FTHM Chart
About

Fathom Holdings Inc. provides a real estate services platform that integrates residential brokerage, mortgage, title, and insurance services in the United States. It operates through three segments: Real Estate Brokerage, Mortgage, and Technology. The Real Estate Brokerage segment provides real estate brokerage services. The Mortgage segment offers residential loan origination and underwriting services. The Technology segment provides Software as a Service solutions and data mining for third party customers. It offers access to various properties for sale or lease through its FathomRealty.com website to buyers, sellers, landlords, and tenants; insurance agency services; and title services. In addition, the company provides intelliAgent, a real estate technology platform that offers a suite of brokerage and agent level tools, technology, business processes, business intelligence and reporting, and training; transaction, personnel, customer relationship, and accounting management for agent transactions; and reporting, social media marketing, and other marketing and marketing repository services, as well as marketplace for add-on services and third-party technology. Its brands include Fathom Realty, Dagley Insurance, Encompass Lending, intelliAgent, LiveBy, Real Results, Verus Title, and Cornerstone. Fathom Holdings Inc. was founded in 2010 and is headquartered in Cary, North Carolina.

Fundamentals
Scroll to Statements
Sector Real Estate Industry Real Estate Services Market Cap 26.56M
Enterprise Value 36.39M Income -19.83M Sales 421.61M
Book/sh 1.35 Cash/sh 0.30 Dividend Yield
Payout 0.00% Employees 270 IPO
P/E Forward P/E -4.82 PEG
P/S 0.06 P/B 0.61 P/C
EV/EBITDA -2.87 EV/Sales 0.09 Quick Ratio 0.78
Current Ratio 1.41 Debt/Eq 45.16 LT Debt/Eq
EPS (ttm) -0.80 EPS next Y -0.17 EPS Growth
Revenue Growth 37.70% Earnings 2026-03-30 ROA -11.31%
ROE -43.82% ROIC Gross Margin 7.93%
Oper. Margin -1.77% Profit Margin -4.70% Shs Outstand 32.39M
Shs Float 22.65M Short Float 0.97% Short Ratio 1.44
Short Interest 52W High 3.37 52W Low 0.65
Beta 1.81 Avg Volume 156.03K Volume 69.95K
Target Price $2.50 Recom None Prev Close $0.85
Price $0.82 Change -4.01%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$2.50
Mean price target
2. Current target
$0.82
Latest analyst target
3. DCF / Fair value
$-0.86
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$0.82
Low
$2.50
High
$2.50
Mean
$2.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-10-14 main Roth Capital Buy → Buy $3
2024-08-13 reit Stephens & Co. Overweight → Overweight $3
2024-05-13 main DA Davidson Buy → Buy $3
2024-05-10 main Stephens & Co. Overweight → Overweight $3
2024-05-10 main Roth MKM Buy → Buy $4
2024-05-10 main B. Riley Securities Buy → Buy $8
2024-03-18 main DA Davidson Buy → Buy $5
2024-03-15 main Roth MKM Buy → Buy $5
2023-11-28 reit Stephens & Co. Overweight → Overweight $6
2023-08-04 init B. Riley Securities — → Buy $12
2023-03-24 reit Stephens & Co. — → Overweight $9
2022-11-08 main DA Davidson — → Buy $8
2022-07-19 init Stephens & Co. — → Overweight $14
2022-05-06 main DA Davidson — → Buy $17
2021-08-12 main Roth Capital — → Buy $67
2021-05-04 main Roth Capital — → Buy $65
2021-02-22 main Roth Capital — → Buy $55
2021-02-09 init DA Davidson — → Buy $54
2020-12-28 main Roth Capital — → Buy $40
2020-11-12 main Roth Capital — → Buy $28
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 31306 Stock Gift at price 0.00 per share. FREGENAL MARCO Chief Executive Officer 2026-02-09 00:00:00 D
1 66668 Stock Gift at price 0.00 per share. FREGENAL MARCO Chief Executive Officer 2026-01-08 00:00:00 D
2 42079 42500 Stock Award(Grant) at price 1.01 per share. FREGENAL MARCO Chief Executive Officer 2025-12-31 00:00:00 D
3 33024 Stock Gift at price 0.00 per share. FREGENAL MARCO Chief Executive Officer 2025-12-23 00:00:00 D
4 35000 Stock Gift at price 0.00 per share. FREGENAL MARCO Chief Executive Officer 2025-10-28 00:00:00 D
5 23611 42500 Stock Award(Grant) at price 1.80 per share. FREGENAL MARCO Chief Executive Officer 2025-09-30 00:00:00 D
6 92395 219531 Sale at price 2.38 per share. HARLEY JOSHUA Beneficial Owner of more than 10% of a Class of Security 2025-08-28 00:00:00 D
7 92395 219531 Sale at price 2.38 per share. HARLEY JOSHUA Beneficial Owner of more than 10% of a Class of Security 2025-08-28 00:00:00 D
8 60000 Stock Gift at price 0.00 per share. FREGENAL MARCO Chief Executive Officer 2025-08-28 00:00:00 D
9 82645 Stock Award(Grant) at price 0.00 per share. FLANDERS SCOTT N Director 2025-08-20 00:00:00 D
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems-23.98K0.000.0089.20K
TaxRateForCalcs0.040.210.000.21
NormalizedEBITDA-16.11M-17.64M-21.43M-13.79M
TotalUnusualItems-533.00K0.000.00433.00K
TotalUnusualItemsExcludingGoodwill-533.00K0.000.00433.00K
NetIncomeFromContinuingOperationNetMinorityInterest-21.58M-23.98M-27.63M-12.49M
ReconciledDepreciation5.42M5.95M5.35M2.75M
ReconciledCostOfRevenue303.73M314.15M370.00M299.58M
EBITDA-16.64M-17.64M-21.43M-13.36M
EBIT-22.06M-23.59M-26.78M-16.11M
NetInterestIncome-537.00K-245.00K11.00K-7.00K
InterestExpense537.00K245.00K7.00K
NormalizedIncome-21.07M-23.98M-27.63M-12.83M
NetIncomeFromContinuingAndDiscontinuedOperation-21.58M-23.98M-27.63M-12.49M
TotalExpenses355.16M368.48M439.74M346.33M
TotalOperatingIncomeAsReported-23.46M-23.25M-26.78M-16.11M
DilutedAverageShares20.24M16.27M16.00M14.27M
BasicAverageShares20.24M16.27M16.00M14.27M
DilutedEPS-1.07-1.47-1.73-0.88
BasicEPS-1.07-1.47-1.73-0.88
DilutedNIAvailtoComStockholders-21.58M-23.98M-27.63M-12.49M
NetIncomeCommonStockholders-21.58M-23.98M-27.63M-12.49M
NetIncome-21.58M-23.98M-27.63M-12.49M
NetIncomeIncludingNoncontrollingInterests-21.58M-23.98M-27.63M-12.49M
NetIncomeContinuousOperations-21.58M-23.98M-27.63M-12.49M
TaxProvision-1.02M148.00K-54.00K-3.25M
PretaxIncome-22.60M-23.83M-27.68M-15.74M
OtherIncomeExpense-2.09M-335.00K-914.00K374.00K
OtherNonOperatingIncomeExpenses-1.56M-335.00K-914.00K-59.00K
SpecialIncomeCharges-533.00K0.000.00433.00K
GainOnSaleOfBusiness2.96M0.00
OtherSpecialCharges3.49M-433.00K
NetNonOperatingInterestIncomeExpense-537.00K-245.00K11.00K-7.00K
TotalOtherFinanceCost245.00K-11.00K7.00K
InterestExpenseNonOperating537.00K245.00K7.00K
OperatingIncome-19.97M-23.25M-26.78M-16.11M
OperatingExpense48.24M51.55M67.50M45.83M
OtherOperatingExpenses7.51M8.25M5.47M
DepreciationAmortizationDepletionIncomeStatement2.24M3.16M3.10M1.82M
DepreciationAndAmortizationInIncomeStatement2.24M3.16M3.10M1.82M
ResearchAndDevelopment6.63M6.28M7.71M3.91M
SellingGeneralAndAdministration39.37M42.10M48.44M34.63M
SellingAndMarketingExpense5.80M6.04M5.22M1.90M
GeneralAndAdministrativeExpense33.57M36.06M43.22M32.73M
OtherGandA33.57M36.06M43.22M32.73M
GrossProfit28.27M28.29M40.72M29.72M
CostOfRevenue306.91M316.93M372.25M300.51M
TotalRevenue335.18M345.23M412.96M330.23M
OperatingRevenue314.74M325.40M390.62M314.37M
Line Item2023-12-312021-12-31
TreasurySharesNumber0.005.68K
OrdinarySharesNumber22.73M20.67M17.47M16.75M
ShareIssued22.73M20.67M17.47M16.76M
NetDebt6.91M4.84M
TotalDebt18.79M17.57M11.12M14.99M
TangibleBookValue2.95M5.72M9.15M35.37M
InvestedCapital58.71M67.47M66.29M90.70M
WorkingCapital5.58M6.84M6.32M33.38M
NetTangibleAssets2.95M5.72M9.15M35.37M
CapitalLeaseObligations4.76M5.33M6.85M4.43M
CommonStockEquity44.68M55.23M62.02M80.15M
TotalCapitalization49.77M58.70M62.15M80.30M
TotalEquityGrossMinorityInterest44.68M55.23M62.02M80.15M
StockholdersEquity44.68M55.23M62.02M80.15M
TreasuryStock30.00K
RetainedEarnings-93.16M-71.59M-47.60M-19.98M
AdditionalPaidInCapital137.84M126.82M109.63M100.13M
CapitalStock0.000.000.000.00
CommonStock0.000.000.000.00
TotalLiabilitiesNetMinorityInterest30.72M24.02M18.17M24.78M
TotalNonCurrentLiabilitiesNetMinorityInterest11.34M7.67M5.67M3.71M
OtherNonCurrentLiabilities2.73M381.00K297.00K
LongTermDebtAndCapitalLeaseObligation8.61M7.29M5.37M3.71M
LongTermCapitalLeaseObligation3.52M3.82M5.24M3.56M
LongTermDebt5.09M3.47M129.00K146.00K
CurrentLiabilities19.38M16.35M12.50M21.07M
OtherCurrentLiabilities90.00K
CurrentDeferredLiabilities851.00K948.00K1.10M546.00K
CurrentDebtAndCapitalLeaseObligation10.18M10.28M5.75M11.28M
CurrentCapitalLeaseObligation1.24M1.50M1.61M870.00K
CurrentDebt8.95M8.77M4.14M10.41M
OtherCurrentBorrowings4.39M416.00K564.00K831.00K
LineOfCredit4.56M8.36M3.58M9.58M
PensionandOtherPostRetirementBenefitPlansCurrent818.00K526.00K884.00K1.03M
PayablesAndAccruedExpenses7.53M4.60M4.76M8.12M
CurrentAccruedExpenses1.90M719.00K562.00K1.42M
Payables5.63M3.88M4.20M6.70M
OtherPayable1.33M488.00K857.00K1.40M
AccountsPayable4.30M3.40M3.34M5.30M
TotalAssets75.40M79.26M80.19M104.93M
TotalNonCurrentAssets50.44M56.06M61.37M50.48M
OtherNonCurrentAssets74.00K58.00K52.00K93.00K
NonCurrentAccountsReceivable3.00M
GoodwillAndOtherIntangibleAssets41.73M49.52M52.87M44.78M
OtherIntangibleAssets20.23M23.91M27.26M24.24M
Goodwill21.50M25.61M25.61M20.54M
NetPPE5.63M6.49M8.45M5.60M
AccumulatedDepreciation-1.74M-1.44M-809.00K-247.00K
GrossPPE7.37M7.93M9.26M5.85M
Leases1.69M1.71M1.71M380.00K
OtherProperties3.78M4.15M5.51M4.35M
MachineryFurnitureEquipment1.90M2.06M2.04M1.12M
Properties0.000.000.000.00
CurrentAssets24.96M23.19M18.82M54.45M
OtherCurrentAssets5.65M3.70M3.67M2.63M
HedgingAssetsCurrent7.00K53.00K
RestrictedCash263.00K141.00K60.00K91.00K
PrepaidAssets2.63M
Receivables11.92M11.95M6.77M13.84M
OtherReceivables4.00M
LoansReceivable4.77M8.60M3.69M9.86M
AccountsReceivable3.15M3.35M3.07M3.98M
CashCashEquivalentsAndShortTermInvestments7.13M7.40M8.32M37.83M
CashAndCashEquivalents7.13M7.40M8.32M37.83M
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow-7.93M-12.40M-10.64M-15.18M
RepurchaseOfCapitalStock0.00-6.04M0.00
RepaymentOfDebt-237.67M-146.21M-221.17M-740.00K
IssuanceOfDebt238.94M154.30M211.36M1.13M
IssuanceOfCapitalStock0.004.90M0.0035.08M
CapitalExpenditure-3.24M-1.83M-4.06M-3.48M
InterestPaidSupplementalData299.00K188.00K4.00K13.00K
IncomeTaxPaidSupplementalData2.00K50.00K111.00K39.00K
EndCashPosition7.39M7.54M8.38M37.92M
BeginningCashPosition7.54M8.38M37.92M29.56M
ChangesInCash-150.00K-840.00K-29.54M8.36M
FinancingCashFlow1.24M11.60M-15.86M34.62M
CashFlowFromContinuingFinancingActivities1.24M11.60M-15.86M34.62M
NetOtherFinancingCharges-38.00K-1.39M-2.47M
ProceedsFromStockOptionExercised80.00K
NetCommonStockIssuance0.004.90M-6.04M35.08M
CommonStockPayments0.00-6.04M0.00
CommonStockIssuance0.004.90M0.0035.08M
NetIssuancePaymentsOfDebt1.27M8.09M-9.82M2.01M
NetShortTermDebtIssuance-3.80M4.78M-9.82M1.62M
ShortTermDebtPayments-237.07M-145.49M-221.17M
ShortTermDebtIssuance233.27M150.26M211.36M1.62M
NetLongTermDebtIssuance5.07M3.32M-383.00K389.00K
LongTermDebtPayments-602.00K-718.00K-1.31M-740.00K
LongTermDebtIssuance5.67M4.04M924.00K1.13M
InvestingCashFlow3.30M-1.87M-7.10M-14.56M
CashFlowFromContinuingInvestingActivities3.30M-1.87M-7.10M-14.56M
NetOtherInvestingChanges-130.00K-1.40M
NetBusinessPurchaseAndSale6.67M-35.00K-1.64M-11.08M
SaleOfBusiness7.43M0.00
PurchaseOfBusiness-760.00K-35.00K-1.64M-11.08M
NetIntangiblesPurchaseAndSale-3.19M-1.81M-3.11M-2.60M
PurchaseOfIntangibles-3.19M-1.81M-3.11M-2.60M
NetPPEPurchaseAndSale-51.00K-22.00K-945.00K-877.00K
PurchaseOfPPE-51.00K-22.00K-945.00K-877.00K
OperatingCashFlow-4.69M-10.57M-6.58M-11.70M
CashFlowFromContinuingOperatingActivities-4.69M-10.57M-6.58M-11.70M
ChangeInWorkingCapital-233.28M-156.92M-251.63M-180.04M
ChangeInOtherCurrentLiabilities-650.00K-1.83M-1.87M-1.71M
ChangeInOtherCurrentAssets-16.00K195.00K78.00K681.00K
ChangeInPayablesAndAccruedExpense3.12M-300.00K-3.04M2.79M
ChangeInAccruedExpense2.07M-353.00K-1.08M1.11M
ChangeInPayable1.05M53.00K-1.96M1.67M
ChangeInAccountPayable1.05M53.00K-1.96M1.67M
ChangeInPrepaidAssets-1.87M-232.00K-958.00K-1.25M
ChangeInReceivables-233.87M-154.76M-245.84M-180.55M
ChangesInAccountReceivables113.00K-278.00K485.00K-1.25M
OtherNonCashItems239.98M151.31M257.90M177.60M
StockBasedCompensation8.84M12.99M9.13M4.01M
AssetImpairmentCharge0.00248.00K
DeferredTax-1.11M84.00K297.00K-3.34M
DeferredIncomeTax-1.11M84.00K297.00K-3.34M
DepreciationAmortizationDepletion5.42M5.95M5.35M2.75M
DepreciationAndAmortization5.42M5.95M5.35M2.75M
OperatingGainsLosses-2.96M-433.00K
GainLossOnSaleOfBusiness-2.96M0.00
NetIncomeFromContinuingOperations-21.58M-23.98M-27.63M-12.49M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for FTHM
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status