LMFA Chart
About

LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments, Specialty Finance and Bitcoin Mining Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Credit Services Market Cap 4.83M
Enterprise Value 10.46M Income -13.83M Sales 7.57M
Book/sh 3.23 Cash/sh 0.02 Dividend Yield —
Payout 0.00% Employees 9 IPO —
P/E — Forward P/E -0.07 PEG —
P/S 0.64 P/B 0.10 P/C —
EV/EBITDA — EV/Sales 1.38 Quick Ratio 0.04
Current Ratio 1.83 Debt/Eq 17.81 LT Debt/Eq —
EPS (ttm) -2.59 EPS next Y -4.27 EPS Growth —
Revenue Growth 71.70% Earnings 2025-11-14 16:00 ROA -14.79%
ROE -18.58% ROIC — Gross Margin 16.99%
Oper. Margin -193.12% Profit Margin -92.94% Shs Outstand 15.26M
Shs Float 11.06M Short Float 11.26% Short Ratio 1.02
Short Interest — 52W High 5.14 52W Low 0.29
Beta 2.30 Avg Volume 414.55K Volume 118.79K
Target Price $4.50 Recom None Prev Close $0.32
Price $0.32 Change -1.16%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$4.50
Mean price target
2. Current target
$0.32
Latest analyst target
3. DCF / Fair value
$4.50
Proxy: analyst mean price target (no FCF/EPS data available).
Ratings
Current target
$0.32
Low
$4.00
High
$5.00
Mean
$4.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-08-15 up HC Wainwright & Co. Neutral → Buy $5
2025-04-02 reit HC Wainwright & Co. Neutral → Neutral —
2024-11-15 reit HC Wainwright & Co. — → Neutral —
2024-08-15 reit HC Wainwright & Co. — → Neutral —
2024-06-11 reit HC Wainwright & Co. — → Neutral —
2024-05-17 reit HC Wainwright & Co. — → Neutral —
2024-04-03 reit HC Wainwright & Co. — → Neutral —
2023-12-28 init HC Wainwright & Co. — → Neutral —
2022-06-06 init Maxim Group — → Buy $4
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 500 1290 — Sale at price 2.58 per share. DURAN RYAN H Officer — 2024-12-18 00:00:00 D
1 500 1444 — Sale at price 2.89 per share. DURAN RYAN H Officer — 2024-12-04 00:00:00 D
2 500 1448 — Sale at price 2.90 per share. DURAN RYAN H Officer — 2024-11-20 00:00:00 D
3 10000 25764 — Purchase at price 2.58 per share. GRAHAM ANDREW L Director — 2024-11-15 00:00:00 D
4 500 1432 — Sale at price 2.86 per share. DURAN RYAN H Officer — 2024-11-06 00:00:00 D
5 500 1340 — Sale at price 2.68 per share. DURAN RYAN H Officer — 2024-10-23 00:00:00 D
6 500 1135 — Sale at price 2.27 per share. DURAN RYAN H Officer — 2024-10-09 00:00:00 D
7 500 1265 — Sale at price 2.53 per share. DURAN RYAN H Officer — 2024-09-26 00:00:00 D
8 500 1200 — Sale at price 2.40 per share. DURAN RYAN H Officer — 2024-09-11 00:00:00 D
9 500 1365 — Sale at price 2.73 per share. DURAN RYAN H Officer — 2024-08-28 00:00:00 D
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems0.00-2.02M-464.03K826.35K
TaxRateForCalcs0.000.210.210.06
NormalizedEBITDA-4.35M-4.20M-28.69M-8.21M
TotalUnusualItems4.91M-9.63M-2.21M13.55M
TotalUnusualItemsExcludingGoodwill4.91M-9.63M-2.21M13.55M
NetIncomeFromContinuingOperationNetMinorityInterest-7.32M-15.94M-29.24M4.76M
ReconciledDepreciation7.77M4.98M478.02K1.38K
EBITDA562.43K-13.83M-25.96M5.34M
EBIT-7.21M-18.81M-26.44M5.33M
NetInterestIncome-136.38K249.59K394.68K682.70K
InterestExpense443.70K0.004.42K653.00
InterestIncome307.32K249.59K394.68K683.35K
NormalizedIncome-12.22M-8.34M-27.49M-7.96M
NetIncomeFromContinuingAndDiscontinuedOperation-7.32M-15.94M-29.24M4.76M
DilutedAverageShares2.81M2.28M2.23M1.32M
BasicAverageShares2.81M2.28M2.23M1.14M
DilutedEPS-5.02-6.98-13.103.60
BasicEPS-5.02-6.98-13.104.20
DilutedNIAvailtoComStockholders-7.32M-15.94M-29.24M4.76M
NetIncomeCommonStockholders-7.32M-15.94M-29.24M4.76M
NetIncome-7.32M-15.94M-29.24M4.76M
MinorityInterests340.06K2.93M-1.36M-243.90K
NetIncomeIncludingNoncontrollingInterests-7.66M-18.88M-27.88M5.00M
NetIncomeDiscontinuousOperations0.00
NetIncomeContinuousOperations-7.66M-18.88M-27.88M5.00M
TaxProvision0.0060.57K1.44M326.18K
PretaxIncome-7.66M-18.81M-26.45M5.33M
SpecialIncomeCharges-1.39M-1.95M-6.52M634.19K
OtherSpecialCharges8.08K-20.09K-500.66K
WriteOff0.00750.68K1.05M
ImpairmentOfCapitalAssets1.39M1.19M5.49M23.72K
GainOnSaleOfSecurity6.30M-7.68M4.31M12.91M
DepreciationAmortizationDepletionIncomeStatement7.77M4.98M478.02K11.09K
DepreciationAndAmortizationInIncomeStatement7.77M4.98M478.02K11.09K
SellingGeneralAndAdministration5.37M6.71M20.06M6.68M
SellingAndMarketingExpense817.04K851.81K635.27K417.96K
GeneralAndAdministrativeExpense4.56M5.86M19.42M6.26M
SalariesAndWages4.56M5.86M19.42M6.26M
TotalRevenue16.99M6.19M6.42M14.02M
OperatingRevenue16.99M6.19M6.42M14.02M
ProfessionalExpenseAndContractServicesExpense2.06M1.86M3.16M2.27M
OtherNonInterestExpense8.05M9.50M2.65M576.63K
Line Item2023-12-31
TreasurySharesNumber0.00
OrdinarySharesNumber5.13M2.49M2.18M2.17M
ShareIssued5.13M2.49M2.18M2.17M
NetDebt2.91M
TotalDebt7.70M763.75K746.00K182.69K
TangibleBookValue26.55M36.19M49.19M60.76M
InvestedCapital43.78M36.75M49.67M60.88M
NetTangibleAssets26.55M36.19M49.19M60.76M
CapitalLeaseObligations947.50K196.16K270.22K68.00K
CommonStockEquity37.03M36.19M49.19M60.76M
TotalCapitalization43.39M36.19M49.19M60.76M
TotalEquityGrossMinorityInterest35.34M34.86M50.80M61.01M
MinorityInterest-1.68M-1.33M1.61M249.09K
StockholdersEquity37.03M36.19M49.19M60.76M
RetainedEarnings-65.66M-58.96M-43.02M-13.78M
AdditionalPaidInCapital102.69M95.15M92.21M74.53M
CapitalStock4.60K2.49K2.23K13.02K
CommonStock4.60K2.49K2.23K13.02K
PreferredStock0.000.000.000.00
TotalLiabilitiesNetMinorityInterest8.70M2.85M2.39M1.09M
LongTermDebtAndCapitalLeaseObligation7.14M85.78K179.40K
LongTermCapitalLeaseObligation776.53K85.78K179.40K
LongTermDebt6.37M
CurrentDebtAndCapitalLeaseObligation557.28K677.97K566.60K182.69K
CurrentCapitalLeaseObligation170.97K110.38K90.82K68.00K
CurrentDebt386.31K567.59K475.77K114.69K
CurrentNotesPayable386.31K567.59K475.77K114.69K
PayablesAndAccruedExpenses1.01M2.09M1.65M911.04K
Payables1.01M2.09M1.65M911.04K
TotalTaxPayable0.00326.18K
IncomeTaxPayable0.00326.18K
AccountsPayable989.56K2.06M1.57M463.65K
TotalAssets44.05M37.71M53.19M62.10M
InvestmentsAndAdvances232.09K1.32M12.43M9.32M
AvailableForSaleSecurities232.09K1.32M12.43M4.64M
LongTermEquityInvestment0.004.68M
GoodwillAndOtherIntangibleAssets10.48M0.00
OtherIntangibleAssets10.48M
NetPPE19.32M24.71M29.66M866.28K
AccumulatedDepreciation-12.76M-5.59M-661.04K-183.02K
GrossPPE32.08M30.30M30.32M1.05M
ConstructionInProgress0.002.20M788.40K
OtherProperties938.64K189.01K265.66K59.97K
MachineryFurnitureEquipment31.06M30.03M27.85M200.93K
Properties80.06K80.06K
PrepaidAssets1.23M1.22M
Receivables231.19K1.67M4.10M2.03M
OtherReceivables231.19K231.19K293.47K28.19K
NotesReceivable0.001.44M3.81M2.03M
CashCashEquivalentsAndShortTermInvestments3.85M2.42M4.76M48.55M
OtherShortTermInvestments4.29K2.13M
CashAndCashEquivalents3.85M2.42M4.76M48.55M
CashFinancial3.38M2.40M4.24M32.56M
CashCashEquivalentsAndFederalFundsSold3.85M2.42M4.76M48.55M
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow-13.68M-5.03M-23.80M-13.30M
RepurchaseOfCapitalStock0.00-106.55K0.00
RepaymentOfDebt-624.48K-299.03K-220.36K
IssuanceOfDebt6.33M0.000.00
IssuanceOfCapitalStock2.15M0.00
CapitalExpenditure-1.73M-1.63M-14.66M-16.00M
InterestPaidSupplementalData430.23K0.000.001.89K
IncomeTaxPaidSupplementalData0.000.002.06M
EndCashPosition3.38M2.40M4.24M32.56M
BeginningCashPosition2.40M4.24M32.56M11.55M
ChangesInCash976.32K-1.84M-28.32M21.01M
FinancingCashFlow12.54M-731.03K-299.03K41.48M
CashFlowFromContinuingFinancingActivities12.54M-731.03K-299.03K41.48M
NetOtherFinancingCharges-709.49K-624.48K31.46M
ProceedsFromStockOptionExercised4.77M0.000.0010.25M
NetCommonStockIssuance2.15M-106.55K0.00
CommonStockPayments0.00-106.55K0.00
CommonStockIssuance2.15M0.00
NetIssuancePaymentsOfDebt6.33M0.00-299.03K-220.36K
NetShortTermDebtIssuance0.00
ShortTermDebtIssuance0.00
NetLongTermDebtIssuance6.33M0.00-299.03K-220.36K
LongTermDebtPayments-624.48K-299.03K-220.36K
LongTermDebtIssuance6.33M0.000.00
InvestingCashFlow379.42K2.30M-18.89M-23.18M
CashFlowFromContinuingInvestingActivities379.42K2.30M-18.89M-23.18M
NetOtherInvestingChanges-2.14M3.92M-469.41K-2.06M
DividendsReceivedCFI-19.62K0.00
NetInvestmentPurchaseAndSale7.84M-7.34K-4.22M-5.26M
SaleOfInvestment8.32M27.82K518.93K1.90M
PurchaseOfInvestment-485.50K-35.16K-4.74M-7.16M
NetBusinessPurchaseAndSale-3.64M0.000.00
PurchaseOfBusiness-3.64M0.000.00
NetIntangiblesPurchaseAndSale7.82M-7.34K-469.41K478.94K
SaleOfIntangibles8.31M27.82K518.93K1.90M
PurchaseOfIntangibles-485.50K-35.16K-988.34K-1.42M
NetPPEPurchaseAndSale78.81K0.00-14.65M-15.99M
SaleOfPPE78.81K0.00
PurchaseOfPPE0.00-14.65M-15.99M
CapitalExpenditureReported-1.73M-1.63M-15.38K-14.41K
OperatingCashFlow-11.95M-3.40M-9.14M2.70M
CashFlowFromContinuingOperatingActivities-11.95M-3.40M-9.14M2.70M
ChangeInWorkingCapital-7.73M-11.71M-618.97K-869.20K
ChangeInOtherWorkingCapital-52.64K-98.50K-699.16K
ChangeInOtherCurrentAssets-10.43M-12.29M-945.56K0.00
ChangeInPayablesAndAccruedExpense-1.08M177.48K393.26K349.64K
ChangeInPrepaidAssets3.78M189.41K651.47K-845.85K
ChangeInReceivables0.00262.28K-293.47K0.00
OtherNonCashItems132.66K10.88M2.51M25.82M
StockBasedCompensation519.54K2.94M17.67M2.84M
UnrealizedGainLossOnInvestmentSecurities1.09M9.76M-4.37M909.04K
AssetImpairmentCharge1.38M1.90M2.34M23.72K
DepreciationAmortizationDepletion7.77M4.98M478.02K1.38K
DepreciationAndAmortization7.77M4.98M478.02K1.38K
OperatingGainsLosses-7.45M-3.28M740.07K-31.02M
GainLossOnInvestmentSecurities0.00-4.42K62.14K-30.40M
GainLossOnSaleOfPPE136.10K-2.06M17.80K-502.66K
GainLossOnSaleOfBusiness0.00-43.62K
NetIncomeFromContinuingOperations-7.66M-18.88M-27.88M5.00M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for LMFA
Date User Asset Broker Type Position Size Entry Price Patterns