Symbols / ISTR Stock $27.78 -0.34% Investar Holding Corporation

Financial Services • Banks - Regional • United States • NGM
ISTR (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. John Joseph D'Angelo
Exch · Country NGM · United States
Market Cap 383.12M
Enterprise Value 532.13M
Income 27.05M
Sales 107.12M
FCF (ttm) —
Book/sh 27.63
Cash/sh 6.60
Employees 431
Insider 10d —
IPO Jul 01, 2014
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 19.38%
P/E 12.24
Forward P/E 8.53
PEG —
P/S 3.58
P/B 1.01
P/C —
EV/EBITDA —
EV/Sales 4.97
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 2.27
EPS next Y 3.26
EPS Growth 22.20%
Revenue Growth 57.60%
EPS Gr Q/Q 91.10%
Rev Gr Q/Q —
Earnings (next) 2026-07-20
Earnings (prior) 2026-04-20
ROA 0.87%
ROE 8.59%
ROIC —
Gross Margin 0.00%
Oper. Margin 44.07%
Profit Margin 26.73%
Shs Outstand 13.79M
Shs Float 11.85M
Insider Own 9.19%
Instit Own 54.22%
Short Float 1.48%
Short Ratio 1.07
Short Interest 185.41K
52W High 31.77
vs 52W High -12.57%
52W Low 17.89
vs 52W Low 55.25%
Beta 0.47
Impl. Vol. —
Rel Volume 0.07
Avg Volume 155.25K
Volume 10.77K
Target (mean) $33.00
Tgt Median $33.50
Tgt Low $31.50
Tgt High $34.00
# Analysts 3
Recom Buy
Prev Close $27.87
Price $27.77
Change -0.34%
About

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; construction and development loans comprising loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate loans, which includes second mortgage loans; and consumer loans, such as secured or unsecured loans, installment or term loans, home equity loans and lines of credit, business purpose loans, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers treasury management products, including remote deposit capture, virtual vaults, positive pay, automated clearing house origination, credit card processing, wire transfers, investment sweep accounts, and business internet banking services. Further, it provides various other banking services, such as cashier's checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, ATMs with deposit automation, electronic statements, interactive teller machines, online account opening, online bill payment, online fund transfer, Zelle money transfer solutions, and mobile wallet payment option services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$33.00
Mean price target
2. Current target
$27.78
Latest analyst target
3. DCF / Fair value
$34.05
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$27.78
Low
$31.50
High
$34.00
Mean
$33.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-23 down Piper Sandler Overweight → Neutral $32
2025-10-21 main Piper Sandler Overweight → Overweight $29
2025-07-02 main Piper Sandler Overweight → Overweight $27
2025-04-22 up Piper Sandler Neutral → Overweight $22
2023-10-05 up Piper Sandler Neutral → Overweight $14
2023-07-24 main DA Davidson Neutral → Neutral $15
2021-10-15 down Piper Sandler Overweight → Neutral $20
2021-01-28 up Piper Sandler Neutral → Overweight $22
2020-09-15 down DA Davidson Buy → Neutral —
2020-06-17 down Raymond James Outperform → Market Perform —
2020-04-27 main Raymond James — → Outperform $13
2019-11-13 main DA Davidson — → Buy $29
2019-07-11 init DA Davidson — → Buy —
2019-07-08 up Raymond James Market Perform → Outperform —
2017-08-10 down Raymond James Outperform → Market Perform —
2017-03-09 init Piper Sandler — → Overweight —
2014-10-14 init Piper Sandler — → Buy $17
2014-07-28 init Sterne Agee — → Buy $17
News
RSS: Latest ISTR news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-23 JORDAN ROBERT CHRIS Director — 2,000 $27.36 $54,720
2026-04-01 CROCHET LINDA M Officer — 4,563 $0.00 $0
2026-04-01 MARTIN JEFFREY WAYNE Officer — 4,339 $0.00 $0
2026-04-01 MOORE COREY E Chief Financial Officer — 1,818 $0.00 $0
2026-04-01 CAMPBELL JOHN R Chief Financial Officer — 8,694 $0.00 $0
2026-04-01 D'ANGELO JOHN J Chief Executive Officer — 16,324 $0.00 $0
2026-03-12 JORDAN ROBERT CHRIS Director — 1,550 $26.85 $41,618
2026-01-27 D'ANGELO JOHN J Chief Executive Officer — 29,070 $14.28 $415,120
2026-01-27 D'ANGELO JOHN J Chief Executive Officer — 26,163 $28.01 $732,826
2026-01-21 MIDDLETON SUZANNE O Director — 1,503 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
90.24
+9.51%
82.41
+0.03%
82.38
-24.00%
108.39
Operating Revenue
90.24
+9.51%
82.41
+0.03%
82.38
-24.00%
108.39
Selling General And Administration
40.66
+4.29%
38.98
+4.11%
37.45
+6.27%
35.24
Selling And Marketing Expense
0.43
+15.95%
0.37
+22.52%
0.30
+15.27%
0.26
General And Administrative Expense
40.23
+4.18%
38.62
+3.96%
37.14
+6.20%
34.97
Salaries And Wages
40.23
+4.18%
38.62
+3.96%
37.14
+6.20%
34.97
Other Gand A
—
—
—
—
Reconciled Depreciation
2.79
-9.79%
3.10
-18.12%
3.78
-14.77%
4.43
Total Unusual Items
-1.01
-140.21%
2.52
+275.64%
-1.44
-205.10%
-0.47
Total Unusual Items Excluding Goodwill
-1.01
-140.21%
2.52
+275.64%
-1.44
-205.10%
-0.47
Special Income Charges
-1.04
-156.71%
1.84
+239.15%
-1.32
-175.63%
-0.48
Other Special Charges
0.01
+100.52%
-1.55
-217.08%
1.32
+412.79%
0.26
Restructuring And Mergern Acquisition
1.04
0.00
0.00
0.00
Net Income
22.90
+13.10%
20.25
+21.43%
16.68
-53.29%
35.71
Pretax Income
27.89
+14.26%
24.41
+19.47%
20.43
-53.94%
44.35
Net Interest Income
80.77
+15.80%
69.75
-6.40%
74.52
-17.00%
89.78
Interest Expense
63.24
-14.67%
74.11
+26.30%
58.68
+296.92%
14.78
Interest Income
144.02
+0.10%
143.87
+8.01%
133.20
+27.38%
104.57
Gain On Sale Of Security
0.28
+182.06%
-0.34
+12.37%
-0.39
-104.85%
7.99
Tax Provision
4.98
+19.93%
4.15
+10.77%
3.75
-56.59%
8.64
Tax Rate For Calcs
0.00
+4.97%
0.00
-7.28%
0.00
-5.86%
0.00
Tax Effect Of Unusual Items
-0.18
-142.21%
0.43
+262.85%
-0.26
-187.21%
-0.09
Net Income Including Noncontrolling Interests
22.90
+13.10%
20.25
+21.43%
16.68
-53.29%
35.71
Net Income From Continuing Operation Net Minority Interest
22.90
+13.10%
20.25
+21.43%
16.68
-53.29%
35.71
Net Income From Continuing And Discontinued Operation
22.90
+13.10%
20.25
+21.43%
16.68
-53.29%
35.71
Net Income Continuous Operations
22.90
+13.10%
20.25
+21.43%
16.68
-53.29%
35.71
Normalized Income
23.74
+30.73%
18.16
+1.72%
17.85
-50.53%
36.09
Net Income Common Stockholders
21.85
+7.88%
20.25
+21.43%
16.68
-53.25%
35.68
Otherunder Preferred Stock Dividend
—
—
0.00
-96.97%
0.03
Diluted EPS
2.13
+4.41%
2.04
+20.71%
1.69
-51.71%
3.50
Basic EPS
2.22
+7.77%
2.06
+21.89%
1.69
-52.26%
3.54
Basic Average Shares
9.84
+0.11%
9.83
-0.38%
9.87
-2.17%
10.09
Diluted Average Shares
10.26
+3.32%
9.93
+0.60%
9.87
-3.27%
10.20
Diluted NI Availto Com Stockholders
21.85
+7.88%
20.25
+21.43%
16.68
-53.25%
35.68
Depreciation Amortization Depletion Income Statement
2.79
-9.79%
3.10
-18.12%
3.78
-14.77%
4.43
Depreciation And Amortization In Income Statement
2.79
-9.79%
3.10
-18.12%
3.78
-14.77%
4.43
Occupancy And Equipment
2.67
+3.53%
2.58
-13.96%
2.99
+2.71%
2.92
Other Non Interest Expense
16.51
-2.12%
16.87
+2.38%
16.48
+1.20%
16.28
Preferred Stock Dividends
1.06
—
—
—
Professional Expense And Contract Services Expense
2.08
+15.53%
1.80
-7.04%
1.93
+8.96%
1.77
Line Item Trend 2023-12-31
Total Assets
2,815.16
Cash And Cash Equivalents
32.01
Cash Financial
28.29
Other Short Term Investments
361.92
Receivables
14.37
Accounts Receivable
14.37
Net PPE
44.18
Gross PPE
63.66
Accumulated Depreciation
-19.48
Land And Improvements
10.21
Buildings And Improvements
39.20
Machinery Furniture Equipment
11.98
Construction In Progress
0.16
Other Properties
2.11
Goodwill And Other Intangible Assets
42.32
Investments And Advances
396.99
Total Liabilities Net Minority Interest
2,588.39
Payables And Accrued Expenses
—
Payables
—
Total Tax Payable
—
Income Tax Payable
—
Long Term Debt And Capital Lease Obligation
76.45
Long Term Debt
76.45
Stockholders Equity
226.77
Common Stock Equity
226.77
Capital Stock
9.75
Common Stock
9.75
Preferred Stock
0.00
Share Issued
9.75
Ordinary Shares Number
9.75
Treasury Shares Number
0.00
Additional Paid In Capital
—
Retained Earnings
116.71
Gains Losses Not Affecting Retained Earnings
100.31
Other Equity Adjustments
100.31
Total Equity Gross Minority Interest
226.77
Total Capitalization
303.22
Invested Capital
303.22
Total Debt
76.45
Net Debt
44.44
Net Tangible Assets
184.45
Tangible Book Value
184.45
Available For Sale Securities
14.60
Cash Cash Equivalents And Federal Funds Sold
32.01
Held To Maturity Securities
20.47
Preferred Stock Equity
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
18.22
+14.37%
15.93
-39.32%
26.25
-38.60%
42.75
Cash Flow From Continuing Operating Activities
18.22
+14.37%
15.93
-39.32%
26.25
-38.60%
42.75
Net Income From Continuing Operations
22.90
+13.10%
20.25
+21.43%
16.68
-53.29%
35.71
Depreciation Amortization Depletion
2.79
-9.79%
3.10
-18.12%
3.78
-14.77%
4.43
Depreciation And Amortization
2.79
-9.79%
3.10
-18.12%
3.78
-14.77%
4.43
Other Non Cash Items
-1.48
+72.02%
-5.29
-256.61%
-1.48
-116.03%
-0.69
Stock Based Compensation
1.98
+1.23%
1.96
-1.61%
1.99
-5.65%
2.11
Deferred Tax
-0.35
-152.96%
0.66
+288.29%
-0.35
+46.56%
-0.66
Deferred Income Tax
-0.35
-152.96%
0.66
+288.29%
-0.35
+46.56%
-0.66
Operating Gains Losses
-0.28
-76.88%
-0.16
-117.22%
0.93
+225.96%
0.28
Gain Loss On Investment Securities
-0.02
-102.39%
0.75
+133.13%
0.32
+5483.33%
-0.01
Unrealized Gain Loss On Investment Securities
-0.26
+36.80%
-0.41
-735.38%
0.07
-27.78%
0.09
Gain Loss On Sale Of PPE
0.01
+101.87%
-0.43
-132.28%
1.32
+412.79%
0.26
Change In Working Capital
-3.02
-376.22%
-0.64
-109.48%
6.70
+375.65%
-2.43
Change In Receivables
0.14
+336.84%
-0.06
+89.00%
-0.52
+62.84%
-1.39
Changes In Account Receivables
0.14
+336.84%
-0.06
+89.00%
-0.52
+62.84%
-1.39
Change In Payables And Accrued Expense
-1.15
-20.55%
-0.95
-165.93%
1.45
+108.20%
0.69
Change In Payable
-1.15
-20.55%
-0.95
-165.93%
1.45
+108.20%
0.69
Change In Other Current Assets
-2.01
-634.31%
0.38
-93.49%
5.77
+433.26%
-1.73
Investing Cash Flow
-83.91
-193.16%
90.06
+222.55%
-73.49
+79.06%
-350.99
Cash Flow From Continuing Investing Activities
-83.91
-193.16%
90.06
+222.55%
-73.49
+79.06%
-350.99
Net PPE Purchase And Sale
-1.38
-265.63%
0.83
+181.07%
-1.03
-128.33%
3.64
Purchase Of PPE
-1.38
-173.32%
-0.51
+52.80%
-1.07
-1.52%
-1.06
Sale Of PPE
0.00
-100.00%
1.34
+3092.86%
0.04
-99.10%
4.69
Capital Expenditure
-1.38
-173.32%
-0.51
+52.80%
-1.07
-1.52%
-1.06
Net Investment Purchase And Sale
-29.24
-7264.48%
-0.40
-100.82%
48.22
+136.91%
-130.64
Purchase Of Investment
-86.74
-42.97%
-60.67
+52.14%
-126.77
+34.64%
-193.97
Sale Of Investment
57.51
-4.60%
60.27
-65.56%
174.99
+176.32%
63.33
Net Business Purchase And Sale
0.00
0.00
+100.00%
-0.60
0.00
Purchase Of Business
—
0.00
+100.00%
-0.60
0.00
Net Other Investing Changes
-4.37
-172.30%
6.05
+307.68%
1.48
+38.56%
1.07
Financing Cash Flow
79.27
+172.01%
-110.08
-382.30%
38.99
-84.49%
251.46
Cash Flow From Continuing Financing Activities
79.27
+172.01%
-110.08
-382.30%
38.99
-84.49%
251.46
Net Issuance Payments Of Debt
48.78
+124.87%
-196.17
-29.92%
-151.00
-148.80%
309.45
Issuance Of Debt
20.00
-66.67%
60.00
-71.76%
212.50
+987.07%
19.55
Repayment Of Debt
0.00
+100.00%
-263.39
-777.96%
-30.00
+31.19%
-43.60
Long Term Debt Issuance
20.00
-66.67%
60.00
-71.76%
212.50
+987.07%
19.55
Long Term Debt Payments
0.00
+100.00%
-263.39
-777.96%
-30.00
+31.19%
-43.60
Net Long Term Debt Issuance
20.00
+109.83%
-203.39
-211.45%
182.50
+858.77%
-24.05
Net Short Term Debt Issuance
28.79
+298.96%
7.21
+102.16%
-333.50
-200.00%
333.50
Net Common Stock Issuance
-2.29
-651.80%
-0.30
+89.92%
-3.03
+71.29%
-10.54
Common Stock Payments
-2.29
-651.80%
-0.30
+89.92%
-3.03
+71.29%
-10.54
Common Stock Dividend Paid
-4.23
-6.42%
-3.97
-3.33%
-3.84
-8.22%
-3.55
Cash Dividends Paid
-4.75
-19.71%
-3.97
-3.33%
-3.84
-8.22%
-3.55
Repurchase Of Capital Stock
-2.29
-651.80%
-0.30
+89.92%
-3.03
+71.29%
-10.54
Proceeds From Stock Option Exercised
0.06
-81.31%
0.34
+220.95%
0.10
-21.05%
0.13
Changes In Cash
13.58
+432.35%
-4.09
+50.46%
-8.25
+85.47%
-56.78
Beginning Cash Position
27.92
-12.77%
32.01
-20.49%
40.26
-58.51%
97.04
End Cash Position
41.51
+48.65%
27.92
-12.77%
32.01
-20.49%
40.26
Free Cash Flow
16.83
+9.16%
15.42
-38.74%
25.18
-39.62%
41.69
Interest Paid Supplemental Data
63.12
-15.23%
74.46
+31.16%
56.77
+294.01%
14.41
Income Tax Paid Supplemental Data
5.89
+89.91%
3.10
+6.97%
2.90
-67.38%
8.89
Amortization Of Securities
-0.67
-985.48%
-0.06
+0.00%
-0.06
-106.38%
0.97
Change In Income Tax Payable
-1.15
-20.55%
-0.95
-165.93%
1.45
+108.20%
0.69
Change In Tax Payable
-1.15
-20.55%
-0.95
-165.93%
1.45
+108.20%
0.69
Common Stock Issuance
—
—
—
—
Dividends Received CFI
0.62
+110.20%
0.29
+7.30%
0.27
+705.88%
0.03
Issuance Of Capital Stock
30.35
0.00
0.00
—
Net Preferred Stock Issuance
30.35
0.00
0.00
—
Preferred Stock Dividend Paid
-0.53
0.00
0.00
—
Preferred Stock Issuance
30.35
0.00
0.00
—
Sale Of Business
—
—
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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