Symbols / ITIC Stock $234.83 -0.82% Investors Title Company

Financial Services • Insurance - Specialty • United States • NMS
ITIC (Stock) Chart
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Insurance - Specialty
CEO Mr. James Allen Fine
Exch · Country NMS · United States
Market Cap 443.36M
Enterprise Value 361.71M
Income 35.18M
Sales 272.71M
FCF (ttm) 20.72M
Book/sh 142.11
Cash/sh 47.47
Employees 548
Insider 10d —
IPO Dec 03, 1986
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 9.91%
P/E 12.65
Forward P/E —
PEG 1.98
P/S 1.63
P/B 1.65
P/C —
EV/EBITDA 7.39
EV/Sales 1.33
Quick Ratio 1.33
Current Ratio 1.47
Debt/Eq 3.00
LT Debt/Eq —
EPS (ttm) 18.56
EPS next Y —
EPS Growth -10.10%
Revenue Growth -1.60%
EPS Gr Q/Q -10.10%
Rev Gr Q/Q —
Earnings (next) 2026-05-07
Earnings (prior) 2011-08-02
ROA 7.99%
ROE 13.53%
ROIC —
Gross Margin 56.63%
Oper. Margin 13.78%
Profit Margin 12.90%
Shs Outstand 1.89M
Shs Float 1.51M
Insider Own 24.99%
Instit Own 54.52%
Short Float 3.14%
Short Ratio 2.62
Short Interest 44.47K
52W High 288.98
vs 52W High -18.74%
52W Low 190.20
vs 52W Low 23.46%
Beta 0.67
Impl. Vol. —
Rel Volume 0.50
Avg Volume 17.24K
Volume 8.58K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $236.78
Price $234.83
Change -0.82%
About

Investors Title Company, through its subsidiaries, engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. The company operates through Title Insurance and Exchange Services segments. It underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. The company also provides services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of real property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it acts as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$234.83
Latest analyst target
3. DCF / Fair value
$197.54
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$234.83
Low
—
High
—
Mean
—
News
RSS: Latest ITIC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-18 SPEED JAMES HERBERT JR Director — 210 $220.18 $46,239
2026-03-18 SPEED JAMES HERBERT JR Director — 210 $220.18 $46,239
2026-03-18 PARKER ELTON C. JR. Director — 212 $220.18 $46,679
2026-03-18 PARKER ELTON C. JR. Director — 212 $220.18 $46,679
2026-02-20 SCOTT JAMES E Director — 500 $220.71 $110,355
2025-03-06 FRANCIS DAVID L Director — 145 $188.71 $27,363
2025-03-06 FRANCIS DAVID L Director — 145 $230.72 $33,454
2025-03-06 SPEED JAMES HERBERT JR Director — 145 $188.71 $27,363
2024-11-07 COLEY TAMMY F. Director — 850 $246.58 $209,593
2024-11-07 COLEY TAMMY F. Director — 106 $246.58 $26,137
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
273.22
+5.65%
258.61
+15.06%
224.75
-20.69%
283.39
Operating Revenue
273.22
+5.65%
258.61
+15.06%
224.75
-20.69%
283.39
Selling General And Administration
72.22
-0.41%
72.51
-5.47%
76.71
-10.11%
85.33
General And Administrative Expense
72.22
-0.41%
72.51
-5.47%
76.71
-10.11%
85.33
Salaries And Wages
72.22
-0.41%
72.51
-5.47%
76.71
-10.11%
85.33
Other Gand A
—
—
—
17.32
Other Operating Expenses
37.72
+9.48%
34.45
+2.29%
33.68
-20.07%
42.13
Total Expenses
228.68
+4.35%
219.14
+10.39%
198.52
-21.62%
253.28
Reconciled Depreciation
4.42
-1.71%
4.50
+9.15%
4.12
+15.11%
3.58
Total Unusual Items
-0.47
-51.78%
-0.31
0.00
—
Total Unusual Items Excluding Goodwill
-0.47
-51.78%
-0.31
0.00
—
Special Income Charges
-0.47
-51.78%
-0.31
0.00
—
Write Off
0.47
+51.78%
0.31
0.00
—
Net Income
35.18
+13.22%
31.07
+43.29%
21.69
-9.27%
23.90
Pretax Income
44.55
+12.89%
39.46
+50.45%
26.23
-12.88%
30.11
Interest Income
9.96
-6.49%
10.66
+17.69%
9.05
+92.50%
4.70
Other Income Expense
3.34
+252.80%
0.95
-4.44%
0.99
-13.15%
1.14
Tax Provision
9.37
+11.67%
8.39
+84.64%
4.54
-26.77%
6.21
Tax Rate For Calcs
0.00
-1.41%
0.00
+23.12%
0.00
-16.02%
0.00
Tax Effect Of Unusual Items
-0.10
-49.64%
-0.07
0.00
0.00
Net Income Including Noncontrolling Interests
35.18
+13.22%
31.07
+43.29%
21.69
-9.27%
23.90
Net Income From Continuing Operation Net Minority Interest
35.18
+13.22%
31.07
+43.29%
21.69
-9.27%
23.90
Net Income From Continuing And Discontinued Operation
35.18
+13.22%
31.07
+43.29%
21.69
-9.27%
23.90
Net Income Continuous Operations
35.18
+13.22%
31.07
+43.29%
21.69
-9.27%
23.90
Normalized Income
35.55
+13.52%
31.32
+44.41%
21.69
-9.27%
23.90
Net Income Common Stockholders
35.18
+13.22%
31.07
+43.29%
21.69
-9.27%
23.90
Diluted EPS
—
16.43
+43.49%
11.45
-9.05%
12.59
Basic EPS
—
16.48
+43.93%
11.45
-9.13%
12.60
Basic Average Shares
—
1.89
-0.42%
1.89
-0.21%
1.90
Diluted Average Shares
—
1.89
-0.05%
1.89
-0.26%
1.90
Diluted NI Availto Com Stockholders
35.18
+13.22%
31.07
+43.29%
21.69
-9.27%
23.90
Loss Adjustment Expense
4.61
+1.70%
4.53
-4.87%
4.76
+11.92%
4.25
Net Policyholder Benefits And Claims
4.61
+1.70%
4.53
-4.87%
4.76
+11.92%
4.25
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
363.14
+8.86%
333.57
+0.91%
330.56
-2.71%
339.76
Cash Cash Equivalents And Short Term Investments
117.81
-40.11%
196.73
-0.69%
198.10
+2.67%
192.95
Cash And Cash Equivalents
20.84
-15.48%
24.65
+2.59%
24.03
-31.94%
35.31
Other Short Term Investments
96.98
-43.64%
172.07
-1.15%
174.07
+10.42%
157.64
Receivables
20.28
+15.73%
17.52
+13.81%
15.40
-27.00%
21.09
Accounts Receivable
17.13
+6.68%
16.05
+20.36%
13.34
-29.97%
19.05
Taxes Receivable
1.68
0.00
-100.00%
1.08
-7.92%
1.17
Accrued Interest Receivable
1.48
+0.48%
1.47
+50.20%
0.98
+12.16%
0.87
Prepaid Assets
9.39
+33.47%
7.03
-48.00%
13.53
+21.90%
11.10
Net PPE
37.18
+9.06%
34.09
+12.93%
30.19
+23.26%
24.49
Goodwill And Other Intangible Assets
20.94
+38.94%
15.07
-7.25%
16.25
-7.73%
17.61
Goodwill
9.29
-3.45%
9.62
+0.00%
9.62
+0.00%
9.62
Other Intangible Assets
11.65
+113.86%
5.45
-17.78%
6.62
-17.05%
7.99
Investments And Advances
228.36
+7.73%
211.97
+0.32%
211.28
+0.93%
209.33
Total Liabilities Net Minority Interest
94.84
+15.94%
81.80
+3.53%
79.01
-19.99%
98.75
Payables And Accrued Expenses
41.52
+21.11%
34.29
+7.60%
31.86
-32.28%
47.05
Payables
41.52
+21.11%
34.29
+7.60%
31.86
-32.28%
47.05
Accounts Payable
41.52
+22.09%
34.01
+6.74%
31.86
-32.28%
47.05
Total Tax Payable
0.00
-100.00%
0.28
0.00
0.00
Income Tax Payable
0.00
-100.00%
0.28
0.00
0.00
Current Debt And Capital Lease Obligation
1.68
-25.49%
2.25
—
—
Current Capital Lease Obligation
1.68
-25.49%
2.25
—
—
Long Term Debt And Capital Lease Obligation
6.37
+55.26%
4.10
-36.36%
6.45
-5.70%
6.84
Long Term Capital Lease Obligation
6.37
+55.26%
4.10
-36.36%
6.45
-5.70%
6.84
Non Current Deferred Liabilities
7.17
+75.12%
4.09
+15.48%
3.55
-53.74%
7.67
Non Current Deferred Taxes Liabilities
7.17
+75.12%
4.09
+15.48%
3.55
-53.74%
7.67
Stockholders Equity
268.30
+6.56%
251.77
+0.09%
251.55
+4.37%
241.01
Common Stock Equity
268.30
+6.56%
251.77
+0.09%
251.55
+4.37%
241.01
Capital Stock
0.00
0.00
0.00
0.00
Common Stock
0.00
0.00
0.00
0.00
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
2.18
+0.07%
2.18
-0.21%
2.18
-0.29%
2.19
Ordinary Shares Number
1.89
+0.08%
1.89
-0.24%
1.89
-0.34%
1.90
Treasury Shares Number
0.29
+0.00%
0.29
+0.00%
0.29
+0.00%
0.29
Retained Earnings
267.21
+6.28%
251.42
+0.20%
250.91
+4.20%
240.81
Gains Losses Not Affecting Retained Earnings
1.09
+207.32%
0.35
-44.36%
0.64
+219.00%
0.20
Other Equity Adjustments
1.09
+207.32%
0.35
-44.36%
0.64
+219.00%
0.20
Total Equity Gross Minority Interest
268.30
+6.56%
251.77
+0.09%
251.55
+4.37%
241.01
Total Capitalization
268.30
+6.56%
251.77
+0.09%
251.55
+4.37%
241.01
Invested Capital
268.30
+6.56%
251.77
+0.09%
251.55
+4.37%
241.01
Total Debt
8.05
+26.65%
6.36
-1.44%
6.45
-5.70%
6.84
Capital Lease Obligations
8.05
+26.65%
6.36
-1.44%
6.45
-5.70%
6.84
Net Tangible Assets
247.36
+4.50%
236.70
+0.59%
235.30
+5.33%
223.40
Tangible Book Value
247.36
+4.50%
236.70
+0.59%
235.30
+5.33%
223.40
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
30.94
+3.68%
29.84
+301.83%
7.43
-79.49%
36.20
Cash Flow From Continuing Operating Activities
30.94
+3.68%
29.84
+301.83%
7.43
-79.49%
36.20
Net Income From Continuing Operations
35.18
+13.22%
31.07
+43.29%
21.69
-9.27%
23.90
Depreciation
3.62
+9.16%
3.32
+20.29%
2.76
+20.10%
2.30
Amortization Cash Flow
0.80
-32.34%
1.18
-13.45%
1.36
+6.16%
1.28
Depreciation And Amortization
4.42
-1.71%
4.50
+9.15%
4.12
+15.11%
3.58
Amortization Of Intangibles
0.80
-32.34%
1.18
-13.45%
1.36
+6.16%
1.28
Other Non Cash Items
1.03
+1286.21%
-0.09
-93.33%
-0.04
-110.27%
0.44
Stock Based Compensation
0.54
+37.82%
0.39
-7.29%
0.42
+17.40%
0.36
Deferred Tax
2.88
+361.06%
0.62
+114.74%
-4.23
+8.83%
-4.64
Deferred Income Tax
2.88
+361.06%
0.62
+114.74%
-4.23
+8.83%
-4.64
Operating Gains Losses
-8.26
-22.99%
-6.71
+2.09%
-6.86
-176.68%
8.94
Gain Loss On Investment Securities
-5.45
+16.14%
-6.49
+2.40%
-6.65
-173.92%
9.00
Unrealized Gain Loss On Investment Securities
—
—
—
20.96
Gain Loss On Sale Of PPE
-2.81
-1172.85%
-0.22
-8.33%
-0.20
-251.72%
-0.06
Change In Working Capital
-3.38
-197.30%
3.48
+187.56%
-3.97
-218.54%
3.35
Change In Receivables
-2.75
-68.20%
-1.64
-128.18%
5.80
+112.37%
2.73
Changes In Account Receivables
-1.07
+60.53%
-2.72
-147.57%
5.71
+46.16%
3.91
Change In Payables And Accrued Expense
7.00
+188.82%
2.42
+721.28%
-0.39
-581.48%
0.08
Change In Payable
7.00
+188.82%
2.42
+721.28%
-0.39
-581.48%
0.08
Change In Account Payable
7.27
+238.80%
2.15
+650.51%
-0.39
-111.44%
3.41
Change In Other Current Assets
-9.32
-435.19%
2.78
+171.41%
1.02
+205.34%
-0.97
Change In Other Current Liabilities
1.69
+1921.51%
-0.09
+99.11%
-10.41
-789.27%
1.51
Investing Cash Flow
-14.82
-948.48%
1.75
+126.08%
-6.70
+76.70%
-28.75
Cash Flow From Continuing Investing Activities
-14.82
-948.48%
1.75
+126.08%
-6.70
+76.70%
-28.75
Net PPE Purchase And Sale
-5.04
+29.48%
-7.15
+17.43%
-8.66
-53.09%
-5.66
Purchase Of PPE
-5.56
+25.15%
-7.42
+19.19%
-9.19
-61.70%
-5.68
Sale Of PPE
0.52
+87.27%
0.28
-48.02%
0.53
+1934.62%
0.03
Capital Expenditure
-5.56
+25.15%
-7.42
+19.19%
-9.19
-61.70%
-5.68
Net Investment Purchase And Sale
-5.25
-158.98%
8.89
+354.29%
1.96
+110.76%
-18.19
Purchase Of Investment
-179.50
+9.96%
-199.36
+5.09%
-210.06
-75.26%
-119.85
Sale Of Investment
174.25
-16.33%
208.25
-1.77%
212.01
+108.56%
101.66
Net Business Purchase And Sale
-4.54
0.00
0.00
+100.00%
-4.93
Purchase Of Business
-4.54
0.00
0.00
+100.00%
-4.93
Net Other Investing Changes
—
—
—
0.03
Financing Cash Flow
-19.93
+35.63%
-30.96
-157.88%
-12.01
-28.90%
-9.31
Cash Flow From Continuing Financing Activities
-19.93
+35.63%
-30.96
-157.88%
-12.01
-28.90%
-9.31
Net Common Stock Issuance
0.00
+100.00%
-1.10
-14.60%
-0.96
-621.05%
-0.13
Common Stock Payments
0.00
+100.00%
-1.10
-14.60%
-0.96
-621.05%
-0.13
Common Stock Dividend Paid
-19.93
+33.26%
-29.86
-170.32%
-11.05
-20.34%
-9.18
Cash Dividends Paid
-19.93
+33.26%
-29.86
-170.32%
-11.05
-20.34%
-9.18
Repurchase Of Capital Stock
0.00
+100.00%
-1.10
-14.60%
-0.96
-621.05%
-0.13
Proceeds From Stock Option Exercised
—
0.00
0.00
+100.00%
-0.00
Changes In Cash
-3.82
-712.52%
0.62
+105.52%
-11.28
-507.43%
-1.86
Beginning Cash Position
24.65
+2.59%
24.03
-31.94%
35.31
-5.00%
37.17
End Cash Position
20.84
-15.48%
24.65
+2.59%
24.03
-31.94%
35.31
Free Cash Flow
25.38
+13.23%
22.42
+1373.69%
-1.76
-105.77%
30.52
Income Tax Paid Supplemental Data
8.41
+27.07%
6.62
-23.80%
8.69
-43.45%
15.36
Amortization Of Securities
-1.47
+57.01%
-3.42
+7.41%
-3.70
-1464.58%
0.27
Change In Income Tax Payable
-0.28
-200.00%
0.28
0.00
+100.00%
-3.33
Change In Tax Payable
-0.28
-200.00%
0.28
0.00
+100.00%
-3.33
SEC Filings

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