Symbols / GGAL $41.77 +2.21%
GGAL Chart
About
Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; personal loans; express and mortgage loans; overdrafts; pledge and credit card loans; credit and debit cards; and online banking services. In addition, the company offers financing products; mutual funds; asset management services; consumer finance and digital banking services; electronic check; global custody services; Fima funds; foreign trade services; and capital market and investment banking products. Further, it provides robbery, personal accident, cars, life, home, life, integral SMEs, personal accident, and other insurance products; payment solutions; and financial and brokerage related products. Additionally, the company offers private banking services to high net worth individuals; and operates digital investment platform. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Banks - Regional | Market Cap | 6.80B |
| Enterprise Value | 1.73T | Income | 196.05B | Sales | 6.35T |
| Book/sh | 3.47 | Cash/sh | 3115.14 | Dividend Yield | 3.49% |
| Payout | 147.18% | Employees | 10079 | IPO | — |
| P/E | 56.44 | Forward P/E | 5.21 | PEG | — |
| P/S | 0.00 | P/B | 12.05 | P/C | — |
| EV/EBITDA | — | EV/Sales | 0.27 | Quick Ratio | — |
| Current Ratio | — | Debt/Eq | — | LT Debt/Eq | — |
| EPS (ttm) | 0.74 | EPS next Y | 8.02 | EPS Growth | — |
| Revenue Growth | -10.00% | Earnings | 2026-05-26 | ROA | 0.44% |
| ROE | 2.49% | ROIC | — | Gross Margin | 0.00% |
| Oper. Margin | -3.54% | Profit Margin | 3.09% | Shs Outstand | 132.50M |
| Shs Float | 953.26M | Short Float | 22.90% | Short Ratio | 4.97 |
| Short Interest | — | 52W High | 66.24 | 52W Low | 25.89 |
| Beta | 0.60 | Avg Volume | 1.18M | Volume | 650.04K |
| Target Price | $68.06 | Recom | Buy | Prev Close | $40.86 |
| Price | $41.77 | Change | 2.21% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$68.06
Mean price target
2. Current target
$41.68
Latest analyst target
3. DCF / Fair value
$11.10
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$41.68
Low
$49.00
High
$103.00
Mean
$68.06
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-02-19 | main | JP Morgan | Overweight → Overweight | $72 |
| 2025-11-19 | init | UBS | — → Neutral | $60 |
| 2025-11-03 | up | Citigroup | Neutral → Buy | — |
| 2025-10-28 | up | JP Morgan | Neutral → Overweight | $75 |
| 2025-10-22 | down | JP Morgan | Overweight → Neutral | $46 |
| 2025-09-11 | down | Citigroup | Buy → Neutral | — |
| 2024-12-16 | up | Morgan Stanley | Underweight → Overweight | $92 |
| 2024-09-04 | up | Citigroup | Neutral → Buy | $54 |
| 2024-08-30 | up | JP Morgan | Underweight → Overweight | $54 |
| 2024-08-08 | up | B of A Securities | Underperform → Buy | $36 |
| 2022-01-31 | down | JP Morgan | Neutral → Underweight | $8 |
| 2020-11-23 | up | Credit Suisse | Underperform → Neutral | $9 |
| 2020-07-21 | down | HSBC | Hold → Reduce | — |
| 2019-12-09 | down | Itau BBA | Market Perform → Underperform | — |
| 2019-09-26 | up | Scotiabank | Sector Underperform → Sector Perform | — |
| 2019-08-14 | up | JP Morgan | Underweight → Neutral | $20 |
| 2019-08-13 | down | Credit Suisse | Outperform → Neutral | $22 |
| 2019-08-07 | init | Scotiabank | — → Sector Underperform | $27 |
| 2019-07-02 | up | Credit Suisse | Neutral → Outperform | — |
| 2019-04-29 | down | JP Morgan | Neutral → Underweight | $20 |
- Grupo Financiero Galicia S.A. (NASDAQ:GGAL) Short Interest Up 16.6% in February - MarketBeat ue, 17 Mar 2026 13
- Monthly Dividend Stock In Focus: Grupo Financiero Galicia - Sure Dividend Fri, 13 Mar 2026 07
- Grupo Financiero Galicia S.A. (GGAL) Fell Due to Idiosyncratic Issues - Yahoo Finance Mon, 24 Nov 2025 08
- Grupo Financiero Galicia (GGAL) schedules virtual Ordinary Shareholders' Meeting for April 28, 2026 - Stock Titan ue, 10 Mar 2026 21
- Grupo Financiero Galicia S.A. 2025 Q4 - Results - Earnings Call Presentation (NASDAQ:GGAL) 2026-03-05 - Seeking Alpha hu, 05 Mar 2026 08
- Grupo Financiero Galicia SA (GGAL) Shares Gap Down to $42.16 on Mar 6 - GuruFocus Fri, 06 Mar 2026 16
- Grupo Financiero Galicia Posts Weaker 2025 Earnings as HSBC Integration Concludes and Nera JV with Santander Launches - The Globe and Mail Fri, 06 Mar 2026 22
- Grupo Financiero Galicia Calls Remote Shareholders’ Meeting to Decide 2025 Results and Potential Dividend - TipRanks Wed, 11 Mar 2026 15
- Grupo Financiero Galicia (NASDAQ:GGAL) Shares Gap Down - Here's Why - MarketBeat hu, 12 Mar 2026 15
- Grupo Financiero Galicia (GGAL) approves sizable March 2026 cash dividend payout - Stock Titan ue, 03 Mar 2026 08
- HSBC Initiates Grupo Financiero Galicia (GGAL) With a Buy, Keeps the PT - Yahoo Finance hu, 09 Oct 2025 07
- Grupo Financiero Galicia SA (GGAL) Stock Price Down 3.72% on Feb 17 - GuruFocus ue, 17 Feb 2026 08
- Grupo Galicia Stock: Buy The Dip To Play Argentina's Recovery (NASDAQ:GGAL) - Seeking Alpha ue, 19 Aug 2025 07
- Grupo Financiero Galicia Announces March 2026 Cash Dividend Payment - The Globe and Mail Wed, 04 Mar 2026 08
- Grupo Financiero Galicia S.A. $GGAL Shares Acquired by Quantbot Technologies LP - MarketBeat Sun, 08 Mar 2026 08
Insider Transactions
No recent insider transactions.
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 0.00 | 0.00 | 0.00 |
| TaxRateForCalcs | 0.27 | 0.38 | 0.26 | 0.35 |
| TotalUnusualItems | 0.00 | |||
| TotalUnusualItemsExcludingGoodwill | 0.00 | |||
| NetIncomeFromContinuingOperationNetMinorityInterest | 1.62T | 734.24B | 329.38B | 188.62B |
| ReconciledDepreciation | 188.07B | 183.53B | 189.04B | 87.94B |
| NetInterestIncome | 5.14T | 3.75T | 1.03T | 659.66B |
| InterestExpense | 3.10T | 6.60T | 3.84T | 1.10T |
| InterestIncome | 8.24T | 10.35T | 4.86T | 1.76T |
| NormalizedIncome | 1.62T | 734.24B | 329.38B | 188.62B |
| NetIncomeFromContinuingAndDiscontinuedOperation | 1.62T | 734.24B | 329.38B | 188.62B |
| RentExpenseSupplemental | 1.42B | 1.38B | 2.40B | 2.94B |
| DilutedAverageShares | 148.63M | 147.89M | 147.79M | 147.79M |
| BasicAverageShares | 148.63M | 147.89M | 147.79M | 147.79M |
| DilutedEPS | 1.03K | 11.87K | 4.60K | 2.23K |
| BasicEPS | 1.03K | 11.87K | 4.60K | 2.23K |
| DilutedNIAvailtoComStockholders | 1.62T | 734.24B | 329.38B | 188.62B |
| NetIncomeCommonStockholders | 1.62T | 734.24B | 329.38B | 188.62B |
| NetIncome | 1.62T | 734.24B | 329.38B | 188.62B |
| MinorityInterests | 135.24M | 5.48M | -61.00K | 0.00 |
| NetIncomeIncludingNoncontrollingInterests | 1.62T | 734.23B | 329.38B | 188.62B |
| NetIncomeContinuousOperations | 1.62T | 734.23B | 329.38B | 188.62B |
| TaxProvision | 586.61B | 448.25B | 115.07B | 99.52B |
| PretaxIncome | 2.21T | 1.18T | 444.45B | 288.14B |
| OtherNonOperatingIncomeExpenses | -2.38T | -3.31T | -1.85T | -482.26B |
| SpecialIncomeCharges | 0.00 | |||
| GainOnSaleOfSecurity | 1.07T | 688.14B | 2.30T | 580.07B |
| DepreciationAmortizationDepletionIncomeStatement | 188.07B | 183.53B | 189.04B | 87.94B |
| DepreciationAndAmortizationInIncomeStatement | 188.07B | 183.53B | 189.04B | 87.94B |
| Amortization | 93.88B | 88.23B | 86.12B | 36.80B |
| AmortizationOfIntangiblesIncomeStatement | 93.88B | 88.23B | 86.12B | 36.80B |
| DepreciationIncomeStatement | 94.19B | 95.29B | 102.93B | 51.15B |
| SellingGeneralAndAdministration | 1.43T | 1.13T | 1.02T | 444.06B |
| SellingAndMarketingExpense | 37.69B | 31.14B | 28.95B | 14.01B |
| GeneralAndAdministrativeExpense | 1.39T | 1.10T | 991.35B | 430.05B |
| OtherGandA | 298.19B | 268.72B | 257.21B | 113.61B |
| InsuranceAndClaims | 47.21B | 57.46B | 66.24B | 29.39B |
| RentAndLandingFees | 1.42B | 1.38B | 2.40B | 2.94B |
| SalariesAndWages | 1.04T | 773.23B | 665.50B | 284.10B |
| TotalRevenue | 7.53T | 7.30T | 4.68T | 1.76T |
| OperatingRevenue | 7.53T | 7.30T | 4.68T | 1.76T |
| OccupancyAndEquipment | 121.59B | 92.01B | 94.60B | 48.73B |
| OtherNonInterestExpense | 1.05T | 990.73B | 723.97B | 278.90B |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| OrdinarySharesNumber | 1.59B | 1.48B | 1.48B | 1.48B |
| ShareIssued | 1.59B | 1.48B | 1.48B | 1.48B |
| TotalDebt | 1.77T | 1.01T | 491.26B | 160.31B |
| TangibleBookValue | 5.76T | 4.12T | 1.78T | 551.73B |
| InvestedCapital | 7.78T | 5.34T | 2.36T | 744.86B |
| NetTangibleAssets | 5.76T | 4.12T | 1.78T | 551.73B |
| CapitalLeaseObligations | 53.72B | 64.15B | 23.90B | 8.54B |
| CommonStockEquity | 6.06T | 4.39T | 1.90T | 593.09B |
| TotalCapitalization | 7.78T | 5.34T | 2.36T | 744.86B |
| TotalEquityGrossMinorityInterest | 6.06T | 4.39T | 1.90T | 593.09B |
| MinorityInterest | 158.48M | 193.22M | 59.00K | 10.00K |
| StockholdersEquity | 6.06T | 4.39T | 1.90T | 593.09B |
| OtherEquityInterest | 1.58T | 1.58T | 716.52B | 217.36B |
| GainsLossesNotAffectingRetainedEarnings | 3.36T | 3.26T | 1.55T | 469.85B |
| OtherEquityAdjustments | 3.36T | 3.26T | 1.55T | 469.85B |
| RetainedEarnings | 421.96B | -470.57B | -393.01B | -112.87B |
| AdditionalPaidInCapital | 697.39B | 17.28B | 17.28B | 17.28B |
| CapitalStock | 1.59B | 1.47B | 1.47B | 1.47B |
| CommonStock | 1.59B | 1.47B | 1.47B | 1.47B |
| TotalLiabilitiesNetMinorityInterest | 26.45T | 17.85T | 8.59T | 2.68T |
| DerivativeProductLiabilities | 7.67B | 26.65B | 5.28B | 1.39B |
| EmployeeBenefits | 1.52B | 1.05B | 1.11B | 232.49M |
| NonCurrentPensionAndOtherPostretirementBenefitPlans | 1.52B | 1.05B | 1.11B | 232.49M |
| NonCurrentDeferredLiabilities | 144.97B | 45.68B | 28.49B | 14.77B |
| NonCurrentDeferredRevenue | 7.82B | 7.89B | 8.67B | 4.19B |
| NonCurrentDeferredTaxesLiabilities | 137.16B | 37.79B | 19.83B | 10.58B |
| LongTermDebtAndCapitalLeaseObligation | 1.77T | 1.01T | 491.26B | 160.31B |
| LongTermCapitalLeaseObligation | 53.72B | 64.15B | 23.90B | 8.54B |
| LongTermDebt | 1.72T | 950.02B | 467.36B | 151.77B |
| LongTermProvisions | 396.59B | 44.40B | 31.93B | 8.54B |
| PayablesAndAccruedExpenses | 1.26T | 1.63T | 575.00B | 159.30B |
| CurrentAccruedExpenses | 215.58B | 170.97B | 56.28B | 17.36B |
| Payables | 1.05T | 1.46T | 518.73B | 141.94B |
| OtherPayable | 267.49B | 250.28B | 187.54B | 81.98B |
| TotalTaxPayable | 542.15B | 898.60B | 191.33B | 59.96B |
| IncomeTaxPayable | 542.15B | 898.60B | 191.33B | 59.96B |
| AccountsPayable | 235.52B | 314.57B | 139.86B | |
| TotalAssets | 32.52T | 22.25T | 10.49T | 3.27T |
| InvestmentsAndAdvances | 6.38T | 5.64T | 3.65T | 655.33B |
| AvailableForSaleSecurities | 6.37T | 5.64T | 3.65T | 655.00B |
| LongTermEquityInvestment | 4.09B | 5.77B | 2.08B | 329.88M |
| GoodwillAndOtherIntangibleAssets | 304.49B | 269.19B | 119.93B | 41.36B |
| OtherIntangibleAssets | 304.49B | 269.19B | 119.93B | 41.36B |
| NetPPE | 995.52B | 773.63B | 360.68B | 121.15B |
| AccumulatedDepreciation | -768.61B | -703.28B | -306.54B | -85.58B |
| GrossPPE | 1.76T | 1.48T | 667.22B | 206.73B |
| Leases | 146.83B | 125.16B | 67.87B | 20.49B |
| ConstructionInProgress | 34.25B | 20.70B | 2.80B | 1.73B |
| OtherProperties | 847.74B | 728.88B | 330.18B | 103.70B |
| MachineryFurnitureEquipment | 735.30B | 602.18B | 266.37B | 80.80B |
| PrepaidAssets | 111.71B | 71.07B | 33.04B | 10.00B |
| Receivables | 5.94T | 2.23T | 1.31T | 477.36B |
| OtherReceivables | 1.53T | 303.46B | 165.15B | 38.52B |
| NotesReceivable | 3.93T | 1.53T | 971.36B | 378.82B |
| AccountsReceivable | 474.65B | 389.70B | 174.08B | 60.02B |
| CashAndCashEquivalents | 6.74T | 4.35T | 1.39T | 462.49B |
| CashFinancial | 2.90T | 2.41T | 537.44B | 69.33B |
| CashCashEquivalentsAndFederalFundsSold | 6.74T | 6.89T | 1.75T | 858.32B |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 3.29T | 3.47T | 3.78T | 1.66T |
| RepaymentOfDebt | -1.07T | -1.09T | -639.08B | -221.66B |
| IssuanceOfDebt | 2.10T | 977.32B | 966.11B | 284.47B |
| CapitalExpenditure | -214.70B | -161.19B | -125.66B | -60.32B |
| EndCashPosition | 7.41T | 7.12T | 9.00T | 3.89T |
| OtherCashAdjustmentOutsideChangeinCash | -5.72T | -7.09T | -4.67T | -1.56T |
| BeginningCashPosition | 7.12T | 9.00T | 8.48T | 3.47T |
| EffectOfExchangeRateChanges | 1.23T | 2.25T | 1.22T | 269.31B |
| ChangesInCash | 4.78T | 2.95T | 3.96T | 1.72T |
| FinancingCashFlow | 413.52B | -500.34B | 182.83B | 51.13B |
| CashFlowFromContinuingFinancingActivities | 413.52B | -500.34B | 182.83B | 51.13B |
| NetOtherFinancingCharges | -979.26M | |||
| CashDividendsPaid | -614.94B | -390.40B | -144.19B | -11.68B |
| CommonStockDividendPaid | -614.94B | -390.40B | -144.19B | -11.68B |
| NetIssuancePaymentsOfDebt | 1.03T | -109.94B | 327.02B | 62.81B |
| NetLongTermDebtIssuance | 1.03T | -109.94B | 327.02B | 62.81B |
| LongTermDebtPayments | -1.07T | -1.09T | -639.08B | -221.66B |
| LongTermDebtIssuance | 2.10T | 977.32B | 966.11B | 284.47B |
| InvestingCashFlow | 865.18B | -178.26B | -126.81B | -51.06B |
| CashFlowFromContinuingInvestingActivities | 865.18B | -178.26B | -126.81B | -51.06B |
| DividendsReceivedCFI | 4.52B | 2.21B | 0.00 | 6.30B |
| NetBusinessPurchaseAndSale | 1.07T | -29.77B | -5.27B | -994.50M |
| SaleOfBusiness | 1.07T | 0.00 | 0.00 | 274.08M |
| PurchaseOfBusiness | -3.28B | -29.77B | -5.27B | -1.27B |
| NetPPEPurchaseAndSale | -207.97B | -150.70B | -121.54B | -56.37B |
| SaleOfPPE | 6.73B | 10.49B | 4.12B | 3.94B |
| PurchaseOfPPE | -214.70B | -161.19B | -125.66B | -60.32B |
| OperatingCashFlow | 3.50T | 3.63T | 3.91T | 1.72T |
| CashFlowFromContinuingOperatingActivities | 3.50T | 3.63T | 3.91T | 1.72T |
| TaxesRefundPaid | -910.20B | -285.59B | -206.11B | -88.98B |
| ChangeInWorkingCapital | -2.45T | -2.71T | 50.36B | 75.12B |
| ChangeInOtherWorkingCapital | 4.86T | -3.99T | -1.01T | -93.57B |
| ChangeInOtherCurrentLiabilities | 565.39B | 164.65B | 22.91B | 1.36B |
| ChangeInOtherCurrentAssets | -163.15B | -74.65B | -23.58B | 4.83B |
| OtherNonCashItems | 4.84T | 7.09T | 4.29T | 1.22T |
| DepreciationAmortizationDepletion | 188.07B | 183.53B | 189.04B | 87.94B |
| DepreciationAndAmortization | 188.07B | 183.53B | 189.04B | 87.94B |
| AmortizationCashFlow | 93.88B | 88.23B | 86.12B | |
| AmortizationOfIntangibles | 93.88B | 88.23B | 86.12B | |
| Depreciation | 94.19B | 95.29B | 102.93B | 87.94B |
| OperatingGainsLosses | -1.23T | -2.25T | -1.22T | |
| NetForeignCurrencyExchangeGainLoss | -1.23T | -2.25T | -1.22T | |
| NetIncomeFromContinuingOperations | 2.21T | 1.18T | 444.45B | 288.14B |
SEC Filings
No SEC filings found for this symbol (may be non-US or ticker not in SEC index).
Public Trades for GGAL
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|