Symbols / HTB Stock $44.63 -3.57% HomeTrust Bancshares, Inc.

Financial Services • Banks - Regional • United States • NYQ
HTB (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. C. Hunter Westbrook
Exch · Country NYQ · United States
Market Cap 749.93M
Enterprise Value 527.99M
Income 66.10M
Sales 210.61M
FCF (ttm) —
Book/sh 35.11
Cash/sh 18.90
Employees 577
Insider 10d —
IPO Jul 11, 2012
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 12.92%
P/E 11.53
Forward P/E 11.96
PEG —
P/S 3.56
P/B 1.27
P/C —
EV/EBITDA —
EV/Sales 2.51
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.87
EPS next Y 3.73
EPS Growth 17.90%
Revenue Growth 9.30%
EPS Gr Q/Q 15.40%
Rev Gr Q/Q —
Earnings (next) 2026-07-22
Earnings (prior) 2026-04-23
ROA 1.49%
ROE 11.50%
ROIC —
Gross Margin 0.00%
Oper. Margin 40.49%
Profit Margin 31.62%
Shs Outstand 16.80M
Shs Float 11.75M
Insider Own 10.21%
Instit Own 63.49%
Short Float 1.89%
Short Ratio 3.83
Short Interest 306.74K
52W High 47.64
vs 52W High -6.32%
52W Low 33.42
vs 52W Low 33.54%
Beta 0.86
Impl. Vol. 1.56%
Rel Volume 0.50
Avg Volume 78.67K
Volume 39.57K
Target (mean) $48.75
Tgt Median $48.50
Tgt Low $47.00
Tgt High $51.00
# Analysts 4
Recom Buy
Prev Close $46.28
Price $44.63
Change -3.57%
About

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises one-to-four-family real estate lending, multifamily, home equity lines of credit, construction and land development, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and land development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, and municipal leases, as well as cash management and online/mobile banking services. In addition, the company invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal bonds, corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$48.75
Mean price target
2. Current target
$44.63
Latest analyst target
3. DCF / Fair value
$58.05
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$44.63
Low
$47.00
High
$51.00
Mean
$48.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-07-24 main Keefe, Bruyette & Woods Outperform → Outperform $45
2025-04-28 main Keefe, Bruyette & Woods Outperform → Outperform $42
2025-03-26 init Stephens & Co. — → Overweight $43
2024-12-04 main Keefe, Bruyette & Woods Outperform → Outperform $43
2024-10-29 reit Keefe, Bruyette & Woods Outperform → Outperform $39
2024-10-28 down Raymond James Outperform → Market Perform —
News
RSS: Latest HTB news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-02-11 WESTBROOK C. HUNTER Chief Executive Officer — 20,540 $0.00 $0
2026-02-11 VANCANNON TONY J. Chief Financial Officer — 3,951 $0.00 $0
2026-02-11 POWELL KRISTIN Y Officer — 3,477 $0.00 $0
2026-02-11 PELLETIER MEGAN Chief Operating Officer — 4,933 $0.00 $0
2026-02-11 SPRINK JOHN FRANCIS II Officer — 3,352 $0.00 $0
2026-02-11 JEX LORA Officer — 2,407 $0.00 $0
2026-02-11 SIVLEY CHARLES F JR. Chief Technology Officer — 2,329 $0.00 $0
2026-02-11 NUNLEY KEVIN M. Officer — 2,407 $0.00 $0
2026-02-06 SPRINK JOHN FRANCIS II Officer — 2,000 $45.00 $90,000
2026-02-06 SPRINK JOHN FRANCIS II Officer — 2,000 $17.35 $34,700
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-06-30 2022-06-30
Total Revenue
211.53
+4.22%
202.96
+8.90%
186.37
+24.27%
149.97
Operating Revenue
211.53
+4.22%
202.96
+8.90%
186.37
+24.27%
149.97
Selling General And Administration
76.77
+6.59%
72.02
+8.13%
66.61
+4.26%
63.89
Selling And Marketing Expense
1.88
-0.74%
1.89
-11.50%
2.14
-17.19%
2.58
General And Administrative Expense
74.89
+6.79%
70.13
+8.78%
64.47
+5.17%
61.30
Salaries And Wages
72.96
+7.45%
67.90
+9.13%
62.22
+4.41%
59.59
Other Gand A
—
—
—
12.52
Reconciled Depreciation
14.78
-13.25%
17.04
+27.04%
13.41
+13.65%
11.80
Total Unusual Items
1.54
+17222.22%
-0.01
+99.73%
-3.37
-3771.26%
-0.09
Total Unusual Items Excluding Goodwill
1.54
+17222.22%
-0.01
+99.73%
-3.37
-3771.26%
-0.09
Special Income Charges
1.54
+17222.22%
-0.01
+99.73%
-3.37
-3771.26%
-0.09
Other Special Charges
-0.09
-1133.33%
0.01
+100.43%
-2.10
-2510.34%
0.09
Restructuring And Mergern Acquisition
0.00
0.00
-100.00%
5.46
0.00
Net Income
64.36
+17.44%
54.80
+22.87%
44.60
+25.11%
35.65
Pretax Income
80.95
+15.80%
69.91
+22.30%
57.16
+25.97%
45.38
Net Interest Income
176.74
+4.27%
169.50
+7.68%
157.41
+42.10%
110.77
Interest Expense
79.40
-13.80%
92.11
+210.03%
29.71
+456.39%
5.34
Interest Income
256.14
-2.09%
261.62
+39.81%
187.13
+61.16%
116.11
Gain On Sale Of Security
—
0.00
0.00
-100.00%
1.90
Gain On Sale Of Business
1.45
0.00
—
—
Tax Provision
16.59
+9.83%
15.11
+20.27%
12.56
+29.15%
9.72
Tax Rate For Calcs
0.00
-5.15%
0.00
-1.78%
0.00
+4.76%
0.00
Tax Effect Of Unusual Items
0.32
+16339.96%
-0.00
+99.74%
-0.74
-3955.61%
-0.02
Net Income Including Noncontrolling Interests
64.36
+17.44%
54.80
+22.87%
44.60
+25.11%
35.65
Net Income From Continuing Operation Net Minority Interest
64.36
+17.44%
54.80
+22.87%
44.60
+25.11%
35.65
Net Income From Continuing And Discontinued Operation
64.36
+17.44%
54.80
+22.87%
44.60
+25.11%
35.65
Net Income Continuous Operations
64.36
+17.44%
54.80
+22.87%
44.60
+25.11%
35.65
Normalized Income
63.14
+15.19%
54.81
+16.05%
47.23
+32.22%
35.72
Net Income Common Stockholders
63.70
+17.39%
54.26
+22.79%
44.19
+25.04%
35.34
Otherunder Preferred Stock Dividend
0.66
+22.18%
0.54
+31.63%
0.41
+32.58%
0.31
Diluted EPS
3.72
+16.25%
3.20
+14.29%
2.80
+25.56%
2.23
Basic EPS
3.75
+16.82%
3.21
+13.83%
2.82
+24.23%
2.27
Basic Average Shares
16.99
+0.43%
16.91
-2.60%
17.37
+11.93%
15.52
Diluted Average Shares
17.11
+0.76%
16.98
-2.24%
17.37
+9.84%
15.81
Diluted NI Availto Com Stockholders
63.70
+17.39%
54.26
+22.79%
44.19
+25.04%
35.34
Average Dilution Earnings
—
—
0.00
0.00
Amortization
1.75
-29.07%
2.46
+61.51%
1.52
+510.00%
0.25
Amortization Of Intangibles Income Statement
1.75
-29.07%
2.46
+61.51%
1.52
+510.00%
0.25
Depreciation Amortization Depletion Income Statement
8.76
-14.13%
10.20
+568.66%
1.52
+510.00%
0.25
Depreciation And Amortization In Income Statement
8.76
-14.13%
10.20
+568.66%
1.52
+510.00%
0.25
Depreciation Income Statement
7.01
-9.37%
7.73
—
—
Insurance And Claims
1.94
-13.23%
2.23
-0.84%
2.25
+31.37%
1.71
Occupancy And Equipment
10.02
+2.59%
9.77
-1.24%
9.89
+2.05%
9.69
Other Non Interest Expense
29.63
-3.00%
30.54
-5.78%
32.42
+3.68%
31.27
Professional Expense And Contract Services Expense
0.00
-100.00%
2.96
—
—
Line Item Trend 2023-12-31
Total Assets
4,672.63
Cash And Cash Equivalents
381.86
Cash Financial
18.31
Other Short Term Investments
126.95
Receivables
167.19
Accounts Receivable
16.90
Other Receivables
150.29
Net PPE
70.94
Gross PPE
120.83
Accumulated Depreciation
-49.90
Land And Improvements
25.82
Buildings And Improvements
75.28
Machinery Furniture Equipment
19.74
Goodwill And Other Intangible Assets
43.17
Goodwill
34.11
Other Intangible Assets
9.06
Investments And Advances
140.74
Total Liabilities Net Minority Interest
4,172.74
Current Debt And Capital Lease Obligation
123.76
Current Debt
123.76
Other Current Borrowings
105.00
Long Term Debt And Capital Lease Obligation
10.02
Long Term Debt
10.02
Stockholders Equity
499.89
Common Stock Equity
499.89
Capital Stock
0.17
Common Stock
0.17
Preferred Stock
0.00
Share Issued
17.39
Ordinary Shares Number
17.39
Treasury Shares Number
0.00
Additional Paid In Capital
172.37
Retained Earnings
333.40
Gains Losses Not Affecting Retained Earnings
-1.55
Other Equity Adjustments
-1.55
Total Equity Gross Minority Interest
499.89
Total Capitalization
509.91
Invested Capital
633.68
Total Debt
133.78
Net Debt
—
Net Tangible Assets
456.72
Tangible Book Value
456.72
Available For Sale Securities
13.79
Cash Cash Equivalents And Federal Funds Sold
381.86
Line Of Credit
18.76
Other Equity Interest
-4.50
Line Item Trend 2025-12-31 2024-12-31 2023-06-30 2022-06-30
Operating Cash Flow
49.49
+8.92%
45.44
+207.17%
-42.40
-227.98%
33.13
Cash Flow From Continuing Operating Activities
49.49
+8.92%
45.44
+207.17%
-42.40
-227.98%
33.13
Net Income From Continuing Operations
64.36
+17.44%
54.80
+22.87%
44.60
+25.11%
35.65
Depreciation Amortization Depletion
14.78
-13.25%
17.04
+27.04%
13.41
+13.65%
11.80
Depreciation
11.11
-4.52%
11.64
+28.41%
9.06
-3.05%
9.35
Amortization Cash Flow
3.67
-32.07%
5.40
+24.18%
4.35
+77.39%
2.45
Depreciation And Amortization
14.78
-13.25%
17.04
+27.04%
13.41
+13.65%
11.80
Amortization Of Intangibles
3.67
-32.07%
5.40
+24.18%
4.35
+77.39%
2.45
Other Non Cash Items
-28.73
+3.39%
-29.74
+71.48%
-104.27
-1762.87%
-5.60
Stock Based Compensation
4.18
+21.74%
3.43
+9.54%
3.13
-14.26%
3.65
Asset Impairment Charge
—
—
—
0.09
Deferred Tax
0.13
-88.01%
1.10
+354.27%
-0.43
-106.58%
6.58
Deferred Income Tax
0.13
-88.01%
1.10
+354.27%
-0.43
-106.58%
6.58
Operating Gains Losses
-4.71
+25.08%
-6.29
+30.10%
-8.99
+44.97%
-16.34
Gain Loss On Investment Securities
5.14
+1281.45%
0.37
0.00
+100.00%
-1.90
Gain Loss On Sale Of PPE
1.88
+41.74%
1.32
+180.50%
-1.65
-1762.63%
0.10
Change In Working Capital
-8.49
-245.68%
-2.46
+53.15%
-5.24
-158.61%
-2.03
Change In Receivables
-0.40
+66.78%
-1.19
+84.04%
-7.47
-107.19%
-3.60
Changes In Account Receivables
-0.40
+66.78%
-1.19
+84.04%
-7.47
-107.19%
-3.60
Change In Other Current Liabilities
-8.09
-540.35%
-1.26
-156.81%
2.23
+41.09%
1.58
Investing Cash Flow
110.06
+428.77%
20.81
+117.18%
-121.13
-447.63%
34.84
Cash Flow From Continuing Investing Activities
110.06
+428.77%
20.81
+117.18%
-121.13
-447.63%
34.84
Net PPE Purchase And Sale
2.41
+114.63%
-16.48
-983.28%
1.87
+254.73%
-1.21
Purchase Of PPE
-6.72
+59.88%
-16.74
-13.46%
-14.75
-55.15%
-9.51
Sale Of PPE
9.13
+3451.36%
0.26
-98.45%
16.62
+100.16%
8.30
Capital Expenditure
-6.72
+59.88%
-16.74
-13.46%
-14.75
-55.15%
-9.51
Net Investment Purchase And Sale
5.34
+121.50%
-24.82
-113.83%
179.45
+726.14%
21.72
Purchase Of Investment
-31.22
+41.67%
-53.51
+81.70%
-292.41
+51.35%
-601.04
Sale Of Investment
36.55
+27.38%
28.70
-93.92%
471.85
-24.23%
622.77
Net Business Purchase And Sale
-1.09
-370.47%
0.40
-98.68%
30.60
0.00
Purchase Of Business
-1.09
—
—
—
Gain Loss On Sale Of Business
-1.45
0.00
—
—
Net Other Investing Changes
3.35
-93.48%
51.44
+627.31%
-9.76
-331.11%
4.22
Financing Cash Flow
-114.08
+14.98%
-134.17
-137.07%
361.91
+2714.18%
-13.84
Cash Flow From Continuing Financing Activities
-114.08
+14.98%
-134.17
-137.07%
361.91
+2714.18%
-13.84
Net Issuance Payments Of Debt
-23.00
+90.64%
-245.76
-156.82%
432.54
+476.12%
-115.00
Issuance Of Debt
—
0.00
-100.00%
457.26
+662.11%
60.00
Repayment Of Debt
0.00
0.00
+100.00%
-24.73
+85.87%
-175.00
Long Term Debt Issuance
—
0.00
0.00
-100.00%
60.00
Long Term Debt Payments
0.00
0.00
+100.00%
-24.73
+58.79%
-60.00
Net Long Term Debt Issuance
0.00
0.00
+100.00%
-24.73
0.00
Short Term Debt Issuance
—
—
457.26
0.00
Short Term Debt Payments
—
—
—
-115.00
Net Short Term Debt Issuance
-23.00
+90.64%
-245.76
-153.75%
457.26
+497.62%
-115.00
Net Common Stock Issuance
-14.92
-1377.62%
-1.01
-193.60%
-0.34
+99.21%
-43.69
Common Stock Payments
-14.92
-1377.62%
-1.01
-193.60%
-0.34
+99.21%
-43.69
Common Stock Dividend Paid
-8.38
-9.34%
-7.67
-23.05%
-6.23
-14.25%
-5.45
Cash Dividends Paid
-8.38
-9.34%
-7.67
-23.05%
-6.23
-14.25%
-5.45
Repurchase Of Capital Stock
-14.92
-1377.62%
-1.01
-193.60%
-0.34
+99.21%
-43.69
Proceeds From Stock Option Exercised
1.44
-41.12%
2.44
-52.59%
5.14
-15.47%
6.08
Changes In Cash
45.47
+166.95%
-67.92
-134.24%
198.38
+266.49%
54.13
Beginning Cash Position
279.22
-19.57%
347.14
+230.24%
105.12
+106.16%
50.99
End Cash Position
324.69
+16.29%
279.22
-8.00%
303.50
+188.72%
105.12
Free Cash Flow
42.77
+49.05%
28.70
+150.21%
-57.15
-341.96%
23.62
Interest Paid Supplemental Data
83.37
-7.58%
90.21
+244.16%
26.21
+393.45%
5.31
Income Tax Paid Supplemental Data
19.33
+38.05%
14.00
+82.37%
7.68
+1022.66%
0.68
Sale Of Business
0.00
-100.00%
0.40
-98.68%
30.60
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category