Symbols / LMFA $0.24 +2.83% LM Funding America, Inc.

Financial Services • Capital Markets • United States • NCM
LMFA Chart
About

LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments, Specialty Finance and Bitcoin Mining Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Capital Markets Market Cap 3.88M
Enterprise Value 20.73M Income -28.50M Sales 7.72M
Book/sh 2.17 Cash/sh 0.10 Dividend Yield —
Payout 0.00% Employees — IPO —
P/E — Forward P/E -0.06 PEG —
P/S 0.50 P/B 0.11 P/C —
EV/EBITDA — EV/Sales 2.69 Quick Ratio 0.08
Current Ratio 1.18 Debt/Eq 71.49 LT Debt/Eq —
EPS (ttm) -3.28 EPS next Y -4.27 EPS Growth —
Revenue Growth 8.60% Earnings 2026-03-27 07:00 ROA -56.57%
ROE -84.01% ROIC — Gross Margin 10.96%
Oper. Margin -4.95% Profit Margin 0.00% Shs Outstand 16.16M
Shs Float 12.96M Short Float 7.29% Short Ratio 1.13
Short Interest — 52W High 5.14 52W Low 0.18
Beta 2.43 Avg Volume 395.66K Volume 276.67K
Target Price $1.00 Recom Buy Prev Close $0.23
Price $0.24 Change 2.83%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$1.00
Mean price target
2. Current target
$0.25
Latest analyst target
3. DCF / Fair value
$1.00
Proxy: analyst mean price target (no FCF/EPS data available).
Ratings
Current target
$0.25
Low
$1.00
High
$1.00
Mean
$1.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-08-15 up HC Wainwright & Co. Neutral → Buy $5
2025-04-02 reit HC Wainwright & Co. Neutral → Neutral —
2024-11-15 reit HC Wainwright & Co. — → Neutral —
2024-08-15 reit HC Wainwright & Co. — → Neutral —
2024-06-11 reit HC Wainwright & Co. — → Neutral —
2024-05-17 reit HC Wainwright & Co. — → Neutral —
2024-04-03 reit HC Wainwright & Co. — → Neutral —
2023-12-28 init HC Wainwright & Co. — → Neutral —
2022-06-06 init Maxim Group — → Buy $4
News
RSS: Latest LMFA news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2024-12-18 DURAN RYAN H Officer — 500 $2.58 $1,290
2024-12-04 DURAN RYAN H Officer — 500 $2.89 $1,444
2024-11-20 DURAN RYAN H Officer — 500 $2.90 $1,448
2024-11-15 GRAHAM ANDREW L Director — 10,000 $2.58 $25,764
2024-11-06 DURAN RYAN H Officer — 500 $2.86 $1,432
2024-10-23 DURAN RYAN H Officer — 500 $2.68 $1,340
2024-10-09 DURAN RYAN H Officer — 500 $2.27 $1,135
2024-09-26 DURAN RYAN H Officer — 500 $2.53 $1,265
2024-09-11 DURAN RYAN H Officer — 500 $2.40 $1,200
2024-08-28 DURAN RYAN H Officer — 500 $2.73 $1,365
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
8.85
-21.75%
11.31
+82.69%
6.19
-3.56%
6.42
Operating Revenue
8.85
-21.75%
11.31
+82.69%
6.19
-3.56%
6.42
Cost Of Revenue
13.13
+9.48%
11.99
—
—
Reconciled Cost Of Revenue
13.13
+9.48%
11.99
—
—
Gross Profit
-4.28
-525.40%
-0.68
—
—
Operating Expense
19.17
+243.61%
5.58
—
—
Selling General And Administration
3.22
+12.14%
2.87
-57.17%
6.71
-66.54%
20.06
Selling And Marketing Expense
—
0.82
-4.08%
0.85
+34.09%
0.64
General And Administrative Expense
3.22
+12.14%
2.87
-50.94%
5.86
-69.84%
19.42
Salaries And Wages
—
4.56
-22.22%
5.86
-69.84%
19.42
Other Gand A
3.22
+12.14%
2.87
—
—
Other Operating Expenses
7.76
+253.13%
-5.07
—
—
Total Expenses
32.30
+83.81%
17.57
—
—
Operating Income
-23.45
-274.40%
-6.26
—
—
Total Operating Income As Reported
-22.88
-254.17%
-6.46
—
—
EBITDA
-15.28
-1110.71%
1.51
+110.93%
-13.83
+46.73%
-25.96
Normalized EBITDA
-14.77
-607.67%
2.91
+169.20%
-4.20
+85.35%
-28.69
Reconciled Depreciation
8.17
+5.11%
7.77
+56.00%
4.98
+942.53%
0.48
EBIT
-23.45
-274.40%
-6.26
+66.71%
-18.81
+28.84%
-26.44
Total Unusual Items
-0.51
+63.51%
-1.40
+85.49%
-9.63
-335.73%
-2.21
Total Unusual Items Excluding Goodwill
-0.51
+63.51%
-1.40
+85.49%
-9.63
-335.73%
-2.21
Special Income Charges
-0.51
-242.44%
-0.15
+92.34%
-1.95
+70.16%
-6.52
Other Special Charges
0.00
—
0.01
+140.23%
-0.02
Impairment Of Capital Assets
—
1.39
+17.31%
1.19
-78.37%
5.49
Write Off
0.00
-62.25%
0.01
-98.28%
0.75
-28.68%
1.05
Net Income
-26.92
-267.99%
-7.32
+54.12%
-15.94
+45.47%
-29.24
Pretax Income
-26.98
-252.37%
-7.66
+59.31%
-18.81
+28.85%
-26.45
Net Interest Income
—
-0.14
-154.64%
0.25
-36.76%
0.39
Interest Expense
—
0.44
0.00
-100.00%
0.00
Interest Income
—
0.31
+23.13%
0.25
-36.76%
0.39
Other Income Expense
-3.53
-153.28%
-1.39
—
—
Other Non Operating Income Expenses
-3.02
-67304.57%
0.00
—
—
Gain On Sale Of Security
0.00
+100.04%
-1.25
+83.75%
-7.68
-278.22%
4.31
Tax Provision
0.00
0.00
-100.00%
0.06
-95.79%
1.44
Tax Rate For Calcs
0.00
0.00
-100.00%
0.00
+0.00%
0.00
Tax Effect Of Unusual Items
0.00
0.00
+100.00%
-2.02
-335.73%
-0.46
Net Income Including Noncontrolling Interests
-26.98
-252.37%
-7.66
+59.44%
-18.88
+32.31%
-27.88
Net Income From Continuing Operation Net Minority Interest
-26.92
-267.99%
-7.32
+54.12%
-15.94
+45.47%
-29.24
Net Income From Continuing And Discontinued Operation
-26.92
-267.99%
-7.32
+54.12%
-15.94
+45.47%
-29.24
Net Income Continuous Operations
-26.98
-252.37%
-7.66
+59.44%
-18.88
+32.31%
-27.88
Net Income Discontinuous Operations
—
—
—
—
Minority Interests
0.05
-83.83%
0.34
-88.40%
2.93
+316.01%
-1.36
Normalized Income
-26.41
-346.26%
-5.92
+29.02%
-8.34
+69.67%
-27.49
Net Income Common Stockholders
-28.50
-101.97%
-14.11
+11.50%
-15.94
+45.47%
-29.24
Otherunder Preferred Stock Dividend
1.58
-76.76%
6.79
—
—
Diluted EPS
-3.28
+34.66%
-5.02
+28.08%
-6.98
+46.72%
-13.10
Basic EPS
-3.28
+34.66%
-5.02
+28.08%
-6.98
+46.72%
-13.10
Basic Average Shares
8.70
+209.84%
2.81
+22.95%
2.28
+2.34%
2.23
Diluted Average Shares
8.70
+209.84%
2.81
+22.95%
2.28
+2.34%
2.23
Diluted NI Availto Com Stockholders
-28.50
-101.97%
-14.11
+11.50%
-15.94
+45.47%
-29.24
Depreciation Amortization Depletion Income Statement
8.17
+5.11%
7.77
+56.00%
4.98
+942.53%
0.48
Depreciation And Amortization In Income Statement
8.17
+5.11%
7.77
+56.00%
4.98
+942.53%
0.48
Gain On Sale Of PPE
-0.50
-268.70%
-0.14
—
—
Other Non Interest Expense
—
8.05
-15.27%
9.50
+258.84%
2.65
Professional Expense And Contract Services Expense
—
2.06
+10.42%
1.86
-41.01%
3.16
Provision For Doubtful Accounts
0.01
0.00
—
—
Line Item Trend 2023-12-31
Total Assets
37.71
Current Assets
—
Cash Cash Equivalents And Short Term Investments
2.42
Cash And Cash Equivalents
2.42
Cash Financial
2.40
Other Short Term Investments
—
Receivables
1.67
Accounts Receivable
—
Gross Accounts Receivable
—
Allowance For Doubtful Accounts Receivable
—
Other Receivables
0.23
Taxes Receivable
—
Prepaid Assets
—
Restricted Cash
—
Hedging Assets Current
—
Other Current Assets
—
Total Non Current Assets
—
Net PPE
24.71
Gross PPE
30.30
Accumulated Depreciation
-5.59
Properties
0.08
Land And Improvements
—
Buildings And Improvements
—
Machinery Furniture Equipment
30.03
Construction In Progress
0.00
Other Properties
0.19
Goodwill And Other Intangible Assets
0.00
Other Intangible Assets
—
Investments And Advances
1.32
Long Term Equity Investment
—
Other Non Current Assets
—
Total Liabilities Net Minority Interest
2.85
Current Liabilities
—
Payables And Accrued Expenses
2.09
Payables
2.09
Accounts Payable
2.06
Total Tax Payable
—
Income Tax Payable
—
Current Debt And Capital Lease Obligation
0.68
Current Debt
0.57
Other Current Borrowings
—
Current Capital Lease Obligation
0.11
Total Non Current Liabilities Net Minority Interest
—
Long Term Debt And Capital Lease Obligation
0.09
Long Term Debt
—
Long Term Capital Lease Obligation
0.09
Stockholders Equity
36.19
Common Stock Equity
36.19
Capital Stock
0.00
Common Stock
0.00
Preferred Stock
0.00
Share Issued
2.49
Ordinary Shares Number
2.49
Treasury Shares Number
0.00
Additional Paid In Capital
95.15
Retained Earnings
-58.96
Minority Interest
-1.33
Total Equity Gross Minority Interest
34.86
Total Capitalization
36.19
Working Capital
—
Invested Capital
36.75
Total Debt
0.76
Net Debt
—
Capital Lease Obligations
0.20
Net Tangible Assets
36.19
Tangible Book Value
36.19
Available For Sale Securities
1.32
Cash Cash Equivalents And Federal Funds Sold
2.42
Current Notes Payable
0.57
Dueto Related Parties Current
—
Financial Assets
—
Investmentin Financial Assets
—
Notes Receivable
1.44
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-13.99
-17.09%
-11.95
-250.88%
-3.40
+62.73%
-9.14
Cash Flow From Continuing Operating Activities
-13.99
-17.09%
-11.95
-250.88%
-3.40
+62.73%
-9.14
Net Income From Continuing Operations
-26.98
-252.37%
-7.66
+59.44%
-18.88
+32.31%
-27.88
Depreciation Amortization Depletion
8.17
+5.11%
7.77
+56.00%
4.98
+942.53%
0.48
Depreciation And Amortization
8.17
+5.11%
7.77
+56.00%
4.98
+942.53%
0.48
Other Non Cash Items
-7.80
+25.67%
-10.50
-196.47%
10.88
+334.04%
2.51
Stock Based Compensation
0.69
+32.38%
0.52
-82.33%
2.94
-83.37%
17.67
Provisionand Write Offof Assets
0.01
0.00
—
—
Asset Impairment Charge
5.40
+287.61%
1.39
-26.75%
1.90
-18.69%
2.34
Operating Gains Losses
5.10
+170.24%
-7.25
-121.18%
-3.28
-543.16%
0.74
Gain Loss On Investment Securities
2.73
0.00
+100.00%
-0.00
-107.11%
0.06
Unrealized Gain Loss On Investment Securities
0.17
-84.41%
1.09
-88.85%
9.76
+323.43%
-4.37
Gain Loss On Sale Of PPE
2.36
+132.57%
-7.25
-251.61%
-2.06
-11690.09%
0.02
Change In Working Capital
1.26
-53.08%
2.69
+122.93%
-11.71
-1792.28%
-0.62
Change In Receivables
—
0.00
-100.00%
0.26
+189.37%
-0.29
Change In Prepaid Assets
0.47
-87.49%
3.77
+1889.47%
0.19
-70.93%
0.65
Change In Payables And Accrued Expense
0.79
+172.87%
-1.08
-709.79%
0.18
-54.87%
0.39
Change In Payable
0.79
+172.87%
-1.08
—
—
Change In Account Payable
0.76
+170.33%
-1.08
—
—
Change In Other Working Capital
—
—
-0.05
+46.55%
-0.10
Change In Other Current Assets
—
-10.43
+15.11%
-12.29
-1199.67%
-0.95
Investing Cash Flow
-19.54
-5250.77%
0.38
-83.50%
2.30
+112.18%
-18.89
Cash Flow From Continuing Investing Activities
-19.54
-5250.77%
0.38
-83.50%
2.30
+112.18%
-18.89
Net PPE Purchase And Sale
0.00
-100.00%
0.08
0.00
+100.00%
-14.65
Purchase Of PPE
—
—
0.00
+100.00%
-14.65
Sale Of PPE
0.00
-100.00%
0.08
0.00
—
Capital Expenditure
-25.03
-1028.43%
-2.22
-36.47%
-1.63
+88.92%
-14.66
Capital Expenditure Reported
-2.21
-27.39%
-1.73
-6.60%
-1.63
-10466.14%
-0.02
Net Investment Purchase And Sale
—
7.84
+106822.04%
-0.01
+99.83%
-4.22
Purchase Of Investment
—
-0.49
-1280.95%
-0.04
+99.26%
-4.74
Sale Of Investment
—
8.32
+29815.63%
0.03
-94.64%
0.52
Net Business Purchase And Sale
-4.23
-16.13%
-3.64
0.00
—
Purchase Of Business
-4.23
-16.13%
-3.64
0.00
—
Gain Loss On Sale Of Business
—
—
—
0.00
Net Intangibles Purchase And Sale
-13.76
-275.57%
7.84
+106822.04%
-0.01
+98.44%
-0.47
Purchase Of Intangibles
-22.82
-4600.56%
-0.49
-1280.95%
-0.04
+96.44%
-0.99
Net Other Investing Changes
0.65
+130.47%
-2.14
-154.53%
3.92
+936.06%
-0.47
Financing Cash Flow
31.58
+151.75%
12.54
+1815.81%
-0.73
-144.46%
-0.30
Cash Flow From Continuing Financing Activities
31.58
+151.75%
12.54
+1815.81%
-0.73
-144.46%
-0.30
Net Issuance Payments Of Debt
12.92
+104.11%
6.33
0.00
+100.00%
-0.30
Issuance Of Debt
12.92
+104.11%
6.33
0.00
—
Repayment Of Debt
—
—
-0.62
-108.83%
-0.30
Long Term Debt Issuance
12.92
+104.11%
6.33
0.00
—
Long Term Debt Payments
—
—
-0.62
-108.83%
-0.30
Net Long Term Debt Issuance
12.92
+104.11%
6.33
0.00
+100.00%
-0.30
Short Term Debt Issuance
—
—
—
—
Net Short Term Debt Issuance
—
—
—
—
Net Common Stock Issuance
19.30
+798.00%
2.15
+2116.60%
-0.11
0.00
Common Stock Payments
-7.97
0.00
+100.00%
-0.11
0.00
Repurchase Of Capital Stock
-7.97
0.00
+100.00%
-0.11
0.00
Proceeds From Stock Option Exercised
0.10
-97.99%
4.77
0.00
0.00
Net Other Financing Charges
-0.73
-3.46%
-0.71
-13.61%
-0.62
—
Changes In Cash
-1.95
-300.11%
0.98
+153.17%
-1.84
+93.52%
-28.32
Beginning Cash Position
3.38
+40.65%
2.40
-43.33%
4.24
-86.98%
32.56
End Cash Position
1.42
-57.83%
3.38
+40.65%
2.40
-43.33%
4.24
Free Cash Flow
-39.02
-175.46%
-14.16
-181.60%
-5.03
+78.87%
-23.80
Interest Paid Supplemental Data
0.69
+60.97%
0.43
0.00
0.00
Income Tax Paid Supplemental Data
0.00
0.00
0.00
-100.00%
2.06
Common Stock Issuance
27.27
+1169.09%
2.15
0.00
—
Dividends Received CFI
-0.00
+94.83%
-0.02
0.00
—
Issuance Of Capital Stock
27.27
+1169.09%
2.15
0.00
—
Sale Of Intangibles
9.06
+8.93%
8.32
+29815.63%
0.03
-94.64%
0.52
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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