReceivable | 214.00M | |||
| OtherShortTermInvestments | 15.70B | 10.40B | 9.14B | 8.63B |
| CashAndCashEquivalents | 5.89B | 15.43B | 11.47B | 2.03B |
| CashCashEquivalentsAndFederalFundsSold | 5.89B | 15.43B | 11.47B | 2.03B |
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| FreeCashFlow | -248.00M | 50.00M | 197.00M | 1.02B |
| RepurchaseOfCapitalStock | -11.00M | -12.00M | -24.00M | -16.00M |
| RepaymentOfDebt | -6.50B | -30.84B | -19.37B | -13.96B |
| IssuanceOfDebt | 4.00B | 28.24B | 19.85B | 9.48B |
| IssuanceOfCapitalStock | 0.00 | 1.00B | 0.00 | 0.00 |
| CapitalExpenditure | -67.00M | -36.00M | -66.00M | -3.00M |
| InterestPaidSupplementalData | 2.87B | 3.69B | 2.29B | 657.00M |
| IncomeTaxPaidSupplementalData | 33.00M | 54.00M | 17.00M | 471.00M |
| EndCashPosition | 5.98B | 15.56B | 11.61B | 2.08B |
| BeginningCashPosition | 15.56B | 11.61B | 2.08B | 2.21B |
| ChangesInCash | -9.58B | 3.95B | 9.53B | -129.00M |
| FinancingCashFlow | -12.09B | -11.59B | -11.41B | 5.17B |
| CashFlowFromContinuingFinancingActivities | -12.09B | -11.59B | -11.41B | 5.17B |
| NetOtherFinancingCharges | 80.00M | 17.00M | -78.00M | -189.00M |
| CashDividendsPaid | -48.00M | -88.00M | -519.00M | -350.00M |
| PreferredStockDividendPaid | -33.00M | -35.00M | -33.00M | -33.00M |
| CommonStockDividendPaid | -15.00M | -53.00M | -486.00M | -317.00M |
| NetPreferredStockIssuance | 1.00M | 0.00 | 0.00 | |
| PreferredStockIssuance | 1.00M | 0.00 | 0.00 | |
| NetCommonStockIssuance | 0.00 | 1.00B | 0.00 | -24.00M |
| CommonStockPayments | -11.00M | -12.00M | -24.00M | -16.00M |
| CommonStockIssuance | 0.00 | 1.00B | 0.00 | 0.00 |
| NetIssuancePaymentsOfDebt | -2.25B | -6.85B | -74.00M | -1.93B |
| NetShortTermDebtIssuance | 250.00M | -4.25B | -550.00M | 2.55B |
| ShortTermDebtIssuance | 2.55B | 950.00M | ||
| NetLongTermDebtIssuance | -2.50B | -2.60B | 476.00M | -4.48B |
| LongTermDebtPayments | -6.50B | -30.84B | -19.37B | -13.96B |
| LongTermDebtIssuance | 4.00B | 28.24B | 19.85B | 9.48B |
| InvestingCashFlow | 2.69B | 15.45B | 20.67B | -6.32B |
| CashFlowFromContinuingInvestingActivities | 2.69B | 15.45B | 20.67B | -6.32B |
| NetOtherInvestingChanges | 192.00M | 267.00M | 24.81B | 143.00M |
| NetInvestmentPurchaseAndSale | -5.08B | -968.00M | 214.00M | -1.28B |
| SaleOfInvestment | 2.61B | 2.47B | 3.26B | 960.00M |
| PurchaseOfInvestment | -7.69B | -3.44B | -3.05B | -2.24B |
| NetBusinessPurchaseAndSale | 24.90B | 331.00M | 0.00 | |
| SaleOfBusiness | 24.90B | 331.00M | 0.00 | |
| NetIntangiblesPurchaseAndSale | 0.00 | 1.42B | 50.00M | 0.00 |
| SaleOfIntangibles | 0.00 | 1.42B | 50.00M | 0.00 |
| NetPPEPurchaseAndSale | -67.00M | -36.00M | -66.00M | -3.00M |
| PurchaseOfPPE | -66.00M | -3.00M | -4.00M | |
| OperatingCashFlow | -181.00M | 86.00M | 263.00M | 1.03B |
| CashFlowFromContinuingOperatingActivities | -181.00M | 86.00M | 263.00M | 1.03B |
| ChangeInWorkingCapital | -84.00M | 43.00M | -944.00M | 395.00M |
| ChangeInOtherCurrentLiabilities | -608.00M | -769.00M | -255.00M | -100.00M |
| ChangeInOtherCurrentAssets | 171.00M | 282.00M | -721.00M | 348.00M |
| OtherNonCashItems | -250.00M | 242.00M | -2.00B | -159.00M |
| StockBasedCompensation | 61.00M | 54.00M | 47.00M | 29.00M |
| AssetImpairmentCharge | 0.00 | 0.00 | 2.43B | 0.00 |
| DeferredTax | -63.00M | -411.00M | -187.00M | -3.00M |
| DeferredIncomeTax | -63.00M | -411.00M | -187.00M | -3.00M |
| DepreciationAmortizationDepletion | 148.00M | 184.00M | 165.00M | 23.00M |
| DepreciationAndAmortization | 148.00M | 184.00M | 165.00M | 23.00M |
| AmortizationCashFlow | 136.00M | 126.00M | 5.00M | 0.00 |
| AmortizationOfIntangibles | 136.00M | 126.00M | 5.00M | 0.00 |
| Depreciation | 48.00M | 39.00M | 18.00M | 21.00M |
| OperatingGainsLosses | -137.00M | -88.00M | -5.00M | -1.00M |
| GainLossOnInvestmentSecurities | 0.00 | 1.00M | 2.00M | 0.00 |
| GainLossOnSaleOfPPE | -89.00M | 0.00 | -2.00M | 0.00 |
| GainLossOnSaleOfBusiness | -2.13B | -159.00M | 0.00 | |
| NetIncomeFromContinuingOperations | -177.00M | -1.12B | -79.00M | 650.00M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for FLG
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|