GNW Chart
About

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services. It also provides long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured's home, assisted living, and nursing facilities. In addition, the company offers protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, sales representatives, and digital marketing programs. Genworth Financial, Inc. was founded in 1871 and is headquartered in Glen Allen, Virginia.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Insurance - Life Market Cap 3.29B
Enterprise Value 4.54B Income 222.00M Sales 7.30B
Book/sh 22.33 Cash/sh 5.38 Dividend Yield
Payout 0.00% Employees 3100 IPO
P/E 15.57 Forward P/E 9.17 PEG
P/S 0.45 P/B 0.37 P/C
EV/EBITDA 7.96 EV/Sales 0.62 Quick Ratio 1.06
Current Ratio 10.49 Debt/Eq 24.64 LT Debt/Eq
EPS (ttm) 0.53 EPS next Y 0.90 EPS Growth
Revenue Growth 0.10% Earnings 2026-04-29 ROA 0.38%
ROE 3.65% ROIC Gross Margin 7.36%
Oper. Margin 2.41% Profit Margin 3.05% Shs Outstand 391.80M
Shs Float 379.06M Short Float 2.88% Short Ratio 2.10
Short Interest 52W High 9.28 52W Low 5.99
Beta 1.00 Avg Volume 3.77M Volume 2.48M
Target Price Recom None Prev Close $8.34
Price $8.25 Change -1.08%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
Mean price target
2. Current target
$8.25
Latest analyst target
3. DCF / Fair value
$17.37
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$8.25
Low
High
Mean

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-10-09 main Keefe, Bruyette & Woods Outperform → Outperform $10
2025-07-09 main Keefe, Bruyette & Woods Outperform → Outperform $10
2025-06-18 up Keefe, Bruyette & Woods Market Perform → Outperform $9
2025-05-13 main Keefe, Bruyette & Woods Market Perform → Market Perform $9
2025-04-09 main Keefe, Bruyette & Woods Market Perform → Market Perform $8
2024-04-10 main Keefe, Bruyette & Woods Market Perform → Market Perform $7
2018-06-11 main Wells Fargo Market Perform → Market Perform $5
2016-11-11 up Compass Point Neutral → Buy
2016-10-05 down BTIG Buy → Neutral
2016-09-23 main Goldman Sachs — → Neutral $4
2016-09-19 down Compass Point Buy → Neutral
2016-02-09 main UBS — → Sell $2
2016-01-22 main UBS — → Sell $2
2015-11-17 init Goldman Sachs — → Neutral
2015-11-04 down UBS Neutral → Sell
2015-10-05 main JP Morgan — → Neutral $8
2015-09-17 main Macquarie — → Neutral $7
2015-09-02 main Keefe, Bruyette & Woods — → — $6
2015-08-06 down Raymond James Strong Buy → Outperform
2015-08-05 up Macquarie Underperform → Neutral
Insider Transactions
Date Shares Url Text Insider Position Transaction Start Date Ownership Value
0 83196 UPTON JEROME T. CPA Chief Financial Officer 2026-03-02 00:00:00 D nan
1 665574 MCINERNEY THOMAS JOSEPH Chief Executive Officer 2026-03-02 00:00:00 D nan
2 49918 HAGERMAN MELISSA Officer 2026-03-02 00:00:00 D nan
3 49918 KARAWAN GREGORY S. General Counsel 2026-03-02 00:00:00 D nan
4 49918 HODGES MARK BLAKELEY Officer 2026-03-02 00:00:00 D nan
5 49918 SALTZGABER KELLY A Chief Investment Officer 2026-03-02 00:00:00 D nan
6 24959 ARLAND JAMALA M Officer 2026-03-02 00:00:00 D nan
7 36381 SHAH SAMIR B Officer 2026-03-02 00:00:00 D nan
8 80937 UPTON JEROME T. CPA Chief Financial Officer 2026-02-26 00:00:00 D nan
9 45157 HAGERMAN MELISSA Officer 2026-02-26 00:00:00 D nan
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems0.000.000.000.00
TaxRateForCalcs0.270.340.230.22
TotalUnusualItems-1.22B
TotalUnusualItemsExcludingGoodwill-1.22B
NetIncomeFromContinuingOperationNetMinorityInterest309.00M76.00M916.00M823.00M
EBIT710.00M421.00M1.47B1.27B
NetInterestIncome-115.00M-118.00M-106.00M-160.00M
InterestExpense115.00M118.00M106.00M160.00M
NormalizedIncome309.00M76.00M916.00M823.00M
NetIncomeFromContinuingAndDiscontinuedOperation299.00M76.00M916.00M850.00M
TotalExpenses6.55B7.07B6.03B6.49B
DilutedAverageShares439.40M474.90M511.00M514.70M
BasicAverageShares433.90M468.80M504.50M506.90M
DilutedEPS0.680.161.191.76
BasicEPS0.690.161.211.78
DilutedNIAvailtoComStockholders299.00M76.00M916.00M850.00M
NetIncomeCommonStockholders299.00M76.00M916.00M850.00M
NetIncome299.00M76.00M916.00M850.00M
MinorityInterests-128.00M-123.00M-130.00M-41.00M
NetIncomeIncludingNoncontrollingInterests427.00M199.00M1.05B891.00M
NetIncomeDiscontinuousOperations-10.00M0.000.0027.00M
NetIncomeContinuousOperations437.00M199.00M1.05B864.00M
TaxProvision158.00M104.00M319.00M248.00M
PretaxIncome595.00M303.00M1.36B1.11B
SpecialIncomeCharges-1.22B
RestructuringAndMergernAcquisition1.22B
NetNonOperatingInterestIncomeExpense-115.00M-118.00M-106.00M-160.00M
InterestExpenseNonOperating115.00M118.00M106.00M160.00M
TotalRevenue7.14B7.37B7.40B7.60B
OperatingRevenue7.14B7.37B7.40B7.60B
LossAdjustmentExpense4.91B5.36B3.91B4.66B
NetPolicyholderBenefitsAndClaims4.91B5.36B3.91B4.66B
PolicyholderBenefitsGross4.91B5.36B3.91B4.66B
Line Item2024-12-312023-12-312022-12-312021-12-31
TreasurySharesNumber184.89M156.33M105.00M88.00M
OrdinarySharesNumber421.42M446.82M495.00M508.00M
ShareIssued606.31M603.15M600.00M596.00M
NetDebt328.00M
TotalDebt1.52B1.58B1.61B1.90B
TangibleBookValue8.30B7.28B7.43B15.37B
InvestedCapital10.01B9.06B9.24B17.41B
NetTangibleAssets8.30B7.28B7.43B15.37B
CommonStockEquity8.49B7.48B7.63B15.51B
TotalCapitalization10.01B9.06B9.24B17.41B
TotalEquityGrossMinorityInterest9.43B8.34B8.39B16.27B
MinorityInterest937.00M855.00M755.00M756.00M
StockholdersEquity8.49B7.48B7.63B15.51B
GainsLossesNotAffectingRetainedEarnings-1.64B-2.56B-2.61B3.86B
OtherEquityAdjustments-1.64B-2.56B-2.61B
TreasuryStock3.25B3.06B2.76B2.70B
RetainedEarnings1.51B1.21B1.14B2.49B
AdditionalPaidInCapital11.88B11.88B11.87B11.86B
CapitalStock1.00M1.00M1.00M1.00M
CommonStock1.00M1.00M1.00M1.00M
TotalLiabilitiesNetMinorityInterest77.44B82.48B81.33B82.91B
NonCurrentDeferredLiabilities-13.00M-17.00M
NonCurrentDeferredRevenue-13.00M-17.00M
LongTermDebtAndCapitalLeaseObligation1.52B1.58B1.61B1.90B
LongTermDebt1.52B1.58B1.61B1.90B
TotalAssets86.87B90.82B89.71B99.17B
InvestmentsAndAdvances45.42B47.18B46.90B60.68B
GoodwillAndOtherIntangibleAssets197.00M198.00M203.00M143.00M
OtherIntangibleAssets198.00M203.00M143.00M
Receivables17.66B19.02B19.00B16.81B
LoansReceivable-27.00M-22.00M-26.00M
AccountsReceivable17.66B19.02B19.00B16.81B
CashCashEquivalentsAndShortTermInvestments7.72B49.00B48.38B62.05B
OtherShortTermInvestments5.67B46.78B46.58B60.48B
CashAndCashEquivalents2.05B2.21B1.80B1.57B
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow88.00M597.00M1.05B437.00M
RepurchaseOfCapitalStock-189.00M-296.00M-64.00M0.00
RepaymentOfDebt-824.00M-32.00M-297.00M-1.54B
IssuanceOfDebt750.00M0.000.000.00
IssuanceOfCapitalStock0.000.00529.00M
EndCashPosition2.05B2.21B1.80B1.57B
BeginningCashPosition2.21B1.80B1.57B2.66B
EffectOfExchangeRateChanges-1.00M1.00M0.001.00M
ChangesInCash-166.00M415.00M228.00M-1.09B
FinancingCashFlow-1.11B-1.44B-1.55B-2.42B
CashFromDiscontinuedFinancingActivities0.000.00
CashFlowFromContinuingFinancingActivities-1.11B-1.44B-1.55B-2.42B
NetOtherFinancingCharges-852.00M-1.11B-1.19B-1.41B
NetCommonStockIssuance-189.00M-296.00M-64.00M529.00M
CommonStockPayments-189.00M-296.00M-64.00M0.00
CommonStockIssuance0.000.00529.00M
NetIssuancePaymentsOfDebt-74.00M-32.00M-297.00M-1.54B
NetLongTermDebtIssuance-74.00M-32.00M-297.00M-1.54B
LongTermDebtPayments-824.00M-32.00M-297.00M-1.54B
LongTermDebtIssuance750.00M0.000.000.00
InvestingCashFlow861.00M1.26B733.00M896.00M
CashFromDiscontinuedInvestingActivities0.000.00-67.00M
CashFlowFromContinuingInvestingActivities861.00M1.26B733.00M963.00M
NetOtherInvestingChanges-56.00M-55.00M
NetInvestmentPurchaseAndSale743.00M1.43B1.35B1.24B
SaleOfInvestment5.19B4.66B5.39B6.45B
PurchaseOfInvestment-4.45B-3.23B-4.04B-5.22B
NetBusinessPurchaseAndSale-274.00M-384.00M-460.00M-242.00M
SaleOfBusiness244.00M202.00M185.00M525.00M
PurchaseOfBusiness-518.00M-586.00M-645.00M-767.00M
OperatingCashFlow88.00M597.00M1.05B437.00M
CashFromDiscontinuedOperatingActivities0.00-3.00M-31.00M-491.00M
CashFlowFromContinuingOperatingActivities88.00M600.00M1.08B928.00M
ChangeInWorkingCapital624.00M1.31B535.00M1.01B
ChangeInOtherCurrentLiabilities-55.00M-86.00M-364.00M14.00M
ChangeInPayablesAndAccruedExpense14.00M46.00M-1.00M-34.00M
ChangeInPayable14.00M46.00M-1.00M-34.00M
ChangeInTaxPayable14.00M46.00M-1.00M-34.00M
ChangeInIncomeTaxPayable14.00M46.00M-1.00M-34.00M
OtherNonCashItems-577.00M-584.00M-692.00M-776.00M
StockBasedCompensation51.00M49.00M37.00M40.00M
UnrealizedGainLossOnInvestmentSecurities-83.00M-53.00M35.00M-1.00M
AmortizationOfSecurities130.00M158.00M172.00M192.00M
DeferredTax-103.00M48.00M315.00M275.00M
DeferredIncomeTax-103.00M48.00M315.00M275.00M
OperatingGainsLosses52.00M37.00M-1.00M-308.00M
EarningsLossesFromEquityInvestments-43.00M-111.00M-71.00M-264.00M
GainLossOnInvestmentSecurities95.00M148.00M70.00M-44.00M
NetIncomeFromContinuingOperations437.00M199.00M1.05B864.00M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for GNW
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