GNW Chart
About

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States and internationally. It operates through three segments: Enact, Long-Term Care Insurance, and Life and Annuities. The Enact segment offers primary mortgage, and mortgage insurance products, and contract underwriting services. The Long-Term Care Insurance segment offers long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured's home, assisted living, and nursing facilities. The Life and Annuities segment provides protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, sales representatives, and digital marketing programs. The company was founded in 1871 and is headquartered in Richmond, Virginia.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Insurance - Life Market Cap 3.70B
Enterprise Value 4.76B Income 245.00M Sales 7.30B
Book/sh 21.88 Cash/sh 5.21 Dividend Yield —
Payout 0.00% Employees 2960 IPO —
P/E 15.28 Forward P/E 10.02 PEG —
P/S 0.51 P/B 0.41 P/C —
EV/EBITDA 7.43 EV/Sales 0.65 Quick Ratio 1.14
Current Ratio 11.33 Debt/Eq 23.11 LT Debt/Eq —
EPS (ttm) 0.59 EPS next Y 0.90 EPS Growth 45.30%
Revenue Growth 2.90% Earnings 2026-02-23 ROA 0.43%
ROE 3.88% ROIC — Gross Margin 8.36%
Oper. Margin 9.92% Profit Margin 3.01% Shs Outstand 399.38M
Shs Float 391.08M Short Float 3.01% Short Ratio 2.12
Short Interest — 52W High 9.28 52W Low 5.99
Beta 1.01 Avg Volume 3.90M Volume 1.27M
Target Price — Recom None Prev Close $8.92
Price $9.02 Change 1.07%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$9.02
Latest analyst target
3. DCF / Fair value
$67.47
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$9.02
Low
—
High
—
Mean
—

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-10-09 main Keefe, Bruyette & Woods Outperform → Outperform $10
2025-07-09 main Keefe, Bruyette & Woods Outperform → Outperform $10
2025-06-18 up Keefe, Bruyette & Woods Market Perform → Outperform $9
2025-05-13 main Keefe, Bruyette & Woods Market Perform → Market Perform $9
2025-04-09 main Keefe, Bruyette & Woods Market Perform → Market Perform $8
2024-04-10 main Keefe, Bruyette & Woods Market Perform → Market Perform $7
2018-06-11 main Wells Fargo Market Perform → Market Perform $5
2016-11-11 up Compass Point Neutral → Buy —
2016-10-05 down BTIG Buy → Neutral —
2016-09-23 main Goldman Sachs — → Neutral $4
2016-09-19 down Compass Point Buy → Neutral —
2016-02-09 main UBS — → Sell $2
2016-01-22 main UBS — → Sell $2
2015-11-17 init Goldman Sachs — → Neutral —
2015-11-04 down UBS Neutral → Sell —
2015-10-05 main JP Morgan — → Neutral $8
2015-09-17 main Macquarie — → Neutral $7
2015-09-02 main Keefe, Bruyette & Woods — → — $6
2015-08-06 down Raymond James Strong Buy → Outperform —
2015-08-05 up Macquarie Underperform → Neutral —
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 40000 345600.0 — Sale at price 8.64 per share. MCINERNEY THOMAS JOSEPH Chief Executive Officer — 2025-12-02 00:00:00 D
1 40000 340404.0 — Sale at price 8.51 per share. KARAWAN GREGORY S. General Counsel — 2025-11-24 00:00:00 D
2 3513 — — Stock Gift at price 0.00 per share. HAGERMAN MELISSA Officer — 2025-11-10 00:00:00 D
3 86406 749866.0 — Sale at price 8.68 per share. GUPTA ROHIT Officer — 2025-08-27 00:00:00 D
4 15964 nan — — SHAH SAMIR B Officer — 2025-07-11 00:00:00 D
5 150000 — — Stock Gift at price 0.00 per share. MCINERNEY THOMAS JOSEPH Chief Executive Officer — 2025-05-27 00:00:00 D
6 23681 165000.0 — Stock Award(Grant) at price 6.97 per share. GOODMAN JILL R Director — 2025-05-22 00:00:00 D
7 45575 316374.0 — Stock Award(Grant) at price 6.67 - 6.97 per share. VAN WYK STEVEN C. Director — 2025-05-22 00:00:00 D
8 23681 165000.0 — Stock Award(Grant) at price 6.97 per share. CONRAD G KENT Director — 2025-05-22 00:00:00 D
9 23681 165000.0 — Stock Award(Grant) at price 6.97 per share. DYSON KAREN ELIZABETH Director — 2025-05-22 00:00:00 D
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems0.000.000.000.00
TaxRateForCalcs0.270.340.230.22
TotalUnusualItems-1.22B
TotalUnusualItemsExcludingGoodwill-1.22B
NetIncomeFromContinuingOperationNetMinorityInterest309.00M76.00M916.00M823.00M
EBIT710.00M421.00M1.47B1.27B
NetInterestIncome-115.00M-118.00M-106.00M-160.00M
InterestExpense115.00M118.00M106.00M160.00M
NormalizedIncome309.00M76.00M916.00M823.00M
NetIncomeFromContinuingAndDiscontinuedOperation299.00M76.00M916.00M850.00M
TotalExpenses6.55B7.07B6.03B6.49B
DilutedAverageShares439.40M474.90M511.00M514.70M
BasicAverageShares433.90M468.80M504.50M506.90M
DilutedEPS0.680.161.191.76
BasicEPS0.690.161.211.78
DilutedNIAvailtoComStockholders299.00M76.00M916.00M850.00M
NetIncomeCommonStockholders299.00M76.00M916.00M850.00M
NetIncome299.00M76.00M916.00M850.00M
MinorityInterests-128.00M-123.00M-130.00M-41.00M
NetIncomeIncludingNoncontrollingInterests427.00M199.00M1.05B891.00M
NetIncomeDiscontinuousOperations-10.00M0.000.0027.00M
NetIncomeContinuousOperations437.00M199.00M1.05B864.00M
TaxProvision158.00M104.00M319.00M248.00M
PretaxIncome595.00M303.00M1.36B1.11B
SpecialIncomeCharges-1.22B
RestructuringAndMergernAcquisition1.22B
NetNonOperatingInterestIncomeExpense-115.00M-118.00M-106.00M-160.00M
InterestExpenseNonOperating115.00M118.00M106.00M160.00M
TotalRevenue7.14B7.37B7.40B7.60B
OperatingRevenue7.14B7.37B7.40B7.60B
LossAdjustmentExpense4.91B5.36B3.91B4.66B
NetPolicyholderBenefitsAndClaims4.91B5.36B3.91B4.66B
PolicyholderBenefitsGross4.91B5.36B3.91B4.66B
Line Item2024-12-312023-12-312022-12-312021-12-31
TreasurySharesNumber184.89M156.33M105.00M88.00M
OrdinarySharesNumber421.42M446.82M495.00M508.00M
ShareIssued606.31M603.15M600.00M596.00M
NetDebt328.00M
TotalDebt1.52B1.58B1.61B1.90B
TangibleBookValue8.30B7.28B7.43B15.37B
InvestedCapital10.01B9.06B9.24B17.41B
NetTangibleAssets8.30B7.28B7.43B15.37B
CommonStockEquity8.49B7.48B7.63B15.51B
TotalCapitalization10.01B9.06B9.24B17.41B
TotalEquityGrossMinorityInterest9.43B8.34B8.39B16.27B
MinorityInterest937.00M855.00M755.00M756.00M
StockholdersEquity8.49B7.48B7.63B15.51B
GainsLossesNotAffectingRetainedEarnings-1.64B-2.56B-2.61B3.86B
OtherEquityAdjustments-1.64B-2.56B-2.61B
TreasuryStock3.25B3.06B2.76B2.70B
RetainedEarnings1.51B1.21B1.14B2.49B
AdditionalPaidInCapital11.88B11.88B11.87B11.86B
CapitalStock1.00M1.00M1.00M1.00M
CommonStock1.00M1.00M1.00M1.00M
TotalLiabilitiesNetMinorityInterest77.44B82.48B81.33B82.91B
NonCurrentDeferredLiabilities-13.00M-17.00M
NonCurrentDeferredRevenue-13.00M-17.00M
LongTermDebtAndCapitalLeaseObligation1.52B1.58B1.61B1.90B
LongTermDebt1.52B1.58B1.61B1.90B
TotalAssets86.87B90.82B89.71B99.17B
InvestmentsAndAdvances45.42B47.18B46.90B60.68B
GoodwillAndOtherIntangibleAssets197.00M198.00M203.00M143.00M
OtherIntangibleAssets198.00M203.00M143.00M
Receivables17.66B19.02B19.00B16.81B
LoansReceivable-27.00M-22.00M-26.00M
AccountsReceivable17.66B19.02B19.00B16.81B
CashCashEquivalentsAndShortTermInvestments7.72B49.00B48.38B62.05B
OtherShortTermInvestments5.67B46.78B46.58B60.48B
CashAndCashEquivalents2.05B2.21B1.80B1.57B
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow88.00M597.00M1.05B437.00M
RepurchaseOfCapitalStock-189.00M-296.00M-64.00M0.00
RepaymentOfDebt-824.00M-32.00M-297.00M-1.54B
IssuanceOfDebt750.00M0.000.000.00
IssuanceOfCapitalStock0.000.00529.00M
EndCashPosition2.05B2.21B1.80B1.57B
BeginningCashPosition2.21B1.80B1.57B2.66B
EffectOfExchangeRateChanges-1.00M1.00M0.001.00M
ChangesInCash-166.00M415.00M228.00M-1.09B
FinancingCashFlow-1.11B-1.44B-1.55B-2.42B
CashFromDiscontinuedFinancingActivities0.000.00
CashFlowFromContinuingFinancingActivities-1.11B-1.44B-1.55B-2.42B
NetOtherFinancingCharges-852.00M-1.11B-1.19B-1.41B
NetCommonStockIssuance-189.00M-296.00M-64.00M529.00M
CommonStockPayments-189.00M-296.00M-64.00M0.00
CommonStockIssuance0.000.00529.00M
NetIssuancePaymentsOfDebt-74.00M-32.00M-297.00M-1.54B
NetLongTermDebtIssuance-74.00M-32.00M-297.00M-1.54B
LongTermDebtPayments-824.00M-32.00M-297.00M-1.54B
LongTermDebtIssuance750.00M0.000.000.00
InvestingCashFlow861.00M1.26B733.00M896.00M
CashFromDiscontinuedInvestingActivities0.000.00-67.00M
CashFlowFromContinuingInvestingActivities861.00M1.26B733.00M963.00M
NetOtherInvestingChanges-56.00M-55.00M
NetInvestmentPurchaseAndSale743.00M1.43B1.35B1.24B
SaleOfInvestment5.19B4.66B5.39B6.45B
PurchaseOfInvestment-4.45B-3.23B-4.04B-5.22B
NetBusinessPurchaseAndSale-274.00M-384.00M-460.00M-242.00M
SaleOfBusiness244.00M202.00M185.00M525.00M
PurchaseOfBusiness-518.00M-586.00M-645.00M-767.00M
OperatingCashFlow88.00M597.00M1.05B437.00M
CashFromDiscontinuedOperatingActivities0.00-3.00M-31.00M-491.00M
CashFlowFromContinuingOperatingActivities88.00M600.00M1.08B928.00M
ChangeInWorkingCapital624.00M1.31B535.00M1.01B
ChangeInOtherCurrentLiabilities-55.00M-86.00M-364.00M14.00M
ChangeInPayablesAndAccruedExpense14.00M46.00M-1.00M-34.00M
ChangeInPayable14.00M46.00M-1.00M-34.00M
ChangeInTaxPayable14.00M46.00M-1.00M-34.00M
ChangeInIncomeTaxPayable14.00M46.00M-1.00M-34.00M
OtherNonCashItems-577.00M-584.00M-692.00M-776.00M
StockBasedCompensation51.00M49.00M37.00M40.00M
UnrealizedGainLossOnInvestmentSecurities-83.00M-53.00M35.00M-1.00M
AmortizationOfSecurities130.00M158.00M172.00M192.00M
DeferredTax-103.00M48.00M315.00M275.00M
DeferredIncomeTax-103.00M48.00M315.00M275.00M
OperatingGainsLosses52.00M37.00M-1.00M-308.00M
EarningsLossesFromEquityInvestments-43.00M-111.00M-71.00M-264.00M
GainLossOnInvestmentSecurities95.00M148.00M70.00M-44.00M
NetIncomeFromContinuingOperations437.00M199.00M1.05B864.00M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for GNW
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