Symbols / JFIN
JFIN Chart
About
Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by the third-party financial service providers; technology development services; and commercial services. The company was founded in 2011 and is headquartered in Shanghai, China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.
Fundamentals
Scroll to Statements| Sector | Communication Services | Industry | Internet Content & Infor | Market Cap | 351.17M |
| Enterprise Value | 1.26B | Income | 1.71B | Sales | 6.54B |
| Book/sh | 12.14 | Cash/sh | 0.60 | Dividend Yield | 12.14% |
| Payout | 17.66% | Employees | 1028 | IPO | — |
| P/E | 1.40 | Forward P/E | 3.46 | PEG | — |
| P/S | 0.05 | P/B | 0.54 | P/C | — |
| EV/EBITDA | 0.60 | EV/Sales | 0.19 | Quick Ratio | 1.70 |
| Current Ratio | 2.41 | Debt/Eq | 0.83 | LT Debt/Eq | — |
| EPS (ttm) | 4.71 | EPS next Y | 1.90 | EPS Growth | 44.70% |
| Revenue Growth | 1.80% | Earnings | 2026-03-26 | ROA | 19.91% |
| ROE | 47.84% | ROIC | — | Gross Margin | 80.92% |
| Oper. Margin | 31.08% | Profit Margin | 26.17% | Shs Outstand | 26.37M |
| Shs Float | 48.11M | Short Float | 0.71% | Short Ratio | 1.03 |
| Short Interest | — | 52W High | 19.23 | 52W Low | 5.73 |
| Beta | 0.79 | Avg Volume | 153.80K | Volume | 25.23K |
| Target Price | — | Recom | None | Prev Close | $6.40 |
| Price | $6.58 | Change | 2.81% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
—
Mean price target
2. Current target
$6.58
Latest analyst target
3. DCF / Fair value
$70.65
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$6.58
Low
—
High
—
Mean
—
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2021-04-14 | main | Roth Capital | — → Buy | $9 |
| 2019-08-27 | init | Roth Capital | — → Buy | $17 |
- Jiayin Group: Why It Could Go Lower - Seeking Alpha hu, 11 Dec 2025 08
- Responsive Playbooks and the JFIN Inflection - Stock Traders Daily hu, 19 Feb 2026 09
- We Ran A Stock Scan For Earnings Growth And Jiayin Group (NASDAQ:JFIN) Passed With Ease - Yahoo Finance hu, 13 Nov 2025 08
- Jiayin Group Inc. Set to Release Third Quarter 2025 Financial Results and Host Earnings Conference Call - Quiver Quantitative ue, 18 Nov 2025 08
- Jiayin Group (NasdaqGM:JFIN) Margins Jump to 26.2%, Reinforcing Bullish Profitability Narratives - simplywall.st hu, 27 Nov 2025 08
- Why Jiayin Group Inc (JFIN) is Surging in 2025 - Yahoo Finance ue, 29 Apr 2025 07
- Earnings call transcript: Jiayin Group Q2 2025 beats expectations with strong earnings - Investing.com Wed, 20 Aug 2025 07
- symbol__ Stock Quote Price and Forecast - CNN Sat, 09 Mar 2024 02
- Jiayin Group Inc. Reports Strong Q3 2025 Financial Results with 20.6% Increase in Loan Facilitation Volume and 39.7% Rise in Net Income - Quiver Quantitative ue, 25 Nov 2025 08
- Jiayin Group: Strong Quarterly Results Are Outweighed By The Outlook For Slowing Growth - Seeking Alpha hu, 04 Sep 2025 07
- Jiayin Group (NasdaqGM:JFIN): Evaluating Valuation After Strong Third-Quarter Earnings and Profit Growth - simplywall.st Wed, 03 Dec 2025 08
- Jiayin Group's (NASDAQ:JFIN) Three-year Total Shareholder Returns Outpace the Underlying Earnings Growth - 富途牛牛 Sun, 31 Aug 2025 07
- Precision Trading with Jiayin Group Inc. (JFIN) Risk Zones - Stock Traders Daily Sat, 17 Jan 2026 08
- Jiayin Group Inc. (NASDAQ:JFIN) insiders have significant skin in the game with 77% ownership - Yahoo Finance Wed, 13 Aug 2025 07
- Jiayin Group (JFIN) Reports Higher Net Income but What Drives Its Sustained Momentum? - simplywall.st ue, 02 Dec 2025 08
Insider Transactions
No recent insider transactions.
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | -12.24M | 29.97M | 11.86M | 29.24M |
| TaxRateForCalcs | 0.18 | 0.16 | 0.12 | 0.21 |
| NormalizedEBITDA | 1.33B | 1.15B | 1.09B | 309.59M |
| TotalUnusualItems | -66.35M | 186.98M | 101.94M | 138.04M |
| TotalUnusualItemsExcludingGoodwill | -66.35M | 186.98M | 101.94M | 138.04M |
| NetIncomeFromContinuingOperationNetMinorityInterest | 1.06B | 1.30B | 1.18B | 472.09M |
| ReconciledDepreciation | 17.87M | 9.46M | 9.96M | 15.67M |
| ReconciledCostOfRevenue | 2.03B | 2.01B | 565.23M | 335.93M |
| EBITDA | 1.27B | 1.34B | 1.19B | 447.63M |
| EBIT | 1.25B | 1.33B | 1.18B | 431.96M |
| NetInterestIncome | 18.28M | 12.89M | 281.00K | -1.12M |
| NormalizedIncome | 1.11B | 1.14B | 1.09B | 363.28M |
| NetIncomeFromContinuingAndDiscontinuedOperation | 1.06B | 1.30B | 1.18B | 472.09M |
| TotalExpenses | 4.55B | 4.13B | 2.09B | 1.35B |
| TotalOperatingIncomeAsReported | 1.25B | 1.33B | 1.18B | 431.96M |
| DilutedAverageShares | 53.11M | 53.50M | 53.81M | 54.02M |
| BasicAverageShares | 53.11M | 53.50M | 53.81M | 54.02M |
| DilutedEPS | 19.88 | 24.24 | 21.92 | 8.72 |
| BasicEPS | 19.88 | 24.24 | 21.92 | 8.72 |
| DilutedNIAvailtoComStockholders | 1.06B | 1.30B | 1.18B | 472.09M |
| NetIncomeCommonStockholders | 1.06B | 1.30B | 1.18B | 472.09M |
| NetIncome | 1.06B | 1.30B | 1.18B | 472.09M |
| MinorityInterests | 10.00K | 43.00K | -574.00K | 4.33M |
| NetIncomeIncludingNoncontrollingInterests | 1.06B | 1.30B | 1.18B | 467.76M |
| NetIncomeContinuousOperations | 1.06B | 1.30B | 1.18B | 467.76M |
| EarningsFromEquityInterestNetOfTax | 0.00 | -1.99M | 7.94M | 7.65M |
| TaxProvision | 238.90M | 247.62M | 155.40M | 125.72M |
| PretaxIncome | 1.30B | 1.55B | 1.33B | 585.83M |
| OtherIncomeExpense | 29.07M | 201.82M | 145.39M | 155.00M |
| OtherNonOperatingIncomeExpenses | 95.43M | 14.83M | 43.45M | 16.95M |
| SpecialIncomeCharges | -66.35M | 186.98M | 101.94M | 138.04M |
| GainOnSaleOfBusiness | -14.43M | 278.22M | 117.02M | 138.04M |
| WriteOff | 51.92M | 91.24M | 15.08M | 0.00 |
| NetNonOperatingInterestIncomeExpense | 18.28M | 12.89M | 281.00K | -1.12M |
| TotalOtherFinanceCost | -18.28M | -12.89M | -281.00K | 1.12M |
| OperatingIncome | 1.25B | 1.33B | 1.18B | 431.96M |
| OperatingExpense | 2.52B | 2.12B | 1.52B | 1.01B |
| ProvisionForDoubtfulAccounts | 12.20M | 72.76M | 32.05M | 44.43M |
| ResearchAndDevelopment | 372.44M | 296.32M | 216.69M | 143.73M |
| SellingGeneralAndAdministration | 2.13B | 1.75B | 1.28B | 824.44M |
| SellingAndMarketingExpense | 1.91B | 1.54B | 1.08B | 659.29M |
| GeneralAndAdministrativeExpense | 220.99M | 214.86M | 194.04M | 165.15M |
| OtherGandA | 220.99M | 214.86M | 194.04M | 165.15M |
| GrossProfit | 3.77B | 3.46B | 2.71B | 1.44B |
| CostOfRevenue | 2.03B | 2.01B | 565.23M | 335.93M |
| TotalRevenue | 5.80B | 5.47B | 3.27B | 1.78B |
| OperatingRevenue | 5.37B | 4.88B | 2.93B | 1.47B |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | |
|---|---|---|---|---|
| TreasurySharesNumber | 2.62M | 3.97M | 2.37M | |
| OrdinarySharesNumber | 213.48M | 212.13M | 213.73M | 216.10M |
| ShareIssued | 216.10M | 216.10M | 216.10M | 216.10M |
| TotalDebt | 51.68M | 47.96M | 27.46M | 35.24M |
| TangibleBookValue | 3.13B | 2.38B | 1.24B | 27.86M |
| InvestedCapital | 3.13B | 2.38B | 1.24B | 27.86M |
| WorkingCapital | 2.32B | 3.11B | 1.03B | -140.75M |
| NetTangibleAssets | 3.13B | 2.38B | 1.24B | 27.86M |
| CapitalLeaseObligations | 51.68M | 47.96M | 27.46M | 35.24M |
| CommonStockEquity | 3.13B | 2.38B | 1.24B | 27.86M |
| TotalCapitalization | 3.13B | 2.38B | 1.24B | 27.86M |
| TotalEquityGrossMinorityInterest | 3.13B | 2.38B | 1.24B | 25.75M |
| MinorityInterest | -1.66M | -1.68M | -1.58M | -2.12M |
| StockholdersEquity | 3.13B | 2.38B | 1.24B | 27.86M |
| GainsLossesNotAffectingRetainedEarnings | 7.10M | -10.19M | -3.11M | -17.95M |
| OtherEquityAdjustments | 7.10M | -10.19M | -3.11M | -17.95M |
| TreasuryStock | 28.89M | 35.44M | 9.26M | 0.00 |
| RetainedEarnings | 2.24B | 1.53B | 384.90M | -794.76M |
| AdditionalPaidInCapital | 909.65M | 901.93M | 870.56M | 840.58M |
| CapitalStock | 0.00 | 0.00 | 0.00 | 0.00 |
| CommonStock | 0.00 | 0.00 | 0.00 | 0.00 |
| TotalLiabilitiesNetMinorityInterest | 2.28B | 3.26B | 1.78B | 945.68M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 265.32M | 981.90M | 2.48M | 18.34M |
| OtherNonCurrentLiabilities | 213.64M | 933.95M | ||
| NonCurrentDeferredLiabilities | 40.12M | 0.00 | ||
| LongTermDebtAndCapitalLeaseObligation | 51.68M | 47.96M | 2.48M | 18.34M |
| LongTermCapitalLeaseObligation | 51.68M | 47.96M | 2.48M | 18.34M |
| CurrentLiabilities | 2.02B | 2.28B | 1.78B | 927.35M |
| OtherCurrentLiabilities | 62.06M | 57.55M | 30.19M | |
| CurrentDeferredLiabilities | 299.95M | 926.98M | 276.52M | 0.00 |
| CurrentDeferredRevenue | 229.50M | 886.86M | 276.52M | 0.00 |
| CurrentDeferredTaxesLiabilities | 70.45M | 40.12M | 0.00 | |
| CurrentDebtAndCapitalLeaseObligation | 15.57M | 24.99M | 16.91M | |
| CurrentCapitalLeaseObligation | 15.57M | 24.99M | 16.91M | |
| PayablesAndAccruedExpenses | 1.65B | 1.30B | 1.45B | 910.44M |
| CurrentAccruedExpenses | 733.90M | 622.87M | 541.94M | 118.81M |
| Payables | 921.05M | 675.00M | 903.25M | 791.63M |
| OtherPayable | 144.06M | 94.86M | 269.86M | 378.08M |
| DuetoRelatedPartiesCurrent | 89.95M | 11.32M | 566.00K | 4.49M |
| TotalTaxPayable | 687.03M | 568.82M | 632.83M | 409.06M |
| TotalAssets | 5.41B | 5.64B | 3.02B | 971.43M |
| TotalNonCurrentAssets | 1.07B | 254.91M | 209.54M | 184.83M |
| OtherNonCurrentAssets | 737.58M | 2.26M | 1.76M | 1.24M |
| NonCurrentDeferredAssets | 72.41M | 61.17M | 70.78M | 48.46M |
| NonCurrentDeferredTaxesAssets | 72.41M | 61.17M | 70.78M | 48.46M |
| InvestmentsAndAdvances | 162.27M | 101.48M | 90.50M | 90.53M |
| InvestmentinFinancialAssets | 51.01K | 51.01K | ||
| AvailableForSaleSecurities | 51.01K | 51.01K | ||
| LongTermEquityInvestment | 101.43M | 90.45M | ||
| NetPPE | 97.16M | 89.99M | 46.50M | 44.61M |
| AccumulatedDepreciation | -102.10M | -84.78M | -75.84M | -68.18M |
| GrossPPE | 199.26M | 174.77M | 122.35M | 112.79M |
| Leases | 8.09M | 8.09M | 8.09M | 8.09M |
| OtherProperties | 178.12M | 153.26M | 101.96M | 94.07M |
| MachineryFurnitureEquipment | 13.04M | 13.42M | 12.29M | 10.63M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| CurrentAssets | 4.34B | 5.39B | 2.81B | 786.60M |
| OtherCurrentAssets | 42.61M | 78.10M | 58.43M | 42.84M |
| RestrictedCash | 266.92M | 909.15M | 416.42M | 2.02M |
| PrepaidAssets | 16.45M | 19.41M | ||
| Receivables | 3.49B | 4.03B | 2.05B | 539.78M |
| OtherReceivables | 811.11M | 2.40B | 713.81M | 186.54M |
| DuefromRelatedPartiesCurrent | 4.41M | 509.00K | 17.75M | 37.02M |
| LoansReceivable | 0.00 | 2.78M | 3.15M | 329.00K |
| AccountsReceivable | 2.67B | 1.63B | 1.31B | 315.89M |
| AllowanceForDoubtfulAccountsReceivable | -19.57M | -13.75M | -2.54M | 0.00 |
| GrossAccountsReceivable | 2.69B | 1.65B | 1.31B | 315.89M |
| CashCashEquivalentsAndShortTermInvestments | 540.52M | 370.19M | 291.02M | 182.55M |
| CashAndCashEquivalents | 540.52M | 370.19M | 291.02M | 182.55M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 686.36M | 358.05M | 116.12M | 181.77M |
| RepurchaseOfCapitalStock | -53.26M | -38.08M | -14.75M | 0.00 |
| RepaymentOfDebt | -5.75M | 0.00 | 0.00 | -15.00M |
| IssuanceOfDebt | 27.34M | 0.00 | 0.00 | 15.00M |
| IssuanceOfCapitalStock | 0.00 | |||
| CapitalExpenditure | -739.13M | -31.54M | -17.47M | -2.77M |
| IncomeTaxPaidSupplementalData | 118.68M | 40.90M | 1.90M | 6.61M |
| EndCashPosition | 677.86M | 372.63M | 293.04M | 184.57M |
| BeginningCashPosition | 372.63M | 293.04M | 184.57M | 119.32M |
| EffectOfExchangeRateChanges | -4.05M | -10.67M | 10.40M | -3.01M |
| ChangesInCash | 309.28M | 90.26M | 98.08M | 68.26M |
| FinancingCashFlow | -332.69M | -193.48M | -12.57M | 9.94M |
| CashFlowFromContinuingFinancingActivities | -332.69M | -193.48M | -12.57M | 9.94M |
| NetOtherFinancingCharges | 2.59M | |||
| ProceedsFromStockOptionExercised | 169.00K | 1.27M | 2.18M | 7.35M |
| CashDividendsPaid | -301.18M | -156.67M | 0.00 | 2.59M |
| CommonStockDividendPaid | -301.18M | -156.67M | 0.00 | |
| NetCommonStockIssuance | -53.26M | -38.08M | -14.75M | 0.00 |
| CommonStockPayments | -53.26M | -38.08M | -14.75M | 0.00 |
| CommonStockIssuance | 0.00 | |||
| NetIssuancePaymentsOfDebt | 21.58M | 0.00 | 0.00 | 0.00 |
| NetShortTermDebtIssuance | -5.75M | 0.00 | 0.00 | -15.00M |
| ShortTermDebtPayments | -5.75M | 0.00 | 0.00 | -15.00M |
| NetLongTermDebtIssuance | 27.34M | 0.00 | 0.00 | 15.00M |
| LongTermDebtIssuance | 27.34M | 0.00 | 0.00 | 15.00M |
| InvestingCashFlow | -783.52M | -105.85M | -22.95M | -126.22M |
| CashFlowFromContinuingInvestingActivities | -783.52M | -105.85M | -22.95M | -126.22M |
| NetOtherInvestingChanges | -13.15M | 71.13M | -5.48M | -12.42M |
| NetInvestmentPurchaseAndSale | -28.56M | -77.53M | 0.00 | 0.00 |
| SaleOfInvestment | 69.02M | 0.00 | 0.00 | |
| PurchaseOfInvestment | -97.58M | -77.53M | 0.00 | 0.00 |
| NetBusinessPurchaseAndSale | -2.68M | -68.75M | 0.00 | -111.04M |
| PurchaseOfBusiness | -2.68M | -68.75M | 0.00 | -111.04M |
| NetPPEPurchaseAndSale | -739.13M | -30.70M | -17.47M | -2.76M |
| SaleOfPPE | 2.00K | 840.00K | 0.00 | 11.00K |
| PurchaseOfPPE | -739.13M | -31.54M | -17.47M | -2.77M |
| OperatingCashFlow | 1.43B | 389.59M | 133.59M | 184.54M |
| CashFlowFromContinuingOperatingActivities | 1.43B | 389.59M | 133.59M | 184.54M |
| ChangeInWorkingCapital | 258.93M | -880.41M | -1.02B | -216.94M |
| ChangeInOtherWorkingCapital | -664.90M | 832.34M | 266.63M | -48.19M |
| ChangeInOtherCurrentLiabilities | -751.11M | 911.35M | -7.78M | 32.25M |
| ChangeInOtherCurrentAssets | 186.00K | -504.00K | 7.39M | -32.11M |
| ChangeInPayablesAndAccruedExpense | 365.03M | 682.09M | 693.33M | 191.01M |
| ChangeInAccruedExpense | 190.56M | 445.05M | 444.06M | 54.90M |
| ChangeInPayable | 174.47M | 237.04M | 249.26M | 136.11M |
| ChangeInTaxPayable | 124.84M | 219.35M | 223.76M | 138.30M |
| ChangeInIncomeTaxPayable | 124.84M | 219.35M | 223.76M | 138.30M |
| ChangeInPrepaidAssets | 1.49B | -1.89B | -456.22M | -15.50M |
| ChangeInReceivables | -184.79M | -1.42B | -1.52B | -344.39M |
| ChangesInAccountReceivables | -886.46M | -497.47M | -1.23B | -344.39M |
| OtherNonCashItems | 23.56M | -259.20M | -117.02M | -136.30M |
| StockBasedCompensation | 59.12M | 54.35M | 42.55M | 15.19M |
| ProvisionandWriteOffofAssets | 12.20M | 72.76M | 32.05M | 44.43M |
| AssetImpairmentCharge | 51.92M | 91.24M | 15.08M | 0.00 |
| DepreciationAmortizationDepletion | 17.87M | 9.46M | 9.96M | 15.67M |
| DepreciationAndAmortization | 17.87M | 9.46M | 9.96M | 15.67M |
| OperatingGainsLosses | -54.59M | 3.81M | -7.94M | -5.27M |
| EarningsLossesFromEquityInvestments | 0.00 | 1.99M | -7.94M | -7.65M |
| GainLossOnInvestmentSecurities | -69.02M | |||
| GainLossOnSaleOfPPE | 0.00 | -191.00K | 0.00 | 16.00K |
| GainLossOnSaleOfBusiness | 14.43M | 2.01M | 0.00 | 2.36M |
| NetIncomeFromContinuingOperations | 1.06B | 1.30B | 1.18B | 467.76M |
SEC Filings
No SEC filings found for this symbol (may be non-US or ticker not in SEC index).
Public Trades for JFIN
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|