Symbols / JMSB Stock $21.03 -0.47% John Marshall Bancorp, Inc.

Financial Services • Banks - Regional • United States • NCM
JMSB (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Christopher W. Bergstrom
Exch · Country NCM · United States
Market Cap 298.91M
Enterprise Value 253.19M
Income 21.16M
Sales 60.95M
FCF (ttm) —
Book/sh 18.78
Cash/sh 9.20
Employees 138
Insider 10d —
IPO Mar 02, 2017
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 20.13%
P/E 14.11
Forward P/E 10.36
PEG —
P/S 4.90
P/B 1.12
P/C —
EV/EBITDA —
EV/Sales 4.15
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.49
EPS next Y 2.03
EPS Growth 26.30%
Revenue Growth 11.90%
EPS Gr Q/Q 23.80%
Rev Gr Q/Q —
Earnings (next) 2026-04-29
Earnings (prior) 2026-01-28
ROA 0.93%
ROE 8.29%
ROIC —
Gross Margin 0.00%
Oper. Margin 49.30%
Profit Margin 34.84%
Shs Outstand 14.21M
Shs Float 12.18M
Insider Own 12.88%
Instit Own 48.76%
Short Float 0.98%
Short Ratio 3.05
Short Interest 103.11K
52W High 21.85
vs 52W High -3.75%
52W Low 15.70
vs 52W Low 33.95%
Beta 0.44
Impl. Vol. —
Rel Volume 0.64
Avg Volume 33.21K
Volume 21.16K
Target (mean) $23.50
Tgt Median $23.50
Tgt Low $23.00
Tgt High $24.00
# Analysts 2
Recom Strong_buy
Prev Close $21.13
Price $21.03
Change -0.47%
About

John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services in Arlington, Fairfax, Loudoun, Prince William, Montgomery, District of Columbia. The company offers checking, NOW, money market accounts, and savings accounts; certificates of deposit; and time, reciprocal IntraFi Demand, IntraFi Money Market, and IntraFi CD deposits. It also offers commercial real estate loans, residential and commercial construction and development loans, commercial and industrial loans, and residential mortgage loans; commercial term loans and lines of credit; U.S. small business administration; mortgage loan; and other loans, such as financing of equipment, receivables, contract administration expenses, and automobile financing. In addition, the company provides debit and credit cards; treasury and cash management services; business and personal insurance; and online and mobile banking with bill pay, sweep accounts, wire transfer, and check imaging and remote deposit capture services; and U.S. treasury bonds, government agency securities, and mortgage-backed securities. It serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. The company was formerly known as John Marshall Bank and changed its name to John Marshall Bancorp, Inc. in March 2017. John Marshall Bancorp, Inc. was founded in 2005 and is headquartered in Reston, Virginia.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$23.50
Mean price target
2. Current target
$21.03
Latest analyst target
3. DCF / Fair value
$22.35
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$21.03
Low
$23.00
High
$24.00
Mean
$23.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-15 init Raymond James — → Strong Buy $24
2025-07-25 main Keefe, Bruyette & Woods Outperform → Outperform $23
2025-07-21 init Keefe, Bruyette & Woods — → Outperform $22
News
RSS: Latest JMSB news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2025-12-16 GARCIA MICHAEL A Director — 1,901 $0.00 $0
2025-12-16 BERGSTROM CHRISTOPHER W Chief Executive Officer — 9,502 $0.00 $0
2025-12-16 KINNEY JONATHAN CRAIG Director — 2,138 $0.00 $0
2025-12-16 ALLIN PHILIP W Director — 1,901 $0.00 $0
2025-12-16 CHASE PHILIP Director — 1,901 $0.00 $0
2025-12-16 FOSTER MICHAEL T Director — 1,901 $0.00 $0
2025-12-16 MAHAN OSCAR LELAND Director — 1,901 $0.00 $0
2025-12-16 PEDEN ANDREW J. Officer — 2,376 $0.00 $0
2025-12-16 CARSTATER KENT Chief Financial Officer — 3,088 $0.00 $0
2025-12-16 GARG SUBHASH Director — 1,901 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
62.64
+17.48%
53.32
+50.01%
35.54
-50.71%
72.11
Operating Revenue
62.64
+17.48%
53.32
+50.01%
35.54
-50.71%
72.11
Selling General And Administration
22.77
+6.39%
21.40
-1.10%
21.64
-0.72%
21.80
Selling And Marketing Expense
0.38
-1.30%
0.39
+34.03%
0.29
+49.22%
0.19
General And Administrative Expense
22.39
+6.53%
21.02
-1.58%
21.35
-1.17%
21.61
Salaries And Wages
21.40
+6.89%
20.02
-1.46%
20.31
-3.28%
21.00
Other Gand A
—
—
—
—
Reconciled Depreciation
1.52
-9.75%
1.68
-1.92%
1.72
-10.54%
1.92
Total Unusual Items
0.40
+70.34%
0.24
-25.55%
0.32
+189.55%
-0.35
Total Unusual Items Excluding Goodwill
0.40
+70.34%
0.24
-25.55%
0.32
+189.55%
-0.35
Net Income
21.23
+24.02%
17.12
+231.93%
5.16
-83.78%
31.80
Pretax Income
27.38
+25.16%
21.88
+174.14%
7.98
-80.08%
40.06
Net Interest Income
60.08
+18.60%
50.66
+0.94%
50.18
-28.48%
70.17
Interest Expense
52.69
-10.82%
59.09
+17.50%
50.29
+268.53%
13.64
Interest Income
112.77
+2.76%
109.74
+9.23%
100.47
+19.87%
83.82
Gain On Sale Of Security
0.00
0.00
+100.00%
-17.32
0.00
Tax Provision
6.15
+29.26%
4.76
+68.54%
2.82
-65.82%
8.26
Tax Rate For Calcs
0.00
+3.69%
0.00
-38.70%
0.00
+71.84%
0.00
Tax Effect Of Unusual Items
0.09
+76.62%
0.05
-54.36%
0.11
+253.88%
-0.07
Net Income Including Noncontrolling Interests
21.23
+24.02%
17.12
+231.93%
5.16
-83.78%
31.80
Net Income From Continuing Operation Net Minority Interest
21.23
+24.02%
17.12
+231.93%
5.16
-83.78%
31.80
Net Income From Continuing And Discontinued Operation
21.23
+24.02%
17.12
+231.93%
5.16
-83.78%
31.80
Net Income Continuous Operations
21.23
+24.02%
17.12
+231.93%
5.16
-83.78%
31.80
Normalized Income
20.92
+23.53%
16.94
+241.92%
4.95
-84.56%
32.08
Net Income Common Stockholders
21.16
+23.97%
17.07
+231.94%
5.14
-83.77%
31.67
Otherunder Preferred Stock Dividend
0.08
+37.50%
0.06
+229.41%
0.02
-87.50%
0.14
Diluted EPS
—
1.20
+233.33%
0.36
-84.00%
2.25
Basic EPS
—
1.20
+233.33%
0.36
-84.14%
2.27
Basic Average Shares
—
14.17
+0.40%
14.12
+1.32%
13.93
Diluted Average Shares
—
14.21
+0.14%
14.19
+0.72%
14.08
Diluted NI Availto Com Stockholders
21.16
+23.97%
17.07
+231.94%
5.14
-83.77%
31.67
Average Dilution Earnings
—
—
—
0.00
Insurance And Claims
0.99
-0.80%
1.00
-3.94%
1.04
+72.07%
0.60
Occupancy And Equipment
2.83
-5.07%
2.98
-0.30%
2.99
-7.12%
3.22
Other Non Interest Expense
6.82
+6.18%
6.43
+9.73%
5.86
+4.07%
5.63
Professional Expense And Contract Services Expense
1.15
+14.49%
1.00
+204.26%
0.33
-73.27%
1.23
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
2,332.55
+4.37%
2,234.95
-0.34%
2,242.55
-4.50%
2,348.24
Cash And Cash Equivalents
129.97
+6.13%
122.47
+23.70%
99.00
+60.73%
61.60
Cash Financial
6.49
+9.20%
5.95
-19.92%
7.42
+12.78%
6.58
Other Short Term Investments
17.28
-86.73%
130.26
-23.38%
169.99
-52.46%
357.58
Receivables
5.89
-1.77%
6.00
-1.87%
6.11
+10.47%
5.53
Accounts Receivable
5.89
-1.77%
6.00
-1.87%
6.11
+10.47%
5.53
Net PPE
5.87
-7.34%
6.33
+16.02%
5.46
-6.40%
5.83
Gross PPE
15.13
+0.06%
15.12
+9.52%
13.81
+0.40%
13.75
Accumulated Depreciation
-9.26
-5.39%
-8.79
-5.27%
-8.35
-5.40%
-7.92
Machinery Furniture Equipment
7.27
+3.55%
7.02
+4.46%
6.72
+7.23%
6.27
Other Properties
4.55
-9.22%
5.01
+20.04%
4.18
-9.43%
4.61
Leases
3.31
+7.19%
3.09
+6.08%
2.91
+1.29%
2.87
Investments And Advances
215.12
-4.43%
225.10
-16.10%
268.29
-41.56%
459.11
Total Liabilities Net Minority Interest
2,066.91
+3.95%
1,988.33
-1.21%
2,012.63
-5.75%
2,135.43
Payables And Accrued Expenses
2.12
-11.28%
2.39
-47.49%
4.56
+340.48%
1.03
Payables
2.12
-11.28%
2.39
-47.49%
4.56
+340.48%
1.03
Accounts Payable
2.12
-11.28%
2.39
-47.49%
4.56
+340.48%
1.03
Long Term Debt And Capital Lease Obligation
85.69
-0.54%
86.16
+195.53%
29.15
-1.11%
29.48
Long Term Debt
80.88
+0.10%
80.79
+226.98%
24.71
+0.34%
24.62
Long Term Capital Lease Obligation
4.82
-10.24%
5.37
+20.76%
4.45
-8.48%
4.86
Stockholders Equity
265.64
+7.71%
246.61
+7.26%
229.91
+8.04%
212.80
Common Stock Equity
265.64
+7.71%
246.61
+7.26%
229.91
+8.04%
212.80
Capital Stock
0.14
-0.70%
0.14
+0.71%
0.14
+0.00%
0.14
Common Stock
0.14
-0.70%
0.14
+0.71%
0.14
+0.00%
0.14
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
14.21
-0.38%
14.27
+0.85%
14.15
+0.35%
14.10
Ordinary Shares Number
14.21
-0.38%
14.27
+0.85%
14.15
+0.35%
14.10
Additional Paid In Capital
95.70
-1.52%
97.17
+1.61%
95.64
+0.96%
94.73
Retained Earnings
176.91
+10.60%
159.95
+9.27%
146.39
-0.17%
146.63
Gains Losses Not Affecting Retained Earnings
-7.12
+33.21%
-10.65
+13.05%
-12.25
+57.31%
-28.70
Other Equity Adjustments
-7.12
+33.21%
-10.65
+13.05%
-12.25
+57.31%
-28.70
Total Equity Gross Minority Interest
265.64
+7.71%
246.61
+7.26%
229.91
+8.04%
212.80
Total Capitalization
346.51
+5.84%
327.40
+28.58%
254.62
+7.24%
237.42
Invested Capital
346.51
+5.84%
327.40
+28.58%
254.62
+7.24%
237.42
Total Debt
85.69
-0.54%
86.16
+195.53%
29.15
-1.11%
29.48
Capital Lease Obligations
4.82
-10.24%
5.37
+20.76%
4.45
-8.48%
4.86
Net Tangible Assets
265.64
+7.71%
246.61
+7.26%
229.91
+8.04%
212.80
Tangible Book Value
265.64
+7.71%
246.61
+7.26%
229.91
+8.04%
212.80
Available For Sale Securities
109.42
+3763.52%
2.83
+1.43%
2.79
+32.01%
2.12
Cash Cash Equivalents And Federal Funds Sold
137.62
+5.78%
130.10
+25.08%
104.02
+57.54%
66.02
Held To Maturity Securities
88.42
-3.90%
92.01
-3.66%
95.50
-3.93%
99.42
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
22.58
+30.85%
17.26
-4.14%
18.00
-45.70%
33.16
Cash Flow From Continuing Operating Activities
22.58
+30.85%
17.26
-4.14%
18.00
-45.70%
33.16
Net Income From Continuing Operations
21.23
+24.02%
17.12
+231.93%
5.16
-83.78%
31.80
Depreciation Amortization Depletion
1.52
-9.75%
1.68
-1.92%
1.72
-10.54%
1.92
Depreciation
1.52
-9.75%
1.68
-1.92%
1.72
-10.54%
1.92
Depreciation And Amortization
1.52
-9.75%
1.68
-1.92%
1.72
-10.54%
1.92
Other Non Cash Items
0.08
+1.20%
0.08
+159.29%
-0.14
+38.33%
-0.23
Stock Based Compensation
0.53
-5.05%
0.56
-6.88%
0.60
+4.01%
0.57
Deferred Tax
-0.16
+42.96%
-0.28
-130.84%
0.92
+55.05%
0.59
Deferred Income Tax
-0.16
+42.96%
-0.28
-130.84%
0.92
+55.05%
0.59
Operating Gains Losses
-0.32
+38.77%
-0.52
-103.03%
17.17
—
Gain Loss On Investment Securities
—
0.00
-100.00%
17.32
0.00
Unrealized Gain Loss On Investment Securities
-0.40
-70.34%
-0.24
+25.55%
-0.32
-189.55%
0.35
Gain Loss On Sale Of PPE
0.00
+400.00%
-0.00
+93.75%
-0.02
0.00
Change In Working Capital
-1.38
-194.24%
-0.47
+86.88%
-3.58
-78.00%
-2.01
Change In Receivables
0.11
-7.02%
0.11
+119.69%
-0.58
+1.53%
-0.59
Changes In Account Receivables
0.11
-7.02%
0.11
+119.69%
-0.58
+1.53%
-0.59
Change In Payables And Accrued Expense
-0.27
+87.53%
-2.17
-161.44%
3.52
+1735.42%
0.19
Change In Payable
-0.27
+87.53%
-2.17
-161.44%
3.52
+1735.42%
0.19
Change In Account Payable
-0.27
+87.53%
-2.17
-161.44%
3.52
+1735.42%
0.19
Change In Other Current Assets
0.68
-83.69%
4.15
+350.15%
-1.66
-20.57%
-1.38
Change In Other Current Liabilities
-1.89
+26.29%
-2.57
+47.18%
-4.86
-1951.48%
-0.24
Investing Cash Flow
-88.68
-386.37%
30.96
-78.62%
144.84
+153.47%
-270.87
Cash Flow From Continuing Investing Activities
-88.68
-386.37%
30.96
-78.62%
144.84
+153.47%
-270.87
Net PPE Purchase And Sale
-0.51
-4.97%
-0.48
+8.87%
-0.53
-239.74%
-0.16
Purchase Of PPE
-0.55
-14.70%
-0.48
+21.08%
-0.61
-292.31%
-0.16
Sale Of PPE
0.05
0.00
-100.00%
0.08
0.00
Capital Expenditure
-0.55
-14.70%
-0.48
+21.08%
-0.61
-292.31%
-0.16
Net Investment Purchase And Sale
15.06
-67.08%
45.75
-76.52%
194.90
+231.18%
-148.57
Purchase Of Investment
-32.32
0.00
+100.00%
-0.36
+99.83%
-208.49
Sale Of Investment
47.38
+3.56%
45.75
-76.57%
195.26
+225.89%
59.92
Net Other Investing Changes
-0.01
+99.62%
-2.62
-112.60%
20.81
+2219.62%
0.90
Financing Cash Flow
73.60
+397.24%
-24.76
+80.26%
-125.43
-164.82%
193.52
Cash Flow From Continuing Financing Activities
73.60
+397.24%
-24.76
+80.26%
-125.43
-164.82%
193.52
Net Issuance Payments Of Debt
0.00
-100.00%
2.00
-96.30%
54.00
+393.14%
-18.42
Issuance Of Debt
0.00
-100.00%
56.00
+3.70%
54.00
+119.70%
24.58
Repayment Of Debt
0.00
+100.00%
-54.00
0.00
+100.00%
-43.00
Long Term Debt Issuance
0.00
-100.00%
56.00
+3.70%
54.00
+119.70%
24.58
Long Term Debt Payments
0.00
+100.00%
-54.00
0.00
+100.00%
-43.00
Net Long Term Debt Issuance
0.00
-100.00%
2.00
-96.30%
54.00
+393.14%
-18.42
Net Common Stock Issuance
-2.45
-3397.14%
-0.07
-1066.67%
-0.01
+25.00%
-0.01
Common Stock Payments
-2.45
-3397.14%
-0.07
-1066.67%
-0.01
+25.00%
-0.01
Common Stock Dividend Paid
-4.27
-20.04%
-3.56
-14.48%
-3.11
-11.04%
-2.80
Cash Dividends Paid
-4.27
-20.04%
-3.56
-14.48%
-3.11
-11.04%
-2.80
Repurchase Of Capital Stock
-2.45
-3397.14%
-0.07
-1066.67%
-0.01
+25.00%
-0.01
Proceeds From Stock Option Exercised
0.45
-57.64%
1.05
+229.06%
0.32
-89.54%
3.06
Changes In Cash
7.50
-68.01%
23.46
-37.27%
37.41
+184.63%
-44.20
Beginning Cash Position
122.47
+23.70%
99.00
+60.73%
61.60
-41.78%
105.80
End Cash Position
129.97
+6.13%
122.47
+23.70%
99.00
+60.73%
61.60
Free Cash Flow
22.03
+31.32%
16.78
-3.54%
17.39
-47.30%
33.00
Interest Paid Supplemental Data
52.88
-13.55%
61.17
+31.04%
46.68
+255.34%
13.14
Income Tax Paid Supplemental Data
5.73
+334.32%
1.32
-67.88%
4.11
-37.57%
6.58
Amortization Of Securities
-0.20
+32.78%
-0.30
-11.85%
-0.27
-980.00%
-0.03
Common Stock Issuance
—
—
—
3.06
Issuance Of Capital Stock
—
—
—
3.06
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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